1993 10 13 IAB Minutes CONSENT ITf~ A
INVESTMENT ADVISORY BOARD
MINUTES
October 13, 1993
The regular meeting of the La Quinta Investment Advisory Board was
called to order at the hour of 5:30 P.M. by Chairman Lewis,
followed by the Pledge of Allegiance.
PRESENT: Board Members Brown, Gilreath, Sales, Wilson
and Chairman Lewis
ABSENT: None
OTHERS PRESENT: Thomas J. O'Reilly, Finance Director and Debbie
DeRenard, Secretary
I. PUBLIC COMMENT - None
II. PRESENTATION
A. Presentation by Cynthia L. Bonneau of. C L Bonneau & Co.
regarding investment opportunities.
Ms. Bonneau outlined the structure of investment agreements
along with the advantages and disadvantages of various
investment options. A sample investment contract was
reviewed.
Board Member Brown advised that she and Ms. Bonneau are
friends and previous'co-workers and she would like to go on
record stating that she will abstain from voting on any item
regarding Ms. Bonneau.
Mr. O'Reilly advised that Ms. Bonneau was not recommended by
Board Member Brown. Ms. Bonneau contacted the City previously
as a referral from one of the City's Financial Advisors.
III. CONSENT CALENDAR
A. APPROVAL OF MINUTES FROM THE MEETING OF SEPTEMBER 8, 1993.
MOTION - It was moved by Board Members Brown/Gilreath to
approved the minutes of September 8, 1993 as submitted.
Motion carried unanimously.
IV. BUSINESS SESSION
A. TRANSMITTAL OF TREASURER'S REPORT DATED JULY 31, 1993.
Mr. O'Reilly advised that the July 31, 1993 Treasurers Report
was before the Board at their September 8, 1993 meeting in
draft form. Information on the outstanding checks has been
included in the Report.
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Mr. o'Reilly advised that the outstanding stale dated checks
are scheduled to be canceled.
In response to Board Member Sales, Mr. O'Reilly advised that
the expiration date is not specified on the checks.
Board Member Lewis advised that unless it is explicitly
stated, its payable at the option of the bank. The bank
cannot be held liable for paying a check.
Mr. O'Reilly reviewed the Treasurer's Report balances with the
Board.
MOTION - It was moved by Board Members Gilreath/Sales to
receive and file the Treasurer's Report dated July 31, 1993.
Motion carried unanimously.
B. APPOINTMENT OF INVESTMENT ADVISORY BOARD MEMBER TO THE
ARBITRAGE SERVICES SELECTION COMMITTEE.
Mr. O'Reilly advised that the IRS has established rules for
arbitrage compliance. Arbitrage is the interest the City
would make on investments. If the City makes more money on
the interest from investing their money than is being paid to
bond holders, this is called arbitrage. There have been
industry abuses in the past and that the IRS passed guidelines
in 1986 that were extremely complicated. The rules were
updated in 1989 to simplify the existing rules. The government
passed arbitrage rules and regulations that require any excess
arbitrage that is made has to be turned over to the federal
government. There is a 5 (five) year reporting period.
The City will be doing an RFP and appoint a selection
committee to select a consultant to perform the arbitrage
services. The City Council. suggested that the' selection
committee consist of 2 Staff Members - Tom O'Reilly, Finance
Director, Geniene Croft, Account Technician, Stanley Sniff,
Council Member and 1 member of the Investment Advisory Board.
Mr. O'Reilly advised that the selection committee's duties
will be to review the RFP, the RFP will then be mailed to the
interested consultants, and the selection committee will meet
and review the completed RFP's in order to make a
recommendation to Council. This should not require an
extensive amount of meeting time.
In response to Board Member Brown, Mr. O'Reilly advised that
this will probably be happening every 3 (three) years.
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Chairman Lewis asked for volunteers.
Mr. Sales advised that he would volunteer to be on the
selection committee.
Motion: It was moved by Board Members Brown/Gilreath to
nominate Board Member Sales to the Arbitrage Selection
Committee. Motion carried unanimously.
Board Member Brown recommended that Board Member Sales reports
back to the Investment Advisory Board on the procedures of the
selection committee.
C. CONSIDERATION OF REQUEST TO HAVE THE LA QUINTA CITY COUNCIL
APPOINT AN INVESTMENT ADVISORY BOARD LIAISON.
Mr. O'Reilly advised that at the September 8, 1993 Investment
Advisory Board meeting, the Board requested that a method or
process be identified for soliciting input from the City
Council as to specific functions that the Council would like
to see performed by the Investment Advisory Board.
One possible alternative to achieve this input would be to
request a Council Liaison to the Investment Advisory Board.
This Liaison would provide the Board with the opportunity to
gather input from the Council concerning the specific
performance of the functions outlined in the Municipal Code
that created the Board.
Mr. O'Reilly presented a memorandum in the staff report for
the Board to review.
Board Member Wilson questioned if the Council wanted to meet
with the Investment Advisory Board. He further advised that
one Council Member cannot speak for the others and if the
Council were to rotate, it would be diluted even more.
Mr. O'Reilly advised that if the Board had specific questions,
the Council Member could speak from his point of view, but
could not speak for the Council as a whole. The Council
Member could take this information back and report to the
entire Council.
Board Member Sales advised that if the Council expects the
Investment Advisory Board to review the monthly financial
reports and tie them into the records, the Board would like to
know how far the Council would like them to research.
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Minutes
Board Member Wilson advised that his opinion is that the
Council does not expect the Board to research the records. He
further explained that the City is well audited and the Board
is not going to understand the financial process well enough.
The purpose of the Board in his opinion is to recommend broad
scale recommendations.
Mr. O'Reilly advised that the Board was created as a
recommendation from the Task Force after the Wymer incident.
He advised that Council may have wanted another review
process.
Board Member Wilson advised that the Council is probably
looking for positive input that would provide safety for the
public's money.
Board Member Brown advised that it is crucial that what the
Council had in mind needs some clarification and that a member
of Council should speak before the Board directly, or perhaps
it would be simpler to have a specific task outline from the
Council. The Board is speculating and in order for the Board
to provide a service, the City Council needs to answer these
questions directly.
Chairman Lewis advised that the memorandum does not
specifically state the number of meetings that Council should
attend.
Mr. O'Reilly advised that the options were left open for
Council's pleasure. If the Board wants to identify something
specific they can and then per the amendment, the memo will be
sent to Council.
Board Member Brown suggested that the Board give an either/or
situation. This will provide Council with the option to
choose the best method for guidance.
Board Member Sales advised that this is a new Board and there
is no real precedence to follow.
Board Member Brown advised that the Council will act when they
see something in writing.
Board Member Sales advised that the Council may be going
though the same process when they review the Treasurer's
Reports.
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Mr. O'Reilly advised that this Board is reviewing the
Treasurer's Report more thoroughly than the Council does at
their meeting.
Board Member Brown advised that maybe this is what the Council
wants this Board to do.
Board Member Sales advised that this Board is spending a lot
of time on the Treasurer's Reports.
Board Member Wilson advised that this Board has spent a lot of
time determining how the Treasurer's Report is put together,
but he advised that he is not sure that it is confirmed and
balanced. The auditors know whether the report is confirmed
and balanced correctly. This is what they are paid to do.
Board Member Brown advised that the Board can tell if it is in
balance. This may be a waste of the Boards time and if it is
then it needs to be eliminated.
Mr. O'Reilly advised that he will revise the memorandum and
bring it back to the Board.
Motion: It was moved by Board Member Gilreath/Wilson to
continue this item until the November 10th Investment Advisory
Board. Motion carried unanimously.
D. CONSIDERATION OF CONSOLIDATING THE CITY AND RDA BANK ACCOUNTS.
Mr. O'Reilly advised that this was brought up to the
Investment Advisory Board at their last meeting.
Currently, there are 4 (four) accounts with Bank of America.
The City and the RDA each already use a pooled cash process
for the various funds that fall under City or RDA control.
This means that although each fund has its' own cash balance,
one checking account is used and the checks specifically
charge each fund per the account number coded.
Staff is suggesting that the City and RDA accounts run under
the same checking account. The coding on the checks would
establish which account would be charged. In the valley,
Rancho Mirage is the only City still operating with 2
accounts. Pooling the account does not eliminate the
possibility of having a separate investment. The RDA could
make an investment that is strictly RDA that is not pooled
with the other fund~. The City is cutting the RDA checks now,
because the system is old and cannot handle two warrant runs.
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In response to Board Member Wilson, Mr. O'Reilly advised that
the State Code does not recommend it or prohibit it.
Board Member Wilson advised that the public will sometimes
have a misconception of how the funds can be used (by co-
mingling the funds) and will this create a perception in the
publics mind regarding the funds?
Mr. O'Reilly advised that this perception exists already and
we have run into this with Project Area No. 1.
Mr. O'Reilly advised that this was brought before the Council
and there was hesitation and that at the time the
recommendation was to take this to the Investment Advisory
Board. The concern at that point was that the monies are
together and if someone wants to go after the RDA or City they
would get all the money. Staff feels the courts would agree
that there is no way they could freeze the entire account when
different amounts belong to different entities, and there
would be no risk in this.
In response to Board Member Sales, Mr. O'Reilly advised that
the amount of time this will save would be approximately 16
hours of staff time.
Mr. O'Reilly advised that the cost savings will be minimal,
its more of a work load and simplicity effort.
In response to Board Member Sales, Mr. O'Reilly advised that
the coding of the checks will not be different, just simpler.
The coding that is going on now is more apt for error than the
coding would be if the accounts were combined.
Mr. O'Reilly advised that separate records will still be kept
for the~different accounts.
Board Member Sales stated that he did not feel the City should
combine the accounts at this time.
MOTION: It was moved by Board Members Brown/Gilreath to
approve the consolidation of the City and RDA Bank Account.
Motion carried with Board Member Sales voting NO.
VI STUDY SESSION - None
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VII OTHER
A. Staff Information Reports.
a. Update on Time Capsule
Mr. O'Reilly updated the Board on the Time Capsule
items.
Board Member Wilson suggested a aerial photo of the
area.
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Mr. O'Reilly advised that he has contacted the
trustees regarding LAIF as a permitted investment.
The Bank of America seem straight forward, First
Interstate had the individualized investments and
right away they felt that LAIF wasn't specifically
allowed in that investment, but if the Bond Counsel
writes an opinion letter that states "the
investments that LAIF is doing match the permitted
investments", they did not feel they would have a
problem with that. As a follow-up on that, as part
of the research on what was presented concerning
the bond issues for the RDA and the Financing
Authority that actually have a reserve sitting with
a Trustee, staff looked at the five bonds for the
Assessment Districts for which the City has
reserves in-house. Looking through some of the
documents it appears the City may have to segregate
out those reserves. Staff is researching old
Resolutions when the Assessment Districts were
formed, on what to do with the proceeds and where
the reserves have to go.
VII ADJOURNMENT
MOTION - It was moved by Board Member Wilson/Brown to adjourn
the meeting. Motion carried unanimously.