2021-09-28 Criste - Field VisitSaturday, April 2, 2022 at 12:52:15 Pacific Daylight Time
Page 1 of 12
Subject:Re: Coral Mountain Field visit
Date:Tuesday, September 28, 2021 at 8:08:40 AM Pacific Daylight Time
From:John Criste
To:John Gamlin, James Vaughn, tmcgill@elmtconsulJng.com
CC:Cheri Flores, Tony Locacciato, Nicole Criste, Kimberly Cuza
ABachments:image001.png
Should be able to make that…
jc
John D. Criste, AICP
Principal
TERRA NOVA PLANNING & RESEARCH, INC.®
42635 Melanie Place, Suite 101
Palm Desert, CA 92211
Phone: 760-341-4800
Email: jcriste@terranovaplanning.com
Web Site: terranovaplanning.com
From: John Gamlin <jgamlin@coralmountain.com>
Date: Monday, September 27, 2021 at 8:18 PM
To: James Vaughn <JVaughn@szrlaw.com>, tmcgill@elmtconsulJng.com
<tmcgill@elmtconsulJng.com>
Cc: John Criste <jcriste@terranovaplanning.com>, Cheri Flores <clflores@laquintaca.gov>, Tony
Locacciato <TLocacciato@meridianconsultantsllc.com>, Nicole Criste
<ncriste@terranovaplanning.com>, Kimberly Cuza <kcuza@terranovaplanning.com>
Subject: RE: Coral Mountain Field visit
Works for me also.
John Gamlin
760-238-2443 mobile
jgamlin@coralmountain.com
Coral Mountain
Sent from Mail for Windows 10
From: James Vaughn
Sent: Monday, September 27, 2021 5:41 PM
To: tmcgill@elmtconsulJng.com
Cc: John Criste; Cheri Flores; John Gamlin; Tony Locacciato; Nicole Criste; Kimberly Cuza
Subject: RE: Coral Mountain Field visit
Page 2 of 12
Works for me.
James D. Vaughn, Esq.
Stowell, Zeilenga, Ruth, Vaughn & Treiger LLP
jvaughn@szrlaw.com l www.szrlaw.com
Office: 805.446.1496 l Direct: 805.446.7609 l Mobile 805.551.0688
4695 MacArthur Court 4590 East Thousand Oaks Blvd.
Suite 200 Suite 100
Newport Beach, CA 92660 Westlake Village, California 91362
This e-mail is intended only for the individual or enJty to which it is addressed and may contain informaJon
that is privileged, confidenJal and exempt from disclosure under applicable law. If you are not the intended
recipient, any disseminaJon, distribuJon or copying of this communicaJon is strictly prohibited. If you have
received this communicaJon in error, please noJfy us immediately by reply e-mail or phone (805) 446-1496,
and delete or destroy all copies of the original message.
-----Original Message-----
From: tmcgill@elmtconsulJng.com <tmcgill@elmtconsulJng.com>
Sent: Monday, September 27, 2021 5:35 PM
To: James Vaughn <JVaughn@szrlaw.com>
Cc: John Criste <jcriste@terranovaplanning.com>; Cheri Flores <clflores@laquintaca.gov>; John Gamlin
<jgamlin@coralmountain.com>; Tony Locacciato <TLocacciato@meridianconsultantsllc.com>; Nicole Criste
<ncriste@terranovaplanning.com>; Kimberly Cuza <kcuza@terranovaplanning.com>
Subject: Re: Coral Mountain Field visit
All
Jacob would like to move the 4 pm call up to 3:30, giving us a full hour. Some of the folks on their side may
have to leave at 4:30 pm.
Told him I would check. It works for me.
Tom
On 2021-09-27 17:13, tmcgill@elmtconsulJng.com wrote:
> I just talked to Jacob Skaggs, CDFW, and locked down Wednesday at 4
> pm. We'll be talking to Jacob, Erin Schaeffer and maybe Heather.
> Jaob will send out a Teams invite. Jacob asked if we could provide an
> agenda to make the meeJng more producJve. I can put together an
> agenda from their lemer but feel free to send me any items that need
> to be covered.
>
> On 2021-09-27 16:55, James Vaughn wrote:
>> Yes, let's book it. We will take John C. in whatever shape we can
>> get him.
Page 3 of 12
>>
>> --Jim
>>
>>
>>
>>
>>
>> James D. Vaughn, Esq.
>> Stowell, Zeilenga, Ruth, Vaughn & Treiger LLP jvaughn@szrlaw.com l
>> www.szrlaw.com
>> Office: 805.446.1496 l Direct: 805.446.7609 l Mobile 805.551.0688
>>
>> 4695 MacArthur Court 4590 East Thousand Oaks Blvd.
>> Suite 200 Suite 100 Newport
>> Beach, CA 92660 Westlake Village, California 91362
>>
>>
>> This e-mail is intended only for the individual or enJty to which it
>> is addressed and may contain informaJon that is privileged,
>> confidenJal and exempt from disclosure under applicable law. If you
>> are not the intended recipient, any disseminaJon, distribuJon or
>> copying of this communicaJon is strictly prohibited. If you have
>> received this communicaJon in error, please noJfy us immediately by
>> reply e-mail or phone (805) 446-1496, and delete or destroy all
>> copies of the original message.
>>
>>
>> -----Original Message-----
>> From: tmcgill@elmtconsulJng.com <tmcgill@elmtconsulJng.com>
>> Sent: Monday, September 27, 2021 3:55 PM
>> To: John Criste <jcriste@terranovaplanning.com>
>> Cc: James Vaughn <JVaughn@szrlaw.com>; Cheri Flores
>> <clflores@laquintaca.gov>; John Gamlin <jgamlin@coralmountain.com>;
>> Tony Locacciato <TLocacciato@meridianconsultantsllc.com>; Nicole
>> Criste <ncriste@terranovaplanning.com>; Kimberly Cuza
>> <kcuza@terranovaplanning.com>
>> Subject: Re: Coral Mountain Field visit
>>
>> All
>>
>> Sounds like 4 pm Wednesday, as long as we can tolerate John's numb
>> mouth and garbled talk.
>>
>> Tom
>>
>> On 2021-09-27 16:52, John Criste wrote:
>>> Guys:
>>>
>>> I have a 2:15 denJst’s appointment, which is probably not going to
>>> be fun…
>>>
Page 4 of 12
>>> That said, if no one cares that my speech is more garbled than
>>> usual, I can do a 4 PM zoom.
>>>
>>> John
>>>
>>> John D. Criste, AICP
>>>
>>> Principal
>>>
>>> TERRA NOVA PLANNING & RESEARCH, INC.®
>>>
>>> 42635 Melanie Place, Suite 101
>>>
>>> Palm Desert, CA 92211
>>>
>>> Phone: 760-341-4800
>>>
>>> Email: jcriste@terranovaplanning.com
>>>
>>> Web Site: terranovaplanning.com
>>>
>>> From: tmcgill@elmtconsulJng.com <tmcgill@elmtconsulJng.com>
>>> Date: Monday, September 27, 2021 at 3:46 PM
>>> To: James Vaughn <JVaughn@szrlaw.com>
>>> Cc: Cheri Flores <clflores@laquintaca.gov>, John Gamlin
>>> <jgamlin@coralmountain.com>, John Criste
>>> <jcriste@terranovaplanning.com>, Tony Locacciato
>>> <TLocacciato@meridianconsultantsllc.com>, Nicole Criste
>>> <ncriste@terranovaplanning.com>
>>> Subject: Re: Coral Mountain Field visit
>>>
>>> I like that Jme slot, as well. It's all on John Criste's shoulders.
>>>
>>> Tom
>>>
>>> On 2021-09-27 16:43, James Vaughn wrote:
>>>> Hi All,
>>>>
>>>> This Wednesday at 4:00 works for me. As long as John Criste can
>>> make
>>>> it work, let’s book it.
>>>>
>>>> Thanks!
>>>>
>>>> --Jim
>>>>
>>>> [3]
>>>>
>>>> James D. Vaughn, Esq.
>>>>
>>>> Stowell, Zeilenga, Ruth, Vaughn & Treiger LLP
Page 5 of 12
>>>>
>>>> jvaughn@szrlaw.com l www.szrlaw.com [1] [3]
>>>>
>>>> Office: 805.446.1496 l Direct: 805.446.7609 l Mobile 805.551.0688
>>>>
>>>> 4695 MacArthur Court 4590 East Thousand Oaks Blvd.
>>>>
>>>> Suite 200 Suite 100
>>>>
>>>> Newport Beach, CA 92660 Westlake Village, California 91362
>>>>
>>>> This e-mail is intended only for the individual or enJty to which
>>> it
>>>> is addressed and may contain informaJon that is privileged,
>>>> confidenJal and exempt from disclosure under applicable law. If
>>> you
>>>> are not the intended recipient, any disseminaJon, distribuJon or
>>>> copying of this communicaJon is strictly prohibited. If you have
>>>> received this communicaJon in error, please noJfy us immediately
>>> by
>>>> reply e-mail or phone (805) 446-1496, and delete or destroy all
>>> copies
>>>> of the original message.
>>>>
>>>> From: Cheri Flores <clflores@laquintaca.gov>
>>>> Sent: Monday, September 27, 2021 3:41 PM
>>>> To: Thomas J. McGill <tmcgill@elmtconsulJng.com>; John Gamlin
>>>> <jgamlin@coralmountain.com>
>>>> Cc: John Criste <jcriste@terranovaplanning.com>; Tony Locacciato
>>>> <TLocacciato@meridianconsultantsllc.com>; James Vaughn
>>>> <JVaughn@szrlaw.com>; Nicole Criste (Contract Planner)
>>>> <ncriste@Terranovaplanning.com>
>>>> Subject: RE: Coral Mountain Field visit
>>>>
>>>> Wed at 4 works for me
>>>>
>>>> _Cheri L. Flores_ |_ Planning Manager_ City of La Quinta
>>>> 78495 Calle Tampico La Quinta, CA 92253 Ph. 760-777-7067
>>>>
>>>> www.laquintaca.gov [2] [4]
>>>>
>>>> _PLEASE NOTE: City Hall is now open to the public during normal
>>>> business hours: Monday through Thursday from 7:30 a.m. to 5:30 p.m.
>>>> and Friday from 8:00 a.m. to 5:00 p.m. (Counter closes at 4:30 p.m.
>>>> daily), with the excepJon of naJonally observed holidays. Please
>>>> follow all CDC and State recommended guidelines as they pertain to
>>>> COVID-19 safety and awareness. All public services conJnue to be
>>>> available via phone, email or online web portal and the public is
>>>> encouraged to uJlize these services when possible. Thank you. _
>>>>
>>>> From: Thomas J. McGill <tmcgill@elmtconsulJng.com>
Page 6 of 12
>>>> Sent: Monday, September 27, 2021 3:40 PM
>>>> To: John Gamlin <jgamlin@coralmountain.com>
>>>> Cc: John Criste <jcriste@terranovaplanning.com>; Tony Locacciato
>>>> <TLocacciato@meridianconsultantsllc.com>; James Vaughn
>>>> <JVaughn@szrlaw.com>; Nicole Criste (Contract Planner)
>>>> <ncriste@Terranovaplanning.com>; Cheri Flores
>>>> <clflores@laquintaca.gov>
>>>> Subject: Re: Coral Mountain Field visit
>>>>
>>>> ** EXTERNAL: This message originated outside of the City of La
>>> Quinta.
>>>> Please use proper judgement and cauJon when opening amachments,
>>>> clicking links or responding to requests for informaJon. **
>>>>
>>>> Just heard back from Jacob. They are available tomorrow at 3:30
>>>> and Wednesday at 4. Does either of these rimes work sir everyone?
>>>>
>>>> Sent from my iPhone
>>>>
>>>>> On Sep 27, 2021, at 2:13 PM, John Gamlin
>>> <jgamlin@coralmountain.com>
>>>>> wrote:
>>>>
>>>>>
>>>>>
>>>>> I am guessing the correct response is set up a Zoom meeJng as
>>>>> soon as possible…
>>>>>
>>>>> John Gamlin
>>>>>
>>>>> 760-238-2443 mobile
>>>>>
>>>>> jgamlin@coralmountain.com
>>>>>
>>>>> Coral Mountain [1]
>>>>>
>>>>> Sent from Mail [2] for Windows 10
>>>>>
>>>>> From: tmcgill@elmtconsulJng.com
>>>>> Sent: Monday, September 27, 2021 2:09 PM
>>>>> To: John Criste
>>>>> Cc: Tony Locacciato; John Gamlin; James Vaughn; Nicole Criste;
>>> Cheri
>>>>> Flores
>>>>> Subject: Re: Fwd: Coral Mountain Field visit
>>>>>
>>>>> All
>>>>>
>>>>> Heather Pert call late this morning about the field meeJng. She
>>>>> and her staff have requested that we do a zoom meeJng first, so
>>>>> that
Page 7 of 12
>>> we
>>>>> all
>>>>> can collecJvely review lemer and concerns and then decide what
>>>>> needs further clarificaJon needs to be addressed in the field.
>>>>> Heather indicated they will move quickly to set up the meeJng
>>>>> a{er the zoom call. I was not able to convince her we could
>>>>> accomplish all this quicker with a single field visit. I told her
>>>>> the City and Coral Mountain folks were pushing hard to get to the
>>>>> finish but wanted to make sure we address their concern but we
>>>>> need the meeJng to make that happen. Otherwise, we go into
>>>>> tradiJion iteraJve process with
>>> them
>>>>>
>>>>> where they ask for a limle data, get the data, and then either
>>>>> let you know it either isn't the data they wanted or they just
>>>>> need addiJonal data - (I call it "bring me rock process"). I
>>>>> stalled out at that point with Heather, with her insisJng the
>>>>> zoom meeJng, followed by a quick/focused field meeJng would be
>>>>> the most efficient process to get resoluJon so that the process
>>>>> could go forward.
>>>>>
>>>>> Bomom line, we need to either accomodate the two step process she
>>>>> is recommending or go around Heather. Based on my experience with
>>>>> current management structure at USFWS, it would be quicker to set
>>>>> up a zoom meeJng, followed immediately by a field meeJng. Let
>>>>> me know
>>> which
>>>>> way
>>>>> the group would like to go.
>>>>>
>>>>> Tom
>>>>>
>>>>> On 2021-09-27 13:58, John Criste wrote:
>>>>>> Tom:
>>>>>>
>>>>>> My week is just about booked.
>>>>>>
>>>>>> Could next week work?
>>>>>>
>>>>>> john
>>>>>>
>>>>>> John D. Criste, AICP
>>>>>>
>>>>>> Principal
>>>>>>
>>>>>> TERRA NOVA PLANNING & RESEARCH, INC.®
>>>>>>
>>>>>> 42635 Melanie Place, Suite 101
>>>>>>
>>>>>> Palm Desert, CA 92211
>>>>>>
Page 8 of 12
>>>>>> Phone: 760-341-4800
>>>>>>
>>>>>> Email: jcriste@terranovaplanning.com
>>>>>>
>>>>>> Web Site: terranovaplanning.com
>>>>>>
>>>>>> From: tmcgill@elmtconsulJng.com <tmcgill@elmtconsulJng.com>
>>>>>> Date: Friday, September 24, 2021 at 9:43 AM
>>>>>> To: Tony Locacciato <TLocacciato@meridianconsultantsllc.com>,
>>>>>> John Gamlin <jgamlin@coralmountain.com>, James Vaughn
>>>>> <JVaughn@szrlaw.com>,
>>>>>> Nicole Criste <ncriste@terranovaplanning.com>, Cheri Flores
>>>>>> <clflores@laquintaca.gov>, John Criste
>>>>> <jcriste@terranovaplanning.com>
>>>>>> Subject: Re: Fwd: Coral Mountain Field visit
>>>>>>
>>>>>> All
>>>>>>
>>>>>> Heather indicated it would be someJme next week that I would
>>>>>> hear from
>>>>>> Jacob or Erin. They are finishing with other commimments. I
>>>>> have
>>>>>> message into both Jacob and Erin but in true CDFW fashion,
>>>>> enhanced by
>>>>>>
>>>>>> the shield of covid and working from home, no response. Sorry for
>>>>>> delay but, as Tony has indicated, herding cats is problemaJc. I
>>>>>> will
>>>>> keep
>>>>>> up
>>>>>> the vigil.
>>>>>>
>>>>>> Tom
>>>>>>
>>>>>> On 2021-09-22 15:48, Thomas J. McGill wrote:
>>>>>>> All
>>>>>>>
>>>>>>> Doesn’t look like it’ll happen this week. I have a call into
>>>>>>> Heather to help define soon.
>>>>>>>
>>>>>>> Tom.
>>>>>>>
>>>>>>> Sent from my iPhone
>>>>>>>
>>>>>>> Begin forwarded message:
>>>>>>>
>>>>>>>> From: "Pert, Heather@Wildlife" <Heather.Pert@wildlife.ca.gov>
>>>>>>>> Date: September 22, 2021 at 11:27:48 AM PDT
>>>>>>>> To: tmcgill@elmtconsulJng.com
>>>>>>>> Cc: Thomas McGill <tmcgill@rbf.com>, "Beck, Carly@Wildlife"
>>>>>>>> <Carly.Beck@wildlife.ca.gov>, "Schaeffer, Erin@Wildlife"
Page 9 of 12
>>>>>>>> <Erin.Schaeffer@wildlife.ca.gov>, "Skaggs, Jacob@Wildlife"
>>>>>>>> <Jacob.Skaggs@wildlife.ca.gov>
>>>>>>>> Subject: RE: Coral Mountain Field visit
>>>>>>>
>>>>>>>> Hi Tom,
>>>>>>>> They will reach out soon, Carly will not be amending so it
>>>>>>>> will
>>>>> be
>>>>>>>> Jacob and Erin.
>>>>>>>> Best,
>>>>>>>> Heather
>>>>>>>>
>>>>>>>> Heather A. Pert
>>>>>>>> HabCon Inland South, Supervisor Inland Deserts Region
>>>>>>>> 3602 Inland Empire Boulevard, Suite C-220 Ontario, CA 91764
>>>>>>>> 858-395-9692
>>>>>>>>
>>>>>>>> **Please note that due to the COVID-19 Pandemic, I will be
>>>>> working
>>>>>>>> remotely unJl further noJce.**
>>>>>>>>
>>>>>>>> -----Original Message-----
>>>>>>>> From: tmcgill@elmtconsulJng.com <tmcgill@elmtconsulJng.com>
>>>>>>>> Sent: Wednesday, September 22, 2021 10:58 AM
>>>>>>>> To: Pert, Heather@Wildlife <Heather.Pert@wildlife.ca.gov>
>>>>>>>> Cc: 'Thomas McGill' <tmcgill@rbf.com>; Beck, Carly@Wildlife
>>>>>>>> <Carly.Beck@wildlife.ca.gov>; Schaeffer, Erin@Wildlife
>>>>>>>> <Erin.Schaeffer@Wildlife.ca.gov>; Skaggs, Jacob@Wildlife
>>>>>>>> <Jacob.Skaggs@Wildlife.ca.gov>
>>>>>>>> Subject: Re: Coral Mountain Field visit
>>>>>>>>
>>>>>>>> WARNING: This message is from an external source. Verify the
>>>>> sender
>>>>>>>> and exercise cauJon when clicking links or opening amachments.
>>>>>>>>
>>>>>>>> Heather
>>>>>>>>
>>>>>>>> I have sent several messages to Carly, Erin and Jacob but hav
>>>>> not
>>>>>>>> heard back from them. The Coral Mountain team, including the
>>>>> City
>>>>>>>> of La Quinta, are anxious to resolve the issue so that their
>>>>>>>> planning can go forward. My phone number was listed in the
>>>>> emails
>>>>>>>> for a return call to set up the meeJng. Hopefully, the emails
>>>>> have
>>>>>>>> gone through. Can I persuade you to have one of them give me a
>>>>>> call
>>>>>>>> as soon as possible.
>>>>>>>> Thanks.
>>>>>>>>
Page 10 of 12
>>>>>>>> Tom
>>>>>>>>
>>>>>>>> On 2021-09-20 16:15, Pert, Heather@Wildlife wrote:
>>>>>>>>
>>>>>>>>> Hi All,
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> I'm resending as I may have sent this to the wrong email
>>>>> address
>>>>>>>>> for
>>>>>>>>
>>>>>>>>> Tom - please see email below.
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> Thanks,
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> Heather
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> Heather A. Pert
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> HabCon Inland South, Supervisor
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> Inland Deserts Region
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> 3602 Inland Empire Boulevard, Suite C-220
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> Ontario, CA 91764
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> 858-395-9692
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> **Please note that due to the COVID-19 Pandemic, I will be
>>>>> working
>>>>>>>>
Page 11 of 12
>>>>>>>>> remotely unJl further noJce.**
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> From: Pert, Heather@Wildlife
>>>>>>>>
>>>>>>>>> Sent: Thursday, September 16, 2021 9:34 AM
>>>>>>>>
>>>>>>>>> To: Thomas McGill <tmcgill@rbf.com>
>>>>>>>>
>>>>>>>>> Cc: Carly Beck <Carly.Beck@wildlife.ca.gov>; Schaeffer,
>>>>>>>>> Erin@Wildlife
>>>>>>>>
>>>>>>>>> <Erin.Schaeffer@Wildlife.ca.gov>; Jacob Skaggs
>>>>>>>>
>>>>>>>>> (Jacob.Skaggs@Wildlife.ca.gov) <Jacob.Skaggs@Wildlife.ca.gov>
>>>>>>>>
>>>>>>>>> Subject: Coral Mountain Field visit
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> Hi Tom,
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> Thanks for calling about who will be the CDFW contact for the
>>>>>>>>> field
>>>>>>>>
>>>>>>>>> visit for Coral Mountain. Please coordinate with Jacob, Erin,
>>>>> and
>>>>>>>>
>>>>>>>>> Carly on scheduling a site visit. You may want to see if
>>>>> Alicia
>>>>>>>>> with
>>>>>>>>
>>>>>>>>> the Service can amend as well to address MSHCP concerns.
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> Best,
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> Heather
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> Heather A. Pert
>>>>>>>>
>>>>>>>>>
>>>>>>>>
Page 12 of 12
>>>>>>>>> Senior Environmental ScienJst (Supervisor)
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> California Department of Fish and Wildlife
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> Inland Deserts Region
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> 3602 Inland Empire Boulevard, Suite C-220
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> Ontario, CA 91764
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> 858-395-9692
>>>>>>>>
>>>>>>>>>
>>>>>>>>
>>>>>>>>> **Please note that due to the COVID-19 Pandemic, I will be
>>>>> working
>>>>>>>>
>>>>>>>>> remotely unJl further noJce.**
>>>>
>>>>
>>>> Links:
>>>> ------
>>>> [1] hmp://www.coralmountainlaquinta.com
>>>> [2] hmps://go.microso{.com/fwlink/?LinkId=550986
>>>> [3] hmp://www.szrlaw.com/
>>>> [4] hmp://www.laquintaca.gov/
>>>
>>> Links:
>>> ------
>>> [1] hmp://www.szrlaw.com
>>> [2] hmp://www.laquintaca.gov