PM 2006-475May 1, 2006
C&4 4 04& aamro
P.O. Box 1504
LA QUINTA, CALIF'OR'NIA 92247-1504
78-495 CM.i.F: TAMPIGO (760) 777-7000
LA QLANTA, CALIFORNIA.92253 FAX (760) 777-7101
Kelleher Mapping
45-175 Panorama Drive, Suite E
Palm Desert, CA 92260
SUBJECT: PARCEL MERGER 2006-475:
Lot 10, 11, & 12 of Desert Club Tract, Unit No. 1
Dear Applicant:
The Community Development Department has reviewed the above referenced application, and
provides this letter to advise you of its approval. Enclosed are the approved Exhibits A, B and Site
Plan. These items must be filed for recordation by Riverside County, along with a copy of your
existing deed(s)`to the property and the new deed, reflecting this merger approval. A copy of the
recorded grant deed must be submitted to the Community Development Department along with any
future permit application(s).
Please be aware that it is the responsibility of the property owner to, record these documents. The
City cannot file them for recordation on your behalf as we do not have any ownership interest in
the property. The Riverside County Recorder's office can be reached at (800) 696-9144. This letter
shall serve as official verification to the County Recorder of the merger's approval by the City of La
Quinta, and requesting its recordation.
There are utility agencies which may have easements affected by this approval. The City. has
approved this merger based on zoning compliance and correctness of the property descriptions.
Any potential conflicts with recorded utility easements should be investigated prior to any
construction. By execution of this approval, the applicant agrees to indemnify, defend, and hold
harmless the City of La Quinta from any legal claim or litigation arising out of the City's approval of
this parcel merger.
If you have any questions, please contact me at (760) 777-7068.
Sincerely,
rew J. Mogensen,
Associate Planner
AM/am
encl.
c: Building & Safety Department
File; Parcel Merger 2006-475
P:\Andy's\Tentative Parcel.Maps & Parcel Mergers\PM 06-475\PM 05-475 Approval.rtf
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California
Civil Code 1189.
(a) Any certificate of. acknowledgment taken within this state shall be in the
following form:
State of California
County of
On a aoob before me,e c S+ ��sonally
(her Insert name and title owe officer
appeared _ ��� �dve',� personally known to me
(or proved to me on the basis of satisfactory evidence) to be the person(s)
whose name(s) is/aye subscribed to the within instrument and acknowledged to
me that he/sheA4@y executed the' same in his/he#*eir authorized capacity(ies),
and that by his/heAheir signature(s) ori the instrument the person(s), or the
entity upon behalf of which the person(s) acted, executed the instrument.
WITNESS my hand and official seal.
�D. . /Signature (Seal)
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EXHIBIT A
CERTIFICATE OF PARCEL MERGER N08.
Record &Wners Assessor P*W Numbers
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Legal Description of Merged Parcel
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EXHIBIT "A"
CERTIFICATE OF PARCEL MERGER 06-
MERGED PARCEL
LOT 10 IN BLOCK 9 OF DESERT CLUB TRACT UNIT NO. I AS SHOWN IN MAP
BOOK 19 PAGE 75 RECORDS OF RIVERSIDE COUNTY, STATE OF '
CALIFORNIA, IN THE CITY OF LA QUINTA TOGETHER WITH LOTS 1 I AND 12
IN BLOCK 9 OF SAID DESERT CLUB TRACT UNIT NO. I AS SHOWN IN
CERTIFICATE OF PARCEL MERGER RECORDED MARCH 2, 1987 AS
INSTRUMENT NO. 82243, RECORDS OF SAID RIVERSIDE COUNTY..
LAND
KEQFF��o
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No. 6687
Exp. 06/30/06
PREPARED BY: % OF CAL\�
January 10, 2006
D:\AASURVEYk700l.O55\dwg\PAR-MERG.doc Page 1 of 1 DALE KELLEHER LS 6687 EXP 6-30-06
EXHIBIT "B"
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KELLEHER MAPPING
45-175 PANORAMA DR., SUITE E
PALM DESERT, CA 92260
760-340-5597
SCALE 1"=40'
0 20 40 80 120
PREPARED BY: p LAND 3�
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No. 6687
Ev.06/30/06
DALE KELLEHER, DATE
LS 6687 EXP. 6-30-06 OF Ch\A'
stewart
title of califomia.
Sanctity of Contract
STEWART TITLE OF CALIFORNIA, INC.,
INLAND EMPIRE DIVISION
3403 TENTH STREET, SUITE 4.00
RIVERSIDE, CA 92501
(951) 276-2700 www.stsales.com
MEMBER CALIFORNIA LAND TITLE ASSOCIATION
CALLE ESTADO LLC
78-120 CALLE ESTADO #207
LA ' QUINTA, CA
Attention: DAVID BRUDVIK
Order Number: 501302550
PRELIMINARY REPORT
Your Reference: CALLE ESTADO
In response to the above referenced application for a Policy of Title Insurance, Stewart Title of California, Inc. hereby .
reports that it is prepared to issue, or cause to be issued, as of the date hereof, a Policy or Policies of Title Insurance
describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained
by reason of any defect, lien or encumbrance not shown or referenced to as an Exception on Schedule B or not excluded
from coverage pursuant to the printed Schedules, Conditions, and Stipulations of said Policy forms.
The printed exceptions and exclusions from the coverage of said policy or policies are set forth in the attached list.
Copies of the policy forms should be read. They are available from the office which issued this report.
Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit A of this
report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered
under the terms of the title insurance policy and should be carefully considered.
It is important to note that this preliminary report is not a written representation as to the condition of title and may
not list all liens, defects, and encumbrances affecting title to the land.
This report, (and any supplements or amendments thereto) is issued solely for the purpose of facilitating the issuance of a
policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance
of a policy of title insurance a binder or commitment should be requested.
Dated as of December 21, 2005 at 7:30 A.M.
Print date: January 05, 2006
KATHY A. CRAWFORD, Title Officer
(951) 276-2700 Fax: (951) 276-2306
I
501302550
PRELIMINARY REPORT
The form of Policy of Title Insurance contemplated by this report is:
PRELIM ONLY
SCHEDULE A
The estate or interest in the land hereinafter described or referred
to covered by this report is:
A FEE
Title to said estate or interest at the date hereof is vested in:
CALLE ESTADO, LLC., A CALIFORNIA LIMITED LIABILITY COMPANY
-1-
Continued on next page
501302550'
LEGAL DESCRIPTION
The land referred to herein is situated in the State of California,
County of Riverside, described as follows:
LOT(S) 10, 11 AND 12 IN BLOCK 9 OF DESERT CLUB TRACT, UNIT NO. 1
AS SHOWN BY MAP ON FILE IN BOOK 19 PAGE(S) 75 OF MAPS, RECORDS
OF RIVERSIDE COUNTY, CALIFORNIA.
APN: 770-152-009-7 AND 770-152-010=7
End of Legal Description
-2-
Continued on next page
501302550
SCHEDULE B
At the date hereof, exceptions to coverage in addition to the
printed exceptions and exclusions contained in said policy or
policies would be as follows:
A..GENERAL AND.SPECIAL CITY AND/OR COUNTY TAXES FOR THE FISCAL
YEAR 2005-2006:
TOTAL AMOUNT: $2,149.78
FIRST INSTALLMENT: $1,074.89 UNPAID, DELINQUENT
PENALTY: $107.49
SECOND INSTALLMENT: $1,074.89 UNPAID
CODE AND PARCEL NO: 020016/770-152-009-7
EXEMPTION: NONE
SUPPLEMENTAL TAXES FOR FISCAL YEAR(S) 2004-2005 ASSESSED
PURSUANT TO THE PROVISIONS OF CHAPTER 3.5, COMMENCING WITH
SECTION 75 OF REVENUE AND TAXATION CODE OF THE STATE OF
CALIFORNIA.
CODE & PARCEL NO
FIRST INSTALLMENT:
DELINQUENT DATE:
PENALTY:
SECOND INSTALLMENT:
DELINQUENT DATE:
PENALTY:
1020016/052-158-566-2
$832.65 DELINQUENT
DECEMBER 10, 2005
$83.27
$832.65 UNPAID
APRIL 10, 2006
$103.27
ASSESSMENTS OF THE CITY OF LA QUINTA, DISTRICT NO. 2000-1,
ASSESSMENT NO. 199. AMOUNTS DUE UNDER SAID ASSESSMENT ARE
COLLECTED WITH THE COUNTY TAXES.
AGENCY CHARGES $35.00 TO OBTAIN PAYOFF AMOUNTS.
B. GENERAL AND SPECIAL CITY AND/OR COUNTY TAXES FOR THE FISCAL
YEAR 2005-2006:
TOTAL AMOUNT: $4,532.36
FIRST INSTALLMENT: $2,266.18 UNPAID,.DELINQUENT
PENALTY: $226.62
SECOND INSTALLMENT: $2,266.18 UNPAID'
CODE AND PARCEL NO: 020016/770-152-010-7
EXEMPTION: NONE
SUPPLEMENTAL TAXES FOR FISCAL YEARS) 2004-2005 ASSESSED
Continued on next page
-3-
501302550
PURSUANT TO'THE PROVISIONS OF CHAPTER 3.5, COMMENCING WITH
SECTION 75 OF REVENUE AND TAXATION CODE OF THE STATE OF
CALIFORNIA.
CODE & PARCEL NO:
k
FIRST INSTALLMENT:
DELINQUENT DATE:
PENALTY:
SECOND INSTALLMENT
DELINQUENT DATE:
PENALTY:
1020016/052-158-568-4
$1,439.90 DELINQUENT
DECEMBER 10,.2005
$143.99
$1,439.90 UNPAID
APRIL 10, 2006
$163.99
ASSESSMENTS OF THE CITY OF LA QUINTA, DISTRICT NO. 2000-1,
ASSESSMENT NO. 200. AMOUNTS DUE UNDER SAID ASSESSMENT ARE
COLLECTED WITH THE COUNTY TAXES.
AGENCY CHARGES $35.00 TO OBTAIN PAYOFF AMOUNTS.
C. ASSESSMENTS, IF ANY, FOR COMMUNITY FACILITY DISTRICTS
AFFECTING SAID LAND WHICH MAY EXIST BY VIRTUE OF ASSESSMENT MAPS
OR NOTICES FILED BY SAID DISTRICTS. SAID ASSESSMENTS ARE
COLLECTED WITH'THE COUNTY TAXES..
D. A RESOLUTION ESTABLISHING WATERSHED BENEFIT ASSESSMENT AREAS
WHICH PROVIDES FOR THE ISSUING OF BONDS AND THE LEVYING OF A
SPECIAL TAX TO PAY THE INTEREST AND PRINCIPAL PAYMENTS ON SUCH
BONDS UPON THE HEREIN DESCRIBED PROPERTY, RECORDED JUNE 10, 1991
AS INSTRUMENT NOS. 193749, 193750 AND -193751 OF OFFICIAL
RECORDS OF RIVERSIDE COUNTY, CALIFORNIA. ' .
REFERENCE IS HEREBY MADE TO SAID DOCUMENT FOR FURTHER AND OTHER
PARTICULARS.
THE INSTALLMENTS THEREUNDER BEING PAYABLE ANNUALLY WITH THE
REAL PROPERTY TAXES.
E. THE LIEN OF SUPPLEMENTAL TAXES, IF ANY, ASSESSED PURSUANT TO
THE PROVISIONS -OF CHAPTER 3.5, COMMENCING WITH SECTION 75 OF
REVENUE AND TAXATION CODE OF THE STATE OF CALIFORNIA.
1. WATER RIGHTS, CLAIMS OR TITLE TO WATER, WHETHER OR NOT SHOWN
BY THE PUBLIC RECORDS.
2. RIGHTS OF THE PUBLIC IN AND TO ANY PORTION OF SAID LAND,
LYING WITHIN ANY LAWFUL ESTABLISHED STREETS, ROADS, OR HIGHWAYS.
3. AN EASEMENT FOR AERIAL AND/OR UNDERGROUND ELECTRIC OR
Continued on next page
-4-
501302550
COMMUNICATION STRUCTURES, AND INCIDENTAL PURPOSES, IN FAVOR OF
NEVADA -CALIFORNIA ELECTRIC POWER CORPORATION IN INSTRUMENT
RECORDED MAY 6, 1940 IN BOOK (ILLEGIBLE) PAGE 475 OF OFFICIAL
RECORDS.
4. AN EASEMENT FOR PUBLIC UTILITY AND INCIDENTAL PURPOSES, IN
FAVOR OF THE DESERT CLUB IN INSTRUMENT RECORDED OCTOBER 30, 1948
IN BOOK 1023 PAGE 253 OF OFFICIAL RECORDS.
5. COVENANTS, CONDITIONS, AND RESTRICTIONS AS SET FORTH IN A
DECLARATION OF RESTRICTIONS RECORDED OCTOBER 30, 1948 IN BOOK
1023 PAGE 253 OF OFFICIAL RECORDS, WHICH PROVIDE, AMONG OTHER
THINGS, THAT A VIOLATION THEREOF SHALL NOT DEFEAT OR RENDER
INVALID THE LIEN OF ANY MORTGAGE OR DEED OF -TRUST MADE IN GOOD
FAITH AND FOR VALUE.
OMITTING ANY COVENANT OR RESTRICTION BASED ON RACE, COLOR,
RELIGION, SEX, HANDICAP, FAMILIAL'STATUS OR NATIONAL ORIGIN
UNLESS AND ONLY TO THE EXTENT THAT THE COVENANT (A) IS EXEMPT
UNDER CHAPTER 42, SECTION 3607 OF THE UNITED STATES CODE, OR
(B) RELATES TO HANDICAP BUT DOES NOT DISCRIMINATE AGAINST
HANDICAPPED PERSONS.
6. AN EASEMENT FOR PUBLIC UTILITY AND INCIDENTAL PURPOSES, IN
FAVOR OF THE DESERT CLUB IN INSTRUMENT RECORDED SEPTEMBER 14,
1954 IN BOOK 1629 PAGE 449 OF OFFICIAL RECORDS. -
7. COVENANTS, CONDITIONS, AND RESTRICTIONS AS SET FORTH IN A
DECLARATION OF RESTRICTIONS RECORDED SEPTEMBER 14, 1954 IN BOOK
1629 PAGE 449 OF OFFICIAL RECORDS, WHICH PROVIDE, AMONG OTHER
THINGS, THAT A VIOLATION THEREOF SHALL NOT DEFEAT OR RENDER
INVALID THE LIEN OF ANY MORTGAGE OR DEED OF TRUST MADE IN GOOD
FAITH AND FOR VALUE.
OMITTING ANY COVENANT OR RESTRICTION BASED ON RACE, COLOR,
RELIGION, SEX, HANDICAP, FAMILIAL STATUS OR NATIONAL ORIGIN
UNLESS AND ONLY TO THE EXTENT THAT THE COVENANT (A) IS EXEMPT
UNDER CHAPTER 42, SECTION 3607 OF THE UNITED STATES CODE, OR
(B) RELATES TO HANDICAP BUT DOES NOT DISCRIMINATE AGAINST
HANDICAPPED PERSONS.
8. THE TERMS AND PROVISIONS CONTAINED IN THE DOCUMENT ENTITLED
"RESOLUTION OF THE BOARD OF DIRECTORS OF COACHELLA VALLEY WATER
DIST." RECORDED AUGUST 6, 2003 AS INSTRUMENT NO. 03-597460 OF
OFFICIAL RECORDS.
9. A DEED OF TRUST TO SECURE AN INDEBTEDNESS OF THE AMOUNT
STATED HEREIN AND ANY OTHER AMOUNTS PAYABLE UNDER THE TERMS
THEREOF, RECORDED JULY 9, 2004 AS INSTRUMENT NO. 2004-0534537
OF OFFICIAL RECORDS:
Continued on next page
-5-
DATED:
TRUSTOR:
TRUSTEE:
BENEFICIARY:
AMOUNT:
501302550
JULY 7, 2004
CALLE ESTADO, LLC, A CALIFORNIA
LIMITED LIABILITY COMPANY
JOYCECO FINANCIAL SERVICES, INC.,
A CALIFORNIA CORPORATION
RICHARD L. DEMAN AND MONIQUE DEMAN, TRUSTEES
OF SUCCESSOR TRUSTEES UNDER DECLARATION OF
TRUST DATED OCTOBER 1, 1981
$475,000.00
10. BEFORE ISSUING ITS POLICY OF TITLE INSURANCE, THIS COMPANY
WILL REQUIRE FOR REVIEW, THE FOLLOWING DOCUMENTS FROM THE
LIMITED LIABILITY COMPANY KNOWN AS: CALL ESTADOS
A. A COPY:OF ITS OPERATING AGREEMENT AND ANY AND ALL
AMENDMENTS, SUPPLEMENTS AND/OR MODIFICATIONS THERETO, CERTIFIED
BY THE APPROPRIATE MANAGER OR MEMBER.
B. CONFIRMATION THAT IS ARTICLES OF ORGANIZATION (LLC -i), AND
CERTIFICATE OF AMENDMENT (LLC -2), ANY RESTATED ARTICLES OF
ORGANIZATION (LLC -10) AND/OR CERTIFICATE OF CORRECTION (LLC -11)
HAVE BEEN FILED WITH THE SECRETARY OF STATE.
C. IF THE LIMITED LIABILITY COMPANY IS MEMBER -MANAGED, A FULL
AND COMPLETE CURRENT LIST OF MEMBERS CERTIFIED BY THE
APPROPRIATE MANAGER OR MEMBER.
D. IF THE LIMITED LIABILITY COMPANY WAS FORMED IN A FOREIGN
JURISDICTION, EVIDENCE, SATISFACTORY TO THE COMPANY, THAT IS WAS
VALIDLY FORMED, IS IN GOOD STANDING AND AUTHORIZED TO DO
BUSINESS IN THE STATE OF ORIGIN.
(E) IF THE LIMITED LIABILITY COMPANY WAS FORMED IN A FOREIGN
JURISDICTION, EVIDENCE SATISFACTORY TO THE COMPANY THAT IT HAS
COMPLIED WITH THE CALIFORNIA "DOING BUSINESS" LAWS, IF
APPLICABLE.
AFTER REVIEW OF THE REQUESTED DOCUMENTS, THE COMPANY RESERVES
THE RIGHT TO ADD ADDITIONAL ITEMS OR MAKE ADDITIONAL
REQUIREMENTS PRIOR TO THE ISSUANCE OF ANY POLICY OF TITLE
INSURANCE.
11. MATTERS WHICH MAY AFFECT THE TITLE UNLESS ELIMINATED BY A
STATEMENT OF IDENTITY FROM THE FOLLOWING: ALL PARTIES
END OF EXCEPTIONS
Typist Initials: LS
Continued on next page
Print date: January 05, 2006
501302550
p
Continued on next page
-7-
501302550
NOTES
1. SUBDIVISION RATE
2. OUR A.L.T.A. LENDERS POLICY, WHEN ISSUED, WILL CONTAIN
C.L.T.A. INDORSEMENT NO. 100.
3. ACCORDING TO THE PUBLIC RECORDS, THERE HAVE BEEN NO DEEDS
CONVEYING THE PROPERTY HEREIN DESCRIBED IN THIS REPORT WITHIN A
PERIOD OF 24 -MONTHS PRIOR TO THE DATE OF THIS REPORT, EXCEPT AS
FOLLOWS:
A GRANT DEED, FROM RICHARD L. DEMAN AND MONIQUE DEMAN, TRUSTEES
OR SUCCESSOR TRUSTEES UNDER DECLARATION OF TRUST DATED OCTOBER
1, 1981, GRANTOR, TO CALLE ESTADO, LLC, A CALIFORNIA LIMITED
LIABILITY COMPANY, GRANTEE, RECORDED JULY 9, 2004 AS INSTRUMENT
NO. 2004-534536, OF OFFICIAL RECORDS.
Continued on next page
-8-
501302550
CALIFORNIA "GOOD FUNDS" LAW
California Insurance Code Section 12413.1 regulates the disbursement
of escrow and sub -escrow funds by title companies. The law requires
that funds be deposited in the title company escrow account and
available prior to disbursement. Funds received by Stewart Title of
California, Inc. (Stewart Title) via wire transfer may be disbursed
upon receipt. Funds received via cashier's checks or teller checks
drawn on a California Bank may be disbursed on the next business day
after the day of deposit. If funds are received by any other means,
recording and/or disbursement may be delayed, and you should contact
your title or escrow officer. All escrow and sub -escrow funds
received will be. deposited with other escrow,funds in one or more
non-interest bearing escrow accounts in a financial institution .
selected by Stewart Title. Stewart Title may recieve certain direct
or indirect benefits from the financial institution by reason of the
deposit of such funds or the maintenance of such accounts with the
financial institution, and Stewart Title shall have no obligation to
account to the depositing party in any manner for the value of, or
pay to such party, any benefit received by Stewart Title. Such
benefits shall be deemed additional compensation to Stewart Title
for its services in connection with the escrow or sub -escrow.
WIRING INSTRUCTIONS
IF YOU ANTICIPATE HAVING FUNDS WIRED TO STEWART TITLE OF CALIFORNIA,
INLAND EMPIRE DIVISION, OUR WIRING INFORMATION IS AS FOLLOWS:
UNION BANK OF CALIFORNIA
1980 SATURN STREET
MONTEREY PARK, CA 91755
ABA 122000496
ACCOUNT #9120050750
ACCOUNT NAME: STEWART TITLE OF CALIFORNIA, INLAND EMPIRE DIVISION
SUB -ESCROW TRUST ACCOUNT
REF: 501302550**
** WHEN INSTRUCTING THE FINANCIAL INSTITUTION -TO WIRE FUNDS, -IT -IS
VERY IMPORTANT THAT YOU REFERENCE STEWART TITLE'S ORDER NUMBER. **
PRIOR TO MAKING A PAYOFF OF ANY LINE OF CREDIT LOAN, WE WILL REQUIRE
EVIDENCE THAT THE LINE OF-CREDIT,HAS BEEN FROZEN FROM THE LENDER TO
PREVENT FUNDS FROM BEING HELD.
SHOULD YOU HAVE ANY QUESTIONS IN THIS REGARD, PLEASE CONTACT
YOUR TITLE OFFICER IMMEDIATELY.
-9-
501302550
EXHIBIT "A"
LEGAL DESCRIPTION
The land referred to herein -is situated in the State of California,
County of Riverside, described as follows:
LOT(S) 10, 11 AND 12 IN BLOCK 9 OF DESERT CLUB TRACT, UNIT NO. 1
AS SHOWN BY MAP ON FILE IN -BOOK 19 PAGE(S) 75 OF MAPS, RECORDS
OF RIVERSIDE'COUNTY, CALIFORNIA.
APN: 770-152-009-7 AND 770-152-010-7
End of Legal Description
Stewart Title Guaranty Company, Stewart Title Insurance Company, Stewart Title of California, Inc.
Privacy Policy Notice
` • PURPOSE OF THIS NOTICE
Title V of the Gramm -Leach -Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates,
from sharing nonpublic personal information about you with nonaffiliated third party unless the institution provides you with
a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of
persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with this document,
which notifies you of the privacy policies and practices of Stewart Title Guaranty Company, Stewart Title Insurance Company,
Stewart Title of California, Inc.
We may collect nonpublic personal information about you from the following sources:
* Information we receive from you, such as on applications or other forms.
* Information about your transactions we secure from our files, or from our affiliates or others.
* Information we receive from a consumer reporting agency.
* Information that we receive from others involved in your transaction, such as the real estate agent or lender.
Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional nonpublic personal information
will be collected about you.
We may disclose any of the above information that we collect about our customers or former customers to our affiliates or
to nonaffiliates third parties permitted by law.
We also may disclose this information about our customers or former customers to companies that perform services on our
behalf as permitted by law.
WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR
ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.
We restrict access to nonpublic personal information about you to those employees who need to know that information in
order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with
federal regulations to guard your nonpublic personal information.
CLTA PRELIMINARY REPORT FORM
EXHIBIT A
CLTA PRELIMINARY REPORT FORM
LIST OF PRINTED EXCEPTIONS AND EXCLUSIONS
SCHEDULE B
1. CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY - 1990
EXCLUSIONS FROM COVERAGE
THE FOLLOWING MATTERS ARE EXPRESSLY EXCLUDED FROM THE COVERAGE OF THIS POLICY AND THE COMPANY WILL NOT PAY LOSS
OR DAMAGE, COSTS, ATTORNEYS' FEES OR EXPENSES WHICH ARISE BY REASON OF:
1. (A) ANY LAW, ORDINANCE, OR GOVERNMENTAL REGULATION (INCLUDIN(7 BUT NOT LIMITED TO BUILDING OR ZONING LAWS,
ORDINANCES, OR REGULATIONS) RESTRICTING, REGULATING, PROHIBITING OR RELATING TO (I) THE OCCUPANCY, USE, OR
ENJOYMENT OF THE LAND; (II) THE CHARACTER, DIMENSIONS OR LOCATION OF ANY IMPROVEMENT NOW OR HEREAFTER ERECTED ON
THE LAND; (III) A SEPARATION IN OWNERSHIP OR A CHANGE IN THE.DIMENSIONS OR AREA OF THE LAND OR ANY PARCEL OF
WHICH THE LAND IS OR WAS A PART; OR (IV) ENVIRONMENTAL PROTECTION, OR THE EFFECT.OF ANY VIOLATION OF THESE LAWS,
ORDINANCES OR GOVERNMENTAL REGULATIONS, EXCEPT TO THE EXTENT THAT A NOTICE OF THE ENFORCEMENT THEREOF OR A
NOTICE OF A DEFECT, LIEN OR -ENCUMBRANCE RESULTING -FROM A VIOLATION OR ALLEGED VIOLATION AFFECTING THE LAND
HAS BEEN RECORDED IN THE PUBLIC RECORDS AT DATE OR POLICY.
(B) ANY GOVERNMENTAL POLICE POWER NOT EXCLUDED BY (A) ABOVE, EXCEPT TO THE EXTEND THAT A NOTICE OF THE EXERCISE
THEREOF OR NOTICE OF A DEFECT, LIEN OR ENCUMBRANCE RESULTING FROM A VIOLATION OR ALLEGED VIOLATION AFFECTING THE
LAND HAS BEEN RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY.
2. RIGHTS OF EMINENT DOMAIN UNLESS NOTICE OF THE EXERCISE THEREOF HAS BEEN RECORDED IN THE PUBLIC RECORDS AT DATE
OF POLICY, BUT NOT EXCLUDING FROM COVERAGE ANY TARING WHICH HAS OCCURRED PRIOR TO DATE OF POLICY WHICH WOULD BE
BINDING ON THE RIGHTS OF A PURCHASER FOR VALUE WITHOUT KNOWLEDGE.
3. DEFECTS, LIENS, ENCUMBRANCES, ADVERSE CLAIMS OR OTHER MATTERS:
(A) WHETHER OR NOT RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY, BUT CREATED, SUFFERED, ASSUMED OR AGREED TO
BY THE INSURED CLAIMANT;
(B) NOT KNOWN TO THE COMPANY, NOT RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY, BUT KNOWN TO THE INSURED
CLAIMANT AND NOT DISCLOSED IN WRITING TO THE COMPANY BY THE INSURED CLAIMANT PRIOR TO THE DATE THE INSURED
CLAIMANT BECAME AN INSURED UNDER THIS POLICY;
(C) RESULTING IN NO LOSS OR DAMAGE TO THE INSURED CLAIMANT;
(D) ATTACHING OR CREATED SUBSEQUENT TO DATE OF POLICY; OR
(E) RESULTING IN LOSS OR DAMAGE WHICH WOULD NOT HAVE BEEN SUSTAINED IF THE INSURED CLAIMANT HAD PAID VALUE FOR
THE INSURED MORTGAGE OR FOR THE ESTATE OR INTEREST INSURED BY THIS POLICY.
4. UNENFORCEABLILITY OF THE LIEN OF THE INSURED MORTGAGE BECAUSE OF THE INABILITY OR FAILURE OF THE INSURED AT
DATE OF POLICY, OR THE INABILITY OR FAILURE OF ANY SUBSEQUENT OWNER OR INDEBTEDNESS, TO COMPLY WITH THE
APPLICABLE DOING BUSINESS LAWS, OF THE STATE IN WHICH THE LAND IS SITUATED.
5. INVALIDITY OR UNENFORCEABILITY OF THE LIEN OF THE INSURED MORTGAGE, OR CLAIM THEREOF, WHICH ARISES OUT OF THE
TRANSACTION EVIDENCED BY THE INSURED MORTGAGE AND'IS BASED UPON USURY OR ANY CONSUMER CREDIT PROTECTION OR
TRUTH IN LENDING LAW.
6. ANY CLAIM, WHICH ARISES OUT OF THE TRANSACTION VESTING IN THE INSURED THE ESTATE OR INTEREST INSURED BY THIS
POLICY OR THE TRANSACTION CREATING THE INTEREST OF THE INSURED LENDER, BY REASON OF THE OPERATION OF
FEDERAL BANKRUPTCY, STATE INSOLVENCY OR SIMILAR CREDITORS' RIGHTS LAWS.
EXCEPTIONS FROM COVERAGE
THIS POLICY DOES NOT INSURE AGAINST LOSS OR DAMAGE (AND THE COMPANY WILL NOT PAY COSTS, ATTORNEYS' FEES OR
EXPENSES) WHICH ARISE BY REASON OF:
1. TAXES OR ASSESSMENTS WHICH ARE NOT SHOWN AS EXISTING LIENS BY THE RECORDS OF ANY TAXING AUTHORITY THAT
LEVIES TAXES OR ASSESSMENTS ON REAL PROPERTY OR BY THE PUBLIC RECORDS.
PROCEEDINGS BY A PUBLIC AGENCY WHICH MAY RESULT IN TAXES OR ASSESSMENTS, OR NOTICES OF SUCH PROCEEDINGS,
WHETHER OR NOT SHOWN BY THE RECORDS OF SUCH AGENCY OR BY THE PUBLIC RECORDS.
2. ANY FACTS, RIGHTS, INTERESTS OR CLAIMS WHICH ARE NOT SHOWN BY THE PUBLIC RECORDS BUT WHICH COULD BE
ASCERTAINED BY AN INSPECTION OF THE LAND OR WHICH MAY BE ASSERTED BY PERSONS IN POSSESSION THEREOF.
3. EASEMENTS, LIENS OR ENCUMBRANCES, OR CLAIMS THEREOF, WHICH ARE NOT SHOWN BY THE PUBLIC RECORDS.
4. DISCREPANCIES, CONFLICTS IN BOUNDARY LINES, SHORTAGE IN AREA, ENCROACHMENTS, OR ANY OTHER FACTS WHICH A
CORRECT SURVEY WOULD DISCLOSE, AND WHICH ARE NOT SHOWN BY THE PUBLIC RECORDS.
5. (A) UNPATENTED MINING CLAIMS; (B) RESERVATIONS OR EXCEPTIONS IN PATENTS OR IN ACTS AUTHORIZING THE ISSUANCE
THEREOF; (C) WATER RIGHTS, CLAIMS OR TITLE TO WATER, WHETHER OR NOT THE MATTERS EXCEPTED UNDER (A), (B) OR
(C) ARE SHOWN BY THE PUBLIC RECORDS.
(LIST OF PRINTED EXCEPTIONS AND EXCLUSIONS CONTINUED ON NEXT PAGE)
REV. 1999 STEWART TITLE GUARANTY COMPANY
PAGE 1 OF 6
CLTA PRELIMINARY REPORT FORM
2. AMERICAN LAND TITLE ASSOCIATION
RESIDENTIAL TITLE INSURANCE POLICY (6-1-87)
EXCLUSIONS,
IN ADDITION TO THE EXCEPTIONS IN SCHEDULE B_YOU AYE NOT INSURED AGAINST LOSS, COSTS, ATTORNEYS' FEES, AND
EXPENSES RESULTIN; FROM:
1. GOVERNMENTAL POLICE POWER, AND THE EXISTENCE OR VIOLATION OF ANY LAW OR GOVERNMENTAL REGULATION. THIS
-INCLUDES BUILDING AND ZONING ORDINANCES AND ALSO LAWS AND REGULATIONS CONCERNING:
• LAND USE . IMPROVEMENTS ON THE LAND
• LAND DIVISION * ENVIRONMENTAL PROTECTION
THIS EXCLUSION DOES NOT APPLY TO VIOLATIONS OR THE ENFORCEMENT OF THESE MATTERS WHICH APPEAR IN THE PUBLIC
RECORDS AT POLICY DATE.
THIS EkCLUSION DOES NOT LIMIT THE ZONING COVERAGE DESCRIBED IN ITEMS 12 AND 13 OF COVERED TITLE RISKS.
2. THE RIGHT TO TAKE THE LAND BY CONDEMNING IT, UNLESS:
A NOTICE OF EXERCISING THE RIGHT APPEARS IN THE PUBLIC RECORDS ON THE POLICY DATE
THE TAKING HAPPENED PRIOR TO THE POLICY DATE AND IS BINDING ON YOU IF YOU BOUG14T THE LAND WITHOUT
KNOWING OF THE TAKING
3. TITLE RISKS:
* THAT ARE CREATED, ALLOWED, OR AGREED TO BY YOU
* THAT ARE KNOWN TO YOU, BUT NOT TO US, ON THE POLICY DATE UNLESS THEY APPEARED IN THE PUBLIC
RECORDS
* THAT RESULT IN NO'LOSS TO YOU
* THAT FIRST AFFECT YOUR TITLE AFTER THE.POLICY DATE THIS DOES NOT LIMIT THE LABOR AND MATERIAL
LIEN COVERAGE IN ITEM 8 OF COVERED TITLE RISKS
4. FAILURE TO PAY VALUE FOR YOUR TITLE.
5. LACK OF A RIGHT:
* TO A14Y LAND OUTSIDE THE AREA SPECIFICALLY DESCRIBED AND REFERRED TO IN ITEM 3 OF SCHEDULE A OR
. IN STREETS, ALLEYS, OR WATERWAYS THAT TOUCH YOUR LAND
THIS EXCLUSION �OES NOT LIMIT THE ACCESS COVERAGE IN ITEM 5 OF COVERED TITLE RISKS:
EXCEPTIONS FROM COVERAGE
THIS POLICY DOES NOT INSURE AGAINST LOSS OR DAMAGE (AND THE COMPANY WILL NOT PAY COSTS, ATTORNEYS' FEES OR
EXPENSES) W141VH ARISE BY REASON OF:
1. ANY RIGHTS, INTERESTS, OR CLAIMS OF PARTIES IN POSSESSION OF THE LAND NOT SHOWN BY THE PUBLIC RECORDS.
2. ANY FASEM13NTS OR LIENS NOT SHOWN BY THE PUBLIC RECORDS. Till -S DOES NOT LIMIT THE LIEN
COVERAGE IN ITEM 8 OF COVERED TITLE RISKS.
3. ANY FACTS ABOUT THE LAND WHICH A CORRECT SURVEY WOULD DISCLOSE AND WHICH ARE NOT SHOWN BY
THE PUBLIC RECORDS. THIS DOES NOT LIMIT THE FORCED REMOVAL COVERAGE IN ITEM 12 OF COVERED TITLE RISKS.
4. ANY WATER RIGHTS OR CLAIMS OR TITLE TO WATER IN OR UNDER -THE LAND, WHETHER OR NOT SHOWN BY THE
PUBLIC PECORDS.�
(LIST OF PRINTED EXCEPTIONS AND EXCLUSIONS CONTINUED ON NEXT PAGE)
REV. 1999 STEWART TITLE GUARANTY COMPANY
PAGE 2 OF 6
a
CLTA PRELIMINARY REPORT FORM
3. AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (10-17-92)
WITH ALTA ENDORSEMENT - FORM I COVERAGE
AND
AMERICAN LAND TITLE ASSOCIATION LEASEHOLD LOAN POLICY (10-17-92)
WITH ALTA ENDORSEMENT - FORM I COVERAGE
EXCLUSIONS AND COVERAGE
THE FOLLOWING MATTERS ARE EXPRESSLY EXCLUDED FROM THE COVERAGE OF THIS POLICY AND THE COMPANY WILL NOT PAY
LOSS OR DAMAGE, COSTS, ATTORNEY'S FEES OR EXPENSES WHICH ARISE BY REASON OF:
1. (A) ANY LAW, ORDINANCE OR GOVERNMENTAL REGULATION (INCLUDING BUT NOT LIMITED TO BUILDING AND ZONING LAWS,
ORDINANCES, OR REGULATIONS) RESTRICTING, REGULATING, PROHIBITING OR RELATING TO (I) THE OCCUPANCY, USE, OR
ENJOYMENT OF THE LAND; (II) THE CHARACTER, DIMENSIONS OR LOCATION OF ANY IMPROVEMENT NOW OR HEREAFTER
ERECTED ON THE LAND; (III) A SEPARATION IN OWNERSHIP OR A CHANGE IN THE DIMENSIONS OR AREA OF THE LAND OR
ANY PARCEL OF WHICH THE LAND IS OR WAS A PART; OR (IV) ENVIRONMENTAL PROTECTION, OR THE EFFECT OF ANY
VIOLATION OF THESE LAWS, ORDINANCES OR GOVERNMENTAL REGULATIONS, EXCEPT TO THE EXTENT THAT A NOTICE OF THE
ENFORCEMENT THEREOF OR A NO�ICE OF A DEFECT, LIEN OR ENCUMBRANCE RESULTING FROM A VIOLATION OR ALLEGED
VIOLATION AFFECTING THE LAND HAS BEEN RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY.
(B) ANY GOVERNMENTAL POLICE POWER NOT EXCLUDED BY (A) ABOVE, EXCEPT TO THE EXTENT THAT A NOTICE OF THE
EXERCISE T14EREOP OR A NOTICE OF A DEFECT, LIEN OR ENCUMBRANCE RESULTING FROM A.VIOLATION OR ALLEGED
VIOLATION AFFECTING THE LAND HAS BEEN RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY.
2. RIGHTS OF EMINENT DOMAIN UNLESS NOTICE OF THE EXERCISE THEREOF HAS BEEN RECORDED IN THE PUBLIC RECORDS AT
DATE OF POLICY, BUT NOT EXCLUDING FROM COVERAGE ANY TAKING WHICH HAS OCCURRED PRIOR TO DATE OF POLICY WHICH
WOULD BE BINDING ON THE RIGHTS OF A PURCHASER FOR VALUE WITHOUT KNOWLEDGE,
3. DEFECTS, LIENS, ENCUMBRANCES, ADVERSE CLAIMS OR OTHER MATTERS:
(A) CREATED, SUFFERED, ASSUMED OR AGREED TO BY THE INSURED CLAIMANT;
(B) NOT KMOWN.TO THE COMPANY, NOT RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY, BUT KNOWN TO THE
INSURED CLAIMANT AND NOT DISCLOSED IN WRITING TO THE COMPANY BY THE INSURED CLAIMANT PRIOR TO THE DATE THE
INSURED CLAIMANT BECAME AN INSURED UNDER THIS POLICY;
(C) RESULTING IN NO LOSS OR DAMAGE TO THE INSURED CLAIMANT;
(D) ATTACHING OR CREATED SUBSEQUENT TO DATE OF POLICY (EXCEPT TO THE EXTENT THAT THIS POLICY INSURES THE
PRIORITY OF THE LIEN OF THE INSURED MORTGAGE OVER ANY STATUTORY LIEN FOR SERVICES, LABOR OR MATERIAL OR TO
THE EXTENT INSURANCE IS AFFORDED HEREIN AS TO THE ASSESSMENTS FOR STREET IMPROVEMENTS UNDER CONSTRUCTION OR
COMPLETED AT DATE OF POLICY); OR
(E) RESULTING IN LOSS OR DAMAGE WHICH WOULD NOT HAVE BEEN SUSTAINED IF THE INSURED CLAIMANT HAD PAID VALUE
FOR THE INSURED MORTGAGE.
4. UNENFORCEABILITY OF THE LIEN OF THE INSURED MORTGAGE BECAUSE OF THE INABILITY OR FAILURE OF THE INSURED AT
DATE OF POLICY, OR THE INABILITY OR FAILURE OF ANY SUBSEQUENT OWNER OF THE INDEBTEDNESS, TO COMPLY WITH
APPLICABLE DOING BUSINESS LAWS OF THE STATE IN WHICH THE LAND IS SITUATED.
5. INVALIDITY OR UNENFORCEABILITY OF THE LIEN OF THE INSURED MORTGAGE, OR CLAIM THEREOF, WHICH ARISES OUT OF
THE TRANSACTION EVIDENCED BY THE INSURED MORTGAGE AND IS BASED UPON USURY OR ANY CONSUMER CREDIT PROTECTIO14
OR TRUTH IN,LENDING LAW.
6. ANY STATUTORY LIEN FOR SERVICES, LABOR OR MATERIALS (OR THE CLAIM OF PRIORITY OF ANY STATUTORY LIEN FOR
SERVICES, LABOR OR MATERIALS OVER THE LTEN OF THE INSURED MORTGAGE) ARISING FROM AN IMPROVEMENT OR WORK
RELATED TO THE LAND W141CH IS CONTRACTED FOR AND COMMENCED SUBSEQUENT TO DATE OF POLICY AND -IS NOT FINANCED
IN WHOLE OR IN PART BY PROCEEDS OF THE INDEBTEDNESS SECURED BY THE INSURED MORTGAGE WHICH AT DATE OF POLICY
THE INSURED HAS ADVANCED OR IS OBLIGATED TO ADVANCE.
7. ANY CLAIM, WHICH ARISES OUT OF THE TRANSACTION CREATING THE INTEREST OF THE MORTGAGEE INSURED BY THIS
POLICY, BY REASON OF THE OPERATION OF FEDERAL BANKRUPTCY, STATE INSOLVENCY, OR SIMILAR CREDITORS' RIGHTS LAWS,
THAT IS BASED ON:
(I) THE TRANSACTION CREATING THE INTEREST OF THE INSURED MORTGAGEE BEING DEEMED A FRAUDULENT CONVEYANCE OR
FRAUDULENT TRANSFER; OR
(IX) THE SUBORDINATION OF THE INTEREST OF THE INSURED MORTGAGEE AS A RESULT OF THE APPLICATION OF THE DOCTRINE
OR EQUITABLE SUBORDINATION; OR
(111) THE TRANSACTION CREATING THE INTEREST OF THE INSURED MORTGAGEE BEING DEEMED A PREFERENTIAL TRANSFER EXCEPT
WHERE THE PREFERENTIAL TRANSFER RESULTS FROM THE FAILURE:
(A), TO TIMELY RECORDED THE INSTRUMENT OF TRANSFER; OR
(B) OF SUCH RECORDATION TO IMPART NOTICE TO A PURCHASER FOR VALUE OR A JUDGMENT OR LIEN CREDITOR.
REV. 1999
PACE 3 OF 6
(LIST OF PRINTED EXCEPTIONS AND EXCLUSIONS CONTINUED ON NEXT PAGE)
STEWART TITLE GUARANTY COMPANY
CLTA PRELIMINARY REPORT FORM
THE ABOVE POLICY FORMS MAY BE ISSUED TO AFFORD EITHER STANDARD COVERAGE OR EXTENDED COVERAGE. IN ADDITION TO THE
ABOVE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FRO14 COVERAGE IN A STANDARD COVERAGE POLICY WILL INCLUDE THE
FOLLOWING GENERAL EXCEPTIONS:
EXCEPTIONS FROM COVERAGE
THIS POLICY DOES NOT INSURE AGAINST LOSS OR DAMAGE (AND THE COMPANY WILL NOT PAY COSTS, ATTORNEYS' FEES OR EXPENSES)
WHICH ARISE BY REASON OF:
1. TAXES OR ASSESSMENTS WHICH ARE NOT SHOWN AS EXISTING LIENS BY THE RECORDS OF ANY TAXING AUTHORITY THAT
LEVIES TAXES OR ASSESSMENTS ON REAL PROPERTY OR BY TKE PIT13LIC RECORDS.
.PROCEEDINGS BY A PUBLIC AGENCY WHICH MAY RESULT IN TAXES OR ASSESSMENTS, OR NOTICES OF SUCH PROCEEDINGS,
WHETHER OR NOT SHOWN BY THE RECORDS OF SUCH AGENCY OR BY THE PUBLIC RECORDS.
2. ANY FACTS, RIGHTS, INTERESTS OR CALIMS WHICH ARE NOT SHOWN BY THE PUBLIC RECORDS..BUT WHICH COULD BE
ASCERTAINED BY AN INSPECTION OF THE LAND OR BY MAKING INQUIRY OF PERSONS IN POSSESSION THEREOF.
3. EASEMENTS, LIENS OR ENCUMMBRANCES, OR CLAIMS THEREOF, WHICH ARE NOT SHOWN BY THE PUBLIC RECORDS.
4. DISCREPANCIES, CONFLICTS IN BOUNDARY LINES, SHORTAGE IN AREA, ENCROACHMENTS, OR ANY OTHER FACTS WHICH A
CORRECT SURVEY WOULD DISCLOSE, AND WHICH ARE NOT SHOWN BY THE PUBLIC RECORDS.
S. (A) UNPATENTED MINING CLAIMS; (B) RESERVATIONS OR EXCEPTIONS IN PATENTS OR IN ACTS AUTHORIZING THE ISSUANCE
THEREOF; (C) WATER RIGHTS, CLAIMS OR TITLE TO WATER, WHETHER OR NOT THE MATTERS EXCEPTED UNDER (A), (2) OR (C)
ARE SHOWN BY THE PUBLIC RECORDS.
4. AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (10-17-92)
AND
AMERICAN LAND TITLE ASSOCIATION LEASEHOLD OWNER'S POLICY (10-17-92)
EXCLUSIONS FROM COVERAGE
THE FOLLOWING MATTERS ARE EXPRESSLY EXCLUDED FROM THE COVERAGE OF THIS POLICY AND THE COMPANY WILL NOT PAY
LOSS OR DAMAGE, COST, ATTORNEYS' FEES OR EXPENSES WHICH ARISE BY REASON OF:
1. (A) ANY LAW, ORDINANCE OR GOVERNMENTAL REGULATION (INCLUDING BUT NOT LIMITED TO BUILDING AND ZONING
LAWS, ORDINANCES, OR REGULATIONS) RESTRICTING, REGULATING, PROHIBITING OR RELATING TO (1) THE OCCUPANCY,
USE, OR ENJOYMENT OF THE LAND; (11) THE CHARACTER, DIMENSIONS OR LOCATION OF ANY IMPROVEMENT NOW OR
HEREAFTER ERECTED ON THE LAND; (III) A SEPARATION IN OWNERSHIP OR A CHANGE IN THE DIMENSIONS OR AREA OF
THE LAND OR ANY PARCEL OF WHICH THE LAND IS OR WAS A PART; OR (IV) ENVIRONMENTAL PROTECTION, OR THE EFFECT
OF ANY VIOLATION OF THESE LAWS, ORDINANCES OR GOVERNMENTAL REGULATIONS, EXCEPT TO THE EXTENT THAT A NOTICE
OF THE ENFORCEMENT THEREOF OR A NOTICE OF A DEFECT, LIEN OR ENCUMBRANCE RESULTING FROM A VIOLATION OR
ALLEGED VIOLATION AFFECTING THE LAND HAS BEEN RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY. *
(B) ANY GOVERNMENTAL POLICE POWER NOT EXCLUDED BY (A) ABOVE, EXCEPT TO THE EXTENT THAT A NOTICE OF THE
EXERCISE THEREOF OR A NOTICE OF A DEFECT, LIEN OR ENCUMBRANCE RESULTING FROM A VIOLATION OR ALLEGED
VIOLATION AFFECTTNG THE LAND HAS BEEN RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY.
2. RIGHTS OF EMINENT DOMAIN UNLESS NOTICE OF THE EXERCISE THEREOF HAS BEEN RECORDED IN THE PUBLIC RECORDS AT
DATE OF POLICY, BUT NOT EXCLUDING FROM COVERAGE ANY TAKING WHICH HAS OCCURRED PRIOR TO DATE OF POLICY WHICH
WOULD BE BINDING ON THE RIGHTS OF A PURCHASER FOR VALUE WITHOUT KNOWLEDGE.
3. DEFECTS, LIENS, ENCUMBRANCE$, ADVERSE CLAIMS OR OTHER MATTERS: .
(A) CREATED, SUFFERED, ASSUMED OR AGREED TO BY THE INSURED CLAIMANT;
(B) NOT KNOWN TO THE COMPANY, NOT RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY, BUT KNOWN TO THE
INSURED CLAIMANT AND NOT DISCLOSED IN WRITING TO THE COMPANY BY THE INSURED CLAIMANT PRIOR TO THE DATE THE
INSURED CLAIMANT BECAME AN INSURED UNDER THIS POLICY;
(C) RESULTING IN NO LOSS OR DAMAGE TO THE INSURED CLAIMANT;
(D) ATTACHING OR CREATED SUBSEQUENT TO DATE OF POLICY; OR
(E) RESULTING IN LOSS OR DAMAGE WHICH WOULD NOT HAVE BEEN SUSTAINED IF THE INSURED CLAIMANT HAD PAID VALUE
FOR THE ESTATE OR INTEREST INSURED BY THIS POLICY.
4. ANY CLAIM, WHICH ARISES OUT OF THE TRANSACTION VESTING IN THE INSURED THE ESTATE OR INTEREST INSURED BY
THIS POLICY, BY REASON OF THE OPERATION OF FEDERAL BANKRUPTCY, STATE INSOLVENCY, OR SIMILAR CREDITORS'
RIGHTS LAWS, THAT IS BASED ON:
(I) THE TRANSACTION CREATING THE ESTATE OR INTEREST INSURED BY THIS POLICY BEING DEEMED A FRAUDULENT
CONVEYANCE OR FRAUDULENT TRANSFER; OR
(II) THE TRANSACTION CREATING THE ESTATE OR INTEREST INSURED BY THIS POLICY BEING DEEMED A PREFERENTIAL
TRANSFER EXCEPT WHERE THE PREFERENTIAL TRANSFER RESULTS FROM THE FAILURE:
(A) TO TIMELY RECORD THE INSTRUMENT OF TRANSFER; OR
(B) OF SUCH RECORDATION TO IMPART NOTICE TO A PURCHASER FOR VALUE OR A JUDGMENT OR LIEN CREDITOR.
(LIST OF PRINTED EXCEPTIONS AND EXCLUSIONS CONTINUED ON NEXT PACE)
REV. 1999 STEWART TITLE GUARANTY COMPANY
PAGE 4 OF 6
CLTA PRELIMINARY REPORT FORM
THE ABOVE POLICY FORMS MAY BE ISSUED TO AFFORD EITHER STANDARD COVERAGE OR EXTENDED COVERAGE. IN ADDITION TO THE
ABOVE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE IN A STANDARD COVERAGE POLICY WILL INCLUDE THE
FOLLOWING GENERAL EXCEPTIONS:
EXCEPTIONS FROM COVERAGE
THIS POLICY DOES NOT INSURE AGAINST LOSS OR DAMAGE (AND THE COMPANY WILL NOT PAY COSTS, ATTORNEYS' FEES OR
EXPENSES) WHICH ARISE BY REASON OF:
1. TAXES OR ASSESSMENTS WHICH ARE NOT SHOWN AS EXISTING LIENS BY THE RECORDS OF ANY TAXING AUTHORITY THAT
LEVIES TAXES OR ASSESSMENTS ON REAL PROPERTY OR BY THE PUBLIC RECORDS.
PROCEEDINGS BY A PUBLIC AGENCY WHICH MAY RESULT IN TAXES OR ASSESSMENTS, OR NOTICES OF SUCH PROCEEDINGS,
WHETHER OR NOT SHOWN BY THE RECORDS OF SUCH AGENCY OR BY THE PUBLIC RECORDS.
2. ANY FACTS, RIGHTS, INTERESTS OR CLAIMS WHICH ARE NOT SHOWN BY THE PUBLIC RECORDS BUT WHICH COULD BE
ASCERTAINED BY AN INSPECTION OF THE LAND OR BY MAKING INQUIRY OF PERSONS IN POSSESSION THEREOF.
3. EASEMENTS, LIENS OR ENCUMBRANCES, OR CLAIMS THEREOF, WHICH ARE NOT SHOWN BY THE PUBLIC RECORDS.
4. DISCREPANCIES, CONFLIICTS IN BOUNDARY LINES, SHORTAGE IN AREA, ENCROACHMENTS, OR ANY OTHER FACTS WHICH A
CORRECT SURVEY WOULD DISCLOSE, AND WHICH ARE NOT SHOWN BY THE PUBLIC RECORDS. -
5. (A) UNPATENTE6 MINING CLAIMS; (B) RESERVATIONS OR EXCEPTIONS IN PATENTS OR IN ACTS AUTHORIZING THE ISSUANCE
THEREOF; (C) WATER RIGHTS, CLAIMS OR TITLE TO WATER, WHETHER OR NOT THE MATTERS EXCEPTED UNDER (A), (B) OR (C)
ARE SHOWN BY THE PUBLIC RECORDS.
S. CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (6-2-98)
ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (10-17-98)
EXCLUSIONS
IN ADDITION TO THE EXCEPTIONS IN SCHEDULE B, YOU ARE NOT INSURED AGAINST LOSS, COSTS, ATTORNEYS' FEES, AND
EXPENSES RESULTING FROM:
1. GOVERNMENTAL POLICE POWER, AND THE EXISTENCE OR VIOLATION OF ANY LAW OR GOVERNMENT REGULATION. THIS
INCLUDES ORDINANCES, LAWS AND REGULATIONS CONCERNING:
A. BUILDING
B- ZONING
C. LAND USE
0. IMPROVEMENTS ON'LAND
E. LAND DIVISION
F. ENVIRONMENTAL PROTECTION
THIS EXCLUSION DOES NOT APPLY TO VIOLATIONS OR THE ENFORCEMENT OF THESE MATTERS IF NOTICE OF THE VIOLATION OR
ENFORCEMENT APPEARS IN THE PUBLIC RECORDS AT THE.POLICY DATE.
THIS EXCLUSION DOES NOT LIMIT THE COVERAGE DESCRIBED IN COVERED RISK 14, 15, 16, 17, OR 24.
2. THE FAILURE OF YOUR EXISTING STRUCTURES, OR ANY PART OF THEM, TO BE CONSTRUCTED IN ACCORDANCE WITH APPLICABLE
BUILDING CODES. THIS EXCLUSION DOES NOT APPLY TO VIOLATIONS OF BUILDING CODES IF NOTICE OF THE VIOLATION
APPEARS IN THE PUBLIC RECORDS AT THE POLICY DATE.
3. THE RIGHT TO TAKE THE LAND BY CONDEMNING IT, UNLESS:
A. NOTICE OF EXERCISING THE RIGHT APPEARS IN THE PUBLIC RECORDS AT THE POLICY DATE; OR
B. THE TAKING HAPPENED BEFORE THE POLICY DATE AND IS BINDING ON YOU IF YOU BOUGHT THE LAND WITHOUT
KNOWING OF THE TAKING.
4. RISKS:
A. THAT ARE CREATED, ALLOWED, OR AGREED TO BY YOU, WHETHER OR NOT THEY APPEAR IN THE PUBLIC RECORDS;
B. THAT ARE KNOWN TO YOU AT THE POLICY DATE, BUT NOT TO US, UNLESS THEY APPEAR IN THE PUBLIC RECORDS
AT THE POLICY DATE;
C. THAT RESULT IN NO LOSS TO YOU; OR
D. THAT FIRST OCCUR AFTER THE POLICY DATE - THIS DOES NOT LIMIT THE COVERAGE DESCRIBED IN COVERED RISK
7. S.D, 22; 23, 24 OR 25.
S. FAILURE TO PAY VALUE FOR YOUR TITLE.
6. LACK OF A RIGHT:
A. TO ANY LAND OUTSIDE THE AREA SPECIFICALLY DESCRIBED AND REFERRED To IN PARAGRAPH 3 OF SCHEDULE A;
AND
B. IN STREETS, ALLEYS, OR WATERWAYS THAT TOUCH THE LAND.
THIS EXCLUSION DOES NOT LIMIT THE COVERAGE DESCRIBED IN COVERED RISK 11 OR 18.
REV. 1999 STEWART TITLE GUARANTY COMPANY
PACE 5 OF'6
6. "GOLD" COMPREHENSIVE PROTECTION
LOAN POLICY OF TITLE INSURANCE
EXCLUSIONS FROM COVERAGE
THE FOLLOWING MATTERS ARE EXPRESSLY EXCLUDED FROM THE COVERAGE OF THIS POLICY AND THE COMPANY WILL NOT PAY
LOSS OR DAMAGE, COST, ATTORNEYS' FEES OR EXPENSES WHICH ARISE BY REASON OF:
(A) ANY LAW, ORDINANCE OR GOVERNMENTAL REGULATION (INCLUDING BUT NOT LIMITED TO BUILDING AND ZONING
LAWS, ORDINANCES, OR REGULATIONS) RESTRICTING, REGULATING, PROHIBITING OR RELATING TO (1) THE OCCUPANCY,
USE, OR ENJOYMENT OF THE LAND; (II) THE CHARACTER, DIMENSIONS OR LOCATION OF ANY IMPROVEMENT NOW OR
HEREAFTER ERECTED ON THE LAND; (III) A SEPARATION IN OWNERSHIP OR A CHANGE IN THE DIMENSIONS OR AREA OF
THE LAND OR ANY PARCEL OF WHICH THE LAND IS OR WAS A PART; OR (IV) ENVIRONMENTAL PROTECTION, OR THE EFFECT
OF ANY VIOLATION OF THESE LAWS, ORDINANCES OR GOVERNMENTAL REGULATIONS, EXCEPT TO THE EXTENT THAT A NOTICE
OF THE ENFORCEMENT THEREOF OR A NOTICE OF A DEFECT, LIEN OR ENCUMBRANCE RESULTING FROM A VIOLATION OR
ALLEGED VIOLATION AFFECTING THE LAND HAS BEEN RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY.
THIS EXCLUSION FROM COVERAGE l(A) DOES NOT LIMIT THE COVERAGE PROVIDED IN INSURING PROVISIONS NUMBER 14, 15,
16, 17, 34, AND 41.
(8) ANY GOVERNMENTAL POLICE POWER NOT EXCLUDED BY (A) ABOVE, EXCEPT TO THE EXTENT THAT A NOTICE OF THE
EXERCISE TREREOF OR A NOTICE OF A DEFECT, LIEN OR ENCUMBRANCE RESULTING FROM A VIOLATION OR ALLEGED
VIOLATION AFFECTING THE LAND HAS BEEN RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY.
THIS EXCLUSION FROM COVERAGE I(A) DOES NOT LIMIT THE COVERAGE PROVIDED IN INSURING PROVISIONS NUMBER 14, 15,
16, 17, 34, AND 41.
2. RIGHTS OF EMINENT DOMAIN UNLESS NOTICE OF THE EXERCISE THEREOF HAS BEEN RECORDED IN THE PUBLIC RECORDS AT
DATE OF POLICY, BUT NOT EXCLUDING FROM COVERAGE ANY TAKING WHICH HAS OCCURRED PRIOR TO DATE OF POLICY WHICH
WOULD BE BINDING ON THE RIGHTS OF A PURCHASER FOR VALUE WITHOUT KNOWLEDGE.
DEFECTS, LIENS, ENCUMBRANCES, ADVERSE CLAIMS OR OTHER MATTERS:
(A) CREATED, SUFFERED, ASSUMED OR AGREED TO BY THE INSURED CLAIMANT;
(B) NOT KNOWN TO THE COMPANY, NOT RECORDED IN THE PUBLIC RECORDS AT DATE OF POLICY, BUT KNOWN TO THE
INSURED CLAIMANT AND NOT DISCLOSED IN WRITING TO THE COMPANY BY THE INSURED CLAIMANT PRIOR TO THE DATE THE
�INSUPED CLAIMANT BECAME AN INSURED UNDER THIS POLICY;
(C) RESULTING IN NO LOSS OR DAMAGE TO THE INSURED CLAIMANT;
(D) ATTACHING OR CREATED SUBSEQUENT TO DATE OF POLICY (THIS EXCLUSION FROM COVERAGE 3 (D) DOES NOT LIMIT THE
COVERAGE PIZOVIDED IN INSURING PROVISIONS NUMBER 7,' 8, 15, 16, 18, 21, 22, 24, 25, 26, 28, 29, 30, 32, 33, 34,
35, 38, 39, AND 40);
(E) RESULTING IN LOSS OR DAMAGE WHICH WOULD NOT HAVE BEEN SUSTAINED IF THE INSURED CLAIMANT HAD PAID VALUE
FOR THE INSURED MORTGAGE.
4, UNENFORCEABILITY OF THE LIEN OF THE INSURED MORTGAGE BECAUSE OF THE INABILITY OR FAILURE OF THE INSURED AT
DATE OF POLICY, OR THE INABILITY OR FAILURE OF ANY SUBSEQUENT OWNER OF THE INDEBTEDNESS, TO COMPLY WITH
APPLICABLE DOING BUSINESS LAWS OF THE STATE IN WHICH THE LAND IS SITUATED.
5. INVALIDITY OR UNENFORCRABILITY OF,THE LIEN OF THE INSURED MORTGAGE, OR CLAIM THEREOF, WHICH ARISES OUT OF
THE TRANSACTION EVIDENCED BY THE INSURED MORTGAGE AND IS BASED UPON ANY CONSUMER CREDIT PROTECTION OR.
TRUTH-IN-L5NDING LAW.
6. ANY CLAIM, WHICH ARISES OUT OF THE TRANSACTION CREATING THE INTEREST OF THE MORTGAGEE INSURED BY THIS POLICY,
BY REASON OF THE OPERATION OF FEDERAL BANKRUPTCY, STATE INSOLVENCY, OR SIMILAR CREDITORS' RIGHTS LAWS, THAT
IS BASED ON:
(A) THE TRANSACTION CREATING THE ESTATE OF THE INSURED MORTGAGEE BEING DEEMED A FRAUDULENT CONVEYANCE OR
FRAUDULENT TRANSFER; OR
(B) THE SUBORDINATION OF THE INTEREST OF THE INSURED MORTGAGEE AS A RESULT OF THE APPLICATION OF THE DOCTRINE
OF EQUITABLE SUBORDINATION; OR
(C) THE TRANSACTION CREATING THE INTEREST OF THE INSURED MORTGAGEE BEING DEEMED A PREFERENTIAL TRANSFER EXCEPT
WHERE THE PREFERENTIAL TRANSFER RESULTS FROM THE FAILURE;
(I) To TIMELY RECORD THE INSTRUMENT OF TRANSFER; OR
(II) OF SUCH RECORDATION TO IMPART NOTICE TO A PURCHASER FOR VALUE OR A JUDGMENT OR LIEN CREDITOR.
7. TAXES, ASSESSMENTS, COSTS, CHARGES, DAMAGES AND OTHER OBLIGATIONS TO THE GOVERNMENT SECURED BY STATUTORY
LIENS"THAT BECOME A LIEN ON THE LAND SUBSEQUENT TO DATE OF POLICY, BUT THIS EXCLUSION 7 DOES NOT LIMIT THE
COVERAGE OF INSURING PROVISION 34.
REV. 1999 STEWART TITLE GUARANTY COMPANY
PAGE 6 OF 6
.AW'A'KEN RICOYD/d MAMnII, o! T➢ANDIAtIlt/on111vW.l UWN
DEI r YACrAMAILWWice,
Calle Estado L.L.C.
(No fee, Government Code 6103
MAIL TAX STATEMENTS TO
Calle Estado L.L.C.
�z o So I.,dustr-�,4 I Wat�
Co c� U q, cA qi 2-9- 3
Trru ORDER Y ESCROW /
APN
DOC # 2006-0416210.
06/08/2006 08:00A Fee:23.00
Page 1 of 7
Recorded in Official Records
County of Riverside
Larry W. Ward
Assessor, County Clerk 6 Recorder
1111111111111111111111111111111111111111111111111111111
6
C
SPACE ABOVE THIS LINE FOR RECORDER'S USE
GRANT DEED
THE UNDERSTANDING GRANTOR(S) DECLARE(S)
DOCUMENTARY TRANSFER TAX is $
computed on full value of property conveyed, or
❑ computed on full value less value of liens or e�rances remaining at time of sale.
❑ unincorporated areaCI(!f ity of La Quinta , AND
FOR A VALUABLE CONSIDERATION, receipt of which is hereby acknowledged.
NAME Calle, Estado L.L.C. a California Limited Liability Company
hereby GRANT(s) to
NAME Calle Estado L.L.C. a California Limited Liability Company
the following described real property in the County of Riverside, State of California:
LOT 10 IN BLOCK 9 OF DESERT CLUB TRACT UNIT NO. l AS SHOWN IN MAP BOOK 19 PAGE 75 RECORDS OF
RIVERSIDE COUNTY, STATE OF CALIFORNIA, IN THE CITY OF LA QUINTA TOGETHER WITH LOTS, 11 AND 12 IN
BLOCK 9 OF SAID DESERT CLUB TRACT UNIT NO. I AS SHOWN IN CERTIFICATE OF PARCEL MERGER NO. 87-041
RECORDED MARCH 26, 1987 AS INSTRUMENT NO. 82243, RECORDS OF SAID RIVERSIDE COUNTY.
THIS DEED REFLECTS PARCEL MERGER NO. 2006475 AS APPROVED BY THE CITY OF LA QUINTA
CGt11t bs040 t.t•C. a �arnitc lffilk4 Lmbtlify
CpM'pe'l
Dated s! a'S�O DhJ ID 6f C(d4 I K
STATE OF CALIFORNIA
COUNTY OF RIVERI R�9 rn� N Lrts'! t
before me, n ,. rr--j�Nota Public n apd for said State, onally
appeared [.i�f %GL 2UZ; �
D personally known to me
_/ (9 p ved to me on the basis of satisfactory evidence
_11 to be the person whose name is subscribed to this instrument, and acknowl-
edged to that he (66 at the) executed it.
CbrrYt>il�fN 1 ' �..
Nroroty Pulw oa wwr io ✓
Sign a RiJetalde'County '
PAGE 1 SIIE OA KC-: Nor;oR I sto
i
- A-' a_- —L-
,_pvv i LONG REf UNG f1CHG k' A
6
C
SPACE ABOVE THIS LINE FOR RECORDER'S USE
GRANT DEED
THE UNDERSTANDING GRANTOR(S) DECLARE(S)
DOCUMENTARY TRANSFER TAX is $
computed on full value of property conveyed, or
❑ computed on full value less value of liens or e�rances remaining at time of sale.
❑ unincorporated areaCI(!f ity of La Quinta , AND
FOR A VALUABLE CONSIDERATION, receipt of which is hereby acknowledged.
NAME Calle, Estado L.L.C. a California Limited Liability Company
hereby GRANT(s) to
NAME Calle Estado L.L.C. a California Limited Liability Company
the following described real property in the County of Riverside, State of California:
LOT 10 IN BLOCK 9 OF DESERT CLUB TRACT UNIT NO. l AS SHOWN IN MAP BOOK 19 PAGE 75 RECORDS OF
RIVERSIDE COUNTY, STATE OF CALIFORNIA, IN THE CITY OF LA QUINTA TOGETHER WITH LOTS, 11 AND 12 IN
BLOCK 9 OF SAID DESERT CLUB TRACT UNIT NO. I AS SHOWN IN CERTIFICATE OF PARCEL MERGER NO. 87-041
RECORDED MARCH 26, 1987 AS INSTRUMENT NO. 82243, RECORDS OF SAID RIVERSIDE COUNTY.
THIS DEED REFLECTS PARCEL MERGER NO. 2006475 AS APPROVED BY THE CITY OF LA QUINTA
CGt11t bs040 t.t•C. a �arnitc lffilk4 Lmbtlify
CpM'pe'l
Dated s! a'S�O DhJ ID 6f C(d4 I K
STATE OF CALIFORNIA
COUNTY OF RIVERI R�9 rn� N Lrts'! t
before me, n ,. rr--j�Nota Public n apd for said State, onally
appeared [.i�f %GL 2UZ; �
D personally known to me
_/ (9 p ved to me on the basis of satisfactory evidence
_11 to be the person whose name is subscribed to this instrument, and acknowl-
edged to that he (66 at the) executed it.
CbrrYt>il�fN 1 ' �..
Nroroty Pulw oa wwr io ✓
Sign a RiJetalde'County '
EXHIBIT "A"
CERTIFICATE OF PARCEL MERGER 06475
MERGED PARCEL
LOT 10 IN BLOCK 9 OF DESERT CLUB TRACT UNIT NO. I AS SHOWN IN MAP
BOOK 19 PAGE 75 RECORDS OF RIVERSIDE COUNTY, STATE OF
CALIFORNIA, IN THE CITY OF LA QUINTA TOGETHER WITH LOTS 11 AND 12
IN BLOCK 9 OF SAID DESERT CLUB TRACT UNIT NO. I AS SHOWN IN -
CERTIFICATE OF PARCEL MERGER NO. 87-041 RECORDED MARCH 26, 1987
AS INSTRUMENT NO. 82243, RECORDS OF SAID RIVERSIDE COUNTY.
PARCEL:MERGER No.
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PARCELMERGERNo. 2o06- 47 s
LOT UNE ADJUSTMENT No.
APPROVED BY CITY OF L.A OUINTA
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BY _ HCl A4o2e45 ci _ DATE S
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