2021 04 07 FAC Special MeetingFINANCIAL ADVISORY COMMISSION AGENDA 1 APRIL 7, 2021
SPECIAL MEETING
SPECIAL MEETING
OF THE LA QUINTA FINANCIAL ADVISORY COMMISSION
TO THE MEMBERS OF THE LA QUINTA FINANCIAL ADVISORY COMMISSION AND
TO THE COMMISSION SECRETARY:
NOTICE IS HEREBY GIVEN that a Special Meeting of the La Quinta Financial
Advisory Commission is hereby called to be held on Wednesday, April 7, 2021 starting
at 4:00 p.m.; at La Quinta City Hall located at 78495 Calle Tampico, La Quinta, CA
92253. Pursuant to Executive Orders N-25-20, N-29-20, N-33-20, N-35-20, and N-60-
20, executed by the Governor of California in response to the state of emergency relating
to novel coronavirus disease 2019 (COVID-19) and enabling teleconferencing
accommodations by suspending or waiving specified provisions in the Ralph M. Brown Act
(Government Code § 54950 et seq.), members of the Financial Advisory Commission, the
City Manager, City Attorney, City Staff, and City Consultants may participate in this
emergency meeting by teleconference. The emergency meeting is called for the following
purpose:
CONSENT CALENDAR
1. Approve Minutes Dated February 24, 2021
2. Receive and File Revenue and Expenditure Report Dated January 31, 2021
3. Receive and File Revenue and Expenditure Report Dated February 28, 2021
4. Approve Minor Revisions to Cash Management Policy
BUSINESS SESSION
1. Approve Fiscal Year 2021/22 Investment policy
2. Recommend Outstanding Pension Obligation Funding Options
DEPARTMENTAL REPORTS
1. Short-term Vacation Rental Committee Recommendations
2. Financial Advisory Commission Subcommittees Verbal Update
1. Financial Advisory Commissioner to standby at City Council Meetings
2. Farewell to Finance Director Karla Romero
FINANCIAL ADVISORY COMMISSION AGENDA 2 APRIL 7, 2021
SPECIAL MEETING
Dated: April 1, 2021
/s/ W. Richard Mills
W. RICHARD MILLS, Chairperson
Attest:
Jessica Delgado, Management Assistant
DECLARATION OF POSTING
I, Jessica Delgado, Management Assistant, do hereby declare that the foregoing notice
for the La Quinta Financial Advisory Commission Special Meeting of April 7, 2021 was
posted on the outside entry to the Council Chamber at 78495 Calle Tampico and on the
bulletin boards at 51321 Avenida Bermudas and 78630 Highway 111 on April 1, 2021.
Jessica Delgado, Management Assistant
FINANCIAL ADVISORY COMMISSION AGENDA 3 APRIL 7, 2021
SPECIAL MEETING
FINANCIAL ADVISORY COMMISSION
AGENDA
CITY HALL COUNCIL CHAMBERS
78-495 Calle Tampico, La Quinta
SPECIAL MEETING ON WEDNESDAY, APRIL 7, 2021 AT 4:00 P.M.
******************************
SPECIAL NOTICE
Teleconferencing and Telephonic Accessibility in Effect
Pursuant to Executive Orders N-25-20, N-29-20, N-33-20, N-35-20, and N-60-20
executed by the Governor of California in response to the state of emergency relating to
novel coronavirus disease 2019 (COVID-19) and enabling teleconferencing
accommodations by suspending or waiving specified provisions in the Ralph M. Brown Act
(Government Code § 54950 et seq.), members of the Financial Advisory Commission, the
City Manager, City Attorney, City Staff, and City Consultants may participate in this
meeting by teleconference. Additionally, pursuant to the above-referenced executive
orders, the public is not permitted to physically attend at City Hall the meeting to which
this agenda applies, but any member of the public may listen or participate in the open
session of this meeting as specified below.
Members of the public wanting to listen to this meeting may do so by tuning-in live via
https://laquinta.12milesout.com/video/live.
Members of the public wanting to address the Financial Advisory Commission, either
for public comment or for a specific agenda item, or both, are requested to send an email
notification to the La Quinta Finance Department Management Assistant at
jdelgado@LaQuintaCA.gov, and specify the following information:
1) Full Name 4) Public Comment or Agenda Item Number
2) City of Residence 5) Subject
3) Phone Number 6) Written or Verbal Comments
Financial Advisory Commission agendas and staff
www.laquintaca.gov
FINANCIAL ADVISORY COMMISSION AGENDA 4 APRIL 7, 2021
SPECIAL MEETING
Verbal public comments requests to speak must be emailed to the Finance
Department Management Assistant no later than 3:00 p.m. on the day of the
meeting; the City will facilitate the ability for a member of the public to be audible to
the Financial Advisory Commission and general public for the item(s) by contacting
him/her via phone and queuing him/her to speak during the discussion.
Only one person at a time may speak by telephone and only after being
recognized by the Financial Advisory
Written public comments, received prior to the adjournment of the meeting, will be
distributed to the Financial Advisory Commission, incorporated into the agenda packet
and public record of the meeting, and will not be read during the meeting unless, upon
the request of the Financial Advisory Commission Chair, a brief summary of any public
comment is asked to be read, to the extent the Finance Department Management
Assistant can accommodate such request.
It would be appreciated that any email communications for public comments related to
the items on the agenda, or for general public comment, are provided to the Finance
Department Management Assistant at the email address listed above prior to the
commencement of the meeting. If that is not possible, and to accommodate public
comments on items that may be added to the agenda after its initial posting or items that
are on the agenda, every effort will be made to attempt to review emails received by the
Finance Department Management Assistant during the course of the meeting. The
is taken on any agenda item to allow the Finance Department Management Assistant to
review emails and share any public comments received during the meeting. All emails
received by the Finance Department Management Assistant, at the email address above,
until the adjournment of the meeting, will be included within the public record relating to
the meeting.
******************************
CALL TO ORDER
Roll Call: Commissioners: Batavick, Hoffner, Hunter, Rosen, Twohey, Way and Chair
Mills
PLEDGE OF ALLEGIANCE
PUBLIC COMMENT
At this time members of the public may address the La Quinta Financial Advisory
Commission on any matter not listed on the agenda. Please email Written Public
Comments to jdelgado@LaQuintaCA.gov and limit your comments to three minutes
(approximately 350 words). The Commission values your comments; however, in
accordance with State law, no action shall be taken on any item not appearing on the
agenda unless it is an emergency item authorized by the Brown Act [Government Code
Section 54954.2(b)].
FINANCIAL ADVISORY COMMISSION AGENDA 5 APRIL 7, 2021
SPECIAL MEETING
CONFIRMATION OF AGENDA
ANNOUNCEMENTS, PRESENTATIONS AND WRITTEN COMMUNICATIONS None
CONSENT CALENDAR
NOTE: Consent Calendar items are routine in nature and can be approved by one motion.
1. Approve Minutes Dated February 24, 2021
2. Receive and File Revenue and Expenditure Report Dated January 31, 2021
3. Receive and File Revenue and Expenditure Report Dated February 28, 2021
4. Approve Minor Revisions to Cash Management Policy
BUSINESS SESSION
1. Approve Fiscal Year 2021/22 Investment policy
2. Recommend Outstanding Pension Obligation Funding Options
STUDY SESSION None
DEPARTMENTAL REPORTS
1. Short-term Vacation Rental Committee Recommendations
2. Financial Advisory Commission Subcommittees Verbal Update
1. Financial Advisory Commissioner to standby at City Council Meetings
2. Farewell to Finance Director Karla Romero
ADJOURNMENT
The next regular quarterly meeting of the La Quinta Financial Advisory Commission will
be held on May 12, 2021 commencing at 4:00 p.m. at the La Quinta Study Session Room,
78-495 Calle Tampico, La Quinta, CA 92253.
DECLARATION OF POSTING
I, Jessica Delgado, Management Assistant, of the City of La Quinta, do hereby declare
ite,
near the entrance to the Council Chamber at 78-495 Calle Tampico, and the bulletin
boards at 78-630 Highway 111, and 51-321 Avenida Bermudas, on
April 1, 2021.
DATED: April 1, 2021
Jessica Delgado, Management Assistant
City of La Quinta, California
FINANCIAL ADVISORY COMMISSION AGENDA 6 APRIL 7, 2021
SPECIAL MEETING
Public Notices
The La Quinta City Hall Council Chambers is handicapped accessible. If special equipment is
-7092, twenty-
four (24) hours in advance of the meeting and accommodations will be made.
If special electronic equipment is needed to make presentations to the Commission,
(760) 777-7092. A one (1) week notice is required.
If background material is to be presented to the Commission during a Commission meeting,
please be advised that eight (8) copies of all documents, exhibits, etc., must be supplied to the
Management Assistant for distribution. It is requested that this takes place prior to the
beginning of the meeting.
Any Writings or documents provided to a majority of the Commission regarding any item(s) on
the agenda will be made available for public inspection at the Community Development counter
at City Hall located at 78-495 Calle Tampico, La Quinta, California, 92253, during normal
business hours.
FINANCIAL ADVISORY COMMISSION MINUTES 1 FEBRUARY 24, 2021
SPECIAL MEETING
FINANCIAL ADVISORY COMMISSION
SPECIAL MEETING
MINUTES
WEDNESDAY, FEBRUARY 24, 2021
CALL TO ORDER
A special meeting of the Financial Advisory Commission (Commission) was called to
order at 4:00 p.m. by Chairperson Mills.
This meeting was held by teleconference pursuant to Executive orders N-25-20, N-
29-20, N-33-20, N-35-20, and N-60-20 executed by the Governor of California in
response to the state of emergency relating to novel coronavirus disease 2019
(COVID-19) and enabling teleconferencing accommodations by suspending or
waiving specified provisions of the Ralph M. Brown Act (Government Code § 54950 et
seq.).
PRESENT: Commissioners Batavick, Hoffner, Hunter, Rosen, Twohey, Way and
Chairperson Mills
ABSENT: None
STAFF PRESENT: Management Assistant Delgado, Accounting Manager Martinez,
Financial Services Analyst Hallick, Public Works Director/City Engineer McKinney, and
Management Analyst Mignogna, and Finance Director Romero.
PLEDGE OF ALLEGIANCE
Commissioner Rosen led the audience in the Pledge of Allegiance.
PUBLIC COMMENT ON MATTERS NOT ON THE AGENDA None
CONFIRMATION OF AGENDA Confirmed
ANNOUNCEMENTS, PRESENTATIONS, AND WRITTEN COMMUNICATIONS None
CONSENT CALENDAR ITEMS
1. APPROVE MEETING MINUTES DATED FEBRUARY 10, 2021
2. RECEIVE AND FILE REVENUE AND EXPENDITURE REPORT DATED
DECEMBER 31, 2020
CONSENT CALENDAR ITEM NO. 1
FINANCIAL ADVISORY COMMISSION MINUTES 2 FEBRUARY 24, 2021
SPECIAL MEETING
3. RECEIVE AND FILE SECOND QUARTER 2020/21 TREASURY REPORTS
FOR OCTOBER, NOVEMBER, DECEMBER 2020
4. RECEIVE AND FILE FEDERAL AWARDS REPORTS IN ACCORDANCE
WITH THE UNIFORM GUIDANCE FOR YEAR ENDED JUNE 30, 2020
Staff provided the Commission with an overview of the federally-funded projects
listed on page 6 of the Federal Awards Reports, included as Attachment 1 to the staff
report for Consent Calendar Item No. 4 in the agenda packet.
Motion A motion was made and seconded by Commissioners Twohey/Hoffner to
approve the Consent Calendar, as submitted. Motion passed unanimously.
BUSINESS SESSION
1. APPOINT TWO FINANCIAL ADVISORY COMMISSIONERS TO FORM A
10-YEAR FINANCIAL PROJECTIONS TASK FORCE
Finance Director Romero presented the staff report, which is on file in the Finance
Department.
Commissioners Batavick and Way expressed their willingness to serve on the 10-year
financial projections task force.
Motion A motion was made and seconded by Commissioners Hunter/Twohey to
appoint Commissioners Batavick and Way to serve on the 10-year financial
projections task force. Motion passed unanimously.
2. APPOINT TWO FINANCIAL ADVISORY COMMISSIONERS TO FORM A
LONG-RANGE STRATEGIC PLANNING TASK FORCE
Commissioner Mills presented the staff report, which is on file in the Finance
Department.
Commissioners Hoffner, Mills, and Rosen expressed their willingness to serve on the
long-range strategic planning task force.
Motion A motion was made and seconded by Commissioners Way/Rosen to appoint
Commissioners Hoffner, Mills, and Rosen to serve on the long-range strategic
planning task force. Motion passed unanimously.
3. RECEIVE AND FILE THE 2020/21 MID-YEAR BUDGET REPORT
Financial Services Analyst Hallick and Accounting Manager Martinez presented the
staff report, which is on file in the Finance Department.
The Commission and staff discussed General fund expenses and revenue
adjustments; grant funding on additional expenditures; Facility and Fleet vehicle
FINANCIAL ADVISORY COMMISSION MINUTES 3 FEBRUARY 24, 2021
SPECIAL MEETING
funding adjustments and process for vehicle purchases; expenses in So. Coast Air
Quality restricted fund for electric vehicle (EV) charging stations, the quantity located
in La Quinta and their locations. Staff said EV charging stations for the City are
required by the state and would provide the Commission with state regulations in
regards to EV charging stations. The Commission recommended that the Planning
Commission form a strategy to evaluate for future expenses and needs for EV
charging stations.
Discussion followed regarding reserve balances and unassigned fund
balance.
Motion A motion was made and seconded by Commissioners Way/Hoffner to receive
and file the 2020/21 mid-year budget report. Motion passed unanimously.
STUDY SESSION
1. DISCUSS PROJECTS TO BE INCLUDED IN FISCAL YEARS 2021/22
THROUGH 2025/26 CAPITAL IMPROVEMENT PROGRAM (CIP) BUDGET
Management Analyst Mignogna and Public Works Director/City Engineer McKinney
presented the staff report, which is on file in the Finance Department.
Discussion followed on funding and study plan for the Village Art Plaza project.
Commissioner Hoffner provided a summary of the review process and findings,
review conclusions, and recommendations found on the FAC Commissioner CIP
Budget Committee Report, included as Attachment 1 to the staff report. He also
mentioned that the subcommittee for the CIP budget recommended that the
proposed budget of $44.3 million for fiscal years 2021/22 through 2025/26 be
presented to Council for consideration. Commissioner Batavick mentioned best
practices to review the 5-years versus the 1-year and shared his experience on the
subcommittee and review process. Staff mentioned that the initial review for the CIP
projects start at the annual community workshop for the City and shared further
review process of project priorities and funding.
The Commission expressed consensus for the CIP budget subcommittee
recommendations. Finance Director Romero said a copy of the subcommittee s report
would be incorporated in a presentation to Council next week along with the
Commissions comments from this meeting.
2. DISCUSS PRELIMINARY GENERAL FUND REVENUE PROJECTIONS FOR
THE FISCAL YEAR 2021/22 BUDGET
Finance Director Romero presented the staff report, which is on file in the Finance
Department.
The Commission and staff discussed strategy and planning process for reviewing
revenues and expenditures.
FINANCIAL ADVISORY COMMISSION MINUTES 4 FEBRUARY 24, 2021
SPECIAL MEETING
3.
FINANCIAL ADVISORY COMMISSION SUBCOMMITTEE (Subcommittee)
RECOMMENDATIONS
Finance Director Romero and Financial Services Analyst Hallick presented the staff
report, which is on file in the Finance Department.
Commissioner Twohey and Way shared their experience of serving on the
scope of work and findings; and thanked staff
obligations.
The Commission and staff discussed unfunded liability payments to California Public
Employees Retirement System Agency (CalPERS); funded ratio for
pension tiers; current and alternative amortization schedules; and the
Subcomm recommendations included in the staff report. The following was also
noted as recommendations by the Commission:
Presenting an analysis and the value between return on investments and
additional payments sent to CalPERS
Including the potential of increasing trust fund to match current liability for the
next reserve study
The Commission also expressed that they liked the flexibility of choosing when and if
additional payments should be made to CalPERS. Staff said the report would be
updated with current discussion recommendations and brought forth for review by
the Subcommittee before being presented in a study session to Council.
4. DISCUSS LIBRARY DEVELOPMENT IMPACT FEE (DIF) FUND LOAN AND
REPAYMENT CALCULATIONS
Finance Director Romero presented the staff report, which is on file in the Finance
Department.
The Commission and staff discussed terms to the outstanding library DIF loan due to
the Successor Agency, implementation of interest, and process for recognizing
quarterly payments and interest.
Commissioner Hoffner said that further review is to be done by the DIF fund loan
Subcommittee and that the next meeting is scheduled for tomorrow, Thursday,
February 25th.
FINANCIAL ADVISORY COMMISSION MINUTES 5 FEBRUARY 24, 2021
SPECIAL MEETING
DEPARTMENTAL REPORTS
1. THIRD QUARTER 2020 (JULY-SEPTEMBER) SALES TAX UPDATE FOR
THE CITY OF LA QUINTA
Financial Services Analyst Hallick presented the staff report, which is on file in the
Finance Department.
The Commission commended Financial Services Analyst Hallick for a great summary
update.
Commissioner Mills asked Finance Director Romero to provide an update on the
economic impacts workshop she had attended earlier today. Finance Director Romero
thanked Commissioner Way for also attending, said it was informative, noted how
the City is well ahead with some of the processes already, and said staff would provide
the Commission with the link to the workshop as there are other great
recommendations suggested for consideration.
ADJOURNMENT
There being no further business, it was moved and seconded by Commissioners
Rosen/Hoffner to adjourn this meeting at 6:48 p.m. Motion passed unanimously.
Respectfully submitted,
Jessica Delgado, Management Assistant
City of La Quinta, California
City of La Quinta
FINANCIAL ADVISORY COMMISSION MEETING: April 7, 2021
STAFF REPORT
AGENDA TITLE: RECEIVE AND FILE REVENUE AND EXPENDITURE REPORT
DATED JANUARY 31, 2021
RECOMMENDATION
Receive and file revenue and expenditure report dated January 31, 2021.
EXECUTIVE SUMMARY
•The report summarizes the City’s period and year-to-date (YTD) revenues
and expenditures for January 2021 (Attachment 1).
•These reports are also reviewed by the City Council.
FISCAL IMPACT – None
BACKGROUND/ANALYSIS
Below is a summary of the column headers used on the Revenue and
Expenditure Summary Reports:
Original Total Budget – represents revenue and expenditure budgets the
Council adopted in June 2020 for fiscal year 2020/21.
Current Total Budget – represents original adopted budgets plus any
Council approved budget amendments from throughout the year. The
2019/20 operating and Capital Improvement Project carryovers to
2020/21 have been added to the current budget.
Period Activity – represents actual revenues received and expenditures
outlaid in the reporting month.
Fiscal Activity – represents actual revenues received and expenditures
outlaid YTD.
Variance Favorable/(Unfavorable) - represents the dollar difference
between YTD collections/expenditures and the current budgeted
amount.
Percent Used – represents the percentage activity as compared to
budget YTD.
CONSENT CALENDAR ITEM NO. 2
The revenue report includes revenues and transfers into funds from other
funds (income items). Revenues are not received uniformly throughout the
year, resulting in peaks and valleys. For example, large property tax
payments are usually received in December and May. Similarly,
Redevelopment Property Tax Trust Fund payments are typically received in
January and June. Any timing imbalance of revenue receipts versus
expenditures is funded from the City’s cash flow reserve.
The expenditure report includes expenditures and transfers out to other funds.
Unlike revenues, expenditures are more likely to be consistent from month to
month. However, large debt service payments or CIP expenditures can cause
swings.
Prepared by: Rosemary Hallick, Financial Services Analyst
Approved by: Karla Romero, Finance Director
Attachment: 1. Revenue and Expenditure Report for January 31, 2021
MTD YTD
YTD Percent
of Budget
General Fund 7,071,917$ 22,973,544$ 41.74%
All Funds 16,607,740$ 53,189,271$ 31.26%
MTD YTD
YTD Percent
of Budget
General Fund 4,511,416$ 18,488,824$ 28.15%
Payroll - General Fund 642,408$ 5,517,849$ 52.83%
All Funds 7,349,730$ 61,817,558$ 33.28%
January Revenues
January Expenditures
General Fund Non-General Fund
Property Tax 2,643,676$ County Government Revenue(1)7,285,476$
Measure G 1,209,773$ Active Transportation Grant - Complete Streets 888,003$
Sales Tax 1,059,267$ Lighting and Landscape District Assessments 515,134$
Transient Occupancy (Hotel) Tax 738,557$ SilverRock Greens Fees 306,711$
Document Transfer Tax 406,856$ County Sales Tax (Measure A)144,306$
General Fund Non-General Fund
Sheriff Contract (Sept.-Nov.)3,532,788$ Capital Improvement Program (CIP)-Construction(2)1,364,231$
Greater Palm Springs Convention Bureau 42,207$ Small Business Economic Relief 533,599$
Contract Legal Services 36,213$ SilverRock Maintenance 122,368$
Parks Landscape Maintenance 35,765$ CIP-Professional Services (3)88,592$
Janitorial 24,517$ CIP-Design (4)66,433$
(2) CIP Construction: Village Complete Streets, SilverRock event space, Pavement Management Plan, Washington/Fred Waring
triple left, north La Quinta landscape project.
(4) CIP Design: Landscape project in north La Quinta and Fire Station #70 remodel.
(3) CIP Professional Services: Consulting expenses associated with multiple ongoing capital improvement projects.
Top Five Revenue/Income Sources for January
Top Five Expenditures/Outlays for January
(1)For Redevelopment Successor Agency semi-annual debt service obligations.
For Fiscal: 2020/21 Period Ending: 01/31/2021
Page 1 of 3
Revenue Summary
Fiscal
Activity
Variance
Favorable
(Unfavorable)Fund
Period
Activity
Current
Total Budget
Original
Total Budget
Percent
Used
101 - GENERAL FUND 22,973,5447,071,91750,726,100 55,040,534 -32,066,990 41.74 %
201 - GAS TAX FUND 865,60270,0791,778,400 1,791,800 -926,198 48.31 %
202 - LIBRARY & MUSEUM FUND 268,31642,808,500 2,807,200 -2,538,884 9.56 %
203 - PUBLIC SAFETY FUND (MEASURE G)-1,924010,000 10,000 -11,924 19.24 %
210 - FEDERAL ASSISTANCE FUND -200141,900 147,472 -147,492 0.01 %
212 - SLESA (COPS) FUND 89,7698,333101,000 101,000 -11,231 88.88 %
215 - LIGHTING & LANDSCAPING FUND 1,411,100515,1341,877,000 1,877,000 -465,900 75.18 %
220 - QUIMBY FUND -2,481080,000 80,000 -82,481 3.10 %
221 - AB 939 - CALRECYCLE FUND 12,8375,39776,000 76,000 -63,163 16.89 %
223 - MEASURE A FUND 710,729144,3061,319,000 1,519,000 -808,271 46.79 %
224 - TUMF FUND -376000 -376 0.00 %
225 - INFRASTRUCTURE FUND -310200200 -231 15.38 %
226 - EMERGENCY MANAGEMENT PERFORMANCE GRANT (EMPG)-11012,100 19,700 -19,711 0.06 %
227 - STATE HOMELAND SECURITY PROGRAMS (SHSP)3,19405,000 5,000 -1,806 63.88 %
230 - CASp FUND, AB 1379 9,2311,51018,200 18,200 -8,969 50.72 %
231 - SUCCESSOR AGCY PA 1 RORF 7,276,4537,285,47620,539,264 20,539,264 -13,262,811 35.43 %
235 - SO COAST AIR QUALITY FUND 13,55013,58753,000 53,000 -39,450 25.57 %
237 - SUCCESSOR AGCY PA 1 ADMIN -298013,505 13,505 -13,803 2.21 %
241 - HOUSING AUTHORITY 1,495,042105,598513,300 1,715,756 -220,714 87.14 %
243 - RDA LOW-MOD HOUSING FUND -4,181035,000 35,000 -39,181 11.95 %
244 - HOUSING GRANTS (Multiple)00060,000 -60,000 0.00 %
247 - ECONOMIC DEVELOPMENT FUND -6,543040,000 649,100 -655,643 1.01 %
249 - SA 2011 LOW/MOD BOND FUND (Refinanced in 2016)58,4420200,000 200,000 -141,558 29.22 %
250 - TRANSPORTATION DIF FUND 260,94536,081380,000 380,000 -119,055 68.67 %
251 - PARKS & REC DIF FUND 102,26418,954304,000 304,000 -201,736 33.64 %
252 - CIVIC CENTER DIF FUND 62,43411,070110,000 110,000 -47,566 56.76 %
253 - LIBRARY DEVELOPMENT DIF 19,0293,57345,000 45,000 -25,971 42.29 %
254 - COMMUNITY & CULTURAL CENTERS DIF 39,9238,60416,500 16,500 23,423 241.96 %
255 - STREET FACILITY DIF FUND 4,033017,000 2,000 2,033 201.64 %
256 - PARK FACILITY DIF FUND 31107,100 500 -189 62.19 %
257 - FIRE PROTECTION DIF 20,6583,32155,500 55,500 -34,842 37.22 %
270 - ART IN PUBLIC PLACES FUND 107,8334,642111,000 121,000 -13,167 89.12 %
275 - LQ PUBLIC SAFETY OFFICER 1,92502,600 2,600 -675 74.02 %
299 - INTEREST ALLOCATION FUND 978,232000 978,232 0.00 %
310 - LQ FINANCE AUTHORITY DEBT SERVICE 001,100 1,100 -1,100 0.00 %
401 - CAPITAL IMPROVEMENT PROGRAMS 11,446,158945,23919,058,300 73,855,948 -62,409,790 15.50 %
405 - SA PA 1 CAPITAL IMPRV FUND -9,8880100,000 100,000 -109,888 9.89 %
501 - FACILITY & FLEET REPLACEMENT 430,4390902,500 902,500 -472,061 47.69 %
502 - INFORMATION TECHNOLOGY 883,3341,9701,721,500 1,747,300 -863,966 50.55 %
503 - PARK EQUIP & FACILITY FUND 94,2080245,000 245,000 -150,792 38.45 %
504 - INSURANCE FUND 467,7170928,500 928,500 -460,783 50.37 %
601 - SILVERROCK RESORT 2,081,320352,9453,882,100 3,882,100 -1,800,780 53.61 %
602 - SILVERROCK GOLF RESERVE -83104,500 4,500 -5,331 18.46 %
760 - SUPPLEMENTAL PENSION PLAN 4,83706,500 6,500 -1,663 74.42 %
761 - CERBT OPEB TRUST 218,959060,000 75,000 143,959 291.94 %
762 - PARS PENSION TRUST 803,4890300,000 600,000 203,489 133.91 %
Report Total:16,607,740 53,189,271108,606,169 170,144,279 -116,955,008 31.26 %
Accounts are subject to adjusting entries and audit. The City's Comprehensive Annual Financial Report (CAFR), published annually in December, is the best resource for all final
audited numbers.
ATTACHMENT 1
For Fiscal: 2020/21 Period Ending: 01/31/2021
Page 2 of 3
Expenditure Summary
Fiscal
Activity
Variance
Favorable
(Unfavorable)Fund
Period
Activity
Current
Total Budget
Original
Total Budget
Percent
Used
101 - GENERAL FUND 18,488,8244,511,41647,911,600 65,689,997 47,201,173 28.15 %
201 - GAS TAX FUND 613,34336,9911,775,300 2,288,769 1,675,426 26.80 %
202 - LIBRARY & MUSEUM FUND 574,63922,2411,715,100 2,318,100 1,743,461 24.79 %
203 - PUBLIC SAFETY FUND (MEASURE G)7,71601,000,000 1,372,296 1,364,580 0.56 %
210 - FEDERAL ASSISTANCE FUND 00141,900 321,339 321,339 0.00 %
212 - SLESA (COPS) FUND 25,83319,015100,000 100,000 74,167 25.83 %
215 - LIGHTING & LANDSCAPING FUND 925,495158,8571,876,600 2,126,600 1,201,105 43.52 %
220 - QUIMBY FUND 491,275002,781,625 2,290,350 17.66 %
221 - AB 939 - CALRECYCLE FUND 1,900850100,000 250,000 248,100 0.76 %
223 - MEASURE A FUND 185,09001,263,900 2,455,084 2,269,994 7.54 %
225 - INFRASTRUCTURE FUND 00022,618 22,618 0.00 %
226 - EMERGENCY MANAGEMENT PERFORMANCE GRANT (EMPG)19,629012,000 19,600 -29 100.15 %
227 - STATE HOMELAND SECURITY PROGRAMS (SHSP)005,000 5,000 5,000 0.00 %
230 - CASp FUND, AB 1379 004,400 4,400 4,400 0.00 %
231 - SUCCESSOR AGCY PA 1 RORF 13,306,1073,8168,405,468 8,405,468 -4,900,639 158.30 %
235 - SO COAST AIR QUALITY FUND 25,32210,52042,200 48,900 23,578 51.78 %
237 - SUCCESSOR AGCY PA 1 ADMIN 8,2506,30013,505 13,505 5,255 61.09 %
241 - HOUSING AUTHORITY 643,16248,306822,300 1,143,062 499,900 56.27 %
243 - RDA LOW-MOD HOUSING FUND 00250,000 250,000 250,000 0.00 %
244 - HOUSING GRANTS (Multiple)14,1420060,000 45,858 23.57 %
247 - ECONOMIC DEVELOPMENT FUND 1,171,079534,72610,000 1,630,500 459,421 71.82 %
249 - SA 2011 LOW/MOD BOND FUND (Refinanced in 2016)6,116,79606,185,000 6,185,000 68,204 98.90 %
250 - TRANSPORTATION DIF FUND 743,05601,293,000 1,957,670 1,214,614 37.96 %
251 - PARKS & REC DIF FUND 959,71300959,713 0 100.00 %
253 - LIBRARY DEVELOPMENT DIF 8,298030,000 30,000 21,702 27.66 %
254 - COMMUNITY & CULTURAL CENTERS DIF 000101,639 101,639 0.00 %
256 - PARK FACILITY DIF FUND 0005,600 5,600 0.00 %
270 - ART IN PUBLIC PLACES FUND 38,6630110,000 725,700 687,037 5.33 %
310 - LQ FINANCE AUTHORITY DEBT SERVICE 001,100 1,100 1,100 0.00 %
401 - CAPITAL IMPROVEMENT PROGRAMS 10,998,0531,555,96519,058,300 70,321,842 59,323,790 15.64 %
405 - SA PA 1 CAPITAL IMPRV FUND 2,647,939005,539,155 2,891,216 47.80 %
501 - FACILITY & FLEET REPLACEMENT 227,05545,801902,500 1,144,464 917,408 19.84 %
502 - INFORMATION TECHNOLOGY 756,23290,9301,684,200 1,924,200 1,167,968 39.30 %
503 - PARK EQUIP & FACILITY FUND 85,1260595,000 682,986 597,860 12.46 %
504 - INSURANCE FUND 791,4840827,500 904,500 113,016 87.51 %
601 - SILVERROCK RESORT 1,901,531303,9983,881,500 3,881,500 1,979,969 48.99 %
760 - SUPPLEMENTAL PENSION PLAN 12,833012,850 12,850 17 99.87 %
761 - CERBT OPEB TRUST 77601,500 1,500 724 51.74 %
762 - PARS PENSION TRUST 28,198052,000 52,000 23,802 54.23 %
Report Total:7,349,730 61,817,558100,083,723 185,738,282 123,920,723 33.28 %
Accounts are subject to adjusting entries and audit. The City's Comprehensive Annual Financial Report (CAFR), published annually in December, is the best resource for all final
audited numbers.
Fund #Name Notes
101 General Fund The primary fund of the City used to account for all revenue and expenditures of the City; a broad
range of municipal activities are provided through this fund.
201 Gas Tax Fund Gasoline sales tax allocations received from the State which are restricted to street-related
expenditures.
202 Library and Museum Fund Revenues from property taxes and related expenditures for library and museum services.
203 Public Safety Fund General Fund Measure G sales tax revenue set aside for public safety expenditures.
210 Federal Assistance Fund Community Development Block Grant (CDBG) received from the federal government and the
expenditures of those resources.
212 SLESF (COPS) Fund Supplemental Law Enforcement Services Funds (SLESF) received from the State for law
enforcement activities. Also known as Citizen's Option for Public Safety (COPS).
215 Lighting & Landscaping Fund Special assessments levied on real property for city-wide lighting and landscape
maintenance/improvements and the expenditures of those resources.
217 Development Agreement Revenue and Expenditures related to development agreement for Village.
220 Quimby Fund Developer fees received under the provisions of the Quimby Act for park development and
improvements.
221 AB939 Fund/Cal Recycle Franchise fees collected from the city waste hauler that are used to reduce waste sent to landfills
through recycling efforts. Assembly Bill (AB) 939.
223 Measure A Fund County sales tax allocations which are restricted to street-related expenditures.
224 TUMF Fund Developer-paid Transportation Uniform Mitigation Fees (TUMF) utilized for traffic projects in
Riverside County.
225 Infrastructure Fund Developer fees for the acquisition, construction or improvement of the City’s infrastructure as
defined by Resolution
226 Emergency Mgmt. Performance Grant (EMPG)Federal Emergency Management Agency (FEMA) grant for emergency preparedness.
227 State Homeland Security Programs (SHSP)Federal Emergency Management Agency (FEMA) grant for emergency preparedness.
230 CASP Fund, AB1379 / SB1186 Certified Access Specialist (CASp) program fees for ADA Accessibility Improvements; derived from
Business License renewals. Assembly Bill (AB) 1379 and Senate Bill (SB) 1186.
231 Successor Agency PA 1 RORF Fund
Successor Agency (SA) Project Area (PA) 1 Redevelopment Obligation Retirement Fund (RORF) for
Redevelopment Property Tax Trust Fund (RPTTF) taxes received for debt service payments on
recognized obligations of the former Redevelopment Agency (RDA).
235 SO Coast Air Quality Fund (AB2766, PM10)Contributions from the South Coast Air Quality Management District. Uses are limited to the
reduction and control of airborne pollutants. Assembly Bill (AB) 2766.
237 Successor Agency PA 1 Admin Fund Successor Agency (SA) Project Area (PA) 1 for administration of the Recognized Obligation Payment
Schedule (ROPS) associated with the former Redevelopment Agency (RDA).
241 Housing Authority Activities of the Housing Authority which is to promote and provide quality affordable housing.
243 RDA Low-Moderate Housing Fund Activities of the Housing Authority which is to promote and provide quality affordable housing.
Accounts for RDA loan repayments (20% for Housing) and housing programs,.
244 Housing Grants Activites related Local Early Action Planning (LEAP) and SB2 grants for housing planning and
development.
247 Economic Development Fund Proceeds from sale of City-owned land; transferred from General Fund for future economic
development.
248 SA 2004 LO/MOD Bond Fund Successor Agency (SA) low/moderate housing fund; 2004 bonds refinanced in 2014; for
Washington Street Apartment rehabilitation only.
249 SA 2011 Low/Mod Bond Fund Successor Agency (SA) low/moderate housing fund; 2011 bonds refinanced in 2016.
250 Transportation DIF Fund Developer impact fees collected for specific public improvements - transportation related.
251 Parks & Rec. DIF Fund Developer impact fees collected for specific public improvements - parks and recreation.
252 Civic Center DIF Fund Developer impact fees collected for specific public improvements - Civic Center.
253 Library Development DIF Fund Developer impact fees collected for specific public improvements - library.
254 Community Center DIF Fund Developer impact fees collected for specific public improvements - community center.
255 Street Facility DIF Fund Developer impact fees collected for specific public improvements - streets.
256 Park Facility DIF Fund Developer impact fees collected for specific public improvements - parks.
257 Fire Protection DIF Fund Developer impact fees collected for specific public improvements - fire protection.
270 Art In Public Places Fund Developer fees collected in lieu of art placement; utilized for acquisition, installation and
maintenance of public artworks.
275 LQ Public Safety Officer Fund Annual transfer in from General Fund; distributed to public safety officers disabled or killed in the
line of duty.
299 Interest Allocation Fund Interest earned on investments.
310 LQ Finance Authority Debt Service Fund Accounted for the debt service the Financing Authority’s outstanding debt and any related reporting
requirements. This bond was fully paid in October 2018.
401 Capital Improvement Program Fund Planning, design, and construction of various capital projects throughout the City.
405 SA PA 1 Capital Improvement Fund Successor Agency (SA) Project Area (PA) 1 bond proceeds restricted by the bond indenture
covenants. Used for SilverRock infrastructure improvements.
501 Equipment Replacement Fund Internal Service Fund for vehicles, heavy equipment, and related facilities.
502 Information Technology Fund Internal Service Fund for computer hardware and software and phone systems.
503 Park Equipment & Facility Fund Internal Service Fund for park equipment and facilities.
504 Insurance Fund Internal Service Fund for city-wide insurance coverages.
601 SilverRock Resort Fund Enterprise Fund for activities of the city-owned golf course.
602 SilverRock Golf Reserve Fund Enterprise Fund for golf course reserves for capital improvements.
735 97-1 Agency Redemption Fund To account for sewer improvement assessments.
760 Supplemental Pension Plan (PARS Account)Supplemental pension savings plan for excess retiree benefits to general employees of the City.
761 Other Post Benefit Obligation Trust (OPEB)For retiree medical benefits and unfunded liabilities.
762 Pension Trust Benefit (PARS Account)For all pension-related benefits and unfunded liabilities.
Fund Descriptions
3 of 3
City of La Quinta
FINANCIAL ADVISORY COMMISSION MEETING: April 7, 2021
STAFF REPORT
AGENDA TITLE: RECEIVE AND FILE REVENUE AND EXPENDITURE REPORT
DATED FEBRUARY 28, 2021
RECOMMENDATION
Receive and file revenue and expenditure report dated February 28, 2021.
EXECUTIVE SUMMARY
•The report summarizes the City’s period and year-to-date (YTD) revenues
and expenditures for February 2021 (Attachment 1).
•These reports are also reviewed by the City Council.
FISCAL IMPACT – None
BACKGROUND/ANALYSIS
Below is a summary of the column headers used on the Revenue and
Expenditure Summary Reports:
Original Total Budget – represents revenue and expenditure budgets the
Council adopted in June 2020 for fiscal year 2020/21.
Current Total Budget – represents original adopted budgets plus any
Council approved budget amendments from throughout the year. The
2019/20 operating and Capital Improvement Project carryovers to
2020/21 have been added to the current budget.
Period Activity – represents actual revenues received and expenditures
outlaid in the reporting month.
Fiscal Activity – represents actual revenues received and expenditures
outlaid YTD.
Variance Favorable/(Unfavorable) - represents the dollar difference
between YTD collections/expenditures and the current budgeted
amount.
Percent Used – represents the percentage activity as compared to
budget YTD.
CONSENT CALENDAR ITEM NO. 3
The revenue report includes revenues and transfers into funds from other
funds (income items). Revenues are not received uniformly throughout the
year, resulting in peaks and valleys. For example, large property tax
payments are usually received in December and May. Similarly,
Redevelopment Property Tax Trust Fund payments are typically received in
January and June. Any timing imbalance of revenue receipts versus
expenditures is funded from the City’s cash flow reserve.
The expenditure report includes expenditures and transfers out to other funds.
Unlike revenues, expenditures are more likely to be consistent from month to
month. However, large debt service payments or CIP expenditures can cause
swings.
Prepared by: Rosemary Hallick, Financial Services Analyst
Approved by: Karla Romero, Finance Director
Attachment: 1. Revenue and Expenditure Report for February 28, 2021
MTD YTD
YTD Percent
of Budget
General Fund 5,665,731$ 28,933,266$ 52.57%
All Funds 7,038,839$ 60,254,629$ 35.41%
MTD YTD
YTD Percent
of Budget
General Fund 1,014,293$ 19,513,481$ 29.71%
Payroll - General Fund 635,289$ 6,153,139$ 59.10%
All Funds 3,111,412$ 64,956,285$ 34.97%
February Revenues
February Expenditures
General Fund Non-General Fund
Property Tax in lieu of Vehicle License Fees 2,173,317$ SilverRock Greens Fees 465,624$
Measure G 1,097,653$ County Government Revenue -Library/Museum 374,681$
Sales Tax 732,977$ Gas Tax 120,624$
Transient Occupancy (Hotel) Tax 573,267$ Interest Earnings 90,407$
Franchise Tax- Burrtec 289,749$ Development Impact Fees (Transportation)84,189$
General Fund Non-General Fund
Marketing and Tourism Promotions 84,358$ CIP-Construction(2)530,685$
Parks Landscape Maintenance 35,765$ Library Operations 374,681$
Greater Palm Springs Convention Bureau 28,500$ Small Business Economic Relief 285,960$
Membership Dues(1)20,906$ SilverRock Maintenance 142,363$
Plan Checks 17,411$ Earthquake Insurance Premium 77,308$
Top Five Revenue/Income Sources for February
Top Five Expenditures/Outlays for February
(1) Dues: League of California Cities and Southern California Association of Governments
(2) CIP Construction: SilverRock Way, landscape improvments, Firtz Burns sidewalk
For Fiscal: 2020/21 Period Ending: 02/28/2021
3/31/2021 Page 1 of 3
Revenue Summary
Fiscal
Activity
Variance
Favorable
(Unfavorable)Fund
Period
Activity
Current
Total Budget
Original
Total Budget
Percent
Used
101 - GENERAL FUND 28,933,2665,665,73150,726,100 55,040,534 -26,107,268 52.57 %
201 - GAS TAX FUND 990,097120,6241,778,400 1,791,800 -801,703 55.26 %
202 - LIBRARY & MUSEUM FUND 671,514374,6812,808,500 2,807,200 -2,135,686 23.92 %
203 - PUBLIC SAFETY FUND (MEASURE G)2,411010,000 10,000 -7,589 24.11 %
210 - FEDERAL ASSISTANCE FUND 460141,900 147,472 -147,426 0.03 %
212 - SLESA (COPS) FUND 98,8498,333101,000 101,000 -2,151 97.87 %
215 - LIGHTING & LANDSCAPING FUND 1,412,11501,877,000 1,877,000 -464,885 75.23 %
220 - QUIMBY FUND 1,365080,000 80,000 -78,635 1.71 %
221 - AB 939 - CALRECYCLE FUND 28,80913,14776,000 76,000 -47,191 37.91 %
223 - MEASURE A FUND 716,18501,319,000 1,519,000 -802,815 47.15 %
224 - TUMF FUND -376000 -376 0.00 %
225 - INFRASTRUCTURE FUND 390200200 -161 19.31 %
226 - EMERGENCY MANAGEMENT PERFORMANCE GRANT (EMPG)-11012,100 19,700 -19,711 0.06 %
227 - STATE HOMELAND SECURITY PROGRAMS (SHSP)3,19405,000 5,000 -1,806 63.88 %
230 - CASp FUND, AB 1379 10,6611,28218,200 18,200 -7,539 58.58 %
231 - SUCCESSOR AGCY PA 1 RORF 7,276,453020,539,264 20,539,264 -13,262,811 35.43 %
235 - SO COAST AIR QUALITY FUND 13,631053,000 53,000 -39,369 25.72 %
237 - SUCCESSOR AGCY PA 1 ADMIN 10,873013,505 13,505 -2,632 80.51 %
241 - HOUSING AUTHORITY 1,562,96423,813513,300 1,715,756 -152,792 91.09 %
243 - RDA LOW-MOD HOUSING FUND 4,640035,000 35,000 -30,360 13.26 %
244 - HOUSING GRANTS (Multiple)00060,000 -60,000 0.00 %
247 - ECONOMIC DEVELOPMENT FUND 6,850040,000 649,100 -642,250 1.06 %
249 - SA 2011 LOW/MOD BOND FUND (Refinanced in 2016)58,7810200,000 200,000 -141,219 29.39 %
250 - TRANSPORTATION DIF FUND 352,27084,189380,000 380,000 -27,730 92.70 %
251 - PARKS & REC DIF FUND 147,09144,226304,000 304,000 -156,909 48.39 %
252 - CIVIC CENTER DIF FUND 89,41325,830110,000 110,000 -20,587 81.28 %
253 - LIBRARY DEVELOPMENT DIF 27,3898,33745,000 45,000 -17,611 60.86 %
254 - COMMUNITY & CULTURAL CENTERS DIF 60,72020,07616,500 16,500 44,220 368.00 %
255 - STREET FACILITY DIF FUND 4,180017,000 2,000 2,180 209.01 %
256 - PARK FACILITY DIF FUND 33307,100 500 -167 66.54 %
257 - FIRE PROTECTION DIF 28,9217,74955,500 55,500 -26,579 52.11 %
270 - ART IN PUBLIC PLACES FUND 121,28010,960111,000 121,000 280 100.23 %
275 - LQ PUBLIC SAFETY OFFICER 2,09502,600 2,600 -505 80.56 %
299 - INTEREST ALLOCATION FUND 643,47990,40700 643,479 0.00 %
310 - LQ FINANCE AUTHORITY DEBT SERVICE 001,100 1,100 -1,100 0.00 %
401 - CAPITAL IMPROVEMENT PROGRAMS 11,446,158019,058,300 73,855,948 -62,409,790 15.50 %
405 - SA PA 1 CAPITAL IMPRV FUND 10,3010100,000 100,000 -89,699 10.30 %
501 - FACILITY & FLEET REPLACEMENT 442,3990902,500 902,500 -460,101 49.02 %
502 - INFORMATION TECHNOLOGY 889,6081,7101,721,500 1,747,300 -857,692 50.91 %
503 - PARK EQUIP & FACILITY FUND 107,1490245,000 245,000 -137,851 43.73 %
504 - INSURANCE FUND 468,1670928,500 928,500 -460,333 50.42 %
601 - SILVERROCK RESORT 2,600,758519,4373,882,100 3,882,100 -1,281,343 66.99 %
602 - SILVERROCK GOLF RESERVE 1,04304,500 4,500 -3,457 23.17 %
760 - SUPPLEMENTAL PENSION PLAN 5,15806,500 6,500 -1,342 79.35 %
761 - CERBT OPEB TRUST 218,959060,000 75,000 143,959 291.94 %
762 - PARS PENSION TRUST 785,40418,307300,000 600,000 185,404 130.90 %
Report Total:7,038,839 60,254,629108,606,169 170,144,279 -109,889,650 35.41 %
ATTACHMENT 1
Accounts are subject to adjusting entries and audit. The City's Comprehensive Annual Financial Report (CAFR),
published annually in December, is the best resource for all final audited numbers.
For Fiscal: 2020/21 Period Ending: 02/28/2021
3/26/2021 Page 2 of 3
Expenditure Summary
Fiscal
Activity
Variance
Favorable
(Unfavorable)Fund
Period
Activity
Current
Total Budget
Original
Total Budget
Percent
Used
101 - GENERAL FUND 19,513,4811,014,29347,911,600 65,689,997 46,176,516 29.71 %
201 - GAS TAX FUND 655,73842,3951,775,300 2,288,769 1,633,031 28.65 %
202 - LIBRARY & MUSEUM FUND 967,458392,7781,715,100 2,318,100 1,350,642 41.73 %
203 - PUBLIC SAFETY FUND (MEASURE G)7,71601,000,000 1,372,296 1,364,580 0.56 %
210 - FEDERAL ASSISTANCE FUND 00141,900 321,339 321,339 0.00 %
212 - SLESA (COPS) FUND 25,8330100,000 100,000 74,167 25.83 %
215 - LIGHTING & LANDSCAPING FUND 1,129,367203,8721,876,600 2,126,600 997,233 53.11 %
220 - QUIMBY FUND 491,275002,781,625 2,290,350 17.66 %
221 - AB 939 - CALRECYCLE FUND 1,9000100,000 250,000 248,100 0.76 %
223 - MEASURE A FUND 185,09001,263,900 2,455,084 2,269,994 7.54 %
225 - INFRASTRUCTURE FUND 00022,618 22,618 0.00 %
226 - EMERGENCY MANAGEMENT PERFORMANCE GRANT (EMPG)19,629012,000 19,600 -29 100.15 %
227 - STATE HOMELAND SECURITY PROGRAMS (SHSP)005,000 5,000 5,000 0.00 %
230 - CASp FUND, AB 1379 2,3782,3784,400 4,400 2,022 54.05 %
231 - SUCCESSOR AGCY PA 1 RORF 13,336,34019,7288,405,468 8,405,468 -4,930,872 158.66 %
235 - SO COAST AIR QUALITY FUND 25,56123942,200 48,900 23,339 52.27 %
237 - SUCCESSOR AGCY PA 1 ADMIN 9,750013,505 13,505 3,755 72.20 %
241 - HOUSING AUTHORITY 693,77450,612822,300 1,143,062 449,288 60.69 %
243 - RDA LOW-MOD HOUSING FUND 00250,000 250,000 250,000 0.00 %
244 - HOUSING GRANTS (Multiple)14,1420060,000 45,858 23.57 %
247 - ECONOMIC DEVELOPMENT FUND 1,463,432292,35310,000 1,630,500 167,068 89.75 %
249 - SA 2011 LOW/MOD BOND FUND (Refinanced in 2016)6,116,79606,185,000 6,185,000 68,204 98.90 %
250 - TRANSPORTATION DIF FUND 743,05601,293,000 1,957,670 1,214,614 37.96 %
251 - PARKS & REC DIF FUND 959,71300959,713 0 100.00 %
253 - LIBRARY DEVELOPMENT DIF 8,298030,000 30,000 21,702 27.66 %
254 - COMMUNITY & CULTURAL CENTERS DIF 000101,639 101,639 0.00 %
256 - PARK FACILITY DIF FUND 0005,600 5,600 0.00 %
270 - ART IN PUBLIC PLACES FUND 51,90213,239110,000 725,700 673,798 7.15 %
310 - LQ FINANCE AUTHORITY DEBT SERVICE 001,100 1,100 1,100 0.00 %
401 - CAPITAL IMPROVEMENT PROGRAMS 11,532,566534,51319,058,300 70,321,842 58,789,276 16.40 %
405 - SA PA 1 CAPITAL IMPRV FUND 2,647,939005,539,155 2,891,216 47.80 %
501 - FACILITY & FLEET REPLACEMENT 269,92142,866902,500 1,144,464 874,542 23.58 %
502 - INFORMATION TECHNOLOGY 830,59974,3671,684,200 1,924,200 1,093,601 43.17 %
503 - PARK EQUIP & FACILITY FUND 120,37335,247595,000 682,986 562,613 17.62 %
504 - INSURANCE FUND 869,23177,747827,500 904,500 35,269 96.10 %
601 - SILVERROCK RESORT 2,216,315314,7853,881,500 3,881,500 1,665,185 57.10 %
760 - SUPPLEMENTAL PENSION PLAN 12,833012,850 12,850 17 99.87 %
761 - CERBT OPEB TRUST 77601,500 1,500 724 51.74 %
762 - PARS PENSION TRUST 33,101052,000 52,000 18,899 63.66 %
Report Total:3,111,412 64,956,285100,083,723 185,738,282 120,781,997 34.97 %
Accounts are subject to adjusting entries and audit. The City's Comprehensive Annual Financial Report (CAFR),
published annually in December, is the best resource for all final audited numbers.
Fund #Name Notes
101 General Fund The primary fund of the City used to account for all revenue and expenditures of the City; a broad
range of municipal activities are provided through this fund.
201 Gas Tax Fund Gasoline sales tax allocations received from the State which are restricted to street-related
expenditures.
202 Library and Museum Fund Revenues from property taxes and related expenditures for library and museum services.
203 Public Safety Fund General Fund Measure G sales tax revenue set aside for public safety expenditures.
210 Federal Assistance Fund Community Development Block Grant (CDBG) received from the federal government and the
expenditures of those resources.
212 SLESF (COPS) Fund Supplemental Law Enforcement Services Funds (SLESF) received from the State for law
enforcement activities. Also known as Citizen's Option for Public Safety (COPS).
215 Lighting & Landscaping Fund Special assessments levied on real property for city-wide lighting and landscape
maintenance/improvements and the expenditures of those resources.
217 Development Agreement Revenue and Expenditures related to development agreement for Village.
220 Quimby Fund Developer fees received under the provisions of the Quimby Act for park development and
improvements.
221 AB939 Fund/Cal Recycle Franchise fees collected from the city waste hauler that are used to reduce waste sent to landfills
through recycling efforts. Assembly Bill (AB) 939.
223 Measure A Fund County sales tax allocations which are restricted to street-related expenditures.
224 TUMF Fund Developer-paid Transportation Uniform Mitigation Fees (TUMF) utilized for traffic projects in
Riverside County.
225 Infrastructure Fund Developer fees for the acquisition, construction or improvement of the City’s infrastructure as
defined by Resolution
226 Emergency Mgmt. Performance Grant (EMPG)Federal Emergency Management Agency (FEMA) grant for emergency preparedness.
227 State Homeland Security Programs (SHSP)Federal Emergency Management Agency (FEMA) grant for emergency preparedness.
230 CASP Fund, AB1379 / SB1186 Certified Access Specialist (CASp) program fees for ADA Accessibility Improvements; derived from
Business License renewals. Assembly Bill (AB) 1379 and Senate Bill (SB) 1186.
231 Successor Agency PA 1 RORF Fund
Successor Agency (SA) Project Area (PA) 1 Redevelopment Obligation Retirement Fund (RORF) for
Redevelopment Property Tax Trust Fund (RPTTF) taxes received for debt service payments on
recognized obligations of the former Redevelopment Agency (RDA).
235 SO Coast Air Quality Fund (AB2766, PM10)Contributions from the South Coast Air Quality Management District. Uses are limited to the
reduction and control of airborne pollutants. Assembly Bill (AB) 2766.
237 Successor Agency PA 1 Admin Fund Successor Agency (SA) Project Area (PA) 1 for administration of the Recognized Obligation Payment
Schedule (ROPS) associated with the former Redevelopment Agency (RDA).
241 Housing Authority Activities of the Housing Authority which is to promote and provide quality affordable housing.
243 RDA Low-Moderate Housing Fund Activities of the Housing Authority which is to promote and provide quality affordable housing.
Accounts for RDA loan repayments (20% for Housing) and housing programs,.
244 Housing Grants Activites related Local Early Action Planning (LEAP) and SB2 grants for housing planning and
development.
247 Economic Development Fund Proceeds from sale of City-owned land; transferred from General Fund for future economic
development.
248 SA 2004 LO/MOD Bond Fund Successor Agency (SA) low/moderate housing fund; 2004 bonds refinanced in 2014; for
Washington Street Apartment rehabilitation only.
249 SA 2011 Low/Mod Bond Fund Successor Agency (SA) low/moderate housing fund; 2011 bonds refinanced in 2016.
250 Transportation DIF Fund Developer impact fees collected for specific public improvements - transportation related.
251 Parks & Rec. DIF Fund Developer impact fees collected for specific public improvements - parks and recreation.
252 Civic Center DIF Fund Developer impact fees collected for specific public improvements - Civic Center.
253 Library Development DIF Fund Developer impact fees collected for specific public improvements - library.
254 Community Center DIF Fund Developer impact fees collected for specific public improvements - community center.
255 Street Facility DIF Fund Developer impact fees collected for specific public improvements - streets.
256 Park Facility DIF Fund Developer impact fees collected for specific public improvements - parks.
257 Fire Protection DIF Fund Developer impact fees collected for specific public improvements - fire protection.
270 Art In Public Places Fund Developer fees collected in lieu of art placement; utilized for acquisition, installation and
maintenance of public artworks.
275 LQ Public Safety Officer Fund Annual transfer in from General Fund; distributed to public safety officers disabled or killed in the
line of duty.
299 Interest Allocation Fund Interest earned on investments.
310 LQ Finance Authority Debt Service Fund Accounted for the debt service the Financing Authority’s outstanding debt and any related reporting
requirements. This bond was fully paid in October 2018.
401 Capital Improvement Program Fund Planning, design, and construction of various capital projects throughout the City.
405 SA PA 1 Capital Improvement Fund Successor Agency (SA) Project Area (PA) 1 bond proceeds restricted by the bond indenture
covenants. Used for SilverRock infrastructure improvements.
501 Equipment Replacement Fund Internal Service Fund for vehicles, heavy equipment, and related facilities.
502 Information Technology Fund Internal Service Fund for computer hardware and software and phone systems.
503 Park Equipment & Facility Fund Internal Service Fund for park equipment and facilities.
504 Insurance Fund Internal Service Fund for city-wide insurance coverages.
601 SilverRock Resort Fund Enterprise Fund for activities of the city-owned golf course.
602 SilverRock Golf Reserve Fund Enterprise Fund for golf course reserves for capital improvements.
735 97-1 Agency Redemption Fund To account for sewer improvement assessments.
760 Supplemental Pension Plan (PARS Account)Supplemental pension savings plan for excess retiree benefits to general employees of the City.
761 Other Post Benefit Obligation Trust (OPEB)For retiree medical benefits and unfunded liabilities.
762 Pension Trust Benefit (PARS Account)For all pension-related benefits and unfunded liabilities.
Fund Descriptions
3 of 3
City of La Quinta
FINANCIAL ADVISORY COMMISSION MEETING: April 7, 2021
STAFF REPORT
AGENDA TITLE: APPROVE MINOR REVISIONS TO CASH MANAGEMENT POLICY
RECOMMENDATION
Approve minor revisions to Cash Management Policy.
EXECUTIVE SUMMARY
•The last update to the City’s Cash Management (Policy) was on October
15, 2019. A Policy review was conducted to provide clarification to
language based on feedback and questions from the Financial Advisory
Commission (FAC) and staff.
•Staff has reviewed the proposed Policy revisions. The Policy conforms to
current laws and governmental accounting best practices.
•Subsequent to FAC review and approval, the Policy will be presented to
City Council for approval.
FISCAL IMPACT – None
BACKGROUND/ANALYSIS
The Policy establishes Citywide standard guidelines for the management of cash
and cash equivalent transactions such as credit cards and checks. Furthermore,
the Policy references additional reporting requirements for Federally funded
procurements as governed under the Code of Federal Regulations (CFR) Title 2
Grant and Agreements, Part 200 Uniform Administrative Requirements, Cost
Principles and Audit Requirements for Federal Awards, commonly known as
Uniform Grant Guidance (UGG).
There were no regulatory changes in 2020/21 which would have required an
update to the current Policy. However, the FAC and staff have identified edits
which provide consistency and further clarification to the document.
CONSENT CALENDAR ITEM NO. 4
ALTERNATIVES:
There are no alternatives recommended at this time.
Prepared by: Claudia Martinez, Accounting Manager
Approved by: Karla Romero, Finance Director
Attachment: 1. Cash Management Policy – Redlined
2. Cash Management Policy – Draft
CASH MANAGEMENT POLICY
1. PURPOSE
The purpose of this Cash Management Policy is to establish formal provide guidelines
for standard citywide cash handling practices in order to ensure that proper and
consistent procedures and internal controls for receiving, processing, and handling cash
are consistently followed.
2. SCOPE
This policy applies to all City Funds, employees, departments, volunteers, vendors, or
other persons whose assigned duties involve handling City cash or funds. must comply
with the policies and procedures contained herein. Departments are responsible for
ensuring that every employee, volunteer, vendor, or other person whose assigned
duties involve handling City cash or funds adheres to this Policy.
3. GENERAL POLICY
It is the City of La Quinta’s (City) policy to establish a system of internal controls to
protect the City’s assets, including cash, from theft, loss and misuse; and to ensure
that the City receives, accurately records, and promptly deposits all cash and cash
equivalents to which the City is entitled. Cash: may be comprised of, but not limited
to; coin, currency, checks, money orders, debit and credit card transactions, and
electronic fund transfers.
The City currently has designated revenue collection sites including:
a. Finance Department
b. The Hub
c. Wellness Center
d. Museum & Library
e. SilverRock Golf Course
f. Special Events - On an as- needed basis, there may be situations requiring
establishment of temporary receipting points, which collect cash on an ad-
hoc basis (e.g. community festivals, golf tours).
4. MANAGEMENT OF CASH
All City bank accounts shall be carried in the name of the City, with additional secondary
designations within the bank account name as to the purpose of the bank account,
where appropriate (e.g., SilverRock Golf Resort, La Quinta Housing Authority, and Dune
Palms Mobile Estates).
5. CASH RECEIPTING
Cash receipting, for the purpose of this policy, encompasses the following:
a. Accounting for cash as it is received
b. Pre-numbered consecutive receipts to be provided for cash received
c. Adequate separation of duties (collectingon, depositing, and reconciling)
d. Refunds, voids, and cash over/short transactions
ATTACHMENT 1
Resolution No. 2019 – XXX
Cash Management Policy
Adopted: October 15, 2019
Page 2 of 9
6. SEGREGATION OF DUTIES
Collection of cash, deposit preparation, and reconciliation duties shall be performed by
separate individuals, but at a minimum, reconciliation should be done by a separate
person. The employee who physically collects the cash cannot be the same individual
performing the reconciliation duties. In the event segregation of duties is not possible,
the department shall work with the Finance Department to establish agreed upon
internal control procedures.
7. FINANCE DEPARTMENT RESPONSIBILITY
It is the responsibility of the Finance Department to track and ensure the timely deposit
of City funds collected or generated at authorized locations and account for all funds
submitted by all revenue collection sites. The Finance Department will assist and
provide materials needed to departments and cashiers as follows:
a. Provide cash handling training to City departments and employees.
b. Perform cash deposit reconciliations between bank records and cash
receipt vouchers, all of which that are input into the financial system. Any
discrepancies resulting from errors by the bank, or the City will be
resolved by the Finance Department.
c. Provide revenue collection sites with a change fund to allow cashiers to
give change and receipts to customers.
The Finance Department is responsible for establishing citywide practices, providing
forms, and other actions necessary to implement the Cash Management Policy.
8. DEPARTMENT RESPONSIBILITY
Cash handling involves special internal control measures. To detect any weaknesses,
those that must be monitored continually by supervisory personnel within each
department that maintainswhich maintains cash. in order to detect any weaknesses.
Department heads are responsible for conducting periodic reviews of their department
cash handling activities to ensure these procedures are understood and followed
consistently by staff.
The responsibilities of City employees and their supervisors who are involved in the
handling of cash on behalf of the City include:
a. Cash receipting
b. Distribution of petty cash
c. Reconciling of cash receipts
d. Depositing of cash
e. Safeguarding of cash
f. Reporting of cash transactions and variances
9. SAFEGUARDING OF CASH
The City shall maintain, as deemed appropriate, physical security systems (i.e., safes,
keys, alarms, panic buttons, motion detectors, security cameras, etc.) to ensure the
Resolution No. 2019 – XXX
Cash Management Policy
Adopted: October 15, 2019
Page 3 of 9
safety of personnel and funds in areas where cash is collected, reconciled, and stored.
In addition, access to counter, cash handling counter, and storage areas will be
restricted to authorized personnel.
The safeguarding of cash relates to the processing, storing, and transporting of cash
and to the safekeeping of keys and safe combinations. Each location maintains at least
one safe that is used to hold cash, change boxes, point of sale cash drawers, bank
deposits, and transaction records/receipts. Safes must have adequate locking
mechanisms, and keys to change boxes are to be kept in locked cabinets. To ensure
internal controls, access is limited to select formally designated personnel, and
combinations are updated regularly and never shared.
The designated employee is responsible for verifying that the cash drawers contains the
designated starting balance prior to processing any payments. Verification of cash in
drawer will take place in the area designated for balancing drawers. The employee is
responsible for the contents, security, and keys for the cash drawer at all times. The
employee must lock all cash and cash equivalents in a drawer or other secure location
whenever leaving the workstation, including for break and lunch periods. The employee
shall maintain adequate change in their each drawers. Additional cChange can be
requested through a supervisor or directly from the Finance Department.
Cash funds must not be left unattended. Cash shall always be stored in a locked,
secured location until it is deposited. Access to the secured area should must be limited
to authorized individuals only.
10. DEPOSITING OF FUNDS
All cash collections are to be deposited. Collections may not be reserved for petty cash
or used to pay department expenses. Deposits of cash on hand shall be made no less
than weekly.
In order toTo maintain an efficient cashiering service at the cash collection sites where
the City accepts payments, the City’s policy regarding acceptance of reasonable
amounts and denominations of coinage the City will accept as a form of payment is:
a. City personnel will not accept over $10.00 in unrolled coins or $20.00 in
rolled coins in sleeves per payment.
b. Customers will indicate their name and phone number on each roll in order
to provide contact information in the event questions arise on the coin roll.
Regular Daily reconciliations are to be prepared at the departmental level to confirm
that all receipts have been recorded in the point of salepoint-of-sale system. A
designated employee at the departmental level shall prepares deposits, and a separate
employee documents those reconciliations. The supervisor shall keep a log on
overages/shortages by cashier. This log shall be reviewed to identify areas of
improvementensure proper accountability and improvement in cash handling
procedures. On For any cash overage/shortage, the cashier shall prepare a written
explanation as to what occurred and attach it to the reconciliation. The Finance
Resolution No. 2019 – XXX
Cash Management Policy
Adopted: October 15, 2019
Page 4 of 9
Department shall ensure all transactions are properly recorded in the general ledger.
11. PROCESSING INCOMING MAIL
All correspondence shall be forwarded to the appropriate department to open incoming
checks, and sort, and enter them into the check log before forwarding to the appropriate
staff member for processing. A reconciliation of the check log should be performed on
a regular basis to ensure that all checks are being processed in the appropriate point
of sale system, and accounted for in deposits.
12. REPORTABLE LOSSES
Any instance of known or suspected loss or misappropriation of cash or checks shall be
reported to the Finance Director, Department Director, and Human Resources
immediately. In the event of a robbery or burglary, police authorities should shall be
notified immediately along with Human Resources and the City Manager.
13. RETURNED CHECKS
Upon receipt of a non-sufficient funds (NSF) check, the Finance Department will provide
a copy of the returned check to the appropriate department and request the original
transaction information to adjust the appropriate cash and revenue accounts to which
the monies were originally recorded. If the check was applied to an accounts receivable
invoice, a new invoice will be generated showing the amount unpaid. The Finance
Department will promptly notify the payer via a letter after the NSF check is received.
The payer has ten (10) business days after receipt of the letter to respond to the City.
Payer must renegotiate the payment with cash, cashier’s check, money order, or
credit/debit card. All checks returned by the bank for non-sufficient funds or other
reasons may be subject to a returned check fee as adopted in the Citywide fee schedule.
14. REFUNDS, VOIDS, AND CASH DISCREPANCIES
All refunds, voids, and cash discrepancies transactions are to be reviewed and
authorized by the employee’s supervisor - cash discrepancies occur where the physical
cash holdings differ to that specified by the cash receipting system.
Refunds are typically not permitted to be processed at locations which take payments
and handle cash. If a customer requires a refund, a request shall be submitted through
the Finance Department. All refunds and voided transactions shall have the following
supporting documentation:
a. Transaction date
b. Customer name, address, phone number, and signature
c. Original customer receipt
d. Reason for the refund or voided transaction
e. Amount and form of payment
f. Signature of cashier requesting the refund or void
g. Signature of supervisor approving the transaction
In the case of an overage or shortage, every effort should be made to locate amounts
Resolution No. 2019 – XXX
Cash Management Policy
Adopted: October 15, 2019
Page 5 of 9
causing the out of balance condition regardless of the amount. The employee and
supervisor must sign an over/short report with an indication of the reason, if known,
for the difference.
15. UNCLAIMED PROPERTY
Finance may void and reissue old/stale dated checks in an effort to notify/pay vendors
for City checks that remain outstanding prior tofor more than one year. Unclaimed
property is considered unclaimed after a period of time that a check remains
outstanding. The City shall follow Escheatment and Unclaimed Property Procedures
established in the Accounts Receivables Write-Offs and Unclaimed Property Policy.
16. DISBURSEMENT OF CITY FUNDS
Electronic distribution, such as wire transfers, of funds will be initiated by the Finance
Department. Authority to transfer monies shall be properly documented and verified by
the Finance Department. All wire transfer requests must provide the following:
a. Wiring instructions from beneficiary
b. Wire transfer of funds document(s) properly completed and signed by the
employee requesting the wire transfer and the Department Director or
designee.
c. Backup documentation supporting the wire (invoice, purchase order
number, memo, City Council approval if applicable, etc.)
d. All wire transfers will require a dual-approval process whereby initiation
and approval of the wire will be completed by separate members of the
finance Finance staff.
17. PETTY CASH FUNDS
The Purchasing and Contracting Policy of the City will establish a maximum size for
petty cash payments from the petty cash fund. Petty cash should be used as a
convenient method to pay small claims and is not intended for larger or frequent
payments, which should be paid through Accounts Payable. The petty cash fund must
be kept in a safe or locked cabinet under the control of the responsible person within
the department. The petty cash fund must at all times always contain the authorized
amount in cash and/or paid vouchers. The fund may not be used for any personal
loansreasons, cashing checks, or for salaries.
To replenish the petty cash fund, a Petty Cash Reimbursement Form must be
completed. The form would showidentifies persons reimbursed, the amounts, and
account numbers to be charged, and signature of the person authorizing cash
disbursement. All receipts must be attached with approvals from the signing authority
for the account charged. Funds received from any source must not be added to the
petty cash fund., Ffunds received must be processed per the procedures for the revenue
collection site.
18. RECONCILIATION
Each business day, designated employee(s) shall ensure that payments processed, and
payments received are reconciled. Management shall review and approve the overall
Resolution No. 2019 – XXX
Cash Management Policy
Adopted: October 15, 2019
Page 6 of 9
daily cash receipt reconciliation to ensure that all cash receipts are accounted for and
match to the daily cash deposit, prior to submission to the Finance Department.
19. AUDITS
The Finance Department shall conducts random audits at least twice a year at every
location which handles payments and ensure that internal controls and procedures are
being followed. The audits include verifying cash tills, change boxes, and petty cash
balances to the amounts allocated and recorded and reconciled by the Finance
Department.
20. CASH HANDLING POLICY REVIEW
The Finance Director shall review this Policy annually to ensure careful and responsible
management over City resources, and if applicable recommend any changes to the City
Manager and City Council.
FEDERALLY FUNDED PROCUREMENTS
21.
The following section outlines the allowable costs for grants, contracts, and sub-
awards at the City of La Quinta. The policy is justified byestablished from the
requirement of the Code of Federal Regulations (CFR) Title 2 Grants and Agreements,
Part 200 Uniform Administrative Requirements, Cost Principles and Audit
Requirements for Federal Awards, commonly known as Uniform Grant Guidance
(UGG). It UGG provides the basic criteria to determine direct and indirect allowable
and indirect allocable costs on federally funded programs regardless of the funding
agency sponsoring the program. The City’s shall adhere to the UGG Administrative
Requirements as updated.
CFR 200.305 Payment PAYMENT
Generally, the City receives payments of federal award funds on a reimbursement basis.
In some cases, the City may receive an advance of federal grant funds.
a. Reimbursements
• The City will request reimbursement for actual expenditures incurred
under federal grants at least quarterly, or more often as deemed
appropriate.
• Reimbursement requests will be submitted with appropriate
documentation and signed by the City’s designated representative. All
reimbursements are based on actual disbursements, not on obligations.
• The City will maintain supporting documentation of federal expenditures
(invoices, payroll records, etc.) and will make such documentation
available to awarding agencies upon request.
b. Advances
• When the City receives advance payments of federal grant funds, it must
minimize the time elapsing between the transfer of funds from the United
States Treasury or the pass-through entity and the disbursement of those
Formatted: Underline
Formatted: Centered, No bullets or numbering
Resolution No. 2019 – XXX
Cash Management Policy
Adopted: October 15, 2019
Page 7 of 9
funds on allowable costs of the applicable federal program. (2 CFR
200.305)
• To the extent available, the City will disburse funds available from program
income (including repayments to a revolving fund), rebates, refunds,
contract settlements, audit recoveries, and interest earned on such funds
before requesting additional cash payments. (2 CFR 200.305)
• The City will maintain advance payments of federal awards in insured,
interest-bearing accounts whenever not precluded by the Federal award
grant guidance, or whenever the exceptions per 2 CFR 200.305(8) do not
apply. Interest amounts up to $500 per year may be retained by the City
for administrative expense. Any additional interest earned on Federal
advance payments deposited in interest-bearing accounts must be
remitted annually to the Department of Health and Human Services
Payment Management System (PMS) through an electronic medium using
either Automated Clearing House (ACH) network or a Fedwire Funds
Service payment. [2 CFR 200.305(9)]
Allowable Costs ALLOWABLE COSTS
2 CFR, part 200, subpart E, Cost Principles, identifies direct and indirect costs that can
be charged to federal awards; it also identifies those costs that cannot be charged to
grant agreements and that are considered unallowable expenses. The City adopts the
five tests provided by this regulation to determine the allowability of costs applied to
federally funded services:
a. Reasonability: For a cost to be considered reasonable, it must be
necessary for fulfillment of the grant objective; acquired by means
consistent with federal and state laws and regulations, and consistent with
City policies and practices.
b. Allocability: A cost is allocable to a program if the goods/services
involved are charged in accordance with the relative benefits received by
that program. To be considered allocable, a cost must be incurred solely to
advance the work under the sponsored program or benefit both the
sponsored program and other programs of the City in proportions that can
be approximated through use of the City cost allocation methods, not to
exceed the limit imposed by the grant agreements.
c. Consistency: Similar costs are treated as direct or Facilities and
Administration (F & A) costs when incurred in like circumstances. Costs
that are generally charged as direct cost to a sponsored program should
not be included as F&A costs on other projects when incurred for the same
purposes. Where the City treats a particular type of cost as a direct cost of
sponsored programs, all costs incurred for the same purpose in like
circumstances shall be treated as direct costs of all other activities of the
City.
d. Limitation: Cost must conform to any limitations or exclusions in the
sponsored agreement.
e. Documentation: Cost must be adequately documented in order to
support costs charged to the Federal award.
Resolution No. 2019 – XXX
Cash Management Policy
Adopted: October 15, 2019
Page 8 of 9
Expenditures must be aligned with approved budgeted items. Any deviation from the
approved award budget will require prior approval from the awarding agency.
Allowability of costs will be determined prior to obligating and spending federal funds
on a proposed good or service. State and City rules or policy must also be considered.
Whichever allowability requirements are stricter will govern whether a cost is allowable.
a. Except where otherwise authorized by statute, costs must meet the
following general criteria to in order to be allowable under Federal awards
per 2 CFR 200.403:
• Be necessary and reasonable for the performance of the Federal award
and be allocable thereto under these principles.
• Conform to any limitations or exclusions set forth in these principles or
in the Federal award as to types or amount of cost items.
• Be consistent with policies and procedures that apply uniformly to
both federally financed and other activities of the City.
• Be accorded consistent treatment. A cost may not be assigned to a
Federal award as a direct cost if any other cost incurred for the same
purpose in like circumstances has been allocated to the Federal award
as an indirect cost.
• Not be included as a cost or used to meet cost sharing or matching
requirements of any other federally financed program in either the
current or a prior period. Also, reference § 200.306, Cost sharing or
matching, paragraph (b).
• Be adequately documented. Also, reference §§ 200.300, Statutory
and national policy requirements, through 200.309, Period of
performance, of 200 CFR Part 200.
Direct Costs DIRECT COSTS
Direct costs are those costs that which can be identified specifically with a particular
award., costs Costs that can be directly assigned to an activity with a high degree of
accuracy will be directly imputed to that activity. Identification with the grant rather
than the nature of the goods and services involved is the determining factor in
distinguishing direct from indirect F&A costs of grant agreements. Examples of some
of the costs charged directly include:
a. Personnel salaries/fringe benefits
b. Capital expenditures
c. Software
d. Consultants
e. Equipment
f. Materials and supplies
Facilities and Administrative Costs (Indirect/Overhead Costs)FACILITIES
AND ADMINISTRATIVE COSTS (INDIRECT/OVERHEAD COSTS)
Costs incurred for common or joint objectives that which cannot be identified
Resolution No. 2019 – XXX
Cash Management Policy
Adopted: October 15, 2019
Page 9 of 9
specifically with a sponsored program are treated as indirect costs. Examples of
indirect costs include:
a. Utilities
b. Maintenance and operation
c. Building and equipment expenses
d. Administrative costs
Most grant agreements include a percentage of the direct cost to cover these charges
known as the Facilities and Administrative Cost Rate (F&A), refer to each individual
grant agreement guideline for the indirect cost rate.
Federal regulations limit instances where administrative costs can be charged directly
to grants and contracts. An exception may be made if there is extensive use of such
expenses, the expenses have been properly justified/documented in the
grant/contract proposal, and they have been approved as a direct cost by the
appropriate federal agency. Examples below list the types of expenses that are
generally not allowable as a direct cost:
a. Administrative and clerical salaries and wages
b. Printing and copying costs
c. Office supplies
d. Postage and mail
e. Telephone and internet
22. 21. POLICY REVIEW
The Finance Director for the City/Housing Authority and administrators of federal
funds shall review this Policy annually and recommend any changes to the City
Manager/Executive Director and City Council/Housing Authority.
Formatted: No bullets or numbering
CASH MANAGEMENT POLICY
1. PURPOSE
The purpose of this Cash Management Policy is to establish formal guidelines for
standard citywide cash handling practices to ensure that proper procedures and internal
controls for receiving, processing, and handling cash are consistently followed.
2. SCOPE
This policy applies to all City Funds, employees, departments, volunteers, vendors, or
other persons whose assigned duties involve handling City cash or funds. Departments
are responsible for ensuring that every employee, volunteer, vendor, or other person
whose assigned duties involve handling City cash or funds adheres to this Policy.
3. GENERAL POLICY
It is the City of La Quinta’s (City) policy to establish a system of internal controls to
protect the City’s assets, including cash, from theft, loss and misuse; and to ensure
that the City receives, accurately records, and promptly deposits all cash and cash
equivalents to which the City is entitled. Cash may be comprised of, but not limited to;
coin, currency, checks, money orders, debit and credit card transactions, and electronic
fund transfers.
The City currently has designated revenue collection sites including:
a. Finance Department
b. The Hub
c. Wellness Center
d. Museum & Library
e. SilverRock Golf Course
f. Special Events - On an as-needed basis, there may be situations requiring
establishment of temporary receipting points, which collect cash on an ad-
hoc basis (e.g. community festivals, golf tours).
4. MANAGEMENT OF CASH
All City bank accounts shall be carried in the name of the City, with additional secondary
designations within the bank account name as to the purpose of the bank account,
where appropriate (e.g., SilverRock Golf Resort, La Quinta Housing Authority, and Dune
Palms Mobile Estates).
5. CASH RECEIPTING
Cash receipting, for the purpose of this policy, encompasses the following:
a. Accounting for cash as it is received
b. Pre-numbered consecutive receipts for cash received
c. Adequate separation of duties (collecting, depositing, and reconciling)
d. Refunds, voids, and cash over/short transactions
ATTACHMENT 2
Page 2 of 9
6. SEGREGATION OF DUTIES
Collection of cash, deposit preparation, and reconciliation duties shall be performed by
separate individuals, but at a minimum, reconciliation should be done by a separate
person. The employee who physically collects the cash cannot be the same individual
performing the reconciliation duties. In the event segregation of duties is not possible,
the department shall work with the Finance Department to establish agreed upon
internal control procedures.
7. FINANCE DEPARTMENT RESPONSIBILITY
It is the responsibility of the Finance Department to track and ensure the timely deposit
of City funds collected or generated at authorized locations and account for all funds
submitted by all revenue collection sites. The Finance Department will assist and
provide materials needed to departments and cashiers as follows:
a. Provide cash handling training to City departments and employees.
b. Perform cash deposit reconciliations between bank records and cash
receipt vouchers, all of which are input into the financial system. Any
discrepancies resulting from errors by the bank, or the City will be
resolved by the Finance Department.
c. Provide revenue collection sites with a change fund to allow cashiers to
give change and receipts to customers.
8. DEPARTMENT RESPONSIBILITY
Cash handling involves special internal control measures. To detect any weaknesses,
those must be monitored continually by supervisory personnel within each department
which maintains cash. Department heads are responsible for conducting periodic
reviews of their department cash handling activities to ensure these procedures are
understood and followed consistently by staff.
The responsibilities of City employees and their supervisors who are involved in the
handling of cash on behalf of the City include:
a. Cash receipting
b. Distribution of petty cash
c. Reconciling of cash receipts
d. Depositing of cash
e. Safeguarding of cash
f. Reporting of cash transactions and variances
9. SAFEGUARDING OF CASH
The City shall maintain, as deemed appropriate, physical security systems (i.e., safes,
keys, alarms, panic buttons, motion detectors, security cameras, etc.) to ensure the
safety of personnel and funds in areas where cash is collected, reconciled, and stored.
In addition, access to cash handling counter and storage areas will be restricted to
authorized personnel.
The safeguarding of cash relates to the processing, storing, and transporting of cash
and to the safekeeping of keys and safe combinations. Each location maintains at least
one safe that is used to hold cash, change boxes, point of sale cash drawers, bank
Page 3 of 9
deposits, and transaction records/receipts. Safes must have adequate locking
mechanisms, and keys to change boxes are to be kept in locked cabinets. To ensure
internal controls, access is limited to formally designated personnel, and combinations
are updated regularly and never shared.
The designated employee is responsible for verifying that the cash drawers contain the
designated starting balance prior to processing any payments. Verification of cash in
drawer will take place in the area designated for balancing drawers. The employee is
responsible for the contents, security, and keys for the cash drawer at all times. The
employee must lock all cash and cash equivalents in a drawer or other secure location
whenever leaving the workstation, including for break and lunch periods. The employee
shall maintain adequate change in each drawer. Additional change can be requested
through a supervisor or directly from the Finance Department.
Cash funds must not be left unattended. Cash shall always be stored in a locked,
secured location until it is deposited. Access to the secured area must be limited to
authorized individuals only.
10. DEPOSITING OF FUNDS
All cash collections are to be deposited. Collections may not be reserved for petty cash
or used to pay department expenses. Deposits of cash on hand shall be made no less
than weekly.
To maintain an efficient cashiering service at the cash collection sites where the City
accepts payments, the City’s policy regarding acceptance of reasonable amounts and
denominations of coinage as a form of payment is:
a. City personnel will not accept over $10.00 in unrolled coins or $20.00 in
rolled coins in sleeves per payment.
b. Customers will indicate their name and phone number on each roll in order
to provide contact information in the event questions arise on the coin roll.
Daily reconciliations are to be prepared at the departmental level to confirm that all
receipts have been recorded in the point-of-sale system. A designated employee at the
departmental level shall prepare deposits, and a separate employee documents those
reconciliations. The supervisor shall keep a log on overages/shortages by cashier. This
log shall be reviewed to ensure proper accountability and improvement in cash handling
procedures. For any cash overage/shortage, the cashier shall prepare a written
explanation as to what occurred and attach it to the reconciliation. The Finance
Department shall ensure all transactions are properly recorded in the general ledger.
11. PROCESSING INCOMING MAIL
All correspondence shall be forwarded to the appropriate department to open incoming
checks, and sort before forwarding to the appropriate staff member for processing.
12. REPORTABLE LOSSES
Any instance of known or suspected loss or misappropriation of cash or checks shall be
reported to the Finance Director, Department Director, and Human Resources
Page 4 of 9
immediately. In the event of a robbery or burglary, police authorities shall be notified
immediately along with Human Resources and the City Manager.
13. RETURNED CHECKS
Upon receipt of a non-sufficient funds (NSF) check, the Finance Department will provide
a copy of the returned check to the appropriate department and request the original
transaction information to adjust the appropriate cash and revenue accounts to which
the monies were originally recorded. If the check was applied to an accounts receivable
invoice, a new invoice will be generated showing the amount unpaid. The Finance
Department will promptly notify the payer via a letter after the NSF check is received.
The payer has ten (10) business days after receipt of the letter to respond to the City.
Payer must renegotiate the payment with cash, cashier’s check, money order, or
credit/debit card. All checks returned by the bank for non-sufficient funds or other
reasons may be subject to a returned check fee as adopted in the Citywide fee schedule.
14. REFUNDS, VOIDS, AND CASH DISCREPANCIES
All refunds, voids, and cash discrepancies transactions are to be reviewed and
authorized by the employee’s supervisor - cash discrepancies occur where the physical
cash holdings differ to that specified by the cash receipting system.
Refunds are typically not permitted to be processed at locations which take payments
and handle cash. If a customer requires a refund, a request shall be submitted through
the Finance Department. All refunds and voided transactions shall have the following
supporting documentation:
a. Transaction date
b. Customer name, address, phone number, and signature
c. Original customer receipt
d. Reason for the refund or voided transaction
e. Amount and form of payment
f. Signature of cashier requesting the refund or void
g. Signature of supervisor approving the transaction
In the case of an overage or shortage, every effort should be made to locate amounts
causing the out of balance condition regardless of the amount. The employee and
supervisor must sign an over/short report with an indication of the reason, if known,
for the difference.
15. UNCLAIMED PROPERTY
Finance may void and reissue old/stale dated checks in an effort to notify/pay vendors
for City checks that remain outstanding for more than one year. Unclaimed property is
considered unclaimed after a period that a check remains outstanding. The City shall
follow Escheatment and Unclaimed Property Procedures established in the Accounts
Receivables Write-Offs and Unclaimed Property Policy.
16. DISBURSEMENT OF CITY FUNDS
Electronic distribution, such as wire transfers, will be initiated by the Finance
Department. Authority to transfer monies shall be properly documented and verified by
Page 5 of 9
the Finance Department. All wire transfer requests must provide the following:
a. Wiring instructions from beneficiary
b. Wire transfer of funds document(s) properly completed and signed by the
employee requesting the wire transfer and the Department Director or
designee.
c. Backup documentation supporting the wire (invoice, purchase order
number, memo, City Council approval if applicable, etc.)
d. All wire transfers will require a dual-approval process whereby initiation
and approval of the wire will be completed by separate members of the
Finance staff.
17. PETTY CASH FUNDS
The Purchasing and Contracting Policy of the City will establish a maximum size for
petty cash payments from the petty cash fund. Petty cash should be used as a
convenient method to pay small claims and is not intended for larger or frequent
payments, which should be paid through Accounts Payable. The petty cash fund must
be kept in a safe or locked cabinet under the control of the responsible person within
the department. The petty cash fund must always contain the authorized amount in
cash and/or paid vouchers. The fund may not be used for any personal reasons, cashing
checks, or for salaries.
To replenish the petty cash fund, a Petty Cash Reimbursement Form must be
completed. The form identifies persons reimbursed, the amounts, account numbers to
be charged, and signature of the person authorizing cash disbursement. All receipts
must be attached with approvals from the signing authority for the account charged.
Funds received from any source must not be added to the petty cash fund. Funds
received must be processed per the procedures for the revenue collection site.
18. RECONCILIATION
Each business day, designated employee(s) shall ensure that payments processed, and
payments received are reconciled. Management shall review and approve the overall
daily cash receipt reconciliation to ensure that all cash receipts are accounted for and
match to the daily cash deposit, prior to submission to the Finance Department.
19. AUDITS
The Finance Department shall conduct random audits at least twice a year at every
location which handles payments and ensure that internal controls and procedures are
being followed The audits include verifying cash till, change boxes, and petty cash
balances to the amounts allocated and recorded and reconciled by the Finance
Department.
20. CASH HANDLING POLICY REVIEW
The Finance Director shall review this Policy annually to ensure careful and responsible
management over City resources, and if applicable recommend any changes to the City
Manager and City Council.
Page 6 of 9
FEDERALLY FUNDED PROCUREMENTS
The following section outlines the allowable costs for grants, contracts, and sub-
awards at the City of La Quinta. The policy is established from the requirement of the
Code of Federal Regulations (CFR) Title 2 Grants and Agreements, Part 200 Uniform
Administrative Requirements, Cost Principles and Audit Requirements for Federal
Awards, commonly known as Uniform Grant Guidance (UGG). UGG provides the basic
criteria to determine direct and indirect allowable costs on federally funded programs
regardless of the funding agency sponsoring the program. The City shall adhere to the
UGG Administrative Requirements as updated.
CFR 200.305 PAYMENT
Generally, the City receives payments of federal award funds on a reimbursement basis.
In some cases, the City may receive an advance of federal grant funds.
a. Reimbursements
• The City will request reimbursement for actual expenditures incurred
under federal grants at least quarterly, or more often as deemed
appropriate.
• Reimbursement requests will be submitted with appropriate
documentation and signed by the City’s designated representative. All
reimbursements are based on actual disbursements, not on obligations.
• The City will maintain supporting documentation of federal expenditures
(invoices, payroll records, etc.) and will make such documentation
available to awarding agencies upon request.
b. Advances
• When the City receives advance payments of federal grant funds, it must
minimize the time elapsing between the transfer of funds from the United
States Treasury or the pass-through entity and the disbursement of those
funds on allowable costs of the applicable federal program. (2 CFR
200.305)
• To the extent available, the City will disburse funds available from program
income (including repayments to a revolving fund), rebates, refunds,
contract settlements, audit recoveries, and interest earned on such funds
before requesting additional cash payments. (2 CFR 200.305)
• The City will maintain advance payments of federal awards in insured,
interest-bearing accounts whenever not precluded by the Federal award
grant guidance, or whenever the exceptions per 2 CFR 200.305(8) do not
apply. Interest amounts up to $500 per year may be retained by the City
for administrative expense. Any additional interest earned on Federal
advance payments deposited in interest-bearing accounts must be
remitted annually to the Department of Health and Human Services
Payment Management System (PMS) through an electronic medium using
either Automated Clearing House (ACH) network or a Fedwire Funds
Service payment. [2 CFR 200.305(9)]
Page 7 of 9
ALLOWABLE COSTS
2 CFR, part 200, subpart E, Cost Principles, identifies direct and indirect costs that can
be charged to federal awards; it also identifies those costs that cannot be charged to
grant agreements and are considered unallowable expenses. The City adopts the five
tests provided by this regulation to determine the allowability of costs applied to
federally funded services:
a. Reasonability: For a cost to be considered reasonable, it must be
necessary for fulfillment of the grant objective; acquired by means
consistent with federal and state laws and regulations, and consistent with
City policies and practices.
b. Allocability: A cost is allocable to a program if the goods/services
involved are charged in accordance with the relative benefits received by
that program. To be considered allocable, a cost must be incurred solely to
advance the work under the sponsored program or benefit both the
sponsored program and other programs of the City in proportions that can
be approximated through use of the City cost allocation methods, not to
exceed the limit imposed by the grant agreements.
c. Consistency: Similar costs are treated as direct or Facilities and
Administration (F & A) costs when incurred in like circumstances. Costs
that are generally charged as direct cost to a sponsored program should
not be included as F&A costs on other projects when incurred for the same
purposes. Where the City treats a particular type of cost as a direct cost of
sponsored programs, all costs incurred for the same purpose in like
circumstances shall be treated as direct costs of all other activities of the
City.
d. Limitation: Cost must conform to any limitations or exclusions in the
sponsored agreement.
e. Documentation: Cost must be adequately documented in order to
support costs charged to the Federal award
Expenditures must be aligned with approved budgeted items. Any deviation from the
approved award budget will require prior approval from the awarding agency.
Allowability of costs will be determined prior to obligating and spending federal funds
on a proposed good or service. State and City rules or policy must also be considered.
Whichever allowability requirements are stricter will govern whether a cost is allowable.
a. Except where otherwise authorized by statute, costs must meet the
following general criteria to be allowable under Federal awards per 2 CFR
200.403:
• Be necessary and reasonable for the performance of the Federal award
and be allocable thereto under these principles.
• Conform to any limitations or exclusions set forth in these principles or
in the Federal award as to types or amount of cost items.
• Be consistent with policies and procedures that apply uniformly to
both federally financed and other activities of the City.
Page 8 of 9
• Be accorded consistent treatment. A cost may not be assigned to a
Federal award as a direct cost if any other cost incurred for the same
purpose in like circumstances has been allocated to the Federal award
as an indirect cost.
• Not be included as a cost or used to meet cost sharing or matching
requirements of any other federally financed program in either the
current or a prior period. Also, reference § 200.306, Cost sharing or
matching, paragraph (b).
• Be adequately documented. Also, reference §§ 200.300, Statutory
and national policy requirements, through 200.309, Period of
performance, of 200 CFR Part 200.
DIRECT COSTS
Direct costs are those costs which can be identified specifically with a particular
award. Costs that can be directly assigned to an activity with a high degree of
accuracy will be directly imputed to that activity. Identification with the grant rather
than the nature of the goods and services involved is the determining factor in
distinguishing direct from indirect F&A costs of grant agreements. Examples of some
of the costs charged directly include:
a. Personnel salaries/fringe benefits
b. Capital expenditures
c. Software
d. Consultants
e. Equipment
f. Materials and supplies
FACILITIES AND ADMINISTRATIVE COSTS (INDIRECT/OVERHEAD COSTS)
Costs incurred for common or joint objectives which cannot be identified specifically
with a sponsored program are treated as indirect costs. Examples of indirect costs
include:
a. Utilities
b. Maintenance and operation
c. Building and equipment expenses
d. Administrative costs
Most grant agreements include a percentage of the direct cost to cover these charges
known as the Facilities and Administrative Cost Rate (F&A), refer to each individual
grant agreement guideline for the indirect cost rate.
Federal regulations limit instances where administrative costs can be charged directly
to grants and contracts. An exception may be made if there is extensive use of such
expenses, the expenses have been properly justified/documented in the
grant/contract proposal, and they have been approved as a direct cost by the
appropriate federal agency. Examples below list the types of expenses that are
generally not allowable as a direct cost:
a. Administrative and clerical salaries and wages
b. Printing and copying costs
Page 9 of 9
c. Office supplies
d. Postage and mail
e. Telephone and internet
21. POLICY REVIEW
The Finance Director for the City/Housing Authority and administrators of federal
funds shall review this Policy annually and recommend any changes to the City
Manager/Executive Director and City Council/Housing Authority.
City of La Quinta
FINANCIAL ADVISORY COMMISSION MEETING: April 7, 2021
STAFF REPORT
AGENDA TITLE: APPROVE FISCAL YEAR 2021/22 INVESTMENT POLICY
RECOMMENDATION
Approve the Fiscal Year 2021/22 Investment Policy.
EXECUTIVE SUMMARY
•As part of their work plan, and as stated in Section XVIII of the City’s
Investment Policy (the Policy), The Financial Advisory Commission (FAC)
is asked to review the Policy annually.
•Recommended revisions are reviewed by the City Manager and City
Attorney, and brought before the City Council for approval.
•By City Code, City Council must adopt the policy by the end of June of
each year.
FISCAL IMPACT - None.
BACKGROUND
For Fiscal Year (FY) 2020/21, the City submitted the Policy for certification by
the Association of Public Treasurers of the United States and Canada (APT
US&C) and was awarded their Investment Policy Certificate of Excellence. This
follows two years of certifications awarded from the California Municipal
Treasurers Association (CMTA).
There were no new regulatory changes in FY 2020/21 that substantially
affected the City’s policy. Therefore, staff recommends no changes to the
current policy other than the following minor edits which are identified as red
lined in Attachment 1:
•Section III Scope: Removed reference to Sections XVI and XVII; the
information found in those sections had already been moved under
Section III in a previous policy revision, and the current sections
numbered XVI and XVII do not relate to scope.
•Section III Scope: Removed the word “new” in reference to arbitrage
restrictions, as this has been part of the United States Tax Code for
BUSINESS SESSION ITEM NO. 1
many years now. Also removed redundant wording regarding yield
maximization.
• Section IX Authorized Financial Dealers: Added “or designee” to the
review of documentation provided by broker/dealers, to match
Appendix C Segregation of Major Investment Responsibilities.
• Section IX Authorized Financial Dealers: Removed reference to SSAE
16, as this has been superseded by SSAE 18 (Statement on Standards
for Attestation Engagements), and the reports that are issued under
the standard are System and Organizational Control (SOC) reports.
• Section X Permissible Deposits and Investments: Replaced specific
amounts noted under Prime Commercial Paper Section with reference
to the State Code, to eliminate confusion when amendments to
53601(h) sunset in 2026.
ALTERNATIVES
The policy has been recognized by APT US&C and CMTA as being
comprehensive as written, and therefore no alternatives are recommended at
this time.
Prepared by: Rosemary Hallick, Financial Services Analyst
Approved by: Karla Romero, Finance Director
Attachment: 1. Draft Investment Policy for Fiscal Year 2021/22 (red-lined)
2. Letter from APT US&C for policy certification
ATTACHMENT 1
Fiscal Year 2020/20212021/2022
Table of Contents
Section Topic Page
Executive Summary 1
I General Purpose 2
II Investment Policy 2
III Scope 2
IV Objectives 3
V Maximum Maturities 5
VI Prudence 5
VII Authority 5
VIII Ethics and Conflicts of Interest 6
IX Authorized Financial Dealers and Institutions 6
X Permissible Deposits and Investments 7
XI Investment Pools 10
XII Payment and Custody 10
XIII Interest Earning Distribution Policy 11
XIV Internal Controls and Independent Auditors 11
XV Reporting Standards 12
XVI Review of Investment Portfolio 13
XVII Financial Advisory Commission – City of La Quinta 13
XIII Investment Policy Adoption 13
Appendices Topic Page
A Municipal Code Ordinance 2.70 – Financial Advisory Commission 14
B Municipal Code Ordinance 3.08 – Investment of Moneys and Funds 16
C Segregation of Major Investment Responsibilities 18
D Listing of Approved Financial Institutions 19
E Investment Management Process and Risk 20
F Glossary 22
Page 1 of 27
CITY OF LA QUINTA
Investment Policy
Fiscal Year 2020/20212021/2022
EXECUTIVE SUMMARY
The general purpose of this Investment Policy is to provide the rules and standards
that must be followed in administering the City of La Quinta's (the “City”) deposits
and investments.
The City's Investment Policy conforms to all state and local statutes and applies to
all deposits and investments of the City, with the exception of bond proceeds and
those noted in section III herein.
It is the City's policy to deposit and invest public funds in a manner that shall provide
safety of principal, liquidity to meet the City’s obligations and requirements that may
be reasonably anticipated, and a risk-based market rate of return.
Authority to manage the City's investment portfolio is derived from the City Municipal
Code. Management responsibility for the investment program is delegated to the City
Treasurer, who shall establish and implement written procedures for the operation of
the City's investment program consistent with the Investment Policy.
The City Manager, City Treasurer, and city employees involved in the City's banking
and investment process shall conduct the City's business in an ethical manner and
refrain from any activity or relationship that may be, or have the appearance of, a
conflict of interest.
The Investment Policy shall be adopted by resolution of the La Quinta City Council on
an annual basis, before the end of each fiscal year (June).
Page 2 of 27
City of La Quinta
Statement of Investment Policy July 1, 20201 through June 30, 20212
Adopted by the City Council on June 16, 20201
I. GENERAL PURPOSE
The general purpose of this document is to provide the rules and standards that must
be followed in administering the City of La Quinta's deposits and investments.
II. INVESTMENT POLICY
It is the policy of the City of La Quinta to deposit and invest public funds in a manner
that shall conform to all State and local statutes governing the investment of public
funds and set forth the permissible deposits and investments of the City's funds and
the limitations thereon.
III. SCOPE
Except as further detailed in Sections XVI and XVIInoted below, this Investment
Policy applies to all deposits and investments of the City of La Quinta, the Successor
Agency to the City of La Quinta Redevelopment Agency, and the City of La Quinta
Financing and Housing Authorities. These funds are reported in the City's
Comprehensive Annual Financial Report (CAFR) and include all funds within the
following fund types:
General
Special Revenue
Capital Projects
Debt Service
Enterprise
Internal Service
Trust and Agency
Any new fund types and fund(s) that may be created.
Financial assets and investment activity not subject to this policy
The City's Investment Policy does not apply to the following:
Cash and Investments raised from Conduit Debt Financing;
Funds held in trust in the City's name in pension or other post-retirement
benefit programs;
Cash and Investments held in lieu of retention by banks or other financial
institutions for construction projects; and
Short or long-term loans made to other entities by the City or Agency,
Short term (Due to/from) or long term (Advances from/to) obligations made
either between the City and its funds or between the City and Agency.
Investment of bond proceeds: The City's Investment Policy shall not govern
bond proceeds and bond reserve fund investments. California Government
Commented [RH1]: Scheduled for this date.
Study session FAC 4/7/2021. Business item FAC
5/12/2021. City Council 6/1/2021.
Commented [RH2]: Old reference not previously
removed.
Page 3 of 27
Code Section 5922(d) governs the investment of bond proceeds and reserve
funds in accordance with bond indenture provisions.
Arbitrage Requirement - The US Tax Reform Act of 1986 requires the City to
perform arbitrage calculations as required and return excess earnings to the US
Treasury from investments of proceeds of bond issues sold after the effective date
of this law. These arbitrage calculations may be contracted with an outside source
to provide the necessary technical assistance to comply with this regulation.
Investable funds subject to the 1986 Tax Reform Act will be kept segregated from
other funds and records will be kept in a fashion to facilitate the calculations.
The City's investment position relative to the new arbitrage restrictions is to
continue pursuing the maximum yield on applicable investments while ensuring
the safety of capital and liquidity,. It is the City's position to continue maximization
of yield and to rebate excess earnings, if necessary.
IV. OBJECTIVES
The objectives of the City's investment activity, in order of priority and importance,
are:
A. Safety of Principal
Safety of principal is the foremost objective of the City's investment program.
Investments shall be undertaken in a manner that seeks to ensure the preservation
of principal of the overall portfolio in accordance with the permissible deposits and
investments.
The City shall endeavor to preserve its investment principal by making only
permissible deposits and investments, undertaken in a controlled manner to minimize
the possibility of loss or misappropriation through malfeasance or otherwise.
Investments not backed by the full faith and credit of the United States Government
shall be diversified by allocating assets between different types of permissible
investments, maturities, and issuers as a means to mitigate credit risk and interest
rate risk. Investment in any single security type or single financial institution shall be
limited to the maximum percentages and/or dollar amounts as noted in Section X.
1. Credit Risk is the risk of loss from the failure of the security issuer or backer.
Credit risk may be mitigated by:
• Limiting investments to investment grade securities as permitted in
Section X; and
• Diversifying the issuers of the securities in the investment portfolio so
that potential losses due to issuer failure or individual securities
downgrades may be minimized.
2. Interest Rate Risk is the risk that market values of securities in the portfolio
will decline due to changes in general interest rates. Interest rate risk may
be mitigated by:
Page 4 of 27
• Structuring the investment portfolio so that securities mature to meet
cash requirements for ongoing operations, thereby avoiding the need to
sell securities on the open market prior to maturity; and
• Investing operating funds primarily in shorter-term securities.
3. Liquidity Risk is the risk that a security cannot be liquidated because of its
unique features or structure or because it is thinly traded. Liquidity risk is not
a material issue for the City's portfolio because of the permissible deposits and
investments (see Section X). A discussion of the City's investment process and
risk is presented in Appendix E.
B. Provide Liquidity
The investment portfolio shall remain sufficiently liquid to meet all of the City's cash
needs that may be reasonably anticipated. This is accomplished by structuring the
portfolio so that sufficient liquid funds are available to meet anticipated demands.
Furthermore, since all possible cash needs cannot be anticipated the portfolio should
be diversified and consist of securities with active secondary or resale markets.
The City's policy is to generally hold securities and other investments to maturity.
AccordinglyHowever, securities may be sold prior to maturity under certain
circumstances as follow:
• A security with declining credit quality can be sold early to minimize loss of
principal.
• Unanticipated liquidity needs of the portfolio require that one or more
securities be sold.
• When a sale/repurchase is fiscally advantageous based on market conditions
and fits the needs of the portfolio
C. Yield a Risk-Based Market Rate of Return
The City's investment portfolio shall be structured with the objective of yielding a
risk- based market rate of return throughout budgetary and economic cycles. Return
on investment is less important than the safety and liquidity objectives described
above.
The City's Investment Policy does not specify a single benchmark as a goal or target
yield for a rate of return on its investment portfolio. The portfolio's rates of return
will be influenced by several factors, including actions by the Federal Reserve Board,
the marketplace, and overall economic perceptions and conditions.
Performance Standards: As a basis for comparison only, the Treasurer's quarterly
reports will display the rates of return on the three-month Bill, six-month Bill, and
the one and two-year U.S. Treasury Note, and the yield for the State Treasurer's
Local Agency Investment Fund (LAIF). The Treasurer may use these or any other
published rates of return that the Treasurer deems appropriate for comparison to the
return on the City's investment portfolio.
Page 5 of 27
The investment portfolio shall be designed with the objective of obtaining a market
rate of return throughout budgetary and economic cycles, commensurate with the
investment risk constraints and the cash flow needs.
V. MAXIMUM MATURITIES
It is the City's policy to generally hold securities and other investments until maturity.
This buy-and-hold policy shall not prevent the sale of a security as listed in section
IV.B
The general buy-and-hold strategy requires that the City's investment portfolio be
structured so that sufficient liquid funds are available from maturing investments and
other sources to meet all reasonably anticipated cash needs.
The City shall follow Title 5 of the California Government Code §53601 (the “State
Code”) regarding maximum maturities, in that “no investment shall be made in any
security…that at the time of the investment has a term remaining to maturity in
excess of five years”.
VI. PRUDENCE and FIDUCIARY DUTY
The City shall follow the State Code §53600.3 regarding fiduciary duty and the
Prudent Investor Standard as follows:
Except as provided in subdivision (a) of §27000.3, all governing bodies of local
agencies or persons authorized to make investment decisions on behalf of those local
agencies investing public funds pursuant to this chapter are trustees and therefore
fiduciaries subject to the prudent investor standard. When investing, reinvesting,
purchasing, acquiring, exchanging, selling, or managing public funds, a trustee shall
act with care, skill, prudence, and diligence under the circumstances then prevailing,
including, but not limited to, the general economic conditions and the anticipated
needs of the agency, that a prudent person acting in a like capacity and familiarity
with those matters would use in the conduct of funds of a like character and with like
aims, to safeguard the principal and maintain the liquidity needs of the agency. Within
the limitations of this section and considering individual investments as part of an
overall strategy, investments may be acquired as authorized by law.
VII. AUTHORITY
Authority to manage the City's investment portfolio is derived from Chapter 3.08 of
the City's Municipal Code. Management responsibility for the investment program is
delegated to the City Treasurer for a period of one year pursuant to the City Council's
annual adoption of the Investment Policy.
The City Treasurer shall establish written procedures for the operation of the
investment program consistent with the Investment Policy. Procedures should include
reference to safekeeping, wire transfer agreements, banking service contracts, and
collateral/depository agreements. Such procedures shall include explicit delegation
of authority to persons responsible for investment transactions. No person may
Page 6 of 27
engage in an investment transaction except as provided under the terms of this
Investment Policy and the procedures established by the City Treasurer. The City
Treasurer shall be responsible for all transactions undertaken and shall establish a
system of controls to regulate the activities of subordinate officials.
VIII. ETHICS AND CONFLICTS OF INTEREST
The City Manager, City Treasurer and Ccity employees involved in the City's banking
and investment process shall conduct the City's business in an ethical manner and
refrain from any activity or relationship that may be, or have the appearance of, a
conflict of interest. The City will maintain compliance with the procedures set forth in
the Conflicts of Interest and Acceptance of Gifts and other Gratuities section of the
City of La Quinta Personnel Manual and the City’s Municipal Code Chapter 2.60
Conflicts of Interest. Any questionable activity or relationship shall be reported
immediately; reporting must be made in accordance with the personnel policies of
the City and, until resolved, the officer or employee shall refrain from participating in
the City's business related to the matter.
The City Manager, City Treasurer, and City employees may conduct personal business
with banks, brokers, and other financial institutions that are authorized to conduct
business with the City provided that the terms of the activity to the accountholder
with the City are the same as those that are available to the public in general, or to
all employees as a result of contract negotiations.
IX. AUTHORIZED FINANCIAL DEALERS AND INSTITUTIONS
The City Treasurer maintains a listing of financial institutions which are approved for
direct investment purposes, as well as a list of approved broker/dealers.
1. Broker/Dealers who desire to become bidders for direct investment
transactions must supply the City with the following:
• Current audited financial statements;
• Proof of Financial Industry Regulatory Authority (FINRA) Certification;
• Proof of State of California registration;
• Resume of fFinancial broker; and
• Completion of the City of La Quinta Broker/Dealer Qquestionnaire, which
contains a certification of having read the City's Investment Policy.
The City Treasurer or designee shall evaluate the documentation submitted by
the broker/dealer and independently verify existing reports on file for any firm
and/or individual(s) conducting investment related business.
The City Treasurer or designee will also contact the following agencies during
the verification process:
• Financial Industry Regulatory Authority (FINRA) Public Disclosure Report
File (1-800- 289-9999).
• State of California Department of Corporations (1-916-445-3062).
Page 7 of 27
A professional investment manager or management firm, if engaged by the
City pursuant to Section X of this policy, may utilize their own list of approved
broker/dealers on the condition that any such list is provided to the City upon
request.
All Broker/Dealers and financial institutions that provide investment services
will be subject to City Council approval.
An annual review of the financial condition and registrations of approved
broker/dealers will be conducted by the City Treasurer or designee. Current
audited financial statements and/or SSAE 16 System and Organizational
Controls (SOC-1 and/or SOC-2) internal control (SOC-1) reports will be
maintained on file for each financial institution and broker/dealer with which
the City conducts business. Each mutual fund shall provide a prospectus and
statement of additional information.
2. Financial Institutions will be required to meet the following criteria in order
to receive City funds for deposit or investment (see Appendix D, "Listing of
Approved Financial Institutions"):
• Insurance - Public Funds shall be deposited only in financial institutions
having accounts insured by the Federal Deposit Insurance Corporation
(FDIC).
• Disclosure - Each financial institution maintaining invested funds in
excess of the FDIC insured amount shall furnish the City a copy of the
most recent Call Report.
The City shall not invest in excess of the FDIC insured amount in banking
institutions which do not disclose to the city a current listing of securities
pledged for collateralization in public monies.
X. PERMISSIBLE DEPOSITS AND INVESTMENTS
It is the City’s policy to follow Title 5 of the California Government Code (the “State
Code”) in regard to allowable securities, and to be sufficiently diversified with regard
to security type and issuer. Permissible deposits and investments, as allowed by
Chapter 4, Part 1, Division 2, Title 5 (hereinafter cited by §), include, but are not
limited to, the following:
Checking, Savings, and Sweep Accounts - The City will only maintain checking
and savings, accounts with state or national banks, savings associations, federal
associations, and/or credit unions in accordance with §53635.2.
• Collateralization: The amount of the City's deposits or investments not
insured by the FDIC shall be collateralized by securities in accordance with
§53652. The Treasurer may invest in an interest-bearing active deposit
account as approved in §53632. The deposit account must be collateralized
with securities that are in accordance with §53632.5. In addition, the market
value of the collateralized securities must be maintained in accordance with
Page 8 of 27
§53652 and be held by a custodian in accordance with the requirements of
§53656. The proportion of the City's share of the deposit account shall be
determined in accordance with §53658.
Certificates of Deposit (Negotiable and Non-negotiable) – As authorized in
§53601(i), the City may invest in Non- Negotiable and Negotiable Certificates of
Deposits (CD) up to 30% of the overall portfolio. In no instance shall a CD or
combined CD’s with a single issuer exceed the FDIC or NCUSIF insurance limit of
$250,000.
U.S. Treasury Bills, Notes, and Bonds – As authorized in §53601(b), the City
may invest in U.S. Treasury bills, notes, and bonds directly issued and backed by
the full faith and credit of the U.S. Government. The City's Investment Policy
provides for investments in U.S. Treasury issues of 100% of the portfolio.
U.S. Government Agency Securities and Federal Government Securities –
As authorized in §53601(f), the City may invest in securities issued by U.S.
Government instrumentalities and agencies (commonly referred to as government
sponsored enterprises or GSE's). These securities may not be backed by the full
faith and credit of the U.S. Government (with the exception of Government
National Mortgage Association (GNMA) securities). Examples of GSE's include
Federal National Mortgage Association (FNMA), Federal Home Loan Mortgage
Corporation (FHLMC) Federal Home Loan Bank (FHLB), Federal Farm Credit Bank
(FFCB), Federal Land Bank (FLB), Federal Intermediate Credit Bank (FICB), and
GNMA securities.
The City's Investment Policy allows investment only in securities of GNMA, FNMA,
FHLMC, FHLB, and FFCB. For Fiscal Year 2019-202021-22, the maximum face
amount per issuer is $20 million and the maximum face amount per purchase is
$10 million.
Prime Commercial Paper – As authorized in §53601(h), a portion of the City's
portfolio may be invested in commercial paper of the highest rating as provided
for by a nationally recognized statistical rating organization (NRSRO) such as
Moody’s, Fitch, or Standard & Poor’s (S&P). There are a number of other
qualifications regarding investments in commercial paper based on the financial
strength and size of the corporation and the size of the investment. Up to 25% of
the portfolio may be invested, with no more than 10% of the outstanding paper
of any single issuer. The City limits on prime commercial paper are as defined in
§53601(h) of the State Code.
Local Agency Investment Fund (LAIF) – As authorized in §16429.1 and by
LAIF policies, local government agencies are each authorized to invest up to the
deposit limit as designated by the California State Treasurer. The City Treasurer
may not invest more than the maximum amount per account as allowed by LAIF.
Money Market Mutual Funds – As authorized in §53601(l), local agencies are
authorized to invest in shares of beneficial interest issued by diversified
Commented [RH3]: Rather than define an
amount, changed to follow code as written.
Code was changed in 2021 to up to 40% if total
portfolio over $100 million, but this sunsets in
2026.
Page 9 of 27
management companies (mutual funds) in an amount not to exceed 20% of the
agency's portfolio. There are a number of other qualifications and restrictions
regarding allowable investments in corporate notes and shares of beneficial
interest issued by mutual funds which include (1) attaining the highest ranking or
the highest letter and numerical rating provided by not less than two of the three
largest nationally recognized rating services, or (2) having an investment advisor
registered with the Securities and Exchange Commission with not less than five
years' experience investing in the securities and obligations and with assets under
management in excess of five hundred million dollars ($500,000,000).
Corporate Notes – As authorized in §53601(k), local agencies may invest in
corporate notes. The notes must be issued by corporations organized and
operating in the United States or by depository institutions licensed by the United
States or any other state and operating in the United States. The City's
Investment Policy allows investment in corporate notes authorized by the
Government Code with the following limitations:
• Maximum 30% of the portfolio;
• Maturities shall not exceed five years from date of purchase;
• Eligible notes shall be regularly quoted and traded in the marketplace;
• Eligible notes shall be in a rating category of "AA" or better by an NRSRO;
• The maximum aggregate investment in each issuer shall not exceed $5 million
(PAR value).
Professionally Managed Account(s) – The City Treasurer may place up to 50%
of the portfolio with a professional portfolio management/investment
management firm (firm) The firm will be approved by the City Council based upon
the City Treasurer's recommendation pursuant to completion of a public request
for proposal (RFP). The firm shall have:
• An established professional reputation for asset or investment management;
• Knowledge and working familiarity with State and Federal laws governing and
restricting the investment of public funds;
• Substantial experience providing investment management services to local
public agencies whose investment policies and portfolio size are similar to
those of the City;
• Professional liability (errors and omissions) insurance and fidelity bonding in
such amounts as are required by the City; and
• Registration with the Securities and Exchange Commission under the
Investment Advisers Act of 1940
Before engagement by the City and except as may be specifically waived or
revised, the firm shall commit to adhere to the provisions of the City's Investment
Policy with the following exceptions:
• The firm may be granted the discretion to purchase and sell investment
securities in accordance with this Investment Policy;
Page 10 of 27
• The firm is not required to adhere to a buy-and-hold policy; and
• The firm does not need City Manager or City Treasurer approval to make
permissible investments.
Local Agency Bonds and California Local Agency Obligations – As
authorized in §53601(a) and §53601(e), the City may invest in California local
agency obligations. §53601(a) pertains to investing in bonds issued by a local
agency, or by the department, board, agency or authority of the local agency.
§53601(e) pertains to investing in bonds and other defined indebtedness of any
local agency, or department, board, agency or authority of the local agency within
the State of California. The Agency obligations must be invested in the long-term
rating category of A or better by an NRSRO.
In the case of an initial public offering, including refinancings, the Treasurer may
purchase directly from the Bond Underwriter. In the case of secondary issues, the
Treasurer will rely on the approved Broker/Dealers.
XI. INVESTMENT POOLS
There are three (3) types of investment pools:
• State-run pools (e.g., LAIF);
• Pools that are operated by a political subdivision where allowed by law and the
political subdivision is the trustee (e.g., County Pools, and Joint Powers
Authorities such as the California Asset Management Program (CAMP)); and
• Pools that are operated for profit by third parties (e.g. money market funds).
The City's Investment Policy permits investment in pools and money market funds
as authorized by State Code §16429.1, §53601(l) and §53601(p).
XII. PAYMENT AND CUSTODY
The City shall engage qualified third-party custodians to act in a fiduciary capacity to
maintain appropriate evidence of the City's ownership of securities and other eligible
investments. Such custodians shall disburse funds received from the City for a
purchase, to the broker, dealer or seller only after receiving evidence that the City
has legal, record ownership of the securities.
Even though ownership is evidenced in book-entry form rather than by actual
certificates, this procedure is commonly referred to as the delivery versus payment
(DVP) method for the transfer of securities.
XIII. INTEREST EARNING DISTRIBUTION POLICY
Interest earnings are generated from pooled investments and specific investments.
The following provisions apply to the calculation and distribution of interest earnings.
1. Pooled Investments – It is the general policy of the City to pool all available
operating cash of the City of La Quinta, Successor Agency to the City of La
Quinta Redevelopment Agency, La Quinta Financing Authority, and La Quinta
Page 11 of 27
Housing Authority, and to allocate interest earnings as a payment to each fund
of an amount based on the month-end cash balance included in the common
portfolio for the earning period.
2. Specific Investments – Specific investments purchased by a fund shall incur
all earnings and expenses to that particular fund.
XIV. INTERNAL CONTROLS AND INDEPENDENT AUDITOR
The City Treasurer shall establish a system of internal controls to accomplish the
following objectives:
• Safeguard assets;
• The orderly and efficient conduct of its business, including adherence to
management policies;
• Prevention or detection of errors and fraud;
• The accuracy and completeness of accounting records; and
• Timely preparation of reliable financial information.
While no internal control system, however elaborate, can guarantee absolute
assurance that the City's assets are safeguarded, it is the intent of the City's internal
control to provide a reasonable assurance that management of the investment
function meets the City's objectives.
The internal controls shall address the following:
• Control of collusion. Collusion is a situation where two or more employees are
working in conjunction to defraud their employer.
• Separation of transaction authority from accounting and record keeping. By
separating the person who authorizes or performs the transaction from the
people who record or otherwise account for the transaction, a separation of
duties is achieved.
• Custodial safekeeping. Securities purchased from any bank or dealer including
appropriate collateral (as defined by State Law) shall be placed with an
independent third party for custodial safekeeping.
• Avoidance of physical delivery securities. Book entry securities are much easier
to transfer and account for since actual delivery of a document never takes
place. Delivered securities must be properly safeguarded against loss or
destruction. The potential for fraud and loss increases with physically delivered
securities.
• Clear delegation of authority to subordinate staff members. Subordinate staff
members must have a clear understanding of their authority and
responsibilities to avoid improper actions. Clear delegation of authority also
preserves the internal control structure that is contingent on the various staff
positions and their respective responsibilities as outlined in the Segregation of
Major Investment Responsibilities appendices.
• Written confirmation of telephone transactions for investments and wire
transfers. Due to the potential for error and improprieties arising from
Page 12 of 27
telephone transactions, all telephone transactions shall be supported by
written communications or electronic confirmations and approved by the
appropriate person. Written communications may be via fax or email if on
letterhead and the safekeeping institution has a list of authorized signatures.
Fax correspondence must be supported by evidence of verbal or written follow-
up.
• Development of a wire transfer agreement with the City's bank and third-party
custodian. This agreement should outline the various controls, security
provisions, and delineate responsibilities of each party making and receiving
wire transfers.
The system of internal controls developed by the City shall be reviewed annually by
the independent auditor in connection with the annual audit of the City's Financial
Statements. The independent auditor's letter on internal control over financial
reporting and compliance as it pertains to cash and investments, if any, shall be
directed to the City Manager who will direct the City Treasurer to provide a written
response to the independent auditor's letter. The auditor's letter, as it pertains, to
cash and investment activities and the City Treasurer's response shall be provided to
the City's Financial Advisory Commission for their consideration. Following the
completion of each annual audit, the independent auditor shall meet with the
Financial Advisory Commission and discuss the auditing procedures performed and
the review of internal controls for cash and investment activities. See Appendix C,
"Segregation of Major Investment Responsibilities."
XV. REPORTING STANDARDS
The City Treasurer shall submit a quarterly Treasurer’s Report to the City Council and
the Financial Advisory Commission that includes all cash and investments under the
authority of the Treasurer. In addition, the City Treasurer or designee shall ensure
all investment transactions are reported on a monthly basis as they occur throughout
the quarter. The Treasurer's Report shall summarize cash and investment activity
and changes in balances and include the following:
• A certification by the City Treasurer;
• A listing of purchases and sales/maturities of investments;
• Cash and Investments categorized by authorized investments; LAIF will also
be provided quarterly and show yield and maturity;
• Comparison of month end actual holdings to Investment Policy limitations;
• A two-year list of historical interest rates.
XVI. REVIEW OF INVESTMENT PORTFOLIO
The securities held by the City must be in compliance with this Policy at the time of
purchase. Due to market conditions, some securities may no longer comply
subsequent to the date of purchase, therefore a quarterly review of the portfolio will
be conducted to identify any securities which may have fallen out of compliance. Any
Page 13 of 27
major incidences of noncompliance identified during such review will be reported to
the Financial Advisory Commission for confirmation of staff course of action.
XVII. FINANCIAL ADVISORY COMMISSION - CITY OF LA QUINTA
The Financial Advisory Commission (FAC) is composed of seven members from the
public that are appointed by the City Council. The FAC’s membership, qualifications,
and powers and duties are prescribed in Chapter 2.70 of the La Quinta Municipal Code
and included in this policy as Appendix A.
On an annual basis, in conjunction with the Political Reform Act disclosure statutes,
or at any time if a change in circumstances warrants, each commissioner will provide
the City Council with a disclosure statement which identifies any matters that have a
bearing on the appropriateness of that member's service on the FAC. All
commissioners shall report annually to the City Clerk on Form 700, Statement of
Economic Interests, any activities, interests, or relationships that may be, or have
the appearance of, a conflict of interest.
XVIII. INVESTMENT POLICY ADOPTION
The City's Investment Policy will be reviewed annually by the City's Financial Advisory
Commission and the City Treasurer. The Financial Advisory Commission will forward
the Investment Policy with any revisions to the City Manager and City Attorney for
their review and comment. A joint meeting will be held with the Financial Advisory
Commission, City Manager, City Attorney, and City Treasurer to review the
Investment Policy and any comments prior to submission to the City Council for their
consideration. The Investment Policy shall be adopted by resolution of the City
Council annually before the end of June of each year.
Page 14 of 27
City of La Quinta Municipal Code Chapter 2.70
FINANCIAL ADVISORY COMMISSION
2.70.010 General rules regarding the financial advisory commission.
Except as set out below, see Chapter 2.06 for general provisions.
2.70.020 Number of members.
The financial advisory commission ("FAC") shall initially consist of seven members
appointed by, and serving at the will of, the city council. The city council may increase
or decrease the number of members from time to time but in no event shall the
membership exceed nine members or be less than five members.
2.70.030 Qualifications of members.
A. In addition to the qualification requirements set forth in Section 2.06.040
of this code, a minimum of three of the members shall be finance professionals
and shall have a verifiable background in finance and/or securities, preferably
with knowledge and/or experience in markets, financial controls and
accounting for securities.
B. For those applying for the professional position, background information will
be requested, and potential candidates must agree to a background check and
verification by the city manager or designee.
2.70.040 Powers and duties.
A. The principal functions of the FAC are:
1. Review at least annually the city's investment policy and recommend
appropriate changes;
2. Review at least quarterly the treasury report and note compliance
with the investment policy and adequacy of cash and investments for
anticipated obligations;
3. Receive and consider other reports provided by the city treasurer;
4. Meet with the independent auditor after completion of the annual
audit of the city's financial statements, and receive and consider the
auditor's comments on auditing procedures, internal controls, and
findings for cash and investment activities;
5. Review at least annually the revenue derived from the one percent
(1%) transactions and use tax instituted by voters in November 2016
to ensure these funds are used to provide services, programs and capital
projects in the city of La Quinta.
APPENDIX A
Page 15 of 27
6. Serve as a resource for the city treasurer on matters such as proposed
investments, internal controls, use of or change of financial institutions,
custodians, brokers and dealers.
B. The FAC will report to the city council after each meeting either in person
or through correspondence at a regular city council meeting. (Ord. 556 § 1,
2017)
2.70.050 References to the Investment Advisory Board.
If any other chapter(s) or section(s) in this code refers to the Investment Advisory
Board, that chapter(s) or section(s) shall be deemed to refer to the Financial Advisory
Commission established by the ordinance amending chapter 2.70 of this code.
Page 16 of 27
City of La Quinta Municipal Code Chapter 3.08
INVESTMENT OF MONEYS AND FUNDS
3.08.010 Investment of city moneys and deposit of securities.
Pursuant to, and in accordance with, and to the extent allowed by Sections 53607
and 53608 of the California Government Code, the authority to invest and reinvest
moneys of the city, to sell or exchange securities, and to deposit them and provide
for their safekeeping, is delegated to the city treasurer, which, for purposes of this
chapter, is defined in Section 2.12.010 of this code. (Ord. 529 § 1, 2015; Ord. 2 § 1,
1982)
3.08.020 Authorized investments.
Pursuant to the delegation of authority in Section 3.08.010, the city treasurer is
authorized to purchase, at their original sale or after they have been issued, securities
which are permissible investments under the city council adopted city investment
policy and any provision of state law relating to the investing of general city funds,
including, but not limited to, Sections 53601 and 53635 of the California Government
Code, as said sections now read or may hereafter be amended, from moneys in the
city treasurer's custody which are not required for the immediate necessities of the
city and as he or she may deem wise and expedient, and to sell or exchange for other
eligible securities and reinvest the proceeds of the securities so purchased. (Ord. 529
§ 1, 2015; Ord. 2 § 1, 1982)
3.08.030 Sales of Securities.
From time to time the city treasurer shall sell the securities in which city moneys
have been invested pursuant to this chapter, so that the proceeds may, as
appropriate, be applied to the purchase for which the original purchase money may
have been designated or placed in the city treasury. (Ord.2 § 1 1982)
3.08.040 City bonds.
Bonds issued by the city and purchased pursuant to this chapter may be cancelled
either in satisfaction of sinking fund obligations or otherwise if proper and
appropriate; provided, however, that the bonds may be held uncancelled and while
so held may be resold. (Ord. 2 § 1 (part), 1982)
3.08.050 Reports.
The city treasurer shall make a quarterly report to the city council of all investments
made pursuant to the authority delegated in this chapter and as permitted by Section
53646(b)(1) of the Government Code. (Ord. 529 § 1, 2015; Ord. 2 § 1, 1982)
APPENDIX B
Page 17 of 27
3.08.060 Deposits of securities.
Pursuant to the delegation of authority in Section 3.08.010, the city treasurer is
authorized to deposit for safekeeping, the securities in which city moneys have been
invested pursuant to this chapter, in any institution or depository authorized by the
city council adopted investment policy and terms of any state law, including, but not
limited to, Section 53608 of the Government Code, as it now reads or may hereafter
be amended. In accordance with said section, the city treasurer shall take from the
institution or depository a receipt for the securities so deposited and shall not be
responsible for the securities delivered to and receipted for by the institution or
depository until they are withdrawn therefrom by the city treasurer. (Ord. 529 § 1,
2015; Ord. 2 § 1, 1982)
3.08.070 Trust fund administration.
Any departmental trust fund established by the city council pursuant to Section 36523
of the Government Code shall be administered by the city treasurer in accordance
with Section 36523 and 36524 of the Government Code and any other applicable
provisions of law. (Ord. 2 § 1, 1982)
Page 18 of 27
Function Responsible Parties
Develop and recommend modifications to the City's
formal Investment Policy
City Treasurer, Financial Services Analyst, and
Financial Advisory Commission
Review City's Investment Policy and recommend
City Council action
City Manager and City Attorney
Adopt formal Investment Policy City Council
Implement formal Investment Policy City Treasurer
Review financial institutions and select investments City Treasurer or Financial Servies Analyst
Acknowledge investment selections City Manager or his/her designee
Execute investment transactions City Manager, City Treasurer, or Financial Services
Analyst
Confirm wires Accounting Manager, Accountant, or Management
Assistant
Record investment transactions in City's accounting
records
Accounting Manager or Accountant
Investment cerification- match broker confirmation
to City's investment records
City Treasurer or Financial Services Analyst
Reconcile investment records to accounting records
and bank statements
Financial Services Analyst
Reconcile investment records to treasurer's report
of investments
City Treasurer, Accounting Manager, or Financial
Services Analyst
Security of investments at City Accounting Manager or Management Assistant
Security of investments outside of City Third Party Custodian
Review internal control procedures External Auditor
SEGREGATION OF MAJOR INVESTMENT RESPONSIBILITIES
APPENDIX C
Page 19 of 27
Banking Services -Wells Fargo Bank, Government Services, Los Angeles,
CA (Banking Services)
-Bank of the West, San Francisco, CA (Banking
Services)
Custodian Services -The Bank of New York Mellon/Pershing LLC
-Stifel
Deferred Compensation -International City/County Management Association
(ICCMA) Retirement Corporation
Broker/Dealer Services -Stifel, Nicholaus, & Company, Inc.
-Higgins Capital Management, Inc.
-Great Pacific Securities
Government/Joint Powers Authority Pools -State of California Local Agency Investment Fund
(LAIF)
-California Asset Management Program (CAMP)
Trustee Services -US Bank (1)
Other Post Employment Benefits (OPEB) Trust -California Employers' Retirement Benefits Trust
(CERBT)/CalPERS
Pension Trust - Administration -Public Agency Retirement Services (PARS)
Listing of Approved Financial Institutions
(1) US Bank is the fiscal agent for all of the following bonds: 2013, 2014, and 2016 Successor Agency to
the La Quinta Redevelopment Agency (RDA) Bonds. US Bank is also the trustee and asset custodian for
the PARS pension trust.
APPENDIX D
Page 20 of 27
INVESTMENT MANAGEMENT PROCESS AND RISK
Except as provided for in Section 27000.3, Government Code Section 53600.3
declares as a trustee each person, treasurer, or governing body authorized to make
investment decisions on behalf of local agencies. Trustees are subject to the prudent
investor standard. These persons shall act with care, skill, prudence, and diligence
under the circumstances then prevailing when investing, reinvesting, purchasing,
acquiring, exchanging, selling, and managing funds. Section 53600.5 further
stipulates that the primary objective of any person investing public funds is to
safeguard principal; secondly, to meet liquidity needs of the depositor; and lastly, to
achieve a return or yield on invested funds (Government Code Section 27000.5
specifies the same objectives for county treasurers and board of supervisors).
Risk is inherent throughout the investment process. There is investment risk
associated with any investment activity and opportunity risk related to inactivity.
Market risk is derived from exposure to overall changes in the general level of interest
rates while credit risk is the risk of loss due to the failure of the insurer of a security.
The market value of a security varies inversely with the level of interest rates. If an
investor is required to sell an investment with a five percent yield in a comparable
seven percent rate environment, that security will be sold at a loss. The magnitude
of that loss will depend on the amount of time until maturity.
Purchasing certain allowable securities with a maturity of greater than five years
requires approval of the governing board (see Government Code Section 53601).
Part of that approval process involves assessing and disclosing the risk and possible
volatility of longer-term investments
Another element of risk is liquidity risk. Instruments with call features or special
structures, or those issued by little known companies, are examples of "story bonds"
and are often thinly traded. Their uniqueness often makes finding prospective buyers
in a secondary market more difficult and, consequently, the securities' marketability
and price are discounted. However, under certain market conditions, gains are also
possible with these types of securities.
Default risk represents the possibility that the borrower may be unable to repay the
obligation as scheduled. Generally, securities issued by the federal government and
its agencies are considered the most secure, while securities issued by private
corporations or negotiable certificates of deposit issued by commercial banks have a
greater degree of risk. Securities with additional credit enhancements, such as
bankers acceptances, collateralized repurchase agreements and collateralized bank
deposits are somewhere between the two on the risk spectrum.
The vast majority of portfolios are managed within a buy and hold policy. Investments
are purchased with the intent and capacity to hold that security until maturity. At
times, market forces or operations may dictate swapping one security for another or
APPENDIX E
Page 21 of 27
selling a security before maturity. Continuous analysis and fine tuning of the
investment portfolio are considered prudent investment management.
The Government Code contains specific provisions regarding the types of investments
and practices permitted after considering the broad requirement of preserving
principal and maintaining liquidity before seeking yield. These provisions are intended
to promote the use of reliable, diverse, and safe investment instruments to better
ensure a prudently managed portfolio worthy of public trust.
Source: Chapter II. Fund Management from the Local Agency Investment Guidelines
Issued by California Debt and Investment Advisory Commission
Page 22 of 27
GLOSSARY
(Adopted from the Municipal Treasurers Association)
The purpose of this glossary is to provide the reader of the City of La Quinta
investment policies with a better understanding of financial terms used in municipal
investing.
AGENCIES: Federal agency securities and/or Government-sponsored enterprises.
ASKED: The price at which securities are offered.
BANKERS' ACCEPTANCE (BA): A draft or bill or exchange accepted by a bank or trust
company. The accepting institution guarantees payment of the bill, as well as the issuer.
BID: The price offered by a buyer of securities. (When you are selling securities, you ask
for a bid.) See Offer.
BROKER: A broker brings buyers and sellers together for a commission.
CERTIFICATE OF DEPOSIT (CD): A time deposit with a specific maturity evidenced by
a certificate. Large- denomination CD's are typically negotiable.
COLLATERAL: Securities, evidence of deposit or other property which a borrower
pledges to secure repayment of a loan. Also refers to securities pledged by a bank to
secure deposits of public monies.
COMMERCIAL PAPER: Short-term unsecured promissory notes issued by a corporation
to raise working capital. These negotiable instruments are purchased at a discount to par
value or at par value with interest bearing. Commercial paper is issued by corporations
such as General Motors Acceptance Corporation, IBM, Bank America, etc.
COMPREHENSIVE ANNUAL FINANCIAL REPORT (CAFR): The official annual report
for the City of La Quinta. It includes five combined statements for each individual fund
and account group prepared in conformity with GAAP. It also includes supporting
schedules necessary to demonstrate compliance with finance-related legal and
contractual provisions, extensive introductory material, and a detailed Statistical Section.
CONDUIT FINANCING: A form of Financing in which a government or a government
agency lends its name to a bond issue, although it is acting only as a conduit between a
specific project and bond holders. The bond holders can look only to the revenues from
the project being financed for repayment and not to the government or agency whose
name appears on the bond.
COUPON: (a) The annual rate of interest that a bond's issuer promises to pay the
bondholder on the bond's face value. (b) A certificate attached to a bond evidencing
interest due on a payment date.
DEALER: A dealer, as opposed to a broker, acts as a principal in all transactions, buying
and selling for his own account.
DEBENTURE: A bond secured only by the general credit of the issuer.
APPENDIX F
Page 23 of 27
DELIVERY VERSUS PAYMENT: There are two methods of delivery of securities:
delivery versus payment and delivery versus receipt. Delivery versus payment is delivery
of securities with an exchange of money for the securities. Delivery versus receipt is
delivery of securities with an exchange of a signed receipt for the securities.
DERIVATIVES: (1) Financial instruments whose return profile is linked to, or derived
from, the movement of one or more underlying index or security, and may include a
leveraging factor, or (2) financial contracts based upon notional amounts whose value is
derived from an underlying index or security (interest rates, foreign exchange rates,
equities or commodities).
DISCOUNT: The difference between the cost price of a security and its maturity when
quoted at lower than face value. A security selling below original offering price shortly
after sale also is considered to be at a discount.
DISCOUNT SECURITIES: Non-interest-bearing money market instruments that are
issued at discount and redeemed at maturity for full face value
DIVERSIFICATION: Dividing investment funds among a variety of securities offering
independent returns.
FEDERAL CREDIT AGENCIES: Agencies of the Federal government set up to supply
credit to various classes of institutions and individuals, e.g., S&L's, small business firms,
students, farmers, farm cooperatives, and exporters.
FNMAs (Federal National Mortgage Association) - Like GNMA was chartered under the
Federal National Mortgage Association Act in 1938. FNMA is a federal corporation working
under the auspices of the Department of Housing and Urban Development (HUD). It is
the largest single provider of residential mortgage funds in the United States. Fannie
Mae, as the corporation is called, is a private stockholder-owned corporation. The
corporation's purchases include a variety of adjustable mortgages and second loans, in
addition to fixed-rate mortgages. FNMA's securities are also highly liquid and are widely
accepted. FNMA assumes and guarantees that all security holders will receive timely
payment of principal and interest.
FHLBs (Federal Home Loan Bank Notes and Bonds) - Issued by the Federal Home Loan
Bank System to help finance the housing industry. The notes and bonds provide liquidity
and home mortgage credit to savings and loan associations, mutual savings banks,
cooperative banks, insurance companies, and mortgage-lending institutions. They are
issued irregularly for various maturities. The minimum denomination is $5,000. The notes
are issued with maturities of less than one year and interest is paid at maturity.
FLBs (Federal Land Bank Bonds) - Long-term mortgage credit provided to farmers by
Federal Land Banks. These bonds are issued at irregular times for various maturities
ranging from a few months to ten years. The minimum denomination is $1,000. They
carry semi- annual coupons. Interest is calculated on a 360-day, 30-day month basis.
FFCBs (Federal Farm Credit Bank) – Debt instruments used to finance the short and
intermediate term needs of farmers and the national agricultural industry. They are
Page 24 of 27
issued monthly with three- and six-month maturities. The FFCB issues larger issues (one
to ten year) on a periodic basis. These issues are highly liquid.
FICBs (Federal Intermediate Credit Bank Debentures) - Loans to lending institutions used
to finance the short-term and intermediate needs of farmers, such as seasonal
production. They are usually issued monthly in minimum denominations of $3,000 with
a nine-month maturity. Interest is payable at maturity and is calculated on a 360-day,
30-day month basis.
FHLMCs (Federal Home Loan Mortgage Corporation) - a government sponsored entity
established in 1970 to provide a secondary market for conventional home mortgages.
Mortgages are purchased solely from the Federal Home Loan Bank System member
lending institutions whose deposits are insured by agencies of the United States
Government. They are issued for various maturities and in minimum denominations of
$10,000. Principal and interest is paid monthly.
Other federal agency issues are Small Business Administration notes (SBA's),
Government National Mortgage Association notes (GNMA's), and Tennessee Valley
Authority notes (TVA's).
FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC): A federal agency that
insures bank deposits, currently up to $250,000 per deposit per entity.
FEDERAL FUNDS RATE: The rate of interest at which Fed funds are traded. This rate is
currently pegged by the Federal Reserve through open- market operations.
FEDERAL HOME LOAN BANKS (FHLB): Government sponsored wholesale banks
(currently 12 regional banks) which lend funds and provide correspondent banking
services to member commercial banks, thrift institutions, credit unions and insurance
companies. The mission of the FHLBs is to liquefy the housing related assets of its
members who must purchase stock in their district Bank.
FEDERAL OPEN MARKET COMMITTEE (FOMC): Consists of seven members of the
Federal Reserve Board and five of the twelve Federal Reserve Bank Presidents. The
President of the New York Federal Reserve Bank is a permanent member, while the other
Presidents serve on a rotating basis. The Committee periodically meets to set Federal
Reserve guidelines regarding purchases and sales of Government Securities in the open
market as a means of influencing the volume of bank credit and money.
FEDERAL RESERVE SYSTEM: The central bank of the United States created by Congress
and consisting of a seven-member Board of Governors in Washington, D.C., 12 regional
banks and about 3,000 commercial banks that are members of the system.
GOVERNMENT NATIONAL MORTGAGE ASSOCIATION (GNMA or Ginnie Mae):
Securities influencing the volume of bank credit guaranteed by GNMA and issued by
mortgage bankers, commercial banks, savings and loan associations, and other
institutions. Security holder is protected by full faith and credit of the U.S. Government.
Ginnie Mae securities are backed by the FHA, VA or FMHM mortgages. The term "pass-
throughs" is often used to describe Ginnie Maes.
Page 25 of 27
LAIF (Local Agency Investment Fund): - A special fund in the State Treasury which
local agencies may use to deposit funds for investment. There is no minimum investment
period, the minimum transaction is $5,000 and the City follows the state guidance for
maximum total balance. The City is restricted to a maximum of ten transactions per
month. It offers high liquidity because deposits can be converted to cash in 24 hours and
no interest is lost. All interest is distributed to those agencies participating on a
proportionate share basis determined by the amounts deposited and the length of time
they are deposited. Interest is paid quarterly. The State retains an amount for reasonable
costs of making the investments, not to exceed one-half of one percent of the earnings.
LIQUIDITY: A liquid asset is one that can be converted easily and rapidly into cash
without a substantial loss of value. In the money market, a security is said to be liquid if
the spread between bid and asked prices is narrow and reasonable size can be done at
those quotes.
LOCAL GOVERNMENT INVESTMENT POOL (LGIP): The aggregate of all funds from
political subdivisions that are placed in the custody of the State Treasurer for investment
and reinvestment
MARKET VALUE: The price at which a security is trading and could presumably be
purchased or sold.
MASTER REPURCHASE AGREEMENT: A written contract covering all future
transactions between the parties to repurchase--reverse repurchase agreements that
establish each party's rights in the transactions. A master agreement will often specify,
among other things, the right of the buyer- lender to liquidate the underlying securities
in the event of default by the seller-borrower.
MATURITY: The date upon which the principal or stated value of an investment becomes
due and payable.
MONEY MARKET: The market in which short-term debt instruments (bills, commercial
paper, bankers' acceptances, etc.) are issued and traded.
NRSRO (NATIONALLY RECOGNIZED STATISTICAL RATING ORGANIZATION): A
credit rating agency recognized by the Securities and Exchange Commission (SEC).
Examples include Fitch Ratings, Inc., Moody’s Investor’s Services, Inc., and S&P Global
Ratings, among others.
OFFER: The price asked by a seller of securities. (When you are buying securities, you
ask for an offer.) See Asked and Bid.
OPEN MARKET OPERATIONS: Purchases and sales of government and certain other
securities in the open market by the New York Federal Reserve Bank as directed by the
FOMC in order to influence the volume of money and credit in the economy. Purchases
inject reserves into the bank system and stimulate growth of money and credit; sales
have the opposite effect. Open market operations are the Federal Reserve's most
important and most flexible monetary policy tool.
PORTFOLIO: Collection of all cash and securities under the direction of the City
Treasurer, including Bond Proceeds.
Page 26 of 27
PRIMARY DEALER: A group of government securities dealers who submit daily reports
of market activity and positions and monthly financial statements to the Federal Reserve
Bank of New York and are subject to its informal oversight. Primary dealers include
Securities and Exchange Commission (SEC) registered securities broker- dealers, banks
and a few unregulated firms.
QUALIFIED PUBLIC DEPOSITORIES: A financial institution which does not claim
exemption from the payment of any sales or compensating use or ad valorem taxes under
the laws of this state, which has segregated for the benefit of the commission eligible
collateral having a value of not less than its maximum liability and which has been
approved by the Public Deposit Protection Commission to hold public deposits.
RATE OF RETURN: The yield obtainable on a security based on its purchase price or its
current market price. This may be the amortized yield to maturity on a bond the current
income return.
REPURCHASE AGREEMENT (RP OR REPO) and REVERSE REPURCHASE
AGREEMENTS (RRP or RevRepo): A holder of securities sells these securities to an
investor with an agreement to repurchase them at a fixed price on a fixed date. The
security "buyer" in effect lends the "seller" money for the period of the agreement, and
the terms of the agreement are structured to compensate him for this. Dealers use RP
extensively to finance their positions. Exception: When the Fed is said to be doing RP, it
is lending money that is increasing bank reserves.
SAFEKEEPING: A service to customers rendered by banks for a fee whereby securities
and valuables of all types and descriptions are held in the bank's vaults for protection.
SECONDARY MARKET: A market made for the purchase and sale of outstanding issues
following the initial distribution.
SECURITIES & EXCHANGE COMMISSION: Agency created by Congress to protect
investors in securities transactions by administering securities legislation.
SEC RULE 15C3-1: See Uniform Net Capital Rule.
SSAE 16: The Statement on Standards for Attestation Engagements No. 16 (SSAE 16)
is a set of auditing standards and guidance on using the standards, published by the
Auditing Standards Board (ASB) of the American Institute of Certified Public Accountants
(AICPA) for redefining and updating how service companies report on compliance
controls. The Service Organizational Control report (SOC-1) contains internal controls
over financial reporting and is used by auditors and office controllers.
STRUCTURED NOTES: Notes issued by Government Sponsored Enterprises (FHLB,
FNMA, SLMA, etc.) and Corporations which have imbedded options (e.g., call features,
step-up coupons, floating rate coupons, and derivative-based returns) into their debt
structure. Their market performance is impacted by the fluctuation of interest rates, the
volatility of the imbedded options and shifts in the shape of the yield curve.
SURPLUS FUNDS: Section 53601 of the California Government Code defines surplus
funds as any money not required for immediate necessities of the local agency. The City
has defined immediate necessities to be payment due within one week.
Page 27 of 27
TREASURY BILLS: A non-interest- bearing discount security issued by the U.S. Treasury
to finance the national debt. Most bills are issued to mature in three months, six months
or one year.
TREASURY BONDS: Long-term coupon-bearing U.S. Treasury securities issued as direct
obligations of the U.S. Government and having initial maturities of more than 10 years.
TREASURY NOTES: Medium-term coupon-bearing U.S. Treasury securities issued as
direct obligations of the U.S. Government and having initial maturities from two to 10
years.
UNIFORM NET CAPITAL RULE: Securities and Exchange Commission requirement that
member firms as well as nonmember broker-dealers in securities maintain a maximum
ratio of indebtedness to liquid capital of 15 to 1; also called net capital rule and net capital
ratio. Indebtedness covers all money owed to a firm, including margin loans and
commitments to purchase securities, one reason new public issues are spread among
members of underwriting syndicates. Liquid capital includes cash and assets easily
converted into cash.
UNIFORM PRUDENT INVESTOR ACT: The State of California has adopted this Act. The
Act contains the following sections: duty of care, diversification, review of assets, costs,
compliance determinations, delegation of investments, terms of prudent investor rule,
and application.
YIELD: The rate of annual return on an investment, expressed as a percentage. (a)
INCOME YIELD is obtained by dividing the current dollar income by the current market
price for the security. (b) NET YIELD or YIELD TO MATURITY is the current income yield
minus any premium above par or plus any discount from par in purchase price, with the
adjustment spread over the period from the date of purchase to the date of maturity of
the bond.
Association of Public Treasurers
of the United States and Canada
www.aptusc.org
Post Office Box 591 ∙ Tawas City, MI 48764-0591 ∙ info@aptusc.org ∙ (p) 989-820-5205
March 8, 2021
Ms. Rosemary Hallick, Financial Services Analyst
City of La Quinta
78-495 Calle Tampico
La Quinta, California 92253
Dear Mr. Hallick:
The Association of Public Treasurers of the United States & Canada (APT US&C) is pleased to
present the City of La Quinta, California with the Association’s Investment Policy Certificate of
Excellence Award for your commitment in a establishing a comprehensive investment policy.
Your plaque will be mailed to you in the coming weeks to proudly display in your office as a
testament to your commitment to your profession and your community. We hope you display
your award with great pride in knowing how hard you worked to earn the Investment Policy
Certification.
Once again, Congratulations!
Sincerely,
Roger Wisecup, CPA, CPFA, ACPFIM
Investment Policy Certification Committee Chairperson
ATTACHMENT 2
City of La Quinta
FINANCIAL ADVISORY COMMISSION MEETING: April 7, 2021
STAFF REPORT
AGENDA TITLE: RECOMMEND OUTSTANDING PENSION OBLIGATION
FUNDING OPTIONS
RECOMMENDATION
Recommend Outstanding Pension Obligation Funding Options.
EXECUTIVE SUMMARY
•As of June 30, 2020, the City’s financial statements reported outstanding
pension obligations $13,458,200 and a balance of $10,249,738 in the
pension trust.
•Financial Advisory Commission (FAC) formulated a subcommittee to
review the City’s outstanding pension obligations and formulate
recommendations.
•Staff would like to present the recommendations for City Council’s
consideration.
FISCAL IMPACT
None at this time, however, accelerating payments to California Public
Employees’ Retirement System (CalPERS) would impact the General Fund
budget.
BACKGROUND/ANALYSIS
FAC SUBCOMMITTEE
On December 2, 2020 the FAC appointed Commissioners Twohey and Way to
review the City’s outstanding pension obligations. The Committee met three
times to review and discuss the following items:
•CalPERS Actuarial Reports for the City’s three pension tiers.
•CalPERS asset liability management cycle (ALM).
•Viewed an interview on the historical performance of CalPERS and its
impact on agencies.
•Financial statement note disclosure pertaining to pension obligations.
•How the pension trust is reported in the financial statements.
•How the assets in the pension trust can be applied to outstanding pension
obligations.
BUSINESS SESSION ITEM NO. 2
• When pension trust assets decrease the reportable pension obligation.
• How extra payments to CalPERS are applied to outstanding pension
obligations.
• Reviewed pension obligations and accelerated payments with the City’s
actuarial consulting firm.
FAC STUDY SESSION
• A study session was held during the February 24, 2021 FAC meeting and
subcommittee findings and recommendations were discussed.
• Commissioners were generally in favor of additional discretionary
payments (ADPs) which could result in savings for the City.
• It was requested that calculations confirming that savings resulted in
favorable present values for the City be brought back for consideration.
Staff reviewed one scenario as an example for present value calculations. Using
the CalPERS online Pension Outlook Tool, staff tested savings for a one-time
ADP of $1.0 million. This would result in a savings for the City of $2.37 million
over the life of the amortization schedule. In the near term, over the next 5
years the City would save $350,000 in the form of lower required unfunded
liability payments. This has present value of $341,000 based on the 5-year
United States Treasury rate of 0.85%. The same $1.0 million invested in a
treasury would only yield $37,500 in interest payments to the City.
RECOMMENDATIONS
• Annual review of pension obligations with the FAC.
• Leave assets in the Pension Trust.
• Accelerate payments to CalPERS using the 10-year model for the Classic
pension tier as a guideline.
• Include additional payments in each year’s budget for consideration.
ALTERNATIVES
Prepared by: Karla Romero, Finance Director
Rosemary Hallick, Financial Services Analyst
Attachment: 1. Fiscal Year 2020/21 Pension Subcommittee Findings
Fiscal Year 2020/21 Pension Subcommittee Findings
Summary of Financial Advisory Commission (FAC) Subcommittee
On December 2, 2020 the FAC appointed Commissioners Twohey and Way to
review the City’s outstanding pension obligations with the City’s Financial
Services Analyst and the Finance Director. This report summarizes key
findings of the subcommittee.
The Committee reviewed and discussed the following items:
•CalPERS Actuarial Reports for the City’s three pension tiers
•CalPERS asset liability management cycle (ALM)
•Viewed an interview on the historical performance of CalPERS and its
impact on agencies
•Financial statement note disclosure pertaining to pension obligations
•How the pension trust is reported in the financial statements
•How the assets in the pension trust can be applied to outstanding
pension obligations
•When pension trust assets decrease the reportable pension obligation
•How extra payments to CalPERS are applied to outstanding pension
obligations
•Reviewed pension obligations and accelerated payments with the City’s
actuarial consulting firm.
CalPERS Actuarial Reports
Actuarial reports are provided annually in the summer to each member
agency. The City of La Quinta (City) receives three reports, one for each
pension plan tier.
CalPERS actuarial reports include the following information:
•Employer unfunded accrued liability payment projections for five years
•Employer normal cost rates for bi-weekly payroll calculations
•Employee bi-weekly payroll contribution rate for the next two years
•Funded ratio of each pension tier
•Summarized amortization schedule for each tier’s unfunded liability
•Amortization schedule alternatives when applicable
•Funding history
•Discount rate sensitivity analysis
•Hypothetical plan termination liability calculations
ATTACHMENT 1
Key findings are summarized below:
Asset Liability Management (ALM) Cycle
The CalPERS four-year ALM cycle is currently underway. The ALM includes a
review of CalPERS investment portfolio’s anticipated returns and retirement
plan liabilities, which are based on demographic and economic factors and
trends, including future salary and payroll growth, retirement ages, inflation,
and life expectancy.
The goal of the ALM process is to balance the expected cost of future pension
payments with the expected future investment returns. During the last ALM
cycle the discount rate (anticipated investment rate of return) was lowered
from 7.5% to 7% over a three-year period, which resulted in increased
required unfunded liability contributions from member agencies including the
City of La Quinta. The City’s required unfunded accrued liability (UAL)
payments have increased by $563,421 over the past four years, from
$564,496 in 2017/18 to $1,127,917 in 2020/21.
The current ALM cycle findings are anticipated to be completed by November
Classic Tier Tier 2 PEPRA Tier
Hire Date On and after 12/16/1983 On and after 12/17/2012 On and after 1/1/2013
Benefit Formula 2.5% at age 55 2% at age 60 2% at age 62
Benefit Vesting Schedule 5 years of service 5 years of service 5 years of service
Benefit Payments monthly for life monthly for life monthly for life
Retirement Age 50 and up 50 and up 52 and up
Required employee contribution rate 8.000%7.000%6.750%
Required employer contribution rate 11.432%8.081%6.985%
Number of Active Members*37 8 53
Number of Retired Members*35 1 0
* As of June 30, 2019 from CalPERS valuation reports.
Classic Tier Tier 2 PEPRA Tier
Entry Age Normal Accrued Liability 50,417,881$ 532,890$ 1,340,430$
Plan's Market Value of Assets 35,957,546$ 505,580$ 1,253,920$
Unfunded Accrued Liability 14,460,335$ 27,310$ 86,510$
Funded Ratio 71.3%94.9%93.5%
Unfunded Liability Payments
Fiscal Year 2016/17 471,501$ -$ 20$
Fiscal Year 2017/18 564,145$ 201$ 150$
Fiscal Year 2018/19 698,026$ 5,197$ 8,591$
Fiscal Year 2019/20 842,026$ 4,955$ 11,921$
Fiscal Year 2020/21 952,096$ 5,590$ 19,433$
Fiscal Year 2021/22 1,108,426$ 1,962$ 17,529$
Fiscal Year 2022/23 1,224,000$ 2,000$ 18,000$
Fiscal Year 2023/24 1,295,000$ 2,000$ 18,000$
Fiscal Year 2024/25 1,371,000$ 2,000$ 18,000$
Fiscal Year 2025/26 1,412,000$ 2,000$ 18,000$
Fiscal Year 2026/27 1,449,000$ -$ -$
2021 with recommended changes effective July 2022.
Financial Statements Pension Disclosures
The Comprehensive Annual Financial Statement (CAFR) includes a summary
of the City’s outstanding pension obligation in Note 8 – Defined Benefit
Pension Plan.
The CAFR’s Note 8 includes the following information:
• A description of the plan
• Benefits provided
• Contributions made during the fiscal year
• Pension liabilities, pension expenses and deferred outflows and
deferred inflows of resources related to pensions
• Actuarial methods and assumptions used to determine total pension
liability
• Discount rate
• Sensitivity of the proportionate share of the net pension liability to
changes in the discount rate
• Pension plan fiduciary net position
Most notably the sensitivity of the proportionate share of the net pension
liability to changes in the discount rate demonstrate the effects on the City’s
net pension liability when changes to the discount rate are applied. The
illustration below is included in Note 8.
CalPERS Investment and Pension Funding
CalPERS investment and pension funding facts at-a-glance for fiscal year
2019/20 are included as Exhibit A. Annual investment returns from 2011 to
2020 have been as high as 21.7% or as low as 0.1%. Annualized investment
returns for 20 and 30 years have been 5.5% and 8.0% respectively.
Discount Rate -1%Current Discount Rate Discount Rate +1%
6.15%7.15%8.15%
Net Pension Liability 20,386,011$ 13,458,200$ 7,739,782$
↑↑
Fiscal impact to
General Fund
budget
higher
contributions to
unfunded liability
lower contributions
to unfunded liablity
Every dollar paid to CalPERS retirees
comes from three sources:
investment earnings, employer
(agency) contributions, and member
(employee) contributions.
CalPERS’s investment portfolio contains over $440 billion in assets (as of
3/29/2021), which are strategically allocated in a variety of investment
options, some of which are not available to other public agencies.
PENSION TRUST PERFORMANCE AND USES
The City established a pension trust in August 2019 with an initial contribution
of $6,540,000. An additional contribution of $3,640,000 was made in fiscal
year 2019/20. The pension trust balance reported in the 2019/20 CAFR was
$10,249,738. The pension trust balance as of February 28, 2021 was
$10,997,147.
Investments are in a moderately conservative investment strategy which has
dual goals of current income and capital appreciation. A major portion of the
assets are committed to income producing securities; therefore, market
fluctuations are expected. The February 2021 pension trust statement
indicates the City’s pension trust performance is as follows since inception.
The Section 115 Trust was established to set aside money to fund the City’s
pension obligation. Contributions to the Section 115 Trust are irrevocable, the
assets are dedicated to providing benefits to plan members, and the assets
are protected from creditors of the City. The section 115 Trust addresses the
City’s pension obligations by accumulating assets to reduce the net pension
liability. However, in accordance with generally accepted accounting
principles, the assets in the Section 115 Trust are not considered to have
present service capacity as plan assets and are therefore considered restricted
assets of the City in the General Fund rather than pension plan assets. The
assets held in trust will be considered pension plan assets at the time they are
transferred out of the Trust into the pension plan with CalPERS.
ACCELERATED PAYMENTS TO CalPERS
Additional contributions made directly to CalPERS, known as Additional
Discretionary Payments (ADPs), can be applied to specific tiers and
amortization bases within tiers. The greatest interest rate savings are derived
by choosing to apply additional payments to the highest balance with the
longest amortization period. The classic tier’s Schedule of Plan’s Amortization
Bases is included as an example in Exhibit B.
When agencies pay the unfunded liability in a lump sum each July rather than
making monthly payments, the liability payment is slightly reduced. The City
budgets the full monthly amount each year and at mid-year if revenues are
on target, the City sends the savings directly to CalPERS as an additional
contribution to the unfunded liability.
For the past three years the City has been sending additional payments from
savings directly to CalPERS as follows:
Since the Classic Tier has the greatest liability with the longest amortization,
accelerated payments are recommended for this tier when fiscally feasible. If
the City follows the 10-year amortization payment schedule in the Classic Tier,
the liability would be paid in 10 years and $5,967,437 in interest savings would
be realized.
Additional payments could be included in the General Fund budget for
consideration each fiscal year. The additional payments and savings based on
a 15-year and 10-year amortizations for the Classic Tier are summarized
below.
Fiscal Year Classic Tier Tier 2 PEPRA Tier Total
2018/19 -$ 15,353$ 22,060$ 37,413$
2019/20 -$ 20,000$ 10,000$ 30,000$
2020/21 33,000$ -$ -$ 33,000$
TOTAL 33,000$ 35,353$ 32,060$ 100,413$
CalPERS Pension Outlook Tool
CalPERS has an online tool which allows member agencies to calculate
savings based on ADPs. Any number of scenarios can be entered, such as
one-time payments or multi-year payments. The tool is based on total
pension liability for all three of the City’s plans (Classic, Tier 2, and PEPRA).
Using a scenario of a one-time payment of $1.0 million to CalPERS, the City
would save $2.37 million over the next 24 years as compared to the current
amortization schedule. The savings come in the form of reduced required
annual UAL payments, starting with a $60,000 savings in 2021/22. A copy of
this scenario is attached as Exhibit C.
Every effort has been made to verify the accuracy of the information, which is intended for general use only. 01-2021-1
Facts at a Glance for Fiscal Year 2019–20Investment & Pension Funding
Investments (PERF *)
Total Fund Market Value &
Fund Returns by Fiscal Year**
(for FY end 6/30)
(in billions) (% )
2020 $392.5 4.7%
2019 $372.6 6.7%
2018 $354.0 8.6%
2017 $326.4 11.2%
2016 $302.0 0.6%
2015 $301.9 2.4%
2014 $300.3 18.4%
2013 $257.9 13.2%
2012 $233.4 0.1%
2011 $237.5 21.7%
* Public Employees' Retirement Fund (PERF)
** Time-weighted rate of return net of investment expenses
Annualized Investment Returns*
(for FY end 6/30)
1 year 4.7%
3 years 6.6%
5 years 6.3%
10 years 8.5%
20 years 5.5%
30 years 8.0%
* Time-weighted rate of return net of investment expenses
Discount Rate Changes
2017-18* (State) 7.5% 7.375%
2018-19* (School/PA) 7.5% 7.375%
2018-19* (State) 7.375% 7.25%
2019-20* (School/PA) 7.375% 7.25%
2019-20* (State) 7.25% 7.0%
2020-21* (School/PA) 7.25% 7.0%
2012 7.75% 7.5%
2004 8.25% 7.75%
* FY required contribution
Total Fund Market Value 1988–2020 (for FY end 6/30)
$45.4 bil
$301.8 bil
$172.3 bil
$76.6 bil
$392.5 bil
$247.7 bil
$0
$50
$100
$150
$200
$250
$300
$350
$400
'20'19'18'17'16'15'14'13'12'11'10'09'08'07'06'05'04'03'02'01'00'99'98'97'96'95'94'93'92'91'90'89'88
EXHIBIT A
Investments (cont'd)
Facts at a Glance for Fiscal Year 2019–20
Investment & Pension Funding » 2
Current Asset Allocation
28+11+6+2+53+H53.1% Public Equity
28.2% Global Fixed Income
11.3% Real Assets
6.3% Private Equity
1.1% Other:
0.9% Liquidity
0.2% Trust Level*
Asset Allocation
Strategic
Current Asset
Allocation Allocation
Public Equity 53.1% 50.0%
Global Fixed Income 28.2% 28.0%
Real Assets 11.3% 13.0%
Private Equity 6.3% 8.0%
Liquidity 0.9%1.0%
Trust Level* 0.2% —
* The Trust Level includes Multi Asset Class, Completion Overlay,
Risk Mitigation, Absolute Return Strategies (Direct Investments only),
Plan Level Transition and other Total Fund level portfolios.
California Investments 89+11+H11.1%
California investments as
percentage of the total fund
$43.6 billion
Fair Value
(in millions)
Total California Investments $43,646
Public Equity* $22,418
Global Fixed Income** $7,911
Real Assets*** $12,526
Private Equity*** $791
* Includes listed public equities corporate bonds.
** Fixed income also includes a portion of MBS & ABS, which have
significant geographical exposure to CA & MHLP.
*** As of March 31, 2020
Sustainable Investing
CalPERS actively engages with the companies we own to
protect the long-term sustainability of our investment.
From issues regarding environmental responsibility
to safe labor practices, we keep an open dialog with
company leaders and vote our proxies.
14,000+Number of companies where
CalPERS cast proxy votes in
2020 worldwide (calendar year)
* The Trust Level includes Multi Asset Class, Completion Overlay,
Risk Mitigation, Absolute Return Strategies (Direct Investments only),
Plan Level Transition and other Total Fund level portfolios.
Facts at a Glance for Fiscal Year 2019–20
Investment & Pension Funding » 3Pension Funding
Funded Status of Retirement Plans by
Member Category
State School PA Total
2018–19 70.0% * 68.5% * 70.8% * 70.2%*
2017–18 69.5% * 68.6% * 70.4% * 69.8%*
2016–17 65.8% * 68.7% * 69.5% * 68.0%*
2015–16 62.3% 67.8% 66.2% 68.3%
2014–15 69.4% 77.5% 74.5% 73.1%
2013–14 72.1% 82.0% 77.9% 76.3%
2012–13 66.1% 76.2% 70.5% 69.8%
2011–12 66.1% 75.4% 70.1% 69.6%
* Based on a 7.0% discount rate and includes the terminated agency pool
and 1959 survivor benefit plan.
Contributions, 10-Year Review (in thousands)
Employer Member Investment
Contributions Contributions & Other Income
2019–20 $22,039,561 $4,901,000 $18,516,994
2018–19 $15,612,678 $4,664,618 $22,969,664
2017–18 $19,917,796 * $4,415,129 $27,448,098
2016–17 $12,329,837 $4,214,578 $32,977,020
2015–16 10,892,489 4,015,754 1,548,442
2014–15 9,997,705 3,826,072 6,702,997
2013–14 8,777,602 3,775,038 45,598,044
2012–13 8,123,833 3,897,078 30,291,983
2011–12 7,772,913 3,598,437 (196,014)
2010–11 7,465,397 3,600,089 43,907,436
* Amount includes an additional $6 billion dollar contribution by the state.
Funded Status Total PERF
30+70+H70.2%
2018–19*30+70+H70.6%
2019–20**
* The PERF is the Public Employees' Retirement Fund.
This percentage includes the terminated agency pool
and the 1959 survivor benefit plan. Percentage based
on a 7.0% discount rate.
** This estimate percentage does not include the
terminated agency pool and the 1959 survivor benefit
plan. Percetange based on a 7.0% discount rate.
Total Employer Contributions
44+43+13+H$22 bil
School districts and
Charter Schools
$2.9 billion / 13%
State of California
$9.8 billion / 44%
Public agencies
$9.3 billion / 43%
Shared Responsibility
Every dollar paid to CalPERS retirees comes
from three sources*:
32+13+55+H$1
Investment earnings
55¢
CalPERS employers
32¢
CalPERS members
13¢
* Income over the last 20 years.
CALPERS ACTUARIAL VALUATION - June 30, 2019
Miscellaneous Plan of the City of La Quinta
CalPERS ID: 2186535078
Rate Plan belonging to the Miscellaneous Risk Pool Page 11
Schedule of Plan’s Amortization Bases
Note that there is a two-year lag between the valuation date and the start of the contribution fiscal year.
•The assets, liabilities, and funded status of the plan are measured as of the valuation date: June 30, 2019.
•The required employer contributions determined by the valuation are for the fiscal year beginning two years after the valuation date: fiscal year 2021-22.
This two-year lag is necessary due to the amount of time needed to extract and test the membership and financial data, a nd the need to provide public agencies with
their required employer contribution well in advance of the start of the fiscal year.
The Unfunded Accrued Liability (UAL) is used to determine the employer contribution and therefore must be rolled forward two years from the valuation date to the first
day of the fiscal year for which the contribution is being determined. The UAL is rolled forward each year by subtracting the expected payment on the UAL for the fiscal
year and adjusting for interest. The expected payment on the UAL for a fiscal year is equal to the Expected Employer Contribution for the fiscal year minus the Expected
Normal Cost for the year. The Employer Contribution for the first fiscal year is determined by the actuarial valuation two ye ars ago and the contribution for the second
year is from the actuarial valuation one year ago. Additional discretionary payments are reflected in the Expected Payments column in the fiscal year they were made by
the agency.
Reason for Base
Date
Est.
Ramp
Level
2021-22
Ramp
Shape
Escala-
tion
Rate
Amort.
Period
Balance
6/30/19
Expected
Payment
2019-20
Balance
6/30/20
Expected
Payment
2020-21
Balance
6/30/21
Minimum
Required
Payment
2021-22
Share of Pre-2013 Pool UAL 6/30/13 No Ramp 2.75% 15 4,668,054 389,618 4,591,794 395,381 4,504,234 406,254
Non-Investment (Gain)/Loss 6/30/13 100% Up/Down 2.75% 24 (42,644) (2,860) (42,671) (2,895) (42,663) (2,974)
Investment (Gain)/Loss 6/30/13 100% Up/Down 2.75% 24 4,623,390 310,123 4,626,234 313,830 4,625,442 322,460
Non-Investment (Gain)/Loss 6/30/14 100% Up/Down 2.75% 25 3,896 207 3,955 262 3,961 269
Investment (Gain)/Loss 6/30/14 100% Up/Down 2.75% 25 (3,430,258) (182,085) (3,482,026) (230,256) (3,487,589) (236,588)
Assumption Change 6/30/14 100% Up/Down 2.75% 15 2,184,693 162,485 2,169,546 206,300 2,108,016 211,974
Non-Investment (Gain)/Loss 6/30/15 100% Up/Down 2.75% 26 (176,354) (7,038) (181,419) (9,489) (184,303) (12,187)
Investment (Gain)/Loss 6/30/15 100% Up/Down 2.75% 26 2,084,746 83,199 2,144,617 112,172 2,178,709 144,071
Non-Investment (Gain)/Loss 6/30/16 80% Up/Down 2.75% 27 (329,390) (8,898) (343,243) (13,489) (353,317) (18,480)
Investment (Gain)/Loss 6/30/16 80% Up/Down 2.75% 27 2,580,570 69,714 2,689,097 105,678 2,768,020 144,779
Assumption Change 6/30/16 80% Up/Down 2.75% 17 811,167 29,941 836,977 45,569 848,428 62,430
Non-Investment (Gain)/Loss 6/30/17 60% Up/Down 2.75% 28 (69,068) (960)(72,910)(1,938) (76,009) (2,987)
Investment (Gain)/Loss 6/30/17 60% Up/Down 2.75% 28 (1,298,061) (18,034) (1,370,271) (36,424) (1,428,513) (56,139)
Assumption Change 6/30/17 60% Up/Down 2.75% 18 899,515 16,991 944,905 34,456 975,407 53,106
Non-Investment (Gain)/Loss 6/30/18 40% Up/Down 2.75% 29 198,381 0 212,268 2,899 224,128 5,958
Investment (Gain)/Loss 6/30/18 40% Up/Down 2.75% 29 (387,128) 0 (414,227) (5,657) (437,371) (11,626)
Assumption Change 6/30/18 40% Up/Down 2.75% 19 1,380,003 (21,113) 1,498,443 27,938 1,574,435 57,412
EXHIBIT B
CALPERS ACTUARIAL VALUATION - June 30, 2019
Miscellaneous Plan of the City of La Quinta
CalPERS ID: 2186535078
Rate Plan belonging to the Miscellaneous Risk Pool Page 12
Schedule of Plan’s Amortization Bases (continued)
Reason for Base
Date
Est.
Ramp
Level
2021-22
Ramp
Shape
Escala-
tion
Rate
Amort.
Period
Balance
6/30/19
Expected
Payment
2019-20
Balance
6/30/20
Expected
Payment
2020-21
Balance
6/30/21
Minimum
Required
Payment
2021-22
Method Change 6/30/18 40% Up/Down 2.75% 19 387,543 (1,397) 416,116 7,758 437,219 15,943
Non-Investment (Gain)/Loss 6/30/19 No Ramp 0.00% 20 194,568 0 208,188 0 222,761 20,328
Investment (Gain)/Loss 6/30/19 20% Up Only 0.00% 20 176,712 0 189,082 0 202,318 4,423
Total 14,460,335 819,893 14,624,455 952,095 14,663,313 1,108,426
The (gain)/loss bases are the plan’s allocated share of the risk pool’s (gain)/loss for the fiscal year as disclosed in “Allocation of Plan’s Share of Pool’s
Experience/Assumption Change” earlier in this section. These (gain)/loss bases will be amortized in accordance with the CalPERS amortization policy in effect at the
time the base was established.
Fiscal Year Cost (in $M)1,000,000$
Miscellaneous Pool 2020-21 2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32 2032-33 2033-34
Payroll 7,160,000$ 7,360,000$ 7,560,000$ 7,770,000$ 7,980,000$ 8,200,000$ 8,430,000$ 8,660,000$ 8,900,000$ 9,140,000$ 9,390,000$ 9,650,000$ 9,920,000$ 10,190,000$
Baseline
Normal Cost 720,000$ 720,000$ 730,000$ 730,000$ 740,000$ 750,000$ 760,000$ 770,000$ 780,000$ 790,000$ 790,000$ 800,000$ 810,000$ 820,000$
UAL Payment 980,000$ 1,130,000$ 1,240,000$ 1,310,000$ 1,390,000$ 1,430,000$ 1,450,000$ 1,490,000$ 1,530,000$ 1,570,000$ 1,610,000$ 1,650,000$ 1,640,000$ 1,630,000$
Total Employer Cost 1,700,000$ 1,850,000$ 1,970,000$ 2,050,000$ 2,130,000$ 2,180,000$ 2,210,000$ 2,260,000$ 2,310,000$ 2,350,000$ 2,400,000$ 2,460,000$ 2,450,000$ 2,440,000$
Total Employer Rate 23.77%25.07%26.04%26.37%26.73%26.62%26.22%26.07%25.91%25.75%25.60%25.44%24.71%23.98%
Scenario
Normal Cost 720,000$ 720,000$ 730,000$ 730,000$ 740,000$ 750,000$ 760,000$ 770,000$ 780,000$ 790,000$ 790,000$ 800,000$ 810,000$ 820,000$
UAL Payment 980,000$ 1,070,000$ 1,170,000$ 1,240,000$ 1,320,000$ 1,360,000$ 1,370,000$ 1,410,000$ 1,450,000$ 1,480,000$ 1,520,000$ 1,560,000$ 1,550,000$ 1,530,000$
Total Employer Cost 1,700,000$ 1,790,000$ 1,900,000$ 1,980,000$ 2,060,000$ 2,110,000$ 2,130,000$ 2,180,000$ 2,220,000$ 2,270,000$ 2,320,000$ 2,370,000$ 2,360,000$ 2,350,000$
Total Employer Rate 23.77%24.33%25.12%25.45%25.81%25.70%25.30%25.15%24.99%24.83%24.68%24.52%23.79%23.06%
Impact on Cost
Employer Cost Savings -$ (60,000)$ (70,000)$ (70,000)$ (70,000)$ (80,000)$ (80,000)$ (80,000)$ (80,000)$ (80,000)$ (90,000)$ (90,000)$ (90,000)$ (90,000)$
Total Employer Rate 0.00%-0.74%-0.92%-0.92%-0.92%-0.92%-0.92%-0.92%-0.92%-0.92%-0.92%-0.92%-0.92%-0.92%
6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 6/30/2025 6/30/2026 6/30/2027 6/30/2028 6/30/2029 6/30/2030 6/30/2031 6/30/2032 6/30/2033
Baseline
Accrued Liability 54,810,000$ 57,470,000$ 60,280,000$ 63,240,000$ 66,360,000$ 69,660,000$ 73,150,000$ 76,830,000$ 80,720,000$ 84,840,000$ 89,190,000$ 93,790,000$ 98,650,000$ 103,810,000$
Market Value of Assets 40,090,000$ 42,730,000$ 45,670,000$ 48,890,000$ 52,370,000$ 56,130,000$ 60,150,000$ 64,420,000$ 68,980,000$ 73,850,000$ 79,060,000$ 84,610,000$ 90,550,000$ 96,830,000$
UAL - Baseline 14,720,000$ 14,750,000$ 14,610,000$ 14,350,000$ 13,990,000$ 13,530,000$ 13,000,000$ 12,410,000$ 11,740,000$ 10,980,000$ 10,130,000$ 9,170,000$ 8,110,000$ 6,980,000$
Funded Ratio 73.14%74.34%75.76%77.31%78.91%80.57%82.23%83.84%85.45%87.05%88.64%90.22%91.78%93.28%
Scenario
Accrued Liability 54,810,000$ 57,470,000$ 60,280,000$ 63,240,000$ 66,360,000$ 69,660,000$ 73,150,000$ 76,830,000$ 80,720,000$ 84,840,000$ 89,190,000$ 93,790,000$ 98,650,000$ 103,810,000$
Market Value of Assets 40,090,000$ 43,760,000$ 46,720,000$ 49,940,000$ 53,420,000$ 57,180,000$ 61,190,000$ 65,460,000$ 70,010,000$ 74,870,000$ 80,060,000$ 85,600,000$ 91,510,000$ 97,760,000$
UAL - Scenario 14,720,000$ 13,710,000$ 13,560,000$ 13,300,000$ 12,940,000$ 12,480,000$ 11,960,000$ 11,370,000$ 10,710,000$ 9,970,000$ 9,130,000$ 8,190,000$ 7,150,000$ 6,040,000$
Funded Ratio 73.14%76.14%77.50%78.98%80.50%82.08%83.66%85.20%86.73%88.25%89.76%91.27%92.76%94.18%
Impact on UAL -$ (1,040,000)$ (1,050,000)$ (1,050,000)$ (1,050,000)$ (1,050,000)$ (1,050,000)$ (1,040,000)$ (1,030,000)$ (1,020,000)$ (1,000,000)$ (980,000)$ (960,000)$ (930,000)$
EXHIBIT C
Fiscal Year Cost (in $M)
Miscellaneous Pool
Payroll
Baseline
Normal Cost
UAL Payment
Total Employer Cost
Total Employer Rate
Scenario
Normal Cost
UAL Payment
Total Employer Cost
Total Employer Rate
Impact on Cost
Employer Cost Savings
Total Employer Rate
Baseline
Accrued Liability
Market Value of Assets
UAL - Baseline
Funded Ratio
Scenario
Accrued Liability
Market Value of Assets
UAL - Scenario
Funded Ratio
Impact on UAL
2034-35 2035-36 2036-37 2037-38 2038-39 2039-40 2040-41 2041-42 2042-43 2043-44 2044-45
10,470,000$ 10,760,000$ 11,050,000$ 11,360,000$ 11,670,000$ 11,990,000$ 12,320,000$ 12,660,000$ 13,010,000$ 13,370,000$ 13,730,000$
820,000$ 830,000$ 840,000$ 860,000$ 890,000$ 910,000$ 940,000$ 960,000$ 990,000$ 1,010,000$ 1,040,000$
1,590,000$ 1,520,000$ 780,000$ 690,000$ 600,000$ 530,000$ 480,000$ 340,000$ 320,000$ 250,000$ 120,000$
2,410,000$ 2,350,000$ 1,620,000$ 1,550,000$ 1,490,000$ 1,440,000$ 1,410,000$ 1,300,000$ 1,300,000$ 1,260,000$ 1,160,000$
23.04%21.85%14.65%13.69%12.73%11.98%11.47%10.26%10.03%9.45%8.43%
820,000$ 830,000$ 840,000$ 860,000$ 890,000$ 910,000$ 940,000$ 960,000$ 990,000$ 1,010,000$ 1,040,000$
1,490,000$ 1,420,000$ 680,000$ 590,000$ 490,000$ 420,000$ 360,000$ 220,000$ 200,000$ -$ -$
2,320,000$ 2,250,000$ 1,520,000$ 1,450,000$ 1,380,000$ 1,330,000$ 1,300,000$ 1,180,000$ 1,190,000$ 1,010,000$ 1,040,000$
22.12%20.93%13.73%12.77%11.81%11.06%10.55%9.34%9.11%7.59%7.59%
(100,000)$ (100,000)$ (100,000)$ (100,000)$ (110,000)$ (110,000)$ (110,000)$ (120,000)$ (120,000)$ (250,000)$ (120,000)$
-0.92%-0.92%-0.92%-0.92%-0.92%-0.92%-0.92%-0.92%-0.92%-1.86%-0.84%
6/30/2034 6/30/2035 6/30/2036 6/30/2037 6/30/2038 6/30/2039 6/30/2040 6/30/2041 6/30/2042 6/30/2043 6/30/2044
109,260,000$ 115,030,000$ 121,160,000$ 127,680,000$ 134,610,000$ 141,980,000$ 149,820,000$ 158,160,000$ 167,030,000$ 176,480,000$ 186,530,000$
103,480,000$ 110,490,000$ 117,870,000$ 124,970,000$ 132,420,000$ 140,260,000$ 148,520,000$ 157,270,000$ 166,430,000$ 176,160,000$ 186,450,000$
5,780,000$ 4,540,000$ 3,290,000$ 2,720,000$ 2,190,000$ 1,720,000$ 1,300,000$ 890,000$ 610,000$ 320,000$ 90,000$
94.71%96.05%97.28%97.87%98.37%98.79%99.13%99.43%99.64%99.82%99.95%
109,260,000$ 115,030,000$ 121,160,000$ 127,680,000$ 134,610,000$ 141,980,000$ 149,820,000$ 158,160,000$ 167,030,000$ 176,480,000$ 186,530,000$
104,380,000$ 111,350,000$ 118,690,000$ 125,740,000$ 133,140,000$ 140,920,000$ 149,120,000$ 157,780,000$ 166,860,000$ 176,500,000$ 186,680,000$
4,880,000$ 3,680,000$ 2,470,000$ 1,940,000$ 1,470,000$ 1,060,000$ 710,000$ 380,000$ 180,000$ (20,000)$ (150,000)$
95.53%96.80%97.96%98.48%98.91%99.25%99.53%99.76%99.89%100.01%100.08%
(900,000)$ (860,000)$ (820,000)$ (770,000)$ (720,000)$ (660,000)$ (590,000)$ (520,000)$ (430,000)$ (340,000)$ (230,000)$
Total Employer Cost Savings (2,370,000)$
City of La Quinta
FINANCIAL ADVISORY COMMISSION MEETING
DEPARTMENT REPORT
TO: Financial Advisory Commissioners
FROM: Claudia Martinez, Accounting Manager
DATE: April 7, 2021
SUBJECT: SHORT-TERM VACATION RENTAL (STVR) PROGRAM UPDATE
The Short-Term Vacation Rental (STVR) program has been
exhaustively studied over the past year by an Ad-Hoc committee and
City Council, with significant public input. Any Council changes to the
program have been thoroughly discussed in numerous public
meetings, and Staff is aware of changes that may affect the City's
budget.
The STVR Program changes are not anticipated to significantly impact
revenue or expenditures beyond what has already been studied by the
STVR Ad-Hoc, Staff, our third-party fee-study vendor, and City
Council. Therefore, a separate committee to study fiscal impacts will
not be needed at this time.
The latest update from the February 25, 2021 Special City Council
Meeting can be found in the video recording below:
La Quinta, CA : City Council Meeting - 2/25/2021 (12milesout.com)
Attachment: 1. February 25, 2021 Special City Council Meeting Staff
Report
DEPARTMENTAL REPORT ITEM NO. 2
City of La Quinta
SPECIAL CITY COUNCIL MEETING: February 25, 2021
STAFF REPORT
AGENDA TITLE: INTRODUCE FOR FIRST READING AN ORDINANCE AMENDING
CHAPTER 3.25 OF LA QUINTA MUNICIPAL CODE RELATED TO SHORT-TERM
VACATION RENTALS; AND DISCUSS SHORT-TERM VACATION RENTAL
PROGRAM AD-HOC COMMITTEE RECOMMENDATIONS
RECOMMENDATION
A. Move to take up Ordinance No. ___ by title and number only and waive
further reading.
B. Move to introduce at first reading, Ordinance No. ____to amend chapter
3.25 of the Municipal Code relating to Short-Term Vacation Rentals.
C. Discuss and provide direction on Short-Term Vacation Rental Program Ad-
hoc Committee recommendations.
EXECUTIVE SUMMARY
On January 27, 2021, Council reviewed the Short-Term Vacation Rental
Program (STVR) Ad-Hoc Committee (Committee) recommendations, and
a comparison of other recommendations and regulations from Neighbors
for Neighborhoods (N4N) and Palm Springs.
Council expressed general support for several changes to the STVR
permitting and operational standards including adding a Homeshare
permit, adding a permit for STVRs with 5 bedrooms or more, and
conducting a noise monitoring devices pilot program. A redline draft
ordinance has been prepared reflecting these changes.
Other items were tabled for further discussion, including establishing a
limit to the number of bookings per year, limit on the number of STVR
permits per owner, adding a Primary Residence STVR permit, and contract
between owner and renter acknowledging the rules and regulations and
securing a deposit from the renter.
BUSINESS SESSION ITEM NO. 1
5
ATTACHMENT 1
FISCAL IMPACT
A cost of service analysis has been prepared to update and establish fees for the
different types of STVR permits, which will be presented to Council for review
and consideration under the Public Hearing portion of this meeting.
BACKGROUND/ANALYSIS
At the January 27, 2021 special meeting, Council reviewed the STVR Committee
recommendations, a comparison of regulations from N4N and Palm Springs
(Attachment 1), discussed several changes to STVR permits and operational
standards, and tabled other items for further discussion.
A draft ordinance has been prepared with proposed code amendments shown as
redline changes. The items that were tabled for further discussion are not
included as proposed code amendments; and are identified as discussion items
in this report .
The items below provide a general summary of the proposed code amendments
to Chapter 3.25, including a recap of other items discussed at the January 27
special meeting:
Homeshare STVR Permit
Homeshare permit is defined and added as a type of STVR permit whereby
the owner hosts visitors in the owner’s home, for compensation, while the
owner lives on-site and in the home, throughout the visitor’s stay.
Homeshare permits do not have any limits on the number of bookings per
year.
Estate Home STVR Permit – STVRs with five bedrooms or more
An Estate Home permit is a type of STVR permit for homes with five or
more bedrooms, subject to meeting evaluation criteria regarding adequate
on-site parking and available street parking, potential noise impacts, and
sufficient physical distance from adjacent properties, i.e., outdoor
gathering spaces, pools, and other living spaces, to ensure that the STVR
will not create conditions detrimental to the public health, safety and
general welfare of the surrounding neighborhood. Inspection of the
property to evaluate the above criteria and to verify the number of
bedrooms is required, and installation of noise monitoring devices will be
required as a condition of approval of the permit.
There are 73 STVRs with five bedrooms or more, out of which 32 are in
PGA West. The 73 STVRs with five or more bedrooms represent 6% of all
STVRs. Prior to their annual renewal dates, a new STVR permit would be
required and subject to meeting the evaluation and inspection criteria.
Existing STVRs with five bedrooms or more will not be grandfathered.
6
Adequate onsite parking
Clarification language is added to Section 3.25.050(F) regarding adequate
onsite parking. Clarification is added that adequate onsite parking is based
on the number of overnight occupants allowed, not based on the number
of daytime occupants allowed which permits a higher number of
occupants. Adequate onsite parking is calculated at a ratio of 4:1 - for
every four occupants, one onsite parking space is required, and two street
parking spaces may count towards the “adequate onsite parking”
standard.
Noise Devices Pilot Program
Council reached a consensus and directed staff to conduct a Noise
Monitoring Device Pilot Program, which is scheduled to commence on
March 1, 2021.
Daytime/Overnight Occupancy Limits
No change; maintain existing limits with ranges to allow for flexibility and
for the discretion of Code Compliance.
The items below are for further discussion and direction:
Limit on the number of bookings per year
Council discussed imposing a limit of no more than 32 bookings (+ 4 in
the summer months July/Aug/Sept) per calendar year for vacation rental
use of a property, thereby reducing the frequency (incentivizing longer
stays) and also reducing the density of STVR activity, although the number
of bookings/year (32) was not yet decided. This limit is used in Palm
Springs. Staff checked with Palm Springs and the rationale for the 32+4
(total 36) limit is because it represents about two-thirds of the weekends
in a calendar year (there are 52 weekends in a year). Palm Springs staff
commented that the 4 “bonus” bookings in the summer months have been
difficult for staff to track and that the summer months are no longer a
problem for rental activity as more and more people are visiting the Valley
year-round. Council may wish to consider a fixed number limit rather than
adding bonus numbers for the summer months. STVRs in Tourist
Commercial (CT) zones, Village Commercial (VC) zones (Embassy Suites),
and STVRs that are issued Homeshare permits would be exempt and would
have no limit on the number of bookings per calendar year.
7
64% of STVRs have 32 bookings or less per year, with an average of 26
bookings per year. The number of bookings range from 2 to 32 in a year.
36% of STVRs have more than 32 bookings per year, with an average of
47 bookings per year. The number of bookings range from 33-96 per year.
Limit on Number of STVR permits per Owner. Limiting the number of
STVR permits per Owner would eliminate owners and business entities
from operating multiple STVRs and would therefore control the number
and density of STVRs in La Quinta. Currently, 96% of STVRs are single-
unit STVR owners, and 4% are multi-unit STVR owners. A total of 34 STVR
owners, comprised of both private individuals and business entities, own
2 properties; and a total of 9 STVR owners own more than 2 properties.
64%
36%
DATA ON NUMBER OF STVR BOOKINGS PER YEAR
32 bookings or less More than 32 bookings
Avg. 26 bookings/yr.
Avg. 47 bookings/yr.
8
Palm Springs established their limit of one STVR per owner in 2017 as part
of a Code (ordinance) update, and grandfathered owners with more than
one STVR that had pre-existing permits as of the effective date of the 2017
Code update, as long as they were in compliance with the Code.
Primary Residence STVR Permit
A primary residence permit is a type of STVR permit whereby the dwelling
is the owner’s primary residence. Primary residence can mean a dwelling
where an owner spends the majority of the calendar year on the property
used as a STVR, and the property is identified in the Riverside County
Assessor’s record as the owner’s primary residence. Council discussed
that this type of permit could be limited to a lower number of bookings per
year or to tie the limit to the number of the events that occur in a calendar
year (i.e., Coachella Music festival, Amex Golf, Tennis, etc.).
Contract between owner and renter acknowledging regulations
The STVR Committee recommendations included recommendations for
host training and best practices to improve hosting and guest management
and to reduce complaints and achieve compliance. Staff is working with
Marketing to update the good neighbor brochure that will be especially
informative to the owner and renter when the orders are lifted and when
updated regulations are in effect. Additionally, staff is preparing video
training content on the rules and regulations for both hosts and renters.
A requirement can be added that an owner/renter agreement must be
executed at the time of booking, and that the signed agreement be made
available to Code Compliance upon demand. Palm Springs provides a
“Vacation Rental Statement of Rules and Regulations” (Attachment 2) that
is to be signed by the renters acknowledging that they have read and will
comply with all the rules and regulations. Staff can prepare a similar
document.
Owner requiring a security deposit from renter
The City cannot require that the owner to obtain a security deposit from
the renter, to be used in case a fine is imposed for a violation. It has been
La Quinta’s practice that fines for violations are imposed on the owner, not
on the renter. However, it has been discussed that the renter (occupant)
should be fined, for example, for noise violations because it is the occupant
that is causing the violation. The City’s ordinance states that an occupant
may be issued an administrative citation. Section 3.25.090.E (Violation)
states that “The city may issue an administrative citation to any applicant,
occupant, responsible person, local contact person, owner, or owner’s
authorized agent or representative.” Occupant means any person(s)
occupying the dwelling at any time. For example, the occupant violating
9
a noise regulation would receive a fine of $1,000, and a strike would go
against the owner. Three strikes within one year will result in an
immediate suspension of the permit.
Staff researched Pacific Grove and their ordinance does not include any
provisions that require an owner/host to obtain a security deposit from
their renter. Staff has learned that there are some owners/hosts that opt
to require their renters to provide a security deposit to be used in case a
fine is imposed for a violation, and other owners/hosts do not impose this
requirement on their renters.
ALTERNATIVES
Council may elect to adopt some of the changes; instruct Staff to make
additional/different amendments; and/or amend certain sections of these
chapters of the Code.
Prepared by: Danny Castro, Design and Development Director
Approved by: Jon McMillen, City Manager
Attachments: 1. Comparison of Regulations
2. Statement of Rules and Regulations (Palm Springs)
10
ORDINANCE NO. XXX
AN ORDINANCE OF THE CITY COUNCIL OF THE
CITY OF LA QUINTA, CALIFORNIA, AMENDING
CHAPTER 3.25 OF THE LA QUINTA MUNICIPAL
CODE RELATED TO SHORT TERM VACATION
RENTALS
WHEREAS, Chapter 3.25 of the La Quinta Municipal Code (LQMC)
relates to short-term vacation rentals; and
WHEREAS, the City has the authority to regulate businesses operating
within the City; and
WHEREAS, Chapter 3.25 of the LQMC addresses permitted uses, short-
term vacation rental process and permitting procedures; and
WHEREAS, the proposed amendments are necessary to clarify
regulations, process, and standards for short-term vacation rentals under the
City’s short-term vacation rental program, as more particularly set forth in
this Ordinance.
NOW, THEREFORE, the City Council of the City of La Quinta does
ordain as follows:
SECTION 1. Chapter 3.25 shall be amended as written in "Exhibit A"
attached hereto and incorporated herein by reference.
SECTION 2. The City Council does hereby grant the City Clerk the ability
to make minor amendments to "Exhibit A" to ensure consistency of all
approved text amendments prior to the publication in the La Quinta Municipal
Code.
SECTION 3. Posting: The City Clerk shall, within 15 days after passage
of this Ordinance, cause it to be posted in at least three public places
designated by resolution of the City Council, shall certify to the adoption and
posting of this Ordinance, and shall cause this Ordinance and its certification,
together with proof of posting to be entered into the Book of Ordinances of
the City of La Quinta.
SECTION 4. Effective Date: This Ordinance shall be in full force and
effect thirty (30) days after its adoption.
SECTION 5. Severability: If any section, subsection, subdivision,
sentence, clause, phrase, or portion of this Ordinance is, for any reason,
held to be invalid or unconstitutional by the decision of any court of
competent jurisdiction, such decision shall not affect the validity of the
11
Ordinance No. XXX
Amendments to Chapter 3.25 Short-Term Vacation Rentals
Adopted: Month & Date, 2021
Page 2 of 17
remaining portions of this Ordinance. The City Council hereby declares that
it would have adopted this Ordinance and each and every section,
subsection, subdivision, sentence, clause, phrase, or portion thereof,
irrespective of the fact that any one or more section, subsections,
subdivisions, sentences, clauses, phrases, or portions thereof be declared
unconstitutional.
PASSED, APPROVED and ADOPTED, at a regular meeting of the La
Quinta City Council held this ____ day of ____________, 2021 by the
following vote:
AYES:
NOES:
ABSENT:
ABSTAIN:
________________________
LINDA EVANS, Mayor
City of La Quinta, California
ATTEST:
_______________________
MONIKA RADEVA, City Clerk
City of La Quinta, California
(CITY SEAL)
APPROVED AS TO FORM:
___________________________
WILLIAM H. IHRKE, City Attorney
City of La Quinta, California
12
Ordinance No. XXX
Amendments to Chapter 3.25 Short-Term Vacation Rentals
Adopted: Month & Date, 2021
Page 3 of 17
Chapter 3.25 SHORT-TERM VACATION RENTALS
Chapter 3.25 SHORT-TERM VACATION RENTALS
3.25.010 Title.
This chapter shall be referred to as the “Short-Term Vacation Rental Regulations.” (Ord. 572 § 1, 2018;
Ord. 563 § 1, 2017; Ord. 501 § 2, 2012)
3.25.020 Purpose.
A. The purpose of this chapter is to establish regulations for the use of privately owned residential
dwellings as short-term vacation rentals that ensure the collection and payment of transient occupancy
taxes (TOT) as provided in Chapter 3.24 of this code, and minimize the negative secondary effects of
such use on surrounding residential neighborhoods.
B. This chapter is not intended to provide any owner of residential property with the right or privilege
to violate any private conditions, covenants and restrictions applicable to the owner’s property that
may prohibit the use of such owner’s residential property for short-term vacation rental purposes as
defined in this chapter. (Ord. 572 § 1, 2018; Ord. 563 § 1, 2017; Ord. 501 § 2, 2012)
C. The requirements of this chapter shall be presumed to apply to any residential dwelling that has
received a short-term vacation rental permit. A rebuttable presumption arises that, whenever there is
an occupant(s), paying rent or not, of a residential dwelling that has received a short-term vacation
rental permit, the requirements of this chapter shall apply, including but not limited to any suspension
or other modifications imposed on a short-term vacation rental permit as set forth in this chapter. The
city manager or authorized designee shall have the authority to implement any necessary or
appropriate policies and procedures to implement the rebuttable presumption set forth in this section.
3.25.030 Definitions.
For purposes of this chapter, the following words and phrases shall have the meaning respectively ascribed
to them by this section:
“Advertise,” “advertisement,” “advertising,” “publish,” and “publication” mean any and all means,
whether verbal or written, through any media whatsoever whether in use prior to, at the time of, or
after the enactment of the ordinance amending this chapter, used for conveying to any member or
members of the public the ability or availability to rent a short-term vacation rental unit as defined in
this section, or used for conveying to any member or members of the public a notice of an intention
to rent a short-term vacation rental unit as defined in this section. For purposes of this definition, the
following media are listed as examples, which are not and shall not be construed as exhaustive: Verbal
or written announcements by proclamation or outcry, newspaper advertisement, magazine
advertisement, handbill, written or printed notice, printed or poster display, billboard display, e-mail
or other electronic/digital messaging platform, electronic commerce/commercial Internet websites,
and any and all other electronic media, television, radio, satellite-based, or Internet website.
“Applicable laws, rules and regulations” means any laws, rules, regulations and codes (whether local,
state or federal) pertaining to the use and occupancy of a privately owned dwelling unit as a short-
term vacation rental.
EXHIBIT A
13
Ordinance No. XXX
Amendments to Chapter 3.25 Short-Term Vacation Rentals
Adopted: Month & Date, 2021
Page 4 of 17
“Applicant” means the owner of the short-term vacation rental unit.
“Authorized agent or representative” means a designated agent or representative who is appointed by
the owner and also is responsible for compliance with this chapter with respect to the short-term
vacation rental unit.
“Booking transaction” means any reservation or payment service provided by a person or entity who
facilitates a home-sharing or vacation rental (including short-term vacation rental) transaction
between a prospective occupant and an owner or owner’s authorized agent or representative.
“City manager” means that person acting in the capacity of the city manager of the city of La Quinta
or authorized designee.
“Declaration of non-use” means the declaration described in Section 3.25.050.
“Dwelling” has the same meaning as set forth in Section 9.280.030 (or successor provision, as may
be amended from time to time) of this code; “dwelling” does not include any impermanent, transitory,
or mobile means of temporary lodging, including but not limited to mobile homes, recreational
vehicles (RVs), car trailers, and camping tents.
“Estate home” means a single-family detached residence with five or more bedrooms.
“Estate home permit” is a type of short-term vacation rental permit that is issued to a short-term
vacation rental unit with five or more bedrooms, subject to evaluation criteria and inspection of the
property pursuant to Section 3.25.060.D.
“Good neighbor brochure” means a document prepared by the city that summarizes the general rules
of conduct, consideration, and respect, including, without limitation, provisions of this code and other
applicable laws, rules or regulations pertaining to the use and occupancy of short-term vacation rental
units.
“Homeshare permit” is a type of short-term vacation rental permit whereby the Owner hosts visitors
in the Owner’s home, for compensation, for periods of thirty (30) consecutive calendar days or less,
while the Owner lives on-site and in the home, throughout the visitor’s stay.
“Hosting platform” means a person or entity who participates in the home-sharing or vacation rental
(including short-term vacation rental) business by collecting or receiving a fee, directly or indirectly
through an agent or intermediary, for conducting a booking transaction using any medium of
facilitation, including but not limited to the Internet.
“Local contact person” means the person designated by the owner or the owner’s authorized agent or
representative who shall be available twenty-four hours per day, seven days per week with the ability
to respond to the location within forty-five minutes for the purpose of: (1) taking remedial action to
resolve any such complaints; and (2) responding to complaints regarding the condition, operation, or
conduct of occupants of the short-term vacation rental unit. A designated local contact person must
obtain a business license otherwise required by Sections 3.24.060 and 3.28.020 (or successor
provisions, as may be amended from time to time) of this code.
“Notice of permit modification, suspension or revocation” means the notice the city may issue to an
applicant, authorized agent or representative, local contact person, occupant, owner, responsible
person, or any other person or entity authorized to be issued such notice under this code for a short-
term vacation rental unit, upon a determination by the city of a violation of this chapter or other
provisions of this code relating to authorized uses of property subject to this chapter.
14
Ordinance No. XXX
Amendments to Chapter 3.25 Short-Term Vacation Rentals
Adopted: Month & Date, 2021
Page 5 of 17
“Occupant” means any person(s) occupying the dwelling at any time.
“Owner” means the person(s) or entity(ies) that hold(s) legal and/or equitable title to the subject short-
term vacation rental.
“Primary residence” means a dwelling where an Owner spends the majority of the calendar year on
the property used as a short-term vacation rental unit, and the property is identified in the Riverside
County Assessor’s record as the Owner’s primary residence.
“Primary residence permit” is a type of short-term vacation rental permit whereby the short-term
vacation rental unit is the Owner’s primary residence, as defined herein in this Section.
“Property” means a residential legal lot of record on which a short-term vacation rental unit is located.
“Rent” has the same meaning as set forth in Section 3.24.020 (or successor provision, as may be
amended from time to time) of this code.
“Rental agreement” means a written or verbal agreement for use and occupancy of a privately-owned
residential dwelling that has been issued a short-term vacation rental permit, including a dwelling that
may have a permit which has been or is under suspension.
“Responsible person” means the signatory of an agreement for the rental, use and occupancy of a
short-term vacation rental unit, and/or any person(s) occupying the short-term vacation rental unit
without a rental agreement, including the owner(s), owner’s authorized agent(s) or representative(s),
local contact(s), and their guests, who shall be an occupant of that short-term vacation rental unit, who
is at least twenty-one years of age, and who is legally responsible for ensuring that all occupants of
the short-term vacation rental unit and/or their guests comply with all applicable laws, rules and
regulations pertaining to the use and occupancy of the subject short-term vacation rental unit.
“Short-term vacation rental permit” means a permit that permits the use of a privately owned
residential dwelling as a short-term vacation rental unit pursuant to the provisions of this chapter, and
which incorporates by consolidation a transient occupancy permit and a business license otherwise
required by Sections 3.24.060 and 3.28.020 (or successor provisions, as may be amended from time
to time) of this code. Short-term vacation rental permit includes the following subtypes: Homeshare
permit, Primary Residence permit, and Estate Home permit, as defined herein in this Section.
“Short-term vacation rental unit” means a privately owned residential dwelling, such as, but not
limited to, a single-family detached or multiple-family attached unit, apartment house, condominium,
cooperative apartment, duplex, or any portion of such dwellings and/or property and/or yard features
appurtenant thereto, rented for occupancy and/or occupied for dwelling, lodging, or any transient use,
including but not limited to sleeping overnight purposes for a period of thirty (30) consecutive
calendar days or less, counting portions of calendar days as full days, by any person(s) with or without
a rental agreement.
“STVR” may be used by city officials as an abbreviation for “short-term vacation rental.”
“Suspension” means that short-term vacation rental permit that is suspended pursuant to Section
3.25.090.
“Tenant” or “transient,” for purposes of this chapter, means any person who seeks to rent or who does
rent, or who occupies or seeks to occupy, for thirty (30) consecutive calendar days or less, a short-
term vacation rental unit.
(Ord. 572 § 1, 2018; Ord. 563 § 1, 2017; Ord. 501 § 2, 2012)
15
Ordinance No. XXX
Amendments to Chapter 3.25 Short-Term Vacation Rentals
Adopted: Month & Date, 2021
Page 6 of 17
3.25.040 Authorized agent or representative.
A. Except for the completion of an application for a short-term vacation rental permit and business
license, the owner may designate an authorized agent or representative to ensure compliance with the
requirements of this chapter with respect to the short-term vacation rental unit on his, her or their
behalf. Nevertheless, the owner shall not be relieved from any personal responsibility and personal
liability for noncompliance with any applicable law, rule or regulation pertaining to the use and
occupancy of the subject short-term vacation rental unit, regardless of whether such noncompliance
was committed by the owner’s authorized agent or representative or the occupants of the owner’s
short-term vacation rental unit or their guests.
B. The owner must be the applicant for and holder of a short-term vacation rental permit and business
license and shall not authorize an agent or a representative to apply for or hold a short-term vacation
rental permit and business license on the owner’s behalf. The owner’s signature is required on all
short-term vacation rental application forms, and the city may prescribe reasonable requirements to
verify that an applicant or purported owner is the owner in fact. (Ord. 572 § 1, 2018; Ord. 563 § 1,
2017; Ord. 501 § 2, 2012)
3.25.050 Short-term vacation rental permit—Required.
A. The owner is required to obtain a short-term vacation rental permit and a business license from
the city before the owner or the owner’s authorized agent or representative may rent or advertise a
short-term vacation rental unit. No short-term vacation rental use may occur in the city except in
compliance with this chapter. No property in the city may be issued a short-term vacation rental permit
or used as a short-term vacation rental unit unless the property is a residential dwelling that complies
with the requirements of this chapter.
B. A short-term vacation rental permit and business license shall be valid for one (1) year and
renewed on an annual basis in order to remain valid.
1. A short-term vacation rental permit and business license renewal application shall be
submitted no earlier than sixty (60) calendar days but no later than thirty (30) calendar days
prior to the permit’s expiration date. Failure to renew a short-term vacation rental permit as
prescribed in this section may result in the short-term vacation rental permit being terminated.
2. A new owner of a property (or a new person and/or new entity that owns or controls a
business or organization or other entity of any kind, such as a limited liability company,
which is the owner of a property) previously operated as a short-term vacation rental unit by
the former owner (or by a former person or entity that owned or controlled the business or
organization or other entity of any kind that continues to be the owner of the property) may
not renew the previous owner’s short-term vacation rental permit and shall apply for a new
short-term vacation rental permit, pursuant to this chapter, if the new owner (or new person
and/or new entity that owns or controls a business or organization or other entity of any kind
that continues to be the owner of a property) wants to continue to use the residential dwelling
as a short-term vacation rental unit.
3. If an owner or an owner’s authorized agent or representative, pursuant to all applicable laws,
constructs additional bedrooms to an existing residential dwelling or converts non-bedroom
spaces and areas in an existing residential dwelling into additional bedrooms, the owner or
16
Ordinance No. XXX
Amendments to Chapter 3.25 Short-Term Vacation Rentals
Adopted: Month & Date, 2021
Page 7 of 17
owner’s authorized agent or representative shall notify the city and update the short-term
vacation rental unit’s online registration profile upon city approval of the addition or
conversion so that the city may confirm that such conversion is consistent with this chapter
and the code, including all applicable provisions in Title 8 of the code, and reissue the short-
term vacation rental permit so that it accurately identifies the number of approved bedrooms,
if the owner wants to continue to use the dwelling as a short-term vacation rental unit. The
city may conduct an onsite inspection of the property to verify compliance with this chapter
and the code. Code compliance inspections may be billed for full cost recovery at one hour
for initial inspection and in thirty-minute increments for each follow-up inspection pursuant
to subsection D. For purposes of this chapter, “reissue” or “reissuance” of a short-term
vacation rental permit means a permit that is reissued by the city, with corrected information,
as applicable, to be valid for the balance of the existing one (1)-year permit and license
period.
C. A short-term vacation rental permit and business license shall be valid only for the number of
bedrooms in a residential dwelling equal to the number of bedrooms the city establishes as eligible
for listing as a short-term vacation rental unit and shall not exceed the number of bedrooms allowable
for the number of occupants as set forth in Section 3.25.070. The allowable number of bedrooms shall
meet all applicable requirements under federal, state and city codes, including, but not limited to, the
provisions of Section 9.50.100 (or successor provision, as may be amended from time to time)
governing “additional bedrooms” and all applicable building and construction codes in Title 8 of this
code. A short-term vacation rental permit shall not issue for, or otherwise authorize the use of,
additional bedrooms converted from non-bedroom spaces or areas in an existing residential dwelling
except upon express city approval for the additional bedrooms in compliance with this code, including
Section 9.50.100 (or successor provision, as may be amended from time to time), and upon approval
of an application for a new or renewed short-term vacation rental permit as provided in subsection B.
D. A short-term vacation rental permit and business license shall not be issued or renewed, and may
be suspended or permanently revoked, if the property, or any building, structure, or use or land use on
the property is in violation of this code. The city may conduct an inspection of the property prior to
the issuance or renewal of a short-term vacation rental permit and/or business license. Code
compliance inspections may be billed for full cost recovery at one hour for initial inspection and in
thirty-minute increments for each follow-up inspection. For purposes of this subsection, a code
violation exists if, at the time of the submittal of an application for a new or renewed short-term
vacation rental permit or business license, the city has commenced administrative proceedings by
issuing written communication and/or official notice to the owner or owner’s responsible agent or
representative of one or more code violations. For purposes of this chapter, “building,” “structure,”
and “use or land use” have the same meanings as set forth in Section 9.280.030 (or successor
provisions, as may be amended from time to time) of this code.
E. A short-term vacation rental permit and business license shall not be issued or renewed, and may
be suspended or permanently revoked, if any portion of transient occupancy tax has not been reported
and/or remitted to the city for the previous calendar year by the applicable deadline for the reporting
and/or remittance of the transient occupancy tax.
F. A short-term vacation rental permit and business license shall not be issued or renewed, and may
be suspended or permanently revoked, if the residential dwelling to be used as a short-term rental unit
lacks adequate onsite parking. For purposes of this subsection, “adequate onsite parking” shall be
17
Ordinance No. XXX
Amendments to Chapter 3.25 Short-Term Vacation Rentals
Adopted: Month & Date, 2021
Page 8 of 17
determined by dividing the total number of overnight occupants commensurate with the approved
number of bedrooms as provided in the table under Section 3.25.070 by four, such that the ratio of the
total number of overnight occupants to onsite parking spots does not exceed four to one (4:1). For
example, a residential dwelling with five bedrooms may permissibly host a total number of ten
overnight occupants and therefore requires three on-site parking spots. Onsite parking shall be on an
approved driveway, garage, and/or carport areas only in accordance with Section 3.25.070(R), and no
more than two street parking spots may count towards the number of on-site parking spots necessary
to meet the “adequate onsite parking” requirement under this subsection.
G. An owner or owner’s authorized agent or representative who claims not to be operating a short-
term vacation rental unit or who has obtained a valid short-term vacation rental permit and business
license pursuant to this chapter, may voluntarily opt-out of the requirements of this chapter, prior to
the issuance or expiration of a short-term vacation rental permit and business license that are
applicable to the short-term vacation rental unit, only upon the owner, the owner’s authorized agent
or representative and/or the owner’s designated local contact person executing, under penalty of
perjury, a declaration of non-use as a short-term vacation rental unit, in a form prescribed by the city
(for purposes of this chapter, a “declaration of non-use”). Upon the receipt and filing by the city of a
fully executed declaration of non-use, the owner or owner’s authorized agent representative shall be
released from complying with this chapter as long as the property is not used as a short-term vacation
rental unit. Use of the property as a short-term vacation unit after the city’s receipt and filing of a
declaration of non-use, is a violation of this chapter. If, after a declaration of non-use has been received
and filed by the city, the owner or owner’s authorized agent or representative wants to use that
property as a short-term vacation rental unit, the owner shall apply for a new short-term vacation rental
permit and business license and fully comply with the requirements of this chapter and the code;
provided, however, that if a short-term vacation rental permit is or will be suspended on the date an
owner or owner’s authorized agent or representative submits to the city a declaration of non-use for
the short-term vacation rental unit under suspension, then the owner may apply for a new short-term
vacation rental permit and business license only after twelve (12) consecutive months have elapsed
from the date of the declaration of non-use, and the owner and owner’s authorized agent or
representative otherwise shall fully comply with the requirements of this chapter and the code. (Ord.
577 § 1, 2019; Ord. 572 § 1, 2018; Ord. 563 § 1, 2017; Ord. 501 § 2, 2012)
3.25.060 Short-term vacation rental permit—Application requirements.
A. The owner or the owner’s authorized agent or representative must submit the information required
on the city’s short-term vacation rental permit application form provided by the city, which may
include any or all of the following:
1. The name, address, and telephone number of the owner of the subject short-term vacation
rental unit;
2. The name, address, and telephone number of the owner’s authorized agent or representative,
if any;
3. The name, address, and twenty-four-hour telephone number of the local contact person;
4. The address of the proposed short-term vacation rental unit, Internet listing site and listing
number;
18
Ordinance No. XXX
Amendments to Chapter 3.25 Short-Term Vacation Rentals
Adopted: Month & Date, 2021
Page 9 of 17
5. The number of bedrooms shall not exceed the number of bedrooms allowable for the number
of occupants as set forth in Section 3.25.070. The allowable number of bedrooms shall meet all
applicable building and construction requirements under federal, state and city codes, including,
but not limited to, the provisions of Section 9.50.100 (or successor provision, as may be
amended from time to time) governing “additional bedrooms” and all applicable building and
construction codes in Title 8 of this code;
6. Acknowledgement of receipt of all electronically distributed short-term vacation rental
information from the city, including any good neighbor brochure;
7. The owner or owner’s authorized agent or representative who has applied for a short-term
vacation rental permit shall provide the city with written authorization that issuance of a short-
term vacation rental permit pursuant to this chapter is not inconsistent with any recorded or
unrecorded restrictive covenant, document, or other policy of a homeowner association (HOA)
or other person or entity which has governing authority over the property on which a short-term
vacation rental unit will be operated; in furtherance of this requirement, there shall be a
rebuttable presumption that an owner or owner’s authorized agent or representative does not
have written authorization for the issuance of a short-term vacation rental permit if a HOA or
other person or entity which has governing authority over the property has submitted to the city
a duly-authorized official writing, which informs the city that short-term vacation rentals of
thirty (30) consecutive days or less are not permitted on the property applying for a short-term
vacation rental permit; and
8. Such other information as the city manager or authorized designee deems reasonably
necessary to administer this chapter.
B. The short-term vacation rental permit application shall be accompanied by an application fee as
set by resolution of the city council. A short-term vacation rental permit and business license shall not
be issued or renewed while any check or other payment method cannot be processed for insufficient
funds.
C. The city may determine the maximum number of bedrooms in a residential dwelling with multiple
bedrooms eligible for use as a short-term vacation rental unit upon issuance of a short-term vacation
rental permit. When determining the maximum number of bedrooms eligible for use as short-term
vacation rentals, the city shall consider the public health, safety, and welfare, shall comply with
building and residential codes, and may rely on public records relating to planned and approved living
space within the residential dwellings, including, but not limited to, title insurance reports, official
county records, and tax assessor records. Owners of residential dwellings that exceed five thousand
square feet of developed space on a lot may apply for additional bedrooms. An owner and/or owner’s
authorized agent or representative may not advertise availability for occupancy of a short-term
vacation rental unit for more than the approved number of bedrooms listed in the short-term vacation
rental permit issued by the city pursuant to this chapter. In addition to any other rights and remedies
available to the city under this chapter, the first violation for failing to advertise the approved number
of bedrooms may be subject to a fine by an administrative citation, and a second or subsequent
violation for failing to advertise the approved number of bedrooms may result in a revocation (which
may include permanent revocation) of the short-term vacation rental permit and/or any affiliated
licenses or permits pursuant to the provisions set forth in Section 3.25.100.
D. Short-term vacation rental permit applications shall comply with the following:
19
Ordinance No. XXX
Amendments to Chapter 3.25 Short-Term Vacation Rentals
Adopted: Month & Date, 2021
Page 10 of 17
1. A short-term vacation rental permit application for an Estate home shall be subject to evaluation
and inspection of the property to ensure that the short-term vacation rental unit will not create
conditions materially detrimental to the public health, safety and general welfare or injurious to or
incompatible with other properties in the vicinity. Evaluation and inspection shall include, but not be
limited to: verification of the number of bedrooms, adequate on-site parking spaces, availability of
nearby street parking, physical distance of the Estate home from adjacent properties, such as location
and distance of outdoor gathering spaces, pools, and other living spaces from neighboring properties.
The city manager, or designee, shall have the authority to impose additional conditions on the use of
the Estate home as a short-term vacation rental unit to ensure that any potential secondary effects
unique to the subject short-term vacation rental unit are avoided or adequately mitigated.
2.. A short-term vacation rental permit application may be denied if the applicant has failed to comply
with application requirements in this chapter, or has had a prior short-term vacation rental permit for
the same unit revoked within the past twelve (12) calendar months. In addition, upon adoption of a
resolution pursuant to subsection H, the city may limit the number of short-term vacation rental units
in a given geographic area based on a high concentration of short-term vacation rental units. The city
shall maintain a waiting list of short-term vacation rental permit applications for such geographic areas
where the city determines, based on substantial evidence after a noticed public hearing and public
hearing, there is a higher than average concentration of short-term vacation rental units that either
affects the public health, safety, and welfare or significantly negatively impacts the character and
standard of living in a neighborhood within that geographic area, or both.
E. Short-term vacation rental permit applications may take up to, and the city shall have, thirty (30)
calendar days to process. An application for a renewal of a short-term vacation rental permit and
business license should be submitted at least thirty (30) calendar days prior to the existing permit’s
expiration to allow sufficient time for the city to process the renewal application. Nothing in this
subsection or chapter shall be construed as requiring the city to issue or deny a short-term vacation
rental permit in less than thirty (30) calendar days, as no permit shall be issued until such time as
application review is complete. No short-term vacation rental use may occur in the city without a
valid short-term vacation rental permit is issued in accordance with this chapter.
F. Upon a change of ownership of a property (or upon a new person and/or new entity owning or
controlling a business or organization or other entity of any kind, such as a limited liability company,
which is the owner of a property) licensed to operate as a short-term vacation rental unit, the owner
or owner’s authorized agent or representative shall notify the city of such change immediately. The
existing short-term vacation rental permit shall be terminated and the property must cease operating
as a short-term vacation rental immediately. Failure to comply may result in a fine of $1,000 per day
for a continuing violation of this subsection F.
G. Immediately upon a change of an owner’s authorized agent or representative, local contact, or any
other change pertaining to the information contained in the short-term vacation rental application, the
owner or owner’s authorized agent or representative shall update the short-term vacation rental unit’s
online registration profile used by the city for the implementation of the short-term vacation rental
regulations. Failure to update immediately this information may result in a violation of this chapter,
including but not limited to a suspension or revocation of a short-term vacation rental permit, until all
information is updated.
20
Ordinance No. XXX
Amendments to Chapter 3.25 Short-Term Vacation Rentals
Adopted: Month & Date, 2021
Page 11 of 17
H. The city manager or authorized designee shall prepare, for adoption by resolution by the city
council, a review procedure and criteria to evaluate the limitation for issuance of STVR permits and/or
STVR applications for geographic areas within the city as set forth in subsection D. (Ord. 572 § 1,
2018; Ord. 563 § 1, 2017; Ord. 501 § 2, 2012)
3.25.070 Operational requirements and standard conditions.
A. A. The owner and/or owner’s authorized agent or representative shall use reasonably prudent
business practices to ensure that the short-term vacation rental unit is used in a manner that
complies with all applicable laws, rules and regulations pertaining to the use and occupancy of
the subject short-term vacation rental unit.
1. 1. No more than thirty-two (32) booking transactions for vacation rental use of a short-term
vacation rental unit shall be allowed or provided in any calendar year. A booking transaction
includes any occupancy of a property subject to the provision of this chapter by persons other
than the Owner when the Owner is not present during such occupancy, regardless of whether
compensation is paid for such occupancy or whether occupancy is evidenced in an agreement
or document. For the first year a short-term vacation rental permit is in effect, the thirty-two
(32) booking transactions shall be prorated based on the number of months that elapse prior
to the subsequent calendar year. Short-term vacation rental units with valid short-term
vacation rental permits and business licenses in the Tourist Commercial (CT) and Village
Commercial (VC) zones, or with a valid Homeshare permit, are exempt from this
subparagraph.
22. An Estate home may be established for short-term vacation rental use subject to evaluation
and inspection of the property pursuant to Section 3.25.060.D.
3. An Estate Home established for short-term vacation rental use is required to be equipped with
a noise monitoring device(s) that is operable at all times.
B. The responsible person(s) shall be an occupant(s) of the short-term vacation rental unit for which
he, she or they signed a rental agreement for such rental, use and occupancy, and/or any person(s)
occupying the short-term vacation rental unit without a rental agreement, including the owner,
owner’s authorized agent or representative, local contact(s) and their guests. No non-permanent
improvements to the property, such as tents, trailers, or other mobile units, may be used as short-term
vacation rentals. The total number of occupants, including the responsible person(s), allowed to
occupy any given short-term vacation rental unit may be within the ranges set forth in the table below.
By the issuance of a short-term vacation rental permit, the city or its authorized designees, including
police, shall have the right to conduct a count of all persons occupying the short-term vacation rental
unit in response to a complaint or any other legal grounds to conduct an inspection resulting from the
use of the short-term vacation rental unit, and the failure to allow the city or its authorized designees
the ability to conduct such a count may constitute a violation of this chapter. The city council may by
resolution further restrict occupancy levels provided those restrictions are within the occupancy ranges
set forth below.
Number of Bedrooms Total of Overnight* Occupants
Total Daytime** Occupants (Including
Number of Overnight Occupants)
0 – Studio 2 2—8
21
Ordinance No. XXX
Amendments to Chapter 3.25 Short-Term Vacation Rentals
Adopted: Month & Date, 2021
Page 12 of 17
1 2—4 2—8
2 4—6 4—8
3 6—8 6—12
4 8—10 8—16
5 10—12 10—18
6 12—14 12—20
7 14 14—20
8 16 16—22
9 18 18—24
* Overnight (10:01 p.m. – 6:59 a.m.)
** Daytime (7:00 a.m. – 10:00 p.m.)
C. The person(s) listed as the local contact person in the short-term vacation rental unit’s online
registration profile shall be available twenty-four (24) hours per day, seven (7) days per week, with
the ability to respond to the location within thirty (30) minutes to complaints regarding the condition,
operation, or conduct of occupants of the short-term vacation rental unit or their guests. The person(s)
listed as a local contact person shall be able to respond personally to the location, or to contact the
owner or the owner’s authorized agent or representative to respond personally to the location, within
thirty (30) minutes of notification or attempted notification by the city or its authorized short-term
vacation rental designated hotline service provider. No provision in this section shall obligate the city
or its authorized short-term vacation rental designated hotline service provider to attempt to contact
any person or entity other than the person(s) listed as the local contact person.
D. The owner, the owner’s authorized agent or representative and/or the owner’s designated local
contact person shall use reasonably prudent business practices to ensure that the occupants and/or
guests of the short-term vacation rental unit do not create unreasonable or unlawful noise or
disturbances, engage in disorderly conduct, or violate any applicable law, rule or regulation pertaining
to the use and occupancy of the subject short-term vacation rental unit.
E. Occupants of the short-term vacation rental unit shall comply with the standards and regulations
for allowable noise at the property in accordance with Section 9.100.210 and 11.08.040 (or successor
provision, as may be amended from time to time) of this code. No radio receiver, musical instrument,
phonograph, compact disk player, loudspeaker, karaoke machine, sound amplifier, or any machine,
device or equipment that produces or reproduces any sound shall be used outside or be audible from
the outside of any short-term vacation rental unit between the hours of 10:00 p.m. and 7:00 a.m. Pacific
Standard Time. Observations of noise related violations shall be made by the city or its authorized
designee from any location at which a city official or authorized designee may lawfully be, including
but not limited to any public right-of-way, any city-owned public property, and any private property
to which the city or its authorized designee has been granted access.
F. Prior to occupancy of a short-term vacation rental unit, the owner or the owner’s authorized agent
or representative shall:
1. Obtain the contact information of the responsible person;
22
Ordinance No. XXX
Amendments to Chapter 3.25 Short-Term Vacation Rentals
Adopted: Month & Date, 2021
Page 13 of 17
2. Provide copies of all electronically distributed short-term vacation rental information from
the city, including any good neighbor brochure to the responsible person and post in a
conspicuous location within the short-term vacation rental unit, in a manner that allows for the
information to be viewed in its entirety; and require such responsible person to execute a formal
acknowledgement that he or she is legally responsible for compliance by all occupants of the
short-term vacation rental unit and their guests with all applicable laws, rules and regulations
pertaining to the use and occupancy of the short-term vacation rental unit. This information shall
be maintained by the owner or the owner’s authorized agent or representative for a period of
three years and be made readily available upon request of any officer of the city responsible for
the enforcement of any provision of this code or any other applicable law, rule or regulation
pertaining to the use and occupancy of the short-term vacation rental unit.
G. The owner, the owner’s authorized agent or representative and/or the owner’s designated local
contact person shall, upon notification or attempted notification that the responsible person and/or any
occupant and/or guest of the short-term vacation rental unit has created unreasonable or unlawful
noise or disturbances, engaged in disorderly conduct, or committed violations of any applicable law,
rule or regulation pertaining to the use and occupancy of the subject short-term vacation rental unit,
promptly respond within thirty (30) minutes to immediately halt and prevent a recurrence of such
conduct by the responsible person and/or any occupants and/or guests. Failure of the owner, the
owner’s authorized agent or representative and/or the owner’s designated local contact person to
respond to calls or complaints regarding the condition, operation, or conduct of occupants and/or
guests of the short-term vacation rental unit within thirty (30) minutes, shall be subject to all
administrative, legal and equitable remedies available to the city.
H. [reserved]
I. Trash and refuse shall not be left stored within public view, except in proper containers for the
purpose of collection by the city’s authorized waste hauler on scheduled trash collection days. The
owner, the owner’s authorized agent or representative shall use reasonably prudent business practices
to ensure compliance with all the provisions of Chapter 6.04 (Solid Waste Collection and Disposal)
(or successor provision, as may be amended from time to time) of this code.
J. Signs may be posted on the premises to advertise the availability of the short-term vacation rental
unit as provided for in Chapter 9.160 (Signs) (or successor provision, as may be amended from time
to time) of this code.
K. The owner, authorized agent or representative and/or the owner’s designated local contact person
shall post a copy of the short-term vacation rental permit and a copy of the good neighbor brochure in
a conspicuous place within the short-term vacation rental unit, and a copy of the good neighbor
brochure shall be provided to each occupant of the subject short-term vacation rental unit.
L. Unless otherwise provided in this chapter, the owner and/or the owner’s authorized agent or
representative shall comply with all provisions of Chapter 3.24 concerning transient occupancy taxes,
including, but not limited to, submission of a monthly return in accordance with Section 3.24.080 (or
successor provisions, as may be amended from time to time) of this code, which shall be filed monthly
even if the short-term vacation rental unit was not rented during each such month.
M. Guesthouses, detached from the primary residential dwelling on the property, or the primary
residential dwelling on the property, may be rented pursuant to this chapter as long as the guesthouse
and the primary residential dwelling are rented to one party.
23
Ordinance No. XXX
Amendments to Chapter 3.25 Short-Term Vacation Rentals
Adopted: Month & Date, 2021
Page 14 of 17
N. The owner and/or the owner’s authorized agent or representative shall post the number of
authorized bedrooms and the current short-term vacation rental permit number at the beginning or top
of any advertisement that promotes the availability or existence of a short-term vacation rental unit.
In the instance of audio-only advertising of the same, the short-term vacation rental permit number
shall be read as part of the advertisement.
O. The owner and/or owner’s authorized agent or representative shall operate a short-term vacation
rental unit in compliance with any other permits or licenses that apply to the property, including, but
not limited to, any permit or license needed to operate a special event pursuant to Section 9.60.170 (or
successor provision, as may be amended from time to time) of this code. The city may limit the number
of special event permits issued per year on residential dwellings pursuant to Section 9.60.170 (or
successor provision, as may be amended from time to time).
P. The city manager, or designee, shall have the authority to impose additional conditions on the use
of any given short-term vacation rental unit to ensure that any potential secondary effects unique to
the subject short-term vacation rental unit are avoided or adequately mitigated, including, but not
limited to, a mitigating condition that would require the installation of a noise monitoring device to
keep time-stamped noise level data from the property that will be made available to the city upon
city’s reasonable request.
Q. The standard conditions set forth herein may be modified by the city manager, or designee, upon
request of the owner or the owner’s authorized agent or representative based on site-specific
circumstances for the purpose of allowing reasonable accommodation of a short-term vacation rental.
All requests must be in writing and shall identify how the strict application of the standard conditions
creates an unreasonable hardship to a property such that, if the requirement is not modified, reasonable
use of the property for a short-term vacation rental would not be allowed. Any hardships identified
must relate to physical constraints to the subject site and shall not be self-induced or economic. Any
modifications of the standard conditions shall not further exacerbate an already existing problem.
R. On-site parking shall be on an approved driveway, garage, and/or carport areas only; this section
does not impose restrictions on public street parking regulations. Recreational vehicles may be parked
in accordance with the provisions set forth in Section 9.60.130 (or successor provision, as may be
amended from time to time) of this code. (Ord. 577 § 1, 2019; Ord. 572 § 1, 2018; Ord. 563 § 1, 2017;
Ord. 501 § 2, 2012)
3.25.080 Recordkeeping and hosting platform duties.
A. The owner or the owner’s authorized agent or representative shall maintain for a period of three
years, records in such form as the tax administrator (as defined in Chapter 3.24) may require to
determine the amount of transient occupancy tax owed to the city. The tax administrator shall
have the right to inspect such records at all reasonable times, which may be subject to the
subpoena by the tax administrator pursuant to Section 3.24.140 (Records) (Transient Occupancy
Tax) (or successor provisions, as may be amended from time to time) of this code.
B. Hosting platforms shall not complete any booking transaction for any residential dwelling or
other property purporting to be a short-term vacation rental unit in the city unless the dwelling or
property has a current and valid short-term vacation rental permit issued pursuant to this chapter,
which is not under suspension, for the dates and times proposed as part of the booking
transaction.
24
Ordinance No. XXX
Amendments to Chapter 3.25 Short-Term Vacation Rentals
Adopted: Month & Date, 2021
Page 15 of 17
1. The city shall maintain an online registry of active and suspended short-term vacation
rental permits, which hosting platforms may reference and rely upon for purposes of
complying with subsection B. If a residential dwelling or other property purporting to be
a short-term vacation rental unit matches with an address, permit number, and/or current
and valid permit dates (not under suspension) set forth in the city’s online registry, the
hosting platforms may presume that the dwelling or other property has a current and valid
short-term vacation rental permit.
2. The provisions of this subsection B shall be interpreted in accordance with otherwise
applicable state and federal law(s) and will not apply if determined by the city to be in
violation of, or preempted by, any such law(s). (Ord. 572 § 1, 2018; Ord. 563 § 1, 2017;
Ord. 501 § 2, 2012)
3.25.090 Violations.
A. Additional Conditions. A violation of any provision of this chapter or this code by any applicant,
occupant, responsible person, local contact person, owner, or owner’s authorized agent or
representative, shall authorize the city manager, or designee, to impose additional conditions on the
use of any given short-term vacation rental unit to ensure that any potential additional violations are
avoided.
B. Permit Modification, Suspension and Revocation. A violation of any provision of this chapter,
this code, California Vehicle Code, or any other applicable federal, state, or local laws or codes,
including, but not limited to, applicable fire codes and the building and construction codes as set forth
in Title 8 of this code, by any applicant, occupant, responsible person, local contact person, owner, or
owner’s authorized agent or representative, shall constitute grounds for modification, suspension
and/or revocation (which may include permanent revocation) of the short-term vacation rental permit
and/or any affiliated licenses or permits pursuant to the provisions set forth in Section 3.25.100.
C. Notice of Violation. The city may issue a notice of violation to any applicant, occupant,
responsible person, local contact person, owner, owner’s authorized agent or representative, or hosting
platform, pursuant to Section 1.01.300 (or successor provisions, as may be amended from time to
time) of this code, if there is any violation of this chapter committed, caused or maintained by any of
the above parties.
D. Three Strikes Policy. Three violations of any provision of this chapter or this code within one (1)
year by any applicant, occupant, responsible person, local contact person, owner, or owner’s
authorized agent or representative, with respect to any one residential dwelling will result in an
immediate suspension of the short-term vacation rental permit with subsequent ability to have a
hearing before the city, pursuant to this chapter, to request a lifting of the suspension.
E. Administrative and Misdemeanor Citations. The city may issue an administrative citation to any
applicant, occupant, responsible person, local contact person, owner, owner’s authorized agent or
representative, or hosting platform, pursuant to Chapter 1.09 (Administrative Citations) (or successor
provisions, as may be amended from time to time) of this code, if there is any violation of this chapter
committed, caused or maintained by any of the above parties. Nothing in this section shall preclude
the city from also issuing an infraction citation upon the occurrence of the same offense on a separate
day. An administrative citation may impose a fine for one or more violations of this chapter in the
maximum amount allowed by state law or this code in which the latter amount shall be as follows:
25
Ordinance No. XXX
Amendments to Chapter 3.25 Short-Term Vacation Rentals
Adopted: Month & Date, 2021
Page 16 of 17
1. General STVR Violations (Occupancy/Noise/Parking).
a. First violation: one thousand dollars;
b. Second violation: two thousand dollars;
c.Third violation: three thousand dollars.
2.Operating a STVR Without a Valid Short-Term Vacation Rental Permit.
a. First violation: three thousand dollars;
b.Second or more violations: five thousand dollars;
c.In addition to the fine set forth above, the first violation of operating a STVR without
a valid short-term vacation rental permit shall be cause for an owner (or person and/or
entity that owns or controls a business or organization or other entity of any kind, such as
a limited liability company, which is the owner of a property) to be prohibited for all time
from being eligible to be issued a short-term vacation rental permit and/or business license
for use of a property as a short-term vacation rental unit.
3. Hosting a Special Event at a STVR Without a Special Event Permit as Required by
Section 9.60.170 (or Successor Provision, as May Be Amended From Time to Time) of This
Code.
a. First violation: five thousand dollars;
b. Second violation: five thousand dollars.
F. Public Nuisance. In addition to any and all rights and remedies available to the city, it shall be a
public nuisance for any person or entity to commit, cause or maintain a violation of this chapter, which
shall be subject to the provisions of Section 1.01.250 (Violations public nuisances) (or successor
provisions, as may be amended from time to time) of this code. (Ord. 578 § 1, 2019; Ord. 572 § 1,
2018; Ord. 563 § 1, 2017; Ord. 501 § 2, 2012)
3.25.100 Appeals.
A. Any person aggrieved by any decision of a city officer made pursuant to this chapter may request
a hearing before the city manager in accordance with Chapter 2.08 (or successor provisions, as
may be amended from time to time) of this code.
B. Notwithstanding any provisions in Section 2.08.230 or otherwise in the code, the decision by the
city manager of an appeal brought under this chapter shall be the final decision by the city for any
violation of a short-term vacation rental permit issued under this order, except for any
administrative citation imposing a fine, which shall be processed and subject to an administrative
appeal pursuant to Chapter 1.09 of the code. (Ord. 572 § 1, 2018; Ord. 563 § 1, 2017)
26
Comparison of Regulations Regulation Ad Hoc Committee Recommendation N4N Recommendation Palm Springs La Quinta ‐ Code update or for Consideration Density/Overconcentration (Measured Standard) 300’ radius distance for single family residence; 2 STVR within 300’ radius for condo complex. Agrees with Ad Hoc Committee recommendation for 300’ radius distance; None, 1 STVR per owner None; other considerations to minimize density and frequency or rentals provided in staff report: limit percentage by zone or area, limit number of days/yr, limit number of STVR per owner, different permit types. Permit Types Two types of permits: 1) Homeshare, 2) STVR Permit Three types of permits: 1) Homeshare 2) STVR Commercial (TC Zone) 3) STVR ‐ Residential Three types of permits: 1)Homeshare, 2) Vacation Rental 3) Estate Home Application (5‐6 bedrooms) Different permit types for consideration: 1) Homeshare, 2) Primary Residence Permit Limited, 3) STVR Permit Limited, 4) STVR Permit No Limit (TC zones) 5) Special Permit for 5 bedrooms or more Limited rental times Minimum 2 nights stay; Does not apply to Homeshare or STVR located in TC zones Minimum 3 nights stay; phasing in longer min. nightly stay to min 10 nights 18 months after new ordinance adopted; consider min 28 days 36 months after new ordinance adopted. No min. night stay; Limited rental 32 times/calendar year + 4 rentals times allowed July/Aug/Sept. Prorated rental times for first year. Consideration: limited rental 90 or 120 days/year 5 bedroom or more None. None Requires Estate Home Application Addendum (5‐6 bedrooms); 7 or more bedrooms not allowed. Consideration: Special Permit for STVR with 5 bedrooms or more ATTACHMENT 127
Standard Ad Hoc Committee Recommendation N4N REcommendation Palm Springs La Quinta – Code Update or for Consideration Limit on Number of STVR permits per Owner No recommendation. None. One STVR per Owner No limit. Cap number of STVR permits None. Cap the maximum number of STVR permits for Homeshares, TC (to be set by Council); STVRs in residential zones not to exceed 3% of homes in zone (freeze issuance of new permits until 3% is achieved). None None Local contact person available Local contact person available at property within 30 minutes None Local contact person available at property within 30 minutes Code updated: Local contact person to be available at property within 30 minutes 3 Strikes Rule 2 strikes None 3 strikes: City Manager has discretion to suspend permit forever. Third strike can be appealed and if appeal is in favor, strike is pardoned. Exec Order 9: 2 strikes, min 30 day suspension Current Code: 3 strikes, immediate suspension and can request appeal hearing. Operating without permit ineligible for permit forever. Amplified noise Quiet hours shall be between the hours of 10 p.m. and 8 a.m. No amplified noise from 8pm to 8am. None. No outside amplified music allowed while being rented. Indoor amplified music shall not be heard at the property line. Exec Order 9 – no outside sound amplification at any time. Current Ordinance: no noise amplification from 10pm‐7am. 90 day Noise monitoring pilot program to be implemented 28
City of Palm Springs
3200 E. Tahquitz Canyon Way • Palm Springs, California 92262
vacation.rentals@palmspringsca.gov • Web: www.palmspringsca.gov Department of Vacation Rental Compliance
ŝƚLJŽĨWĂůŵ^ƉƌŝŶŐƐsĂĐĂƚŝŽŶZĞŶƚĂů^ƚĂƚĞŵĞŶƚŽĨZƵůĞƐĂŶĚZĞŐƵůĂƚŝŽŶƐ
sZWƌŽƉĞƌƚLJĚĚƌĞƐƐ͗ ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺdŽƚĂůηŽĨKĐĐƵƉĂŶƚƐ͗ͺͺͺͺ
ŐĞŶƚŽƌKǁŶĞƌEĂŵĞ͗ ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺdŽƚĂůηŽĨsĞŚŝĐůĞƐ͗ͺͺͺͺ
ŽŶƚĂĐƚWŚŽŶĞη͗ ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ;ŽŶĂϮϰͲŚŽƵƌďĂƐŝƐͿ͘
ZĞƐƉŽŶƐŝďůĞWĂƌƚLJ;WĞƌƐŽŶŽŶƚŚĞZĞŶƚĂůŽŶƚƌĂĐƚͿ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ
ƌƌŝǀĂůĂƚĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺĞƉĂƌƚƵƌĞĂƚĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ
tĞǁĞůĐŽŵĞLJŽƵĂŶĚǁĞǁĂŶƚLJŽƵƚŽĞdžƉĞƌŝĞŶĐĞĂůůƚŚĂƚƚŚĞŝƚLJŽĨWĂůŵ^ƉƌŝŶŐƐŚĂƐƚŽŽĨĨĞƌ͘sZŚŽŵĞƐĂƌĞůŽĐĂƚĞĚ
ƚŚƌŽƵŐŚŽƵƚŵĂŶLJďĞĂƵƚŝĨƵůŶĞŝŐŚďŽƌŚŽŽĚƐŝŶŽƵƌŝƚLJ͘tŚĞŶLJŽƵƐƚĂLJĂƚĂsZŚŽŵĞ͕LJŽƵĂŶĚLJŽƵƌŐƵĞƐƚƐďĞĐŽŵĞƉĂƌƚŽĨ
ƚŚĞŶĞŝŐŚďŽƌŚŽŽĚĨŽƌƚŚĞĚƵƌĂƚŝŽŶŽĨLJŽƵƌƐƚĂLJ͘tĞĂƐŬLJŽƵƚŽƉůĞĂƐĞďĞƌĞƐƉĞĐƚĨƵůĂŶĚďĞĐŽŶƐŝĚĞƌĂƚĞŽĨƚŚĞŶĞŝŐŚďŽƌƐ͘
ƐĂŐƵĞƐƚŝŶĂsZƉƌŽƉĞƌƚLJŝŶƚŚĞŝƚLJŽĨWĂůŵ^ƉƌŝŶŐƐ͕ƉůĞĂƐĞĨĂŵŝůŝĂƌŝnjĞLJŽƵƌƐĞůĨǁŝƚŚƚŚĞ'ŽŽĚEĞŝŐŚďŽƌƌŽĐŚƵƌĞ͘Ŷ
ŽǁŶĞƌŽƌŐĞŶƚŽĨƚŚĞsĂĐĂƚŝŽŶZĞŶƚĂůƉƌŽƉĞƌƚLJŝƐƌĞƐƉŽŶƐŝďůĞĨŽƌĞĚƵĐĂƚŝŶŐƚŚĞŐƵĞƐƚƐŽŶƚŚĞZƵůĞƐĂŶĚZĞŐƵůĂƚŝŽŶƐ
ƐƚĂƚĞĚŝŶƚŚĞ'ŽŽĚEĞŝŐŚďŽƌƌŽĐŚƵƌĞ͘
LJƐŝŐŶŝŶŐďĞůŽǁ͕LJŽƵĂŐƌĞĞƚŽƚŚĞĨŽůůŽǁŝŶŐ͗
ϭ͘ /ŚĂǀĞƌĞĂĚĂŶĚ/ǁŝůůĐŽŵƉůLJǁŝƚŚĂůůƚŚĞZƵůĞƐĂŶĚZĞŐƵůĂƚŝŽŶƐƐƚĂƚĞĚŝŶƚŚĞ'ŽŽĚEĞŝŐŚďŽƌƌŽĐŚƵƌĞ͘
Ϯ͘ /ƵŶĚĞƌƐƚĂŶĚƚŚĂƚ/ŵĂLJďĞŝƐƐƵĞĚĂŶĚŵŝŶŝƐƚƌĂƚŝǀĞŝƚĂƚŝŽŶďLJƚŚĞsĂĐĂƚŝŽŶZĞŶƚĂůŽŵƉůŝĂŶĐĞKĨĨŝĐĞƌ͕WĂůŵ^ƉƌŝŶŐƐ
WŽůŝĐĞĞƉĂƌƚŵĞŶƚŽƌƚŚĞŝƌĂŐĞŶƚƐĨŽƌŶŽƚĨŽůůŽǁŝŶŐŝƚLJŽĨWĂůŵ^ƉƌŝŶŐƐsĂĐĂƚŝŽŶZĞŶƚĂůZƵůĞƐĂŶĚZĞŐƵůĂƚŝŽŶƐ͘
ϯ͘ /ƵŶĚĞƌƐƚĂŶĚƚŚĞŝƚLJŽĨWĂůŵ^ƉƌŝŶŐƐŵĂLJƌĞƋƵĞƐƚĞǀŝĐƚŝŽŶŽĨĂůůƚŚĞŐƵĞƐƚƐĨƌŽŵƚŚĞƉƌŽƉĞƌƚLJďLJƚŚĞĂŐĞŶƚĂŶĚͬŽƌ
ŽǁŶĞƌƐŚŽƵůĚĂŶLJŽĐĐƵƉĂŶƚƐŝŶƚŚĞƌĞŶƚĂůƉĂƌƚLJĐŽŶƚŝŶƵĞƚŽǀŝŽůĂƚĞZƵůĞƐĂŶĚZĞŐƵůĂƚŝŽŶƐ͘
ϰ͘ /ĂŐƌĞĞƚŚĂƚƚŚĞZĞƐƉŽŶƐŝďůĞWĞƌƐŽŶŝƐƚŚĞŝŶĚŝǀŝĚƵĂůŽŶƚŚĞZĞŶƚĂůŽŶƚƌĂĐƚ͘ZĞƐƉŽŶƐŝďůĞWĞƌƐŽŶŝƐƚŚĞŝŶĚŝǀŝĚƵĂůǁŚŽ
ŝƐŚĞůĚƌĞƐƉŽŶƐŝďůĞĨŽƌĂĐƚŝŽŶƐŽĨĂůůŐƵĞƐƚƐŝŶƚŚĞŝƌƌĞŶƚĂůƉĂƌƚLJ͘
ϱ͘ ŶŐĞŶƚŽƌKǁŶĞƌŽƌƚŚĞŝƌƌĞƉƌĞƐĞŶƚĂƚŝǀĞŚĂƐĞdžƉůĂŝŶĞĚƚŚĞZƵůĞƐĂŶĚZĞŐƵůĂƚŝŽŶƐŝŶƉĞƌƐŽŶƉƌŝŽƌƚŽŽƌǁŝƚŚŝŶϮϰ
ŚŽƵƌƐŽĨŵLJsĂĐĂƚŝŽŶZĞŶƚĂůƉƌŽƉĞƌƚLJŽĐĐƵƉĂŶĐLJ͘
ZĞƐƉŽŶƐŝďůĞWĂƌƚLJEĂŵĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ^ŝŐŶĂƚƵƌĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ
ĚƵůƚ'ƵĞƐƚηϭEĂŵĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ^ŝŐŶĂƚƵƌĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ
ĚƵůƚ'ƵĞƐƚηϮEĂŵĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ^ŝŐŶĂƚƵƌĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ
ĚƵůƚ'ƵĞƐƚηϯEĂŵĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ^ŝŐŶĂƚƵƌĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ
ĚƵůƚ'ƵĞƐƚηϰEĂŵĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ^ŝŐŶĂƚƵƌĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ
ĚƵůƚ'ƵĞƐƚηϱEĂŵĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ^ŝŐŶĂƚƵƌĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ
ĚƵůƚ'ƵĞƐƚηϲEĂŵĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ^ŝŐŶĂƚƵƌĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ
ĚƵůƚ'ƵĞƐƚηϳEĂŵĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ^ŝŐŶĂƚƵƌĞ͗ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ
;&ŽƌĂĚĚŝƚŝŽŶĂůŐƵĞƐƚƐŝŐŶĂƚƵƌĞƐLJŽƵŵĂLJƵƐĞĂƐĞĐŽŶĚĐŽƉLJŽĨƚŚŝƐĨŽƌŵͿ
WůĞĂƐĞŬĞĞƉĂĐŽƉLJŽĨƚŚŝƐ^ƚĂƚĞŵĞŶƚŽĨZƵůĞƐĂŶĚZĞŐƵůĂƚŝŽŶƐŝŶƚŚĞsĂĐĂƚŝŽŶZĞŶƚĂůWƌŽƉĞƌƚLJƚŚƌŽƵŐŚŽƵƚƚŚĞŐƵĞƐƚƐƚĂLJ͘
sͲϱͲϵͲϭϴ
ATTACHMENT 2
29
30
POWER POINTS
FAC
SPECIAL
MEETING
APRIL 7, 2021
4/7/2021
1
Financial Advisory Commission
Special Meeting
April 7, 2021
1
2
4/7/2021
2
Financial Advisory Commission Special Meeting
04/07/2021
Business Session Item No. 1
Approve Fiscal Year 2021/22 Investment Policy
Certifications
3
4
4/7/2021
3
Summary of Changes
Section III Scope: Removed reference to Sections XVI and XVII
Section III Scope: Removed the word “new” in reference to arbitrage
restrictions. Also removed redundant wording regarding yield
maximization.
Section IX Authorized Financial Dealers: Added “or designee” to the
review of documentation provided by broker/dealers
Section IX Authorized Financial Dealers: Removed reference to SSAE
16, as this has been superseded by SSAE 18,and the reports that are
issued under the standard are System and Organizational Control
(SOC) reports.
Section X Permissible Deposits and Investments: Replaced specific
amounts noted under Prime Commercial Paper Section with reference
to the State Code
Commissioner Comments and Discussion
5
6
4/7/2021
4
Financial Advisory Commission Special Meeting
04/07/2021
Business Session Item No. 2
Recommend Outstanding Pension Obligation
Funding Options
Reviewed and Discussed
CalPERS
Actuarial
Reports
Asset
Liability
Management
Cycle
Historical
Performance
of CalPERS
City Financial
Statements
Pension Trust
Assets
Accelerated
Payment
Savings
Consultant
Analysis
7
8
4/7/2021
5
Findings Summarized
• Has the greatest liability and lowest funded ratio
The Classic Tier
• Currently underway, expected completion 11/2021, changes effective in 7/2022
CalPERS ALM process may increase future unfunded liability payments
• If the discount rate decreases the obligation increases
• If the discount rate increases the obligation decreases
Financial statement pension disclosures include sensitivity analysis
• Balance as of 12/31/2020 is $11,025,029
Pension Trust is fully funded at the target rate
CalPERS Amortization Schedules
•15‐year and 10‐year savings are
presented
–15‐year amortization saves $2,804,240
–10‐year amortization saves $5,967,437
9
10
4/7/2021
6
CalPERS Pension Outlook Tool
•Example of one‐time $1.0 additional payment
•Saves $350,000 over just the first five years
Present Value Example
11
12
4/7/2021
7
Recommendations
•Accelerate payments directly to CalPERS when
fiscally feasible
•Review annually
•Retain current balance in pension trust
Discussion & Questions
13
14
4/7/2021
8
Financial Advisory Commission Special Meeting
04/07/2021
Departmental Report Item No. 1
Short-Term Vacation Rental Committee (STVR)
Recommendations - Update
STVR Update
•STVR Ad‐Hoc Committee work ongoing for
over a year
•Numerous public meetings have been held
•Fee study completed by ClearSource Financial
•Council has adopted new fees and also passed
an ordinance for a stay on new permits
15
16
4/7/2021
9
Permit Revenue Estimates
•Revenue may increase from
$230K to $900K
•New fees are higher, the
unknown is whether this will
affect renewals
•Current stay on new permits,
with exceptions for tourist
commercial areas
STVR TOT
Revenue
•2020/21 number is
projected based on current
activity
•2021/22 number is
proposed budget
17
18
4/7/2021
10
Financial Advisory Commission Special Meeting
04/07/2021
Departmental Report Item No. 2
FAC Sub-Committee Update
Ad Hoc Committee Fiscal Year Commissioner Commissioner Commissioner Status
Police Services Review FY 2020-21 Steven Rosen George Batavick ------
Complete for now. Potential for
future collaboration as may be
needed by Community
Resources.
RFP for Actuarial Services FY 2020-21 Corry Hunter Daniel Twohey ------ Completed.
Library Interfund Loan Analysis FY 2020-21 John Hoffner W. Richard Mills ------ Completed.
SilverRock Event Site Funding FY 2020-21 Steven Rosen Ellen Way W. Richard Mills Completed.
Annual Review of Pension Liability FY 2020-21 Twohey Way ------ Completed.
Short-Term Vacation Rental
Program Fiscal Analysis FY 2020-21 John Hoffner Corry Hunter W. Richard Mills Not required at this time.
2021/22 Operating Budget FY 2020-21 Corry Hunter Steven Rosen -----
One remaining meeting to
discuss numbers before first
Study Sessions begin.
CIP Budget Overview for 2021/22
through 2025/26 FY 2020-21 Hoffner Batavick ----- Completed.
10-year Financial Projections Task
Force FY 2020-21 Batavick Way -----
Estimated start work late
Summer/early Fall.
Long-Range Strategic Planning Task
Force FY 2020-21 Rosen Hoffner Mills
Commissioner item, no update
at this time.
19
20
4/7/2021
11
Financial Advisory Commission Special Meeting
04/07/2021
Commissioner Items:
1. Commissioner standby at City Council Meetings
2. Farewell to Finance Director Karla Romero
The Next Regular Quarterly
Financial Advisory Commission
Meeting will be on
May 12, 2021
21
22
4/7/2021
12
23