SRR Quite Title - Combined Prelim 024Order No.: 321152
Preliminary Report
Page 1 of 7
Kathy Crawford
Title Officer
Stewart Title of California, Inc.
11870 Pierce St, Ste 100
Riverside, CA 92505
Phone: (951) 276-2700
Fax: (951) 346-3395
kcrawfor@stewart.com
PRELIMINARY REPORT
Order No.:321152
Your File No.:
Buyer/Borrower Name:
Seller Name:USA 769
Property Address: Vacant Land, La Quinta, CA 92253
In response to the above referenced application for a Policy of Title Insurance, Stewart Title of California,
Inc. hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a Stewart
Title Guaranty Company Policy or Policies of Title Insurance describing the land and the estate or interest
therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or
encumbrance not shown or referenced to as an Exception on Schedule B or not excluded from coverage
pursuant to the printed Schedules, Conditions, and Stipulations of said Policy forms.
The printed Exceptions and Exclusions from the coverage and Limitations on covered Risks of said policy
or policies are set forth in Exhibit A attached. The policy to be issued may contain an arbitration clause.
When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters
shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the
parties. Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner’s Policies of Title
Insurance which establish a Deductible Amount and a Maximum Dollar Limits of Liability for certain
coverages are also set forth in Exhibit A. Copies of the policy forms should be read. They are available
from the office which issued this report.
Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in
Exhibit A of this report carefully. The exceptions and exclusions are meant to provide you with notice of
matters, which are not covered under the terms of the title insurance policy and should be carefully
considered.
NOTE: Attached to this Preliminary Report for review and acceptance is Stewart Title’s Affiliated
Business Arrangement Disclosure Statement and the STG Privacy Notice for Stewart Title
Companies, consumer must sign and return, prior to recording, Stewart Title’s document entitled
Acknowledgment of Receipt, Understanding and Approval of Preliminary Report, Affiliated
Business Arrangement Disclosure Statement and STG Privacy Notice for Stewart Title Companies.
It is important to note that this preliminary report is not a written representation as to the condition of title
and may not list all liens, defects, and encumbrances affecting title to the land.
This report, (and any supplements or amendments thereto) is issued solely for the purpose of facilitating
the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be
assumed prior to the issuance of a policy of title insurance a binder or commitment should be requested.
Dated as of November 20, 2018 at 8:00AM
When replying, please contact: Kathy Crawford, Title Officer
Stewart Title of California, Inc.
11870 Pierce St, Ste 100
Riverside, CA 92505
(951) 276-2700
Order No.: 321152
Preliminary Report
Page 2 of 7
PRELIMINARY REPORT
The form of Policy of Title Insurance contemplated by this report is:
☐ CLTA Standard Coverage Policy
☐ CLTA/ALTA Homeowners Policy
☐ 2006 ALTA Owner's Policy
☐ 2006 ALTA Loan Policy
☐ ALTA Short Form Residential Loan Policy
☒ Preliminary Report
SCHEDULE A
The estate or interest in the land hereinafter described or referred to covered by this report is:
FEE
Title to said estate or interest at the date hereof is vested in:
Charles R. Rubey, a bachelor as to an undivided 1/2 interest, and A. Reed Rubey and Mary H. Rubey,
husband and wife, as joint tenants, as to an undivided 1/2 interest, as to Parcel 1;
Ross H. Lee and Hazel H. Lee, husband and wife as to an undivided 1/2 interest as joint tenants and
Ross A. Lee and Loretta M. Lee, husband and wife as to an undivided 1/2 interest, as joint tenants, as to
Parcel 2
Order No.: 321152
Preliminary Report
Page 3 of 7
LEGAL DESCRIPTION
The land referred to herein is situated in the State of California, County of Riverside, City of La
Quinta and described as follows:
Parcel 1:
The legal description is not available for this property, and should be done by a licensed certified
Engineer.
APN: portion of 777-490-024
Parcel 2:
The northerly 130 feet of the Southeast quarter of the Northeast quarter of Section 8, Township 6 South,
Range 7 East, San Bernardino Base and Meridian, as shown by United States Government Survey.
As disclosed by Quitclaim Deeds recorded March 14, 1961 as Instrument Nos. 21585 and 21586 of
Official Records of Riverside County, California.
APN: portion of 777-490-024
(End of Legal Description)
MAP & DOCS
THE MAP CONNECTED HEREWITH IS BEING PROVIDED AS A COURTESY AND FOR
INFORMATIONAL PURPOSES ONLY; THIS MAP SHOULD NOT BE RELIED UPON. FURTHERMORE,
THE PARCELS SET OUT ON THIS MAP MAY NOT COMPLY WITH LOCAL SUBDIVISION OR
BUILDING ORDINANCES. STEWART ASSUMES NO LIABILITY, RESPONSIBILITY OR
INDEMNIFICATION RELATED TO THE MAPS NOR ANY MATTERS CONCERNING THE CONTENTS
OF OR ACCURACY OF THE MAP.
Order No.: 321152
Preliminary Report
Page 4 of 7
SCHEDULE B
At the date hereof, exceptions to coverage in addition to the printed exceptions and exclusions
contained in said policy or policies would be as follows:
Taxes:
A.General and special city and/or county taxes, bonds or assessments which may become due on
said land, if an when title to said land is not longer vested in a government or quasi-
governmental agency. Tax parcel(s) for said land are currently shown as 777-490-024-4.
B.Assessments, if any, for Community Facility Districts affecting said land which may exist by
virtue of assessment maps or notices filed by said districts. Said assessments are collected
with the County Taxes.
C.The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 3.5
(commencing with Section 75) of the Revenue and Taxation Code of the State of California.
Exceptions:
1.Water rights, claims or title to water in or under said land, whether or not shown by the public
records.
2.Minerals of whatsoever kind, subsurface and surface substances, including but not limited to
coal, lignite, oil, gas, uranium, clay, rock, sand and gravel in, on, under and that may be
produced from the Land, together with all rights, privileges, and immunities relating thereto,
whether or not appearing in the Public Records or listed in Schedule B. The Company makes
no representation as to the present ownership of any such interests. There may be leases,
grants, exceptions or reservations of interests that are not listed.
3.Title to, and easements in, any portion of the land lying within any highways, roads, streets, or
other ways.
4.Reservations and exceptions in the Patent by the United States of America, recorded July 14,
1910 in Book 6 page 1 of Patents.
Affects Parcel 1
5.An easement for a right of way thereon for ditches or canals constructed by the authority of the
United States, and rights incidental thereto as reserved in a document reserved by Elizabeth P.
Kearney, recorded July 14, 1910 in Book 6 page 1 of Patents, which affects Parcel 1.
6.The effect of a Record of Survey on file in Book 5 page 25, of Records of Survey, which
purports to show the herein described property.
7.Reservations and exceptions in the Patent by the United States of America, recorded
September 21, 1955 in Book 1796 page 169 of Official Records.
Affects Parcel 2
8.Any interest of USA 769, whose possible interest is disclosed by reason of their being shown as
assessed owner(s) of said land on the county secured tax rolls.
Order No.: 321152
Preliminary Report
Page 5 of 7
9.Please be advised that our search did not disclose any open deeds of trust of record. If you
should have knowledge of any outstanding obligation, please contact your title officer
immediately for further review.
10.Rights of parties in possession.
(End of Exceptions)
Order No.: 321152
Preliminary Report
Page 6 of 7
NOTES AND REQUIREMENTS
For transactions where Stewart Title of California, Inc.. is not the settlement/closing agent, a signed and
dated copy of the attached "Acknowledgment of Receipt, Understanding and Approval of Affiliated
Business Arrangement Disclosure Statement and STG Privacy Notice for Stewart Title Companies", will
be required prior to recording.
A.NOTE: For Information Purposes Only, Vesting on Schedule A per various VESTING DEEDS
herein.
Order No.: 321152
Preliminary Report
Page 7 of 7
CALIFORNIA "GOOD FUNDS" LAW
California Insurance Code Section 12413.1 regulates the disbursement of escrow and sub-escrow funds
by title companies. The law requires that funds be deposited in the title company escrow account and
available for withdrawal prior to disbursement. Funds received by Stewart Title of California, Inc. via wire
transfer may be disbursed upon receipt. Funds received via cashier’s checks or teller checks drawn on a
California Bank may be disbursed on the next business day after the day of deposit. If funds are received
by any other means, recording and/or disbursement may be delayed, and you should contact your title or
escrow officer. All escrow and sub-escrow funds received will be deposited with other escrow funds in
one or more non-interest bearing escrow accounts in a financial institution selected by Stewart Title of
California, Inc.. Stewart Title of California, Inc. may receive certain direct or indirect benefits from the
financial institution by reason of the deposit of such funds or the maintenance of such accounts with the
financial institution, and Stewart Title of California, Inc. shall have no obligation to account to the
depositing party in any manner for the value of, or to pay to such party, any benefit received by Stewart
Title of California, Inc.. Such benefits shall be deemed additional compensation to Stewart Title of
California, Inc. for its services in connection with the escrow or sub-escrow.
If any check submitted is dishonored upon presentation for payment, you are authorized to notify all
principals and/or their respective agents of such nonpayment.
EXHIBIT "A"
LEGAL DESCRIPTION
Order No.: 321152
Escrow No.: 321152
The land referred to herein is situated in the State of California, County of Riverside, City of La Quinta
and described as follows:
Parcel 1:
The legal description is not available for this property, and should be done by a licensed certified
Engineer.
APN: portion of 777-490-024
Parcel 2:
The northerly 130 feet of the Southeast quarter of the Northeast quarter of Section 8, Township 6 South,
Range 7 East, San Bernardino Base and Meridian, as shown by United States Government Survey.
As disclosed by Quitclaim Deeds recorded March 14, 1961 as Instrument Nos. 21585 and 21586 of
Official Records of Riverside County, California.
APN: portion of 777-490-024
APN: 777-490-024
(End of Legal Description)
File No.: 321152 Page 1 of 1
AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT
Date:December 7, 2018
File No.:321152
Property:Vacant Land, La Quinta, CA 92253
From:Stewart Title of California, Inc.
This is to give you notice that Stewart Title of California, Inc. (“Stewart Title”) has a business relationship
with Stewart Solutions, LLC, DBA – Stewart Specialty Insurance Services, LLC (“Stewart Insurance”).
Stewart Information Services Corporation owns 100% of Stewart Insurance and . Because of this
relationship, this referral may provide Stewart Title a financial or other benefit.
Set forth below is the estimated charge or range of charges for the settlement services listed. You are
NOT required to use the listed provider(s) as a condition for purchase, sale, or refinance of the subject
Property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE
WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE
RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.
Stewart Insurance Settlement Service Charge or range of charges
Hazard Insurance $400.00 to $6,500.00
Home Warranty $255.00 to $ 780.00
Natural Hazard Disclosure Report $ 42.50 to $ 149.50
FOR TRANSACTIONS WHERE STEWART TITLE OF CALIFORNIA, INC.
IS NOT CLOSING ESCROW
STCA Order Number:321152
Subject Property Address:Vacant Land, La Quinta, CA 92253
Subject Property APN:777-490-024
ACKNOWLEDGMENT OF RECEIPT, UNDERSTANDING
AND APPROVAL OF “AFFILIATED BUSINESS
ARRANGEMENT DISCLOSURE STATEMENT” AND
“STG PRIVACY NOTICE FOR STEWART TITLE COMPANIES”
The undersigned hereby acknowledge that I/we have received, read, understand and
approve Stewart Title of California, Inc.’s “Affiliated Business Arrangement Disclosure
Statement” and “STG Privacy Notice for Stewart Title Companies”, provided to me/us in
connection with the above captioned matter.
Read and signed on the 12/7/2018.
TBD
By:________________________________
______________________________________
USA 769
(Rev. 06-03-11)
File No.: 321152
Page 1 of 4
CLTA Preliminary Report Form
Exhibit A (Revised 06-03-11)
CALIFORNIA LAND TITLE ASSOCIATION
STANDARD COVERAGE POLICY – 1990
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys'
fees or expenses which arise by reason of:
1.(a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations)
restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of
any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land
or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or
governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance
resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy.
(b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a
defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at
Date of Policy.
(c) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a
defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at
Date of Policy.
2.Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not
excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for
value without knowledge.
3.Defects, liens, encumbrances, adverse claims or other matters:
(a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant;
(b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed
in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy;
(c) resulting in no loss or damage to the insured claimant;
(d) attaching or created subsequent to Date of Policy; or
(e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or
for the estate or interest insured by this policy.
4.Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or
failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is
situated.
5.Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the
insured mortgage and is based upon usury or any consumer credit protection or truth in lending law.
6.Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating
the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws.
EXCEPTIONS FROM COVERAGE - SCHEDULE B, PART I
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason
of:
1.Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on
real property or by the public records.
Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the
records of such agency or by the public records,
2.Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the
land or which may be asserted by persons in possession thereof.
3.Easements, liens or encumbrances, or claims thereof, which are not shown by the public records.
4.Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose,
and which are not shown by the public records.
5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights,
claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records.
6.Any lien or right to a lien for services, labor or material not shown by the public records
(Rev. 06-03-11)
File No.: 321152
Page 2 of 4
CLTA HOMEOWNER’S POLICY OF TITLE INSURANCE (02-03-10)
ALTA HOMEOWNER’S POLICY OF TITLE INSURANCE
EXCLUSIONS
In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from:
1.Governmental police power, and the existence or violation of those portions of any law or government regulation concerning:
a.building;
b.zoning;
c.land use;
d.improvements on the Land;
e.land division;
f.environmental protection.
This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27.
2.The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This
Exclusion does not limit the coverage described in Covered Risk 14 or 15.
3.The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17.
4.Risks:
a.that are created, allowed, or agreed to by You, whether or not they appear in the Public Records;
b.that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date;
c.that result in no loss to You; or
d.that first occur after the Policy Date - this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28.
5.Failure to pay value for Your Title.
6.Lack of a right:
a.to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and
b.in streets, alleys, or waterways that touch the Land.
This Exclusion does not limit the coverage described in Covered Risk 11 or 21.
7.The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy.
LIMITATIONS ON COVERED RISKS
Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows:
*For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A.
The deductible amounts and maximum dollar limits shown on Schedule A are as follows:
Your Deductible Amount Our Maximum Dollar Limit of Liability
Covered Risk 16: 1% of Policy Amount or $2,500.00 $10,000.00
(whichever is less)
Covered Risk 18: 1% of Policy Amount or $5,000.00 $25,000.00
(whichever is less)
Covered Risk 19: 1% of Policy Amount or $5,000.00 $25,000.00
(whichever is less)
Covered Risk 21: 1% of Policy Amount or $2,500.00 $5,000.00
(whichever is less)
(Rev. 06-03-11)
File No.: 321152
Page 3 of 4
2006 ALTA LOAN POLICY (06-17-06)
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys'
fees, or expenses that arise by reason of:
1.(a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating,
prohibiting, or relating to
i)the occupancy, use, or enjoyment of the Land;
ii)the character, dimensions, or location of any improvement erected on the Land;
iii)the subdivision of land; or
iv)environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the
coverage provided under Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6.
2.Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8.
3.Defects, liens, encumbrances, adverse claims, or other matters
(a)created, suffered, assumed, or agreed to by the Insured Claimant;
(b)not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not
disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this
policy;
(c)resulting in no loss or damage to the Insured Claimant;
(d)attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk
11, 13, or 14); or
(e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage.
4.Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-
business laws of the state where the Land is situated.
5.Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the
Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law.
6.Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating
the lien of the Insured Mortgage, is
(a) a fraudulent conveyance or fraudulent transfer, or
(b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy.
7.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of
Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage
provided under Covered Risk 11(b).
The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from
Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage:
EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage (and the company will not pay costs, attorneys' fees or expenses) which arise by reason
of:
1.(a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on
real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such
proceedings, whether or not shown by the records of such agency or by the Public Records.
2.Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land
or that may be asserted by persons in possession of the Land.
3.Easements, liens or encumbrances, or claims thereof, which are not shown by the Public Records.
4.Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate
and complete land survey of the Land and not shown by the Public Records.
5.(a) unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims
or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records.
6.Any lien or right to a lien for services, labor or material not shown by the public records.
(Rev. 06-03-11)
File No.: 321152
Page 4 of 4
2006 ALTA OWNER'S POLICY (06-17-06)
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys'
fees, or expenses that arise by reason of:
1.(a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating,
prohibiting, or relating to
i.the occupancy, use, or enjoyment of the Land;
ii.the character, dimensions, or location of any improvement erected on the Land;
iii.the subdivision of land; or
iv.environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit
the coverage provided under Covered Risk 5
(b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6.
2.Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8.
3.Defects, liens, encumbrances, adverse claims, or other matters
(a) created, suffered, assumed, or agreed to by the Insured Claimant;
(b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not
disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;
(c) resulting in no loss or damage to the Insured Claimant;
(d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9
and 10); or
(e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title.
4.Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting
the Title as shown in Schedule A, is
(a) a fraudulent conveyance or fraudulent transfer; or
(b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy.
5.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of
Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A.
The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from
Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage:
EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage (and the company will not pay costs, attorneys' fees or expenses) which arise by reason
of:
1.(a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on
real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such
proceedings, whether or not shown by the records of such agency or by the Public Records.
2.Any facts, rights, interests or claims which are not shown by the public records but which could be ascertained by an inspection of the
land or by making inquiry of persons in possession thereof.
3.Easements, liens or encumbrances, or claims thereof, which are not shown by the public records.
4.Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate
and complete land survey of the Land and that are not shown by the Public Records.
5.(a) unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims
or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records.
6.Any lien or right to a lien for services, labor or material not shown by the public records.
File No.: 321152
File No.: 321152
AVAILABLE DISCOUNTS DISCLOSURE STATEMENT
This is to give you notice that Stewart Title of California, Inc. (“Stewart Title”) is pleased to inform you that
upon proper qualification, there are premium discounts available upon the purchase of title insurance
covering improved property with a one to four family residential dwelling.
Such discounts apply to and include:
Property located within an area proclaimed a state or federal disaster area;
Property purchased from a foreclosing beneficiary or successful bidder at a foreclosure sale;
Property being refinanced.
Please talk with your escrow or title officer to determine your qualification for any of these discounts.
Order No.: 321152
Owners Affidavit and Indemnity CA
Page 1 of 3
Rev. 09-2018
OWNER'S AFFIDAVIT AND INDEMNITY
Order No.: 321152
Address/Location:Vacant Land, La Quinta, CA 92253
APN: 777-490-024
In connection with the request of the Undersigned (“Affiant”) for the preparation and issuance of insurance, Affiant
makes the following statements and representations for the benefit of, and reliance by, title insurer STEWART
TITLE GUARANTY COMPANY, and its policy issuing agent STEWART TITLE OF CALIFORNIA, INC.
(collectively hereafter referred to as "STEWART TITLE"):
1.Affiant owns and holds title to property described in Schedule A of the Preliminary Report or Commitment
issued in connection with the above referenced Order Number (the “Property”).
2.The Affiant's possession of the Property has been peaceful and undisturbed, and title thereto has never
been disputed, questioned or rejected, nor has the issuance of title insurance ever been refused, except
as follows: (If none, please state “none”)
_________________________________________________________________________________
3.Other than the Affiant, there are no parties entitled to possession of the Property other than the following:
(If none, please state “none”)
_________________________________________________________________________________
4.There are no leases, licenses, options, rights of first refusal, or contracts to sell, affecting the Property, or
any parties currently in possession, of the Property, except the following: (If none, please state “none”)
_________________________________________________________________________________
5.No proceedings in bankruptcy or receivership have been instituted by or against the Affiant or any other
property owner currently in title.
6.All assessments by a management, common area, building maintenance or homeowner association, if
any, are paid current or are not yet due and payable.
7.There are no pending contemplated repairs/improvements to the Property, except the following: (If none,
please state “none)
_________________________________________________________________________________
8.No building materials, repairs, or improvements have been provided, furnished or delivered within the last
12 months, except the following: (If none, please state “none”)
_________________________________________________________________________________
9.Affiant is not aware of the existence of any of the following:
a.Improvements encroaching into any easements or over any boundary lines of the Property.
b.Adjoining property improvements encroaching onto the Property.
c.Liens against the Property and/or judgments or tax liens against Affiant or any other property
owner currently in title, except those described in the Preliminary Report or Commitment issued in
connection with the above referenced Order Number.
d.Outstanding claims or persons entitled to claims for mechanics' or materialman liens against the
Property.
e.Pending repairs/improvements to the adjacent street(s).
f.Any pending litigation involving the Property, the Affiant or any other property owner currently in
title.
g.Recent improvements completed or being made to any common area(s) located within the
subdivision in which the Property is located.
h.Violations of any recorded covenants, conditions and/or restrictions imposed on the Property.
i.Any pending assessments for Community Facility Districts.
Order No.: 321152
Owners Affidavit and Indemnity CA
Page 2 of 3
Rev. 09-2018
j.Any new, pending or existing obligation or loan including any home improvements on the
Property pursuant to the PACE or HERO program, or any other similar type program.
With regard to 9a.-9j, except as follows:
_______________________________________________________________________________
10.There are no unpaid utility type bills including but not limited to bills for water, sewer, hazardous waste,
recycling, storm drain and/or rubbish and there are no liens related to such utilities from or on the
Property, with the exception of the following: (If none, please state “none”)
_________________________________________________________________________________
11.There are no financial obligations secured by trust deeds, mortgages, financing statements, vendor’s
liens, security agreements or otherwise, against the Property, except as set forth in the Preliminary
Report, proforma and/or Commitment, and as set forth below: (If none, please state “none”)
Creditor Approximate Balance
12.There are no oil, gas, geothermal and/or mineral leases, licenses, options, rights of first refusal, and/or
contracts to sell, affecting the mineral rights associated with the Property, or other parties currently in
possession, of the mineral rights on the Property, except the following: (If none, please state “none”)
_________________________________________________________________________________
13.Other than the Affiant, there are no other parties currently in possession of the Property, including but not
limited to, any possessory interest associated with the harvesting of any oil, gas, geothermal materials or
other minerals, except the following: (If none, please state “none”)
_________________________________________________________________________________
14.There has been no harvesting or production of any oil, gas, geothermal materials or other minerals from
or on the Property, with the exception of the following: (If none, please state “none”)
_________________________________________________________________________________
This is a sworn affidavit and is made for the purpose of inducing STEWART TITLE to provide certain insurance
coverage to a purchaser and/or lender, and the representations contained herein are material to such insurance
coverage. The undersigned hereby indemnifies and holds STEWART TITLE harmless from any loss or damage,
liability, costs, expenses and attorneys’ fees which it may sustain under its policies of title insurance or
commitments to the extent any representation contained herein is incorrect. The undersigned understands that
STEWART TITLE may decide not to provide the requested title insurance despite the information and affirmations
contained herein.
PLEASE READ, COMPLETE AND RESPOND TO ALL STATEMENTS CONTAINED IN THIS AFFIDAVIT
BEFORE SIGNING IN THE PRESENCE OF A NOTARY PUBLIC. THE NOTARY PUBLIC WILL EXECUTE THE
ACKNOWLEDGMENT ON THE FOLLOWING PAGE. HOWEVER, IF YOU DO NOT UNDERSTAND OR HAVE
ANY QUESTIONS ABOUT THIS AFFIDAVIT, YOU SHOULD SEEK THE ASSISTANCE OF YOUR
INDEPENDENT FINANCIAL AND/OR LEGAL ADVISOR BEFORE SIGNING.
______________________________________
USA 769
Order No.: 321152
Owners Affidavit and Indemnity CA
Page 3 of 3
Rev. 09-2018
A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is
attached and not the truthfulness, accuracy, or validity of that document.
State of California )
) ss.
County of ______________)
Subscribed and sworn to (or affirmed) before me on this _______ day of ______________________, 20____, by
____________________________________________________________________________, proved to me on
the basis of satisfactory evidence to be the person(s) who appeared before me.
___________________________________________
Notary Signature
File No.: 321152 Revised 11-19-2013
Stewart Title Guaranty Company Privacy Notice
Stewart Title Companies
WHAT DO THE STEWART TITLE COMPANIES DO WITH YOUR PERSONAL INFORMATION?
Federal and applicable state law and regulations give consumers the right to limit some but not all sharing. Federal and applicable state
law regulations also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to
understand how we use your personal information. This privacy notice is distributed on behalf of the Stewart Title Guaranty Company and
its title affiliates (the Stewart Title Companies), pursuant to Title V of the Gramm-Leach-Bliley Act (GLBA).
The types of personal information we collect and share depend on the product or service that you have sought through us. This
information can include social security numbers and driver's license number.
All financial companies, such as the Stewart Title Companies, need to share customers' personal information to run their everyday
business—to process transactions and maintain customer accounts. In the section below, we list the reasons that we can share
customers' personal information; the reasons that we choose to share; and whether you can limit this sharing.
Reasons we can share your personal information.Do we share Can you limit this sharing?
For our everyday business purposes— to process your transactions
and maintain your account. This may include running the business and
managing customer accounts, such as processing transactions,
mailing, and auditing services, and responding to court orders and legal
investigations.
Yes No
For our marketing purposes— to offer our products and services to
you.
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes— information about
your transactions and experiences. Affiliates are companies related by
common ownership or control. They can be financial and non-financial
companies. Our affiliates may include companies with a Stewart name;
financial companies, such as Stewart Title Company
Yes No
For our affiliates' everyday business purposes— information about
your creditworthiness.No We don't share
For our affiliates to market to you — For your convenience, Stewart
has developed a means for you to opt out from its affiliates marketing
even though such mechanism is not legally required.
Yes Yes, send your first and last name, the email
address used in your transaction, your Stewart file
number and the Stewart office location that is
handling your transaction by email to
optout@stewart.com or fax to
1-800-335-9591.
For non-affiliates to market to you. Non-affiliates are companies not
related by common ownership or control. They can be financial and
non-financial companies.
No We don't share
We may disclose your personal information to our affiliates or to non-affiliates as permitted by law. If you request a transaction with a
non-affiliate, such as a third party insurance company, we will disclose your personal information to that non-affiliate. [We do not control
their subsequent use of information, and suggest you refer to their privacy notices.]
SHARING PRACTICES
How often do the Stewart Title Companies notify me
about their practices?
We must notify you about our sharing practices when you request a transaction.
How do the Stewart Title Companies protect my
personal information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include
computer, file, and building safeguards.
How do the Stewart Title Companies collect my
personal information?
We collect your personal information, for example, when you
·request insurance-related services
·provide such information to us
We also collect your personal information from others, such as the real estate
agent or lender involved in your transaction, credit reporting agencies, affiliates
or other companies.
What sharing can I limit?Although federal and state law give you the right to limit sharing (e.g., opt out) in
certain instances, we do not share your personal information in those instances.
Contact us: If you have any questions about this privacy notice, please contact us at: Stewart Title Guaranty Company,
1980 Post Oak Blvd., Privacy Officer, Houston, Texas 77056