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2022 SilverRock - Estoppel CertificateESTOPPEL CERTIFICATE To: SilverRock RGC Preferred, LLC (the "Borrower") SilverRock Development Company, LLC (the "Developer") SilverRock Phase I, LLC (the "SRPT') SilverRock Resort Investment LLC and SilverRock Resort Investment M LLC (collectively, the "Lender") Fidelity National Title (the "Title Company") Re: SilverRock Development/La Quinta, California This Certificate is delivered in connection with SilverRock RGC Preferred, LLC's borrowing of funds from Lender to purchase certain preferred equity interests of SRPI and, in turn, SRPI shall use the proceeds derived from the Loans (as defined in those Loan and Security Agreements by and between Borrower and each Lender the "Loan Agreements") to finance the acquisition, development, construction, and operation of an approximately 500-acre site, which includes, among other proposed uses and option for Developer to purchase approximately 190 acres, the development, construction, and operation of two hotels, (i) a full service, 134 room luxury hotel ("Luxury Hotel") and 29 branded single-family luxury residences (the "Luxury Residences") branded by Montage and (ii) a full -service 200-room lifestyle hotel (the "Lifestyle Hotel") and 55 condominium style residences branded by Pendry (the "Lifestyle Residences"), located in Riverside County, California at 79179 Ahmanson Lane, La Quinta, California to be commonly referred to as the SilverRock Resort & Residences (collectively, the "Project"). The following documents encumber the Project and have been entered into with the City of La Quinta (the "City"): 1. Purchase, Sale and Development Agreement dated November 19, 2014, as amended by that certain Amendment No. 1 to Purchase, Sale and Development Agreement dated October 29, 2015, as amended by that certain Amendment No. 2 to Purchase, Sale and Development Agreement dated April 18, 2017, as amended by that certain Amendment No. 3 to Purchase, Sale and Development Agreement dated November 28, 2018, and as amended by that certain Amendment No. 4 to Purchase, Sale and Development Agreement dated October 21, 2021 (collectively, the "PSDA"); 2. Memorandum of Purchase, Sale, and Development Agreement (Phase IA Property — PSDA Amendment No. 2) dated May 3, 2017 recorded on November 6, 2017 as Document No. 2017-0463953, together with that certain Amendment to Memorandum of Purchase, Sale, and Development Agreement (Phase 1A Property — PSDA Amendment No. 2) dated November 28, 2018 recorded November 28, 2018 as Document No. 2018-0464672 (collectively, the "Amendment 2 Memorandum"); 3. Memorandum of Purchase, Sale, and Development Agreement (Phase 1B Property — PSDA Amendment No. 3) dated November 28, 2018 and recorded on November 28, 2018 as Document No. 2018-0464675 (the "Amendment 3 Memorandum"); Estoppel Certificate - SilverRock Development/City of La Quinta Page 2 4. Development Agreement 2014-1001 Approved by Ordinance No. 520 dated December 18, 2014 recorded December 18, 2014 as Document No. 2014-0484106 (the "Development Agreement"); 5. Grant Deed (Phase - lA Property - PSDA Amendment No. 2) dated May 3, 2017 recorded November 6, 2017 as Document No. 2017-0463950, as amended by the Amendment To Grant Deed (Phase - lA Property - PSDA Amendment No. 2) dated November 7, 2018 recorded November 28, 2018 as Document No. 2018-0464670 (the "Phase 1A Grant Deed"); 6. Grant Deed (Phase - 1B), dated November 7, 2018, and recorded November 28, 2018 as Document 2018-464674) (the "Phase 1B Grant Deed"); 7. Agreement Containing Covenants, Conditions and Restrictions Affecting Real Property (Luxury Hotel) dated May 3, 2017 and recorded November 6, 2017 as Document No. 2017-0463952, as amended and restated by that certain Amended and Restated Agreement Containing Covenants, Conditions and Restrictions Affecting Real Property (Luxury Hotel) dated November 28, 2018 and recorded November 28, 2018 as Document No. 2018-0464671, and amended by that certain Amendment No. 1 to Amended and Restated Agreement Containing Covenants, Conditions and Restrictions Affecting Real Property (Luxury Hotel) dated October 12, 2021 and recorded October 13, 2021 as Document No. 2021-0606108 (collectively, the "Luxury CCR"); 8. Agreement Containing Covenants, Conditions, and Restrictions Affecting Real Property (Lifestyle Hotel) dated November 28, 2018 recorded November 28, 2018 as Document No. 2018-0464678, as amended by that certain Amendment No. 1 to Agreement Containing Covenants, Conditions, and Restrictions Affecting Real Property (Lifestyle Hotel) dated October 12, 2021 and recorded October 13, 2021 as Document No. 2021-0606083 (collectively, the "Lifestyle CCR"); 9. Covenant Affecting Real Property (Golf Course Use) recorded May 11, 2017 as Document No. 2017-0189004, together with that certain Release of Covenant Affecting Real Property (Golf Course Use) dated November 28, 2018 recorded November 28, 2018 as Document No. 2018-0464679 (collectively, the "GC Covenant"); 10. Covenant Affecting Real Property (Perimeter Landscaping and Trails) recorded May 11, 2017 as Document No. 2017-0189266 (the "Trails Covenant"); 11. Covenant Affecting Real Property (Ahmanson Ranch House) recorded May 11, 2017 as Document No. 2017-0189769 (the "Ranch Covenant'); 12. Option Agreement Phase lA Property & Phase 1B Property (Excluding Planning Areas 7, 8 and 9) and Termination of Prior Phase 1A Option Agreement dated November 28, Estoppel Certificate — SilverRock Development/City of La Quinta Page 3 2018 recorded on November 28, 2018 as Document No. 2018-0464676 (the "Phase 1A Option Agreement"); 13. Option Agreement (Phase 1B Property — PA7, 8 and 9) dated November 28, 2018 recorded November 28, 2018 as Document No. 2018-0464677 (the "Phase 1B Option Agreement"); 14. Grant of Easement and Agreement dated November 28, 2018 recorded November 28, 2018 as Document No. 2018-0464680 (the "Grant of Easement"); 15. Declaration of Conditions and Reservation of Easements dated November 28, 2018 recorded November 28, 2018 as Document No. 2018-0464669 (the "Declaration and Reservation of Easements"); 16. Special Domestic Water System, Sanitation System, and Irrigation System Modification Installation Agreement, by and among Coachella Valley Water District (CVWD), Developer, and City, dated September 12, 2019, recorded September 13, 2019 as Document No. 2019-0359003 (the "Tri-Party Water Agreement"); 17. Agreement to Share Transient Occupancy Tax Revenue (Luxury Hotel) dated November 19. 2014 (the "TOT Luxury Agreement"); 18. Agreement to Share Transient Occupancy Tax Revenue (Lifestyle Hotel) dated November 19, 2014 (the "TOT Lifestyle Agreement"); and 19. Golf Course Realignment Funds Disbursement Agreement dated May 10, 2017 ("GC Realignment Agreement"). The GC Realignment Agreement, TOT Lifestyle Agreement, TOT Luxury Agreement, Tri-Party Water Agreement, Declaration and Reservation of Easements, Grant of Easement, Phase 1B Option Agreement, Phase lA Option Agreement, Ranch Covenant, Trails Covenant, GC Covenant, Lifestyle CCR, Luxury CCR, Phase 1B Grant Deed, Phase 1A Grant Deed, Development Agreement, Amendment 3 Memorandum, Amendment 2 Memorandum, and PSDA are collectively referred to herein as the "Project Documents." Any capitalized terms which are not defined herein shall have the same meaning as provided in the Project Documents. The City certifies that it is a party to, or beneficiary of covenants in, the Project Documents and further certifies the following as of the date hereof: 1. The Project Documents remain in full force and effect, have not been amended except as provided above or as follows (if none, state NONE): Modified by Assignment and Assumption Agreements of Developer to affiliates of Developer, with the consent of the City, such as by Document No. 2018-0465379, recorded Nov. 29, 2018, Estoppel Certificate — SilverRock Development/City of La Quinta Page 4 and Document No. 2019-0120800, recorded April 10, 2019. [Ident fy any amendments to the Project Documents or attach an annex hereto] 2. Notwithstanding any public utility or standalone easement documents, the Project Documents consist of all of the conditions, restrictions, covenants, and development agreements related to the Project except (if none, state NONE): Without having conducted title review or obtaining a current title report, and having no obligation to do so, the City is unaware of construction deeds of trust or UCC Financing Statements which may contain conditions, restrictions, covenants, and development agreements related to the Project. With this admonition, the City is unaware of other agreements that may relate to the Project. [Identify any additional documents to the Project Documents or attach an annex hereto]. 3. As of the undersigned date, there are [no defaults] [the following defaults} under the Project Documents: There are no pending notices of default issued by City under the Project Documents. [Identify any defaults to the Project Documents or attach an annex hereto] 4. As of the undersigned date, there are [no outstanding obligations] [the following outstanding obligations] under the Project Documents: Under Section 14(a) of the Tri-Party Water Agreement, Developer owes City approximately $900,900 for costs and expenses incurred by the City for the construction of the SilverRock Way improvements ("City SRW Improvements" as defined therein). The City acknowledges payment will be made through Developer's senior loan closing anticipated to occur within sixty (60) days from the date hereof. [Identify any outstanding obligations to the Project Documents or attach an annex hereto] 5. As of the undersigned date, there are [no violations] [the following violations] under the Project Documents: Under the Schedule of Performance for the PSDA (Amendment No. 4), the following have not been timely commenced or completed: (1) Completion of Luxury Hotel Guest Room Framing, (2) Start of Lifestyle Hotel Vertical Construction, and (3) Completion of the Permanent Golf Clubhouse Vertical Construction; Items (1) and (2) are "Project Milestones" (as defined) that have not been met. The violations of the Schedule of Performance under the PSDA, identified above, are also a violation of Section 2.1.1 of the Development Agreement. The violation of Section 14(a) of the Tri-Party Water Agreement, identified above. [Identify any violations to the Project Documents or attach an annex hereto] Estoppel Certificate — SilverRock Development/City of La Quinta Page 5 6. While the violations under the PSDA and Development Agreement identified above may trigger the City's remedies under the Project Documents, as of the date hereof, the City has not exercised any such remedies thereunder. Further, the City has not delivered written notice to Developer to such violations or exercise of any City remedies, and the City does not intend to exercise any such remedies under the Project Documents as long as Developer (or its approved Affiliates) proceeds to close on Developer's senior loan (referenced in Paragraph 4, Page 4 of this Estoppel) and timely resumes full -capacity construction of the Project (including any remedial construction measure necessary to resume full -capacity construction based on the recent slow -down of construction). 7. While the financing described herein does not meet the requirements necessary for City consent, the City hereby acknowledges the financing between Borrower and Lender as provided above. 8. Lender, Borrower, Developer, SRPI and Title Company may rely on this Estoppel Certificate in connection with the financing identified above. [Signatures appear on following page.] Estoppel Certificate — SilverRock Development/City of La Quinta Page 6 Dated as of 12/02 , 2022. ATTEST By: Name: Monika Radeva Title: City Clerk APPROVED AS TO FORM: By: Name: William H. Ihrke Title: City Attorney CITY: CITY OF LA QUINTA, a California municipal corporation and charter city By: e: Jon McMillen Title: City Manager