1999 09 08 IAB Minutes INVESTMENT ADVISORY BOARD
Meeting
September 8, 1999
I CALL TO ORDER
Regular meeting of the La Quinta Investment Advisory Board was called to order at the
hour of 5:30 P.M. by Chairperson Osborne, followed by the Pledge of Allegiance.
PRESENT: Board Members Irwin, Lewis, Mahfoud, Moulin, Olander
and Chairperson Osborne
ABSENT: Board Member Bulgrin
OTHERS PRESENT: John Falconer, Finance Director and Debbie DeRenard,
Secretary
III PUBLIC COMMENT- None
IV CONFIRMATION OF AGENDA
Mr. Falconer requested that an amended copy of the July 14, 1999 minutes be
added to the agenda. The Board concurred.
V CONSENT CALENDAR
A. Approval of Minutes of Meeting on July 14, 1999 for the Investment
Advisory Board.
MOTION - It was moved by Board Members Lewis/Irwin to approve the
amended Minutes of July 14, 1999. Motion carried unanimously.
VI BUSINESS SESSION
A. Transmittal of Treasury Report for June and July, 1999
In response to Board Member Lewis, Mr. Falconer advised that the
description on page 2 of the June 1999 report describing the decrease
of US Treasury Bills, Notes, Government Agency Securities and
Commercial Paper should read "due to the maturity" instead of "due to
the sale".
Investment Advisory Board September 8, 1999
Minutes
Board Member Olander questioned if the Board had any concerns using
the Bank of New York as the custodian.
In response to Board Member Olander, Board Member Irwin advised that
the City does not have much of a choice. There are only a few agencies
that render this service. He further advised that any public money assets
that are held have to be collateralized. Custodial funds are usually kept
in a separate entity within the bank.
Board Member Irwin advised that on page 2 of the Treasurers Report the
LAIF percentage is at 26.27 percent invested. He advised that he
thought that Staff had an understanding with the Board to keep the LAIF
balance below the 25 percent. He advised that he would rather see the
excess investments in government treasury notes or agency securities or
some combination.
Mr. Falconer advised that it's Staff intent to maintain the 25 percent
invested in LAIF, however the policy allows 35 percent.
Board Member Irwin advised that its been two months since the last lAB
meeting and the market spreads are widening as more corporate
treasurers are getting ready for year end and Y2K. He further advised
that the City has two securities that are expiring on 10/31/99 and
09/30/99 and he wondered if the City would consider selling the
investments now rather than waiting for maturity.
Mr. Falconer advised that the policy has always been to hold investments
until maturity and he adheres to it.
In response to Chairman Osborne, Mr. Falconer advised that the City
would have to recognize a gain or loss on the sale of the investment.
In response to Board Member Irwin, Mr. Falconer advised that the City
would have to recognize a gain or loss on the transaction. He further
advised that the City Auditors have instructed Staff that at the end of
June 30th if the City has material unrealized gains or losses it has to be
recognized on the Profit and Loss Statement. If the City were to actually
sell an investment before maturity at a gain or loss it would have to be
reflected in the financial statement.
Investment Advisory Board September 8, 1999
Minutes
In response to Board Member Irwin, Mr. Falconer advised that provisions
have not been made to record the transaction differently. He further
advised that he would rather withdraw money from the LAIF account to
invest long term rather then break an investment.
Board Member Lewis advised that he would prefer to see Staff do as Mr.
Falconer has suggested. Instead of booking a loss, and the LAIF
investment would be reduced.
Board Member Moulin advised that on page 4 the Cash Balances column
is dated July 1998 and it should be July 1999.
In response to Chairman Osborne, Mr. Falconer advised that the auto mall
account will not have activity every month. He further advised that the
funds in the auto mall account are a combination of City/Developer
contributions and are designated for public improvements. Once the
public improvements are complete, the account will be closed.
MOTION - It was moved by Board Members Lewis/Irwin to review,
receive and file the Treasurers Report for June and July, 1999. Motion
carried unanimously.
B. Board Functions - Ordinance
Board Member Moulin advised that at the last meeting the Board agreed
on changes indicated in the staff report for Section 2.70.030. Section
2.70.020 was placed on the agenda in order for the Board to take action.
He further suggested that Section 2.70.020 be changed as follows:
"lni'Li,lly, ~ The Board ~ ~ ~hould meet oncc a monthi~,
but this schedule may be extended to quarterly meetings upon the
concurrence of the Board and the City Council. The specific
meeting dates will be determined by the Board Members and
meetings may be called for on an as needed basis."
He further advised that the second sentence could be item B.
In response to Board Member Irwin, Board Member Moulin advised that
the wording will be "the Board usually will meet monthly". He advised
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Investment Advisory Board September 8, 1 999
Minutes
that this accommodates the Board because the Board usually meets
monthly with the exception of August and December.
Board Member Lewis advised that the added verbiage cleans up the
language.
Chairman Osborne advised that he doesn't feel an "A" is needed in front
of the first paragraph if there is no "B" paragraph.
In response to Board Member Lewis, Mr. Falconer advised that the
recommended changes from the last meeting have not gone to the City
Council.
Mr. Falconer advised that the issue of the "A" can be referred to the City
Clerk.
MOTION - It was moved by Board Member Moulin/Orlander to approve
the suggested changes. Motion carried unanimously (Board Member
Bulgrin absent.)
C. Request for Proposals - Bank Services
Chairman Osborne advised that its his feelings that the Board should not
try to rewrite the wording of the request for proposals. He further
advised that he has spoken with Mr. Falconer and he feels it would be
better if the format was kept in tact.
Board Member Irwin concurred.
Board Member Olander advised that on page three, second paragraph the
Bank should be First Interstate, not First Interest.
Mr. Falconer advised that the City is required to send an RFP to all those
who requested to be placed on the City's Registry.
In response to Board Member Moulin, Board Member Lewis indicated that
requesting "ownership" details from a financial institution might be
mistaken for other reasons. He further advised that the ownership should
be immaterial, advising that if it is a financial institution in the United
Investment Advisory Board September 8, 1999
Minutes
States it is already highly regulated.
In response to Board Member Olander, Mr. Falconer advised that the list
of banks/organizations were collected as follows: 1 - City Registry that
is maintained by the City Clerk's Office, 2 - Banks located in La Quinta,
and/or 3 - Listed in the California Municipal Treasurers Association
Roster. He further advised that the Board is welcome to add another
institution.
Mr. Falconer questioned if the Board would like to have representatives
from the top institutions come to a Board meeting and make a
presentation and/or set up a subcommittee or just leave the decision with
Staff.
Board Member Irwin advised that he would like to see a subcommittee.
He further advised that the Board is here for investment policy and he
feels that the Board wants to see a "strong bank" selected.
In response to the Board, Mr. Falconer advised that he would like the
Board to be involved in the selection process.
Board Member Olander suggested that the three top institutions be
invited to the lAB meeting to make a presentation.
In response to Board Member Irwin, Mr. Falconer advised that previously
an employee would take the daily deposit to bank. He advised that he
felt that this was an 'unsafe practice and based on the time and mileage
for that employee, having an armor car service is justified.
In response to Board Member Irwin, Mr. Falconer advised that the City
is set up to begin positive pay, however it has not been implemented
because of the amount of Staff time it would require versus the RFP.
The decision was made to implement the positive pay after a bank was
selected. He further advised that in order to implement positive pay the
City Would have to send a tape to the bank to confirm the check
numbers and amounts.
In response to Chairman Osborne, Mr. Falconer advised that the
important guideline for institutions will be that they can meet the needs
of the City.
Investment Advisory Board September 8, 1999
Minutes
In response to Board Member Moulin, Mr. Falconer advised that Tab X on
page 13 can be changed to read Current Annual Audited Report. He
further indicated that the most recent Annual and Quarterly Call Report
can be added to Tab X.
MOTION - It was moved by Board Members Irwin/Lewis to move forward
with the RFP process as outlined by Staff as amended and that the lAB
will participate in interviewing no more than the top three representatives
at an lAB Meeting. Motion carried unanimously.
VII CORRESPONDENC'E AND WRITTEN MATERIAL
A. Month End Cash Report- August 1999
Noted and Filed
B. Pooled Money Investment Board Reports - May & June, 1999
In response to Board Member Irwin, Mr. Falconer advised that the
Financial Services Assistant prepares the LAIF entries and he would
report back to the Board regarding how the LAIF percentages were
obtained at the next meeting.
C. Daily Investment Activity and Monthly Treasurer's Report Procedures
Noted and Filed
D. LAIF - Structured Notes and Asset Bank Securities
Noted and Filed
VIII BOARD MEMBER ITEMS - None
Investment Advisory Board September 8, 1999
Minutes
IX ADJOURNMENT
MOTION - It was moved by Board Members Lewis/Moulin to adjourn the
meeting at 6:30 p.m.. Motion carried unanimously.
Submitted By:
Debbie DeRenard
Secretary