1997 09 10 IAB Minutes INVESTMENT ADVISORY BOARD
Meeting
September 10, 1997
I CALL TO ORDER
Regular meeting of the La Quinta Investment Advisory Board was called to order at the
hour of 5:30 P.M. by Chairman Sales, followed by the Pledge of Allegiance.
PRESENT: Board Members Frame, Irwin, Lewis, Osborne and Chairman Sales
ABSENT: Board Member Brown and one (1) Vacancy
OTHER PRESENT: John Falconer, Finance Director and Debbie DeRenard, Secretary
II CONFIRMATION OF AGENDA
Confirmed
III PUBLIC COMMI=NT
Phil Sham, CPA spoke regarding his background and his interest in joining the
Investment Advisory Board.
IV. CONSENT CALENDAR
A. Approval of Minutes of Meeting on July 9, 1997 for the Investment
Advisory Board.
Board Member Frame advised that on page 3, 3rd paragraph it should read
Board Member Irwin, not Board Member Frame.
MOTION - It was moved by Board Members Osborne/Frame to approve
the minutes of the July 9, 1997 Investment Advisory Board meeting as
corrected. Motion carried unanimously.
Investment Advisory Board September 10, 1 997
Minutes
V. BUSINESS SESSION
A. Transmittal of Treasury Report for June and July, 1997
Mr. Falconer presented the staff report and advised that Staff has noted
the monthly amortization in the June report. The City Auditors have
requested that the amortization be prepared on a monthly basis. Future
reports will reflect this change.
Mr. Falconer advised that on the July Treasurers Report the Deferred
Compensation has been deleted. One of the key issues during the
Orange County problems was the fact that the creditors wanted to go
after the Deferred Compensation. There has been recent legislation by
Congress that clarifies Deferred Compensation. The City will need to
record Deferred Compensation on the Books, but not in the financial
statements.
Mr. Falconer advised that another change was LAIF investment
percentage being reduced from 40 to 35 percent.
In response to Chairman Sales, Mr. Falconer advised that the City is
required by the bond indenture to have the arbitration calculated every
other year. The City contracts with MuniFinancial for arbitrage
calculations.
In response to Board Member Frame, Mr. Falconer advised that a line
item could be added to the treasurer's report that would indicate any
expected changes in the balances.
Mr. Falconer advised that he would add this to the August Treasurers
Report.
MOTION - It was moved by Board Members Lewis/Frame to Accept,
Receive and File the Treasurers Reports for June and July, 1997. Motion
carried unanimously.
Investment Advisory Board September 10, 1997
Minutes
B. Investment Plan
Mr. Falconer presented the Staff Report and indicated that the
Investment Policy and the Cash Flow have been produced and to get a
better sense on what the City's cash needs are and when to invest in
certain vehicles an Investment Plan has been presented. The staff report
lists some background information in terms of the Investment Policy and
Cash Flow. He further explained the Graphs indicating that they
represent Cash and Investments changes.
In response to Board Member Irwin, Mr. Falconer advised Staff did not
go into much historical trend. He advised that seasonal revenue "trend
graph" for the last two or three years could be produced. He further
advised that most of the historical investments would be in LAIF.
In response to Chairman Sales, Mr. Falconer advised that the City has a
5-year forecast.
Mr. Falconer advised that the last page of the staff report displays the
past strategy. He advised that the current investment plan has been to
identify the amount of funds that will not be required for at least two
years. He questioned whether the Board would want to consider
Commercial Paper, LAIF or Treasuries as a temporary investment on a
shorter term basis.
Board Member Irwin questioned what the transaction costs would be on
short term basis for T-bills.
Mr. Falconer advised that when you purchase a T-bill the transaction cost
are included in the yield.
DisCussion continued with the Board discussing short term investments
and deciding on safety first.
Mr. Falconer advised that as an example in January the City receives
approximately 6-million dollars. Pass-through payments are due in
February and March. There is a 30-day period that the monies can be
invested and they cannot all be invested in LAIF because of the maximum
percentage investable.
Investment Advisory Board September 10, 1997
Minutes
Board Member Irwin advised that there are several investment vehicles.
Mr. Falconer advised that he can stay within the 35% percent LAIF limit
during the entire course of the year, except for twice a year when
property taxes are distributed. This happens at the end of January and
the end of May. During these periods of time, an alternative investment
vehicle is needed for 30 days.
Board Member Frame advised that he would recommend maximizing the
amount within the government securities for those periods of time. He
further advised that within the risk parameters, his input would be to try
within some safety issues to maximize the yield.
In response to the Board, Mr. Falconer asked if the Board was interested
in using commercial paper as an investment vehicle for a thirty-day period
and what would the perimeters be.
Board Member Lewis advised that the Board has put together the rating
guidelines in the Investment Policy and the percentages. An investment
in commercial paper that fits in these perimeters would be within the
guidelines.
Mr. Falconer advised that he would not feel comfortable investing more
than a million dollars in any one entity. This isn't a restriction in the
policy, but a personal preference.
Board Member Frame advised that the Board would just like to be '
informed of the perimeters that will be used in regards to investing in
commercial paper.
Board Member Irwin agreed further advising that the Board should be
'choosing entities for investment in commercial paper.
Discussion continued regarding commercial paper with the Board deciding
that they would like to see cash projections through the end of the fiscal
year so that they may get an ideal as to when these funds would be
invested and bring them back to the Board.
Investment Advisory Board September 10, 1 997
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MOTION -It was moved by Board Members Lewis/Osborne to continue
the Investment Plan to the next scheduled Investment Advisory Board
Meeting. Motion carried unanimously.
C. Change in Custodian from Wells Fargo to Bank of New York Western
Trust Company
Board Member Frame advised that Bank of New York is a very creditable
institution and he has no problem with the change.
In response to Chairman Sales, Mr. Falconer advised that Bank of New
York's (BNY) main office is in New York, but that they have an office in
Los Angeles.
Board Member Irwin advised that a lot of the large banks are getting out
of the custodial business.
In response to Chairman Sales, Mr. Falconer advised that the notice from
Wells Fargo advising that their custodial business was being sold to BNY
was received on July 21st, 1 997.
In response to Board Member Irwin, Mr. Falconer advised that the change
will be a smooth transition. He further advised that he has spoken with
other Finance Directors and they indicated that the only transition will be
BNY tying in with our computer system.
In response to Board Member Frame, Mr. Falconer advised that the costs
for this service will remain the same. He further advised that he will
research the costs to determine if it would be worth going out to bid.
In response to Chairman Sales, Board Member Lewis explained that this
transaction is occurring because Wells Fargo purchased First Interstate
Bank and this is how the City ended up with Wells Fargo Bank. The Bank
of New York is purchasing the trust assets from Wells Fargo Bank and
this is how the City is ending up with Bank of New York. Both
transactions are occurring because the original company that was
contracted with was purchased. He further commented that there is no
change other than with the company that is being dealt with.
Investment Advisory Board September 10, 1 997
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Chairman Sales disagreed. He advised that Wells Fargo was responsible
to the City for their securities and they are no longer going to be
responsible.
In response to the Board, Mr. Falconer advised that the fees will remain
the same. He added that the City is required to go out for competitive
bid every three (3) years and this will take place in fifteen months.
MOTION - It was moved by Board Members Lewis/Frame to approve the
change of Custodian from Wells Fargo to Bank of New York. Motion
carried with Chairman Sales voting NO.
VI. CORRESPONDENCE AND WRITTEN MATERIAL
A. Month End Cash Report -July and August, 1997
In response to Board Member Frame, Mr. Falconer advised that this
report is an informational item and is not apart of the Treasurers Report.
Board Member Irwin reiterated how much he appreciates this report.
B. LAIF Handbook
Mr. Falconer presented the Staff Report advising that the LAIF handbook
has been updated. He added that LAIF has a web site that gives current
information as well. The handbook has not changed significantly since
the last book. He advised that he has spoken with the City Auditor Ken
Al-Imam with Conrad and Associates regarding GASB 31. Mr. Al-Imam
advised that LAIF is required to follow GASB 31 on the requirement of
mark-to-market. LAIF will initiate this next fiscal year.
Board Member Irwin commented that the LAIF report appears to have
more information on investment tactics. He further added that LAIF has
added a section regarding the determination that the State of California
cannot declare bankruptcy under federal regulations.
Investment .Advisory Board September 10, 1997
Minutes
C. Pool Money Investment Board Report - May 1997
Noted and Filed.
D. Distribution of Budget for Fiscal Year 1997/98
Noted and Filed.
VII BOARD MEMBER ITEMS
A. Next Meeting Date
The Board concurred on meeting in October.
VIII ADJOURNMENT
MOTION - It was moved by Board Members Osborne/Irwin to adjourn the
meeting. Motion carried unanimously.