1995 09 13 IAB Minutes CONSENT CALENDAR ITEM: A
INVESTMENT ADVISORY BOARD
MINUTES
September 13, 1995
I CALL TO ORDER
Regular meeting of the La Quinta Investment Advisory Board was called to order at the hour of 5:30
P.M. by C'hairman Lewis, followed by the Pledge of Allegiance.
PRESENT: Board Members Brown, Irwin, Osborne, Rodriguez, Sales and Chairman
Lewis
ABSENT: *Board Member Frame
OTHERS PRESENT: John Falconer, Finance Director and Debbie DeRenard, Secretary
*Excused
II CONFIRMATION OF AGENDA
Mr. Falconer advised that Board Member Irwin has requested that a report that he has
prepared on LAIF be added to Business Session Item B.
III PUBLIC COMMENT- None
IV CONSENT CALENDAR
A. Approval of Minutes of July 12, 1995
MOTION - It was moved by Board Members Irwin/Sales to approve the minutes of July
12, 1995 as submitted. Motion carried unanimously.
V BUSINESS SESSION
A. Transmittal of Treasury Report for June 30 and July 31, 1995.
In response to the Board, Mr. Falconer advised that the Treasurers Report is in a new
format. After review of the treasurers reports from other cities and comments from the
Investment Advisory Board, the new format was created.
MOTION -It was moved by Board Members Irwin/Brown to receive, accept and file the
Treasury Reports dated June 30, 1995 and July 31, 1995. Motion carried unanimously.
Investment Advisory Board ' September 13, 1995
Minutes
B. Continued Consideration of LAIF Investments
1. LAIF Contract
Board Member Sales advised that this contract consists of a resolution.
2. Investment Report furnished by Tom Lewis
Noted.
3. Coachella Valley Treasurers Reports
Noted.
4. LAIF Earnings Rate and Balances for FY 94195
Noted.
5. LAIF Investment Policies
Board Member Irwin advised that he has listed nine major reasons why LAIF may
not be an appropriate investment vehicle for the City of La Quinta. He advised
that he feels there are a lots of other investments besides LAIF that don't have
the problems that LAIF have.
In response to Board Member Sales, Mr. Falconer advised that the City has
information on the LAIF Board. The LAIF Board consists of five Board Members
designated by statute. The Chair is the State Treasurer or designated
representative, two members qualify by training and experience in the field of
investments and finance and two members are treasures, finance or fiscal
officers or business managers employed by any city, county or local district.
In response to Board Member Sales, Board Member Irwin advised that the
concept of corporate government calls for an Independent Board that are
responsible to the share holders. This LAIF Board is not necessarily responsible
to the shareholders. We do not elect/appoint the LAIF Board.
Board Member Sales advised that the shareholders elect the people that appoint
the Board.
Investment Advisory Board September 13, 1995
Minutes
Board Member Irwin advised that if the City invested in mutual funds - the City
would be electing the directors themselves.
Mr. Falconer advised that the LAIF administrator, Ms. Pat Beal will be speaking
at the October 20, 1995 CSMFO meeting. The Investment Advisory Board is
invited.
6. Diversification of Investments
Board Member Irwin stated that he would like to have a motion made that will
reduce LAIF significantly.
MOTION - It was moved by Board Member Irwin that the Investment Advisory
Board resolve that the City reduce its investment exposure to LAIF to less than
10% percent and redeploy those funds to some combination of mutual funds that
invest strictly in treasury bills with average maturities in the neighborhood of 60
days and direct investments in treasury billS.
Motion died from lack of second.
Chairman Lewis advised that its appropriate for the Board to consider
diversification of investments. It's not appropriate to have all investments in the
same investment account.
Board Member Osborne advised that he has requested information from a
colleague at Merrill Lynch regarding options available that are comparable with
the LAIF rates.
Board Member Osborne distributed information on Merrill Lynch.
Chairman Lewis advised that the Board needs to discuss percentages of
investments for diversification.
Mr. Falconer advised that the Investment Policy suggests that the broker-dealer
be located in the City of La Quinta or Riverside County. In terms of the process,
the City Attorney and City Manager felt Staff could make the analysis and
decisions. He further requested a list from the Investment Advisory Board of
those individuals who the Board felt qualified as broker-dealers.
Investment Advisory Board September 13, 1995
Minutes
In response to the Board, Mr. Falconer advised that he had previously presented
to the Board his recommendation that the City has one to two million that can be
invested for approximately 2 years. He recommended U. S. Treasury
obligations.
Mr. Falconer read a portion of the Investment Advisory Policy "U.S. Treasury and
Agency Investments shall use a formal bidding procedure where rates will be
received from at least two institutions with the investment placed with the highest
yielding bidder, providing the institution meets the City investment criteria".
Chairman Lewis requested each Board Member give their suggestions for
potential brokers that the City can consider for a "approved brokers list".
Board Member Osborne - Ron Meraz - Merrill Lynch
Board Member Brown - Reid Jenkins, Telephone-779-9112
Board Member Sales - A National Firm
Board Member Irwin - Wells Fargo or 1st Interstate
Chairman Lewis - Frank Mescari- 1st Tennessee- Memphis Branch
Board Member Brown recommended reducing LAIF by 20 to 30 percent.
Discussion continued regarding investments with the following motion made:
MOTION - It was moved by Board Members Brown/Osborne to recommend to
the City Council that five million dollars of the total currently invested in LAIF
which is approximately 60 percent be diversified to be determined at a later point
(date not defined) as to how the Board structures the diversification.
Board Member Irwin advised that still leaves eleven million in LAIF and states
that he feels that this is a bad idea.
Motion carried with Board Member Irwin voting NO.
Chairman Lewis advised that staff is directed, that the Investment Advisory Board
feels five million dollars should be withdrawn from LAIF to be invested in a
different investment vehicle.
Mr. Falconer advised that the "at a later date" was not defined in the motion.
Mr. Falconer advised that there was a recent bond issue that raise approximately
$20 million dollars that is invested in mutual funds. If we reduce LAIF and invest
Investment Advisory Board September 13, 1995
Minutes
the money in mutual funds, its going to Change the mix. This needs to be
considered.
Mr, Falconer advised that by the next Investment Advisory Board meeting the
Broker/Dealer list should be finalized,
The Board concurred on the following changes to the investments:
Investment Type Maximum % 'Change to %
Savings/Operating Accounts 85%
Certificates of Deposit 60%
U.S. Government & Agency Securities 75% 30% increase of Present Balance
Government Pool 90% 30% reduction of Present Balance
Money Market & Short Intermediate
Term Bond Funds 60%
MOTION -It was moved by Board Members Brown/Sales to recommend to the
· City Council to reduce Government Pools by 30% Percent of present amount and
increase U,S, Government and Agency Securities by 30% Percent of present
amount and would require continual review and maintenance by the Investment
Advisory Board and would encourage the evaluation of broker/dealers to be
forthcoming to further make a definitive date of closure,
Board Member Irwin stated for the record that there is still too much money in.
LAIF,
Motion carried with Board Members Rodriguez and Irwin voting NO,
7. Mutual Funds
Discussed in Item No, 6 above,
C. Continued Consideration of the Investment Policy
1. Investment Advisory Board Minutes of 6/22/94, 7/20/94, 8/17/94 & 8/31/94
MOTION -It was moved by Board Members Sales/Osborne to table the Consideration
of the Investment Policy. Motion carried unanimously.
VI BOARD MEMBER COMMENTS - None
Investment Advisory Board September 13, 1995
Minutes
VII INFORMATIONAL ITEMS
A. Percentages of Investments
Noted.
B. LAIF Primary Dealers and Direct Issuers
Noted.
C. LAIF Authorized Personnel
Noted.
VII ADJOURNMENT
MOTION -It was moved by Board Members Irwin/Sales to adjourn the meeting. Motion carried
unanimously.