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Insurance Certificates 2019/20 PGA West (Residence Club Master Ass)RESICLU-01 KHUNT ACv�o CERTIFICATE OF LIABILITY INSURANCE DA7 (MMIDDIYYYY) 7/25/2019 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Alpine Insurance Associates 6160 Plumas St. Suite 100 Reno, NV 89519 INSURED The Residence Club at PGA West Master Association 54-500 West Residence Club Dr La Quinta, CA 92253 CONTACT NAME: PHONE WC, No, Ext): (775) 829-2345 E-MAIL ADDRESS: INSURERS) AFFORDING COVERAGE _ INSURERA_:Philadelphia Indemnity Ins Co INSURER B : INSURER C : INSURER D : INSURER E : INSURER F : FAX (A/C, No):(775) 827-7090 COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: NAIC # 18058 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS INSR ADDL SUBR POLICY EFF POLICY EXP .LTR TYPE OF INSURANCE LNSD_WVD_ POLICY NUMBER IMM1DDNYYY) {MMIDD/YYYY) LIMITS A X COMMERCIAL GENERAL LIABILITY 1.000.0 CLAIMS -MADE X OCCUR x GEN'L AGGREGATE LIMIT APPLIES PER: X POLICY jERar LOC OTHER A AUTOMOBILE LIABILITY X ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS HIRED N NNED AUTOS ONLY TN A TO ❑NLY A X UMBRELLA LIAB X OCCUR EXCESS LIAB CLAIMS -MADE DED X RETENTION $ 10,000 WORKERS COMPENSATION AND EMPLOYERS' LIABILITY Y / N ANY PROP RIETORIPARTNERMXECUTIVE OFFICER/MEMBER EXCLUDED? N / A (Mandatory in NH) If yes, describe under DESCRIPTION OF OPERATIONS below EACH OCCURRENCE S PHPK1970928 4/28/2019 4/28/2020 DAMAGE TO RENTED PREMISES (Ea o=rrence) 5 MED EXP (Any rnre person) $ PERSONAL BADV TNJURY $ GE N ERAL AGG R EGATE $ PRODUCTS - COMP/OP AGG $ COMBINED SINGLE LIMIT (Eaaccldi") 5 PHPK1970928 4/28/2019 4/28/2020 BODILY INJURY (Per person) S BODILY INJURY (Per accident) S PROPERTY DAMAGE (Per accident) S 100, 5, 1,000, 2,000, 2,000, 1,000, EACH OCCURRENCE $ 5,000,000 PHUB672660 4/28/2019 4/28/2020 AGGREGATE $ 5,000,000 S PER OTH- STATUTE ER E.L. EACH ACCIDENT $ E L. DISEASE - EA EMPLOYEE $ F I rIICPAQF - Pr)l Ir`V I IMIT C DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) City of La Quinta, its officers, and employees as additional insured on the policy with respect to liabilities arising out of the Landowne's maintenance, operations, and inspection obligations under the City's Ordinance and the approved plans. CERTIFICATE HOLDER SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE City of La Quinta THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ty ACCORDANCE WITH THE POLICY PROVISIONS. 78-495 Calle Tampico La Quinta, CA 92253 AUTHORIZED REPRESENTATIVE ACORD 25 (2016/03) © 1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD PI-CO-6 (11/06) THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. GENERAL LIABILITY DELUXE ENDORSEMENT: CONDOMINIUM ASSOCIATION This endorsement modifies insurance provided under the following. COMMERCIAL GENERAL LIABILITY COVERAGE PART It is understood and agreed that the following extensions only apply in the event that no other specific coverage for the indicated loss exposure are provided under this policy. If such specific coverage applies, the terms, conditions and limits of that coverage are the sole and exclusive coverage applicable under this policy, unless otherwise noted on this endorsement. The following is a summary of the Limits of Insurance and additional coverage provided by this endorsement. For complete details on specific coverages, consult the policy contract wording. Coverage Applicable Limit of Insurance Page # Damage To Premises Rented To You, All Covered Causes of Loss $1,000,000 2 Expected or Intended Injury -Property Damage included 2 Non -Owned Watercraft Less than 58 feet 2 Supplementary Payments — Bail Bonds $2,500 2 Supplementary Payment — Loss of Earnings $500 per day 2 Employee Indemnification Defense Coverage for Employee $10,000 3 Additional Insured — Committee, Organization and Subsidiary Included 3 Additional Insured — Managers or Lessors of Premises Included 3 Additional Insured — Condominium Unit Owners Included 3 Additional Insured — Lessor of Leased Equipment -Automatic Status when Required in Lease Agreement with You Included 3 Additional Insured — Use of Watercraft Included 4 Duties in the Event of Occurrence, Claim or Suit Included 4 Unintentional Failure to Disclose Hazards Included 4 Liberalization Included 4 Bodily Injury — includes Mental Anguish Included 4 Personal and Advertising Injury — includes Abuse of Process, Discrimination Included 4 Page 1 of 5 Includes copyrighted material of Insurance Services Office, Inc., with its permission. PI-CO-6 (11/06) A. Dania - a To Premises Rented To You If damage by fire to premises rented to you is not otherwise excluded from this Coverage Part, the word "fire" is changed to all Covered Causes of Loss where it appears in: 1. The last paragraph of SECTION I — COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY after the Exclusions; 2. Paragraph 6 of SECTION III - LIMITS OF INSURANCE; 3. Paragraph b.(1)(b) of 4. Other Insurance in SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS; and 4. Paragraph 9.a. "Insured contract" in SECTION V - DEFINITIONS. The Damage To Premises Rented To You Limit section of the Declarations is amended to the greater of: a. $1,000,000; or b. The amount shown in the Declarations as the Damage to Premises Rented to You Limit. This is the most we will pay for all damage proximately caused by the same event, whether such damage results from a Covered Cause of Loss or any combination thereof. B. Extended Property Damage SECTION 1— COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY, 2. Exclusions a. is deleted and replaced by the following: a. Expected or Intended Injury "Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury" or "property damage" resulting from the use of reasonable force to protect persons or property. C. Non -Owned Watercraft SECTION I — COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY, 2. Exclusions paragraph g. (2) is amended to read as follows: (2) A watercraft you do not own that is: (a) Less than 58 feet long; and (b) Not being used to carry persons or property for a charge; This provision applies to any person, who with your consent, either uses or is responsible for the use of a watercraft. This insurance is excess over any other valid and collectible insurance available to the insured whether primary, excess or contingent. D. Supplementary Payments — Coverages A and B In the SUPPLEMENTARY PAYMENTS - COVERAGE A AND B provision: 1. The limit for the cost of bail bonds is changed from $250 to $2,500; and 2. The limit for loss of earnings is changed from $250 a day to $500 a day Page 2 of 5 Includes copyrighted material of Insurance Services Office, Inc., with its permission PI-CO-6 (11/06) E. Employee Indemnification Defense Coverage Under SUPPLEMENTARY PAYMENTS - COVERAGES A AND B the following is added: 3. We will pay, on your behalf, defense costs incurred by an "employee" in a criminal proceeding. The most we will pay for any "employee" who is alleged to be directly involved in a criminal proceeding is $10,000 regardless of the numbers of employees, claims or "suits" brought or persons or organizations making claims or bringing "suits". F. SECTION II - WHO IS AN INSURED is amended as follows: 1. If coverage for newly acquired or formed organizations is not otherwise excluded from this Coverage Part, paragraph 3.a is changed to read: a. Coverage under this provision is afforded until the end of the policy period. 2. 2. c and d are deleted in their entirety and replaced with the following: c. Any person or organization having proper temporary custody of your property if you cease to exist as a legal entity, but only: 1. With respect to liability arising out of the maintenance or use of that property; and 2. Until your legal representative has been appointed. d. Your legal representative, if you cease to exist as a legal entity, but only with respect to duties as such. That representative will have all your rights and duties under this Coverage Part. 3. Each of the following is also an insured: a. Committee, Organization and Subsidiary - Any committee, organization and subsidiary thereof which you control and actively manage on the effective date of this Coverage Part. However, coverage does not apply to any committee, organization and subsidiary not named in the Declarations as a Named Insured, if they are also insured under another policy, but for its termination or the exhaustion of its limits of insurance. b. Managers or Lessors of Premises - Any person or organization with respect to their liability arising out of the ownership, maintenance or use of that part of the premises leased to you subject to the following additional exclusions: This insurance does not apply to: 1) Any "occurrence" which takes place after you cease to be a tenant in that premises. 2) Structural alterations, new construction or demolition operations performed by or on behalf of that person or organization. c. Condominium Unit Owners — each individual unit owner of the insured condominium, but only with respect to liability arising out of the ownership, maintenance or repair of that portion of the premises which is not reserved for that unit owner's exclusive use or occupancy. d. Lessor of Leased Equipment — Automatic Status When Required in Lease Agreement With You — any person or organization from whom you lease equipment when you and such person or organization have agreed in writing in a contract or agreement that such person or organization is to be added as an additional insured on your policy. Such person or organization is an insured only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your maintenance, operation or use of equipment leased to you by such person or organization. Page 3 of 5 Includes copyrighted material of Insurance Services Office, Inc., with its permission. PI-CO-6 (11/06) A person's or organization's status as an additional insured under this endorsement ends when their contract or agreement with you for such leased equipment ends. With respect to the insurance afforded to these additional insureds, this insurance does not apply to any "occurrence" which takes place after the equipment lease expires. e. Use of Watercraft — any person, who with your consent, either uses or is responsible for the use of a watercraft that you do not own that is less than 58 feet long and is not being used to carry persons or property for a charge. G. Duties in the Event of Occurrence. Claim or Suit The requirement in condition 2.a. of SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS that you must see to it that we are notified as soon as practicable of an "occurrence" or an offense, applies only when the "occurrence" or offense is known to: a. You, if you are an individual; b. A partner, if you are a partnership; or c. An executive officer, director, or insurance manager, if you are a corporation 2. The requirement in condition 2.b. that you must see to it that we receive notice of a claim or "suit" as soon as practicable will not be considered breached unless the breach occurs after such claim or "suit" is known to: a. You, if you are an individual; b. A partner, if you are a partnership; or c. An executive officer, director, or insurance manager, if you are a corporation. H. Unintentional Failure To Disclose Hazards It is agreed that, based on our reliance on your representations as to existing hazards, if you should unintentionally fail to disclose all such hazards prior to the beginning of the policy period of this Coverage Part, we shall not deny coverage under this Coverage Part because of such failure. I. Liberalization If we revise this endorsement to provide more coverage without additional premium charge, we will automatically provide the additional coverage to all endorsement holders as of the day the revision is effective in your state. J. Bodily injury - Mental Anguish The definition of "Bodily injury" is changed to read: 3. "Bodily injury": a. Means bodily injury, sickness or disease sustained by a person, and includes mental anguish resulting from any of these; and b. Except for mental anguish, includes death resulting from the foregoing (item a. above) at any time. K. Personal and Advertising Iniury -- Abuse of Process, Discrimination If COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY COVERAGE is not otherwise excluded from this Coverage Part, the definition of "Personal and Advertising Injury" is amended as follows: Item 14 b. is revised to read: a. Malicious prosecution or abuse of process: Page 4 of 5 Includes copyrighted material of Insurance Services Office, Inc., with its permission PI-CO-6 (11/06) Adding the following: a. "Personal and advertising injury" also means discrimination based on race, color, religion, sex, age or national origin, except when: 1. Done intentionally by or at the direction of, or with the knowledge or consent of: a. Any insured; or b. Any executive officer, director, stockholder, partner or member of the insured; or 2. Directly or indirectly related to the employment, former or prospective employment, termination of employment, or application for employment of any person or persons by an insured; or 3. Directly or indirectly related to the sale, rental, lease or sublease or prospective sales, rental, lease or sub -lease of any room, dwelling or premises by or at the direction of any insured; or 4. Insurance for such discrimination is prohibited by or held in violation of law, public policy, legislation, court decision or administrative ruling. The above does not apply to fines or penalties imposed because of discrimination. Page 5 of 5 Includes copyrighted material of Insurance Services Office, Inc., with its permission. POLICY NUMBER: PHPK1970928 COMMERCIAL GENERAL LIABILITY CG 20 26 0413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s): City of La Quinta Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: 1. In the performance of your ongoing operations; or 2. In connection with your premises owned by or rented to you. However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement applicable Limits of Declarations. shall not increase the Insurance shown in the CG 20 26 0413 © Insurance Services Office, Inc., 2012 Page 1 of 1