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2007 01 10 IAB Minutes INVESTMENT ADVISORY BOARD Meeting January 10, 2007 CALL TO ORDER Regular meeting of the La Guinta Investment Advisory Board was called to order at the hour of 5:30 P.M. by Chairperson Deniel, followed by the Pledge of Allegiance. PRESENT: Board Members Moulin, Deniel, Olander, Rassi and Egbert ABSENT: None OTHERS PRESENT: John Falconer, Finance Director and Vianka Orrantia, Secretary II PUBLIC COMMENTS - None III CONFIRMATION OF AGENDA - (This is the time set aside for public comment on any matter not scheduled on the agenda.) Mr. Falconer requested that the three handouts be added to the agenda: Business Session "B", two of the handouts relate to the CDARS program and one relates to the Cal Trust program with the different investment options. IV CONSENT CALENDAR Approval of Minutes of Meeting on December 13, 2006 for the Investment Advisory Board. The Board advised of the corrections to the meeting minutes: Page 1 : Board Member Rassi asked for clarification to the change made on page 1, Consent Calendar, under Board Member Items. Chairperson Deniel stated that this was a grammatical correction. Page 2: Chairperson Deniel asked for clarification to the sixth paragraph. Board Member Moulin clarified that the management letter explained that the Treasurer exceeded the Freddie Mac investment and this was an inadvertent error. The sentence should read: Investment Advisory Board Minutes January 10,2007 Board Member Moulin clarified that the previOlJillty discussed investment tRis was an inadvertent error. Page 3: Chairperson Deniel advised that the fifth paragraph, sixth sentence should read: Because these are not oarried marked to market, they are added up at In addition the following correction in the fifth paragraph, twelfth sentence, the word issurer is incorrectly spelled and should be spelled issuer. Page 4: Board Member Moulin advised that the second paragraph, fifth sentence, the word !*1st should be should be replaced with passed. Chairperson Deniel advised that the sixth paragraph should read "Ms. Christian advised that the majority of cities audited by the firm, do not have professional money management firms. MOTION - It was moved by Board Members Moulin/Egbert to approve the minutes of December 13, 2006, as amended. Motion carried unanimously. Noted and Filed. V BUSINESS SESSION A. Transmittal of Treasury Report for November 2006 Mr. Falconer advised that the Treasurer's commentary reflects a decrease in mutual funds of approximately $2 million, due to capital project expenditures. He further advised that the performance of the portfolio has slightly increased from 5% to 5.03% and investments remain short. For the month of November, there was some rolling over of commercial paper and transfer of treasuries into LAIF. Mr. Falconer advised that the property tax increment payments from the County are expected at the end of January. Based on preliminary discussions with the County, an increase from the previous year is anticipated. 2 Investment Advisory Board Minutes January 10,2007 In response to Board Member Moulin, Mr. Falconer advised that the City currently holds a GE Capital Corporate Note; the note is due to mature in 2008. He further advised of the additional investments in GE Capital as of November 30th, $3 million is currently invested in a medium term-note, and $2 million in commercial paper holdings. In response to Board Member Moulin, Mr. Falconer advised that the current maximum amount invested in Freddie Mac is $10 million with $5 million in Fannie Mae, which is due to mature in early 2007. Due to previous discussions with the Board, Mr. Falconer will not be reinvesting in Fannie Mae until the current issues with Fannie Mae have been resolved. General discussion ensued among the Board regarding the agreement with Lowe's and the City of La Guinta. In addition, general discussion also ensued regarding Transient Occupancy Taxes. MOTION - It was moved by Board Members Olander/Moulin to approve, receive and file the Treasury Report for November 2006. Motion carried unanimously. B. Continued Consideration of the Fiscal Year 2006/07 Work Plan - Review of Investment Policy Chairperson Deniel asked if the Board was in agreement with the summary page submitted by the Treasurer with the proposed changes and additions to the investment policy. Board Member Olander expressed his concerns in regards to the new CDAR's program. General discussion ensued among the Board regarding the CDAR's program. Chairperson Deniel advised that she was not against the proposed $3 million to be invested in the CDAR's. Mr. Falconer advised that item five, GSE dollar limitations, Staff is proposing a $20 million maximum per issuer versus the current $10 million formulated percentage amount for allowable GSE's which would be re-evaluated every year. 3 Investment Advisory Board Minutes January 10, 2007 Chairperson Deniel suggested the following language, "10% of the portfolio for the year 2007 has been limited by the Board to an absolute $20 million per issuer." She advised that this dollar amount should be reviewed by the Board every year without looking at the percentage. Mr. Falconer stated that current language could remain, with the addition of the following; "which would result in a $20 million limit." In response to Board Member Egbert, Mr. Falconer advised that Staff and the Board can amend the policy at any given time. Chairperson Deniel suggested that the Board review the Investment Policy changes and/or deletions by page: Page 3: No comments were made by the Board. Page 6: Board Member Moulin suggested that the Treasurer consider establishing percentages of the portfolio and their duration of maturity. (i.e. 50% of the portfolio should mature in a year and 75% in two years.) Mr. Falconer advised that the code requires the Treasurer certify at hand six month liquidity. General discussion ensued among the Board regarding the maximum maturities. Board Member Moulin suggested that the policy state that "75% of the portfolio due in two years or less." Chairperson Deniel concurred. Chairperson Deniel suggested that the Treasurer make a recommendation and present it to the Board at the next scheduled meeting. Page 9: Third bullet point, eleventh sentence, remove the word "each"; twelfth sentence, remove "GSE," and add at the end of the twelfth sentence, "for Fiscal Year 2006/07 the amount has been determined $20 million per issuer." 4 Investment Advisory Board Minutes January 10, 2007 In response to Board Member Egbert, Mr. Falconer advised that the on page 7, first paragraph, the underlined sentence has been in the policy and is not a modification. Page 10: No comments from the Board Page 11: No comments from the Board Page 12: CDAR's - Chairperson Deniel requested that Staff possibly obtain a one to two page executive summary and/or a flow chart regarding the CDAR's program and bring it back to the next scheduled board meeting in February. Page 17: Section 19: - Title change: Professisnal COntl'ooting Professional Portfolio Management Manager In addition, the following changes were agreed upon by the Board: First sentence: the City may engage a professional investment portfolio managtn'lent firm manager Third sentence: The Investment portfolio managen'\ent firm manager Sixth sentence: the portfolio management firm manager or advisor shall commit to adhere to the provisions Board Member Moulin advised that due to the change in the title of section nineteen, the index page will also need to reflect the change. General discussion ensued among the Board regarding ISHARES and whether or not this would be added to the investment policy. The consensus of the Board was not to add it to the policy at this time. MOTION - It was moved by Board Members Moulin/Olander to continue the discussion of the Fiscal Year 2006/07 Work Plan Investment Policy to the February meeting. VI CORRESPONDENCE AND WRITTEN MATERIAL A . Month End Cash Report Mr. Falconer advised of the market condition update and that LAIF yields 5 Investment Advisory Board Minutes January 10, 2007 were at 5.1 5 % and were at 5.14 % when the report was prepared. Noted and Filed B. Pooled Money Investment Board Report Noted and Filed VII BOARD MEMBER ITEMS - None VIII Adjournment MOTION - It was moved by Board Members Moulin/Olander to adjourn the meeting at 6:40 p.m. Motion carried unanimously. Vianka Orrantia, Secretary 6