BRES2023-1091DESIGN & DEVELOPMENT
DEPARTMENT
78-495 CALLE TAMPICO
LA QUINTA, CALIFORNIA 92253
Permit Type:
Permit Number:
Property Address:
APN:
Legal Description
Property Zoning:
Valuation:
Building Residential
BRES2023-1091
51277 EISENHOWER DR
773091013
BUILDING PERMIT
Ottigta
CALIFORNIA
Lot 1 MB 18/82 SANTA CARMELITA AT VAI
IQVINTA NO 14
$110,000.00
Declaration / Acknowledgement
Owner: GERALDINE TODD
101 Ste 101, Lake
CA 92530-2792
101 Ste 101, Lake
CA 92530-2792
PRIOR TO THE ISSUANCE OF THIS PERMIT FOR CONSTRUCTION, ALTERATION, IMPROVEMENT, DEMOLITION, OR REPAIR THE OWNER, APPLICANT AND/OR
CONTRACTOR UNDER PENALTY OF PERJURY HAVE AFFIRMED WHEN APPLICABLE, THROUGH THE SUBMITTAL OF FORMS OR BY OTHER ELECTRONIC MEANS, THE
FOLLOWING:
LICENSED CONTRACTOR OR OWNER -BUILDER DECLARATION (1 or 2)
1) They are licensed under provisions of Chapter 9 (commencing with
Section 7000) of Division 3 of the Business and Professions Code, and the
referenced
License is in full force and effect, or;
2) That they are exempt from the Contractors' State License Law for the
reason(s) indicated by either (2)(a) and/or (2)(b), or (2)(c) where he or
she is exempt from licensure by a valid exemption. [Section 7031.5,
Business and Professions Code: Any city or county that requires a permit
to construct, alter, improve, demolish, or repair any structure, prior to its
issuance, also requires the applicant for the permit to file a signed
statement that he or she is licensed pursuant to the provisions of the
Contractors' State License Law (Chapter (commencing with Section 7000)
of Division 3 of the Business and Professions
Code] Any violation of Section 7031.5 by any applicant for a permit
subjects the
applicant to a civil penalty of not more than five hundred dollars ($500).)
a) As owner of the property, or my employees with wages as their sole
compensation, will do all of or portions of the work, and the structure is
not intended or offered for sale (Section 7044, Business and Professions
Code: The Contractors' State License Law does not apply to an owner of
property who, through employees' or personal effort, builds or improves
the property, provided that the improvements are not intended or offered
for sale. If, however, the building or improvement is sold within one year of
completion, the Owner -Builder will have the burden of proving that it was
not built or improved for the purpose of sale.).
b) As owner of the property, will be exclusively contracting with licensed
c) Are exempt from licensure under the Contractors' State License Law.
As an Owner -Builder, they acknowledge that, except for their personal
residence in which they must have resided in for at least one year prior to
completion of the improvements covered by this permit, they cannot legally
sell a structure built as an owner -builder if it has not been constructed in
its entirety by licensed contractors. It is understood that a copy of the
applicable law, Section 7044 of the Business and Professions Code, is
available upon request when this application was submitted at the
following Web site:
http://www.Ieg info.ca.gov/calaw. html.
DECLARATION REGARDING CONSTRUCTION LENDING AGENCY (If
applicable)
A construction lender will be used for completion of the improvements
covered by this permit and the name and information of which is on file for
public inspection during the regular business hours of the public entity.
Failure of the applicant to indicate the construction lender on the
WORKERS' COMPENSATION DECLARATION (1, 2 or 3)
WARNING: FAILURE TO SECURE WORKERS' COMPENSATION COVERAGE IS
UNLAWFUL, AND SHALL SUBJECT AN EMPLOYER TO CRIMINAL PENALTIES AND
CIVIL FINES UP TO ONE HUNDRED THOUSAND DOLLARS ($100,000), IN ADDITION
TO THE COST OF COMPENSATION, DAMAGES AS PROVIDED FOR IN SECTION
3706 OF THE LABOR CODE, INTEREST, AND ATTORNEY'S FEES.
1) Has and will maintain a certificate of consent to self -insure for workers'
compensation, issued by the Director of Industrial Relations as provided for
by Section 3700 of the Labor Code, for the performance of the work for
which this permit is issued.
2) Has and will maintain workers' compensation insurance, as required by
Section 3700 of the Labor Code, for the performance of the work for which
this permit is issued.
3) Certifies that, in the performance of the work for which this permit is
issued, shall not employ any person in any manner so as to become subject
to the workers' compensation laws of California, and agree that, if should
become subject to the workers' compensation provisions of Section 3700 of
the Labor Code, shall forthwith comply with those provisions.
NOTICE TO APPLICANT (1, 2 and 3)
1) Each person upon whose behalf this application was made, each person
at whose request and for whose benefit work is being performed under or
pursuant to any permit issued as a result of this application, the owner, and
the applicant, each agrees to, and shall defend, indemnify and hold harmless
the City of La Quinta, its officers, agents, and employees for any act or
omission related to the work being performed under or following issuance of
this permit.
2) Any permit issued as a result of this application becomes null and void if
work is not commenced within 360 days from date of issuance of such
permit, or if cessation of work for 180 days will subject permit to
cancellation. On or after January 1, 2019, every permit issued shall become
invalid unless the work on the site authorized by such permit is commenced
within 12 months after its issuance, or if the work authorized on the site by
such permit is suspended or abandoned for a period of 12 months after the
time the work is commenced.
3) Certified that they read the application and state that the information
provided is correct. Agree to comply with all city and county ordinances and
state laws relating to building construction, and hereby authorize
representatives of this city to enter upon the above -mentioned property for
inspection purposes.
IMPORTANT: An Application for Permit was made to the Building Official,
subject to the conditions and restrictions set forth at the time of application,
which is now hereby an Issued Permit. If any part of the information being
supplied on this permit is inaccurate or untrue, please contact the City of La
Quinta at (760) 777-7125 immediately for correction.
Printed: 2/13/24 4:29 pm
Page 1 of 5
BUILDING PERMIT
Permit Type:
Permit Number:
Property Address:
Building Residential
BRES2023-1091
51277 EISENHOWER DR
application does not relieve that person of the requirement to give the
construction lender preliminary notice from that duty.
Printed: 2/13/24 4:29 pm
Page 2 of 5
BUILDING PERMIT
Permit Type:
Permit Number:
Property Address:
Building Residential
BRES2023-1091
51277 EISENHOWER DR
Use of Permit
We are replacing all the drywall, baseboards, insulation, roof, cabinets, tile flooring, due to a whole house water loss.
Construction Details
Residential Work Type Remodel
Number of Floors
Remodel Area Square
Footage
Temporary Power
Service?
Back Flow Prevention
Device?
Zoning
Subdivision Name
Lot Size
1100
No
No
RC
SANTA CARMELITA AT
VALE LA QUINTA NO 14
656.113
Conditioned Square
Footage
Number of Bedrooms 3
Reroof Area Square
Footage
Number of Forced Air
Furnace(s)
Sewer Connection? No
General Plan
Lot Number
Legal Description
1100
1100
1
MHDR
1
Lot 1 MB 18/82 SANTA
CARMELITA AT VALE LA
QUINTA NO 14
Code Edition
2022
Original Valuation 110000.00
Electrical Service? No
Water System Install No
or Alteration?
Septic System? No
City Limits
Centerlines
Within La Quinta Limits
16473
Valuation Details
Financial Information
Invoice No.
NOT INVOICED
Fee
Remodel
Re -Roof PC
SMI - Residential
Re -Roof
Technology Enhancement Fee
Furnace unit, including attached ducts
Digital Archiving and Records Management Fee
Building Standards Administration
Remodel Plan Check Deposit
Remodel Plan Check Fee
Furnace, including attached ducts PC
Credit Card Convenience Fee
Total for Invoice NOT INVOICED
Fee Amount Amount Paid
$141.02 $0.00
$124.49 $0.00
$14.30 $0.00
$62.24 $0.00
$8.00 $0.00
$45.77 $0.00
$23.00 $0.00
$5.00 $0.00
$125.00 $0.00
$89.19 $0.00
$30.51 $0.00
$33.18 $0.00
$701.70
$0.00
Grand Total for Permit
$701.70
$0.00
Workflow / Inspections
Workflow Step / Action Name
Application Completeness Check v.1
Submittal Document Verification v.1
Action Type
Generic Action
Start Date End Date
11/02/2023 14:15
Plan Check v.1
Building Major Review v.1
Receive Submittal
11/02/2023 14:15
Permit Issuance v.1
Printed: 2/13/24 4:29 pm
Page 3 of 5
BUILDING PERMIT
Permit Type:
Permit Number:
Property Address:
Building Residential
BRES2023-1091
51277 EISENHOWER DR
Contractor / Owner -Builder Information v.1
..............................................................................................................................................................
Verify & Invoice Fees v.1
..............................................................................................................................................................
Ready to Issue v.1
..............................................................................................................................................................
Verify Fee Payment & Issue Permit v.1
..............................................................................................................................................................
Print, Attach, and Email Building Permit v.1
Inspections - Do Not Pour Concrete Until Approved v.1
Setbacks v.1
......................................................................................................................................................................................................
Underground Plumbing v.1
......................................................................................................................................................................................................
Water Line v.1
Footing v.1
Slab v.1
Generic Action
Generic Action
Generic Action
...................
Generic Action
...................
Create Report
Inspection
Inspection
.....................________________.
Inspection
Inspection
Inspection
Inspections - Cover No Work Until Approved v.1
Roof Nail v.1
...........................................................................................................................................................................
Okay to Wrap v.1
Framing v.1
Rough Electrical v.1
Rough Mechanical v.1
Rough Plumbing v.1
Rough Fire Clearance Bldg v.1
Shower Pan v.1
...........................................................................................................................................................................
Insulation v.1
...........................................................................................................................................................................
Drywall Nail v.1
...........................................................................................................................................................................
Exterior Lath v.1
...........................................................................................................................................................................
Gas Test v.1
...........................................................................................................................................................................
Sewer Connection v.1
Inspection
Inspection
Inspection
Inspection
Inspection
Inspection
Inspection
Inspection
Inspection
..................__________
Inspection
............_____________
Inspection
............_____________
Inspection
............................ _ _ _ _ ..
Inspection
Inspections - Masonry v.1
Inspections - Electrical for Meter Release v.1
Temporary Power v.1
.........................................................................................................................................
Temp Use of Permanent Power v.1
Inspections - Final v.1
Final Building v.1
Certificate of Occupancy v.1
Certificate of Occupanc
Inspection
Inspection
Inspection
Create Report
Inspections
Construction or work for which a permit is required shall be subject to inspection by the building official and such construction or work
shall remain visible and able to be accessed for inspection purposes until approved. Approval as a result of an inspection shall not be
construed to be an approval of a violation of the provisions of the applicable code and other ordinances of the jurisdiction. Inspections
presuming to give authority to violate or cancel the provisions of the applicable code and other ordinances of the jurisdiction shall not be
valid. It shall be the duty of the owner or the owner's authorized agent to cause the work to remain visible and able to be accessed for
inspection purposes. Neither the building official nor the jurisdiction shall be liable for expense entailed in the removal or replacement of
any material required to allow inspection.
It shall be the duty of the holder of the building permit or their duly authorized agent to notify the building official when work is ready for
inspection. It shall be the duty of the permit holder to provide access to and means for inspections of such work that are required by this
code.
Printed: 2/13/24 4:29 pm
Page 4 of 5
BUILDING PERMIT
Permit Type: Building Residential
Permit Number: BRES2023-1091
Property Address: 51277 EISENHOWER DR
Certificate of Occupancy
A building or structure shall not be used or occupied in whole or in part, and a change of occupancy of a building or structure or portion
thereof shall not be made, until the building official has issued a certificate of occupancy therefor as provided herein. Issuance of a
certificate of occupancy shall not be construed as an approval of a violation of the provisions of the applicable code and other ordinances
of the jurisdiction. Certificates presuming to give authority to violate or cancel the provisions of this code or other ordinances of the
jurisdiction shall not be valid.
Service Utilities
A person shall not make connections from a utility, a source of energy, fuel, or power, or a water system or sewer system to any building
or system that is regulated by the applicable code and other ordinances of the jurisdiction for which a permit is required, until approved by
the building official.
Printed: 2/13/24 4:29 pm Page 5 of 5
United Services Automobile Association
USAA®
GERALDINE K TODD
Review Your Claim Settlement Details
September 18, 2023
Dear Ms. Todd,
PROPERTY CLAIM
SETTLEMENT
Thank you for trusting us with your insurance needs. We've issued an electronic funds transfer (EFT) payment in the
amount of $95,813.23 to your account ending in 6848 for the following claim:
Claim number:
Date of loss: August 20, 2023
Loss location: La Quinta, California
Here's how we determined your payment:
Replacement cost:
Less recoverable depreciation:
Less deductible:
Actual cash value settlement:
$
What is Recoverable Depreciation?
The Loss Settlement Provision of your policy provides that we will pay for the cost to repair or replace damaged
property due to a covered loss; however your initial payment may consist of the actual cash value only. This will be the
replacement cost less deduction for depreciation based on the age and condition of the damaged property. Once the
repair or replacement is complete, you will be able to claim the recoverable depreciation which will be the lesser of the
amount necessary to repair or replace the damaged property or the amount you actually spent, minus your deductible
and any amount already paid for the damaged property.
How Long Do I Have to Claim the Recoverable Depreciation?
The Loss Settlement Provision of your policy outlines the following time requirements for requesting reimbursement of
recoverable depreciation:
• You must complete the repair or replacement of the damaged property within 36 months after the actual cash
value payment has been issued; or
• Notify us in writing during this time period to request an additional 180 days, if necessary.
What Documentation Is Required to Claim Recoverable Depreciation?
Please send us copies of the repair contract, invoice, repair bill and any receipts. These documents should include:
• An itemized list of the work done and description of any items replaced.
005610629 - 017 - 8585 - 46 54582-1222
Page 1 of 3
• Documentation of all costs.
• The completion date for work done and replacement date of any items replaced.
What Happens if the Repair Cost Exceeds the Insurance Estimate?
You must provide us a copy of your estimate if the expected cost of repair or replacement is greater than our estimate.
We must agree to any increased amount before you have the repair or replacement completed; otherwise, you may pay
more out of pocket than necessary to repair or replace your damaged property.
Questions About Your Settlement?
While we've processed your claim, we're here for you if you have any questions during the repair process. You can still
use the USAA Mobile App, Claims Center, or claim email address to:
• Communicate with your adjuster
• Submit a supplement for additional damage or costs
• Submit your final invoice for recoverable depreciation payment (if applicable)
Get answers to commonly asked questions here:
Watch: Review commonly asked claim settlement questions
This loss settlement is an estimate of what it will cost to repair the covered property based on damages evident at the
time of the adjuster's inspection or assessment. If during the course of repairs, you discover additional damages not
included in this estimate, it is your duty under the insurance policy to promptly notify us and allow us the opportunity to
inspect the additional damages. It is also your responsibility under the insurance policy to take reasonable and necessary
steps to prevent further damage to covered property.
Important Legal Information
No suit or action on this policy for the recovery of any claim shall be sustainable in any court of law or equity unless all
the requirements of this policy shall have been complied with, and unless commenced within 12 months next after
inception of the loss. If the loss is related to a state of emergency, as defined in subdivision (b) of Section 8558 of the
Government Code , the time limit to bring suit is extended to 24 months after inception of the loss. (CA Ins Code
2071(a))
If you believe this claim has been wrongfully declined or rejected, in whole or in part, or that there is a dispute as to
liability or damages, you have the right for the matter to be reviewed by the California Department of Insurance. Direct
all correspondence to:
1,11.1 Address:
Phone:
Online:
California Department of Insurance
Consumer Services Division
300 South Spring Street, South Tower
Los Angeles, CA 90013
213-897-8921 or 800-927-4357
http://www.insurance.ca.gov/01-consumers/101-help/
How to Contact Us
Please send any correspondence or questions to us using one of the following options and include the claim number on
each page:
usaa.com or our mobile app: Upload documents or post a secure message to your claim file
through the Claim Communication Center.
Email: Send an email or attachments to your claim file at
4xbx9cxcw37w@claims.usaa.com. Do not send private
005610629 - 017 - 8585 - 46
54582-1222
Page 2 of 3
MP Address:
A Fax:
Phone:
information via this channel.
USAA Claims Department
P.O. Box 33490
San Antonio, TX 78265
800-531-8669
1-210-531-8722 ext. 44773
USAA is committed to providing excellent service and delivering on our mission to facilitate your financial security.
Sincerely,
Gerslys
Property Integrated
United Services Automobile Association
USAA means United Services Automobile Association (USAA) and its affiliates. Property and casualty insurance is provided by United Services
Automobile Association, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company,
USAA County Mutual Insurance Company, Noblr Reciprocal Exchange, USAA Limited, USAA S.A. and USAA S.A. UK Branch.
Attached: REVISED IA ESTIMATE -JOHN MILES
005610629 - 017 - 8585 - 46
54582-1222
Page 3 of 3
Main Level
Master
Playroom
1 nI
2)
ster Bathroom
Bedrol▪ -n
d-
r
eqoset
1
Bathtu
7' 11"
Master Bedroom '-"
1-1
v
14' 9"
40' 11"
Kitchen
16' 8"
Living Room
T
4' 10"
8' 11"
Bedroom 2
7' 7,,
Bedroom 2 Closet ``'
N
4—
Bedroom 1 Closet `_r▪ .'
12' 9"
Bedroom 1
N
N
N
ii
Main Level
GERALDINE_TODD
11/2/2023 Page: 1
Insured:
Home:
Property:
Claim Rep.:
Business:
Estimator:
Business:
Alacrity_Solutions
A USAA Service Provider
PO BOX 33490
San Antonio, TX 78265
800-531-8722
9/15/2023
TODD, GERALDINE
PO BOX 13445
PALM DESERT, CA 92255
51277 EISENHOWER DR
LA QUINTA, CA 92253
John Miles
9725 Windermere Blvd
Fishers, IN 46037
John Miles
9725 Windermere Blvd
Fishers, IN 46037
Member Number:
Type of Loss: Wind
Policy Number:
Cause of Loss: Other
Insurance Company: United Services Automobile Association
Coverage
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Alacrity_Solutions
TODD, GERALDINE 9/15/2023 Page: 2
Net Claim
Total Recoverable Depreciation
Net Claim if Depreciation is Recovered
John Miles
$
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TODD, GERALDINE 9/15/2023 Page: 3
Insured:
Home:
Property:
Claim Rep.:
Business:
Estimator:
Business:
TODD, GERALDINE
PO BOX 13445
PALM DESERT, CA 92255
51277 EISENHOWER DR
LA QUINTA, CA 92253
John Miles
9725 Windermere Blvd
Fishers, IN 46037
John Miles
9725 Windermere Blvd
Fishers, IN 46037
Member Number:
Type of Loss: Wind
Insurance Company: United Services Automobile Association
Coverage
Dwelling
Other Structures
Date Contacted:
Date of Loss:
Date Inspected:
Date Est. Completed:
Price List:
Line Item Total
Overhead
Profit
9/14/2023 8:19 AM
8/20/2023 12:00 AM
9/14/2023 8:00 AM
9/15/2023 6:09 AM
CAPP8X_SEP23
Restoration/Service/Remodel
Replacement Cost Value
Net Claim
Policy Number:
Cause of Loss: Other
Deductible
$
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"FOR YOUR PROTECTION CALIFORNIA LAW REQUIRES THE FOLLOWING TO APPEAR ON
THIS FORM" OR OTHER EXPLANATORY WORDS OF SIMILAR MEANING. "ANY PERSON
WHO KNOWINGLY PRESENTS FALSE OR FRAUDULENT CLAIM FOR THE PAYMENT OF A
LOSS IS GUILTY OF A CRIME AND MAY BE SUBJECT TO FINES AND CONFINEMENT IN
STATE PRISON." CA INS. CODE § 1871.2; CA INS. CODE § 1879.2
Please contact our adjuster if you believe a supplement to this estimate is needed. Before we will consider a supplement to this
estimate, we must have the opportunity to re -inspect the damages prior to the supplemental work being done.
0901119cb8b7ec55
USAA Confidential )
How to read your
USAA® homeowners repair estimate
MI Watch:
p, How to understand
your repair estimate
Your estimate, simplified.
Making sure you're getting paid the right amount for your claim is important to us. Use this guide to
help you understand your payment or visit usaa.com/estimateFAQ for more answers.
Policy coverage - Items covered
The following information may not be applicable if you have a flood claim.
by your policy, such as dwelling,
contents, other structures, loss of use,
liability, and sublimits.
Member Number: 00000000
Type of Loss: Wind Damage
Coverage
Estimate overview
Policy Number: 00000000
Cause or Lass: Other
L. Number: 000
Deductible Policy Limit
Dwelling
Contents
Other Structures
Loss of Use
Date Contacted
Date of Loss
Date Inspected
Price list - Market prices for labor
and materials, based on your claim
date and location.
Line -item total - The total cost of th
itemized repairs for the coverage.
6/10,021 10:20 PM
3/82021 12:00 AM
6/1.021 10:16 AM
P 'cc L'sr CALA8x_UN21
ResmratioNService/Remodel
Line Rem Total
Overhead and profit - The amount 0 erhead
your contractor charges for Profit
Replacement Cast Value
repair services. Leas Depreciation
Net claim - The amount we'll
pay up front for covered repairs.
Recoverable depreciation - If you
have replacement coverage, you'll
be paid back depreciation based
on repair costs once you submit
the final invoice.
Line -items - A description of the
items needed to repair or replace
covered damages, with their cost
according to the price list.
2. Remove Quarry tile Floor
3. Quarry tile floor
4. Remove 1/4" Cement board
5. 1/4" Cement hoard
Actual Cash Value
Less Deductible
Net Claim
Total Recoverable Depreciation
Net Claim if Depreciation is Recovered
Description
Quantity
$1,000.00
$0.00
$0.00
Date Received: 6/10/2021 10:16 AM
Date Entered: 6/122021 1:03 PM
Estimate summary
Summary for Dwelling
Itemized details
$300,000.00
$241,500.00
$32,000.00
8,498.00
262.38
239.62
810,000A0
(500.00)
89300.00
03100.00)
38,50800
500.00
$5,00 910
Deductible - The amount you chose to
pay out of pocket for a claim. We'II
automatically subtract this from your
claim payout. You only need to pay the
repair company.
— Policy limit - The max amount your
policy may pay for each coverage type.
— Replacement cost value or RCV -
The estimated cost to repair or replace
covered items with new ones.
Unit Price RCV Depreciation ACV
1 Contents- move out then reset - Extra large mom
130 EA
290.00 SF
190.00 SF
190.00 SF
20153
1481
126
290.00 SF 4.04
6. Final cleaning - conswction - Residential
F 290A0 SF 0,
2. Single axle dump truck - per load - including dump fees
1 1.00 EA 389.24
20133
2227.20
429490
36540
1,171.60
7830
38924
(0.00)
(0.00)
(938.25)
(0ID)
(6125)
(000)
(0A0)
201.53
2,22720
4,126.00
385.86
1,11035
7830
38914
Totals: Room
How we determine your payment
First payment
We take the cost to replace or repair covered damage, then subtract
value lost due to wear and tear, as well as your out-of-pocket policy
cost. Use this payment to start repairs.
Additional payments, if applicable
For consideration of additional covered cost, you can submit a
supplement for your claim through the Claims Center on our mobile
app or usaa.com.
8,,28.17
50000 8498/30
Less depreciation - Subtract the value
your property has lost due to age or
condition. If in parentheses, you may
request to be paid back up to this
amount once repairs are complete,
depending on your costs. Simply submit
your invoice online.
Actual cash value or ACV - What
your property was worth at the time
of the damage, after subtracting
depreciation. This is the amount
insurance will pay up front for
repairs, minus your deductible.
Line -item total - The total cost of the
Fitemized repairs for the coverage, using
the calculation: RCV minus Depreciation
equals ACV.
Example of a calculated payment
$10,000
-$500
-$1,000
$8,500
Replacement cost value
Depreciation
Deductible
First payment
0901119cb8b7ec55
This material is for informational purposes only. For an actual description of all
coverages, terms and conditions, refer to the insurance policy.
l IJSAA Confidential
Alacrity_Solutions
TODD, GERALDINE 9/15/2023 Page: 6
Recap of Taxes, Overhead and Profit
Overhead (10%) Profit (10%) Material Sales Tax Storage Rental Tax
(8.75%) (8.75%)
Line Items
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Emergency Tarping
Description
TODD_GERALDINE1
51277 EISENHOWER DR, LA QUINTA, CA 92253 US
Dwelling Roof
Emergency Tarping
Quantity
Unit Price RCV Depreciation ACV
1. R&R Tarp - poly - w/sandbags - per sq ft (lab & mat)
1561.49 1,561.49 SF
Total: Emergency Tarping
Debris Removal
Description Quantity Unit Price RCV Depreciation ACV
2. Haul debris - per pickup truck load - including dump fees
1 1.00 EA
Totals: Debris Removal
Total: Emergency Tarping
T
N
b �c
1•
V N
b:0
29' 5"
41'5"
41'5"
r
F2 (B)
41' 5"•
FI(A)
Roofl
1561.49 Surface Area 15.61 Number of Squares
221.46 Total Perimeter Length 41.41 Total Ridge Length
Description Quantity Unit Price RCV Depreciation ACV
Roof Replacement Consideration Due to the Amount of Damage Caused By the Hurricane,
****** Underlayment ******
3. R&R Sheathing - plywood - 1/2" - treated
SF 1,561.49 SF
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CONTINUED - Roofl
Description Quantity Unit Price RCV Depreciation ACV
5. R&R Built-up 4 ply roofing - in place
SQ 15.61 SQ
Totals: Roofl
Description Quantity Unit Price RCV Depreciation ACV
11. House numbers/letters - plastic or metal - up to 4"
2
12. R&R Exterior light fixture
1
2.00 EA
Totals: Front Elevation
Right Elevation
Description Quantity Unit Price RCV Depreciation ACV
13. Prime & paint exterior soffit - exposed rafters
52 52.00 SF
Totals: Right Elevation
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Rear Elevation
Description Quantity Unit Price RCV Depreciation ACV
14. Prime & paint exterior soffit - exposed rafters
6*41.5 249.00 SF
Totals: Rear Elevation
Unit Price RCV Depreciation ACV
15. Prime & paint exterior soffit - exposed rafters
52 52.00 SF
Total: Left Elevation
Description Quantity Unit Price RCV Depreciation ACV
No damaged noted from any covered peril.
Totals: HVAC
interior
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Living Room Height: Sloped
396.17 SF Walls
634.25 SF Walls & Ceiling
26.39 SY Flooring
61.90 LF Ceil. Perimeter
13 8
0' 10"-1 F, , .
238.08 SF Ceiling
237.50 SF Floor
46.17 LF Floor Perimeter
Missing Wall - Goes to Floor 6' 2" X 8' 5" Opens into KITCHEN
Door 2' 8" X 6' 7" Opens into MASTER_BEDRO
Window 4' X 5' 5" Opens into Exterior
Window 4' X 5' 5" Opens into Exterior
Door 3' X 6' 7" Opens into Exterior
Missing Wall - Goes to Floor 3' 10" X 7' 3" Opens into HALLWAY
Description Quantity Unit Price RCV Depreciation ACV
****** Content Manipulation ******
16. Contents - move out then reset
.5 0.50 EA
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CONTINUED - Living Room
Description Quantity Unit Price RCV Depreciation ACV
29. Seal & paint window stool and apron
8 8.00 LF
Totals: Living Room
Livi Master Bedroom Height: Sloped
331.15 SF Walls
442.02 SF Walls & Ceiling
12.29 SY Flooring
44.21 LF Ceil. Perimeter
Window 4' X 3' 11"
Door 2' 8" X 6' 7"
Door 2' 6" X 6' 7"
Missing Wall - Goes to Floor 4' 4" X 6' 8"
110.87 SF Ceiling
110.65 SF Floor
34.67 LF Floor Perimeter
Opens into Exterior
Opens into LIVING ROOM
Opens into MASTER_BATH1
Opens into MASTER_BEDR2
Description Quantity Unit Price RCV Depreciation ACV
****** Content Manipulation ******
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CONTINUED - Master Bedroom
Description Quantity Unit Price RCV Depreciation ACV
39. Contents - move out then reset
.5 0.50 EA
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CONTINUED - Master Bedroom
Description Quantity Unit Price RCV Depreciation ACV
58. Baseboard - 3 1/4"
PF 34.67 LF
Totals: Master Bedroom
1
2' 3"-I
Missing Wall - Goes to Floor
Description
Master Bedroom Closet Height: 7'
Quantity
58.61 SF Walls
66.92 SF Walls & Ceiling
0.92 SY Flooring
12.50 LF Ceil. Perimeter
8.31 SF Ceiling
8.31 SF Floor
8.17 LF Floor Perimeter
4' 4" X 6' 8" Opens into MASTER_BEDRO
Unit Price RCV Depreciation ACV
****** Content Manipulation ******
61. Contents - move out then reset - Small room
.5 0.50 EA 60.99 30.50 (0.00) 30.50
****** Preparation ******
62. Mask wall - plastic, paper, tape (per LF)
PC 12.50 LF 1.42 17.75 (0.00) 17.75
63. Floor protection - plastic and tape - 10 mil
F 8.31 SF 0.34 2.83 (0.00) 2.83
****** Walls & Ceilings ******
64. R&R Rigid foam insulation board - 3/4"
C 8.31 SF 1.51 12.55 (0.00) 12.55
allowance in here for the Master bedroom shortfall due to pony wall closet design.
65. Batt insulation - 4" - R11 - paper / foil faced
5*8 40.00 SF 0.98 39.20 (0.00) 39.20
66. 5/8" drywall - hung, taped, ready for texture
C 8.31 SF 2.42 20.11 (0.00) 20.11
67. 1/2" drywall - hung, taped, ready for texture
W 58.61 SF 2.25 131.87 (0.00) 131.87
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CONTINUED - Master Bedroom Closet
Description Quantity Unit Price RCV Depreciation ACV
68. Texture drywall - heavy hand texture
WC 66.92 SF
Totals: Master Bedroom Closet
Master Bathroom Height: 7' 6"
129.32 SF Walls
180.83 SF Walls & Ceiling
5.27 SY Flooring
25.35 LF Ceil. Perimeter
5'1"X7'6"
2'6"X6'7"
3'X1'7"
51.51 SF Ceiling
47.45 SF Floor
19.85 LF Floor Perimeter
Opens into Exterior
Opens into MASTER_BEDRO
Opens into Exterior
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Description Quantity Unit Price RCV Depreciation ACV
****** Content Manipulation ******
79. Contents - move out then reset - Small room
.5 0.50 EA
****** Vanity -Shower -Plumbing*****
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CONTINUED - Master Bathroom
Description Quantity Unit Price RCV Depreciation ACV
98. Install Vanity
2 2.00 LF
Totals: Master Bathroom
Missing Wall - Goes to Floor
Playroom Height: Sloped
298.11 SF Walls
388.17 SF Walls & Ceiling
9.98 SY Flooring
38.05 LF Ceil. Perimeter
90.06 SF Ceiling
89.81 SF Floor
31.42 LF Floor Perimeter
6' 7" X 6' 8" Opens into KITCHEN
Description Quantity Unit Price RCV Depreciation ACV
****** Content Manipulation ******
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CONTINUED - Playroom
Description Quantity Unit Price RCV Depreciation ACV
110. Contents - move out then reset
.5 0.50 EA
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Description
Quantity
CONTINUED - Playroom
Unit Price
9/15/2023 Page: 18
RCV Depreciation
ACV
Totals: Playroom
15' 1 „
�89" -i
Living Room
Missing Wall - Goes to Floor
Missing Wall - Goes to Floor
4,519.03 115.63
Kitchen
4,403.40
Height: Sloped
Description Quantity
393.10 SF Walls
569.49 SF Walls & Ceiling
19.53 SY Flooring
53.42 LF Ceil. Perimeter
6'7"X6'8"
6'2"X8'5"
Unit Price
176.39 SF Ceiling
175.77 SF Floor
24.77 LF Floor Perimeter
Opens into PLAYROOM
Opens into LIVING_ROOM
RCV Depreciation
ACV
****** Content Manipulation ******
129. Contents - move out then reset
.5 0.50 EA
****** Preparation ******
130. Mask wall - plastic, paper, tape (per LF)
PC 53.42 LF
****** Walls & Ceilings ******
131. Batt insulation - 4" - R11 - paper / foil faced
15*8-28 92.00 SF
132. 1/2" drywall - hung, taped, ready for texture
W 393.10 SF
133. Texture drywall - heavy hand texture
W-30 363.10 SF
134. Seal the walls w/PVA primer - one coat
W 393.10 SF
135. Paint part of the walls and ceiling - two coats
WC-30
136. Ceramic tile base
30
137. Ceramic/porcelain tile
30
539.49 SF
30.00 LF
30.00 SF
138. Ceramic tile - bullnose - 3/4" x 6"
6 6.00 LF
139. Add -on for tile backsplash installation
30 30.00 SF
****** Doors -Trim ******
80.
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CONTINUED - Kitchen
Description Quantity Unit Price RCV Depreciation ACV
140. Casing - 3 1/4"
17+16 33.00 LF
Allowance to remove and re -install shelf along back wall of kitchen
****** Flooring ******
156. Mortar bed for tile floors
F 175.77 SF
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CONTINUED - Kitchen
Description Quantity Unit Price RCV Depreciation ACV
****** Final Cleaning ******
160. Final cleaning - construction - Residential
F 175.77 SF
Totals: Kitchen
Hallway Height: 7' 2"
91.75 SF Walls
127.94 SF Walls & Ceiling
3.33 SY Flooring
26.67 LF Ceil. Perimeter
Missing Wall - Goes to Floor 3' 10" X 7' 3"
Door 2' 6" X 6' 7"
Door 2' 6" X 6' 7"
Door 2' 6" X 6' 7"
36.19 SF Ceiling
29.99 SF Floor
7.93 LF Floor Perimeter
Opens into LIVING ROOM
Opens into HALLWAY_BATH
Opens into BEDROOM_2
Opens into BEDROOM_1
Description Quantity Unit Price RCV Depreciation ACV
****** Content Manipulation ******
168. Contents - move out then reset - Small room
.5 0.50 EA
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CONTINUED - Hallway
Description Quantity Unit Price RCV Depreciation ACV
170. Floor protection - plastic and tape - 10 mil
F 29.99 SF
allowance in here for the Master bedroom shortfall due to pony wall closet design.
172. 5/8" drywall - hung, taped, ready for texture
C 36.19 SF
****** Final Cleaning ******
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CONTINUED - Hallway
9/15/2023 Page: 22
Description Quantity Unit Price RCV Depreciation ACV
189. Final cleaning - construction - Residential
F 29.99 SF 0.40 12.00 (0.00) 12.00
Totals: Hallway 4,035.74
J
1
812.80 3,222.94
Hallway Closet Height: 7' 2"
50.64 SF Walls
53.73 SF Walls & Ceiling
0.34 SY Flooring
7.07 LF Ceil. Perimeter
3.09 SF Ceiling
3.09 SF Floor
7.07 LF Floor Perimeter
Description Quantity Unit Price RCV Depreciation ACV
****** Content Manipulation ******
190. Contents - move out then reset - Small room
.5 0.50 EA
allowance in here for the Master bedroom shortfall due to pony wall closet design.
194. 5/8" drywall - hung, taped, ready for texture
C 3.09 SF
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CONTINUED - Hallway Closet
Description Quantity Unit Price RCV Depreciation ACV
200. Organized closet shelving
28 28.00 SF
Totals: Hallway Closet
1-5' 9"-1
Hallway Bathroom Height: 8' 4"
141.40 SF Walls
180.67 SF Walls & Ceiling
4.36 SY Flooring
25.33 LF Ceil. Perimeter
39.27 SF Ceiling
39.27 SF Floor
22.83 LF Floor Perimeter
Door 2' 6" X 6' 7" Opens into HALLWAY
Description Quantity Unit Price RCV Depreciation ACV
****** Content Manipulation ******
207. Contents - move out then reset - Small room
.5 0.50 EA
****** Walls & Ceilings ******
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CONTINUED - Hallway Bathroom
Description Quantity Unit Price RCV Depreciation ACV
210. Batt insulation - 6" - R19 - paper / foil faced
C 39.27 SF
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CONTINUED - Hallway Bathroom
Description Quantity Unit Price RCV Depreciation ACV
229. Install Sink faucet - Bathroom
1 1.00 EA
Totals: Hallway Bathroom
Bedroom 1 Height: Sloped
347.92 SF Walls
476.83 SF Walls & Ceiling
14.28 SY Flooring
45.72 LF Ceil. Perimeter
128.92 SF Ceiling
128.56 SF Floor
39.00 LF Floor Perimeter
Window 3' X 1' 7" Opens into Exterior
Missing Wall - Goes to Floor 4' 2" X 6' 8" Opens into BEDROOM_I_CL
Door 2' 6" X 6' 7" Opens into HALLWAY
Window 4' X 4' Opens into Exterior
Description Quantity Unit Price RCV Depreciation ACV
****** Content Manipulation ******
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CONTINUED - Bedroom 1
Description Quantity Unit Price RCV Depreciation ACV
239. Contents - move out then reset
.5 0.50 EA
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CONTINUED - Bedroom 1
Description Quantity Unit Price RCV Depreciation ACV
258. Tile floor covering
F 128.56 SF
Totals: Bedroom 1
Missing Wall - Goes to Floor
Bedroom 1 Closet Height: 8'
129.56 SF Walls
146.62 SF Walls & Ceiling
1.90 SY Flooring
19.67 LF Ceil. Perimeter
17.06 SF Ceiling
17.06 SF Floor
15.50 LF Floor Perimeter
4' 2" X 6' 8" Opens into BEDROOM_1
Description Quantity Unit Price RCV Depreciation ACV
****** Content Manipulation ******
263. Contents - move out then reset - Small room
.5 0.50 EA
allowance in here for the Master bedroom shortfall due to pony wall closet design.
267. Batt insulation - 4" - RI 1 - paper / foil faced
2*8 16.00 SF
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CONTINUED - Bedroom 1 Closet
Description Quantity Unit Price RCV Depreciation ACV
268. 5/8" drywall - hung, taped, ready for texture
C 17.06 SF
Totals: Bedroom 1 Closet
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Bedroom 2 Close
Window
Door
Door
Description
9/15/2023 Page: 29
Bedroom 2 Height: Sloped
Quantity
312.87 SF Walls
410.49 SF Walls & Ceiling
10.82 SY Flooring
39.73 LF Ceil. Perimeter
3' X 1'
2'6"X6'7"
4'3"X6'7"
97.62 SF Ceiling
97.34 SF Floor
32.92 LF Floor Perimeter
Opens into Exterior
Opens into HALLWAY
Opens into BEDROOM_2_CL
Unit Price RCV Depreciation ACV
****** Content Manipulation ******
283. Contents - move out then reset
.5 0.50 EA
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CONTINUED - Bedroom 2
Description Quantity Unit Price RCV Depreciation ACV
298. Detach & Reset Ceiling fan & light
1 1.00 EA
Totals: Bedroom 2
Bedroom 2 Closet Height: 8'
129.35 SF Walls
146.42 SF Walls & Ceiling
1.90 SY Flooring
19.67 LF Ceil. Perimeter
17.06 SF Ceiling
17.06 SF Floor
15.42 LF Floor Perimeter
Door 4' 3" X 6' 7" Opens into BEDROOM_2
Description Quantity Unit Price RCV Depreciation ACV
****** Content Manipulation ******
307. Contents - move out then reset - Small room
.5 0.50 EA
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CONTINUED - Bedroom 2 Closet
Description Quantity Unit Price RCV Depreciation ACV
309. Floor protection - plastic and tape - 10 mil
F 17.06 SF
allowance in here for the Master bedroom shortfall due to pony wall closet design.
311. Batt insulation - 4" - RI 1 - paper / foil faced
2*8 16.00 SF
Totals: Bedroom 2 Closet
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FAU Height: Sloped
65.40 SF Walls
69.01 SF Walls & Ceiling
0.36 SY Flooring
7.73 LF Ceil. Perimeter
3.61 SF Ceiling
3.25 SF Floor
7.27 LF Floor Perimeter
Description Quantity Unit Price RCV Depreciation ACV
****** Content Manipulation ******
327. Contents - move out then reset - Small room
.5 0.50 EA
allowance in here for the Master bedroom shortfall due to pony wall closet design.
331. Batt insulation - 4" - RI 1 - paper / foil faced
2*8 16.00 SF
Totals: FAU
Debris Removal Interior
Description Quantity Unit Price RCV Depreciation ACV
337. Haul debris - per pickup truck load - including dump fees
2 2.00 EA
multiple trips will be needed during repair.
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CONTINUED - Debris Removal Interior
9/15/2023 Page: 33
Description Quantity Unit Price RCV Depreciation ACV
Totals: Debris Removal Interior
767.38 Surface Area 7.67 Number of Squares
111.03 Total Perimeter Length 26.00 Total Ridge Length
Description Quantity Unit Price RCV Depreciation ACV
No damaged noted from any covered peril.
Totals: Roof
0. Garage Walls
Garage Walls
24 8
25' 4"
Garage Exterior
Height: 8'
768.00 SF Walls
1343.56 SF Walls & Ceiling
63.95 SY Flooring
96.00 LF Ceil. Perimeter
575.56 SF Ceiling
575.56 SF Floor
96.00 LF Floor Perimeter
Description Quantity Unit Price RCV Depreciation ACV
338. Cleaning Technician - per hour
4 4.00 HR 63.33
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Total: Detached Garage
Description
253.32
0.00
253.32
Quantity
Unit Price
RCV
Depreciation
ACV
339. Cleaning Technician - per hour
4 4.00 HR
Totals: Fence -Wall
332.48 Total Perimeter Length
ACV Total
ova
Dwelling
Other Structures
Total
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Recap by Room
Estimate: TODD GERALDINE1
Area: 51277 EISENHOWER DR, LA QUINTA, CA 92253 US
Area: Dwelling Roof
Area: Emergency Tarping
Coverage: Dwelling
Debris Removal
Coverage: Dwelling
Area Subtotal: Emergency Tarping
Coverage: Dwelling
Roofl
Coverage: Dwelling
100.00% =
100.00% =
100.00% =
100.00% =
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Coverage: Dwelling 100.00% =
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Total
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Recap by Category with Depreciation
O&P Items RCV Deprec. ACV
APPLIANCES
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O&P Items RCV Deprec. ACV
TEMPORARY REPAIRS
Coverage: Dwelling
WINDOW TREATMENT
Coverage: Dwelling
@ 100.00% =
@ 100.00% =
FREQUENTLY ASKED QUESTIONS
The FAQ's and answers below will be helpful in the claim process. If there is any conflict between these answers and the policy,
your policy controls. Please read your policy.
How is my initial Dwelling payment determined?
Subject to the applicable deductible and policy conditions, Dwelling payments are generally based on the cost to repair or replace
the damaged property with similar construction and for the same use on the same premises. When the cost to repair or replace the
damaged dwelling exceeds $5000, USAA will pay a portion of the claim up front (the actual cash value of the loss), and the
balance (recoverable depreciation) when the repairs are complete.
How do I collect the recoverable depreciation?
Where initial payment for Dwelling loss is in the amount of Actual Cash Value, to receive additional amounts (recoverable
depreciation), you must complete the actual repair or replacement of the damaged part of the property. When repair or
replacement is actually completed, the policy will pay the covered additional amount you actually and necessarily incurred to
repair or replace the property, but not to exceed the approved replacement cost of your claim (our cost). In no case will USAA
pay more than the total amount of the actual repairs less your policy deductible.
Why is the check made out to me and someone else (or some other company)?
If your check includes the name of your mortgage company it is because we are required to include their name on our payment to
you, per the mortgage clause on your policy. The check must be presented to them for their endorsement prior to submitting it to
our bank for payment. Incomplete endorsements will result in the check being returned without payment. Please contact us if the
mortgagee information is incorrect so that we may update that information and issue a correct payment to you.
What if I'm not going to repair or replace my damaged property using the same material?
Please contact us if you choose to repair or replace the damaged building part with a different material or type of construction
from what is on our estimate. Replacement or repair differing from the original estimate could affect any replacement cost claim
you are otherwise eligible to collect.
What if my contractor's estimate is different from USAA's estimate?
Show the USAA estimate to your contractor. If your contractor's estimate is higher, please contact USAA prior to starting the
repairs to your home as the additional charges may not be covered.
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