Loading...
2023-05-05 SDC - Poppy Bank (Redwood Trust) NOTICE of DEFAULT Under Deed of Trust DOC # 2023-0130215RECORDING REQUESTED BY: AND WHEN RECORDED MAIL TO: REDWOOD TRUST DEED SERVICES, INC. P.O. BOX 6875 SANTA ROSA, CA 95406-0875 DOC # 2023-0130215 05/05/2023 01:13 PM Fees: $108.00 Page 1 of 4 Recorded in Official Records County of Riverside Peter Aldana Assessor -County Clerk -Recorder **This document was electronically submitted to the County of Riverside for recording** Receipted by: NORMA #248 LOAN: 01 805585 05 / SILVERROCK OTHER: 91226563 T.S. #: 23101 -PB NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF TRUST NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THS DOCUMENT ATTACHED * 7a yl }aol : T t'A-1°l] 11 g°}h17} 50,-÷-, t} NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACION DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LU'U `f: KEM THEO DAY LA BAN TR1NH BAY TOM LU'Q'C Ve THONG TIN TRONG TAI LleU NAY " PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO ABOVE IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT, BUT TO THE COPIES PROVIDED TO THE TRUSTOR. IMPORTANT NOTICE: IF YOUR PROPERTY IS IN FORECLOSURE BECAUSE YOU ARE BEHIND IN YOUR PAYMENTS, IT MAY BE SOLD WITHOUT ANY COURT ACTION, and you may have the legal right to bring your account in good standing by paying all of your past due payments plus permitted costs and expenses within the time permitted by law for reinstatement of your account, which is normally five business days prior to the date set for the sale of your property. No sale date may be set until approximately 90 days from the date this notice of default may be recorded (which date of recordation appears on this notice). This amount is $203,52721 as of 5/4/2023, and will increase until your account becomes current. While your property is in foreclosure, you still must pay other obligations (such as insurance and taxes) required by your note and deed of trust or mortgage. If you fail to make future payments on the loan, pay taxes on the property, provide insurance on the property, or pay other obligations as required in the note and deed of trust or mortgage, the beneficiary or mortgagee may insist that you do so in order to reinstate your account in good standing. In addition, the beneficiary or mortgagee may require as a condition of reinstatement that you provide reliable written evidence that you paid all senior liens, property taxes, and hazard insurance premiums. Upon your written request, the beneficiary or mortgagee will give you a written itemization of the entire amount you must pay. You may not have to pay the entire unpaid portion of your account, even though full payment was demanded, but you must pay all amounts in default at the time payment is made. However, you and your beneficiary or mortgagee may mutually agree in writing prior to the time the notice of sale is posted (which may not be earlier than three months after this notice of default is recorded) to, among other things, (1) provide additional time in which to cure the default by transfer of the property or otherwise; or (2) establish a schedule of payments in order to cure your default; or both (1) and (2). DOC #2023-0130215 Page 2 of 4 NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF TRUST LOAN: 01 805585 05 / SILVERROCK OTHER: 91226563 T.S. 4: 23101 -PB Following the expiration of the time period referred to in the first paragraph of this notice, unless the obligation being foreclosed upon or a separate written agreement between you and your creditor permits a longer period, you have only the legal right to stop the sale of your property by paying the entire amount demanded by your creditor. TO FIND OUT THE AMOUNT YOU MUST PAY, OR TO ARRANGE FOR PAYMENT TO STOP THE FORECLOSURE, OR IF YOUR PROPERTY IS IN FORECLOSURE FOR ANY OTHER REASON, CONTACT: Name of Beneficiary or Mortgagee: POPPY BANK c/o REDWOOD TRUST DEED SERVICES, INC. Phone: (707) 523-4388 P.O. BOX 6875 SANTA ROSA, CA 95406-0875 If you have any questions, you should contact a lawyer or the governmental agency which may have insured your loan. Notwithstanding the fact that your property is in foreclosure, you may offer your property for sale, provided the sale is concluded prior to the conclusion of the foreclosure. REMEMBER, YOU MAY LOSE LEGAL RIGHTS IF YOU DO NOT TAKE PROMPT ACTION. NOTICE IS HEREBY GIVEN: That REDWOOD TRUST DEED SERVICES, INC. is duly appointed Trustee under the following described Deed of Trust dated: 10/21/2021, executed by SILVERROCK DEVELOPMENT COMPANY, LLC, a Delaware limited liability company, as Trustor, to secure certain obligations in favor of POPPY BANK, as Beneficiary, recorded 10/25/2021, as Instrument No. 2021-0628130, in Book --, Page -- of Official Records, in the office of the Recorder of RIVERSIDE County, California describing land therein: As more fully described on said Deed of Trust excepting therefrom property described on Partial Reconveyances recorded 11/08/2022 as Instrument No. 2022-0463895 and recorded 05/01/2023 as Instrument No. 2023-0122688 including one or more note(s) for the sum of S40,000,000.00, that the beneficial interest under such Deed of Trust and the obligations secured thereby are presently held by the beneficiary of record; that a breach of, and default in, the obligations for which such Deed of Trust is security has occurred in that: Certain mechanic's liens have been recorded against the property which serves as security under the Deed of Trust, including Document No. 2022-0463995 (Michael J. Kincaid Construction Company), Document No. 2022-0469086 (BFS Group of California, LLC), Document No. 2023-0002165 (Beacon Sales Acquisition, Inc.), and mechanic's lien dated March 22, 2023 by Spring Valley Insulation Contractors. A certain Stop Notice was served by RJB Enterprises on February 10, 2023 pursuant to California Civil Code 8530 et seq. The recording and service of these documents constitutes an Event of Default under the Deed of Trust. Certain of the lien claimants are claiming lien priority over the Deed of Trust pursuant to California Civil Code Section 8450; failure to make the 5/1/2023 payment of principal and/or interest and all subsequent payments, including any balloon payment when due, together with late charges, advances, unpaid property taxes, delinquent payments on senior liens, and/or attorney's fees and costs; and other fees and charges allowed by law. DOC #2023-0130215 Page 3 of 4 NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF TRUST LOAN: 01 805585 05 / SILVERROCK OTHER: 91226563 T.S. #: 23101 -PB THAT by reason thereof, the present beneficiary under such Deed of Trust, has executed and delivered to said duly appointed Trustee, a written Declaration of Default and Demand for Sale, and has deposited with said duly appointed Trustee, such Deed of Trust and all documents evidencing obligations secured thereby, and has declared and does hereby declare all sums secured thereby immediately due and payable and has elected and does hereby elect to cause the trust property to be sold to satisfy the obligations secured thereby. DATE: May 4, 2023 REDWOOD TRUST DEED SERVICES, INC., as said Trrzst a /% ROBERT CULLEN, President PLEASE BE ADVISED THAT WE MAY BE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN COULD BE USED FOR THAT PURPOSE DOC #2023-0130215 Page 4 of 4 Declaration of Mortgage Servicer Pursuant to Civil Code §2923.5(b) Borrower(s): Trustor(s): Mortgage Servicer: Property Address: Loan No.: T.S. No.: SILVERROCK DEVELOPMENT COMPANY, LLC SILVERROCK DEVELOPMENT COMPANY, LLC POPPY BANK 79179 AHMANSON LANE, LA QUINTA, CA 92253 01 805585 05 23101 -PB The undersigned, as an authorized agent or employee of the mortgage servicer named below, declares that: 1. ❑ The mortgage servicer has contacted the borrower pursuant to Cal. Civil Code 52923.5 (a)(2) to "assess the borrower's financial situation and explore options for the borrower to avoid foreclosure." Thirty (30) days, or more, have passed since the initial contact was made. 2. ❑ Despite the exercise of due diligence pursuant to Cal. Civil Code §2923.5(e), the mortgage servicer has been unable to contact the borrower "to assess the borrower's financial situation and explore options for the borrower to avoid foreclosure". Thirty (30) days, or more, have passed since these due diligence efforts were satisfied, 3. ❑ No contact was required by the mortgage servicer because the individual(s) did not meet the definition of "borrower" pursuant to subdivision (c) of 52920.5. 4. ® The requirements of Cal. Civil Code 52923.5 do not apply because the borrower, mortgage/deed of trust or real property does not meet the criteria described in Cal. Civil Code §2924.15(a). 5. With respect to Cal. Civil Code 53273.10: ❑ The mortgage servicer received a request for a forbearance In connection with COv1D-19 rrom the borrower, and such request was denied. A copy of the written notice is attached; AND forbearance ❑ was or ❑ was not subsequently provided. I certify that this declaration Is accurate, complete and supported by competent and reliable evidence, which the mortgage servicer has reviewed to substantiate that borrower's default and the right to foreclose, including the borrower's loan status and loan Information. Dated: /7S/62-3 POPP BANK Name: L Title: VICE MILLS IDENT 1 Summary of Notice of Default NOTICE OF DEFAULT SUMMARY OF KEY INFORMATION The attached notice of default was sent to SILVERROCK DEVELOPMENT COMPANY, LLC, a Delaware limited liability company, in relation to 79179 Ahmanson Lane, La Quinta, CA 92253. This property may be sold to satisfy your obligation and any other obligation secured by the deed of trust or mortgage that is in default. SILVERROCK DEVELOPMENT COMPANY, LLC, a Delaware limited liability company has, as described in the notice of default, breached the mortgage or deed of trust on the property described above. IMPORTANT NOTICE: IF YOUR PROPERTY IS IN FORECLOSURE BECAUSE YOU ARE BEHIND IN YOUR PAYMENTS, IT MAY BE SOLD WITHOUT ANY COURT ACTION, and you may have the legal right to bring your account in good standing by paying all of your past due payments plus permitted costs and expenses within the time permitted by law for reinstatement of your account, which is normally five business days prior to the date set for the sale of your property. No sale date may be set until approximately 90 days from the date the attached notice of default may be recorded (which date of recordation appears on the notice). This amount is $203,527.21 as of 5/4/2023 and will increase until your account becomes current. While your property is in foreclosure, you still must pay other obligations (such as insurance and taxes) required by your note and deed of trust or mortgage. If you fail to make future payments on the loan, pay taxes on the property, provide insurance on the property, or pay other obligations as required in the note and deed of trust or mortgage, the beneficiary or mortgagee may insist that you do so in order to reinstate your account in good standing. In addition, the beneficiary or mortgagee may require as a condition to reinstatement that you provide reliable written evidence that you paid all senior liens, property taxes, and hazard insurance premiums. Upon your written request, the beneficiary or mortgagee will give you a written itemization of the entire amount you must pay. You may not have to pay the entire unpaid portion of your account, even though full payment was demanded, but you must pay all amounts in default at the time payment is made. However, you and your beneficiary or mortgagee may mutually agree in writing prior to the time the notice of sale is posted (which may not be earlier than three months after this notice of default is recorded) to, among other things, (1) provide additional time in which to cure the default by transfer of the property or otherwise; or (2) establish a schedule of payments in order to cure your default; or both (1) and (2). Following the expiration of the time period referred to in the first paragraph of this notice, unless the obligation being foreclosed upon or a separate written agreement between you and your creditor permits a longer period, you have only the legal right to stop the sale of your property by paying the entire amount demanded by your creditor. To find out the amount you must pay, or to arrange for payment to stop the foreclosure, or if your property is in foreclosure for any other reason, contact: Poppy Bank C/O Redwood Trust Deed Services, Inc. P.O. Box 6875 Santa Rosa, California 95406-0875 Phone: (707) 523-4388 If you have any questions, you should contact a lawyer or the governmental agency which may have insured your loan. Notwithstanding the fact that your property is in foreclosure, you may offer your property for sale, provided the sale is concluded prior to the conclusion of the foreclosure. Remember, YOU MAY LOSE LEGAL RIGHTS IF YOU DO NOT TAKE PROMPT ACTION. If you would like additional copies of this summary, you may obtain them by calling (707) 523-4388 *SILVERROCK DEVELOPMENT COMPANY, LLC, a Delaware limited liability company rthillegallIttle79179 Ahmanson Lane, La Quinta, CA 92253, la*FrifFlYaltMlieg. #$#IRVR.FTrS M-117 EAR. SILVERROCK DEVELOPMENT COMPANY, LLC, a Delaware limited liability company $Aa$!Ji A1:hPTr# tt, ia&T_EF r 9h#> #ffiR :a #; Rte9. ZWAtt ] : SLAANhl Ef7. ir>ANI*1f1,e' l�ni A; # PIM, Ti fE1p1;Al;irrlh nt*f' o irTnCM +l tiI4MFt3h IIMP*Rlei, 1f1 PTr Ah;11 , hA±l, if9hfif`c**uRlE11, iSMA Pf # IMITIN*o 9*�i E A tInt&f DNIHIltli'FB5AMD1*5(Elz`zafihil']il#EA adi.$c V(ad$cIBIIMMatiflA�).t rh90�E, 474 htliNZa —^i;i $203,527.21 9*4A5/4/2023, IAP1111i1MKPFISTgo SVFMR&AAMMWM 111<1Th 11-,t:lfm#li fnVeM digIEPRVAh ' 1fU A(Pili *If; )0AAAf7ii 1f#IT*AhR , Nits& dflaalORA lfm fateMfhd# #llRUFhW ti<i1fU S, A4A.1#1#11iAwfg *W*Vit1irr;V' ft, L,(JFi£1 tihf> P10 Lit4, gellAd#I#M. 18x!,1. 1110 h PAft1+, W*1r#»f#tEa«1fAIXf AgEg li ra l7iV _EtihMft, > t &6x711 f 1* 0h7 ItJ. #111 Attkil#ti fr51 itil V o ittmw*tinita, 1rw1:1T1fa1f11 Ptn ois*lfrx, L1rIOM 1711 EEanim IRO i13 , frlihA `EAA#! #13# J14t2 #BS IE1EA4u (*31J) TL:IL.l IUYMERb- .41:13'z,#t (1) #'%itIg.Hh 111* l I L,1 *irtfi111 4*J, d(2)iifVO4i.1a1;1 1Milte], rTa f O 2*ii UAZ— rI3ANI1 hli-4f'R9 Nil , AA AAMt14i, dVitfl11rn1at A f'ri wmlihati$, 1'tam1=eNu*ri, 1rA* 1f1r1a AFTr s'cf7h3� S F, 4-4f1f114.thaigAffiummc AAAWT1INggifOVIAdgr#AX11-19.4lt;AM, VitMTACIB R&A. ;AMMthltfLh1 I7, RICA Poppy Bank CIO Redwood Trust Deed Services, Inc. P.O. Box 6875 Santa Rosa, California 95406-0875 Phone: (707) 523-4388 tiafF41-11-PTYVA, gDMO 71EA1rMRVI 1.R#> igkhaR#2# o V a-Lirlihl i E A5AMPIA, 1r�1-;l_r,ffiXI RCIAN±SW4aAAMW # —0 h JJflWo BEA, irk ,A1 # +lo ali#a#TTRZT,N(707) 523-4388. 41'El-°11 071.1 11 -1 -dr 1 BHT *011 - SILVERROCK DEVELOPMENT COMPANY, LLC, a Delaware limited liability company °11711 it- i °l 79179 Ahmanson Lane, La Quinta, CA 92253 011 �}a} 7°JL1L}. 01 ia} 1 Al -Fr 211 1 71E1- AH T z °l s1-71 TI aH pHA T 9- - 1 .1 °Hh1 '`z o i1 »1- 1- -°l, SILVERROCK DEVELOPMENT COMPANY, LLC, a Delaware limited liability company 171 1.1_1;=1-0.-91 1 o L1t-. Al -'=d -°l ?11 z?VD] 1114 'r°? °sz1 �1S}°11711`_ - pl n } td $ 71--t- 71- 101 a1 -g -s} A17,1- 111011 71]1 Alt- 141- l s} °1 7111 Ql-* °;= E171- 919-01, 01 tl -0- -1 4.°- .v__o cd°2 �- *-);_1--°1 1 4 0111°J 1-=r11- BHT°lab' €--171- 714 -51t - • A1 1!- 1.1°11 717H51°1 91 ).f-TE1 90°z' 61L11 - aH�d = 1-1L1-. 01 E-04-8-. $203,527.21 V.711 5/4/2023 01131, R1 a1-91 7l °1 71 t >-H zl �}EH7} 11I177}71 1a}-91 T%L> x}00°1 Ll ad5.li %-°>-°M alaH 1t.1 °1% r -04-4c1 NI -9-' 1= 7tE} BHT( , �lln o)z t1-1-1 L}. 11-11 r11 -'7i- p 14%-2-°11 Ell V X11 p q14, 17-1t--2-°11 ill } 4-M , 18 °1— sh1 SE t- z1 0 011 -914 71E1- 11'1-011 LHS 71144- 4-01 1T, ,1 T° -l7}1-1- o 4.-71 A}fo1 01 b2151 1 /t} -s1 711101 i-* ' EH - *5-V 4-- %71-4011711 %7la}°11}11 all 7A -a- 9a -P011-. )1 Vi - - 1, jf QQ17}1-1- 71 Ld-_ 7} i x1,15101.4 V- zP11 0 -1 °11 L11t- 711 +=_L -A1-2- ;110 ' 31 °J 1-1 All °l 12P4 * V} zl'i}, cd -Al AH T *011 p °; °1 1 *s101 °k z1' -i 7}t- 14 oJ°1 7I1k1 Al V, 01A,1011, (1) -moi- si °�� ii L}z *'°}� ° BHT *°1 z aH V} n 9,:e;-7}1°1 A17,1 4 , EE= (2) BHT 4-011-g— ll 1471 T1 ?L} z1 0j1 -i EE2E WA- (2)* V-7/11 Taka}� A.113,1 A1-3_ V1 -c2191 - t -01 91V-I Y-1s}z°l1-I Al P-1 11 n}7l z 011E, 71-611C1 T ffi ` s}s} ql a}-1 V-‘21011 914 T71-111 A17,1°1 a1$-5171 Laz}7} 11s}t- 3,1°1 ala}°1 T '} u11 4-g- 71N V ? °9 V t1 Ti E1(igL1L}. a1-71- aH°} n °u z i1 -a}71 Tit- 71* 111'11 L} -E- 01II 014 1-- °1a11 ala}°-1 art -;_1°llt}l a} �} °l _111 7A°r, L} 2 1-aH1 Al Poppy Bank C/O Redwood Trust Deed Services, Inc. P.O. Box 6875 Santa Rosa, California 95406-0875 Phone: (707) 523-4388 i 01 91-9-10. — -, 1=1 EE 2t qi t1-1 ' }1 T p z 4 714011 °,'A -a}1] Al 2 - RI -41 *t--;1-011 tilt 401-01 `1V 0011- 14--0.-* 14 •1 -1 -1 -.7V -T °,' °131, °17111 ¥�}l1 144)7 - - 171 t1 -_u -5101q fy1,a1� �]'zlu°hl t q: 21*5!4 s}A17113}114. 1�� _s_° h1 -1 4--71-z-1 °1 A14*. -}h1 7- ,1-O-, (707) 523-4388 (-°-) AVISO DE INCUMPLIMIENTO RESUMEN DE LA INFORMACION CLAVE El aviso de incumplimiento adjunto se envi6 a SILVERROCK DEVELOPMENT COMPANY, LLC, a Delaware limited liability company, en relaciOn con 79179 Ahmanson Lane, La Quinta, CA 92253. Es posible que esta propiedad sea subastada para cancelar su deuda y cualquier otra obligaci6n garantizada por la escritura de fideicomiso 0 hipoteca en mora. Tal como se describe en el aviso de incumplimiento, SILVERROCK DEVELOPMENT COMPANY, LLC, a Delaware limited liability company ha incumplido los terminos de la hipoteca o escritura de fideicomiso relacionadas con la propiedad antes mencionado. ADVERTENCIA DE IMPORTANCIA: SI LA PROPIEDAD VA A SER EJECUTADO POR UN ATRASO EN LOS PAGOS, PUEDE VENDERSE SIN NECESIDAD DE ENTABLAR NINGUNA ACCION ANTE LA CORTE, pero usted tiene el derecho juridico de regularizar su cuenta mediante el pago de todos los importes atrasados, mas los costos y gastos permitidos, dentro del plazo permitido por ley para la regularizaci6n de la deuda, que es, por lo general, de cinco dias habiles antes de la fecha fijada para la subasta la propiedad. No se puede fijar una fecha para la subasta hasta aproximadamente 90 dias despues de la fecha en que se registre el aviso de incumplimiento adjunto (fecha que figura en el aviso). El importe adeudado es de $203,527.21 al dia 5/4/2023 y aumentara hasta que se ponga al corriente en los pagos. Mientras se mantenga vigente el procedimiento de ejecuci6n de su propiedad, usted debe pagar otras obligaciones (tales como seguro e impuestos) exigidas en su vale y escritura de fideicomiso o hipoteca. Si no realiza los pr6ximos pagos del prestamo, los impuestos de la propiedad, el seguro de la propiedad u otras obligaciones requeridas por el vale y la escritura de fideicomiso o hipoteca, el beneficiario o acreedor hipotecario pueden insistir en que los pague como condici6n para regularizar su cuenta. Asimismo, el beneficiario o acreedor hipotecario pueden exigirle, como condici6n para la regularizaci6n, que presente un comprobante confiable por escrito de que ha pagado todos los gravamenes principales, impuestos inmobiliarios y primas del seguro contra riesgos. Si usted to solicita por escrito, el beneficiario o acreedor hipotecario le entregaran un resumen por escrito del importe total que debe pagar. Es posible que usted no tenga que pagar la totalidad del monto adeudado de su cuenta, aunque la intimaci6n haya incluido la totalidad de dicho monto, pero si debera pagar todos los importes vencidos a la fecha de la realizaci6n del pago. Sin embargo, antes de la fecha de publicaci6n del aviso de yenta (que no podra ser menos de tres meses antes de la fecha de registro de este aviso de incumplimiento), usted y su beneficiario o acreedor hipotecario podran acordar mutuamente por escrito, entre otras cosas: (1) un plazo adicional para subsanar el incumplimiento mediante una transferencia del bien o de otro modo; (2) un programa de pagos para subsanar el incumplimiento; o ambos. Una vez vencido el plazo mencionado en el primer parrafo del presente aviso, salvo que la obligaci6n que se ejecuta o un acuerdo por escrito separado entre usted y su acreedor permitan un plazo mayor, usted solo tendra el derecho juridico de detener la subasta del bien mediante el pago de todo el importe adeudado cuyo pago haya exigido el acreedor. Para averiguar el importe que debe pagar o coordinar un programa de pagos para suspender la ejecuci6n, o si su bien va a ser ejecutado por cualquier otro motivo, comuniquese con: Poppy Bank C/O Redwood Trust Deed Services, Inc. P.O. Box 6875 Santa Rosa, California 95406-0875 Phone: (707) 523-4388 Si tiene alguna duda, debe consultar a un abogado o a la agencia de gobierno que asegura su prestamo. Aun cuando ya se haya iniciado el procedimiento de ejecuci6n, usted puede vender su propiedad, siempre que la yenta se realice antes de la finalizaci6n del procedimiento de ejecuci6n. Recuerde que SI NO TOMA MEDIDAS DE INMEDIATO, ES POSIBLE QUE PIERDA SUS DERECHOS JURIDICOS. Si desea recibir copias adicionales de este resumen, puede Hamar al telefono (707) 523-4388. NOTICE OF DEFAULT (PABATID NG HINDI PAGKAKABAYAD) BUOD NG PANGUNAHING IMPORMASYON Ang nakakalip na notice of default (pabatid ng hindi pagkakabayad) ay ipinadala kay SILVERROCK DEVELOPMENT COMPANY, LLC, a Delaware limited liability company, sa may kaugnayan sa 79179 Ahmanson Lane, La Quinta, CA 92253 Ang ari-arian na ito ay maaaring ibenta para masiyahan ang inyong obligasyon at alinmang iba pang obligasyong natibay ng deed of trust o mortgage na hindi nabayaran. SILVERROCK DEVELOPMENT COMPANY, LLC, a Delaware limited liability company ay, tulad nang inilarawan sa notice of default (pabatid ng hindi pagkakabayad), hindi natupad na mortgage o deed of trust sa ari-arian na inilarawan sa itaas. MAHALAGANG PAUNAWA: KUNG ANG INYONG ARI-ARIAN AY MAREREMATA SANHI NG INYONG PAGKUKULANG SA MGA KABAYARAN, MAAARI (TONG IBENTA NANG WALANG ANUMANG PAGKILOS MULA KORTE, at maaaring ikaw ay may legal na karapatan na muling maisaayos para maturing na mainam na katayuan ang inyong account sa pamamagitan ng pagbabayad sa lahat ng inyong nakalipas na bayarin at ang mga pinahihntulutan na gastusin at singil sa loob ng panahon na pinahihintulutan ng batas para sa muling pagtatalaga ng inyong account, na karaniwang limang araw ng trabaho bago ang petsang itinakda para sa pagbebenta ng inyong ari-arian. Walang petsa ng pagbebenta ang maaaring itakda hanggang sa halos 90 araw mula sa petsang nakasaad sa notice of default (pabatid ng hindi pagkakabayad na maaaring maitala (aling petsa ng muling pagtatala na ipinapakita sa pabatid). Ang halagang ito ay $203,527.21 mula nang 5/4/2023 at tataas hanggang ang inyong account ay masapanahon. Habang ang inyong ari-arian ay inireremata, maaari ninyo pa rin bayaran ang iba pang mga obligasyon (tulad ng insurance at mga buwis) na hinihiling ang inyong tala at deed of trust o mortgage. Kung mabigo kayong makapagbayad sa utang, magbayad sa mga buwis sa ari-arian, kumuha ng insurance sa ari-arian, o bayaran ang iba pang mga obligasyon tulad nang hinihiling sa tala o deed of trust o mortgage, maaaring pilitin ng beneficiary (benepisyaryo) o mortgagee (nagkaloob ng mortgage) na gawin ninyo ito upang muling maitalaga ang inyong account patungo sa mainam na katayuan. Bilang karagdagan dito, maaaring hilingin bilang kondisyon ng beneficiary o mortgagee para sa muling pagtatalaga, na ikaw ay magbigay ng mapagkakatiwalaang nakasulat na katibayan na inyong nabayaran ang mga lumang garantiya, buwis sa ari-arian, at mga hulog sa hazard insurance. Sa inyong naibigay na nakasulat na kahilingan, ang beneficiary o mortgagee ay magbibigay sa inyo ng nakasulat na detalyadong listahan ng kabuuang halaga na dapat ninyong bayaran. Maaaring hindi ninyo kailangang bayaran ang buong hindi pa bayad na bahagi ng inyong account, kahit na hinihiling ang buong kabayaran, pero kailangan muna ninyong bayaran ang lahat ng mga halaga na nagkukulang ayon sa kasunduan sa panahon na naisagawa ang pagbabayad. Gayunman, ikaw at ang inyong beneficiary o mortgagee ay maaaring magkasundo sa pamamagitan ng kasulatan bago ilagay ang abiso ng pagbebenta (na hindi maaaring mas maaga sa tatlong buwan makalipas na matala itong notice of default o abiso ng hindi pagkakabayad) sa, bukod sa iba pang mga bagay, (1) magbigay ng dagdag na panahon kung saan ang kalutasan sa hindi pagtutupad sa napagkasunduan sa pamamagitan ng paglilipat ng ari-arian o sa iba pang paraan; o (2) magtatag ng schedule ng mga pagbabayad upang malutas ang inyong pagkukulang; o parehong (1) at (2). Kasunod ng pagpapaso ng itinakdang panahon na tinutukoy sa unang talaga ng pabatid na ito, maliban kung ang obligasyon sa pagkakaremata o sa hiwalay na nakasulat na kasunduan sa pagitan ninyo at ng inyong creditor ay nagpapahintulot sa isang mas pinatagal na panahon, mayroon lamang kayong legal na karapatan na ihinto ang pagbebenta ng inyong legal na ari-arian sa pamamagitan ng pagbabayad ng buong halagang hinihingi ng inyong creditor. Upang malaman ang halagang kailangan ninyong bayaran, o para isaayos ang mga pagbabayad para maihinto ang pagkakaremata, o kung ang inyong ari-arian ay maremata sa iba pang kadahilanan, makipag-ugnayan sa: Poppy Bank CIO Redwood Trust Deed Services, Inc. P.O. Box 6875 Santa Rosa, California 95406-0875 Phone: (707) 523-4388 Kung ikaw ay mayroong kahit na anong katanungan, kailangan ninyong makipag-ugnayan sa isang abogado o ahensya ng pamahalaan na maaaring nagkaloob ng insurance sa inyong utang. Sa kabila ng katotohanan na ang inyong ari-arian ay nireremata, maaari ninyong ihandog na ipagbenta ang inyong ari-arian, sa kundisyon na ang pagbebenta ay natapos bago ang pagtatapos ng pagkakaremata. Tandaan. MAAARING MAWALA SA INYO ANG MGA LEGAL NA KARAPATAN KUNG HINDI KAYO KUMILOS KAAGAD. Kung nais ninyo ng karagdagang mga kopya ng buod na ito, maaari ninyong makuha ang mga ito sa pamamagitna ng pagtawag sa (707) 523-4388. THONG BAO VE VIEC QUA HAN TRA NO' BAN TOM LU'O'C CAC THONG TIN CHINH Thong bao qua han tra no kern theo day du'ac girl cho SILVERROCK DEVELOPMENT COMPANY, LLC, a Delaware limited liability company, lien quan den 79179 Ahmanson Lane, La Quinta, CA 92253. Can nha nay co the du'ac ban de hoan tra se titin na cua qu9 vi va bat ky khan no nao khac theo khe u'bc uy that hoc hap dung vay the chap mua nha da qua han tra. Nhu' trinh bay trong thong bao qua han tra no, SILVERROCK DEVELOPMENT COMPANY, LLC, a Delaware limited liability company da vi pham hap dung vay the chap mua nha hoc khe u'ac ay that del vai can nha mo to a ten. THONG BAO QUAN TRQNG: NEU CAN NHA CUA QUY VI BI TICH THU THE Ng Vi QUY VI KHONG TRA TIEN HUNG HAN, CAN NHA DO C6 THE DU'OC BAN MA KHONG CAN KIN RA TOA, va theo luet qu9 vi co quyen tra no day du cho tru'o'ng muc cua minh bang cach tra toan be so titin da qua han tra cgng vbi cac khan chi phi va phi ton du'ac phep trong thai gian luet phap cho phep de khoi phuc !pi tai khan cua qu9 vi, thu'ang la nam ngay lam viec tru'ac ngay du' dinh ban can nha cua qu9 vi. Khong du'ac thu xep ngay ban nha cho tai khong 90 ngay ke tit, ngay thong bao qua han tra ng, kern theo c6 the du'ac Iu'u h$ so' (ngay lu'u h8 so' nhu' ghi ten thong bao). Sb titin nay la $203,527.21 tinh tbi ngay 5/4/2023 va se tang cho tbi khi tai khan cua qu9 vi du'ac thanh toan day du. Trong thai gian can nha cua qu9 vi bi tich thu the no, qu9 vi v2n phai tra cac khan titin khac (vi du nhu' bao hiem va thue) theo giay vay nava khe u'bc uy that hoc hap Bong vay the chap mua nha cua qu9 vi. Neu sau nay qu9 vi khong tier) tyc tra no khan vay db, tre thug cho can nha de, cung cap bao hiem cho can nha, hoec tra cac khan tien khac theo qui dinh trong giay cam kat tre no va khe u'bc uy that hoc hap deng vay the chap mua nha, ngu'b'i thy hu'bng hoc ngu'ai cho vay the chap mua nha c6 the yeu cau qu9 vi lam nhu' vey de phyc hoi tai khan cua qu9 vi. Ngoai ra, ngu'ai thy hu'bng hoc ben cho vay the chap mua nha c6 the du'a ra dieu kien tai phyc hoi, do la qu9 vi phai cung cap chu'ng tir Bang tin cey ve viec da tra tat ca cac khan tich thu the no tru'ac db, thue bat Bang sin, va le phi bao hiem rui ro nguy hiem. Sau khi nhen du'ac yeu cau bang van ban cua qu9 vi, ngu'ai thy Wong hoc ben cho vay the chap mua nha se gu'i cho qu9 vi met ban liet Ice chi tint toan bq so titin ma quy vi phai tra. Quy vi c6 the khong phai tra toan be phan chua tra trong tru'o'ng muc cua quy vi, mac du du'ac yeu cau tra toan be, nhu'ng phai tre tat ca cac khan tien da qua han tra no vao thbi diem tra titin. Tuy nhien, qu9 vi va ngu'ai thu hiking hoc ben cho vay the chap mua nha c6 the thoa thu2n bang van ban truck thbi diem niem yet thong bao ban (khbng du'ac sbm han ba thang sau khi thong bao vi pham hap deng nay du'ac Iu'u ho so') de, ngoai cac viec khac, (1) gia han them thai gian khac phuc tinh trang qua han tra ng bang cach chuyen nhu'ang can nha hoc theo cach khac; hoc (2) sap xep ke hoach tra gep de khec phuc tinh trang vi pham hap Bong cua qu9 vi; hoc ca (1) va (2). Sau khi het thoi han du'ac nhac tai trong doan deu tien cua thong bao nay, tar khi so tien bi tich thu the no hoc c� thea thuen rieng bang van ban giu'a qu9 vi va chit na cho phep gia han them thai gian, theo lust qu9 vi chi c6 quyen ngirng viec ban can nha cua qu9 vi bang each tra toan be s6 tien ma chit no yeu ceu. De Net so titin ma qu9 vi phai tra, hoc de thu xep viec tra tier] nham ngan then tinh trang tich thu nha the no, hoc neu can nha cua qu9 vi Bang bi tich thu the no vi bat ky Iy do nao khac, lien lac: Poppy Bank CIO Redwood Trust Deed Services, Inc. P.O. Box 6875 Santa Rosa, California 95406-0875 Phone: (707) 523-4388 Neu co that mac, qu9 vi nen lien lac vbi met lust su' hoc ca quan chinh phu co the da bao hiem khan vay cua qu9 Cho du can nha cua qu9 vi hien dang bi tich thu the no cua qu9 vi, qu9 vi co the chao ban can nha do, vbi dieu kien viec ban nha phai kat thuc tru'bc khi ket thiic thu tyc tich thu nha the no. Xin nha, QUY VI CO THE MAT CAC QUYEN HAN PHAP LY NEU KHONG HANH DONG NGAY. Neu muon c6 them ban sao cua thong bao nay, qu9 vi c6 the 94i (707) 523-4388 P.O. Box 23159 San Diego, CA 92193-3159 IMPORTANT INFORMATION ENCLOSED 1 i i (11) 969 0024 8525 5999 1 Mailed On: 6/1/2023 Order Number: 0002330-01 ClientID: RTDS000561 FC Reference Number: 23101 -PB SILVERROCK DEVELOPMENT COMPANY, LLC C/0 CITY LA QUINTA 78-495 CALLE TAMPICO LA QUINTA, CA 92253 iiiiiiIIIIiIII„IIII,IIIIunnIIIIIIIr 1.114.IIIIIIIIIIIIIIIII GenericAddresslnsert.doc Rev. 12/19/2018