2002 12 11 IAB Minutes INVESTMENT ADVISORY BOARD
Meeting
December 11, 2002
CALL TO ORDER
Regular meeting of the La Quinta Investment Advisory Board was called to order at the
hour of 5:30 P.M. by Chairman Mahfoud, followed by the Pledge of Allegiance.
PRESENT: Board Members Moulin, Osborne, Olander, Felice, Mortenson
(5:33) and Chairman Mahfoud
ABSENT: None
OTHERS PRESENT: John Falconer, Finance Director, Vianka Orrantia, Secretary
and Mike Harrison of Conrad & Associates
II PUBLIC COMMENTS - None
III CONFIRMATION OF AGENDA - (This is the time set aside for public comment
on any matter not scheduled on the agenda.)
IV CONSENT CALENDAR
Approval of Minutes of Meeting on November 13, 2002 for the Investment
Advisory Board.
MOTION - It was moved by Board Members Lewis/Olander to approve the
Minutes of November 13, 2002. Motion carried unanimously.
V BUSINESS SESSION
A. Transmittal of Treasury Report for October 2002
In response to Board Member Olander, Mr. Falconer advised the Board
that they should consider the changes to SB68 and the Court's
decision regarding LAIF and consider modifying the percent of LAIF for
next year's policy. Mr. Falconer also advised the Board that this
would also be discussed with the City Manager.
Investment Advisory Board December 11, 2002
Minutes
MOTION - It was moved by Board Members Lewis/Osborne to review,
receive and file the Treasurer's Report October 2002. Motion carried
unanimously.
VI CORRESONDENCE AND WRITTEN MATERIAL
A. City of La Quinta FY 02/03 Audited Financial Statements
The Board welcomed Mr. Mike Harrison of Conrad & Associates. Mr.
Harrison advised the Board of several new standards that the GAO will
be implementing.
Mr. Harrison advised the Board of the Sarbannes-Act Oxley, which will
affect publicly traded companies. Mr. Harrison also advised the Board of
some GAO standards that will affect the City of La Quinta in June 30,
2004 audit, which will begin in January 2003 and the CPA firms that
conduct audits for government agencies. There are two over arching
principals in the new GAO standards; one, you will not be able to audit
your own work and number two, you will not be able to perform
management functions at an audit client. Mr. Harrison advised the Board
that the GAO recently placed a question and answer section on their
website, due to the fact that a great deal of CPA firms do audit work for
local governments that might also do non-audit services of some type.
Some services might take the form of agreed upon procedures or other
types of reports that are issued as a by-product.
Mr. Harrison advised the Board that for the State of California, Governor
Davis recently signed into law several bills, taking effect January 1st of
2003, affecting all CPA's in California. The first being longer retention
of audit working papers which will be have to be retained for seven
years. Any time there is a restatement of an audited financial statement,
that restated financial statement, along with the previous statement, has
to be sent to the State Board of Accountancy.
Board Member Moulin asked Mr. Harrison to clarify the changes
beginning July of 2003 that could affect the City of La Quinta. Mr.
Harrison stated with that the new GAO standards in cases of appraisal
work, Conrad and Associates has an alternative practice structure. They
look at substance over form in these situations to say it's almost the
same thing as if you were performing those services within your CPA
firm, even though the revenue does not go into the CPA firm.
2
Investment Advisory Board December 11, 2002
Minutes
As an example, if appraisal services were done on fixed assets, under
the new standards, for local governments that haven't valued their
infrastructure and in the year 2004, having the same firm or consulting
department of the same firm will be prohibited in 2004.
All work that has been started has to be completed by July 2003 and
no new work can be started.
Board Member Osborne asked Mr. Harrison how this would affect the
relationship between Conrad and Associates and the City of La
Quinta? Mr. Harrison replied that non-audit services are not provided
to the City by Conrad and Associates. One thing that can be
construed as non-audit service is the services provided by CBIZ of
Orange County, because Conrad and Associates are an alternative
practice structure. In the future, the State will not allow this to be
done on an audit client. Mr. Falconer advised the Board this service
was performed in the GASB 34 update. Mr. Falconer also advised the
Board that the City would soon be going through a pavement
management study, due to the fact that CBIZ relies heavily on a
pavement management study, which was performed approximately
five years ago. The City's Engineering Department is updating the
pavement management study this year, so the infrastructure report
will be updated, which means this is a changing document due to on-
going improvements (i.e. new pavement on the roads, adding lanes,
etc...). Mr. Harrison advised the Board that appraisal and actuarial
services are strictly prohibited under the new GAO standards. So if a
firm decides to do heavy non-audit services the firm will not be able to
do auditing.
Board Member Moulin asked Mr. Harrison if the Treasurer had
questions or needed advice, would this be considered management
consulting? Mr. Harrison replied that this would not be, that a firm
can provide training or advice and this would be considered non-audit
services. Mr. Falconer advised the Board that there are allotted forty
hours per year, for meetings such as this one or meetings for the
Council, or over and above the typical audit, but related to the audit.
Mr. Harrison advised the Board that cash and investments are
confirmed 100%, confirming with the third party custodian, all of the
banks and all the investments. The $106 million has been verified
through third parties. As far as categorization by risk, which is in the
investment footnote, taking the information that is received from
3
Investment Advisory Board December 11, 2002
Minutes
third parties is used to determine how deposits and investments
should be categorized.
All investments that are held with third party custodians are listed in
category one, which is the best level of risk of holding investments.
Money market mutual funds and pools are not categorized as to the
level of risk, and that is how they are listed in the footnotes. Mr.
Harrison advised the Board that Conrad & Associates receives the City
of La Quinta's Investment Policy during the audit; the firm goes
through and marks up the policy, testing for compliance with the
Investment Policy. There was only one item found was the item that
was over the limit on money market mutual funds, when the purchase
of "The Ranch" was done. The limit is 20% of the total portfolio and
the City was at 37%. This was the only compliance issue relating to
investment compliance. Mr. Harrison advised the Board that every
January, Conrad & Associates updates this particular audit area, with
any changes in the government code, the 53601 and the 53645
sections of the government code, as it relates to investments. IVir.
Harrison also advised the Board that Conrad & Associates are looking
at documenting internal controls in for the whole investment cycle, to
determine there are adequate checks and balances and safeguards.
Mr. Harrison stated to the Board that he feels that the internal and
cash controls are very good here in the City.
In response to Chairman Mahfoud, Mr. Harrison advised the Board that
the accounting pronouncement that the City has to follow is not a
FASB Statement, it's a GASB 31 Statement. Mr. Harrison also
clarified that GASB 3 has to do with the categorization as to
investment risk and GASB 31 has to do with marking to market. Due
to the Orange County bankruptcy all of the pools have to be marked to
market. Cities used to disclose this information, but now it's their
intention to hold investments till maturity and they did not mark up
and down the change in the market value. In the report presented, the
City has marked to market in accordance with GASB 31. Mr.
Harrison advised the Board that this is really the dictating accounting
pronouncement as far as how this is presented and for determining
unrealized gains and losses. Board Member IVIoulin asked for
clarification, theoretically the City is marked to market, but the
difference between historical costs and market were insignificant and
immaterial, so adjustments were not made. Mr. Harrison advised the
Board that there is an immaterial difference between cost and market.
This means they're allowing the Treasurer to leave his books at cost; if
there were a material difference he would be made to mark them to
market. Board Member Osborne asked Mr. Harrison what the
Investment Advisory Board December 11, 2002
IVlinutes
materialit¥ number was?
Mr. Harrison stated that they look at the materiality by fund type, and
if they were spread across different funds, the amount would be
below the materiality threshold, such as General funds or Capital fund
types. Mr. Falconer advised the Board that with a portfolio with $100
million, that 1% would be immaterial and in the past the City used
$100,000.
Chairman Mahfoud asked Mr. Harrison if the'City's cash flow for 2002
was in the negative? Mr. Harrison stated that the page in the audit
report was only proprietary funds, not city wide, just the internal
service funds of the City. Board Member Osborne asked Mr. Harrison
if there were any changes recommended, relative to the cash? Mr.
Harrison replied that there was only one compliance area that came
up, this was put in writing and was shared with the City Manager and
the City Council and the City was only out of compliance for one
week.
Mr. Harrison advised the Board that on commercial paper there is one
limit that has been decreased as of January 2002, it's now 25% of
the portfolio of commercial paper, which the Treasurer has picked for
the new policy. Mr. Harrison also advised the Board that LAIFhas
increased from $30 to $40 million; these are the only changes in the
calendar year 2002.
In response to Board Member Moulin, Mr. Harrison advised the Board
that a management letter was issued and there were four comments,
which were "house keeping" comments and/or immaterial compliance
issues. Mr. Harrison stated that the fourth comment was on
investment compliance.
Board Member Moulin stated that he feels that the Finance
Department operates on a lean staff, should they add additional
staffing? Mr. Harrison stated that he only comes out to the City of La
Quinta three or four times a year, each time is on official business for
half a day or a full day and feels that it would be unfair for him to
comment.
In response to Board Member Moulin, Mr. Falconer advised the Board
that the City was looking at new investment software for
approximately $15,000, but Mr. Falconer felt that the cost benefit
didn't justify the
5
Investment Advisory Board December 11, 2002
Minutes
expenditure, so the City decided to stay with the current software,
(mark to market and tracking investments).
Mr. Falconer also advised the Board that the City is currently looking
at purchasing new accounting software. This software would include
cash amount modules and bank reconciliation modules. The City is
hoping to purchase software to work smarter not harder, due to the
fact the current software was purchased ten years ago. Mr. Falconer
stated that the City is hoping to have the new software installed by
July 1st, 2003. In response to Board Member Moulin, Mr. Falconer
advised the Board that Conrad & Associates was not included in the
evaluation of potential software, due to the fact that there was a
possibility that Conrad & Associates would submit a proposal for the
software. The City asked two other Financial Officers here in the
valley to sit on the evaluation committee and are hoping a decision will
be reached by January 2003. Mr. Harrison stated that this was a
good decision because it segregates the audit from the non-audit
services. Discussion regarding the new software can be done after
the selection, and the discussion would include internal controls.
Mr. Harrison advised the Board that Conrad & Associates would be
training their staff on the new fraud standards. This new standard will
not be effective until 6/30/04 here in the City of La Quinta. The name
of this new standard is SAS99.
Board Member Moulin asked Mr. Harrison if the City of La Quinta is
being too restrictive on the Treasurer on the flexibility he or she might
need. Mr. Harrison stated to the Board that he felt the Treasurer,
with his professional background and interest, along with the outside
committee, that the City and the Board should do what they are
comfortable with. Mr. Harrison stated that one concern he has had at
other clients is that the maturity level is out too far.
In response to Board Member Moulin, Mr. Harrison stated to the Board
that referencing LAIF, that SB68 is providing greater assurances that if
the state has problems, that it is not a stumbling block for retrieving
funds.
In response to Board Member Mahfoud, Mr. Harrison advised the
Board the City once again received both the GFOA award for
excellence in financial reporting, as well as the California Society of
Municipal Finance Officers award. They were received with a GASB
34 compliant CAFR.
6
Investment Advisory Board December 11, 2002
Minutes
Mr. Harrison also advised the Board that this award is always a year in
arrears when it included in the financial statements and that he
believed the 2002 statements would receive the two awards again.
Noted and Filed
B. Month End Cash Report - November 2002
Mr. Falconer advised the Board that staff could prepare an analysis on
average maturity for LAIF however, this request was not pursued.
Noted and Filed
C. Pooled Money Investment Board Report - August, 2002
In response to Chairman Mahfoud, Mr. Falconer advised the Board that
he spoke with Lehann Karrs. She stated that you are looking at the
PMIA, which includes LAIF and the other state general fund monies,
the entire state portfolio of which LAIF is $20 billion and that this $20
billion is not a fund that the state could borrow against. Mr. Falconer
also advised the Board that the PMIA is $46 billion and LAIF is only
$20 billion.
Board Member Osborne asked Mr. Falconer, due to the new rules on
the loans, if there were going to be any separate reporting provided by
LAIF comparing the PMIA to LAIF? Mr. Falconer stated he felt that
there would not be.
Noted and Filed
VII BOARD MEMBER ITEMS
Other Handout
A. Fannie Mae and Freddie Mac Article
Board Member Olander stated that it would be interesting to see how
aggressive it will get in this area.
7
Investment Advisory Board December 11, 2002
Minutes
VII ADJOURNMENT
MOTION - It was moved by Board Members Lewis/Osborne to adjourn the
meeting at 6:29 p.m. Motion carried unanimously.
Submitted by
Vianka Orrantia
Secretary