Loading...
2006 04 12 IABVI P.O. Box 1504 LA QUINTA, CALIFORNIA 92247-1504 78-495 CALLF, TAMPICO (760) 777-7000 LA QUINTA, CALIFORNIA 92253 FAX (760) 777-7101 AGENDA INVESTMENT ADVISORY BOARD Study Session Room 78-495 Calle Tampico- La Quinta, CA 92253 April 12, 2006 - 5:30 P.M. CALL TO ORDER a. Pledge of Allegiance b. Roll Call PUBLIC COMMENT - (This is the time set aside for public comment on any matter not scheduled on the agenda.) CONFIRMATION OF AGENDA CONSENT CALENDAR A. Approval of Minutes of Meeting on March 8, 2006, for the Investment Advisory Board. BUSINESS SESSION A. Transmittal of Treasury Report for February 2006 B. Consideration of Fiscal Year 2006/07 Investment Policies C. Continued Consideration of the Desert Sun Investment Advisory Board Notice D. Request City Council to Release Request for Proposal for Portfolio (RFP) for Investment Management Services CORRESPONDENCE AND WRITTEN MATERIAL A. Month End Cash Report and other selected Financial Data - March 2006 B. Pooled Money Investment Board Reports — January 2006 C. Cash Management Items D. Investment Advisory Board Meeting Time VII BOARD MEMBER ITEMS VIII ADJOURNMENT V61 Mai L.WWU 111U U. JG 1lf%.A 1 Uv r r t 11VJ rlual11.C9 Ld idlilnua tJ VU3/ UU3 INVESTMENT ADVISORY BOARD MILTON OLANDER 78-930 Casa Del Rio La Quinta, CA. 92253 Res. 771-3561 Bus. 574-5220 Fax. 771-3561 Email: milt@miltolander.com GARY EGBERT 54-400 Avenida Montezuma Mailing: P.O. Box 1411 La Quinta, CA 92253 Res. 564-7795 Bus: 564-9685 Fax: 564-7795 Email: garyeg_bert@dc.rr.com RANDY RASSI 79-365 Toronja La Quinta, .CA. 92253 Res. 771-2982 Fax: 771-2078 Email: rrassi@verizon grT DONALD J. MOULIN '78-863 Via Carmel La Quinta, CA. 92253 Res, 564-1081 Fax. 564-1081 (C,tc A ') Email: donbarm@aol.com CRISTINA DENIEL P. 0. Box 1017 La Quinta, CA. 92247-1017 (mail) 79-860 Pecan Valley La Quinta, CA. 92253 Res. 771-0637 Bus. 776-1488 Fax. 776-5778 Email: cd 1 and 1 @earthlink.net (Res) Email: cristina@steihwhittington.com steinwhittington.com (Bus) Updated: January 10, 06 Appointed: Term: Expires: Appointed: Unexpired Term: Expires: Appointed: , Unexpired Term: Expires: Appointed: Term: Expires: Appointed: Term: Expires: 8-03-99 3 Years 6-30-2007 1-03-06 3 Years 06-30-06 1-03-06 3 Years 06-30-06 7-01-98 3 Years 6-30-2007 7-10-03 3 Year 6-30-2006 uc.r vui c.vuu 111U U. JL. 11Ad I uV I I I 11VJ rX"t1111:G. LCL I uxi-11.t1 INVESTMENT ADVISORY BOARD WJ VUJ/ VUJ MILTON OLANDER Appointed: 8-03-99 78-930 Casa Del Rio Term: 3 Years La Quinta, CA. 92253 Expires: 6-30-2007. Res. 771-3561 Bus. 574-5220 Fax. 771-3561 Email: milt@miltolander.com GARY EGBERT Appointed: 1-03-06 54-400 Avenida Montezuma Unexpired Terris: 3 Years Mailing: Expires: 06-30-06 P.O. Box 1411 La Quinta, CA 92253 Res. 564-7795 Bus: 564-9685 Fax: 564-7795 Email: garyegbert@dc.rr.com RANDY RASSI Appointed: 1-03-06 79-365 Toronja Unexpired Term: 3 Years La Quinta, CA. 92253 Expires: 06-30-06 Res. 771-2982 Fax: 771-2078 Email: rrassi@verizon.com DONALD J. MOU.LIN Appointed: 7-01-98 '78-863 Via Carmel Term: 3 Years La Quinta, CA. 92253 Expires: 6-30-2007 Res. 564-108 j Fax. 564-1081 -) Email: donbarm@aol.com CRISTINA DENIEL Appointed: 7-10-03 P. 0. Box 1017 Term: 3 Year La Quinta, CA. 92247-1017 (mail) Expires: 6-30-2006 79-860 Pecan Valley La Quinta, CA. 92253 Res. 771-0637 Bus. 776-1488 Fax. 776-5778 Email: cd 1 and 1 @earthlink.net (Res) Email: cristina@steihwhittington.com steinwhittington„com (Bus) Updated: January 10, 06 O N Q N m C � m t0 _ m _? C 3 vm O N O ._. Co ? 7 to O D n O C CL m CD O CD c O 3 m � U�l 0 a •� � m 0 Ocr m m m 7 w CO 0.0 m Cn ao O S. O O 0 m Q =3 m m co w co ra CL co O m 3 w CD CD 3 x 3 C 3 w i w CS m m N O CD N w CD CD n 7' CD CD (n CD (�w O C w N 7 0 C a o. CD m w C N N ru CD 0 4 �=r Wig o m m o (D-Op O— O 0 0)a 3 N N cp (A CD 3 w m 0 m y ? O CA O o N w 7 w CD 003 �. 0cr c D 0)o 0 C/) m 7 y a 'O 9 3 3 o a A M O w d C C) m y .+ 0 cr O N m M. ? ? O m m m m O C p ?� a w ((D N O. =r aw m =3 r* m am O m m K � O ElF N m 0 5 a < _ m O m D a o 'o o m W ,a O wa d N y 7 m m 0 a to a 0 a m CT � m to N � m 7' S m T =r j w m � O p a m CL N 3 o � co o OD CO V N 4 N OD N O W A O N W CO � O W O .J N A !3) O O OD W 0 o v D a w�-KDKTc-vzOwD�- Q�.� m Q� � � o�� < � D a *D a mcnW0> a- *-i-i-ivWv m 9CD :3 =) > '� ul v SrN�33m�� a�i ��pp �� o ��,�,�p3o. m a 42 p N a 0 �' 00 Wo -" O N 3 .. N CAD CAD m j� � a 00 ?� 0 w � ' 0 co to 0 w CD w :3 CD== cnN 8 O w� .0 ;w w CO ' w 3 Vi CACD D "O m< OLTI N <W y-4 m C rnw C (D CA CA 0 to C = p O x x w to = C J 0) Cl 0 Ob W W O Op UOt C) V A OpD 4 co N O OD A .4 W 0? o� W O :,4CD A -4 0)CD 3 O) .a -40 O v v A O i O O A OD A OD W WA CD 0o O OO co co -4� CP y v OD CD N V -4v W A O N CO co_ (DD O -' U_ p O O C !V c N N N N w Un CA O 0 J J cn A A CD O O O A A O N O o C) O O Co p CD w A O co co W v v 00 N W co OD O co O 0 N v W A O D CoO n 4 W nJ O 0 O Cl O 0 0 C) O 0) p O O 41 W 4 LJ W 4 W V o W -4 O W v o J r CND -A' CO OODD N- 0 0 0 A O O A T D al O O O O I a) C7 0) W p � O N N N OD OD W A CT OD W O co W O w O< %� tODOOO -4 W �0 V p)0000 0 C) O p m O � co OD CA(�,11 O O O A O) V A O O O O O p z 00 co c00000— —W 000a O O p O pm O m m CT A Cn Cn V A N A O O O 3 N O 4 v O O O GNj N W. W W OD -! O O ODr.. W A ha OD O OD O) V p Ul V _N O v 4 N—�. . . O �''� O O� � C.) O O 0 0 0 0 0 W� 0 -+ N CT O O O O O OA, CA W CD o o a o OD o 0 A V ,A, OO p �'') O O O W t w IV V A N A O O) p -4 OD C) o A v v W N -4o K9n w017 wMr- a w o 0 O w j CD 0 a U) CD T 5' O N INVESTMENT ADVISORY BOARD Business Session: A Meeting Date: April 12, 2006 ITEM TITLE - Transmittal of Treasury Report for February 28, 2006 BACKGROUND: Attached please find the Treasury Report February 28, 2006 In response to recent inquires about the performance of the portfolio, as compared to other agencies, staff has included the County of Riverside February 2006 Treasurer's Report in the month end report and other selected financial data report. The County Treasurer's Report has very god economic analysis and reports a 3.90% yield and -0.48% unrealized loss versus the City 4.08% yield and -0.45% unrealized loss for the month of February. RECOMMENDATION: Review, Receive and File the Treasury Report for February 28, 2006 a bl-r John M. Falconer, Finance Director MEMORAND-UM TO: La Quinta City Council FROM: John M. Falconer, Finance Director/Treasurer SUBJECT: Treasurer's Report for February 28, 2006 DATE: March 31, 2006 Attached is the Treasurer's Report for the month ending February 28, 2006. The report is submitted to the City Council each month after a reconciliation of accounts is accomplished by the Finance Department. The following table summarizes the changes in investment types for the month: Investment Beginning Purchased Notes Sold/Matured Other Ending Change Cash (3) $ (445,923) $ 1,678,669 (1) $1,232,746 $1,678,669 LAIF 18,999,252 16,700,000 (10,000,000) 25,699,252 6,700,000 US Treasuries (2) 131,882,016 326,819 132,208,835 326,819 US Gov't Sponsored Enterprises (2) 39,708,748 5,000,000 (10,000,000) (5,378) 34,703,370 (5,005,378) Commercial Paper (2) 8,977,676 (9,000,000) 22,324 0 (8,977,676) Corporate Notes - 0 0 Mutual Funds 6,574,355 4,559,103 1 11,133,458 4,559,103 Total $ 205,696,124 $ 27,937,772 1 $ 29,000,000 $ 343,765 $ 204,977,661 1 $ 718,463 I certify that this report accurately reflects all pooled investments and is in compliance with the California Government Code; and is in conformity with the City Investment Policy except as follows: The Federal Home Loan Bank maximum was exceeded on January 18, 2006, as reported on page 2, and is expected to come into conformity on December 15, 2006. As of February 28, 2006, the market of the investment value was $7,526,536 and the amortized cost plus accrued interest was $7,509,840 for an unrealized loss of $16,696. Management intends to hold the investment to maturity. As Treasurer of the City of La Quinta, I hereby certify that sufficient investment liquidity and anticipated revenues are available to meet the pools expenditure requirements for the next six months. The City of La Quinta used the Bureau of the Public Debt, U.S. Bank Monthly Statement and the Bank of New York Monthly Custodian Report to determine the fair market value of investments at month end. John M. Falconer Date Finance Director/Treasurer Footnote (1) The amount reported represents the net increase (decrease) of deposits and withdrawals from the previous month. (2) The amount reported in the other column represents the amortization of premium/discount for the month on US Treasury, Commercial Paper and Agency investments. (3) The cash account may reflect a negative balance. This negative balance will be.offset with transfers from other investments before warrants are presented for payment by the payee at the bank. 2 E 7 E X E N r O 4) N 7 N Y c H 0 dJ N a « C vi O E o w Q O C N m N E 7 c aE X C O EN CY ) C .L M c 7 cc O N .L. aE L N y LL U 3 c a m c � V) o E M 0 N O _ rn «_ c U E N '.0-+ C C C C C C C C C m U Z Z Z Z Z Z Z Z Z X w saa r ` O N Q c' E n O 0 O N O ° o y �11 N y 0 7d co � O . w U 7 0 N c N c O a 0 .0 2 m N- o yU CL cc c w mco m U 0 w 0 w m W 0 a 0— C m M N Gl N > C C N N Lo La > IO �' E2 m 00) fC6 (0 co >+ E ca 0 0 m j o O T N o3 NCO N o CO N O N O to 0),N M (h N II d 7 N C N fq V N y U L c c «7. c L> " c N C C C C C 3 0 0 0 o O N Q N CCI j N n. m> d m a E E E E o aC o >0 a� CDO o o O a) = Z;N C O O p O C E OE - OOOO� _ O O Op= O a aNN' +Ea-C O o to), H9 tri « o O C X C.) Q o 0 0 0 o 00 0 C E• 0) O O � C LO O LO O � co LO Z CV COO M C- v f` t0 M 6q 0 00000 00000 O O O N 7 0 0 0 0 0 0 00000 0 0 o ^ 0 o O 0 o O co 6) 00 O LO O O O d0 O O CO 00to OLo O O O O Cn O O t(D tr O�LdN� p to 69 00000 a O O O O p 7 7 \° \° 00000 0 0-0 0 o Q Q E •-'X o o O O 0 0 0 0 0 000005 0 to toZ N co co O O O co C j 10 O O p O O O O O O O O 0 o u '0 0 o 0 0 0000 0 OO !� Q 7 V O LLO'J (0 tO O tO C C Z LL - 4 O L C t` Q tD ch > vi 0 0 0 0 0 0 00000 o N o o o O O O O O o 0 C M 0 O -0C O M 0 0 0 0 00000 0 0 N � 't O O O 7 U- 7 CO O U') Cn 0tO0U)0 CO O N to O O O -Q c; O O�CAN� Q 60 O O 60 O O00O 0 0 0 N E 0 C 0 0 0000 0 0 Q 7 0 0 0 0 LO O O 0 000000 0 M N CO Z LL X Cp 00000 U) N C %O C L•' O U)w O N Z C N O U O C O d N E <`aL Q U a� v 7N@ w m m = o 3 UZv Q= (D c O o U `Z U- y a C N N C d C (lf C N O :_� goo .L L O (U fn 'O —Cc E o Qd o 0 O 0 T N m0 CL ��wm� � > 43 o a. y�2c0CLN N N ... N N CT N 2 LL 0 L C C E c o o� 0) Z�m c 7 'a 3 c L Z N 0 -O O� Y C C m lfl O N u- c a l6 _O 3 N - rmm N a C (D m c E N c .O C y fn E C C t O C y 0 2 Lo c0 d h '7' O y 7 y y E c 0 y v� ° — a -j -j N m •` 0 > E' a� E N C a __ 07 C N� Z 0 E E E N C c, E 7 -Z O W y > o E O o m O m o E E E O Z >, o y oU(n E Q > (� N y EZ3:U- mE��j o N O T Tccc 0) E 0 C: U 0 ~ a O o N d N N E 0 2 U Q > 0 L O Ui E (�ww LL IL 1 U 0 w C �, o 0 0 0 Cl) CM Co O .d-00co v v It v N N C N E E C C N L C c m a, E > a� a ii Q CC O O O m cm 0) C . 7 E E E m w w w H N N N " c 0 c c c c c c x QQQ(/1 3 Q C U C m c I1 (CO y N Q C c d ad v E O N _ $N O CO m U E2 E Ta � = v to U t1 fC Z Z Z Z Z Z Z Z Z •� vj o � 0 0 0 0 0 0 0 0, g c c C c c c c c c C2mmmmmmmm w.� ;eP,-V0,t'oahr.e0000 v co OR "It �� et�'vvef�M(VM OON(0 M.-NMt�(fpp1 •� O �^ O O O I—O to to co BO�OO N Q h 888-c08080 _ � zt CD, 000800880 0 80000QQ 00 0009S0008 O O L6,C van In tri N OD a1.. 4q c _� 04 n 000 , M 0 M O '7 W h O h N to M OONCDNet h0O 4m .- M M M h .- et e- (EL j M�A�AOD�rp-(VOO�hp�th ODhOOOO�T(3i.00O.N ao 0 et m M v N In v j I _ 49 N00Ne-tNL(�J—r)(p Cp (NO .(NO ON��A O ..p� h c N O �, 0N vm N Ln M M N � C D f11 W (OhN 0o M Net et M(AO tO N a)v000GM C � to M NO OD (D Ln tO M.-N pp� (ON�OetN00 (�e0}}(DOetvOe�(e�OtNt 7 -ItppCtOO Q� OO) 6Ni. 101 W . C ietv0vrl- ( o� dt .60'r0 � G 41 e o t�f100NNNp0p�pp� U O fN0 O OhD Je C m - e- .-- .- - -- - m m m m O O O O O Z Z Z Z Z H N N VI N N N H 1�'p N H H,A V/ J) UI cq D N O) N N Ol 0) N O) 0) N C C C C C C C C C EEEEEEEEE �= 0 0 a00080cis �a 00000 oo� F- Z Z Z Z Z Z Z Z Z ui www www o000000'Soo ,� U c c c c c c c c c~ mm mmmmmmmim ¢ g' �pLL�O lC0 �r fA ¢ G A � N t 2 i D U LL Y Y > m m m D H r O O r r Nti m a H H r N M O NOD CO GD � O .. M > N Of N n H V! C r N�pppp y0 C-4 H H M CO) r r H H OD t0 CG toOp iG N� O C cd, V .47 t> r N NI- Q H H 0: to .i Ni Y Co r r r r C�mmzovivivi »>> �ddmd m n. 0. 0. Y��U N Y C Q ¢12 Q j Q Q cr M 1m m ' a 11L l0 �NlL p a�~ N N N °d r N ca N r r r r r r r a r Q Q r Q Q Q Q Q Q¢ Q O 0 M. � W. Na q y Q N M N N N N M DDCQQC p 99CQQC 9 pCQ DCO pQ a m Z�p`in 'n (D18 40m H L N Gl 80 w co co co U�Qj� 4, 911 �pp� f, Np pN pM OM Of NNNN N N r r r fV '-�+'�NN O, ---------------- M pp�� Epp i Epp �p NN LO N OV NOMiO�� Oi N ' Cq M r r H y J H �aaaaaQaaaaaaaaaaa z'zz'zzzzzz zzzzzzzz`z a� H �N ' M t^0f��Q�1ppf OD���yy Or�-f�p M OVA � MMOD �M to N RR N Of 01 I� T N • M r m H 9 a 85 6 bi � rn aa) f7 riMMMMMMr�MMMri M 6 riM Y cm ----------------- C M C a aaa¢¢Q Qaa¢M ; V; N V) N (A N u V N N N r/i N V5 5 ql r ---------------- co U d W G.(nLLaw1(Aa�YY0 M 2 afnaLL y a Ulix U- U z 0 z u r- N N' Q iO i 0 bj ' 0' m m C U. l0 M ¢ Q C m C' t4 cc m fn a) l0 Y W fi% 10 -C[ C C m N m Y m M j[ m l0 m c0 m D � M m ao 0 c ,n vi m r cA m q) m ¢ viy�m��v�m�vi�vi���� >>aCtA�< UjQ�Q�Q m ' � N 2 a t¢¢ cc: Qm� LL mm¢5p��¢mmpmpc�S CN �ONOHh'F-U� a~ V�Q' � 04 r N C U U C Q a� E o a) > ao C O N O a) N CU a) o E L >, E >; °= O a) 0 co U tL o 0 0 0 0 0 0 0000000 0 0 0 0 0 0 O C)O O C) C)N 0 to ti C) (0 t0 O O O O O O Co 0 0 0 0 0 0 1- p ti Cp 0000000 CD0CD 000000 000000 cDt�6Mt.: (DCMOd•1` L Q C0C)000 L 000000 Q co0)0 u) Z Sri r= ui 0 a "i V .M c`M cl o Z ui P- C I Ia. O N N O 04 EA � +0, Q *a o 0 0 OMt�Nf` Cl) Z ItMcnM, O d O r ch d• di d• 4 co o 0 o 0 0 0 0 o 0 0 0 0 0 y 0 Q LNNN(Dn� Cjj �i �ti T-\--CAr-e-N N N N N N N r-�NNNN N N N N N N N O O O O O o 0 0 M N i 0 0 0 0 0 0 O CD OOOOOOOOt- 000000 O co 0000000-1� 000000 O fl. 00 O CT O O O O C7 cr f` O O O O O O O LO ti M CL O O CT O O O O O O O O O C; O Ln 'Cj O 0 d' Cfl ti 0 00 Cn 0) 'V O O O O O O O C.- •L to tf)Od ti C •L L6 CncMMcnO �..��.��� 0 M d' a N d N cn ER 'O C 0) U- C cn O C1 C 0) U o ti Q U U � �. O 40- =Qn 000.0 (D�a� — o CL ao.a� 0EL Ca tea° f.. tCD ca (DM U O` U- . �(DCU��cuU) ,,) ''J U^Cl) VJ V ycc_ YacuLO O CD U f- LL a) •= F- U (� Z c� U � d C ev t Q . N cm co CD 0'a WL. U c .� U a) .o U a) ca N a) Cl)0 Z L .0• Z _ E .0 cc N .0 U O a ca U N •d d E m o 0 a) U v c' Z •O C: N N N z C c� 'E cu d ca � (U ca m m CD a` s C N a) m c E �, aaa E v v W E Ev °� 4) 06 N C` c G }}}}}} 7 c cv cv N U.U.�� O a) a) N� o c E U U U U U U C E a) a) a) U C O E +r o W a)��cntitititicici �� 4N) E > a0)�CO E E E� �;° m o c" c c fd -c/)C/)WaaaQaa O CO L W W O o O Q O O C >.L (D C: O Z UDUJJJJJJ�F- r Z UCDC7000J 21- JD� City of La Ouinta Reconciliation of Actual and Surplus Funds City. Redevelopment Agency and Financing Authority February 28, 2006 Balance of Actual Funds 204,977,661 Less Petty cash Funds (1.000) Less Non -Surplus Funds (616.543) Balance of Surplus Funds $ 204,360,118 City Cash & Investments Bank Accounts Name - Availability Surplus Type Book Wells Fargo - Demand No Checking $ 1211,660 Petty Cash- Demand No N/A 1,000 Wells Fa orHousi - Demand Yes Checking 20,086 Total - Bank Accounts $ 1,232,746 U. S. Treasury Custodian - Availability Surplus Issuer/Type Amortized Value Bank of New York - Demand Yes U.S. Treasury Big 8,941.603 Bank of New York - Demand Yes U.S. Treasury Big 9.917,652 Bank of New York - Demand Yes U.S. Treasury BPI 4,950,948 Bank of New York - Demand Yes U.S. Treasury Bill 9.926.468 Bank of New York - Demand Yes U.S. Treasury Note 3,954.026 Bank of New York - Demand Yes U.S. Treasury Note 4,944,615 Bank of New York - Demand Yes U.S. Treasury Note 4,990,206 Bank of New York - Demand Yes U.S. Treasury Note 5,000,443 Bank of New York - Demand I Yes U.S. TreasuryNote 4 988,021 Total - U.S. Treasury57,613,982 U. S. Government Sponsored Enterprises Custodian - Availability Surplus Issuer(Type, Amortized Value Bank of New York - Demand Yes FHLB 4,969,932 Bank of New York - Demand Yes FHLB-Discount 2,895.951 Bank of New York - Demand Yes FHLB 1.986,723 Bank of New York - Demand Yes FHLB 7,497,946 Bank of New York - Demand Yes FNMA 4,954,784 Bank of New York - Demand Yes FHL Mortgage 2.513.478 Bank of New York - Demand Yes FARM CREDIT 4,971,863 Bank of New York - Demand Yes FNMA 4912 693 Total - U.S. Government Securities 1 34%3,370 Prime Commercial Paper Book Custodian - Availability Surplus IssuerfType Value Yes Yes Yes Total - Prime Commercial Pa r Local Agency Investment Fund Name - Availability Surplus Type Book LAW - City -Demand Yes State Pool 21.998,012 LAW - RDA - Demand Yes State Pool 3,701,240 Total - State Pool . 25,699,252 Surplus Surplus Yes Ad" Yes S - j 20,086 20,086 $ 20,086 $ - $ 20,086 Surplus Surplus Yes Ad' Yes 8,941,603 8,941,603 9.917,652 9.917.652 4,950,948 4,950,948 9.926,468 9,926.468 3,954,026 3.954.026 4,944,615 4.944,615 4,990,206 4,990,206 5,000,443 5,000,443 4 988 021 4 988 021 57,613,982 57,613,982 Surplus Yes Ad' Surplus Yes 4,969,932 4,969,932 2,895,951 2.895,951 1,986,723 1,986,723 7.497,946 7,497,946 4,954,784 4,954,764 2,513,478 2,513,478 4,971,863 4,971,863 4,912,693 4,912,693 Surplus Surplus Yes Ad' Yes Surplus rplus Yes Ad' es 21,998,012 595,117 ::22,593,129 3,701,240 701240 25,699,252 595,117 .294.369 Surplus Surplus No Ad' No j 1,211,660 $ (595.117) $ 616,543 1,000 1,000 $ 1.212,660 j 595,117 $ 617,543 Surplus No Ad' Surplus No Surplus Surplus No Ad' No Surplus Surplus No Ad' No All Funds Surplus Actual % Yes 0.6014% 0.0098% AN Funds Surplus Actual % Yes 28.1074% 28.1924% All Funds Surplus Actual % Yes 16.9303% 1 16.9815 All Funds Surplus Actual % Yes 0.0000% 0.0000% Surplus Surplus All Funds Surplus No Ad' No Actual % Yes 12.5376% 12.8667% Total City Investments I 118,016,604 118,016,604 595,1171 118,611,721 57.5753%1 58.0405% Total City Cash &Investments 119,249,150 118,036,690 595,117 118,631,807 1 1,212,660 595,117 617,543 I FS8.1763% 58.0504% Fiscal A nt Investments Portfolio - City Investments Amortized Custodian - Availability Surplus Issuer/Type Value 2002 RDA U.S. Bank-CIP 2004 Finance Authority -CIP 2004 Finance Authority -CIP 2004 Finance Authority -CIP Yes Yes Yes Yes U.S.Treasury Bill U.S.Treasury Bill U.S.Treasury Bill U.S.Treasu Note 10.078,464 29,586,901 9.976,872 24 952616 Total - U.S. Treasury74:594:853 Portfolio - Mutual funds Trustee - Availability Surplus Money Market Mutual Fund Book Value Civic Center U.S.Bank - Project YES 1 st American - Civic Center U.S.Bank - Debt Svc YES 1st American 177 1994 RDA U.S. Bank -Debt Svc YES 1st American 516,293 1995 RDA U.S.Bank - CIP YES 1st American 1995 RDA U.S.8ank - Special Fund YES 1st American 2004 Fin Auth -1995 US Bank - Escrow YES 1st American 2,212,976 1998 RDA U.S.Bank - CIP YES 1st American - 1998 RDA U.S.Bank - Dbt Svc YES 1st American 409,760 1998 RDA U.S.Bank - Special Fund YES 1st American 158,521 1998 RDA U.S.Bank - CIP YES 1st American 2001 RDA U.S. Bank - Dbt Svc YES 1st American 1,215.360 2001 RDA U.S. Bank - CIP YES 1st American 2002 RDA U.S. Bank - Dbt Svc YES 1st American 937,671 2002 RDA U.S. Bank - CIP YES 1st American 937.367 2003 Taxable RDA U.S. Bank - DS YES 1st American 788.509 2003 Taxable RDA U. S. Bank -COI YES 1st American 2003 Taxable RDA U. S. Bank-CIP YES 1st American - 2004 Fin Auth US Bank - CIP YES 1st American 3.956,822 2004 Fin Auth US Bank - COI YES 1st American Subtotal - Mutual Fund 11,133,458 Surplus Surplus Yes Ad' Yes 10,078,464 10,078,464 29,586.901 29,586.901 9.976,872 9,976.872 24,952,616 24,962,616. 74,594,853 74,594,853 Surplus Yes Ad' Surplus Yes 177 177 516.293 516.293 2,212,978 2,212,978 409,760 409,760 158,521 158.521 1,215.360 1,215,360 937,671 937.671 937,367 937,367 788,509 788,509 3,956,822 3,956,822 11,133,458 1 117133,458 Surplus Surplus No Ad' No Surplus No Ad' Surplus No All Funds Surplus Actual % Yes 36.3917 % 1 36.5017 % All Funds Surplus Actual % Yes 5.4315% 5.4480% Total Fiscal Agent Investments 85,728,311 41.8232% 41.9496X 85,728,311 85,728,311 Grand Total 204,977,661 1 1.212,660 595,l17 6 1100.0000%1100.000OX 7 203,765,001 595,117 204,360,118 (N i7 �vtO�m M a) 0 I °OaOorno(0 O �)- N N M i O to v N p 0d0 �O)ON� Oti-CY) -� M ~ M F M t10 D (D (3, d (D P, (0 Q0 r- 0 - O pM (h Cl) co (D W M N N U) C4 N O N e�- N N MOGod O co dNOLf)((DD a0 p .-.to.-. O N N O N V 7'4 (� OnMI- OD In _p (n 00�0(D ": ti D' Cl) C m` CY)� 0.�--r-M tiMOtMtiO A M NO t. LLQ a-(° v U�N�z-W N —N O y0 A O `_ ' V) 0v0GoQOj co NOO'tp O W) N 0i W) d 7 O 1- _ O lA '- co O- O (D d 00 (D It ('')') CM lA 0 O In � O (A h--, LL C' N N ) LO n B N O M co N `"' 10 (() m tt e- elf O N � V Yam) O 00 04OOO OOP- � N 0 m y (`' m N .�N--coppOjaN- 'd (D O (D O I� O O 1� O0 CO N M A (•) lh M M p CM) p LL, O N 04 (D N tLo r tot- a- (�A N ((� � � Na-r- r N in (") N v N m 4. W 1- ON � (0(D _ n�� co V tiN OO0)NaOD 04 N N O u (O N 00 00 r- ti Go 00 O) O NM Ocl) MO ti N(`) (n 0M %- O N Nd (n (VN LO N 00 � Of OL N 0 up a oM Go (M MO to d(D to �T-(D 0(') O 0)C)0da co �(D i oco d` O C) ~O 0) M G t o O� coQD 0 p L e O) � dLA d M (n - nj M a 00 N 0) r d M V) U')(DN i000O4Nrn t-C)C,4 O U) O do Go (N OU) ~ D O Ih d tp O 00 CO_ � 'cY (D co O d O O (D O O O O) co d�" N In d' NC,) LE) to OM) 00 (V .-- (D O 00 N O dooms LL N jp (D O N a't (� n M co (o O COC'j0QOi ti cD N 00 N N ti O -� co ti N n d O Q M Ioo - M t- 00 ED ti O (MD N co M O N O � W r a0 M Cl) N d d' 00 00 N cD Df d N r- e- N (D tD N v N O N F- } h C m E L 7 O y m � C ` L ~ U) (n LA C L � A 3 H u E X u' cJq N C (LD m � A C V c c N d •C N m CL u C W m t X N N CL m Q 4) a) •- = i 7 X W m (o U a) C r N d C H y in 3 Q U Im N O C 0 X a� a m N LL E c N V a'S a a Q O m c c '° m m c CT C (6 � ' .. y X d m m N y x W j m m c (0 t c C N N~ ac�a�m y��A CL U m CL U)0Ix w(nw000f- z 0 w z N c O O Z z y N c c d Xa ct LLl E-3 N W O a w w w N O l O CO W OD �t 00 O h 00 W V T.ONMW O W W w 0'It W 00 NMM (D 04O)40 to Clio sT MW.-W W NMQN0 Wh (O N00 � 0)0 W W 0-V1-0)N N Ci O�v 1-: N W W n V W W.-'o 1-0 OMNW �p N N W 0 to W cc) W W (V W Cl) m V W t0 0) CO Or .- N 0ODMN� N, w w fie www (Aw w N N - Ln (D 0)N(SN Cl) W M O N Q OD", OD rV M N O(n 0D N N 0 N O0 04 'p 4 00 sf W M(0 Q W OGOW W M N � 0 O r O a w N U c m m m N ca m c CmC � M N N N > > > C .0 to 7 > C LL. LLLLM j C LL C ad omm � N ►-�'7moO CC L o0 Im U N LE 5E L uCM oui 2LLc ca A _ vA H O-CC LL j�O N LL N na7OU. C �.UCJ LOL Nc Enw'Ec m > Q v�oC4) v WO E 2 mc O LL lUN L O CU.O O `OCa Cy O ti O U� x -OmOm Ol. >c o0c n€w m(,, a«eo0 :9 cE ai u ' a n 3 . >a0 vm mw)r a0 wm m-2nda) 0rn (D o vi7LL. o cj0(D00<u) L)QwSn.J(nF- 11 30 Liao F- H 0 u c A i0 m L d C 7 w m 69 Q w L m w W N 0 C).. W n N W M Ili W N CD m 0) O O M � N64j� N M M O LL w 4; w N w MNW W W . oa• NNe-Vf- ON O ONO- (O M O to 0) N CO 1- (� V O W O r- ti (6�O W hO (oW > W M O W Ow C M 0 m G- 6969 N w f� N W Ln (o N `yNM(o 1-Ln E(-n OOM N� yeTNNW nW I-N 0) W 0 69 W w fs V Nt W . . MM MM(nN WM N �Qi -�t W (-D E 6W7 N al 0) � N > 0) N N: Ld M W O y9 69 Z w Cq M o W W W N M�� LOnM N O 0) M W 0 T O W ( W V M O N ~ tn W O w—w w w y GAO N(O GOD_ W E(N LOco °4 LOn GNDM m W U7 W " w 1- W co co fn 6 O Nw 1� ti9 w co O(M000) NP- N N qr- O W N OD co Ln O 0) cy cy � Go to U W Ln O Q -N-N MWGD 64 w � to w w W W W N Ln r O N W �- h N O V Ln (0 W e ' - N ONW OD to j w V W W (h N w w G) A) o. m c w y N N cn zaam c N E m 0 N 0 >_ N C E Z C C p y 0 U Li CL 16uivi E o o (n»a`L) CD C N e e o o M ti C O) O M N 0 o e e e 0\ C D) t� N co N e o 0 o M o C M O) O CO O lU o 0 0 o N o C N O o') 1` 0) N o 0 0 00 0 C co 3 U) - GO 04 0 O � (0 Q (D r� C-4 N 7 f.- et'T co , f, M 7'Y 0 0 r- — 0 ao O O Q N (O � 0 to f- (M (D 0) (V M N M 2 C'; r- n .- Cj � C; N .- cV V M V M v o 0 0 o n o 0 0 0 0 ° (D �t0(DooMtO 1n Lf) M c) �- N \°\\°\° \° o 0 0 0 0 \\°\°\° \° 0 0 0 o N o 0 0 0 0 0 @ @ CO t�0 to co N N N (1) nj @ .•- O r- � @ Co M et O v O 00 P., to 7 ti a0 O @ C ) O ao D) N ' 2 to O rl- a0 - M N N @ O 0 (O to Co Cl) N (O M to fl• Cl) to Cl) R co LO O O O O O •= _ \ \ \ \ o o o e o m N (0) � O .0 O O M 0) m M LO - \ \ \ \ \ .� o 0 0 0 0 00 N CO 1- N Co _ \ \ \ \ \ 0 0 0 0 0 U) o N o O t0) t - \ \ \ \ \ - o 0 00 o 0 t0 O M O O (0 Q Q (V (V N Cl) N Q O m .- a Q 0n f� h r O) ao r- Q M to O M f- 00 (V r- N � CV Q CO 0 1" 00 1` to 't to . o'i to L ` L,e� o ae o ` o 0 0 C) 00 CO ti M to \ \ \ \ o 0 0 0 0 E O O M LO o 0 0 0 0 L \ \ \ \ \ V o 0 0 0 o t \ \ \ \ \ V o 0 0 o a _ \ \ \ \ \� V o 0 0 0 0 N N t0 f0 .- CO V' O Cl) @ to to M O �. 2 e- to co co M @ O t` M �. to O O (o to (D @ N to O Cl) 00 M N to t- O �(V N N N N _ 2 -0-�- �NO�•- : 2cli N (V ��ettD� tri 0 0 0 0 \ L o 0 0 o Cl y� O)Moo� 0 0 to to o 0 0 0 \ .c o o e o yCDCONtf)0co `" N N c0 o 0 0 0 \ L o 0 0 0 0 0 yNOoo N0O (O M M O 0 0 0 0 0 L o 0 0 0 o 4)CD0) Vr0 to to n N 0 0 0 0 0 L o 0 0 0 o @(OOtotoMr (n to 0 0 0 0 0 L o 0 0 0 0 a)-(000(D t` LL 0 LL e- M NNNN C-j LL - v .-C; LL C� Or-r- LL N 0) co CA N- -- (V LL M 0 0 (O 7 (D,to(O'IT (0 (O o 0 0 0 \ O o 0 0 o M to 0 0 0 0 \° O o 0 0 e o 0 0 0 \ O o 0 0 ae M o 0 0 0 o O a 0 0 0 0 N o 0 0 0 0 0 0 0 o 0 o 0 0 0 0 0 O co V' N C 0 0 4 O) 0, O to N (D p 0 C O N r- to O N a°o co O h O N C to M M O � .- O N CO M O C A M c0 �- � n O r- M P- t� C Cl) (o (A 00 N O CO M v M N f` C M 0 0 0 M v � (M CV fV (V N clj -@j •- O .- •- M N 6 �-- (V o N �--• (M � (D to (D to (0 O o 0 0 0 coC0 @ M f` O a0 p o V o 0 0 0 In M N O M CO co ,� 0 0 0 0 \ V 0 0 0 0 r` a) h h .- O) o 0 0 0 0 o 0 0 o M 0 �j M O O 0 0 0 0 0 V o 0 0 0 0 O M O O a' (D 0 0 0 0 0 V o 0 0 0 0 @ t0 f` tD '� to bco(0(oN(Oc0 M M (�') d• �,.{ 0o0NOto.-O •- CV N N d, (0tov0).-to - O - O CO 0NOa0-NAM N .- r- CV aO Mo0vN N �- N (M CAMS M Co to 0 to to 0 0 0 0 0 o 0 0 0 \ o 0 0 0 \ o 0 0 0 0 0 0 0 0 0 0 0 0 0 > o 0 0 o t00 > o "o 0 o M M > o 0 0 0 N > o 0 0 o p o > o 0 0 0 0 > o 0 0 0 O O CO to (D O M O o) M M 1- O O� CO CO M co ^ O N O N O) O O O t() O CD 0) N M O (O O O N Z t- V? O '- (A (o Z n � M ;- O Z tO Vt cM 0 (A to Z M O O N- (o Z O 't m 0 to Z� N"T M Cl) Cl) Cl) Nr M I .•- .- N nj -0-- � N •- N .- N I I(,) (V .- M I (D (O (0 (D 0 0 0 0 \ o,o 0 0 0 t5 co .- 4 to to M 0 0 0 0 \ 0 0 0 0 0 16 O N O 0 0 0 0 \ 0 0 0 0 0 O 00 (D st � (O o 0 0 0 0 0 0 0 0 0 .- 0 00 to 0) 0 0 0 0 0 0 0 0 0 o v O t` .- r- O) 0 0 0 0 0 0 0 0 0 0 to O CA CM N N OMtoMl(o� Cl) co Cl) Cl) (.cj O���O�� N OtnvMO�� O OvOOtnt N �: N N QONtnONf` 4 N or) N vi 0vNMMNto CD (D co (0 (D 0 0 0 0 \ •' 0 0 0 0 0 lU t` M O M V• N n OM o o a o \° "•' o 0 0 0 0 o O (O A o a a o \ �' o 0 0 0 0 (D �f NO00 o 0 0 0 0 +•' 0 0 0 0 0 4) tCO O O 0 0 0 0 0 �•' 0 0 0 0 0 (1) a0 A o 0 0 0 0 0 •' 0 0 0 0 0 MO @ M NMN N t` M M Cl) Cl) N - O N N .- 04 .- N 'oNl M M M N o (D (D co co (o 0 0 0 0 \ j o 0 0 0ar- V •- 0) o 0 0 0 \ o 0 0 o N N co O ti co o 0 0 0 \° j o 0 0 0 O N to to to O o 0 0 0 0 j o 0 0 o N o to ti r " 0) 0 0 0 0 0 j o 0 0 0 _ o O O r- 0) O 0 0 0 0 0 D o 0 0 o N 0 M to 00 > (o r- O (O oo r- ^ ^ O � to to ti .- (D r• M O (D 'T M O .- (0 ti 7 N 0 (0 r. U) > 0) N m M to to (,) ] v c- M cM N to Q N M N M c`j Q O Q �- O r- '- Q N .•- N r- N Q It C0 Cl) Cl) 'ct Q (D (0 W (D (O to o 0 0 0 \° 0 0 0 0 0 o 0 0 0 \° O o 0 0 0 o� M o 0 0 0 \° O 0 0 0 0 00 N o 0 0 0 0 O o 0 0 0 o '- o 0 0 0 o O o 0 0 0 o O o 0 0 0 0' O o 0 0 0 o C°,� tr) r- 1` � MCl) (D •- co tf) coO 0 O C r to CO N (o N ( ) co � (oco to 4 (A - to (O (D 0 to M N tl• O O r- 0) 0 M O) 00 V' N V (0 n t- � 00 p M M N N N CO N M M -Oj O . 0- 0 N .- (V r- N co 'tY M C (O O CO (0 O C Cc c N C C a Y W C C H w C C w N C C c C •c C () a) E E to m E E a) d E E m a) E E a) E a) () E E U) N i (M co (A 4) N N w V) V) y () a) > > m a) > > a) m > > m a) > > a) a) > > a) m > > C C« L C NL C C N C N C C V) L C C C to LaC a) C C N L C a) C C (n (U m E UQ m E UQ 0)E U) m o)E UQ U) m E 0) UQ CD UQ y •O U)UQ d 'O a) a) V) a) N @ > N U C O > O V C O > O () C@ > O V C@ W > V C O > o u c ? O N _ @ O T = @ O !n = @ O !n = @ O N = @ O = N LaLLQLY� a-LLQ� a- LL 0-LLW a- LL 0-LLQw a. C 4- w V..• N O O O m >, - @ = N O O O m >, 00 W@ w W W = N O O O m > 0 V) N @ u- � r- = N O O O m >, N of h @ � � _ � O O O m >, to t() V) Ca = N O O O m > V) to cn @ O (D U)N U) 0) LT 0) r 'O C C C> O 0) 0) r a C C p co cm O O) O) Z+ 'O O O) O) O) O) O a C C C (0 @ p EO C " C N �T. lQ •- j_ C C N .>. •- M @ E C C H r �. to •C l6 @ @ C C C H w 19 @ @ l9 •- C C C V1 2 (a @ @ @ -C C C` 0 .>. .- @ @ (a 7 N 7 C- @ @ fa N 3 W W W ( @ N W W W y > W W W y W W W 0 O W W W N W W W (D N r- a L NNN L yNte aa) a) NNN 0 () NN J Z N N N C 4) ja •(p •l9 N N N C@ N N N C 0) ja N N N C y Ca N N N y �a 0) N N N C y �p O •C (4 6O2 (a O cn Of >>>2�LL 6 fQ fC O C , fL' >>>gMLL f0 fa fa O O � >>>��LL m f6 t6 O 01 X >>>� mLL i6 io (a O Q' >>>�`�LL fD (O f0 O � >>>�fOLL � «� c c c a)— c c c a) — c c c �— c c c a)— i c c c CD c c c a) — QQQinQ>Q v=Li QQQi�Q>� QQQ nQ>-i QQQU)Qg QQQinQ- Q`Q`Qi <-i 10 N LL C N U � � O 0 N C C N Q c� a; � N LL y m cm O E Z ca W H N C O C C .X O N to U U) = Lm L LLB. _ U •� Vi c O Ocy — d 0 d Q o 0 J ` = w rn Q c C E E >+ O CD w w V N N N L 7 m V C C Q Q E O O O O O 0 C O � O O O O O ■ Ln O O Ln O O LO O Ln O (� V) d' ('M M a N N I I I I I I I 1 .I .I -- •I ---------- --------- .I ,I I I I I I I 1 i ,I ,I .I i I ,I 1 ■�I INVESTMENT ADVISORY BOARD Business Session No. B Meeting Date: April 12, 2006 TITLE: Consideration of Fiscal Year 2006/07 Investment Policies (Please bring your copy of the Investment Policy) BACKGROUND: Pursuant to State Legislation the City investment policies must be approved on an annual basis by the City Council. This approval is done in June of each year. At the March meeting, no proposed changes in the FY 06/07 Investment Policy were proposed. RECOMMENDATION: Continued review of the Investment policies for approval by City Council in June 2006. hn M. Falconel, Finance Director INVESTMENT ADVISORY BOARD Business Session: C Meeting Date: April 12, 2006 TITLE: Continued Consideration of the Desert Sun Investment Advisory Board Notice BACKGROUND: As outlined in the March 2006 minutes, Staff was requested to continue this item at the April meeting. RECOMMENDATION: As deemed appropriate. John M. Falconer, Finance Director December 22, 2005 To: John Falconer From: Don Moulin Subject: City's Notice to Public Seeking Applicants for IAB As we discussed, the City Clerk's public notice seeking applicants for appointment to the IAB needs updating. Here is a suggested middle paragraph. The Investment Advisory Board's primary responsibilities are to review the monthly Treasurer's reports and the City's annual investment policy statement. The Board also makes recommendations for changes in policies and procedures and the selection of providers of investment services. Applicants should have a background in finance, preferably with knowledge and/or experience in markets, controls and accounting for securities. -FEB-02-2006 THU 11:24 AM THE DESERT SUN BD OFC FAX NOS 7602002904 P. 01 AS THE CITY OF. LA QUINTA IS. LOOKING FOR AN INVESTMENT ADVISORY BOARD MEMBERS . The City of La Quinta is seeking' citizdns to -fill a f ' "-: vacancy vn it's Investment Advisory Board. Ifyou are aresident of the City of La Quinta and would.like to serve your communit. the Position involves thefollowing: Investment Advisory Board - The Investment Advisory Board is a fye-member -Board that reviews account statements i and venfications to ensure accurate reporting as they relate to an investment activity. 'The Board makes "recommendations. concerning investment .policy and procedures, investment contract ' s, and :uwestment consultants. Selected candidates will have a background In the: investment field and/or .-.related experience: La Quinta. residency is a requirement" for; board- members. Interested members of . the public .may contact • the i Office of the City Clerk ,at V60) TR-71 W for an official application and other information. The -deadline for submitting applications .is Tuesday, December 27, 2005- at 5:00 .PM. The City Council is . .. - expected to consider : . applications and make. their selection -at their -regular- - meeting to be held 'on January 311. 2006. A •�- a Y, rD mow, b Qw ! Dom` l`► dO 5 SVK. INVESTMENT ADVISORY BOARD Business Session: D Meeting Date: April 12, 2006 ITFM TITLE -- Request City Council to Release Request for Proposal for Portfolio (RFP) for Investment Management Services BACKGROUND: At the prior IAB meeting, Staff was asked to research what would be required to bring forward a request to City Council to Release Request for Proposal for Portfolio (RFP) for Investment Management Services. As background, Staff has attached the minutes of the Joint City Council/IAB Meeting of October 25, 2005 where this item was discussed and the direction from City Council at that time was not to 1) not amend the City Ordinance and 2) not approve the release of the RFP. RECOMMENDATION: The options available to the IAB are as follows: Request the City Council to reconsider their decision six months ago not to release the Request for Proposal for Portfolio (RFP) for Investment Management Services and amend the City Ordinance at there next scheduled meeting which would be April 18, 2006. Place this item on next years Work Plan, which Staff can move forward from July to the first meeting of June which would be June 6, 2006. Provide Staff with further direction. John M. Falconer, Finance Director City Council Joint Meeting October 25, 2005 Chairman Lewis convened the Investment Advisory Board at 7: 25 PM and called the roll: INVESTMENT ADVISORY BOARD ROLL CALL: PRESENT: Commissioners Deniel, Olander, and Chairman Lewis ABSENT: Commissioner Moulin 1. DISCUSSION REGARDING A PORTFOLIO MANAGER Finance Director John Falconer stated the Board would like to discuss the issue of a portfolio manager. He noted the Council's approval is needed to move forward with it, and it may require some changes to the City Code. Mayor Adolph inquired as to what the portfolio manager would do. Mr. Falconer explained the portfolio manager would have a greater investment capability than the Finance Director currently has. The portfolio manager would have to abide by State Code and would be limited in certain areas but would also be able to invest in areas that the Finance Director cannot. In response to Council Member Sniff, Chairman Lewis stated the portfolio manager would be limited by State Code, which doesn't allow real high investment returns but does allow higher investment returns than the City currently has. He believes a portion of the City's portfolio should be placed with a portfolio manager. Mr. Falconer indicated the Board has discussed an amount of $10 million. He noted the total portfolio is $180 million but approximately $90 million is in bond proceeds. Chairman Lewis indicated a portfolio manager will not consider an amount less than $10 million. Council Member Sniff asked if the City has' lost anything with the Finance Director handling the investments. He also inquired about the benefit of having a portfolio manager and what it would cost. Mr. Falconer indicated, "No," but explained the portfolio manager would have the ability to make greater investment returns. The benefit depends on the interest rate environment, and the portfolio manager fee is based on dollars invested. In response to Mayor Adolph, Commissioner Deniel indicated there are firms that provide portfolio manager services. Council Member Henderson asked if the Finance Director is comfortable moving in this direction, to which he responded that it has a lot to do with the interest environment. He noted the current six month Treasury Bill rate is at 4% and the five-year Treasury Note rate is at 4.40%. City Council Joint Meeting October 25, 2005 Council Member Sniff stated he believes the current inflation rate is 4.1 %, and Chairman Lewis indicated it's less. Council Member Osborne inquired about the current rate of return on the City's investments. Mr. Falconer indicated, as of September 30, it was 3.2% and the six month Treasury Bill was about 3.8%, which is 60 base points difference. Council Member Osborne commented on the period of time the City's portfolio has performed so far below the T-Bill. He believes the City can raise it's rate of return for an additional 4500,000 a year without a substantial increase in risk. He noted the City is losing income that it could be making because of the current strategy. He isn't sure $10 million would be enough to place with a portfolio manager. Commissioner Deniel stated she believes Mr. Falconer has done a great job but is not a professional money manager, and the Board believes the City needs professional help with its investments. She believes it would be better to go under the umbrella of a large firm instead of hiring an in-house portfolio manager. As for the amount, she noted the City could start with $10 million and adjust the amount as its performance is watched. Chairman Lewis stated a portfolio manager would manage the City's portfolio with the same safeguards currently in place. Commissioner Olander noted a portfolio manager will bring risks because they will have to be aggressive to out perform the existing investments. He believes a minimum of 50 basis points will be necessary for a good portfolio manager. He agrees the City is moving in the direction of needing a money manager but believes there is a need to move cautiously. He is a little skeptical about bringing in a money manager at this time. Mayor Adolph commented on the Wymer situation and the importance of making sure it doesn't happen again. He indicated he is very conservative but will trust Mr. Falconer's opinion on whether or not the City needs to do this. Council Member Osborne stated he agrees Mr. Falconer is doing a great job but the City is looking at $180 million plus today versus $30 million 10 years ago. He likes the idea of having a portfolio manager, and noted the City would still be able to maintain its conservative portfolio but have a portfolio manager that has more time and tools to manage it. An increase of one point, less any fee, would mean an increase of $400,000 to $500,000 in revenue without an increase in risk. wt City Council Joint Meeting October 25, 2005 Council Member Henderson stated she believes it's a philosophical choice, and going with a portfolio manager is something she is not comfortable with at this time. She prefers the Reserve Account being secure, and noted that is why the investment policy is so tight. She views this as a "crack." The City may get to the point of having a portfolio manager someday but she doesn't believe it's there yet. In response to Council Member Sniff, Commission Deniel stated a portfolio manager would spend more time on this because that is his job. Chairman Lewis noted the portfolio manager would be a team of people at a firm that deals with institutional companies, and not just one person. He referenced RNC Capital as being a group who manages investments for the City of Santa Monica. Commissioner Deniel indicated there are no firms in the Valley that deal with institutional money. Council Member Sniff asked if the firms ever lose money; and Chairman Lewis noted the City has unrealized losses but has not incurred a realized or actual loss. Council Member Osborne asked if a portfolio manager would be limited to the City's investment policy. Chairman Lewis stated the portfolio manager wouldn't be allowed to go to the full State Code. Mr. Falconer noted an example is that the portfolio manager would be allowed to invest in callable agencies, but the Treasurer would not be allowed. The City's investment policy does not allow it but the State Code does. Commissioner Olander noted a portfolio manager will not accept the job if his hands are tied. He must have room to justify his existence. In response to Council Member Sniff, Chairman Lewis stated the portfolio manager fee can range between 10-100 basis points, which is one tenth of 1 % to 1 % of the money being managed. Chairman Lewis confirmed the portfolio manager is paid whether they do good or not but they make more money if the portfolio grows, and they don't like losses. Council Member Henderson stated she realizes the portfolio manager will do the best they can but tomorrow could be the day it fails, and she doesn't want to be there when it does. Council Member Osborne stated the monies will be in Treasury notes and government secured investments as they are now but the portfolio manager will have the tools to actively manage the City's portfolio. 10 City Council Joint Meeting October 25, 2005 Commissioner Deniel stated the portfolio manager would still be required to buy government paper but can buy and sell when he believes it's best. Currently, Mr. Falconer has to hold investments until they mature. In response to Council Member Sniff, Mr. Falconer stated he has the authority to hold investments from two to five years but with the current interest rate environment, the spread is narrow between six months and five years. He noted if the five year is 4.40% and the six months is 4%, the 40 basis points would be taken up with the portfolio manager's fee. He believes it will take a lot for the money manager to earn the extra income to exceed what he currently does. He believes there are advantages to having a portfolio manager but now may not be the most opportune time. Chairman Lewis noted Mr. Falconer is limited on the investments he can look at. City Attorney Kathy Jenson noted the Request for Proposal (RFP) lists four things the portfolio manager could do that the Finance Director cannot do. She noted an amendment to the City Code would need to be done if an RFP for a portfolio manager is done. There is an Attorney General opinion that authorizes a money manager but there are a lot of checks and balances involved.. There is legal authority for doing this but the City needs a system in place because one of the conditions to doing it is that the Council or the Finance Director has to remain responsible for the investments. She indicated an ordinance can be drafted if the Council wishes. Council Member Sniff asked who is responsible now, to which she responded, "the Finance Director." Mayor Adolph indicated he doesn't have a problem with drafting an ordinance when the timing is right. Council Member Sniff agreed there is no reason to do it now. Commissioner Deniel stated there is a lead time of about six months to do the RFP process. Council Member Henderson suggested looking at it with the Work Plan in July. Council Member Osborne noted the City is going to continue losing 'revenue. It was moved by Commissioners Olander/Deniel to adjourn the Investment Advisory Board at 8:20 p.m. Motion carried unanimously. 11 City Council Joint Meeting October 25, 2005 There being no further business, it was moved and seconded by Council Members Sniff/Osborne to adjourn the City Council meeting at 8:20 p.m. Motion carried unanimously. Respectfully submitted by, Phyllis anley Deputy City Clerk and Be J yer, Executive Secretary City of La Quinta 12 INVESTMENT ADVISORY BOARD Correspondence & Written Material Item A Meeting Date: April 12, 2006 TITLE: Month End Cash Report for March 31, 2006 and Other selected Financial Data BACKGROUND: This cash report is not a complete Treasury Report (exclude petty cash, deferred compensation and fiscal agent balances, but would report in a timely fashion selected cash balances. This month Staff has included the County of Riverside Treasurer's Report. RECOMMENDATION: Information item only. ilq� 4-A� , Falconer, Finance Director I County Administrative Center Investment Objectives • Safety of Principal • Liquidity • Public Trust • Maximum Rate of Return Portfolio Statistics Treasurer's Commentary "Mr. Bernanke Goes to Washington" Investors eagerly awaited the mid -February Congressional testimony by neophyte Federal Reserve Chairman Ben Bernanke: what would be his views on monetary policy and on the American economy? Given the frustrating con- tradictions of recent economic data, investors held their collective breath for financial revelations: will the Fed continue to raise rates to hold inflation at bay or is the Fed tightening cycle in its twilight? Bernanke's testimony received overwhelmingly positive reviews, not only for the content of his commentary, but also for his presentation. While he probably does not have the bright lights of Hollywood in his future, he was nev- ertheless praised widely for the clarity of his statements, his articulated desire for greater Fed transparency, and for his refusal to answer questions he felt surpassed the scope of his mandate: beyond a professed wish for a reduced budget deficit, he said that fiscal policy was Congress' responsibility. While Bernanke's personality differs from that of the former chair- man, his views on monetary policy seem to dovetail with recent FOMC pro- nouncements and more generally with the inflation -fighting determination of the Greenspan -era Fed. He felt that inflation was generally contained, but its specter still remained in the form of high energy prices, which could still affect core inflation. Many analysts interpreted his words to augur quarter point rate hikes at the March and May meetings, a fact reflected by the Fed Funds futures markets. He also testified that in spite of many worries, such as the housing market, oil prices, and bond yield curve inversions, he remained sanguine on the health of the American economy. Financial markets responded positively, both to the news of the economy and of the prospect of continuity at the Fed. Paul McDonnell Treasurer -Tax Collector February 2006 Durable Goods Orders -for February24th -10.2%actualvs. -1.2%survey Gross Domestic Product (GDP) -for Febru- ary 28th 1.6% actual vs.1.6% survey Consumer Confidence— Index -February 28th 10 1. 7 actual vs.104.0 survey Factory Orders- March 6th -4.5% actual vs. -5.4% survey Unemployment Rate- for February 3rd 4.7% actual vs. 4.9% survey At month's end, the Fed Funds rate was 4.50%, with a balanced bias. The 2 year T-Note was yielding 4.68% (up 16 bp.) while the 10 year T-Note was yielding 4.55% (up 4 bps.) For Febru- ary the Pool had an increase of 9 bps. in the average monthly yield. Month -End Book Value = $ 3,709,956,618 ;> $ 3,686,186,292 $ 4,010,003,925 $ 3,357,203,054 i $ 3,208,631,129 i $ 3,292,113,524 Nbnth-End Market Value'A $ 3,690,904,657 $ 3 668,478 601 $ 3,991,492,902 $ 3,337 385 542 $ 3,187,968,021 $ _. 3,274 356,759 Paper Gari or (Loss) }. $ (19,051 961) ` $ _ (17 707 691) $ (18,511,023) $ (19,817 512), $ (20,663,108) $ (17,756,765) Percent of Paper Gain or Loss 0 51 % 0 48% -0.46% -0 59% -0.64% -0 54% Yield Based Upon Book Value 3.99 3.90 3.77 3.57, 3.48 3.37 VWeighied Average Maturity (Yrs) 0.82 0 80 0.74 0.77> _ 0 78 0.79 Modified Duration 0.79 0.77 0.68? 0.73 0.74 0.75 'Market values does not include accrued interest 2 Portfolio Characteristics 24 Month Gross Yield Trends 3.2 I 2.7 2.2 1.7 1.2 1yq g q p q p Page 2 Market Data 2/28/06 1/31/06 Diff. 3 M 4.616 4.460 .1556 6 M 4.732 4.573 .1592 2 Y 4.675 4.516 .1591 5 Y 4.599 4.452 .1471 10 Y 4.551 4.515 .0358 30 Y 4.508 4.677 -.1693 4.5 E/ C��:'�Ir' 4.4 -- 4.3 -- 3MO 6MO 2YR SYR 1DYR 30 YR * Treasurer's Institutional Money Market Index (TIMMI) is compiled and reported by the Riverside County Treasurer's Capital Markets division. It is a composite index derived from the average of three multi -billion dollar AAA rated Prime (funds that invest in a diversified portfolio of U.S. dollar denominated money market instruments includ- ing U.S. Treasuries, government agencies, bankers' acceptances, commercial paper, certificates of deposits, repurchase agreements, etc.) portfolios that the Treasurer tracks. Further details available upon request. 3 Month End Portfolio Holdings Report DESCRIPTION CASH - USOC DEPOSIT ACCOUNT 84,000,600.00 64,000,000.00 64,000,000.00 4.57 0.08 0.08 CLTR - CALTRUST SHORT TERM FUND s • .,- 35,000,000.00 35,000.000.00 35,000,000.00 4.49 0.08 0.08 CPD - COMMERCIAL PAPER - DISCOUNT 6 x �., ��, : a.•'Sc<`,S'�W�;it, 0660PIIC66 50,000,000.00 BANK OF AMERICA A1/P1 4.36 00F3106/2008 49 630,611.1.1 � 1.99 26 49,630,611.11 4.39 0.02 0.02 �"»��� �. "��., 06737JCAl 50 000,000 00 BARCLAY S Al /P1 4.51 03/10/2006 48 824 805.56 99.65 49 824,805 56 4.52 0.03 0.03 k. w �E M ,., r ur, I , ., p i e 1 E:(f .: : 24 =4b" 07389BCVI 60,000,000 00 BEAR STEARNS A1+/P1 4.48 03/29/2006 49 601 77778 99.20 49,801,777 78 4.52 0.08 0.08 4*444280 Y 4444 17307SD33 50,000.000.00 CITIGROUP A1/P1 4.55 04/03/2006 49,709,625.00 99.42 49 709,625 00 4.57 0.09 0.09 1a�, 0,24 :,,. Z ��i4"�" <, � ", ,. ±�3� ra r.<,�'1� r'* Ca`'��#'•,`. 780098DQ2 30,000,000.00 ROYAL BANK OF CANADA At+/P1/F1 4.59 04/24/2006 29,766,675.00 99.22 29,766,675.00 4.63 0.15 0.15 425.000,000.00 421,882,570.84 421,882,570.84 4.48 0.06 0.05 FFCB - FED FARM CREDIT BANK 31331TXF3 10 000,000.00 FED FARM CREDIT BANK2YrNc1Yr 1.80 03/172006 10 000 000.00 100.00 10,000,0X00 1.80 0.05 0.05 31331T3C3 5,000,000 00 FED FARM CREDIT BANK 1 75YrNc [C 2.60 05/192006 500000000 100.00 5,000 ]0�00 �00i 2.60 � 0.22 0.22 } „ . R° iw, :. � 31331SF57 10,000,000 00 FED FARM CREDIT BANK 1YrNc 3.70 08272006 9.998.437.50 99.63 9,962,500.00 35 937.50) 3.72 0.33 0.33 � � _.... ,' < .. 31331SKD4 5 000 000.00 FED FARM CREDIT BANK1.5YrNc8M0 3 00 06/302006 500000000 99.38 4 988 750 00 31 260.00) 3.00 0.34 0.33 ORION "�':.. :,�1'� k�1 .�'�i�'�t"Fw`k� +i�•�S �t �^ ,��b«t�.. �:�'�":?���s.x�< 31331SUR2 5,000.000.00 FED FARM CREDIT 8ANK1.5NC 3.77 08/022006 5,000,000.00 99.53 4,976,550.00 (23,450.00 3.77 0.43 0.42 Off 31331SOX4 10,000 000.00 FED. FARM CREDIT BANKt1.5VrNc 3.50 09l072008 9,994,206.30 99.31 9,931,300.00 , (82,906.30) 3.54 � 0.52 0.52 31331TXE8 10.000.000.00 FED FARM CREDIT BANK2.5YrNc1 Yr 2.07 09292006 10 000 000.00 98.41 9,840,800.00 (159 400w00 2„07 p 0 58 0 58 31331SWC3 5,000,000.00 �FED FARM CREDIT BANK1.5YrNc3Mo 3.76 11/092006 5,000.000.00 99.22 4,960,950.00 39 V50 00 a. is u oa u oW�a 31331SFW8 5,000,000.00 FED FARM CREDIT BANK2YrNc6Mo1X 3.13 12/072008 5,000,000.00 9869 4934400.00 65r600 00) 3 13 0.75 0.76 31331SM34 5.000,000 00 FED FARM CREDIT BANK 1 5YrNc 3.75 12/05/2006 5,000,000.00 99.13 4 956 250 00 (43,750.00) 3.75 0.76 0.77 M 41^ �I^:}T 'R Y�,; �°I 313311091 5,000,000.00 FED. FARM CREDIT BANK2YrNc6Mo 3.25 12/152006 5,000,000.00 98.72 4 935 50.00 (84 050.00) 3.25 0.79 0.79 In 31331SKJ1 5.000.000.00 FED FARM CREDIT BANK2Yr"Nc6Mo1X 3.27 01/122007 6.000 000.00 r98.59 t*4�� 929, 00.00 � 70 300 00 3.27 0.86 0.87 31331SMY8 M10.000,000.00 FED FARM CREDIT BANK2YrNc3Mo 3.52 01/262007 10,000,000.00 98.75 9,875,000.00 (125,000.00) 3.52 0.90 0.91 ggy c�yy ,.. w•f,�:.',.•kr',',�.%�',za ,v" :3 �'s�y�., i,.... ^rtf.0,0 ;°3rift' a.i� .,. C'`'s 31331SMEO 5,000,000.00 FED FARM CREDIT BANK2.25YrNc3��,M,S 363 04/192007 5,000,000.00 98.56 4,928.150+0jy0(71 850 00 3.83 1.12 1.14 ...:. ..: �'' `.t>3.<%z" r^"�, ao"Y ,Y ....... Y h ��..-::3�iT,'� ,pn, 31331SYD9 5 000,000.00 FED FARM CREDIT BANK2YrNc 3.75 05252007 s 4,996,875.00 98.59 4,929,700.00 (67,175.00) 3.78 1.21 1.23 • .w 8 as , s pY• .. Y 3 'f �, ff k 'S Y� :, ,Ae Aa'"'ai.,xCp 31331SZF3 5 000,000,00 FED FARM CREDIT BANK2YrNc1 3.94 ,x 06/072007 5,000,000.00 98.72 4,935,950 00 (64i050.00) 3.94 p 125 1.27 .,. �"":.:` a, •:,, i �.. ....x,x .;.,`°..., 31331SR62 10,000,000 00 FED FARM CREDIT BANK2YrNc3Mo 4.18 07202007 10 000 000 00 98.97 9,896,900.00 ^ m (103 100.00 4 18 136 1.39 31331SMQ3 5,000 000 00 FED FARM CREDIT BANK2.5YrNc8Mo t�. 13.65 08/102007 ��yy5�,,000,000.00 98.22 y 44.910,950 00 (89 050.00) 3.65 1.42 1�:45 mipwn 9,;,ik'Y�„ k"; v�.,S (( �'`3' r. ,3iii 4m'.YeF ,.... iK' n,+Rh. ): ��. '.1,+$'«'iS:,•it�n'+' 31331SMNO 5 000,000 00 FED FARM CREDIT BANK2.75YrNc9M] 13.70 11/092007 5,000,000.00 98.03 4} 901 550 00 (98,4y500..00) 1 ,3..70 1.64 1.69 o .. .',�A' "s.',tmt-NO . .:' ,d*m '`�M W !k h .k_a�P.`�SR1i1S�.��'�� ."w'9�.Y,T"•T+ �s6#i� �`�`Y�F1 '?�,�, r �� f' o %' 31331 VAES 7,500,000.00 FED FARM CREDIT BANK2.5YrNc3Mo 4.54 03272008 7 495 312 50 99.09 7,432,050.00 (63,262.50) 4.57 1.97 2.08 :. 31331 SX84 5,000.000.00 FED FARM CREDIT BANK3YrNc3Moy 4.34 05/192008 5,000,000.00 98.69 4,934,400.00 (65,600.00) 4.34 2.12 2.22 31331 VLG9 8,000 000.00 FED FARM CREDIT BANK 2.4 NC 4.70 05232008 7 996 250.00 99.58 7,965,040.00 (31 210.00) 4.72 2.13 2.23 " ,.�.. �K t� ��2' 31331SR39 10,000,000.00 FED FARM CREDIT BANK3YrNc6Mo 4.44 07/182008 10,000,000.00 98.69 9.86880000 (131.200.00) 4.44 2.28 2.39 " ,�, *`: �" _ � ��>r< `� i �3rKeSx�r � .h z, . �i� ,+a� X�.,.... e�AFir, .�.e: ,... -#e�cS' •:: a .ti �+,i �. e4 eo4e�ne 4n nnn nnn nn ecn CAD\I rDCMY MAMW %V.u..4 V. A 5F OAnAnnm 9 9A7 FOO an 9891 9. Ago Sao 00 196 900.001 4.60 2.32 2.43 31331S4W 5 000 060.00 FED FARM CREDIT BANK3YrNc1Yr1X 4.62 09/082008 5,000,000.00 99.00 4,950,000.00 (50,000.00) 4.8 330,860,000.00 330,805,344.97 327.713,089.40 (3,092,255.57) 3.72 1.12 116 FHLB - FED HOME LOAN BANK 3133X5J74 5,000 000.00 FED HOME LOAN BANK 2YrNc3Mo 2.00 04/13/2006 500000000 ....",5,000,000.00 100 00 5 000,000 00 2.00 0.12 0.12 �p yp m'z `-' 24'xa'" �''�.,'�'a``' .77 3133X5ZF8 5,000,000.00 FED HOME LOAN BANK 2YrNc1Yr1X 215 �04282006 5 000 000 00 100.00 770.000.00 2 1j�5 0.16 0 16 ., �`, n'. .. .... ' .-...:: } 4a'Y: M �i :n?•,d� .. EF .,"R8' 3� .YxN` Fix x Y'. ,wf �' - `'�5, a fi'S° fi ��ij 3133X6S49 y 5,000,000.00 FED HOME LOAN BANK2YrNc3Mo1x tl 2.50 05/192006 5,000,000.00 100.00 ty5 000 000.0p00 My� 2.50 0.22 0.22 J,R iLli L "ii.�;5 ,a.3J3.<�9 ay3�133XBXF7 10,000,000.00 FED HOME LOAN BANK tYrNcl Mo 3.03 08/142008y 10 000a000.00 ; 99.66 9,965 60,0k 00 (34 400.00) ,3 04 a�s 0.29 0.29 i�31 :• ..Y::..:. > &u", aCu' hs.`«,�.:,w��i.... .:. a:;.. s�, �, '. �i tA, a ."i ;: •,.i '` .�,., �'. ,: '' riS&�: `?a.. ft 3133X4OP9 6.480.000.00 FED HOME LOAN BANK2.25YrNc3Mo 2.32 0626/2006 6,478,987.50 99.22 6,429.391.20 (49.690.30) _ 2.33 .0.33 0.32 m� ��mm m. ..... 3133XCE85 5 000 000.0,0 FED HOME LOAN BANK 1 VrNc 3.83 08/302008 4 997 900.00 99.59 4 979 700 00 100 3.67 0.34 0.33 ,�����i'�` 3133X5NR5 25,000,000.00 FED HOME LOAN BANK2.25YrNc3Mo 2.01 06/302006 25 000 000.00 99.06 24,765,750.00 234 250.90 2 Ot 0.34 0.33 3133X9TY6 5,000 000.00 FED HOME LOAN BANK1.5YrNc6Mo1 3.10 0j6y/302006 y�5,¢00q0y0� 000,00�y0y., 99.411 4,970,100.00 29 700 00 3 10 0.34 $ 0.33 3133XA4K0 5,000,000.00 FED HOME LOAN BANK1.5YrNc6Mo1X 3 18 07/132006 5,000,000.00 99.38 4,988,750.00 (31250.00) 3.18 0.38 0.37 3133X5HK7 5.000.000.00 FED HOME LOAN BANK2.25YrNc3Mo1 2.01 07/142006 5 000,000.00 98.97 4,948,450.00 (51 550.00) 2.01 0,38 0.37 3133X82G0 5,000,000.00 FED. HOME LOAN BANK2.25YrNc3Mo 2.38 0728/2006 5,000,000.00 99.00 4,950,000.00 w, . (50 000.00) 2.38 0.41 0.41 W. ft iEa::: :�s:1 31339VMA7 14,000,000.00 FED HOME LOAN BANK3YrNc1Mo 2.30 07/282006 14,000,000.00 98.97 13,855,660.00 (144 340.00) 2.30 0.42 0.41 «....r .� 'v -e.y :>„ 91:1]b;�.. *p`?•:�.<."YT+'r"`...".. n°� m<`,> '< 31339YR81 10.000,000.00 FED HOME LOAN BANK3YrNc3MoSte 275 07282006 10,000,000.00 99.13 9 912 500 00 (87 500.00) 2.37 0.42 0.41 31339YRZ7 10,000,000.00 FED HOME LOAN BANK-3YrNc3MoSte 2.75 08/072006 9,996,875.00 99.09 9,909,400.00 (87,475,00) 2.34 0.44 0.44 31339VXD9 12,000,000.00 FED HOME LOAN BANK 3YrNc3Mo 2.50 08/142006 12,000,000.00 9894 1187266000 127(440.001 2.50 » 0.46 a 0.46 3133XDV81 20,000,000.00 FED HOME LOAN BANK9MoNc 4.58 .0,{8/302006 201 .000,000.0j0( 99.81 19 962,600 0'0 37 400.00 4 5�y8 0.51 0.50 �<��x� R�� i 3133X88N1 5.000.000.00 FED HOME LOAN BANK 2YrNc3Mo 3.01 09/072006 5,000,000.00 99 06 4 953,150 00 (46,850.00) 3.01 0.52 0.52 Aw § � ,�, r::. ,.;.3i r. ,,w. :,44z 1ft 3133X81-75 5,000,000.00 FED HOME LOAN BANK2YrNc1Mo 3.00 0928/2006 5.000,000.00 98.94 4,946.900.00 (53,100.00) 3.00 0.58 0.58 Pop 1 of 4 Month End Portfolio Holdings Report 98.31 4,916,650.00 (84,3 i�9�9ev.65g6y 4,9821800 00 (17 2 98.50 4.925,000.00 ((75,yC, 99.72 (28,y1 z9`.9�7t1,900.00 99.22 4 969,950 00 39,C 99.38 4.968.750.00 (26,2 98.66 4,932,800.00 (67.2 98.78 4.939.050.00 (60,9 2.10 0.62 0.62 4.38 0.65 0 66 2.58 0.66 0.66 r `,rF 4.50 0.66 0.67 r�3.�81 0.71 0.72 2.45 0.71 0.72 .(iW 3.00 0.73 0.73 3.25 0.74 0.75 s as 4.64 0.78 0.79 3133X96N5 5,000,000.00 FED HOME LOAN BANK 3YrNc1Mo 3.50 11/16/2007 5,000.000.00, 97.69 4 884 400 00 (115,600.00) 3.50 1.67 1.71 °.:` . �i 3133XAPC5 10000000.00 FED HOME LOAN BANK 2 75YrNc1Mo 4.00 12/04/2007 9,997,500.00 98.47 9,846,900.00 (150 600.00) 4.01 1.69 1.76 3133XBY02 5,000 000.00 FED HOME LOAN BANK 2.5YrNc6Mo 4.19 121142007 5,000,000.00 98.72 4,935,950.00 64 050.00 4.19 1.73 1.79 �;� ",:.;, � ,��:. ) 3133XDB75 5,000,000.00 FED HOME LOAN BANK2.25YrNc1Yr1 4.27 122820076 4,991,406.25 98.88 4,943,750.00 (47 656 25 4.35 1 75 1`83 3133XBN43 5,000,000 00 FED HOME LOAtN� BANK 2.5YrNc3Mo 4.43 01292008 4,999,218.75 98.72 4,936,950.00 936,950 00 (63,268.75) 4.44 1.63 1.92 :� �l ....... ... '' ...'�'xr7, t., ,. ... ����:a', w.., ..�. . t':-+�t�;L�£���.�� x"�ti .,, c'+�ri��•�,.. „.. .t:��c.�.�Pa�i�Q.i .S „::Ei���,�,. e:..�au.�iQ�a ..4 ,,'�r��..'�..�.'�ai: 3133XAE86 10,000 000.00 FED HOME LOAN BANKS RnC3Mo 4.00 02/04/200�8$ 10 000,000.00 98.31 9 831 30000 168 700..000 4.00 1.88 1.93 3133XAT56 10 000,000.00 FED HOME LOAN BANK3YrNc1Yr1X 4.00 03/102008 10 000,000.00 98.28 9,828,100.00 Q71 900.00) 4.00 1.94 2.03 ....�:AT "No,'�:an�.Ysa�.... ..... "r �� y31�33xXDTV3 5,000,000.00 FED HOME LOAN BANK2.gg5YrNc1Yr1X 5.00 05/302008 5 000,000.00 99.75 4 987,500 00 m (12,500.00 55.00 2.14 2.25 RAP- .`cam'�.a... t ,�, a �:, s 3, .��. '`�,.,. 7";�s�Ca .ra�iX�w 1R...wF'x 3133XC7DD99` ,y5,000,000.00 .��FYEErt(DHOME ,iLOAN BANK3Yy�rNN{{c1 Mo _ssit 4 45 07N82008 �5p000 000.00 98.78 k 4,939,050.00 _ (60.950.00) 4.45 2.25 2.36 .`,. ,' V'S, ... � 3133XCK36 5,000,000.00 FED HOME LOAN BANK3YrNc3Mo 4.52 0728/2008 5 000 000.00 98.88 4 943 °�y750 00 58 250.00 4 52 2.31 2.41 �1 y;�ggqyy y � fY� IT.a::.. .`? 3t':. :..'. s ii k jn<.a\<,a',�ss..a�.� .,t i�4�111�, Y3F,,,i••, ...,.:RikTFIS ski ` yyy� �a y 3133XCJ20 5,000,000.00 FED HOME LOAN BANK3YrNc6Mo 4.45 08/012008 5,000,000.00 98.72 4,935.950.00 (64.050.00 4 45 2.32 2.42 3133XCUH4 5,000,000.00 FED HOME LOAN BANK3Nc6Mo 4.75 09/022008 5,000,000,00 99.22 4,960,950.00 (39 050.00) 4.75 2.34 2.51 s.n ,�c ......w...-,. .. .::'" r 4,>�•'.Y.1;Fa. ate.; a�,. ?r, , w, '� a �.�<.'''k 3133XDRX1 5,000,000.00 FED HOME LOAN BANK3YrNc1Yr1X 5.02 311p/072008 5,000,000.00 99.63 4,981,250.00 ($18 750.00) 5.02 2.51 2.69 ... 3133XBXT7 5,000,000.00 FED HOME LOAN BANK 3.5YrNcl Yr 4,25 12/012008 5,000,000.00 98.22 4,910,950.00 (89,050.00) 4.25 2.61 2.76 1,016,845,000.00 1,016,716,733.80 1,008,752,008.15 (9,984,725.45) 3.43 0.97 f 1.00 FHLC - FHL,tB�, - MORTO. CERT. a A���?�&�'.. _......., a .: ,,. :x s :..:. bx:�'ea , . �� ;�dkwU"�� .:...:.. '�,"�a ,��, ��� � •�� ., . � ;� ,t,�is�i5t1F.<. ,W t , ���k �€�„"� ,�', x: ��� � > am�sia Pape 2 of 4 5 .3yy1�369MG31 5000000.00 FED NAT MORTG ASSOC. 1 5YrNc3Mo 5.00 08242007 5 000 000.00 99.84 4 992 20u Oo ki auu.,UU) o.w i qo 190 3136F7LT2 5,000 000.00 FED NAT MORTG ASSOC.2YrNc3Mo 4.75 1025/2007 y5r 000,000.00 dd 99.50 4,975,000.00 (25,000.00 4.75 1.59 1.66 �31359MZK2 _ _,." 5,000 000.00 FED NAT MORTG ASSOC.2YrNc1 Yr1X 4 90 11282007 6,009,000.00 0, y999x�7.8j y4, 989.050.00 y (lot 950 y0'0 4.90 1.68 1.75 iFT. ' s k,d-�tw,1� .a�..�.''r".�. 5 , `.. �... .: a �F,=�.."l„,a� '.:. :.....I�. Page 3 of 4 6 Month End Portfolio Holdi Yr1X 4.88 01/11/2008 YrIX 1.80 1.87 ads 1.85 1.91 "WE 1.86 1.93 1311'3_59WG441_0,000,000.00 _FED NAT MORTG _A_S­S6C_._2YrN"c I Yrl'X5.00 02/27/2008 10,000.000.00 99.84 9,984.400.00 (15,600.00) 5.00 1.93 2.00 1,2 313GF7MKO 5000000.00 FED NAT MORTG ASSOC.3YrNclYrIX 5.00 11/14/2008 4997,65625 99.89 A'' I 0140009INW 4,984.4W00 (13,256.25) 5.02 2.53 2.71 . . . ..... . OWN 40 3136F7PP8' 5,000.000.00 FED NAT MORTGASSOC.3YrNc1YrlX 5.10 12/19/2008 5,000,000.00 99.78 4,989.050.00 (10,950.00) 5.10 2.63 2.81 W WAIN "I 3136F7PP6 5 000 000.00 FED NAT MORTG ASSOC. 3YrNc1 Yrl X 5.10 12/19/20085 ODO DOO 00 99.78 4,989,050.00 (10 950.00 5.10 2.63 2.81 41 5.05 2.66 - 2 ' .83 313BF70EO 20,000,000.00 FED NAT MORTG ASSOC. 3Yr1 Yrl X 5.05 12/29/2008 20,O00,000.00 99.78 19,956,2.00.00 4,3,1800.00) ' 3136F7003 100G-O-.0-00.00 FED: NAT MORTG ASSOC . 3YrNc,6M 5.05 011�moog 10 000,000.00 99.78 X.4wiKl� "mg 9,978,100 00 (21900.00) 5.05 2.68 2.86 MIN W-4,""m 31359ME74 5.000000.00 FED NAT MORTG ASSOC. 3YrNc1 Yrl X 5.00 012312009 5.000,000.00 9.66 .... . ...... ... 4,982,800.00 (17,200.00) 5.00 2.73 2.90 347,000,000.00 348,973.729.93 345,208,560.00 (1,755,169.93) 4.15 1.57 1.64 FNMD -FNMA DISCOUNT NOTES Vw 313689XEB 48 000 000.00 FNMA DISCOUNT NOTES 4.36 05/24/2006 47 152 032.00 98.23 47 152 032.00 4.43 0.23 0.23 98,000,000.00 96,355,632,00 96,355,832.00 4.42 0.21 0.21 FRMC - FEDERAL HOME LOAN MORO CORP DI 313397UF6 35,000,000.00 FEDERAL HOME LOAN MORG CORP D1 4.28 03/14/2006 34,654,466.39 99.01 34 654,466 39 4.32 0.04 0.04 55,000,000.00 54,452,355.28 54,452,355.28 4.32 0.04 0.04 LAO - LOCAL AGENCY OBLIGATIONS 820,000.00 US DISTRICT COURTHOUSE 4.55 06/1512020 820,000.00 100.00 820.000.00 4.55 10.33 14.30 1,755,000.00 1,755,000.00 1,756,000.00 4.55 7.73 10.08 MTNO - MED TERM NOTES ...................... 36962GZZO 5 000 000.00 GE CAP CORP Age/AAA/AAA 4.20 ul/lDrduutl 11 tool auu.uv wo.wo 11-114 20.000,000.00 20,088,750.00 19,856,300.00 (232,450.00) 4.23 1.03 1.06 MUNI - MUNICIPAL BONDS xi I sn I 4k 987388BC8 1.080.000.00 YOSEMITE CA CMNT COLLEGE AAA/A 3.72 08/01/2006 1,080,075.60 69.47 1,074.265.20 (5,810.40) 3.70 0.43 0.42 z ro,�] Ws" sis 130911 D49 19 000,000 00 CSCDA AAAfA88 4.00 1 /15/2006 19,000,000.00 99.25 18,858,260.00 (141 740 000,) 4.00 0.70 0.71 s gm-. ....g e 768903EB8 1.000.000.00 RIVERSIDE CNTY ASSET Aaa/AAA 3.35 06/01/2007 990,340.0097.93 979,320.00 (11,020.00) 3.86 1.23 1.25 ;6_876PA­Vi 1-545,000.00 RCC GO BONDS 2004B AA-/Aa3 3.63 08/0112007 1,550,871.00 97.94 1,513,219.35 (37,651.85) 3.49 1.40 1.42 83,035,000.00 83,064,052.20 82,545,803A5 (518,248.75) 3.89 0.53 0.53 NCD - NEGOTIABLE CO 114"(4010 17304TJ53 50.000,000.00 CITIBANK NA Al/Pi/Fl 4.44 03/20/2006 50,000.000.00 100.00 50 000 000 00 4 44 0.05 0.05 4.41 03/282006 50 000 719.93 100.00 50 000 719.93 4.40 0.08 0.08 + 4.61 04/18/2006 50.000.000.00 100.00 50.000,000.00 4.53 0.13 0.13 0556MIT46 50 000,000 00 BNP PARIBAS Al+/PIIFI+ 4.ou UqUo/leuvo ou,vuVIOW.I. 400,000,000.00 400,001,042.47 400 942.47 4.48 0.10 0.10 REPO - REPURCHASE AGREEMENT 258,000,000.00 258,000,000.00 258,000,000.00 4.63 0.00 0.00 TCD -TIME DEPOSITS a 10 000 000.00 CITIZENS BUSINESS BANK 4.40 04/10/2006 10 000 000.00 100.00 10 000 000.00 4.40 0.11 0.11 15,000,000.00 15,000.000.00 15,000.000.00 4.33 0.09 0.09 Total 3,715,455,000.00 3,709,956,617.82 3.690,904,556.79 (19,051,961.03) 4.05 0.79 0.82 1. The market value and yield of ~4*rm money market securities art based on ft purchase price. 2. Average We Is the number of years until princoal is returned at maturity, vmigtftd by market value, 3. Local Agency ObIlgistione have variable rate coLoons, spread to Pool. 4. Modifled dustion is the percentage price Change Of 0 security for a charge In yield. The higher the modified duration of a security. the higher the risk Page 4 of 4 Summary of Authorized Investments The Treasurer's Pooled Investment Fund was in FULL COMPLIANCE with the Treasurer's Statement of Investment Policy. The County's Investment Policy is more restrictive than the California Government Code. This policy is reviewed annually by the County's Investment Oversight Committee and approved by the County Board of Supervisors. 0.00% 2% 0% MAX 0.00% Projected Cash Flow The Pooled Investment Fund cash flow requirements are based upon a 12 month historical cash flow model. Based upon projected cash receipts and matu- rating investments. there are sufficient Funds to meet future cash flow disbursements over the next 12 months. THIS COMPLETES THE REPORT REQUIREMENTS OF CALIFORNIA GOVERNMENT CODE 53646 Page 3 8 County Administrative Center 4080 Lemon Street, 4th Floor - Capital Markets Riverside, CA 92502-2205 www.countytreasurer.org (951) 955-3967 Bureau of the Public Debt: Recent Treasury Bill Auction Results Page 1 of 2 Recent Treasury Bill Auction Results Price Issue Maturity Discount Investment Per CUSIP Term Date Date Rate /o Rate /o $100 14-DAY 04-03-2006 04-17-2006 4.685 4.759 99.817806 912795TU5 28-DAY 03-30-2006 04-27-2006 4.630 4.711 99.639889 912795WZO 91-DAY 03-30-2006 06-29-2006 4.495 4.610 98.863764 912795XJ5 182-DAY 03-30-2006 09-28-2006 4.600 4.775 97.674444 912795XX4 28-DAY 03-23-2006 04-20-2006 4.600 4.681 99.642222 912795WY3 91-DAY 03-23-2006 06-22-2006 4.545 4.662 98.851125 912795XH9 182-DAY 03-23-2006 09-21-2006 4.610 4.786 97.669389 912795XW6 28-DAY 03-16-2006 04-13-2006 4.395 4.471 99.658167 912795WX5 91-DAY 03-16-2006 06-15-2006 4.510 4.625 98.859972 912795XG1 182-DAY 03-16-2006 09-14-2006 4.645 4.823 97.651694 912795XV8 1-DAY 03-14-2006 03-15-2006 4.410 4.472 99.987750 912795TSO 28-DAY 03-09-2006 04-06-2006 4.380 4.456 99.659333 912795WW7 91-DAY 03-09-2006 06-08-2006 4.500 4.615 98.862500 912795XF3 182-DAY 03-09-2006 09-07-2006 4.600 4.775 97.674444 912795XUO 6-DAY 03-08-2006 03-14-2006 4.380 4.444 99.927000 912795TT8 12-DAY 03-03-2006 03-15-2006 4.445 4.513 99.851833 912795TSO 28-DAY 03-02-2006 03-30-2006 4.390 4.466 99.658556 912795WV9 91-DAY 03-02-2006 06-01-2006 4.510 4.625 98.859972 912795XE6 182-DAY 03-02-2006 08-31-2006 4.580 4.754 97.684556 912795XT3 28-DAY 02-23-2006 03-23-2006 4.350 4.425 99.661667 912795WU1 91-DAY 02-23-2006 05-25-2006 4.450 4.563 98.875139 912795XD8 182-DAY 02-23-2006 08-24-2006 4.545 4.716 97.702250 912795XS5 28-DAY 02-16-2006 03-16-2006 4.330 4.405 99.663222 912795WT4 91-DAY 02-16-2006 05-18-2006 4.440 4.553 98.877667 912795XCO 182-DAY 02-16-2006 08-17-2006 4.540 4.711 97.704778 912795XR7 28-DAY 02-09-2006 03-09-2006 4.230 4.303 99.671000 912795WS6 91-DAY 02-09-2006 05-11-2006 4.375 4.485 98.894097 912795XB2 182-DAY 02-09-2006 08-10-2006 4.500 4.669 97.725000 912795XQ9 28-DAY 02-02-2006 03-02-2006 4.290 4.364 99.666333 912795WR8 91-DAY 02-02-2006 05-04-2006 4.375 4.485 98.894097 912795XA4 182-DAY 02-02-2006 08-03-2006 4.435 4.600 97.757861 912795XP1 28-DAY 01-26-2006 02-23-2006 4.145 4.216 99.677611 912795 WQO 91-DAY 01-26-2006 04-27,2006 4.290 4.397 98.915583 912795WZO 182-DAY 01-26-2006 07-27-2006 4.340 4.499 97.805889 912795XN6 28-DAY 01-19-2006 02-16-2006 3.950 4.017 99.692778 912795 WP2 91-DAY 01-19-2006 04-20-2006 4.270 4.377 98.920639 912795 WY3 182-DAY 01-19-2006 07-20-2006 4.315 4.472 97.818528 912795XM8 28-DAY 01-12-2006 02-09-2006 4.070 4.140 99.683444 912795 WN7 1-0 http://wwws.publicdebt.treas.gov/AI/OFBills 4/3MO6 Bureau of the Public Debt : Recent Treasury Bill Auction Results Page 2 of 2 91-DAY 01-12-2006 04-13-2006 4.150 4.252 98.950972 912795 WX5 182-DAY 01-12-2006 07-13-2006 4.250 4.404 97.851389 912795XLO Effective with the 11 /2/98 auction, all bills are auctioned using the single -priced method. Return to_Auction Information Page Privacy & Security Notices I Terms & Conditions I Accessibility I Data Quality Last Updated April 3, 2006 11:17:36 AM EDT http://wwws.publicdebt.treas.gov/AI/OFBills 4/3RO6 FRB: H.15--Selected Interest Rates, Web -Only Daily Update --March 31, 2006 Pagel of 4 Federal Deserve Statistical Release .5 Selected Interest Rates (Dauy Skip to Content Release Date: March 31, 2006 Weekly release dates and announcements I I;listorical data I About Daily update Other formats: Screen reader I ASCII The weekly release is posted on Monday. Daily updates of the weekly release are posted T through Friday on this site. If Monday is a holiday, the weekly release will be posted o after the holiday and the daily update will not be posted on that Tuesday. FEDERAL RESERVE STATISTICAL RELEASE H.15 DAILY UPDATE: WEB RELEASE ONLY SELECTED INTEREST RATES For use at 4:15 p.m. Eastern Time Yields in percent per annum March 31, 2006 2006 2006 2006 2006 Instruments Mar Mar Mar Mar 27 28 29 30 Federal funds (effective) 1 2 3 4.77 4.70 4.69 4.76 Commercial Paper 3 4 5 Nonfinancial 1-month 4.70 4.74 n.a. 4.72 2-month 4.72 4.79 n.a. 4.75 3-month 4.77 n.a. n.a. n.a. Financial 1-month 4.76 4.74 4.74 4.74 2-month 4.76 4.80 4.79 4.80 3-month 4.84 4.86 4.86 4.83 CDs (secondary market) 3 6 1-month 4.79 4.79 4.80 4.79 3-month 4.92 4.93 4.94 4.94 6-month 5.02 5.04 5.09 5.08 Eurodollar deposits (London) 3 7 1-month 4.82 4.82 4.83 4.82 3-month 4.96 4.96 4.97 4.98 6-month 5.06 5.06 5.10 5.11 Bank prime loan 2 3 8 7.50 7.75 7.75 7.75 Discount window primary credit 2 9 5.50 5.75 5.75 5.75 U.S. government securities Treasury bills (secondary market) 3 4 4-week 4.60 4.63 4.61 4.59 3-month 4.51 4.53 4.51 4.50 6-month 4.62 4.65 4.65 4.66 Treasury constant maturities Nominal 10 1-month 4.66 4.71 4.69 4.67 3-month 4.63 4.65 4.63 4.61 6-month 4.80 4.83 4.83 4.84 http://www.federalreserve.gov/Releases/H 15/update/ 4/H006 FRB: H.15--Selected Interest Rates, Web -Only Daily Update --March 31, 2006 Page 2 of 4 1-year 2-year 3-year 5-year 7-year 10-year 20-year 30-year Inflation indexed 11 5-year 7-year 10-year 20-year Inflation -indexed long-term average 12 Interest rate swaps 13 1-year 2-year 3-year 4-year 5-year 7-year 10-year 30-year Corporate bonds Moody's seasoned Aaa 14 Baa State & local bonds 15 Conventional mortgages 16 n.a. Not available. 4.77 4.82 4.83 4.84 4.72 4.81 4.82 4.84 4.69 4.79 4.81 4.84 4.69 4.79 4.79 4.83 4.69 4.79 4.79 4.83 4.70 4.79 4.81 4.86 4.91 4.98 5.02 5.07 4.73 4.80 4.84 4.89 2.14 2.22 2.24 2.25 2.18 2.25 2.27 2.31 2.23 2.30 2.32 2.35 2.21 2.28 2.31 2.34 2.17 2.23 2.26 2.30 5.17 5.20 5.24 5.27 5.15 5.17 5.23 5.26 5.13 5.16 5.23 5.26 5.14 5.18 5.25 5.28 5.16 5.21 5.27 5.31 5.19 5.24 5.30 5.35 5.23 5.29 5.33 5.39 5.30 5.37 5.41 5.49 5.51 5.58 5.62 5.67 6.40 6.47 6.52 6.56 Footnotes 1. The daily effective federal funds rate is a weighted average of rates on brokered tra 2. Weekly figures are averages of 7 calendar days ending on Wednesday of the current wee figures include each calendar day in the month. 3. Annualized using a 360-day year or bank interest. 4. On a discount basis. 5. Interest rates interpolated from data on certain commercial paper trades settled by T Depository Trust Company. The trades represent sales of commercial paper by dealers or d issuers to investors (that is, the offer side). The 1-, 2-, and 3-month rates are equiva 30-, 60-, and 90-day dates reported on the Board's Commercial Paper Web page (www.federalreserve.gov/releases/cp/). 6. An average of dealer bid rates on nationally traded certificates of deposit. 7. Bid rates for Eurodollar deposits collected around 9:30 a.m. Eastern time. 8. Rate posted by a majority of top 25 (by assets in domestic offices) insured U.S.-char commercial banks. Prime is one of several base rates used by banks to price short-term b loans. 9. The rate charged for discounts made and advances extended under the Federal Reserve's http://www.federalreserve.gov/Releases/H 15/update/ 4/3'/3006 FRB: H.15--Selected Interest Rates, Web -Only Daily Update --March 31, 2006 Page 3 of 4 credit discount window program, which became effective January 9, 2003. This rate replac adjustment credit, which was discontinued after January 8, 2003. For further information www.federalreserve.gov/boarddocs/press/bcreg/2002/200210312/default.htm. The rate report for the Federal Reserve Bank of New York. Historical series for the rate on adjustment c well as the rate on primary credit are available at www.federalreserve.gov/releases/hl5/ 10. Yields on actively traded non -inflation -indexed issues adjusted to constant maturiti 30-year Treasury constant maturity series was discontinued on February 18, 2002, and rei on February 9, 2006. From February 18, 2002, to February 9, 2006, the U.S. Treasury publ factor for adjusting the daily nominal 20-year constant maturity in order to estimate a nominal rate. The historical adjustment factor can be found at www.treas.gov/offices/domestic-finance/debt-management/interest-rate/ltcompositeindex_hi Source: U.S. Treasury. 11. Yields on Treasury inflation protected securities (TIPS) adjusted to constant maturi Source: U.S. Treasury. Additional information on both nominal and inflation -indexed yiel found at www.treas.gov/offices/domestic-finance/debt-management/interest-rate/index.html 12. Based on the unweighted average bid yields for all TIPS with remaining terms to matu more than 10 years. 13. International Swaps and Derivatives Association (ISDA(R)) mid -market par swap rates. for a Fixed Rate Payer in return for receiving three month LIBOR, and are based on rates at 11:00 a.m. Eastern time by Garban Intercapital plc and published on Reuters Page ISDA ISDAFIX is a registered service mark of ISDA. Source: Reuters Limited. 14. Moody's Aaa rates through December 6, 2001, are averages of Aaa utility and Aaa indu rates. As of December 7, 2001, these rates are averages of Aaa industrial bonds only. 15. Bond Buyer Index, general obligation, 20 years to maturity, mixed quality; Thursday 16. Contract interest rates on commitments for fixed-rate first mortgages. Source: FHLMC -------------------------------------------------------------------------------- Note: Weekly and monthly figures on this release, as well as annual figures available on Board's historical H.15 web site (see below), are averages of business days unless other ------- ------------------------------------------------------------------------------ Current and historical H.15 data are available on the Federal Reserve Board's web site (www.federalreserve.gov/). For information about individual copies or subscriptions, con Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886 electronic access to current and historical data, call STAT-USA at 1-800-782-8872 or 202 Description of the Treasury Nominal and Inflation -Indexed Constant Maturity Series Yields on Treasury nominal securities at "constant maturity" are interpolated by the U.S from the daily yield curve for non -inflation -indexed Treasury securities. This curve, wh the yield on a security to its time to maturity, is based on the closing market bid yiel actively traded Treasury securities in the over-the-counter market. These market yields calculated from composites of quotations obtained by the Federal Reserve Bank of New Yor constant maturity yield values are read from the yield curve at fixed maturities, curren and 6 months and 1, 2, 3, 5, 7, 10, 20, and 30 years. This method provides a yield for a maturity, for example, even if no outstanding security has exactly 10 years remaining to Similarly, yields on inflation -indexed securities at "constant maturity" are interpolate daily yield curve for Treasury inflation protected securities in the over-the-counter ma inflation -indexed constant maturity yields are read from this yield curve at fixed matur http://www.federalreserve.gov/Releases/H15/update/ 4/3&06 FRB: H.15--Selected Interest Rates, Web -Only Daily Update --March 31, 2006 Page 4 of 4 currently 5, 7, 10, and 20 years. Weekly release dates and. announcements I Historical data I About Daily update Other formats: Screen reader I A SCII Statistical releases l lome I Ecotlomic research and data :Accessibility I Contact Us Last update: March 31, 2006 15 http://www.federalreserve.gov/Releases/H 15/update/ 4/3/2006 Phil Angelides, State Treasurer Inside the State Treasurer's Office Local Agency Investment Fund (LAIF) PMIA Performance Report x 3/16/2006 4.14 4.02 175 3/17/2006 4.15 4.02 174 3/18/2006 4.16 4.02 176 3/19/2006 4.16 4.02 176 3/20/2006 4.16 4.03 176 3/21 /2006 4.16 4.03 174 3/22/2006 4.17 4.03 173 3/23/2006 4.17 4.03 172 2/24/2006 4.18 4.03 170 2/26/2006 4.18 4.03 170 2/26/2006 4.18 4.03 170 2/27/2006 4.19 4.04 167 2/28/20061 4.19 4.04 171 3/29/20061 4.19 4.04 170 Corporate 8 1.62% Commercial Paper 14.00% Time Del: 14.16 LAIF Performance Report Quarter ending 12/31/2006 Apportionment Rate: 3.63% Earnings Ratio: .00009940144551024 Fair Value Factor: .997562079 LAIF WILL BE CLOSED MARCH 31 CESAR CHAVEZ DAY PMIA Average Monthly Effective Yields February 2006 4.043% January 2006 3.955% December 2005 3.808% Pooled Money Investment Account Portfolio Composition $54.8 Billion 02/28/06 Reverses Treasuries Loans -0.18% 10.00% .1 o 1)12oi CDs/BNs 18.37% ges Agencies 27.46% 16 FRB:Commercial Paper Rates and Outstandings Page 1 of 3 Federal Reserve Release Commercial Paper Release I About ( Outstandings I Historical discount rates ( Historical outstandings Data as of March 31., 2006 Commercial Paper Rates and Outstandings Derived from data supplied by The Depository Trust Company Posted April 3, 2006 Discount rates AA AA A2/P2 Term financial nonfinancial nonfinancial 1-day 4.82 4.83 4.94 7-day 4.76 4.80 4.84 115-day 4.73 4.70 4.88 30-day 4.75 4.73 4.87 60-day 4.82 ND 4.97 90-day 4.87 ND :]=ND Frade data insufficient to support calculation of the 60-day AA nonfinancial, 90-day AA nonfinancial and 90-day A2/P2 nonfinancial rate(s) for March 31, 2006 . Yield curve Money market basis 7 15 30 Days to Maturity Pcrc ent EM 5,2 5.0 4,8 4,6 17 http://www.federalreserve.gov/Releases/CP/ 4/3/2006 FRB:Commercial Paper Rates and Outstandings Page 2 of 3 Discount rate spread Basis Points J Zky 100 80 60 40 20 0 2(X) 1 2002 2003 1.M4 2005 Discount rate history Percent 4 11C 2MI 2002 2003 AXA 2(,X)-5 Outstandings Weekly (Wednesday), seasonally adjusted http://vv-ww.federalreserve.gov/Releases/CP/ 4/3106 FRB:Commercial Paper Rates and Outstandings Page 3 of 3 1570 1510 14.50 1390 1330 1270 1210 l l CM Billions of dollars Financial 414:11 sc.alo Billions of dollars ?90 �11 "NON l V� J ?50 210 170 130 M The daily commercial paper release will usually be available before 11:00am EST. However, the Federal Reserve makes no guarantee regarding the timing of the daily commercial paper release. When the Federal Reserve is closed on a business day, yields for the previous business day will appear in the historical discount rates table. This policy is subject to change at any time without notice. http://www.federalreserve.gov/Releases/CP/ 4/31Z006 E v ci c v c F U � aci E Y O_ _n t: fF1 N N_ j C x S N N 7 > l0 m 7 U) N_ i O Q 0 0 " N t9 O .2 H N L U) Q Q Y L E Co ZI fA 64 64 Lo MOt� COOoL (MCMD� L� ti IT (0 r- f- V OD O) LO (O rv� NO+ O co V)�O O Mm N a) (h tO % ILL ENO rO Nttco o0M V t- OM V,NNr CV)m N O c6 V V,-. a! r11% d'c0"It oD d'1' O O F- co OO LO O r- co N o0 I- th -1 LOst ON O N O (O Cl) - O) 00 — O CO � LO N V mGo O O O co N r tO O N N � LL :0 Q N m N Ui Q Q t�N0 Nv00 CD O Cl) f-� OM VNNr MM N O N tF r CA e— ti (O V OD Vi 1 w O y N O to M 1�- CO N (O r- O N 0) (O M r O CO r CO (O IT O O O O m 30 rt0'1 N tOrNIT (Moo v L N t5 -0 Q U- r (0 CA N r to Of U � r 0 z N N O O 0)r-0 O r r O r O) 00(OuOr- r- O co (O IV M M CO I� OD M r M CO N M OD f,-(OtONO)t1 f-Nfl_0v0Nv OD N N) V!Or e- N O .-- 00 LO q "t Cl 00 OO .- (00) - N Ip r ti tp c c CN VI IO (O O) N t'l V 0 0) 0M v O (O d' ti O 00 CvO� th •.� •.• CA to N D Cn � 0 CA N LO V IT O) N O r- Cl) O) (O N u) r (M V m O) co to Go ` .r.. .M... LO v NV — `-' '0-0e- N� Nr �O) v N 0) CD LD c O E > c0 t tm 2 .a � C... co 0 N a CM .� CO F- ~ c (6 W W J Ex `� r w = °� f° Z O 2 2 CO Q w W a w wD �~ _ d z U} Oro x m .9 0 x a w w LL wv�WO a¢� 1� 3 amiQ m a= w rn a� a� m F-o (� <WOY�0 0 M c E C C 3 �� WU� °�QF_-OZ:r Co ~0 c d ayiu t� �oXa> � �Zm�WWv�a.r U ., �N c C•) > U)w d W c gWo2zon2 Jd~L61ZF=Z two rn 0 m> C m m °D'c. z.9 F- oa°� a.z��Q�m2m 0>F-�Q o Jd'OZ I- (� 2 L N w a- F-cO 0� d X a N« N N wU)W00 aF- O N z O X Zwo W 00a0 W _OZ��O�OW M(L0CLWZ <(nu. 20 Draft (prepared by Cristina Deniel) To: City Council From: Investment Advisory Board The following is a Position/Discussion Paper presented by the members of the Investment Advisory Board. This Position Paper seeks to address the issues raised by Council Member Osborne during the January 17th City Council Meeting and later presented to the IAB during its February 8th session. Issues raised by Council Member Osborne • Council Member Osborne is dissatisfied with the performance of the City's investment portfolio. The portfolio has lagged the established benchmark which is the 6-month Treasury yield during the past two quarters. He remarked that in the past several years the portfolio had exceeded the benchmark. • Council Member Osborne mentioned that the City consider the hiring of an independent professional money manager as had been suggested by this Board in 2005 or hire a new employee, part of the City staff, to handle the City's investments. • The Mayor and other Council Members moved and approved that Council Member Osborne make a written presentation to the IAB. Pursuant to this motion, Council Member Osborne discussed the issue with the IAB during its February 8th meeting. Investment Advisory Board Comments • The current Investment Policy of the City of La Quinta places certain restrictions on how the City's investment portfolio is to be managed. There are constraints as to the type of investments to be made, term of investment and restrictions against "trading". The portfolio is restricted to a very short- term investment structure and the application of a "buy -and -hold" policy to the investments purchased. • The result of the buy and hold strategy, is that the portfolio will outperform a fixed income benchmark (such as the 6-month treasury rate) in a declining interest rate environment and under -perform it, in a rising interest scenario. This is just so, regardless of who manages the portfolio; it is not an issue of performance; it is an issue of constraints. • This Board has several important points it would like to make: ➢ The current Investment Policy was established after the City had been victimized with a defalcation by an unscrupulous investment manager. ➢ The City was very young then. To prevent such a loss from ever happening again, the City took control of its investments and an Investment Policy was established. This policy was, appropriately, very conservative and restrictive; its main objective being the protection of the portfolio principal, not earnings there from (performance of the portfolio). ➢ It is the opinion of this Board that the City has matured both in size and experience and it is time to modify the policy to allow for a different portfolio management strategy with a op rtion of the City's investments. ➢ This would entail the relaxing of some of the current restrictions to accommodate slightly more aggressive investments in order to earn a higher yield on a portion of the City's portfolio. ➢ The Board also recommends that such shift be handled by an independent professional money manager who would actively manage a portion of the City's investments with the objective of improving returns. ➢ This Board does not recommend the hiring of a person to be part of the City staff to handle this task. Such a person would not have the same experience, interaction, tools or exposure as someone in a firm whose mainstream business is to manage investment portfolios. ➢ Loss through defalcation is completely avoidable by using a third party custodian who handles the investments under the Delivery vs. Payment method. In other words, the professional money manager directs the investments but does not execute them, nor does he or she have access to the assets in the account. ➢ This Board amended the Investment Policy during its 2005 season to accommodate this recommendation. We believe that City Council should consider this recommendation and consider authorizing or directing the Finance Director to issue a Request for Proposal (RFP). INVESTMENT ADVISORY BOARD Meeting Date: TITLE: April 12, 2006 Pooled Money Investment Board Report For January BACKGROUND: Correspondence & Written Material Item B The Pooled Money Investment Board Report for January 2006 is included in the agenda packet. RECOMMENDATION: Receive & File ohn M. Falconer, Finance Director Phil Angelides January 2006 STATE OF CALIFORNIA STATE TREASURER'S OFFICE POOLED MONEY INVESTMENT BOARD REPORT January 2006 TABLE OF CONTENTS SUMMARY................................................................. 01 SELECTED INVESTMENT DATA .................................... 02 PORTFOLIO COMPOSITION ........................................ 03 INVESTMENT TRANSACTIONS ..................................... 04 TIMEDEPOSITS........................................................ 17 BANK DEMAND DEPOSITS .......................................... 30 POOLED MONEY INVESTMENT BOARD DESIGNATION... 31 POOLED MONEY INVESTMENT ACCOUNT SUMMARY OF INVESTMENT DATA A COMPARISON OF JANUARY 2006 WITH JANUARY 2005 (DOLLARS IN THOUSANDS) JANUARY 200611 JANUARY 200611 CHANGE Average Daily Portfolio $ 58,086,223 $ 54,363,641 $ +3,722,582 Accrued Earnings $ 195,101 $ 104,516 $ +90,585 Effective Yield 3.955 2.264 +1.691 1 Average Life -Month End (In Days) 175 202 -27 Total Security Transactions Amount $ 21,902,735 $ 21,081,115 $ +821,620 Number 457 441 +16 Total Time Deposit Transactions Amount $ 4,839,190 $ 4,634,500 $ +204,690 Number 182 154 +28 Average Workday Investment Activity $ 1,337,096 $ 1,285,781 $ +51,315 Prescribed Demand Account Balances For Services $ 332,791 $ 635,710 $ -302,919 For Uncollected Funds $ 163,896 $ 182,877 $ -18,981 1 PHIL ANGELIDES TREASURER STATE OF CALIFORNIA INVESTMENT DIVISION SELECTED INVESTMENT DATA ANALYSIS OF THE POOLED MONEY INVESTMENT ACCOUNT PORTFOLIO (000 OMITTED) January 31, 2006 DIFFERENCE IN PERCENT OF PERCENT OF PORTFOLIO FROM TYPE OF SECURITY AMOUNT PORTFOLIO PRIOR MONTH Government Bills $ 1,721,340 2.85 +1.49 Bonds 0 Notes 3,416,272 5.66 +0.41 Strips 0 Total Government" $ 5,137,612 8.51 +1.90 Federal Agency Coupons $ 8,952,225 14.83 +0.13 Certificates of Deposit 12,345,116 20.45 +0.02 Bank Notes 1,699,993 2.82 +0.48 Bankers' Acceptances 0 0.00 0.00 Repurchases 0 0.00 0.00 Federal Agency Discount Notes 6,116,758 10.13 -0.91 Time Deposits 7,688,995 12.74 -0.50 GNMAs 256 0.00 0.00 Commercial Paper 9,221,457 15.28 -0.44 FHLMC/Remics 747,439 1.24 -0.09 Corporate Bonds 958,214 1.59 -0.04 AB 55 Loans 7,493,515 12.41 -0.55 GF Loans 0 0.00 0.00 Reversed Repurchases 0 0.00 0.00 Total (All Types) $ 60,361,580 100.00 INVESTMENT ACTIVITY Pooled Money Other Time Deposits Totals PMIA Monthly Average Effective Yield Year to Date Yield Last Day of Month JANUARY 2006 NUMBER AMOUNT 457 $ 21,902,735 9 435,804 182 4,839,190 648 $ 27,177,729 3.955 3.497 2 DECEMBER 2005 NUMBER AMOUNT 451 $ 21,953,937 89 3,495,993 146 3,148,500 686 $ 28,598,430 3.808 3.413 Pooled Money Investment Account Portfolio Composition $60.4 Billion Corporate 1.5! Commercial Paper 15.28% Time D, 12.7 01 /31 /06 Treasuries Loans 8.51 % J ^ A I n/ CDsBNs 23.27% Agencies 24,96% 01/03/06 REDEMPTIONS BN B/A 3.830% 01/03/06 3.830 $50,000 144 $766,000.00 3.883 CD HSBC 3.840% 01/03/06 3.840 50,000 132 • 704,000.00 3.893 CD HSBC 3.840% 01/03/06 3.840 50,000 132 704,000.00 3.893 CD MONTREAL 3.840% 01/03/06 3.840 50,000 132 704,000.00 3.893 CD MONTREAL 3.840% 01/03/06 3.840 50,000 132 704,000.00 3.893 CD MONTREAL 3.840% 01/03/06 3.840 50,000 132 704,000.00 3.893 CD MONTREAL 3.840% 01/03/06 3.840 50,000 132 704,000.00 3.893 CD TORONTO 3.865% 01/03/06 3.855 50,000 132 706,775.55 3.909 CD TORONTO 3.865% 01/03/06 3.855 50,000 132 706,775.55 3.909 CD WA MU, FA 3.860% 01/03/06 3.860 50,000 133 713,027.78 3.914 CD WA MU, FA 3.860% 01/03/06 3.860 50,000 133 713,027.78 3.914 CD WA MU, FA 3.860% 01/03/06 3.860 50,000 133 713,027.78 3.914 CD WA MU, FA 3.860% 01/03/06 3.860 50,000 133 713,027.78 3.914 CD SOC GEN 3.880% 01/03/06 3.880 50,000 133 716,722.22 3.934 CD SOC GEN 3.880% 01/03/06 3.880 50,000 133 716,722.22 3.934 CD CIBC 3.870% 01/03/06 3.870 50,000 134 720,250.00 3.924 CD CIBC 3.870% 01/03/06 3.870 50,000 134 720,250.00 3.924 CD CIBC 3.870% 01/03/06 3.870 50,000 134 720,250.00 3.924 CD US BANK 3.870% 01/03/06 3.870 50,000 138 741,750.00 3.924 CD US BANK 3.870% 01/03/06 3.870 50,000 138 741,750.00 3.924 CD US BANK 3.870% 01/03/06 3.870 50,000 138 741,750.00 3.924 CD MONTREAL 3.810% 01/03/06 3.810 50,000 141 746,125.00 3.863 CD MONTREAL 3.810% 01/03/06 3.810 50,000 141 746,125.00 3.863 CD MONTREAL 3.810% 01/03/06 3.810 50,000 141 746,125.00 3.863 CD ANZ 3.820% 01/03/06 3.820 50,000 152 806,444.44 3.873 CD ANZ 3.820% 01/03/06 3.820 50,000 152 806,444.44 3.873 CP LEHMAN 01/03/06 4.050 50,000 4 22,500.00 4.108 CP LEHMAN 01/03/06 4.050 50,000 4 22,500.00 4.108 CP LEHMAN 01/03/06 4.050 50,000 4 22,500.00 4.108 CP LEHMAN 01/03/06 4.050 50,000 4 22,500.00 4.108 CP BEAR 01/03/06 4.420 50,000 5 30,694.44 4.484 CP BEAR 01/03/06 4.420 50,000 5 30,694.44 4.484 CP BEAR 01/03/06 4.420 50,000 5 30,694.44 4.484 CP BEAR 01/03/06 4.420 50,000 5 30,694.44 4.484 CP BEAR 01/03/06 4.420 50,000 5 30,694.44 4.484 CP BEAR 01/03/06 4.420 50,000 5 30,694.44 4.484 CP CITIGROUP 01/03/06 4.300 27,000 14 45,150.00 4.367 CP CITIGROUP 01/03/06 4.300 50,000 14 83,611.11 4.367 CP CITIGROUP 01/03/06 4.300 50,000 14 83,611.11 4.367 CP CITIGROUP 01/03/06 4.300 50,000 14 83,611.11 4.367 CP CITIGROUP 01/03/06 4.300 50,000 14 83,611.11 4.367 CP CITIGROUP 01/03/06 4.300 50,000 14 83,611.11 4.367 CP CITIGROUP 01/03/06 4.300 50,000 14 83,611.11 4.367 CP CITIGROUP 01/03/06 4.300 50,000 14 83,611.11 4.367 CP CITIGROUP 01/03/06 4.300 50,000 14 83,611.11 4.367 CP NISSAN 01/03/06 4.410 23,500 14 40,302.50 4.479 CP CITIGROUP 01/03/06 4.060 50,000 75 422,916.67 4.151 CP CITIGROUP 01/03/06 4.060 50,000 75 422,916.67 4.151 CP CITIGROUP 01/03/06 4.060 50,000 75 422,916.67 4.151 CP CITIGROUP 01/03/06 3.790 50,000 132 694,833.33 3.897 4 01/03/06 REDEMPTIONS (continued) CID CITIGROUP 01/03/06 3.790 50,000 132 694,833.33 3.897 CID CITIGROUP 01/03/06 3.790 50,000 132 694,833.33 3.897 CID CITIGROUP 01/03/06 3.790 50,000 132 694,833.33 3.897 CID B/A 01/03/06 3.800 25,000 133 350,972.22 3.908 CID B/A 01/03/06 3.800 50,000 133 701,944.44 3.908 CID B/A 01/03/06 3.800 50,000 133 701,944.44 3.908 CID GECC 01/03/06 3.760 50,000 152 793,777.78 3.874 CID GECC 01/03/06 3.760 50,000 152 793,777.78 3.874 CID GECC 01/03/06 3.760 50,000 152 793,777.78 3.874 CID GECC 01/03/06 3.760 50,000 152 793,777.78 3.874 CID GECC 01/03/06 3.760 50,000 152 793,777.78 3.874 CID GECC 01/03/06 3.760 50,000 152 793,777.78 3.874 DISC NOTES FHLMC 01/03/06 3.710 50,000 127 654,402.78 3.811 DISC NOTES FHLMC 01/03/06 3.710 50,000 127 654,402.78 3.811 DISC NOTES FHLMC 01/03/06 3.710 50,000 127 654,402.78 3.811 DISC NOTES FHLMC 01/03/06 3.710 50,000 127 654,402.78 3.811 DISC NOTES FHLMC 01/03/06 3.710 50,000 127 654,402.78 3.811 DISC NOTES FHLMC 01/03/06 3.710 50,000 127 654,402.78 3.811 DISC NOTES FHLMC 01/03/06 3.710 50,000 127 654,402.78 3.811 DISC NOTES FHLMC 01/03/06 3.710 50,000 127 654,402.78 3.811 DISC NOTES FHLMC 01/03/06 3.710 50,000 127 654,402.78 3.811 DISC NOTES FHLMC 01/03/06 3.710 50,000 127 654,402.78 3.811 DISC NOTES FHLMC 01/03/06 3.710 50,000 127 654,402.78 3.811 DISC NOTES FHLMC 01/03/06 3.710 50,000 127 654,402.78 3.811 01/03/06 PURCHASES BN B/A 4.620% 06/30/06 4.620 50,000 BN B/A 4.620% 06/30/06 4.620 50,000 BN B/A 4.620% 06/30/06 4.620 50,000 BN B/A 4.620% 06/30/06 4.620 50,000 CD CIBC 4.590% 06/01/06 4.590 50,000 CD CIBC 4.590% 06/01/06 4.590 50,000 CD CIBC 4.620% 06/30/06 4.620 50,000 CD CIBC 4.620% 06/30/06 4.620 50,000 CD CS/1 ST BOSTON 4.640% 06/30/06 4.630 50,000 CD CS/1ST BOSTON 4.640% 06/30/06 4.630 50,000 CID GECC 01/04/06 4.300 50,000 CID GECC 01/04/06 4.300 50,000 CID NCAT 01/04/06 4.300 50,000 CID NCAT 01/04/06 4.300 50,000 CP AMER EXP 01/04/06 4.310 50,000 CID AMER EXP 01/04/06 4.310 50,000 TREAS BILLS 05/04/06 4.100 50,000 TREAS BILLS 05/04/06 4.100 50,000 TREAS BILLS 05/04/06 4.100 50,000 TREAS BILLS 05/04/06 4.100 50,000 TREAS BILLS 05/04/06 4.100 50,000 TREAS BILLS 05/04/06 4.100 50,000 TREAS BILLS 05/04/06 4.100 50,000 5 01/03/06 PURCHASES (continued) TREAS BILLS 05/04/06 4,100 50,000 TREAS BILLS 05/11/06 4.110 50,000 TREAS BILLS 05/11,/06 4.110 50,000 TREAS BILLS 05/11/06 4.110 50,000 TREAS BILLS 05/11/06 4.110 50,000 TREAS BILLS 05/11/06 4.110 50,000 TREAS BILLS 05/11/06 4.110 50,000 TREAS BILLS 05/11/06 4.110 50,000 TREAS BILLS 05/11/06 4.110 50,000 TREAS NOTES 2.750% 06/30/06 4.331 50,000 TREAS NOTES 2.750% 06/30/06 4.331 50,000 TREAS NOTES 2.750% 06/30/06 4.331 50,000 TREAS NOTES 2.750% 06/30/06 4.331 50,000 01/04/06 REDEMPTIONS CID GECC 01/04/06 4.300 50,000 1 5,972.22 4.360 CID GECC 01/04/06 4.300 50,000 1 5,972.22 4.360 CID NCAT 01/04/06 4.300 50,000 1 5,972.22 4.360 CID NCAT 01/04/06 4.300 50,000 1 5,972.22 4.360 CID AMER EXP 01/04/06 4.310 50,000 1 5,986.11 4.370 CP AMER EXP 01/04/06 4.310 50,000 1 5,986.11 4.370 01/04/06 PURCHASES CD W/F 4.260% 02/01/06 4.260 50,000 CD W/F 4.260% 02/01/06 4.260 50,000 CD W/F 4.270% 02/02/06 4.270 50,000 CD W/F 4.270% 02/02/06 4.270 50,000 CD W/F 4.270% 02/02/06 4.270 50,000 CD W/F 4.270% 02/02/06 4.270 50,000 CID BEAR 02/02/06 4.260 50,000 CID BEAR 02/02/06 4.260 50,000 01/05/06 NO REDEMPTIONS 01/05/06 PURCHASES BN WORLD 4.490% 04/19/06 4.490 50,000 BN WORLD 4.490% 04/19/06 4.490 50,000 CID BEAR 02/01/06 4.280 50,000 CID BEAR 02/01/06 4.280 50,000 CP HSBC 02/01/06 4.300 50,000 CID HSBC 02/01/06 4.300 50,000 CID HSBC 02/02/06 4.300 50,000 CID HSBC 02/02/06 4.300 50,000 DISC NOTES FHLMC 06/01/06 4.370 50,000 DISC NOTES FHLMC 06/01/06 4.370 50,000 DISC NOTES FHLMC 06/01/06 4.370 50,000 DISC NOTES FHLMC 06/01/06 4.370 50,000 6 01/05/06 PURCHASES (continued) DISC NOTES FHLMC 06/01/06 4,370 50,000 DISC NOTES FHLMC 06/01/06 4.370 50,000 DISC NOTES FHLMC 06/01/06 4.370 50,000 DISC NOTES FHLMC 06/01/06 4.370 50,000 TREAS NOTES 2.750% 06/30/06 4.365 50,000 TREAS NOTES 2.750% 06/30/06 4.365 50,000 TREAS NOTES 2.750% 06/30/06 4.365 50,000 TREAS NOTES 2.750% 06/30/06 4.365 50,000 01/06/06 NO REDEMPTIONS 01/06/06 PURCHASES AGENCY FHLB 4.670% 01/02/07 4.642 21,645 AGENCY FHLB 4.670% 01/02/07 4.642 50,000 AGENCY FHLMC 3.625% 02/15/07 4.640 13,000 CD W/F 4.350% 02/15/06 4.350 50,000 CD W/F 4.350% 02/15/06 4.350 50,000 CD CALYON 4.620% 06/30/06 4.620 50,000 CD CALYON 4.620% 06/30/06 4.620 50,000 CID GECC 01/09/06 4.200 50,000 CID GECC 01/09/06 4.200 50,000 CID GECC 01/09/06 4.200 50,000 CID GECC 01/09/06 4.200 50,000 CID GECC 01/10/06 4.200 50,000 CP GECC 01/10/06 4.200 50,000 CID RANGER 01/12/06 4.230 50,000 CID FCAR 02/15/06 4.340 13,000 DISC NOTES FHLMC 06/12/06 4.390 50,000 DISC NOTES FHLMC 06/12/06 4.390 50,000 DISC NOTES FHLMC 06/12/06 4.390 50,000 DISC NOTES FHLMC 06/12/06 4.390 50,000 01/09/06 SALES TREAS BILLS 05/11/06 4.160 50,000 6 25,777.78 3.183 TREAS BILLS 05/11/06 4.160 50,000 6 25,777.78 3.183 01/09/06 REDEMPTIONS CP GECC 01/09/06 4.200 50,000 3 17,500.00 4.260 CP GECC 01/09/06 4.200 50,000 3 17,500.00 4.260 CP GECC 01/09/06 4.200 50,000 3 17,500.00 4.260 CID GECC 01/09/06 4.200 50,000 3 17,500.00 4.260 01/09/06 PURCHASES AGENCY FHLMC 3.625% 02/15/07 4.670 15,000 CD SOC GEN 4.620% 06/30/06 4.620 20,000 CD SOC GEN 4.620% 06/30/06 4.620 50,000 7 01/09/06 PURCHASES (continued) CP MORG STAN CP MORG STAN CP MORG STAN CP MORG STAN CP FCAR CP FCAR CP CRC CP CRC CP CAFCO CP CAFCO 01/10/06 SALES TREAS BILLS TREAS BILLS TREAS BILLS 01/10/06 REDEMPTIONS CP GECC CP GECC CP COUNTRY CP COUNTRY CP FCAR CP FCAR CP CRC CP CRC 01/10/06 NO PURCHASES 01/11/06 NO REDEMPTIONS 01/11/06 PURCHASES AGENCY FHLMC MTN COUNTRY 01/12/06 REDEMPTIONS CP MORG STAN CP MORG STAN CP RANGER CP CITIGROUP CP CITIGROUP CP CITIGROUP CP CITIGROUP 01/12/06 NO PURCHASES 01/12/06 4.250 50,000 01/12/06 4.250 50,000 01/13/06 4.250 50,000 01/13/06 4.250 50,000 02/09/06 4.340 15,000 02/09/06 4.340 50,000 04/10/06 4.440 50,000 04/10/06 4.440 50,000 04/11 /06 4.440 50,000 04/11/06 4.440 50,000 05/11/06 4.195 50,000 7 25,673.61 2.717 05/11/06 4.195 50,000 7 25,673.61 2.717 05/11/06 4.195 50,000 7 25,673.61 2.717 01/10/06 4.200 50,000 4 23,333.33 4.260 01/10/06 4.200 50,000 4 23,333.33 4.260 01/10/06 4.360 50,000 14 84,777.78 4.428 01/10/06 4.360 50,000 14 84,777.78 4.428 01/10/06 4.300 50,000 29 173,194.44 4.375 01/10/06 4.300 50,000 29 173,194.44 4.375 01/10/06 4.100 50,000 76 432,777.78 4.193 01/10/06 4.100 50,000 76 432,777.78 4.193 4.250% 02/28/07 4.670 25,747 4.323% 07/31/06 4.590 35,000 01/12/06 4.250 50,000 3 17,708.33 4.311 01/12/06 4.250 50,000 3 17,708.33 4.311 01/12/06 4.230 50,000 6 35,250.00 4.292 01/12/06 4.290 50,000 22 131,083.33 4.361 01/12/06 4.290 50,000 22 131,083.33 4.361 01/12/06 4.290 50,000 22 131,083.33 4.361 01/12/06 4.290 50,000 22 131,083.33 4.361 01/13/06 REDEMPTIONS CD W/F CD W/F CP MORG STAN CP MORG STAN CP NCAT 01/13/06 PURCHASES AGENCY FHLMC CP GECC CP GECC CP GECC CP GECC CP NCAT CP NCAT CP GECC CP GECC CP GECC CP MORG STAN CP MORG STAN 01/15/06 REDEMPTIONS CB GMAC 01/17/06 REDEMPTIONS CP GECC CP GECC CP GECC CP GECC CP NCAT CP NCAT 01/17/06 PURCHASES CD BNP PARIBAS CD BNP PARIBAS CP NCAT CP NCAT CP GECC CP GECC TREAS BILLS TREAS BILLS TREAS BILLS TREAS BILLS TREAS BILLS TREAS BILLS TREAS BILLS TREAS BILLS 4.330% 01/13/06 4.330 50,000 17 102,236.11 4.390 4.330% 01/13/06 4.330 50,000 17 102,236.11 4.390 01/13/06 4.250 50,000 4 23,611.11 4.311 01/13/06 4.250 50,000 4 23,611.11 4.311 01/13/06 4.310 50,000 22 131,694.44 4.381 2.375% 02/15/07 4.710 01/17/06 4.260 01/17/06 4.260 01/17/06 4.260 01/17/06 4.260 01/17/06 4.270 01/17/06 4.270 01/18/06 4.250 01/18/06 4.250 01/18/06 4.250 01 /20/06 4.270 01 /20/06 4.270 6.750% 01 /15/06 3.090 50,000 50,000 50,000 50,000 50,000 50,000 50,000 20,000 50,000 50,000 32,000 50,000 11,000 619 598,152.50 3.025 01/17/06 4.260 50,000 4 23,666.67 4.321 01/17/06 4.260 50,000 4 23,666.67 4.321 01/17/06 4.260 50,000 4 23,666.67 4.321 01/17/06 4.260 50,000 4 23,666.67 4.321 01/17/06 4.270 50,000 4 23,722.22 4.331 01/17/06 4.270 50,000 4 23,722.22 4.331 4.610% 06/30/06 4.610 50,000 4.610% 06/30/06 4.610 50,000 01/18/06 4.310 50,000 01/18/06 4.310 50,000 02/15/06 4.340 50,000 02/15/06 4.340 50,000 06/29/06 4.265 50,000 06/29/06 4.265 50,000 06/29/06 4.265 50,000 06/29/06 4.265 50,000 06/29/06 4.265 50,000 06/29/06 4.265 50,000 06/29/06 4.265 50,000 06/29/06 4.265 50,000 9 01/18/06 REDEMPTIONS CD W/F 4.250% 01/18/06 4.250 50,000 19 112,152.78 4.309 CD W/F 4.250% 01/18/06 4.250 50,000 19 112,152.78 4.309 CD W/F 4.310% 01/18/06 4.310 50,000 27 161,625.00 4.370 CD W/F 4.310% 01/18/06 4.310 50,000 27 161,625.00 4.370 CD W/F 4.310% 01/18/06 4.310 50,000 27 161,625.00 4.370 CP NCAT 01/18/06 4.310 50,000 1 5,986.11 4.370 CP NCAT 01/18/06 4.310 50,000 1 5,986.11 4.370 CP GECC 01/18/06 4.250 20,000 5 11,805.56 4.312 CP GECC 01/18/06 4.250 50,000 5 29,513.89 4.312 CP GECC 01/18/06 4.250 50,000 5 29,513.89 4.312 01/18/06 PURCHASES CD TORONTO CD TORONTO CD TORONTO CD TORONTO DISC NOTES FHLMC 01/19/06 NO REDEMPTIONS 01/19/06 PURCHASES 4.620% 06/30/06 4.605 4.620% 06/30/06 4.605 4.620% 06/30/06 4.605 4.620% 06/30/06 4.605 06/01/06 4.410 AGENCY FHLB 4.625% 01/17/07 4.654 CD ABN AMRO 4.590% 06/01/06 4.590 CD ABN AMRO 4.590% 06/01/06 4.590 CD CS/1ST BOSTON 4.655% 06/30/06 4.645 CD CS/1 ST BOSTON 4.655% 06/30/06 4.645 CP DEERE 02/15/06 4.430 CP W/F 02/15/06 4.380 CP W/F 02/15/06 4.380 CP PREFCO 02/17/06 4.420 CP PREFCO 02/17/06 4.420 CP FCAR 05/02/06 4.530 CP FCAR 05/02/06 4.530 CP COUNTRY 06/01/06 4.520 01/19/06 PURCHASES C/ AGENCY FNMA AGENCY FNMA AGENCY FNMA AGENCY FNMA 01/20/06 REDEMPTIONS CP MORG STAN CP MORG STAN 50,000 50,000 50,000 50,000 50,000 50,000 30,000 50,000 50,000 50,000 25,000 50,000 50,000 14,371 50,000 28,000 50,000 50,000 7.125% 06/15/10 4.220 35,070 7.125% 06/15/10 4.220 50,000 7.125% 06/15/10 4.220 50,000 7.125% 06/15/10 4.220 50,000 01/20/06 4.270 32,000 7 26,568.89 4.333 01/20/06 4.270 50,000 7 41,513.89 4.333 10 01/20/06 SALES c/ AGENCY FNMA 7.125% 06/15/10 4.220 35,070 1 4,442.84 4.279 AGENCY FNMA 7.125% 06/15/10 4.220 50,000 1 6,333.87 4.279 AGENCY FNMA 7.125% 06/15/10 4.220 50,000 1 6,333.87 4.279 AGENCY FNMA 7.125% 06/15/10 4.220 50,000 1 6,333.87 4.279 01/20/06 PURCHASES CD W/F 4.410% 02/15/06 4.410 50,000 CD W/F 4.410% 02/15/06 4.410 50,000 CD LLOYDS 4.540% 04/26/06 4.540 50,000 CD LLOYDS 4.540% 04/26/06 4.540 50,000 CD RABO 4.610% 06/30/06 4.610 50,000 CD RABO 4.610% 06/30/06 4.610 50,000 CD TORONTO 4.626% 06/30/06 4.620 50,000 CD TORONTO 4.626% 06/30/06 4.620 50,000 CP W/F 01/23/06 4.170 50,000 CP W/F 01/23/06 4.170 50,000 CP W/F 01/23/06 4.170 50,000 CP W/F 01/23/06 4.170 50,000 CP GE CO 02/15/06 4.370 50,000 CP GE CO 02/15/06 4.370 50,000 01/23/06 REDEMPTIONS CP W/F 01/23/06 4.170 50,000 3 17,375.00 4.229 CP W/F 01/23/06 4.170 50,000 3 17,375.00 4.229 CP W/F 01/23/06 4.170 50,000 3 17,375.00 4.229 CP W/F 01/23/06 4.170 50,000 3 17,375.00 4.229 01/23/06 PURCHASES BN WORLD 4.480% 03/20/06 4.490 50,000 BN WORLD 4.480% 03/20/06 4.490 50,000 CD W/F 4.430% 02/15/06 4.430 50,000 CD W/F 4.430% 02/15/06 4.430 50,000 CD STNRD CH 4.460% 02/28/06 4.460 15,000 CD STNRD CH 4.460% 02/28/06 4.460 50,000 CD STNRD CH 4.460% 02/28/06 4.460 50,000 CD STNRD CH 4.460% 02/28/06 4.460 50,000 CD CIBC 4.630% 06/30/06 4.630 50,000 CD CIBC 4.630% 06/30/06 4.630 50,000 CP CITIGROUP 02/03/06 4.300 50,000 CP CITIGROUP 02/03/06 4.300 50,000 CP CITIGROUP 02/03/06 4.300 50,000 CP CITIGROUP 02/03/06 4.300 50,000 CP BARTON 02/09/06 4.360 10,000 CP BARTON 02/09/06 4.360 50,000 CP DEERE 02/15/06 4.420 25,000 CP GECC 03/02/06 4.430 50,000 CP GECC 03/02/06 4.430 50,000 11 01/24/06 NO REDEMPTIONS 01/24/06 PURCHASES CP BARTON 02/03/06 4.310 50,000 CP BARTON 02/03/06 4.310 50,000 CP BARTON 02/03/06 4.310 50,000 01/25/06 NO REDEMPTIONS 01/25/06 PURCHASES CP GECC 01/26/06 4.300 50,000 CP GECC 01/26/06 4.300 50,000 CP BARTON 02/03/06 4.360 25,000 CP BARTON 02/03/06 4.360 50,000 CP W/F 02/03/06 4.400 50,000 CP W/F 02/03/06 4.400 50,000 CP W/F 02/03/06 4.400 50,000 CP W/F 02/03/06 4.400 50,000 CP B/A 03/02/06 4.450 50,000 CP B/A 03/02/06 4.450 50,000 CP B/A 03/02/06 4.450 50,000 CP B/A 03/02/06 4.450 50,000 CP AMER EXP 06/01/06 4.520 50,000 CP AMER EXP 06/01/06 4.520 50,000 01/26/06 REDEMPTIONS CP GECC 01/26/06 4.300 50,000 1 5,972.22 4.360 CP GECC 01/26/06 4.300 50,000 1 5,972.22 4.360 01/26/06 PURCHASES AGENCY FHLB 4.625% 01/23/07 4.730 50,000 AGENCY FHLMC 2.375% 02/15/07 4.700 34,000 AGENCY FHLMC 2.375% 02/15/07 4.721 50,000 CP GECC 01/27/06 4.380 50,000 CP GECC 01/27/06 4.380 50,000 CP GECC 01/27/06 4.380 50,000 CP GECC 01/27/06 4.380 50,000 CP GECC 01/27/06 4.380 50,000 CP CITIGROUP 01/27/06 4.390 50,000 CP CITIGROUP 01/27/06 4.390 50,000 FR SBA 4.550% 04/25/31 4.550 18,920 01/27/06 REDEMPTIONS CD S-E BANK 3.930% 01/27/06 3.930 50,000 156 851,500.00 3.985 CD S-E BANK 3.930% 01/27/06 3.930 50,000 156 851,500.00 3.985 CD BARCLAYS 3.950% 01/27/06 3.950 50,000 156 855,833.33 4.005 CD BARCLAYS 3.950% 01/27/06 3.950 50,000 156 855,833.33 4.005 12 01/27/06 REDEMPTIONS (continued) CD BARCLAYS 3.950% 01/27/06 3.950 50,000 156 855,833.33 4.005 CD BARCLAYS 3.950% 01/27/06 3.950 50,000 156 855,833.33 4.005 CD RB SCOT 3.900% 01/27/06 3.900 50,000 163 882,916.67 3.954 CD RB SCOT 3.900% 01/27/06 3.900 50,000 163 882,916.67 3.954 CD SOC GEN 3.910% 01/27/06 3.910 50,000 163 885,180.56 3.964 CD SOC GEN 3.910% 01/27/06 3.910 50,000 163 885,180.56 3.964 CD SOC GEN 3.905% 01/27/06 3.900 50,000 164 888,353.22 3.954 CD SOC GEN 3.905% 01/27/06 3.900 50,000 164 888,353.22 3.954 CD LLOYDS 3.900% 01/27/06 3.900 50,000 165 893,750.00 3.954 CD RABO 3.900% 01/27/06 3.900 50,000 165 893,750.00 3.954 CD RABO 3.900% 01/27/06 3.900 50,000 165 893,750.00 3.954 CD RABO 3.900% 01/27/06 3.900 50,000 165 893,750.00 3.954 CD CS/1ST BOSTON 3.910% 01/27/06 3.900 50,000 165 893,790.25 3.954 CD CS/1ST BOSTON 3.910% 01/27/06 3.900 50,000 165 893,790.25 3.954 CD CS/1ST BOSTON 3.910% 01/27/06 3.900 50,000 165 893,790.25 3.954 CD CALYON 3.903% 01/27/06 3.890 50,000 168 907,718.67 3.944 CD CALYON 3.903% 01/27/06 3.890 50,000 168 907,718.67 3.944 CD ABN AMRO 3.880% 01/27/06 3.880 50,000 170 916,111.11 3.934 CD ABN AMRO 3.880% 01/27/06 3.880 50,000 170 916,111.11 3.934 CD RABO 3.880% 01/27/06 3.880 50,000 170 916,111.11 3.934 CD RABO 3.880% 01/27/06 3.880 50,000 170 916,111.11 3.934 CD RABO 3.880% 01/27/06 3.880 50,000 170 916,111.11 3.934 CD US BANK 3.920% 01/27/06 3.920 50,000 170 925,555.56 3.974 CD US BANK 3.920% 01/27/06 3.920 50,000 170 925,555.56 3.974 CD UBS 3.860% 01/27/06 3.850 50,000 176 941,156.28 3.903 CD UBS 3.860% 01/27/06 3.850 50,000 176 941,156.28 3.903 CD CALYON 3.870% 01/27/06 3.870 50,000 176 946,000.00 3.924 CP GECC 01/27/06 4.380 50,000 1 6,083.33 4.441 CP GECC 01/27/06 4.380 50,000 1 6,083.33 4.441 CP GECC 01/27/06 4.380 50,000 1 6,083.33 4.441 CP GECC 01/27/06 4.380 50,000 1 6,083.33 4.441 CID GECC 01/27/06 4.380 50,000 1 6,083.33 4.441 CID CITIGROUP 01/27/06 4.390 50,000 1 6,097.22 4.452 CP CITIGROUP 01/27/06 4.390 50,000 1 6,097.22 4.452 CP CITIGROUP 01/27/06 4.270 50,000 29 171,986.11 4.344 CID CITIGROUP 01/27/06 4.270 50,000 29 171,986.11 4.344 CP CITIGROUP 01/27/06 4.270 50,000 29 171,986.11 4.344 CP CITIGROUP 01/27/06 4.270 50,000 29 171,986.11 4.344 CID B/A 01/27/06 3.880 50,000 150 808,333.33 3.999 CP B/A 01/27/06 3.880 50,000 150 808,333.33 3.999 CP B/A 01/27/06 3.850 50,000 156 834,166.67 3.970 CID B/A 01/27/06 3.850 50,000 156 834,166.67 3.970 CID B/A 01/27/06 3.850 50,000 156 834,166.67 3.970 CP B/A 01/27/06 3.850 50,000 156 834,166.67 3.970 CID NISSAN 01/27/06 3.900 50,000 158 855,833.33 4.023 CID NISSAN 01/27/06 3.900 50,000 158 855,833.33 4.023 DISC NOTES FHLMC 01/27/06 3.750 50,000 163 848,958.33 3.868 DISC NOTES FHLMC 01/27/06 3.750 50,000 163 848,958.33 3.868 DISC NOTES FHLMC 01/27/06 3.750 50,000 163 848,958.33 3.868 DISC NOTES FHLMC 01/27/06 3.750 50,000 163 848,958.33 3.868 13 01/27/06 REDEMPTIONS (continued) DISC NOTES FHLMC 01/27/06 3.750 50,000 163 848,958.33 3.868 DISC NOTES FHLMC 01/27/06 3.750 50,000 163 848,958.33 3.868 01/27/06 PURCHASES AGENCY FHLB CP SARA LEE CP SARA LEE CP BARTON 01/30/06 NO REDEMPTIONS 01/30/06 PURCHASES 4.625% 01/23/07 4.750 50,000 02/09/06 4.520 10,000 02/09/06 4.520 50,000 02/15/06 4.490 40,000 AGENCY FHLMC 2.375% 02/15/07 4.785 50,000 CD CIBC 4.490% 02/15/06 4.490 50,000 CD CIBC 4.490% 02/15/06 4.490 50,000 CD W/F 4.500% 02/21/06 4.500 50,000 CD W/F 4.500% 02/21/06 4.500 50,000 CD W/F 4.500% 02/21/06 4.500 50,000 CD W/F 4.500% 02/21/06 4.500 50,000 CD CALYON 4.500% 02/28/06 4.500 50,000 CD CALYON 4.500% 02/28/06 4.500 50,000 CD CS/1 ST BOSTON 4.520% 02/28/06 4.520 50,000 CD CS/1ST BOSTON 4.520% 02/28/06 4.520 50,000 CD RABO 4.500% 02/28/06 4.500 50,000 CD RABO 4.500% 02/28/06 4.500 50,000 CD RABO 4.500% 02/28/06 4.500 50,000 CD RABO 4.500% 02/28/06 4.500 50,000 CD SOC GEN 4.500% 02/28/06 4.500 50,000 CD SOC GEN 4.500% 02/28/06 4.500 50,000 CD SOC GEN 4.500% 02/28/06 4.500 50,000 CD SOC GEN 4.500% 02/28/06 4.500 50,000 CD STNRD CH 4.510% 02/28/06 4.510 50,000 CD STNRD CH 4.510% 02/28/06 4.510 50,000 CP MERRILL 02/03/06 4.490 50,000 CP MERRILL 02/03/06 4.490 50,000 CP BARTON 02/09/06 4.490 31,229 CP BARTON 02/09/06 4.490 50,000 CP HSBC 02/10/06 4.490 30,000 CP HSBC 02/14/06 4.490 50,000 CP HSBC 02/14/06 4.490 50,000 CP GEN MILLS 02/21/06 4.560 30,000 FR SBA 4.550% 01/25/31 4.550 14,290 01/31/06 REDEMPTIONS CD US BANK 4.290% 01/31/06 4.290 CD US BANK 4.290% 01/31/06 4.290 14 50,000 32 190,666.67 4.350 50,000 32 190,666.67 4.350 01/31/06 PURCHASES CD BNP PARIBAS 4.500% 03/02/06 4.500 50,000 CD BNP PARIBAS 4.500% 03/02/06 4.500 50,000 CD CALYON 4.520% 03/02/06 4.520 50,000 CD CALYON 4.520% 03/02/06 4.520 50,000 CD UBS 4.505% 03/02/06 4.505 50,000 CD UBS 4.505% 03/02/06 4.505 50,000 CD RABO 4.500% 03/03/06 4.500 50,000 CD RABO 4.500% 03/03/06 4.500 50,000 CD RB SCOT 4.490% 03/03/06 4.490 50,000 CD RB SCOT 4.490% 03/03/06 4.490 50,000 CD W/F 4.510% 03/03/06 4.510 50,000 CD W/F 4.510% 03/03/06 4.510 50,000 CD W/F 4.510% 03/06/06 4.510 50,000 CD W/F 4.510% 03/06/06 4.510 50,000 CP NCAT 02/01/06 4.480 25,000 CP NCAT 02/01/06 4.480 50,000 CP GECC 03/02/06 4.500 50,000 CP GECC 03/02/06 4.500 50,000 CP GECC 03/02/06 4.500 50,000 CP GECC 03/02/06 4.500 50,000 15 a/ The abbreviations indicate the type of security purchased or sold; i.e., (U.S.) Bills, Bonds, Notes, Debentures, Discount Notes and Participation Certificates: Federal National Mortgage Association (FNMA), Farmers Home Administration Notes (FHA), Student Loan Marketing Association (SLMA), Small Business Association (SBA), Negotiable Certificates of Deposit (CD), Negotiable Certificates of Deposit Floating Rate (CD FR), Export Import Notes (EXIM), Bankers Acceptances (BA), Commercial Paper (CP), Government National Mortgage Association (GNMA), Federal Home Loan Bank Notes (FHLB), Federal Land Bank Bonds (FLB), Federal Home Loan Mortgage Corporation Obligation (FHLMC PC) & (FHLMC GMC), Federal Farm Credit Bank Bonds (FFCB), Federal Farm Credit Discount Notes (FFC), Corporate Securities (CB), US Ship Financing Bonds (TITLE XIS), International Bank of Redevelopment (IBRD), Tennessee Valley Authority (TVA), Medium Term Notes (MTN), Real Estate Mortgage Investment Conduit (REMIC). b/ Purchase or sold yield based on 360 day calculation for discount obligations and Repurchase Agreements. c/ Repurchase Agreement. d/ Par amount of securities purchased, sold or redeemed. e/ Securities were purchased and sold as of the same date. f/ Repurchase Agreement against Reverse Repurchase Agreement. g/ Outright purchase against Reverse Repurchase Agreement. h/ Security "SWAP" transactions. i� Buy back agreement. RRS Reverse Repurchase Agreement. RRP Termination of,Reverse Repurchase Agreement. 16 TIME DEPOSITS DEPOSIT PAR MATURITY NAME DATE YIELD AMOUNT ($) DATE ALAMO Diablo Valley Bank ALHAMBRA Omni Bank, NA Omni Bank, NA Omni Bank, NA Omni Bank, NA Omni Bank, NA The Bank of East Asia (USA), NA The Bank of East Asia (USA), NA The Bank of East Asia (USA), NA ARROYO GRANDE Mid State Bank and Trust Mid State Bank and Trust Mid State Bank and Trust Mid State Bank and Trust Mid State Bank and Trust Mid State Bank and Trust BREA Pacific Western National Bank CALABASAS First Bank of Beverly Hills, FSB First Bank of Beverly Hills, FSB First Bank of Beverly Hills, FSB First Bank of Beverly Hills, FSB CAMARILLO First California Bank First California Bank First California Bank CAMERON PARK Western Sierra National Bank Western Sierra National Bank 01 /06/06 4.240 4,500,000.00 04/07/06 11/10/05 4.010 2,000,000.00 02/09/06 11/18/05 4.040 4,000,000.00 02/17/06 12/01 /05 4.000 4,000,000.00 03/02/06 12/09/05 4.090 6,000,000.00 03/10/06 01/06/06 4.240 4,000,000.00 04/07/06 08/11 /05 3.860 3,000,000.00 02/09/06 08/17/05 3.890 6,000,000.00 02/16/06 01/12/06 4.480 3,095,000.00 07/13/06 08/10/05 3.860 5,000,000.00 02/08/06 09/08/05 3.700 5,000,000.00 03/09/06 10/12/05 4.040 5,000,000.00 04/12/06 11/16/05 4.380 5,000,000.00 05/17/06 12/09/05 4.370 5,000,000.00 06/09/06 01/12/06 4.470 5,000,000.00 07/13/06 08/03/05 3.780 4,000,000.00 02/01 /06 09/01/05 3.840 10,000,000.00 03/02/06 11/03/05 4.310 10,000,000.00 05/04/06 11/30/05 4.340 10,000,000.00 06/01/06 12/14/05 1 4.320 10,000,000.00 06/14/06 11/16/05 4.050 6,000,000.00 02/15/06 12/02/05 4.370 6,000,000.00 06/02/06 01/25/06 4.550 6,000,000.00 07/26/06 10/05/05 3.930 8,000,000.00 04/05/06 01/11/06 4.420 5,000,000.00 07/12/06 17 NAME CARLSBAD Southwest Community Bank Southwest Community Bank CHATSWORTH Premier America Credit Union Premier America Credit Union Premier America Credit Union CHICO Tri Counties Bank CITY OF INDUSTRY EverTrust Bank EverTrust Bank EverTrust Bank CONCORD Cal State 9 Credit Union DUBLIN Operating Engineers Local # 3 FCU Operating Engineers Local # 3 FCU Operating Engineers Local # 3 FCU EL CENTRO Rabobank Rabobank Rabobank Rabobank Rabobank EL SEGUNDO First Coastal Bank, NA First Coastal Bank, NA First Coastal Bank, NA First Coastal Bank, NA TIME DEPOSITS DEPOSIT DATE YIELD 11 /30/05 4.000 12/08/05 4.070 11 /04/05 3.990 12/09/05 4.100 01 /05/06 4.180 12/15/05 3.990 11 /02/05 3.950 12/09/05 4.070 01 /26/06 4.440 08/24/05 3.880 08/11 /05 3.840 10/05/05 3.930 12/09/05 4.350 11 /04/05 3.980 12/01 /05 4.000 01 /06/06 4.240 01 /13/06 4.340 01 /20/06 4.410 11 /04/05 3.990 11 /17/05 4.050 09/01 /05 3.860 12/16/05 3.970 18 PAR MATURITY AMOUNT ($) DATE 5,000,000.00 03/01 /06 5,000,000.00 03/09/06 20,000,000.00 02/03/06 20,000,000.00 03/10/06 20,000,000.00 04/06/06 20,000,000.00 03/16/06 5,000,000.00 02/01 /06 6,000,000.00 03/10/06 6,000,000.00 04/27/06 10,000,000.00 02/23/06 5,000,000.00 02/09/06 5,000,000.00 04/05/06 10,000,000.00 06/09/06 25,000,000.00 02/03/06 25,000,000.00 03/02/06 20,000,000.00 04/07/06 47,500,000.00 04/14/06 32,500,000.00 04/21 /06 3,000,000.00 02/03/06 2,000,000.00 02/16/06 2,000,000.00 03/02/06 5,000,000.00 03/17/06 TIME DEPOSITS DEPOSIT PAR MATURITY NAME DATE YIELD AMOUNT ($) DATE EL SEGUNDO (continued First Coastal Bank, NA 01/19/06 4.390 2,000,000.00 04/20/06 Xerox Federal Credit Union 09/14/05 3.810 7,000,000.00 03/15/06 Xerox Federal Credit Union 10/17/05 4.170 10,000,000.00 04/19/06 Xerox Federal Credit Union 11/18/05 4.390 20,000,000.00 05/19/06 Xerox Federal Credit Union 12/02/05 4.380 20,000,000.00 06/02/06 FAIRFIELD WestAmerica Bank 11/09/05 3.990 5,000,000.00 02/08/06 WestAmerica Bank 11/16/05 4.040 75,000,000.00 02/15/06 WestAmerica Bank 01/05/06 4.170 60,000,000.00 04/06/06 WestAmerica Bank 01/13/06 4.340 65,000,000.00 04/14/06 WestAmerica Bank 01/19/06 4.380 25,000,000.00 04/20/06 WestAmerica Bank 01/19/06 4.380 40,000,000.00 04/20/06 WestAmerica Bank 01/27/06 4.480 25,000,000.00 04/28/06 FRESNO United Security Bank 10/19/05 4.170 40,000,000.00 04/19/06 FULLERTON Fullerton Community Bank, FSB 08/05/05 3.800 5,000,000.00 02/03/06 Fullerton Community Bank, FSB 11/16/05 4.380 19,000,000.00 05/17/06 Fullerton Community Bank, FSB 01/20/06 4.510 8,000,000.00 07/21/06 GOLETA Pacific Capital Bank, NA 10/06/05 3.830 2,000,000.00 02/08/06 Pacific Capital Bank, NA 09/02/05 3.700 4,500,000.00 02/08/06 Pacific Capital Bank, NA 09/23/05 3.680 5,000,000.00 02/08/06 Pacific Capital Bank, NA 08/10/05 3.840 6,000,000.00 02/08/06 Pacific Capital Bank, NA 09/14/05 3.670 7,000,000.00 02/08/06 Pacific Capital Bank, NA 08/12/05 3.830 72,000,000.00 02/10/06 Pacific Capital Bank, NA 12/15/05 3.970 10,000,000.00 03/09/06 Pacific Capital Bank, NA 09/08/05 3.660 30,000,000.00 03/09/06 Pacific Capital Bank, NA 09/30/05 3.910 78,000,000.00 03/30/06 Pacific Capital Bank, NA 12/07/05 4.350 85,000,000.00 06/07/06 GRANADA HILLS First State Bank of California 12/01/05 4.000 7,000,000.00 03/02/06 First State Bank of California 12/16/05 3.960 2,000,000.00 03/17/06 19 TIME DEPOSITS DEPOSIT PAR MATURITY NAME DATE YIELD AMOUNT ($) DATE GRANADA HILLS (continued) First Private Bank & Trust 01/19/06 4.470 3,000,000.00 07/20/06 IRVINE CommerceWest Bank, NA 11/17/05 4.360 500,000.00 05/18/06 CommerceWest Bank, NA 01/06/06 4.410 5,000,000.00 07/07/06 Commercial Capital Bank 11/16/05 4.020 115,000,000.00 02/15/06 Commercial Capital Bank 12/15/05 3.990 50,000,000.00 03/16/06 Commercial Capital Bank 01/06/06 4.240 70,000,000.00 04/07/06 Commercial Capital Bank 01/13/06 4.340 105,000,000.00 04/14/06 LA JOLLA Silvergate Bank 12/09/05 4.090 5,000,000.00 03/10/06 LIVERMORE Valley Community Bank 09/16/05 3.780 6,000,000.00 03/17/06 LODI Farmers & Merchants Bk Cen CA 12/15/05 3.990 10,000,000.00 03/16/06 Farmers & Merchants Bk Cen CA 01/05/06 4.410 25,000,000.00 07/06/06 LOS ANGELES 1 st Century Bank, NA 12/15/05 4.000 10,000,000.00 03/16/06 1st Century Bank, NA 01/05/06 4.180 10,000,000.00 04/06/06 Broadway Federal Bank, FSB 09/09/05 3.720 3,000,000.00 03/10/06 Broadway Federal Bank, FSB 01/06/06 4.440 2,500,000.00 07/07/06 Broadway Federal Bank, FSB 01/06/06 4.440 6,000,000.00 07/07/06 Cathay Bank 10/06/05 4.060 38,000,000.00 04/06/06 Cathay Bank 10/20/05 4.200 25,000,000.00 04/20/06 Cathay Bank 11/09/05 4.310 25,000,000.00 05/10/06 Cathay Bank 11/17/05 4.380 15,000,000.00 05/17/06 Cathay Bank 11/16/05 4.380 25,000,000.00 05/17/06 Cathay Bank 11/30/05 4.340 42,000,000.00 06/01/06 Cathay Bank 12/08/05 4.380 55,000,000.00 06/08/06 Cathay Bank 12/15/05 4.380 25,000,000.00 06/15/06 Center Bank 09/14/05 3.790 20,000,000.00 03/15/06 Center Bank 09/21/05 3.850 20,000,000.00 03/22/06 Center Bank 12/21/05 4.360 25,000,000.00 06/21/06 Center Bank 01/19/06 4.470 15,000,000.00 07/20/06 20 TIME DEPOSITS DEPOSIT PAR MATURITY NAME DATE YIELD AMOUNT ($) DATE LOS ANGELES (continued CHB America Bank 10/13/05 4.030 4,300,000.00 04/13/06 Citibank (West), FSB 01/05/06 4.180 150,000,000.00 04/06/06 Citibank (West), FSB 10/13/05 4.060 100,000,000.00 04/13/06 Citibank (West), FSB 10/19/05 4.190 100,000,000.00 04/19/06 Citibank (West), FSB 10/26/05 4.240 50,000,000.00 04/26/06 Commonwealth Business Bank 01/06/06 4.260 5,000,000.00 04/07/06 Commonwealth Business Bank 01/13/06 4.490 5,000,000.00 07/14/06 Eastern International Bank 11/02/05 4.260 900,000.00 05/03/06 Eastern International Bank 12/08/05 4.360 1,000,000.00 06/08/06 Far East National Bank 11/02/05 3.990 25,000,000.00 02/01/06 Far East National Bank 11/09/05 4.010 25,000,000.00 02/08/06 First Standard Bank 12/27/05 4.060 5,000,000.00 03/27/06 Hanmi Bank 11/03/05 4.000 25,000,000.00 02/02/06 Hanmi Bank 08/04/05 3.750 40,000,000.00 02/02/06 Hanmi Bank 09/01/05 3.820 20,000,000.00 03/02/06 Hanmi Bank 12/01/05 4.030 25,000,000.00 03/02/06 Hanmi Bank 09/14/05 3.770 20,000,000.00 03/15/06 Hanmi Bank 12/14/05 3.940 25,000,000.00 03/15/06 Hanmi Bank 01/12/06 4.310 10,000,000.00 04/13/06 Hanmi Bank 01/12/06 4.450 25,000,000.00 07/13/06 Hanmi Bank 01/27/06 4.550 10,000,000.00 07/28/06 Manufacturer's Bank 08/18/05 3.850 25,000,000.00 02/16/06 Manufacturer's Bank 12/21/05 4.010 25,000,000.00 03/22/06 Manufacturer's Bank 01/20/06 4.510 25,000,000.00 07/21/06 Mellon First Business Bank, NA 12/15/05 3.990 50,000,000.00 03/16/06 Mellon First Business Bank, NA 01/13/06 4.340 75,000,000.00 04/14/06 Mirae Bank 08/05/05 3.780 3,000,000.00 02/03/06 Mirae Bank 08/24/05 3.880 2,500,000.00 02/23/06 Mirae Bank 09/22/05 3.860 2,500,000.00 03/23/06 Mirae Bank 10/14/05 4.080 4,000,000.00 04/14/06 Mirae Bank 11/23/05 4.310 3,000,000.00 05/24/06 Nara Bank, NA 08/03/05 3.780 20,000,000.00 02/01 /06 Nara Bank, NA 11/10/05 4.010 5,000,000.00 02/09/06 Nara Bank, NA 11/17/05 4.040 10,000,000.00 02/16/06 Nara Bank, NA 01/19/06 4.360 15,000,000.00 04/20/06 Nara Bank, NA 01/19/06 4.470 10,000,000.00 07/20/06 One United Bank 12/07/05 4.080 10,000,000.00 03/08/06 One United Bank 09/22/05 3.890 5,000,000.00 03/23/06 One United Bank 01/12/06 4.340 10,000,000.00 04/13/06 Preferred Bank 11/04/05 3.960 4,000,000.00 02/03/06 Preferred Bank 12/15/05 3.970 10,000,000.00 03/16/06 Preferred Bank 12/15/05 3.970 51,000,000.00 03/16/06 Saehan Bank 08/19/05 3.870 16,000,000.00 02/17/06 21 TIME DEPOSITS DEPOSIT PAR MATURITY NAME DATE YIELD AMOUNT ($) DATE LOS ANGELES (continued) State Bank of India (California) 08/18/05 3.870 2,000,000.00 02/16/06 State Bank of India (California) 10/06/05 4.070 3,000,000.00 04/06/06 State Bank of India (California) 01/26/06 4.550 3,000,000.00 07/27/06 Wilshire State Bank 11/10/05 3.990 8,000,000.00 02/09/06 Wilshire State Bank 11/30/05 3.980 58,000,000.00 03/01/06 Wilshire State Bank 12/16/05 3.970 3,000,000.00 03/16/06 Wilshire State Bank 12/15/05 3.970 10,000,000.00 03/16/06 Wilshire State Bank 12/16/05 3.970 23,000,000.00 03/16/06 Wilshire State Bank 01/13/06 4.320 19,000,000.00 04/14/06 MANTECA Delta National Bank 01/11/06 4.270 1,000,000.00 04/12/06 MERCED County Bank 12/02/05 4.020 5,000,000.00 03/03/06 County Bank 12/08/05 4.070 10,000,000.00 03/09/06 County Bank 01/13/06 4.340 10,000,000.00 04/14/06 NATIONAL CITY Neighborhood National Bank 08/03/05 3.790 2,000,000.00 02/01/06 Neighborhood National Bank 01/20/06 4.510 2,000,000.00 07/21/06 NEWPORT BEACH Independence Bank 01/19/06 4.410 1,000,000.00 04/06/06 Independence Bank 01/05/06 4.200 2,500,000.00 04/06/06 Orange County Business Bank, NA 11/16/05 4.000 4,000,000.00 02/15/06 Orange County Business Bank, NA 12/21 /05 3.970 4,000,000.00 03/22/06 Orange County Business Bank, NA 01/05/06 4.130 8,000,000.00 04/06/06 Orange County Business Bank, NA 01/12/06 4.430 4,000,000.00 07/13/06 Orange County Business Bank, NA 01/26/06 4.510 4,000,000.00 07/27/06 NORTH HIGHLANDS SAFE Credit Union 11/10/05 4.020 20,000,000.00 02/09/06 SAFE Credit Union 01/13/06 4.350 5,000,000.00 04/14/06 OAKDALE Oak Valley Community Bank 12/15/05 3.990 3,500,000.00 03/16/06 22 TIME DEPOSITS DEPOSIT PAR MATURITY NAME DATE YIELD AMOUNT ($) DATE OAKDALE (continued) Oak Valley Community Bank 01/13/06 4.340 2,500,000.00 04/14/06 OAKLAND Metropolitian Bank 08/25/05 3.850 1,000,000.00 02/23/06 Metropolitian Bank 08/25/05 3.850 1,000,000.00 02/23/06 Metropolitian Bank 09/21/05 3.850 2,000,000.00 03/22/06 Metropolitian Bank 12/01/05 4.340 1,500,000.00 06/01/06 Metropolitian Bank 01/20/06 4.510 1,000,000.00 07/21 /06 Metropolitian Bank 01/26/06 4.550 1,500,000.00 07/27/06 ONTARIO Citizens Business Bank 11/04/05 3.980 30,000,000.00 02/03/06 Citizens Business Bank 08/18/05 3.850 30,000,000.00 02/16/06 Citizens Business Bank 09/02/05 3.790 25,000,000.00 03/03/06 Citizens Business Bank 12/16/05 3.960 30,000,000.00 03/17/06 Citizens Business Bank 01/06/06 4.240 25,000,000.00 04/07/06 PALO ALTO Greater Bay Bank, NA 08/31/05 3.880 25,000,000.00 03/01/06 Greater Bay Bank, NA 09/08/05 3.700 20,000,000.00 03/09/06 Greater Bay Bank, NA 09/08/05 3.700 25,500,000.00 03/09/06 Greater Bay Bank, NA 10/19/05 4.180 50,000,000.00 04/19/06 Greater Bay Bank, NA 11/10/05 4.340 25,000,000.00 05/11/06 Greater Bay Bank, NA 11/10/05 4.340 25,000,000.00 05/11/06 Greater Bay Bank, NA 11/16/05 4.380 33,500,000.00 05/17/06 Greater Bay Bank, NA 11/23/05 4.330 25,000,000.00 05/24/06 Greater Bay Bank, NA 12/01/05 4.340 25,000,000.00 06/01/06 Greater Bay Bank, NA 11/30/05 4.340 30,000,000.00 06/01/06 Greater Bay Bank, NA 12/08/05 4.370 22,000,000.00 06/07/06 Greater Bay Bank, NA 12/07/05 4.370 24,000,000.00 06/07/06 Greater Bay Bank, NA 12/14/05 4.320 30,000,000.00 06/14/06 Greater Bay Bank, NA 01/11/06 4.440 15,000,000.00 07/12/06 Greater Bay Bank, NA 01/11/06 4.440 25,000,000.00 07/12/06 PALOS VERDES ESTATES Malaga Bank, FSB 08/05/05 3.800 2,000,000.00 02/03/06 Malaga Bank, FSB 08/19/05 3.870 10,000,000.00 02/17/06 Malaga Bank, FSB 09/02/05 3.790 4,000,000.00 03/03/06 Malaga Bank, FSB 12/14/05 3.960 9,000,000.00 03/15/06 23 TIME DEPOSITS DEPOSIT PAR MATURITY NAME DATE YIELD AMOUNT ($) DATE PALOS VERDES ESTATES (continued) Malaga Bank, FSB 10/06/05 4.060 5,000,000.00 04/06/06 Malaga Bank, FSB 11/09/05 4.310 7,000,000.00 05/10/06 PASADENA Community Bank 08/03/05 3.790 25,000,000.00 02/01/06 Community Bank 11/03/05 4.030 15,000,000.00 02/02/06 Community Bank 12/14/05 3.970 10,000,000.00 03/15/06 Community Bank 09/14/05 3.800 10,000,000.00 03/15/06 Community Bank 10/06/05 4.070 10,000,000.00 04/06/06 Community Bank 01/06/06 4.240 10,000,000.00 04/07/06 Community Bank 01/11/06 4.260 15,000,000.00 04/12/06 Wescom Credit Union 11/17/05 4.060 35,000,000.00 02/16/06 Wescom Credit Union 09/16/05 3.800 15,000,000.00 03/17/06 Wescom Credit Union 12/21/05 4.030 50,000,000.00 03/22/06 Wescom Credit Union 01/05/06 4.200 25,000,000.00 04/06/06 Wescom Credit Union 01/11/06 4.290 65,000,000.00 04/12/06 Wescom Credit Union 01/26/06 4.490 25,000,000.00 04/27/06 PLACERVILLE El Dorado Savings Bank 12/21/05 3.990 10,000,000.00 03/22/06 El Dorado Savings Bank 04/29/05 3.390 5,000,000.00 04/28/06 El Dorado Savings Bank 01/30/06 4.470 10,000,000.00 05/03/06 El Dorado Savings Bank 01/30/06 4.570 10,000,000.00 08/02/06 POMONA PFF Bank and Trust 08/26/05 3.850 20,000,000.00 02/24/06 PFF Bank and Trust 09/02/05 3.790 20,000,000.00 03/03/06 PFF Bank and Trust 11/03/05 4.310 20,000,000.00 05/04/06 PFF Bank and Trust 12/07/05 4.370 20,000,000.00 06/07/06 PFF Bank and Trust 01/19/06 4.490 20,000,000.00 07/20/06 PORTERVILLE Bank of the Sierra 01/19/06 4.490 10,000,000.00 07/20/06 RANCHO SANTA FE La Jolla Bank, FSB La Jolla Bank, FSB La Jolla Bank, FSB 11/03/05 3.970 11 /02/05 3.970 11 /10/05 4.010 24 20,000,000.00 02/01/06 25,000,000.00 02/01/06 15,000,000.00 02/09/06 TIME DEPOSITS DEPOSIT PAR MATURITY NAME DATE YIELD AMOUNT ($) DATE RANCHO SANTA FE (continued) La Jolla Bank, FSB 11/16/05 4.040 25,000,000.00 02/15/06 La Jolla Bank, FSB 09/01/05 3.840 10,000,000.00 03/02/06 La Jolla Bank, FSB 12/01/05 4.000 35,000,000.00 03/02/06 La Jolla Bank, FSB 12/15/05 3.990 10,000,000.00 03/16/06 La Jolla Bank, FSB 12/16/05 3.990 5,000,000.00 03/17/06 REDWOOD CITY Provident Central Credit Union 10/27/05 4.250 20,000,000.00 04/27/06 Provident Central Credit Union 12/01/05 4.340 20,000,000.00 06/01/06 RICHMOND The Mechanics Bank 08/04/05 3.780 10,000,000.00 02/02/06 The Mechanics Bank 03/03/05 3.250 10,000,000.00 03/03/06 The Mechanics Bank 09/14/05 3.770 10,000,000.00 03/15/06 The Mechanics Bank 04/01/05 3.490 10,000,000.00 04/05/06 The Mechanics Bank 10/14/05 4.110 10,000,000.00 04/14/06 The Mechanics Bank 10/20/05 4.210 10,000,000.00 04/20/06 The Mechanics Bank 10/28/05 4.270 10,000,000.00 04/28/06 The Mechanics Bank 11/04/05 4.300 10,000,000.00 05/05/06 The Mechanics Bank 12/08/05 4.390 10,000,000.00 06/08/06 The Mechanics Bank 01/06/06 4.440 10,000,000.00 07/07/06 The Mechanics Bank 01/25/06 4.550 20,000,000.00 07/26/06 RIVERSIDE Provident Savings Bank 08/03/05 3.780 25,000,000.00 02/01/06 Provident Savings Bank 08/18/05 3.850 25,000,000.00 02/16/06 Provident Savings Bank 09/22/05 3.880 25,000,000.00 03/23/06 Provident Savings Bank 01/05/06 4.410 25,000,000.00 07/06/06 ROCKLIN Five Star Bank 08/12/05 3.830 3,000,000.00 02/10/06 Five Star Bank 09/15/05 3.740 3,000,000.00 03/16/06 Five Star Bank 01/05/06 4.370 12,000,000.00 07/06/06 Five Star Bank 01/25/06 4.500 2,000,000.00 07/26/06 SACRAMENTO American River Bank 08/26/05 3.850 2,000,000.00 02/24/06 American River Bank 09/08/05 3.700 1,000,000.00 03/09/06 25 TIME DEPOSITS DEPOSIT PAR MATURITY NAME DATE YIELD AMOUNT ($) DATE SACRAMENT O (continued American River Bank 09/15/05 3.780 1,250,000.00 03/16/06 American River Bank 09/22/05 3.880 2,000,000.00 03/23/06 American River Bank 10/05/05 3.950 1,500,000.00 04/05/06 American River Bank 12/15/05 4.380 1,250,000.00 06/15/06 American River Bank 01/06/06 4.430 1,000,000.00 07/07/06 American River Bank 01/26/06 4.550 1,500,000.00 07/27/06 Bank of Sacramento 11/09/05 3.990 1,500,000.00 02/08/06 Bank of Sacramento 11/30/05 4.000 2,000,000.00 03/01/06 Merchants National Bank of Sacramento 10/12/05 4.040 2,000,000.00 04/12/06 Merchants National Bank of Sacramento 12/21/05 4.380 2,000,000.00 06/21/06 Merchants National Bank of Sacramento 01/19/06 4.490 2,000,000.00 07/20/06 River City Bank 10/05/05 3.930 2,000,000.00 04/05/06 River City Bank 11/23/05 4.310 2,000,000.00 05/24/06 River City Bank 01/27/06 4.550 3,000,000.00 07/28/06 The Golden One Credit Union 11/30/05 4.000 25,000,000.00 03/01/06 The Golden One Credit Union 12/21/05 4.010 25,000,000.00 03/22/06 U.S. Bank, NA 11/02/05 3.970 75,000,000.00 02/01/06 U.S. Bank, NA 08/11/05 3.860 100,000,000.00 02/09/06 U.S. Bank, NA 11/18/05 4.040 100,000,000.00 02/17/06 U.S. Bank, NA 11/23/05 4.060 25,000,000.00 02/23/06 U.S. Bank, NA 01/05/06 4.170 100,000,000.00 04/06/06 Union Bank of California, NA 08/04/05 3.770 150,000,000.00 02/02/06 Union Bank of California, NA 12/15/05 4.380 150,000,000.00 06/15/06 Union Bank of California, NA 01/13/06 4.470 175,000,000.00 07/14/06 SAN DIEGO First Future Credit Union 09/02/05 3.790 5,000,000.00 03/03/06 First Future Credit Union 09/02/05 3.790 15,000,000.00 03/03/06 First Future Credit Union 09/14/05 3.790 8,000,000.00 03/15/06 First Future Credit Union 11/23/05 4.330 15,000,000.00 05/24/06 First United Bank 08/12/05 3.850 1,000,000.00 02/10/06 First United Bank 10/13/05 4.030 2,000,000.00 04/13/06 Mission Federal Credit Union 08/31/05 3.890 10,000,000.00 03/01/06 Mission Federal Credit Union 10/13/05 4.080 10,000,000.00 04/13/06 SAN FRANCISCO America California Bank 09/02/05 3.770 2,000,000.00 03/03/06 America California Bank 01/05/06 4.390 6,000,000.00 07/06/06 Oceanic Bank 09/13/05 3.800 4,000,000.00 09/13/06 Trans Pacific National Bank 08/04/05 3.780 1,000,000.00 02/02/06 Trans Pacific National Bank 11/30/05 4.010 1,000,000.00 03/01/06 26 TIME DEPOSITS DEPOSIT PAR MATURITY NAME DATE YIELD AMOUNT ($) DATE SAN FRANCISCO (continued Trans Pacific National Bank 12/16/05 3.970 1,000,000.00 03/17/06 Trans Pacific National Bank 09/22/05 3.860 1,000,000.00 03/23/06 Trans Pacific National Bank 01/11/06 4.260 1,000,000.00 04/12/06 United Commercial Bank 11/23/05 4.060 20,000,000.00 02/23/06 United Commercial Bank 11/30/05 4.000 50,000,000.00 03/01/06 United Commercial Bank 12/16/05 3.960 65,000,000.00 03/17/06 United Commercial Bank 01/12/06 4.330 90,000,000.00 04/13/06 United Commercial Bank 01/25/06 4.420 40,000,000.00 04/26/06 United Commercial Bank 12/02/05 4.360 25,000,000.00 06/02/06 United Commercial Bank 12/09/05 4.370 25,000,000.00 06/09/06 United Commercial Bank 01/12/06 4.470 55,000,000.00 07/13/06 SAN JOSE Comerica Bank 08/12/05 3.870 25,000,000.00 02/10/06 Comerica Bank 10/07/05 4.040 50,000,000.00 04/07/06 Comerica Bank 10/26/05 4.230 25,000,000.00 04/26/06 Meriwest Credit Union 09/14/05 3.800 5,000,000.00 03/15/06 Meriwest Credit Union 10/12/05 4.050 10,000,000.00 04/12/06 Meriwest Credit Union 01/19/06 4.510 5,000,000.00 07/20/06 Santa Clara Co. Federal Credit Union 08/05/05 3.820 7,500,000.00 02/03/06 Santa Clara Co. Federal Credit Union 08/19/05 3.890 5,000,000.00 02/17/06 Santa Clara Co. Federal Credit Union 11/04/05 4.300 2,500,000.00 05/05/06 SAN LUIS OBISPO Mission Community Bank 09/01/05 3.840 1,000,000.00 03/02/06 Mission Community Bank 10/05/05 3.950 2,500,000.00 04/05/06 Mission Community Bank 10/26/05 4.240 2,500,000.00 04/26/06 Mission Community Bank 12/08/05 4.390 1,000,000.00 06/08/06 San Luis Trust Bank 10/19/05 4.140 1,700,000.00 04/19/06 SAN MARINO East West Bank 11/04/05 3.980 35,000,000.00 02/03/06 East West Bank 11/09/05 3.990 25,000,000.00 02/08/06 East West Bank 11/10/05 3.990 25,000,000.00 02/08/06 East West Bank 11/17/05 4.040 38,000,000.00 02/16/06 East West Bank 12/15/05 3.960 25,000,000.00 03/15/06 East West Bank 12/14/05 3.960 25,000,000.00 03/15/06 East West Bank 01/06/06 4.240 50,000,000.00 04/07/06 East West Bank 01/11/06 4.260 42,000,000.00 04/12/06 East West Bank 11/23/05 4.330 25,000,000.00 05/24/06 27 TIME DEPOSITS DEPOSIT PAR MATURITY NAME DATE YIELD AMOUNT ($) DATE SAN MARINO (continued) East West Bank 12/09/05 4.380 85,000,000.00 06/09/06 SANTA ROSA Summit State Bank 12/16/05 3.960 6,000,000.00 03/17/06 Summit State Bank 12/21/05 4.350 6,000,000.00 06/16/06 Summit State Bank 01/27/06 4.570 4,000,000.00 07/28/06 SONORA Central California Bank 09/23/05 3.830 5,000,000.00 03/24/06 STOCKTON Pacific State Bank 10/05/05 3.930 1,000,000.00 04/05/06 Pacific State Bank 11/10/05 4.320 5,000,000.00 05/11/06 Washington Mutual Bank, FA 08/19/05 3.880 60,000,000.00 02/17/06 Washington Mutual Bank, FA 12/14/05 4.330 45,000,000.00 06/14/06 Washington Mutual Bank, FA 01/19/06 4.500 75,000,000.00 07/20/06 TORRANCE Chinatrust Bank (USA) 11/10/05 4.020 20,000,000.00 02/09/06 Chinatrust Bank (USA) 12/09/05 4.100 35,000,000.00 03/10/06 Chinatrust Bank (USA) 01/13/06 4.340 40,000,000.00 04/14/06 Chinatrust Bank (USA) 01/19/06 4.380 25,000,000.00 04/20/06 Chinatrust Bank (USA) 01/20/06 4.410 30,000,000.00 04/20/06 TRACY Service 1 st Bank 12/15/05 4.380 2,000,000.00 06/15/06 VACAVILLE Travis Credit Union 11/30/05 4.340 40,000,000.00 06/01/06 WALNUT CREEK Bank of the West 11/18/05 4.040 242,000,000.00 02/17/06 Bank of the West 12/15/05 3.990 82,000,000.00 03/16/06 Bank of the West 01/13/06 4.340 134,000,000.00 04/14/06 Bank of the West 01/27/06 4.480 176,500,000.00 04/28/06 28 TIME DEPOSITS DEPOSIT PAR MATURITY NAME DATE YIELD AMOUNT ($) DATE WHITTIER Banco Popular North America 11/16/05 4.060 25,000,000.00 02/15/06 Banco Popular North America 01/12/06 4.350 24,000,000.00 04/13/06 Banco Popular North America 01/27/06 4.500 16,000,000.00 04/28/06 TOTAL TIME DEPOSITS JANUARY 2006 7,688,995,000.00 29 BANK DEMAND DEPOSITS January 2006 ($ in thousands) DAILY BALANCES DAY OF BALANCES WARRANTS MONTH PER BANKS OUTSTANDING 1 $ 963,231 $ 4,394,667 2 963,231 4,394,667 3 848,610 3,811,398 4 1,272,965 3,692,851 5 1,319,343 3,420,418 6 648,401 3,410,381 7 648,401 3,410,381 8 648,401 3,410,381 9 106,731 2,657,748 10 275,796 2,309,329 11 218,333 2,373,415 12 628,196 2,217,945 13 400,627 2,551,326 14 400,627 2,551,326 15 400,627 2,551,326 16 400,627 2,551,326 17 594,655 2,445,227 18 746,035 2,489,464 19 751,755 2,384,746 20 . 806,813 2,161,067 21 806,813 2,161,067 22 806,813 2,161,067 23 492,425 2,205,885 24 686,357 2,344,627 25 364,509 2,198,183 26 420,654 2,612,353 27 578,039 2,544,794 28 578,039 2,544,794 29 578,039 2,544,794 30 282,978 2,182,979 31 312,629 2,070,665 a/ AVERAGE DOLLAR DAYS $ 611,313 - a1 The prescribed bank balance for January was $496,687. This consisted of $332,791 in compensating balances for services, balances for uncollected funds of $166,788 and a deduction, of $2,892 for January delayed deposit credit. 30 DESIGNATION BY POOLED MONEY INVESTMENT BOARD OF TREASURY POOLED MONEY INVESTMENTS AND DEPOSITS No. 1679 In accordance with sections 16480 through 16480.8 of the Government Code, the Pooled Money Investment Board, at its meeting on January 18, 2006, has determined and designated the amount of money available for deposit and investment under said sections. In accordance with sections 16480.1 and 16480.2 of the Government Code, it is the intent that the money available for deposit or investment be deposited in bank accounts and savings and loan associations or invested in securities in such a manner so as to realize the maximum return consistent with safe and prudent treasury management, and the Board does hereby designate the arT ount of money available for deposit in bank accounts, savings and loan associm actions, and for investment in securities and he type of such deposits and investments as follows: 1. In accordance with law, for deposit in de nand bank accounts as Compensating Balan for Services $ 332,791,000 The active noninterest-bearing bank accour is designation constitutes a calendar month average balance. For purposes of computing the compensating balances, the Treasurer shall exclude from the daily balances any amounts contained therein as a result of nondelivery of securities purchased for "cash" for the Pooled Money Investment Account and shall adjust for any deposits not credited by the bank as of the date of deposit. The balances in such accounts may fall below the above amount provided that the balances computed by dividing the sum of daily balances of that calendar month by the number of days in the calendar month reasonably approximates that amount. The balances may exceed this amount during heavy collection periods or in anticipation of large impending warrant presentations to the Treasury, but the balances are to be maintained in such a manner as to realize the maximum return consistent with safe and prudent treasury management. 2. In accordance with law, for investment in securities authorized by section 16430, Government Code, or in term interest - bearing deposits in banks and savings and loan associations as follows: Time Deposits in Various Financial Institutions In Securities (sections 16503a Estimated From To Transactions (section 16430)* and 16602)* Total ( 1) 01/23/06 01/27/06 $ 748,700,000 $ 50,289,705,000 $ 7,647,995,000 $ 57,937,700,000 (2) 01/30/06 02/03/06 $ (216,300,000) $ 50,073,405,000 $ 7,647,995,000 $ 57,721,400,000 (3) 02/06/06 02/10/06 $ (195,500,000) $ 49,877,905,000 $ 7,647,995,000 $ 57,525,900,000 (4) 02/13/06 02/17/06 $ 989,900,000 $ 50,867,805,000 $ 7,647,995,000 $ 58,515,800,000 From any of the amounts specifically designated above, not more than 30 percent in the aggregate may be invested in prime commercial paper under section 16430(e), Government Code. Additional amounts available in treasury trust account and in the Treasury from time to time, in excess of the amounts and for the same types of investments as specifically designated above. Provided, that the availability of the amounts shown under paragraph 2 is subject to reduction in the amount by which the bank accounts under paragraph 1 would otherwise be reduced below the calendar month average balance of $ 332,791,000. Dated: January 18, 2006 * Government Code POOLED MONEY INVESTMENT BOARD: Signatures on file at STO and SCO Chairperson Member Member INVESTMENT ADVISORY BOARD Meeting Date: TITLE: April 12, 2006 Cash Management Items BACKGROUND: Check 21 Correspondence & Written Material Item C In March, the City was one of Wells Fargo's first municipal clients to implement Check 21, which is the electronic depositing of checks. We are now able to deposit checks the same day as we close the drawer and gain one to two days on the clearing of checks from Monday through Thursday daily receipts and three days on the clearing of checks on Friday receipts. In addition, the cutoff for deposits is extended from 4 P.M. to 7 P.M using Check 21 which allows staff to close the drawer later in the day. As a result of using Check 21, we will also eliminate the need for an armored car pickup at City Hall which will result in a cost savings. One drawback is that there is more staff time involved in scanning and verifying the electronic depositing of the checks. Treasury Sweep Also in March, the City reinstituted the U.S. Treasury sweep account with a $50,000 peg based upon the increase in short term Treasury rates. RECOMMENDATION: Information only. YaJohnM. Falborkr, Finance Director INVESTMENT ADVISORY BOARD Meeting Date: TITLE: April 12, 2006- Investment Advisory Board Meeting Time BACKGROUND: Correspondence & Written Material Item D Pursuant to staff s discussion with our City Attorney changing the meeting time for the Investment Advisory Board would require City Council approval, which could be done on the consent calendar. RECOMMENDATION: Information only. coner, Finance Director BOARD MEMBER ITEMS