2008 10 15 IAB MinutesINVESTMENT ADVISORY BOARD
Special Meeting
October 7 5, 2008
1 CALL TO ORDER
Regular meeting of the La Quinta Investment Advisory Board was called to order at the
hour of 4:30 p.m. by Chairman Ross, followed by the Pledge of Allegiance.
PRESENT: Board Members Deniel, Ross, Park, and Rassi
ABSENT; Board Member Moulin
OTHERS PRESENT: John Falconer, Finance Director and Vianka Orrantia, Senior
Secretary
II PUBLIC COMMENTS -None.
III CONFIRMATION OF AGENDA - (This is the time set aside for public comment
on any matter not scheduled on the agenda.) None.
Mr. Falconer advised of several handouts to be added to the agenda, one of
which was correspondence received from the State Treasurer's office clarifying
several issues; LAIF and the State's budget need for cash, along with
discussions of the State's inability to issue tax revenue anticipation notes. The
correspondence was derived from numerous emails from various cities
concerned about LAIF monies. The correspondence received from the State
Treasurer's office reaffirmed all funds belong to the cities, e.g. participants and
not the State.
Mr. Falconer requested that page 9 be replaced due to a change in the cash
flow analysis, due to a Council action to defer receipt of $3.8 million from the
sale of land at SilverRock.
Mr. Falconer also advised that an Excel spreadsheet with the cash flow
assumptions for August was emailed at the request of the Board from the prior
meeting. Also included was a cash flow sheet dated July 31, 2008 and
supplementary data.
Ms. Orrantia requested, on behalf of Board Member Moulin, that amended pages
to pages 2 and 3 of the meeting minutes be replaced. The last paragraph on
page 2 and the second paragraph on page 3 were duplicate statements and
were simplified by combing the two paragraphs.
In response to Chairman Ross, Mr. Falconer clarified that the Budget and Cash
Flow handout dated July 31, 2008 should be included as part section VI. Item
A. Month End Cash Report -September 2008.
Investment Advisory Board
Minutes
IV CONSENT CALENDAR
October 15, 2008
Approval of Minutes of Meeting on September 10, 2008 for the Investment
Advisory Board.
MOTION - It was moved by Board Members Rassi/Deniel to approve the minutes
of September 10, 2008, as amended. Motion carried unanimously.
V BUSINESS SESSION
A. Transmittal of Treasury Report for August 2008
Mr. Falconer presented the staff report advising that the portfolio has
declined by 52.5 million due to the construction activity at the Dune
Palms Housing project. The project is near completion with the City
obligation of 530 million and the current balance at 52 million with a
recent draw from the project at 51.2 million. Mr. Falconer also advised
that the portfolio continues to decrease in average maturity, with the
average maturity at the end of August at 51 days. The current yield is
up slightly due to the maturity of a T-Bill, with the overall portfolio
continuing to decrease with the current market. Mr. Falconer further
advised that due to recent press, staff continues to monitor commercial
paper with Morgan Stanley A-1 and Met Life still remaining at an A-1 +
grade. The current commercial paper held by the City will mature the
first part of November, with a GE long-term corporate note maturing in
October with no reinvestment due to cash needs and one holding in GE
Capital which will mature in September of 2009.
Mr. Falconer advised that at the previous Board meeting there was a
discussion by Board Member Moulin regarding the yields of treasuries and
modification of the 30% cap for all GSE's within the investment policy,
due to the current rates of the six-month T-Bill at .85% and six-month
Discount Notes at 2.50%. Mr. Falconer asked if the Board had
considered changing the investment policy due to the current economic
market and if this was the Board's desire, Council approval would also be
needed.
In response to Board Member Deniel, Mr. Falconer advised that he is
currently at the 30% cap.
Board Member Deniel stated that she was not sure if an act of Congress
was needed to guarantee Freddie Mac and Fannie Mae, but she
suggested that the Board research this issue and subject to the Board's
findings, then a decision could be made to make the necessary
modification to the investment policy giving the Treasurer a little more
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October 15, 2008
flexibility.
In response to Chairman Ross, Mr. Falconer advised that an amendment
to the policy at this time would require Council approval.
Board Member Deniel informed the Board that if presented to Council for
approval, she was willing to be present at the Council meeting on behalf
of the Board.
Board Member Rassi stated that he is pleased with the City's portfolio
and was also pleased with the Council's decision not to approve the
implementation of a professional portfolio manager to try and increase
the City's yield.
Board Member Deniel stated that the stability of the portfolio is based on
what it is allowed to invest in. The current economy has impacted the
stock market and not the fixed income securities. Therefore, if the City
had implemented a professional portfolio manager, the portfolio would
look similar to that of the Treasurer due to the constraints of the
investment policy; the only difference would be that a professional
portfolio manager would not have to hold to maturity.
Board Member Rassi stated that it was his recollection that the intent to
hire a professional portfolio manager was to obtain a higher yield; and
with the uncertainty of today's market the portfolio is doing well.
In response to Chairman Ross, Mr. Falconer advised that there is
availability of commercial paper; however, due to the constraints of the
policy he is limited on what he can purchase. Mr. Falconer also advised
that due to the current publicity of Morgan Stanley, Met Life and GE
Capital, he is more apt to purchase commercial paper such as Nestle or
AT&T. Mr. Falconer further advised that the City is fortunate that the
current GE Capital paper held will mature in 2009 with most cities
holding Corporate Notes till 2012; and with the current economic state,
this could have some impact to the future holdings.
Board Member Deniel informed the Board and staff that she has some
concerns of market pricing of GSE's due to the premiums paid. Board
Member Deniel also informed the Board that GSE's carry a market risk
which the T-Notes and T-bills do not carry.
General discussion ensued by the Board in reference to discount notes.
In response to Chairman Ross, Mr. Falconer advised that the existing
portion of City Hall has a mortgage until 2018 and the expansion was
paid for by a loan from the general fund to the civic center developer
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Falconer clarified for the Board the process of the development impact
fees.
General discussion ensued by the Board and staff regarding the loan from
the general fund.
General discussion also ensued by the Board regarding the status of
SilverRock.
MOTION - It was moved by Board Members Park/Deniel to approve,
receive and file the amended Treasury Report for August 2008. Motion
carried unanimously.
In response to Board Member Deniel, Mr. Falconer suggested forming a
subcommittee to research GSE's.
Chairman Ross suggested that Board Member Moulin along with staff
serve as the subcommittee and report back their findings of Fannie Mae
and Freddie Mac under the new guarantees at the next scheduled board
meeting.
Board Member Deniel clarified that the subcommittee needs to research
as to whether or not an act of Congress is needed to have the full faith
and credit behind GSE's or part of the 5700 billion that has recently been
passed.
Mr. Falconer stated that he was under the impression that the guarantee
did not apply to Farm Credit or Federal Home Loan Bank.
Chairman Ross stated that the research needed by the subcommittee is
to make sure that the act of Congress is needed to make sure the
guarantees are effective as well as the duration of the guarantee.
B. Continued Discussion of the of the Investment Advisory Board 2008/09
Work Plan
Mr. Falconer advised that the State imposed on all RDA's, 5350 million
state-wide based on a formula. Upon applying that formula to the City of
La Quinta, the City's RDA portion to be withheld by the State will be
approximately 54.8 to 54.9 million. Mr. Falconer further advised that he
contacted the Auditor Controller's office and they advised him that they
will be drafting a memo as to how this money will be obtained by each
city. This amount to be withheld from all cities only represents 5350
million of the State's 515 billion shortfall. Mr. Falconer also advised that
all monies withheld by all cities is not a considered a loan to the State.
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all monies withheld by all cities is not a considered a loan to the State.
Mr. Falconer advised that there have been some discussions of legal
challenges from the California Redevelopment Agency, a statewide group
of RDA members, which is considering legal action against the
withholding of these monies. Mr. Falconer also advised that the City
generates roughly S 10 million in excess tax increment every year and the
withholding of these monies will cut the City's RDA funds in half, which
have been allocated towards SilverRock. Mr. Falconer further advised
that he does not want to bond for any SilverRock improvements and
would like to proceed on a "pay as you go" basis. This is mainly due to
the current economic market and the inability to issue bonds at this time.
General discussion ensued by the Board regarding previous state withheld
money.
In response to Board Member Deniel, Chairman Ross summarized the
discussions carried over from the previous Board meeting which included
the work plan, handouts from Board Member Moulin, the modifications to
the Treasurer's Report and staff's suggested changes to the report.
Mr. Falconer presented staff's suggested "required" pages to the
Treasurer's Report in accordance to State Code:
Page 2: Required
Page 3: Not required
Board Member Deniel advised that page 3 was very useful to the Board
and suggested that a paragraph referencing surplus also be added.
Chairman Ross stated for clarification when staff states a report is
"required" by State Code it's also required by City Council. Staff
concurred.
Page 4: Not required but staff would like to still include as part of
the report.
Mr. Falconer commented that this particular sheet references surplus
maximums, which was referenced by Board Member Moulin. Mr.
Falconer advised that this page reflects a difference from the all "funds"
category vs. the surplus "category," which is a result from the
information provided on page 10 and the timing of cash needs.
In response to Board Member Deniel, Mr. Falconer clarified for the Board
the use of the term surplus within staff's report and how it is defined by
the City Attorney.
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Board Member Deniel stated that she feels that term "surplus" needs to
be changed.
Mr. Falconer reiterated that page 4 is not "required" to be included as
part of the Treasurer's Report.
Board Member Deniel stated that she was satisfied with page 4 with the
exception of the surplus columns.
Page 5: Required
In response to Board Member Deniel, Mr. Falconer advised that the
market values for this particular page are provided by the Bank of New
York and US Bank.
In response to Chairman Ross, Mr. Falconer advised that page 37 of
Section B, Attachment 3 is mandated by the State Code and is generated
on a quarterly basis for approval by the City Council.
Page 6: Required
Page 7: Required
General conversation ensued by the Board and staff regarding 2 of the
columns on page 7, "Principal" and "Par," due to their similarities; it was
the conclusion of both the Board and staff to eliminate one of the
columns.
Mr. Falconer suggested that he redraft page 7 and email to the Board for
their review.
Page 8: Not required
Board Member Deniel stated that she felt this page was useful in
following the market trends and suggested that it reflect a quarterly trend
instead of a monthly trend.
In response to Chairman Ross, Mr. Falconer advised that the reports
could reflect whatever the Board feels is useful information.
Page 9: Not required
Mr. Falconer advised that page 9 is a six-month cash flow analysis
supporting page 2 of the Treasurer's Report.
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In response to Board Member Deniel, Mr. Falconer advised that the tax
increments listed prior to December are early tax revenue sent in by city
residence with a large portion collected in December but paid to the city
in January.
In response to Board Member Deniel, Mr. Falconer advised the TOT
collected by the hotel is paid directly to the City a month after it is
collected.
Chairman Ross advised that at the previous month's meeting, Board
Member Moulin stated that he would like to see the actual year-to-date
forecast also reflected on page 9.
Mr. Falconer advised that he emailed the forecast for the Board's review
prior to the scheduled meeting, which also included the revenue and
expenditures.
General discussion ensued by the Board regarding the forecasted items
listed on page 9 and suggested changes to the page.
Board Member Rassi commented that he felt that the suggested changes
by Board Member Moulin at the previous month's meeting would be of no
advantage to the Treasurer's functions.
Mr. Falconer informed the Board that the drafted page to the Treasurer's
Report took roughly 50 hours to complete, and if implemented into the
report, would take approximately two days to complete.
Chairman Ross and Board Member Deniel suggested that this particular
issue be continued to the next scheduled meeting.
Page 10: Not required
In response to Board Member Deniel, Mr. Falconer clarified for the Board
that staff would have to refer back to the investment policy in order to
eliminate a page from the report.
Page 11: Not required
Page 12: Not required
In response to Chairman Ross, Mr. Falconer summarized for the Board
pages 37, 38 and 39, which were included in Section B.
MOTION - It was moved by Board Members Deniel/Rassi to continue the
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discussion of the Fiscal Year 2008/09 Work Plan to the November
meeting.
VI CORRESPONDENCE AND WRITTEN MATERIAL
A . Month End Cash Report -September 2008
Noted and Filed
B. Pooled Money Investment Board Report -July Report
Mr. Falconer advised that the report has increased by 55.6 billion.
Noted and Filed
VII BOARD MEMBER ITEMS
Mr. Falconer advised the Board of the scheduled Ethics Training scheduled for
November 19, advising that this training needs to be completed by December
31 of 2008. Mr. Falconer further advised that draft financial statements have
been forwarded to the auditor and should be receiving back within the next few
weeks.
Mr. Falconer informed the Board that a joint meeting with City Council has been
scheduled for November 25, 2008 at 7:30 p.m. in the Study Session Room at
the Civic Center. Mr. Falconer also advised if there were specific topics that
needed to be discussed with the City Council, they need to be submitted to
staff to be placed on the meeting agenda.
VIII Adjournment
MOTION - It was moved by Board Members Park/Deniel to adjourn the meeting
at 6:05 p.m. Motion carried unanimously.
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vianRU vrranun,
Senior Secretary