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Proposal - La Quinta Palms RealtyMarch 6, 2020 Thank you for the opportunity to submit our response to the Request for Qualifications (RFQ) for management services to the City of La Quinta for the 28 Single Family Homes in the La Quinta Cove (the "project" or "HA" properties). We are a small family owned business located in an original Casita at the base of the La Quinta Cove since 1982. La Quinta Palms Realty is co -owned by Bruce and Jim Cathcart. Our company specializes in the sales and management of residential properties in La Quinta. Due to our location the majority of our business both retail sales and property management takes place in the Cove area. Our staff is highly qualified and has been with us for more than 12 years. Having been in the same location under the same ownership for nearly 38 years, we feel confident in saying we are truly experts when it comes to the La Quinta Cove real estate market. One of the benefits to the project, and specifically for the tenants, is our office location and its proximity to the project houses (see map addendum). Modern property management is more automated than ever. Like most property management companies we use Appfolio which is an online property management software system for tracking all income and expenses, tenant information, etc. Through this system tenants are provided a free online "portal" where they can login and complete many services including simple communications, submitting repair requests, and paying rent (at no additional charge). Generally speaking for property management as a whole, around 90% of all tenants utilize the portal for rent payments and repair requests. That is not true for the HA tenants. Only 6 of the 28 HA tenants pay their rent through their portal, actually coming into the office and paying in person. Almost as many call or stop by the office to report a problem with their home instead of using their portal. We have reached out to all of the tenants many times to encourage the use of the portal with little success. The upside of this, however, is that we get to see most of our tenants each month which has been helpful towards creating good landlord/tenant relationships. Part of the responsibility of good management includes maintaining the properties efficiently and effectively. Over the past 16 years we have worked with the City's staff to create numerous "policies" including tenant relationships, property maintenance and improvements, neighbor relationships, and general rental policies. Working with the City consultant Becky Caha, and the City staff, we have developed a streamlined process for property/tenant certification and re -certification which is done on an annual basis for the non -PHA tenants. We have established the need for ongoing and regular services such as landscape maintenance, pest control, and HVAC service. We are currently working with the City staff to develop current and future capital improvement needs for the houses in the project so that the City can plan 51-001 Eisenhower Drive • La Quinta, CA 92253 (760) 564-4104 • Fax (760) 564-0344 and budget accordingly. All but one of the properties were built in the 1980's and many of the major components are reaching the end of their life expectancy. One such component is the roofing material. As the roofs are nearing the end of their useful life expectancy there is a need for a plan for their maintenance and subsequent replacement. This is a large budget item and will be a large capital project; one we which will continue to work closely with the City to accomplish efficiently. For the past 16 years we have had the privilege to be the consultant to the City for its affordable home program for the 28 houses which are the subject of this RFQ. During that time we have worked hand in hand with City staff and management to effectively manage the project. We currently have a zero vacancy rate, all rents are current except for two tenants with back due rents (both of which are completing payment plans), and most importantly we have happy tenants! The City's affordable program has undergone many changes since we started our services including many management and staff changes, the dissolution of the Redevelopment Agency, and the subsequent creation of the Housing Authority. We worked through the numerous challenges of the housing and economic crisis which included the PHA "pause" and the negative effects it had upon the project. Because of our experience managing the project and working with City management and staff, the proximity of our office to the project houses and the success of the management of the project over the past 16 years we feel La Quinta Palms Realty is uniquely qualified to enter into a new agreement for management services. We are confident that our continued service to the City will result in similar positive results in the years to come. All information and pricing provided in this proposal is valid for at least ninety (90) days. Any individual who will perform work for the City is free of any conflict of interest. Thank you for this opportunity and your consideration of our qualifications. X MR Jim Cathcart La Quinta Palms Realty 51001 Eisenhower Drive La Quinta, CA 92253 760-564-4104 jim@laquintapalmsrealty.com 1. Cover Letter See Attached. 2. Statement of Qualifications (a) A listing of proposed project personnel, including resumes for principals. Jim Cathcart is the manager in charge of the property management services at La Quinta Palms Realty, and will be actively involved in the day to day operations for all services provided under the contract. See attached resume. Robin Carney, a California Licensed Real Estate Broker, is the full time property manager for La Quinta Palms Realty and will be the primary property manager for the services provided under the contract. See attached resume. Gloria Perez is the office Transaction Coordinator and will have interactions with the tenants when Robin or Jim is not available, and is fluent in Spanish. Gloria is a California Licensed Real Estate Agent and Certified Transaction Coordinator and is our translator when necessary. No resume attached but available upon request. (b) Consultant's experience with similar work, including names and current phone numbers of reference for listed project. La Quinta Palms Realty has been active in property management services for the past 37 years. We specialize in the management of long term, single family residences, similar to the project properties. La Quinta Palms Realty currently manages over 100 privately owned single family homes in the La Quinta Cove area, not including the Housing Authority properties. Due to our direct experience in the La Quinta Cove, we are intimately familiar with all aspects that make up the "personality" of the area, including law enforcement, code enforcement, neighbor relations, etc. Reference names and phone numbers can be made available upon request. La Quinta Palms Realty has been the consultant for the City of La Quinta, and the subsequent Housing Authority, for the past 16+ years for the project referenced in the RFQ. We have been actively involved with the development of current guidelines and procedures during that time. Contact Gilbert Villalpando at 760-777-7094. (c) Specific experience with municipal government. Our primary experience with municipal government stems from our close relationship with the City of La Quinta. We have been actively involved with the City since its incorporation in 1982. Jim Cathcart has intimate knowledge of the City of La Quinta as he was a member of the City Council in 1995 and has remained involved in many aspects of the City including his recent service on the Citizen Advisory Committee in 2015 and 2016. Additionally, our direct experience with City management and staff for the past 16 years managing this project. (d) An outline of the consultant's fee schedule shall be submitted with the Statement of Qualifications. See #3 below 3. Fee Schedule The consultant shall submit a detailed fee schedule for the services requested by this RFQ. Real estate property management fees and or leasing fees are generally commission based, calculated using a percentage of the scheduled monthly/yearly rental amounts, generally around 8-10%. The City account is unique in that all of the homes are "affordable", resulting in many homes generating lower than "fair market" rents. Therefore, the fee charged is not based upon a percentage of rents, and instead a flat fee. Many property management companies also charge additional fees including account set up fees, leasing fees, accounting fees, advertising fees. La Quinta Palms Realty has no additional management/administrative fees such as those. It is also common for many property management companies to receive compensation from repairs/maintenance/reconstruction services performed on the project houses, and/or have ownership in repair/maintenance companies such as handyman/contracting services, landscaping services, cleaning services, etc. La Quinta Palms Realty believes that this constitutes a serious conflict of interest and uses only licensed and insured subcontractors (plumbers, electricians, etc.) for all aspects of maintenance/preservation/repairs for all of the properties it manages, including the City project properties, and has no ownership interests in any of them, nor receives any compensation from them. Our monthly Fee: $3,000 - $3,500 depending upon the final contract provisions. In addition to the monthly fee, we acknowledge and agree to the proposed contract language and provisions contained in item 2.3 4. Subcontracting Services Subcontracting any portion(s) of the services is not preferable; however, if a proposer can demonstrate to the City's satisfaction that is in the best interest of the project to permit a portion of the service(s) to be subcontracted by the proposer, it may be considered. Provide details on the role of any subcontractor that will be used. Assignment is prohibited. 5. Acknowledgement of Insurance Requirements (Attachment 3) A statement that, if selected, the proposer will provide the minimum insurance coverage and indemnification noted in the RFP, Page 7, and in Exhibits E and F of the enclosed Contact for Services Agreement as Attachment 2. La Quinta Palms Realty has provided Acknowledgement of Insurance Requirements (Attachment 3) and proof of insurance meeting the requirements noted in the RFQ. Please note: The requirement for Commercial Auto insurance has not previously been required and this provision of the requirement will be met based upon further discussions with staff. ACKNOWLEDGEMENT OF INSURANCE REQUIREMENTS Consultant Firm Name: La Quinta Palms Realty Firm Representative: Jim Cathcart Title: Corporate Secretary / Manager Signature: Date Signed: 03-06 - ^ O We acknowledge that we will provide proof of insurance according to Exhibit E of the Sample Agreement for Contract Services if we are selected as the top ranked firm. We have provided proof of insurance according to Exhibit E of the Sample Agreement for Contract Services 6. Acknowledgment of Addenda (Attachment 4) If any addendum / addenda are issued, the proposer shall initial the Acknowledgement of Addenda. ACKNOWLEDGEMENT OF ADDENDA Addendum No. Attachment 1 Attachment 2 Attachment 3 Attachment 4 SIGNATURE INDICATING RECEIPT flexmis Web https://gps.flexmls.com/cgi-bin/mainmenu.cgi?cmd=url+mappin... Zi 0 F�i•Cn SP �� Aw. nuF. 50 r � 1 ++11 AvenuF 52 flF �y E11 le G L L. � :l :1 y • ■ - - Ma data @2020 t/ 1 51001 Eisenhower Dr, La Quinta, CA 92253 . 51395 Avenida Vallejo, La Quinta, CA 92253 3. 51805 Avenida Cortez, La Quinta, CA 92253 4. 52225 Avenida Vallejo, La Quinta, CA 92253 5. 52425 Eisenhower Dr, La Quinta, CA 92253 6. 52565 Eisenhower Dr, La Quinta, CA 92253 7. 52635 Avenida Diaz, La Quinta, CA 92253 8. 52835 Avenida Villa, La Quinta, CA 92253 9. 52845 Avenida Villa, La Quinta, CA 92253 10. 52855 Avenida Ramirez, La Quinta, CA 92253 11. 52985 Avenida Carranza, La Quinta, CA 92253 12. 52985 Eisenhower Dr, La Quinta, CA 92253 13. 53105 Avenida Herrera, La Quinta, CA 92253 14. 53105 Avenida Obregon, La Quinta, CA 92253 15. 53155 Avenida Obregon, La Quinta, CA 92253 16. 53175 Avenida Obregon, La Quinta, CA 92253 17. 53275 Avenida Navarro, La Quinta, CA 92253 18. 53523 Avenida Martinez, La Quinta, CA 92253 19. 53541 Avenida Martinez, La Quinta, CA 92253 20. 53565 Avenida Vallejo, La Quinta, CA 92253 21. 53775 Avenida Alvarado, La Quinta, CA 92253 22. 53795 Avenida Herrera, La Quinta, CA 92253 23. 53825 Avenida Juarez, La Quinta, CA 92253 24. 53880 Avenida Navarro, La Quinta, CA 92253 25. 53940 Eisenhower Dr, La Quinta, CA 92253 26. 53965 Avenida Diaz, La Quinta, CA 92253 27. 54245 Avenida Herrera, La Quinta, CA 92253 28. 54280 Avenida Madero, La Quinta, CA 92253 .k29,51395 CII Kalima, La Quinta, CA 92253 /! 078495 Cal le Tampico, La Quinta, CA 92253 Ik 1 of 1 3/5/2020, 3:58 PM James Y. Cathcart (Jim) 44670 Via Catalina La Quinta, CA 92253 (760)275-3094 Education: Graduated Newport Harbor High School 1978 Studied Accounting and Business Law 2 years at Orange Coast College 1976-1978 State of California Bureau of Real Estate Salesperson License 1982 City of La Quinta Police Crime Free Multi -Housing Program 2014 Skills & Abilities: AppFolio Certified, Quickbooks Pro, Time Management, Conflict Resolution, Leadership, Customer Service. Work Experience: La Quinta Palms Realty, La Quinta, Ca From: 8/1982 to Present Position: Owner/Manager Owner and Manager of a small Real Estate Sales and Management office in La Quinta, CA. Responsible for all aspects of running a small business including HR, Payroll, State and Local compliance, Insurance Requirements, and day to day operations for 4 employees and 10 licensed sales agents. Co — Owner Jebco Mining Corp. From: 1980-1981 Position: Partner Partner in a hard rock mining and precious metals processing company operating in several states. Responsible for company accounting and field supervision of a 6 employee company including acquisitions, operations, accounting. Miscellaneous 1973-1980 1 held numerous jobs since the age of 14 including restaurant work and construction Personal: I have been married for 30 years to Maria, who is a school teacher. Together we have one daughter that is currently attending college working towards her Masters Degree in Education. I was the President of La Quinta Del Oro Home Owners Association for 7 years, a La Quinta City Council Member in 1995, and I was a volunteer with the Riverside Sheriff's Search and Recovery Dive Team for 7 years. Personal References upon request R.obi,n CarneU 23727 Sava at I wd 'o, Ca-92203 (7c,0) j 02 713ro Educat'on: �figh schooL—Iraduate state of anUfornia Bureau of Real, Estate Sal,espersov�. LLcense 2000 Can4ornia association of ReaLtors Propeq ManageMent CertLfcation 2012 CitU of La Quinta POLLce Crivm Free MuLtL-Mousing Progrnm 2o24 state of CaLL forma Bureau of Real, Estate P rolzer LLcense. 2016 CaLLfornia Assoaat�ovu of ReaLtors PropertU Managen�.ent Masters Certification 2020 S�UULs �§ AUUtLes: AppFoUo Certified, COWtVV LtnLcatLon, TLw e Managevvtent, conflict Resolution, Leadership, Customer service. wor�z Exper'bence: La Q,Rc V', a Pa LMS R W LtU, La Q.LcLnW, Ca Frovvc: 02/07 to Present POSLtLon: PropertU Manager Manage 100 pLus properties for private owners and 28 single film U homes for the CLtuu of La Q�cinta, accounts pnUoUe, accounts rec,6vabLe, coordinate nU mn. ntenance, advertise and fUL vacancies, negotiate and enforce Leases, rZeep up to date on LandLord-Tenant Laws, maintain a LL fina ncia L records. FLrst ChoLce R.eaLtu and PropertU Mavwagevmvut, Yucca VaUeU, an From: 0510o to 07/07 PosLtLon: Of bae Manager, PropertU Manager, MCI Lntenance pLrector Answered vKuLtipLe phone LLnes, bRKk deposits, owner reports, customer service, wLanaged 250 plus properties, and coordinated nU wtRa vutenance, accounts paUable and accounts rere6vabLe. Persona L: I am great with others and wo0z well independentLt and as a tNvK. I avK a hard worizer, vKotivated and dedicated. I avvc veruu well organized and enthusiastic. I avvc married and have one son who Ls in Kindergarten. I avvL an active member at vKU LoaaL church serving LA Uouth vK. nistrU. I enjoU serving with LocaL outreach mu v,,LstKts such as feeding the hon&6ess, wor�ZLng with Coachella Vallee Rescue Mission and Path of Life MLnistries. PERSONAL REFERENCES AVAILAgLE LATON REAR ST ACC? DATE (MMIDD/YYYY) llk.� CERTIFICATE OF LIABILITY INSURANCE 01/27/2020 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT Jonathan Rusin NAME• ---, _-- Motz Rusin Insurance Agency Inc Pkt7NE 760-564-3888 FAXE -MAIL N PO Box 5490 ADGRIEss: jonathan@motzrusin.com DDRE INSURERISI AFFORDING COVERAGE NAIC F La Quinta CA 92248-5490 INSURER A: Liberty Mutual INSURED INSURER e : Metropolitan Direct Property&Casualty Ins Co La Quinta Palms Realty INSURER C : 51001 Eisenhower Dr INSURER D : INSURER E: La Quinta CA 92253-3042 1 INSURER F : COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE AS7pL SUBR POLICY EFF POLICY EXP LIMITS LTR POLICY NUMBER MM/DD IDD YV X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 2,000,000 CLAIMS -MADE 7 OCCUR DAMAE TO RENTED PREMIS 5irzi,occurrence $ 50,000 MED EXP (Any one person) $ 10,000 PERSONAL &ADV INJURY $ 2,000,000 B Y Y BP0133631`2019 07/10/2019 07/10/2020 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 4,000,000 POLICY ❑ PE LOC PRODUCTS - COMP/OP AGG $ 4,000,000 $ OTHER: AUTOMOBILE LIABILITY COMBINED 5IN LE LIMIT Ea acadant $ BODILY INJURY (Per person) $ ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY (Per accident) $ PROPERTY DAMAGE Par accede i HIRED NON -OWNED AUTOS ONLY AUTOS ONLY $ UMBRELLA LIAR OCCUR EACH OCCURRENCE $ AGGREGATE $ EXCESS LIAR CLAIMS -MADE DIED RETENTION $ $ A WORKERS COMPENSATION AND EMPLOYERS' LIABILITY YIN ANYPROPRIETOR/PARTNERIEXECUTIVE OFFICER/MEMBER EXCLUDED? ❑ (Mandatory In NH) N / A Y XWS (20) 59 44 24 47 01 /23/2020 01/23/2021 XOTH STATUTE ER E L. EACH ACCIDENT $ 1,000,000 E.L. DISEASE - EA EMPLOYE $ 1,000,000 E L DISEASE- POLICY LIMIT $ 1,000,000 If yes, describe under DESCRIPTION OF OPERATIONS below DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) BLANKET ADDITIONAL INSURED ENDORSEMENT: INCLUDED FOR BUSINESS OWNERS POLICY BLANKET WAIVER OF SUBROGATION ENDORSEMENT: INCLUDED FOR WORKER COMPENSATION AND BUSINESS OWNERS POLICY BLANKET WAIVER OF TRANSFER OF RIGHTS OF RECOVERY ENDORSEMENT: INCLUDED FOR WORKERS COMPENSATION AND BUSINESS OWNERS POLICY CERTIFICATE HOLDER LISTED AS ADDITIONAL INSURED AND LISTED ON WAIVER ENDORSEMENTS f.r-PTIFIC:ATF Hni nFR CANCELLATION CITY OF LA QUINTA 78495 CALLE TAMPICO LA QUINTA, CA 92253 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE no 19AR-2n1 S ACORD CORPORATION. All riahts reserved. ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD POLICY NUMBER: BP013363P2019 BUSINESSOWNERS BP 12 0108 10 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BUSINESSOWNERS POLICY CHANGES THIS ENDORSEMENT FORMS A PART OF THE POLICY NUMBERED BELOW. POLICY NUMBER BP013363P2019 POLICY CHANGES EFFECTIVE 01-03-2020 COMPANY Metropolitan Direct Property and Casualty Insurance Company NAMED INSURED LA QUINTA PALMS REALTY AUTHORIZED REPRESENTATIVE MOTZ-RUSIN INSURANCE AGENCY, INC CHANGES Added Primary and Non-contributory POLICY AMOUNT AND PREMIUM ADJUSTMENT Limits Of Insurance Premiums Coverage Description Previous Limit Of Insurance New Limit Of Insurance Previous Premium New Premium Add'I Premium Return Premium $ $ $ 0$ 0$ 0 BP 12 0108 10 © Insurance Services Office, Inc., 2009 Page 1 of 2 ❑ OPTIONAL COVERAGES The following optional coverages are added under this policy when designated by an "X" in the box(es) shown below. Add'I Premium Return Premium Limits Of Insurance Outdoor Signs $ $ Burglary and Robbery (Named Peril Endorsement only) or 7 Money and Securities $ Inside the Premises $ Outside the Premises $ $ Employee Dishonesty Is each occurrence $ Equipment Breakdown Is $ TOTAL PREMIUM ADJUSTMENTS PREMIUM DUE AT POLICY CHANGE EFFECTIVE DATE ADDITIONAL RETURN REMOVAL If Covered Property is removed to a new location that is described on this Policy Change, you may PERMIT extend this insurance to include that Covered Property at each location during the removal. Cov- erage at each location will apply in the proportion that the value at each location bears to the value of all Covered Property being removed. This permit applies up to 10 days after the effective date of this Policy Change; after that, this insurance does not apply at the previous location. Authorized Representative Signature Page 2 of 2 © Insurance Services Office, Inc., 2009 BP 12 01 08 10 13 BUSINESSOWNERS BP 14 88 07 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PRIMARY AND NONCONTRIBUTORY - OTHER INSURANCE CONDITION This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM The following is added to Paragraph H. Other 2. You have agreed in writing in a contract or Insurance of Section III — Common Policy agreement that this insurance would be Conditions and supersedes any provision to the primary and would not seek contribution from contrary: any other insurance available to the additional Primary And Noncontributory Insurance insured. This insurance is primary to and will not seek contribution from any other insurance available to an additional insured under your policy provided that: 1. The additional insured is a Named Insured under such other insurance; and BP 14 88 07 13 © Insurance Services Office, Inc., 2012 Page 1 of 1 WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 99 06 79 (Ed. 01-13) WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT - CALIFORNIA We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.) You must maintain payroll records accurately segregating the remuneration of your employees while en- gaged in the work described in the Schedule. The additional premium for this endorsement is $ $250. Schedule Person or Organization As required by written contract Job Description This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated. (The information below is required only when this endorsement is issued subsequent to preparation of the policy.) Endorsement Effective Policy Effective 01/23/2020 State Policy No. XWS (20) 59 44 24 47 Insured LA QUINTA PALMS REALTY INC. Endorsement No. 0002 Premium See Sched Insurance Company Ohio Security Insurance Company 19291 Countersigned by jL'k =Art WC 99 06 79 (Ed. 01-13) © 2013 Liberty Mutual Insurance Includes copyrighted material of WCIRB,with its permission. POLICY NUMBER: BP013363P2019 BUSINESSOWNERS BP 04 48 0713 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM SCHEDULE Name Of Additional Insured Persons Or Or anization s : CITY OF LA QUINTA Bruce and Lora Cathcart I James and Maria Cathcart Information required to complete this Schedule, if not shown above, will be shown in the Declarations. Section II — Liability is amended as follows: A. The following is added to Paragraph C. Who Is An Insured: 3. Any person(s) or organization(s) shown in the Schedule is also an additional insured, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf in the performance of your ongoing operations or in connection with your premises owned by or rented to you. However: a. The insurance afforded to such additional insured only applies to the extent permitted by law; and b. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. With respect to the insurance afforded to these additional insureds, the following is added to Paragraph D. Liability And Medical Expenses Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable Limits Of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits Of Insurance shown in the Declarations. BP 04 48 07 13 © Insurance Services Office, Inc., 2012 Page 1 of 1 WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 99 06 79 (Ed. 01-13) WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT - CALIFORNIA We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.) You must maintain payroll records accurately segregating the remuneration of your employees while en- gaged in the work described in the Schedule. The additional premium for this endorsement is $ $250. Schedule Person or Organization As required by written contract Job Description This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated. (The information below is required only when this endorsement is issued subsequent to preparation of the policy.) Endorsement Effective 02/18/2020 Policy Effective 02/18/2020 State Policy No. XWS (21) 59 44 24 47 Insured LA QUINTA PALMS REALTY INC. Endorsement No. 0002 Premium See Sched Insurance Company Ohio Security Insurance Company 19291 Countersigned by WC 99 06 79 (Ed. 01-13) © 2013 Liberty Mutual Insurance Includes copyrighted material of WCIRB,with its permission. ACaRO� CERTIFICATE OF LIABILITY INSURANCE DATE(MMIDDIYYYY) 1-15-2020 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such en dorsement(s). PRODUCER Advanced Professional Liability Insurance PO Box 15977 Woodbury, MN 55125 CONTACT NAME- Brandon Tietz PHONE _ FAx A1C No: $66-538-1Q 2 E-MAIL ADDRESS: I @;3AII r R R et INSURERS AFFORDING COVERAGE NAIL # INSURER A: Great American Insurance Group. INSURED La Quinta Palms Real Estate Co INSURER B : INSURER C : dba La Quinta Pals Realty 51001 Eisenhower Dr INSURER D : INSURER E : La Quinta, CA 92253 INSURER F : COVERAGES CERTIFICATE NUMBER: REVISION NIIMRFR- THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. ILTR TYPE OF INSURANCE ADDL S POLICYNUOABER NM/DDY� MM1DD EXP LIMITS GENERAL LIABILITY EACH OCCURRENCE $ Fir PREMISES Ea occurrence COMMERCIAL GENERAL LIABILITY CLAIMS -MADE El OCCUR $ $ MED EXP (Any one person) PERSONAL & ADV INJURY $ GENERAL AGGREGATE $ GEML AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMP/OP AGG $ PRO LOC POLICYLI $ AUTOMOBILE LIABILITY FI F CO B SING LIM T Es accltlent $ BODILY INJURY (Per person) $ ANY AUTO ALL OWNED SCHEDULED AUTOS AUTOS BODILY INJURY (Per accident) $ NON -OWNED HIRED AUTOSaccident) AUTOS PROPERTY DAMAGE Per accident $ $ UMBRELLA LIAB OCCUR EACH OCCURRENCE $ AGGREGATE $ EXCESS LIAB CLAIMS -MADE DIED I I RETENTION $ $ WORKERS COMPENSATION WC ATU- DTH- AND EMPLOYERS' LIABILITY ANY PROPRIETOR/PARTNER/EXECUTIVE Y OFFICE/MEMBER EXCLUDED? NIA F T E.L. EACH ACCIDENT $ E.L. DISEASE - EA EMPLOYE $ (Mandatory in NH) If yes, describe under -JUESCRIPTION QF OPERATIQNS below E.L. DISEASE - POLICY LIMIT $ A Errors & Omissions Liability 71J);5,000 I RAB 4447863-19 6-1-2019 6-1-2020 $1,000,000 per claim $2,000,000 aggregate deductible DESCRIPTION OF OPERATIONS / LOCATIONS I VEHICLES (Attach ACORD 101, Additional Remarks Schedule, if more space is required) CERTIFICATE HOLDER CANCELLATION City of La Quinta SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 78-495 Calle Tampico ACCORDANCE WITH THE POLICY PROVISIONS. La Quinta, CA 92253 AUTHORIZED REPRESENTATIVE I I Gsa! �__ I © 19138.2010 ACORD CORPORATION. All rights reserved. ACORD 25 (2010/05) The ACORD name and logo are registered marks of ACORD Clt=ar All