1997 10 08 IAB Minutes INVESTMENT ADVISORY BOARD
Meeting
October 8, 1997
I CALl TO ORDER
Regular meeting of the La Quinta Investment Advisory Board was called to order at the
hour of 5:30 P.M. by Chairman Sales, followed by the Pledge of Allegiance.
PRESENT: Board Members Brown, Irwin, Lewis(5:50), Osborne and Chairman Sales
ABSENT: Board Member Frame and one (1) Vacancy
OTHER PRESENT: John Falconer, Finance Director and Debbie DeRenard, Secretary
II CONFIRMATION OF AGEND/~
Mr. Falconer added the Corrected Investment Advisory Board Minutes for the
September 10, 1997 meeting and the Cash Flow page to the Treasurers Report
for August 1997.
III PUBI lC COMMENT - None
IV CONSENT CAI ENnAR
A. Approval of Minutes of' Meeting on September 10, 1997 for the
Investment Advisory Board.
In response to Board Member Osborne, Mrs. DeRenard advised that the
corrections where as follows:
Page 4 Corrected Sentence- Board Member Irwin agreed further
advising that the Board should not be choosing entities for
investment in commercial paper.
Investment Advisory Board September 10, 1997
Minutes
Page 4 Typo in second paragraph.
Page 6 Typo in forth paragraph.
MOTION - It was moved by Board Members Irwin/Osborne to approve the
Minutes of the September 10, 1997 meeting as corrected. Motion
carried unanimously.
V. BUSINFSS SESSION
A. Transmittal of Treasury Report for August 1997
MOTION - It was moved by Board Members Brown/Irwin to Accept,
Receive and File the Treasurers Report for August 1997. Motion carried
unanimously.
B. Investment Plan
Mr. Falconer presented the Staff Report advising that after the last
meeting, the Board gave Staff direction to review the investment plan in
more detail. A cash flow projection worksheet for FY 1997/98 has been
included in the Staff Report. He further advised that worksheets on
commercial paper have also been included for the Boards review.
In response to Chairman Sales, Mr. Falconer advised that a 6-month
forecast was mailed to each Board Member before the meeting and a one
year forecast is included in the agenda packet.
Mr. Falconer advised that a change was made in the cash flow report
from last month. The revised report will help the Board to review the
short term cash needs.
In response to Board Member Irwin, Mr. Falconer advised that in the
Treasurers Report on Page 4, the column titled Maturity Dates notes the
investment maturing dates. Mr. Falconer advised that if there was a
deficient during the month, an investment would have to be sold early.
Investment Advisory Board September 10, 1 997
Minutes
Chairman Sales questioned the Cash Flow Analysis pointing out that in
January 1998 a 3 million-dollar surplus is projected and Staff has
proposed investing 3.7 in LAIF.
Mr. Falconer advised that further down in the analysis, it displays a
projected amount of 8.6 Million in LAIF. The 3.7 million couldn't be
invested in LAIF due to the 35% LAIF investment limit. He further
advised that on Attachment No. 2 in the Staff Report it lists projected
LAIF balances. He advised that last month the lAB gave staff directions
to review investing in commercial paper and get some recommendations.
At that point in time three million will be available to be invested in
commercial paper.
In response to Board Member Osborne, Mr. Falconer advised that the
three million dollars is earmarked as an expenditure at the end of
February 1998.
In response to Board Member Irwin, Mr. Falconer advised that the
investment in commercial paper would be an investment of thirty days
or less, and one million dollars per each entity.
Mr. Falconer advised that Pages 6 through 21 are the inventory lists
available for commercial paper for that day from the three broker dealers.
In response to Chairman Sales, Mr. Falconer advised that in January three
million dollars is available for a short term investment. One of the
options would be to invest in commercial paper.
Mr. Falconer advised that on Page 5 of the staff report, the LAIF balances
are indicated and it details the amount that will be withdrawn from LAIF
for short term investing.
In response to Board Member Osborne, Mr. Falconer advised that
administering the investment in commercial paper will not be time
consuming. He further advised that each broker dealer submits what is
available for investing in commercial paper, staff reviews the availability
and decides on the investment.
Investment Advisory Board September 10, 1997
Minutes
In response to Chairman Sales, Board Member Irwin advised that there
are thirty day T-bills available. He further advised that commercial paper
was one of several different vehicles that the Board had Mr. Falconer
review.
Mr. Falconer advised that some of the commercial paper investments
listed in the staff report are for over thirty days. They were added as
information items only.
In response to Chairman Sales, Mr. Falconer advised that investing in
commercial paper is an option that is available to the Board. It's not the
most conservative option but in reviewing the cost and benefit and the
diversification it's a good investment.
Board Member Osborne advised that taking into consideration the LAIF
limitation of 35% and the possible interest that can be earn $7,500 to
$10,000 from Commercial paper he feels the investment is worthwhile.
He further advised that within the one million, rating system and thirty
day limit the risk is minimized.
Chairman Sales stated that he needs assurances in regards to commercial
paper. He further advised he doesn't feel the earned income is worth the
risk.
Board Member Irwin requested a set of bids and agency rates for
commercial paper be included in the next agenda packet. He further
advised that it might give the Board more comfort in having the additional
information.
Board Member Irwin suggested a change to the Cash Flow sheet that
listed the cash balances and changes.
Mr. Falconer advised that he would work with Board Member Irwin and
together they could come up with a work sheet that would be helpful to
the Board. He further advised that he would review other investment
vehicles for the Board.
MOTION -It was moved by Board Members Lewis/Brown to continue the
Investment Plan to the November meeting. Motion carried unanimously.
Investment Advisory Board September 10, 1997
Minutes
VI CORRI=SPONnFNCI= ANn WRITTFN MATERIAL
A. Month End Cash Report - September 1997
Noted and Filed
B. Pooled Money Investment Board Reports -June 1997
Noted and Filed
VII BOARD MEMRFR ITFMS
Board Member Irwin stated that when the Board first drafted the Investment
Policy, one of the items that was discussed was the six-month treasury for a
bench mark and it was agreed upon by the Board. He further advised that since
that time he feels that the six-month benchmark is losing its relevancy.
In. response to the Board, Board Member Irwin advised that the Board casts it
aside that some of the investments would be invested for 30 days or less and
we cast it aside that we have needs coming up nine months down the road so
we buy a nine-month investment, and since we are doing this, what is the
relevance of a six-month bench mark.
Board Member Osborne said that some type of benchmark is needed.
Board Member Lewis advised that if the Board .is using a six-month rate as the
benchmark and rates are falling below this, then the Board needs to review
what type of investment vehicles are being used.
Board Member Irwin advised that it implied to him that the Board almost has a
second benchmark of 180 day maturity.
Mr. Falconer advised that the City is currently at 179 day maturity.
Board Member Brown advised that there needs to be a benchmark to protect
against taking unusual risks.
Investment Advisory Board September 10, 1997
Minutes
Board Member Osborne questioned what extent of the investment in
commercial paper the Board is going to be involved.
Chairman Sales advised that the Investment Advisory Board is only an advisory
Board.
A. Next Board Meeting Date
Mr. Falconer advised that if the City Council appoints a new Investment
Advisory Board member at their October 21 meeting, it might be a good
idea to meet in November.
The Board concurred on meeting in November.
VIII ADJOURNMENT
MOTION - It was moved by Board Members Lewis/Osborne to adjourn the
meeting at 6:45. Motion carried unanimously.