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LQ & RDA & HA/ Finance Agreement 09FINANCING AGREEMENT This FINANCING AGREEMENT ("Agreement") is entered into as of this g� day of 0C4bo&Lv , 2009, by and among the CITY OF LA QUINTA, a California municipal corporation and charter city ("City"), the LA QUINTA REDEVELOPMENT AGENCY, a public body, corporate and politic ("Agency"), and the LA QUINTA HOUSING AUTHORITY, a public body, corporate and politic ("Authority"1. WHEREAS, Agency is a public body, corporate and politic, organized under the California Community Redevelopment Law (Health & Safety Code § 33000 et seq.); and WHEREAS, City is a municipal corporation and a charter city of the State of California, organized and existing under the Constitution of the State of California; and WHEREAS, the City established the Authority in accordance with the California Housing Authorities Law (Health and Safety Code Section 34200 et seq.) in order to provide suitable, safe and sanitary housing opportunities for City residents; and WHEREAS, the Authority presently has no funds with which to carry out its purposes; and WHEREAS, the City and Agency desire to provide financial assistance to the Authority by making periodic advances of funds in order to finance the operations of the Authority; and WHEREAS, it is anticipated that the loan financing set forth herein shall be repaid by Authority from future revenues generated by the Authority's ownership and operation of housing projects within the City. NOW, THEREFORE, the City, Agency, and Authority agree as follows: 1 . Agency/City Financing; Interest; Use of Loan Principal. The City and/or Agency may, from time to time, advance funds to the Authority to finance the operations and projects of the Authority. Interest shall accrue on the outstanding principal advanced at the earning rate of the City's Investment Pool Funds, and shall be adjusted quarterly. The advanced funds shall be used only for the purpose of financing the operations and projects of the Authority and for no other purpose. 2. Repayment. The total funds advanced by the City and/or the Agency, plus all interest accrued thereon, shall be repaid by the Authority when funds generated from Authority operations are available. Authority shall be entitled to repay all or part of the loan principal at any time with no other charges, fees, or penalties. All amounts due under this Agreement shall be payable at the offices of the Agency or City (as applicable). 3. Future Financing of Specific Projects. Notwithstanding anything to the contrary in this Agreement, the parties may enter into separate agreements with different terms and conditions to finance particular projects. 4. Recordkeeping. The Finance Director/Treasurer of the City shall keep appropriate records and accounts to document all borrowings herein. 5. Non -Recourse Obligation. No officer, official, employee, agent, or representatives of Authority shall be liable for any amounts due hereunder, and no judgment or execution thereon entered in any action hereon shall be personally enforced against any such officer, official, employee, agent, or representative. 6. Entire Agreement; Amendments. This Agreement shall constitute the entire agreement of the parties. This Agreement may be amended or modified only by an agreement in writing signed by the parties. This FINANCING AGREEMENT is executed by the duly authorized representatives of the City, Agency and Authority as of the date first herein above written. IfGTel 0,10va LA QUINTA REDEVELOPMENT AGENCY, a public body, corporate and politic /b�g�y ? (//'may✓!"l�� �-y�-L Dated Thomas P. Genovese, Executive Director ATTEST: veronica j. wwritecino, — Agency Sec fary APPROVED,AS'.TO; FORI1/f: RUTAN & ,TRUCK€R,—LLP le� — A=�'— — Katherine Jen Agency Counseln "CITY" CITY OF LA QUINTA, a California un cipal corpo,5ati and charter city Dated Thomas P. Genovese, City Manager IA09:61 I Veronica J. f�A�(itecino, City Clerk // (signatures continued on next page) APPROVED AS TO FORM: RUTAN & TUCKER, LLP / P - lam- M. Katherine Jen City Attorney "AUTHORITY" LA QUINTA HOUSING AUTHORITY, a public body, corporate and politic ioA X) g Dated Thomas P. Genovese, Executive Director ATTEST: Veronica J. Mprqdc Authority Se tart' APPROVED AS TO FORM: RUTAN & TUCKER, LLP M. kathe'rine Jenso Authority Counsel a c y OF TttF COUNCIL/RDA/HA MEETING DATE: October 6, 2009 AGENDA CATEGORY: { BUSINESS SESSION: _v ITEM TITLE: Consideration of an Ordinance creating the La Quinta Housing Commission, a Resolution Approving a CONSENT CALENDAR: Financing Agreement Among the City of La Quinta, La STUDY SESSION: Quinta Redevelopment Agency and the La Quinta Housing Authority and Authorizing the City Manager to PUBLIC HEARING: Execute the Same, and a Resolution Agreeing to Provide Staff Services to the La Quinta Housing Authority RECOMMENDATION: Motion to take up Ordinance No. by title and number only and waive further reading, creating the La Quinta Housing Commission; Motion to introduce Ordinance No. on first reading; Adopt a Resolution of the City Council approving a Financing Agreement among the City of La Quinta, La Quinta Redevelopment Agency, and the La Quinta Housing Authority and authorizing the City Manager to execute the same; Adopt a Resolution of the City Council agreeing to provide staff services to the La Quinta Housing Authority. FISCAL IMPLICATIONS: The Housing Authority will own affordable housing developments that are awaiting final disposition to private or non-profit owners/operators. Staff and management costs associated with these dwellings will be funded from unit rental income; property acquisition and rehabilitation costs will be funded by the La Quinta Redevelopment Agency as part of its requirement to increase and improve housing affordable to very - low, low- and moderate -income households. The Financing Agreement (Attachment 1) provides that the City or Agency may advance funds to the Housing Authority for operations and projects until such time the Housing Authority is generating enough revenue to repay the City and/or Agency. Interest shall accrue on the outstanding 294 revenue to repay the City and/or Agency. Interest shall accrue on the outstanding principal advanced at the earning rate of the City's Investment Pool Funds, and shall be adjusted quarterly. The activities of the Washington Street Apartments, the La Quinta Housing Program and the foreclosed home program will be transferred from the Redevelopment Agency Low- and Moderate -Income Funds 245 and 246 to the newly -established Housing Authority Funds 241 and 242. The Fiscal Year 2009-2010 Low and Moderate Housing Tax Increment Fund budgets include revenues for the La Quinta Housing Program in Project Area No. 1 of $225,000 in rental income plus $68,700 in interest income, and $275,000 in expenditures (Account 245-9001-703.51-40); for the Washington Street Apartments in Project Area No. 2, budgeted revenues are $163,300 for rental income plus $502,400 in interest income, and $429,300 in expenditures (Account 246-9002-703.51-30). CHARTER CITY IMPLICATIONS: None. BACKGROUND AND OVERVIEW: On September 15, 2009, the City Council adopted Resolution No. 2009-075 establishing the La Quinta Housing Authority (the "Housing Authority") and declaring that the City Council will serve as the Housing Authority's governing body pursuant to the Housing Authorities Law (California Health and Safety Code Section 34200 et seq.). This staff report addresses all of the actions that the City, Redevelopment Agency, and Housing Authority must take to implement the Housing Authority. There are separate action items on today's Redevelopment Agency and Housing Authority agendas. Creation of Housing Commission In order to operate the Housing Authority with this structure, the City Council must create an independent housing commission that will review and make recommendations on all matters to come before the Housing Authority except emergency matters and matters the Housing Commission itself elects not to consider. Two of the members of the Housing Commission must be tenants of Housing Authority housing projects, and one such tenant member must be over 62 years of age. The requirements for the tenant commissioners are not effective until such time as the Housing Authority has housing projects with tenants. .• 295 The City Attorney, in consultation with City staff, has prepared an Ordinance for consideration by the City Council that establishes the La Quinta Housing Commission (the "Housing Commission"), and sets forth the number of members, member qualifications, method of appointment, term and other pertinent information. Approval of Financing Agreement and Agreement to Provide Staff Services Because the Housing Authority has no funds or staff at this time, City and Redevelopment Agency staff and the City Attorney have prepared a Financing Agreement (Attachment 1) that would enable the Housing Authority to borrow funds from the City and/or Redevelopment Agency and to repay such funds once the Housing Authority has housing projects that generate revenue. The City Attorney/Agency Counsel, in consultation with City and Agency staff, has prepared a resolution for consideration by the City Council approving the Financing Agreement. Similar Resolutions have been prepared for consideration by the Redevelopment Agency and the Housing Authority. Staff, serving the City Council and the La Quinta Redevelopment Agency, shall serve as staff for the Housing Authority. The City Attorney shall act as chief legal officer of the Authority. The City Attorney/Agency Counsel, in consultation with City and Agency staff, has prepared a Resolution for consideration by the City Council agreeing to provide staff services to the Housing Authority. A similar Resolution is attached to the report for the Redevelopment Agency. Approval of Bylaws and Rules of Procedure Pursuant to the Housing Authorities Law, the Housing Authority can adopt by-laws and regulations to carry into effect the powers and purposes of the Housing Authority. Attached to the report for the Housing Authority is a Resolution of the Housing Authority adopting Bylaws and Rules of Procedure. Respective Roles of the City, Redevelopment Agency, and Housing Authority The Redevelopment Agency will continue to take the lead role in acquisition, design, construction, funding and negotiating affordable housing agreements. The Housing Authority will be a focused entity that may: lease or rent dwellings or accommodations in a housing project and establish and revise the rents or charges for them; own or hold real or personal property; and lease, acquire by gift, grant, bequest, device, or otherwise, any real or personal property or any interest in property. A housing authority may acquire by eminent domain any real property which it deems necessary for its purposes. Pursuant to the Housing Authorities Law, at the first Housing Authority meeting, the Mayor will select the initial Housing Authority Chairperson from the Housing Authority members, and the Housing Authority members will select the first Vice —Chairperson •�• `� 296 from its members. In the following calendar year, the Housing Authority Board shall annually, at its first meeting held after December 30`h, or as soon thereafter as possible, vote to elect one of its members as Chairperson and one to serve as Vice - Chairperson. The Mayor shall specifically be excluded from being eligible to serve as Chairperson of the Housing Authority. The Housing Authority will have a separate agenda and minutes with meetings held at the time designated in La Quinta City Council Resolution No. 2006-102, as it currently exists or as it is amended in the future, similar to the structure of the Finance Authority. The Housing Authority may investigate living and housing conditions so as to improve such conditions, determine where there is a shortage of decent, safe, and sanitary accommodations for persons of low income, and "engage in research, studies, and experimentation on the subject of housing." The Housing Authority shall adopt and announce regulations for a plan and selection of applicants to assure equal opportunity and nondiscrimination on the grounds of race, color, or national origin. Leases and lists of rosters of the Housing Authority shall be confidential and shall not be given to inspection by the public, but can be supplied to the respective governing body on request. The Housing Authority shall be audited at least once a year by a certified public accountant or a public accountant. The audits, a final balance sheet and operations statement for the year for all Authority funds will be filed for record purposes with the City Clerk and the Department of Housing and Community Development. FINDINGS AND ALTERNATIVES: The alternatives available to the City Council include: 1. Motion to take up Ordinance No. by title and number only and waive further reading, creating the La Quinta Housing Commission; Motion to introduce Ordinance No. on first reading; Adopt a Resolution of the City Council approving a Financing Agreement among the City of La Quinta, La Quinta Redevelopment Agency, and the La Quinta Housing Authority and authorizing the City Manager to execute the same; Adopt a Resolution of the City Council agreeing to provide staff services to the La Quinta Housing Authority; or 2. Do not adopt an Ordinance of the City Council creating the La Quinta Housing Commission; or 3. Provide staff with alternative direction. 297 Respectfully submitted, Douglas R. ans Assistant City Manager — Development Services Approved for submission by: Thomas P. Genovese, City Manager Attachment: 1 . Financing Agreement .... 298