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2025-01-23 DIP Financing Credit Facility $11M - Final Order (Doc 330)Case 24 -11647 -MFW Doc 330 Filed 01/23/25 Page 1 of 22 IN THE UNITED STATES BANKRUPTCY COURT FOR THE DISTRICT OF DELAWARE In re: SilverRock Development Company, et al., Debtors.' Chapter 11 Case No. 24-11647 (MFW) (Jointly Administered) Re: Docket No. 246 FINAL ORDER (I) AUTHORIZING THE DEBTORS TO OBTAIN POSTPETITION SECURED FINANCING, (II) GRANTING PRIMING LIENS AND SUPERPRIORITY ADMINISTRATIVE EXPENSE STATUS, AND (III) GRANTING RELATED RELIEF Upon the motion (the "Motion") dated December 12, 2024, of Debtors in the above - captioned chapter 11 cases (collectively, the "Cases"), pursuant to sections 105, 362, 363, and 364 of title 11 of the United States Code, 11 U.S.C. §§ 101, et seq. (the "Bankruptcy Code"), Rules 4001 and 9014 of the Federal Rules of Bankruptcy Procedure (the "Bankruptcy Rules") and the corresponding local rules of this District (the "Local Rules"), requesting entry of an Order authorizing the Debtors to, among other things: (i) Obtain senior secured postpetition financing in an aggregate principal amount not to exceed $11,000,000.00 (the "DIP Credit Facility2"), pursuant to the terms and conditions of the Term Sheet, including the Memorandum of Understanding (collectively, the "Term Sheet"), the DIP Documents (as defined below), and this Order; 'The Debtors in these chapter 11 cases, along with the last four digits of each Debtor's federal tax identification number, as applicable, are: SilverRock Development Company, LLC (5730), RGC PA 789, LLC (5996), SilverRock Lifestyle Residences, LLC (0721), SilverRock Lodging, LLC, (4493), SilverRock Luxury Residences, LLC (6598) and SilverRock Phase 1, LLC (2247). The location of the Debtors' principal place of business and the Debtors' mailing address is 343 Fourth Avenue, San Diego, CA 92101. 2 The DIP Credit Facility amount includes and rolls up the $2,690,965 previously loaned by DIP Lender to Debtors post-petition on an interim basis (the "Interim DIP Credit Facility"). RLF1 32227918v.3 Case 24 -11647 -MFW Doc 330 Filed 01/23/25 Page 3 of 22 Bankruptcy Rules 4001 and 9014; held and concluded; and it appearing that granting the relief requested in the Motion is fair and reasonable and in the best interests of the Debtors, their estates and their creditors, and is essential for the preservation of the value of the Debtors' property; and all objections, if any, to the entry of this Order having been withdrawn, resolved or overruled by the Court; and after due deliberation and consideration, and good and sufficient cause appearing therefor: I. IT IS FOUND AND CONCLUDED3: A. Petition Date. On August 5, 2024 (the "Petition Date"), the Debtors filed voluntary petitions under chapter 11 of the Bankruptcy Code with this Court. B. Jurisdiction and Venue. This Court has jurisdiction over these proceedings, pursuant to 28 U.S.C. §§ 157(b) and 1334 and the Amended Standing Order of Reference from the United States District Court for the District of Delaware, and over the persons and property affected hereby. Venue for the Chapter 11 Case and proceedings on the Motion is proper in this district pursuant to 28 U.S.C. §§ 1408 and 1409. Consideration of the Motion constitutes a core proceeding under 28 U.S.C. § 157(b)(2). This Court may enter a final order consistent with Article III of the United States Constitution. C. Notice. Notice of the hearing on the Motion and the relief requested therein has been served by the Debtors pursuant to Bankruptcy Rules 2002 and 4001(b), (c), and (D) and in accordance with the Local Rules on (i) the Office of the United States Trustee for the District of Delaware; (ii) the Debtors' thirty (30) largest unsecured creditors (excluding insiders); (iii) counsel to the DIP Lender; (iv) all known holders of liens upon the DIP 3 The findings and conclusions set forth herein constitute the court's findings of fact and conclusions of law pursuant to Bankruptcy Rule 7052, made applicable to this proceeding pursuant to Bankruptcy Rule 9014. To the extent that any of the following findings of fact constitute conclusions of law, they are adopted as such. To the extent any of the following conclusions of law constitute findings of fact, they are adopted as such. 3 RLF 1 32227918v.3 Case 24 -11647 -MFW Doc 330 Filed 01/23/25 Page 5 of 22 iii. The DIP Lender shall not be deemed to be a control person or insider (as defined in section 101(31) of the Bankruptcy Code) of any Debtor by virtue of providing the DIP Credit Facility; iv. the Prepetition Secured Creditors are entitled, pursuant to sections 361, 363(e) and 364(d)(1) of the Bankruptcy Code, to adequate protection of their respective interests in the DIP Collateral, solely to the extent of any diminution in the value of their prepetition collateral occurring from and after the Petition Date (the "Diminution"), that may be caused by or arising as a result of, among other things, the grant of a lien under section 364 of the Bankruptcy Code. E. Findings Regarding the DIP Credit Facility. (i) Need for the DIP Credit Facility. Debtors need to obtain funds to, among other things, maintain their real estate, preserve the value of the Project opportunity, pay administrative expenses during the pendency of these bankruptcy proceedings, hire a broker to market and sell the Project opportunity, complete a thorough and robust sales process, and confirm a Chapter 11 Plan for the benefit of all the constituencies of the estates. The only choice of such funds is the DIP Credit Facility. (ii) Priming of Any Prepetition Liens. Upon the entry of and subject to the terms of the Order (all as expressly limited by Exhibit 3 hereto), the priming of any existing liens on any of the DIP Collateral, as contemplated by the Term Sheet and as further described below, is a condition to the Debtors' borrowings under the DIP Credit Facility, which borrowing is necessary for the Debtors to be able to continue to complete a robust process for selling the Project opportunity and reorganizing to maximize returns for all constituencies of the bankruptcy estates. (iii) No Credit Available on More Favorable Terms. The Debtors have been 5 RLF I 32227918v.3 Case 24 -11647 -MFW Doc 330 Filed 01/23/25 Page 7 of 22 H. Prepetition Secured Creditors Have Consented to the DIP Credit Facility. All Prepetition Secured Creditors have consented to Debtors borrowing from the DIP Credit Facility pursuant to the Term Sheet and DIP Documents, including the priming limitations and other terms set forth in this Order and on Exhibit 3 hereto. I. Stipulation Regarding Planning Area 7,8,9 i. The Debtors and the DIP Lender stipulate and agree that disproportionate amount of priming with respect to Planning Area 7,8,9 (as defined on Exhibit 3) (when compared to the percentage of these parcels to the estates' total parcels' in both size and value) is appropriate because, among other reasons: (a) Planning Area 7,8,9 is comprised of some of the most valuable parcels included in the DIP Collateral; (b) there exists a substantial equity cushion in favor of the holder of the first deed of trust on the parcels comprising Planning Area 7,8,9, even taking into account the DIP Lender's $7 million priming lien; and (c) the equity cushion in favor of the holder of the first deed of trust on the Planning Area 7,8,9 parcels is greater than the aggregate equity cushion, if any, of the holders of the first trust deeds on the estates' other parcels combined. J. Immediate Entry of Order. The Debtors have requested immediate entry of this Order pursuant to Bankruptcy Rule 4001(c)(2) and Local Rule 4001-2(b). The permission granted herein for the Debtors to obtain postpetition financing from the DIP Lender pursuant to the Term Sheet, to obtain funds thereunder and to use the proceeds of this postpetition financing pursuant to this Order is necessary to avoid immediate and irreparable harm to the Debtors. Entry of this Order is in the best interests of the Debtors' respective estates and creditors as its implementation will, among other things, allow for access to the financing necessary for the continued administration of Debtors' estates, preservation of Debtors' real estate and the Project opportunity, enhancement of the Debtors' prospects for a successful sale of substantially all of their assets, and confirmation 7 RLF 1 32227918v.3 Case 24 -11647 -MFW Doc 330 Filed 01/23/25 Page 9 of 22 in the Term Sheet and all other DIP Documents as such become due, subject to the priming limitations and other conditions set forth on Exhibit 3 hereto. The form and substance of both the Term Sheet and DIP Documents are hereby approved. The Debtors and the DIP Lender are hereby authorized to modify the DIP Documents, and such shall be deemed approved by this Order provided they do not materially alter the terms and conditions of the DIP Credit Facility or the priming limitations or other conditions set forth on Exhibit 3 hereto. (b) Enforceable Obligations. The Term Sheet shall constitute and evidence the valid and binding obligations of the Debtors, which obligations shall be enforceable jointly and severally against the Debtors, their estates and any successors thereto, any subsequently appointed trustee, parties in interest, and the Debtors' creditors or representatives thereof, in accordance with their terms. (c) Termination. Notwithstanding anything in this Order, the DIP Lender's commitments under the Term Sheet and the DIP Documents shall continue until the first to occur of (a) December 15, 2025; (b) occurrence of an Event of Default; or (c) the Maturity Date (the "Commitment Termination Date"); provided, however, that upon the occurrence of an event that, with the passage of time and/or the giving of notice would become an Event of Default (a "Default"), the funding commitment shall be suspended unless and until Borrowers have cured such Default. For the avoidance of doubt, none of (i) a Default, (ii) an Event of Default, or (iii) a termination in accordance with this Paragraph 2(c) shall affect the priming limitations or other conditions set forth in Exhibit 3 hereto, which shall remain in full force and effect. (d) Protection of the DIP Lender and Other Rights. The Debtors shall use the proceeds of the DIP Credit Facility only for the purposes specifically set forth in the Term Sheet, the DIP Documents, and this Order and in strict compliance with the Budget subject to 9 RLF 1 32227918v.3 Case 24 -11647 -MFW Doc 330 Filed 01/23/25 Page 11 of 22 instruments, such that no additional actions need be taken by the DIP Lender or any other party (including, without limitation, any depository bank or securities intermediary) to perfect such interests. (d) At all times prior to indefeasible payment in cash in full of the DIP Obligations, the priority of the DIP Liens will: i. Pursuant to Section 364(d)(1) of the Bankruptcy Code, be perfected first priority, senior priming liens on all DIP Collateral (except to the extent expressly provided in Exhibit 3); ii. Be valid and enforceable against any trustee appointed in the Cases, upon the conversion of any of the Cases to a case under Chapter 7 of the Bankruptcy Code (a "Successor Case"), or upon the dismissal of the any of the Cases or Successor Case; and 4. Superpriority Administrative Claim. The DIP Lender is hereby granted an allowed superpriority administrative expense claim (the "DIP Superpriority Claim", together with the DIP Liens, the "DIP Protections") pursuant to section 364(c)(1) of the Bankruptcy Code in each of the Cases and in any Successor Case(s) for all DIP Obligations, having priority over any and all other claims against the Debtors, now existing or hereafter arising, of any kind whatsoever, but subject in all respects to the Carve -Out, including, without limitation, and to the extent authorized by the Bankruptcy Code, all administrative expenses of the kinds specified in or arising or ordered under sections 105(a), 326, 328, 330, 331, 503(a), 503(b), 506(c), 507(a), 507(b), 546(c) , 546(d), 726, 1113, and 1114 and any other provision of the Bankruptcy Code or otherwise, whether or not such expenses or claims may become secured by a judgment lien or other non- consensual lien, levy or attachment, which allowed DIP Superpriority Claim shall be payable from and have recourse to all pre- and post-petition property of the Debtors and all proceeds thereof. 11 RLF 1 32227918v.3 Case 24 -11647 -MFW Doc 330 Filed 01/23/25 Page 13 of 22 this carve out shall apply solely to the extent such fees and costs exceed the amount of coverage required to be provided by D&O (Directors and Officers) insurance; (iii) allowed fees and costs plus the payment of the Independent Manager's allowed legal fees and expenses in connection with the Chapter 11 Cases; (iv) allowed fees and expenses incurred by the CRO up to the maximum amount set forth in the Budget, subject to the Term Sheet's Permitted Variances; (v) allowed fees and expenses incurred by Debtors' other court approved professionals up to the maximum aggregate amount set forth in the Budget, subject to the Term Sheet's Permitted Variances; and (vi) up to a maximum amount equal to the lesser of (a) $400,000, or (b) amounts remaining available under the Budget (without reference to the Carve -Out Trigger, as that phrase is defined by the Term Sheet) for unpaid documented fees, costs and expenses accrued or incurred by the Independent Manager and other retained professionals following the occurrence of the Carve -Out Trigger, payable under sections 330 and 331 of the Bankruptcy Code and subsequently allowed by order of the Bankruptcy Court (collectively, the "Carve -Out"). Notwithstanding anything to the contrary herein, the amounts of each carve out set forth above shall be reduced by the amounts paid from the DIP Facility (whether pursuant to the Interim Orders or this Order) to or for the benefit of the holder of each such carve out; (2) except to the extent of the Post -Trigger Carve Out, the carve outs shall be limited to fees and costs incurred prior to the first to occur of (i) the Commitment Termination Date, and (ii) the occurrence of an Event of Default; (3) no carve out shall be available with respect to fees or expenses that are incurred with respect to matters that are not a permitted use of the proceeds of the loans under the Facility, provided, however, that the foregoing shall not limit the Debtors' obligations to pay Statutory Fees on all disbursements made by or on behalf of the Debtors; (4) absent the City's express written agreement, the amount of the carve outs set forth in the Budget (subject to Permitted Variances) shall not increase by virtue of 13 RLF1 32227918v.3 Case 24 -11647 -MFW Doc 330 Filed 01/23/25 Page 15 of 22 f. The termination or resignation of Douglas Wilson as chief restructuring officer of any of the Debtors. g. December 31, 2025. 10. Other Rights and Obligations. (a) Good Faith Under Section 364(e) of the Bankruptcy Code. The DIP Lender has acted in good faith in connection with negotiating the Term Sheet, the DIP Documents, and the loans to be made pursuant thereto, and their reliance on this Order is in good faith. Based on the findings set forth in this Order and the record made during the Hearing, and in accordance with section 364(e) of the Bankruptcy Code and Bankruptcy Rules 4001(b) and (c), in the event any or all of the provisions of this Order are hereafter reversed, modified amended or vacated by a subsequent order of this or any other Court, the DIP Lender is entitled to all of the benefits and protections provided in section 364(e) of the Bankruptcy Code. (b) Binding Effect. The DIP Liens, DIP Superpriority Claim and other rights and remedies granted under this Order (all as expressly limited by Exhibit 3 hereto) shall be valid and enforceable against any trustee appointed in any or all of the Debtors' Cases and upon the dismissal of any or all of the Debtors' Cases, or in any Successor Case(s), and such liens and security interests shall maintain their first priority as provided in this Order (all as expressly limited by Exhibit 3 hereto) until all the DIP Obligations have been indefeasibly paid in full in cash and the DIP Lender's commitments have been terminated in accordance with the Term Sheet, DIP Documents and this Order. (c) The DIP Lender's Liability for Collateral. So long as the DIP Lender complies with reasonable commercial lending practices, the DIP Lender shall not in any way or manner be liable or responsible for: (a) the safekeeping of the DIP Collateral; (b) any loss or damage thereto occurring or arising in any manner or fashion from any cause; (c) any diminution 15 RLF 132227918v.3 Case 24 -11647 -MFW Doc 330 Filed 01/23/25 Page 17 of 22 of the Remedies Notice Period but is scheduled for a later date by the Court, then the Remedies Notice Period shall be automatically extended until the Court issues an order or other ruling with respect thereto. (f) Relief From Automatic Stay. Upon the expiration of the Remedies Notice Period, and except as the Court may otherwise order pursuant section 10(e) of this Order, and without further order of this Court, the automatic stay set forth in Section 362 of the Bankruptcy Code is hereby modified to permit the DIP Lender, its agents, attorneys and representatives, to take all action to enforce the DIP Lender's rights and remedies under or with respect to the DIP Credit Facility, the Term Sheet, the DIP Documents and applicable non -bankruptcy law, including without limitation, taking possession of DIP Collateral, foreclosure and sale of respect to DIP collateral, application of proceeds from the disposition of DIP Collateral to amounts due under the DIP Credit Facility, the Term Sheet, the DIP Documents or applicable non -bankruptcy law, to the extent such disposition is consistent with the priming limitations and other conditions set forth on Exhibit 3 hereto. (g) No Priming of DIP Lender. It shall be an Event of Default if the Debtors in any way prime or seek to prime (or otherwise cause to be subordinated in any way) the liens provided to the DIP Lender by offering a subsequent lender or any party -in -interest a superior or pari passu lien or claim with respect to the DIP Collateral pursuant to section 364(d) of the Bankruptcy Code or otherwise. (h) Indemnification. The Debtors, their bankruptcy estates, and the Debtors' successors and assigns shall indemnify the DIP Lender for all claims and liability arising from or in connection with the transactions contemplated herein, except to the extent of liability that is 17 RLF 1 32227918v.3 Case 24 -11647 -MFW Doc 330 Filed 01/23/25 Page 19 of 22 (j) Administrative Expense Claims. Until such time as all DIP Obligations are paid in full and the Cases have been closed, subject in all respects to the Carve - Out, the Debtors shall not in any way or at any time seek allowance of any administrative expense claim against the Debtors of any kind or nature whatsoever, that is superior to or pari passu with the DIP Lender's superpriority administrative expense claim against the bankruptcy estates, as described more fully in the Term Sheet and this Order (the "Superpriority Claim"). (k) Use of Proceeds of the DIP Credit Facility. Proceeds of the DIP Credit Facility shall be used solely as permitted in the Term Sheet, this Order, and the Budget. (1) Poppy Bank Backstop Indemnity. In the event that upon closing of a sale of substantially all of the Debtors' property, the allowed claims (the "Allowed Poppy Claims") of Poppy Bank ("Poppy") that are secured by liens on the property identified in paragraph 5 of Exhibit 3 hereto (the "Poppy Collateral") are not paid in full, the DIP Lender shall indemnify Poppy for its losses resulting solely from the granting and implementation of the priming lien in favor of the DIP Lender on the Poppy Collateral. The maximum amount of the DIP Lender's indemnity obligation shall be the lesser of (i) the priming cap set forth in Exhibit 3 hereto, and (ii) the amount of the proceeds paid to the DIP Lender from the proceeds of sale of the Poppy Collateral. The DIP Lender's obligation to make payment to Poppy pursuant to this indemnity obligation shall arise upon the last to occur of (x) the closing of a sale of substantially all of the Debtors' property, and (y) the finality of an order of this Court determining the allocation of proceeds of such sale among all parties asserting liens and/or security interests in such property. The indemnity obligations hereunder are intended solely to provide protection to Poppy arising solely and directly from the priming of its asserted lien. Nothing herein shall be construed to 19 RLF 1 32227918v.3 Case 24 -11647 -MFW Doc 330 Filed 01/23/25 Page 21 of 22 Nothing herein limits or waives any right, power or privilege of the Debtors with respect to claims or defenses they may have against Poppy or the Poppy Collateral. 11. Survival of Order and Other Matters. The provisions of this Order and any actions taken pursuant hereto shall survive entry of any order which may be entered (i) confirming any Plan in the Cases, (ii) converting any of the Cases to a case under chapter 7 of the Bankruptcy Code or a Successor Case, (iii) to the extent authorized by applicable law, dismissing the Cases, (iv) withdrawing the reference of the Cases from this Court, or (v) providing for abstention from handling or retaining of jurisdiction of the Cases in this Court and this Order. The terms and provisions of this Order (all as expressly limited by Exhibit 3 hereto) shall be binding upon the Debtors and the DIP Lender, the Prepetition Secured Creditors and each of their respective successors and assigns, and shall inure to the benefit of the Debtors and the DIP Lender, the Prepetition Secured Creditors and each of their respective successors and assigns including, without limitation, any trustee, examiner with expanded powers, responsible officer, estate administrator or representative, or similar person appointed or elected in a case for any Debtor under any chapter of the Bankruptcy Code, including any Successor Case. The terms and provisions of this Order (all as expressly limited by Exhibit 3 hereto) shall also be binding on all of the Debtors' creditors and equity holders who received notice of the DIP Motion, and all other parties in interest, including, but not limited to a trustee appointed or elected under chapter 7 or chapter 11 of the Bankruptcy Code. (a) Enforceability. This Order shall constitute findings of fact and conclusions of law pursuant to the Bankruptcy Rule 7052 and shall take effect and be fully enforceable immediately upon entry of this Order. Notwithstanding Bankruptcy Rules 4001(a)(3), 6004(h), 6006(d), 7062, 9024, or any other Bankruptcy Rule, or Rule 62(a) of the Federal Rules of Civil 21 RLF1 32227918v.3 Case 24-11647-MFW Doc 330-1 Filed 01/23/25 Page 1 of 22 EXHIBIT 1 (Term Sheet) Case 24 -11647 -MFW Doc 330-1 Filed 01/23/25 Page 3 of 22 of action of the Borrowers or the bankruptcy estates, but excluding a direct lien or security interest in avoidance actions arising under Sections 544, 547, 548 and 549 of the Bankruptcy Code (" Avoidance Actions" ), and (b) all property in which the Debtors, or any of them, are authorized by law or contract to grant a lien or security interest. Subject only to the Carve Out (discussed below), the Liens securing the Facility shall be first priority priming liens pursuant to Section 364(d)(1) of the Bankruptcy Code, senior to all other liens and security interests in the Borrowers' property (other than the prepetition property interests of the City). The City shall be entitled to a superpriority administrative expense to secure all indebtedness and obligations under the Facility pursuant to Section 364(c)(1) of the Bankruptcy Code, senior to all other administrative expenses in the Borrowers' chapter 11 cases (the "Superpriority Expense" ), subject only to the Carve Out. 7. Draws. Borrowers shall be entitled to draw the full amount of the Facility upon satisfaction of all conditions to borrowing under the Loan Documents. Borrowers alternatively shall have the right to make monthly draws by providing written notice to the City at least three (3) business days prior to each draw specifying the amount of the draw. The Borrowers may hold and maintain up to $2,000,000 in their operating accounts. All funds in excess of $2,000,000 shall be maintained in a segregated account subject to a security interest in favor of the City (the "Secured Account" ), which shall be deemed to be a perfected security interest pursuant to the terms of the Approval Order. Subject to the foregoing limitation, absent the pendency of a default under the Loan Documents, the Borrowers may transfer funds from the Secured Account to the Borrowers' operating account. During the pendency of a default under the Loan Documents, the Borrowers shall be precluded from transferring the funds in the Secured Account to the Borrowers' operating account, or otherwise disbursing or using such funds without the advance written consent of the City. Upon the occurrence of an Event of Default, the Borrowers shall transfer such funds to the City, to be held in a segregated account pending determination of amounts needed for funding expenses subject to the Carve Out, with any excess remitted to the City as a payment of the Borrowers' indebtedness under the Facility. 8. Maturity Date. All principal, interest, fees and charges under the Facility shall be due and payable on the first to occur of: a. The effective date of a chapter 11 plan for any of the Borrowers in the Bankruptcy Case (the "Effective Date" ). b. The closing of a sale, assignment or transfer of substantially all or substantially of the Borrowers' assets (the "Closing" ). c. The occurrence of an Event of Default under or with respect to the Facility. d. The dismissal or conversion of the Bankruptcy Case (or the case of any of the Borrowers), or appointment of a trustee with respect to any of the Borrowers. e. The termination of Christopher Sontchi as the manager of any of the Borrowers. 2 Case 24 -11647 -MFW Doc 330-1 Filed 01/23/25 Page 5 of 22 i. The Borrowers shall have selected a broker, and filed an application to engage such broker, not later than December 12, 2024; ii. The Borrowers shall have obtained an order approving engagement of the broker not later than January 3, 2025; iii. The Borrowers shall have filed a motion for approval of bid procedures not later than January 31, 2025; iv. The Borrowers shall have obtained a report regarding cost to complete the project not later than February 10, 2025; v. The Court shall have entered its order approving the bid procedures not later than February 28, 2025; vi. The Court shall have entered its order authorizing the entry into a definitive agreement with a stalking horse purchaser not later than April 30, 2025 ; vii. Final, bids that are not contingent on due diligence or similar discretionary considerations must be submitted not later than June 30, 2025; viii. The Borrowers shall have selected the successful purchaser (and if appropriate a back-up bidder) not later August 15, 2025; ix. The Bankruptcy Court shall have entered its order approving a sale of all or substantially all of the Property not later than September 12, 2025; x. Closing on the sale (and if Closing is to occur pursuant to the Borrowers' Plan, the Effective Date) (the "Closing Date") shall occur not later than October 10, 2025; xi. Irrespective of the Closing Date, the Effective Date of the Borrowers' plan shall have occurred not later than December 31, 2025. b. Use of Funds. Funds advanced under the Facility shall be used solely for the purposes set forth in a budget approved by the City and attached hereto as Exhibit A (the "Approved Budget") subject to permitted variances (at a 10% level) determined on the basis of aggregate cash disbursements (the "Permitted Variances" ). Borrowers shall inform the City promptly of any disbursement made based on Permitted Variances. Any adjustments to the Approved Budget (other than the Permitted Variances) shall be approved by the City, for which approval shall not be unreasonably withheld, provided that the adjustment does not cause the total Approved Budget to exceed the maximum amount of the Funding Cap. c. Memorandum of Understanding. Borrowers and the City shall enter into and comply with the Memorandum of Understanding attached hereto as Exhibit B. 4 Case 24 -11647 -MFW Doc 330-1 Filed 01/23/25 Page 7 of 22 v. Allowed fees and expenses incurred by Borrowers' other court approved professionals in the maximum aggregate amount set forth in the Approved Budget (subject to the Permitted Variances). d. Up to a maximum amount equal to the lesser of (a) $400,000, or (b) amounts remaining available under the Approved Budget (without reference to the Carve - Out Trigger) for unpaid documented fees, costs and expenses accrued or incurred by the Independent Manager and other retained professionals following the occurrence of the Carve -Out Trigger, payable under sections 330 and 331 of the Bankruptcy Code and subsequently allowed by order of the Bankruptcy Court (the "Post -Trigger Carve Out" ). e. Notwithstanding the foregoing: (1) the amounts of each carve out set forth above shall be reduced by the amounts paid from the Facility (whether pursuant to the Interim Orders or the Approval Order) to or for the benefit of the holder of each such carve out; (2) except to the extent of the Post -Trigger Carve Out, the carve outs shall be limited to fees and costs incurred prior to the first to occur of (i) the Commitment Termination Date, and (ii) the occurrence of an Event of Default; (3) no carve out shall be available with respect to fees or expenses that are incurred with respect to matters that are not a permitted use of the proceeds of the loans under the Facility; (4) absent the City's express written agreement, the amount of the carve outs set forth in the Approved Budget (subject to Permitted Variances) shall not increase by virtue of any extensions of time or increases in amounts as may be provided for in subsequent amendments to the Approved Budget; and (5) to the extent that any Permitted Variance, reallocation of funds, or other use of funds reduces the amount of funds available under the Approved Budget for the payment of fees or expenses, the maximum amount of the Carve Out shall be reduced accordingly. f. A "Carve -Out Tri2eer" occurs upon delivery (by email or otherwise) by the City of written notice to the Debtors, the Debtors' lead bankruptcy counsel, and the United States Trustee of the occurrence of an Event of Default. 14. Conditions to funding. The obligations of the City to fund the full amount of the Facility will be subject to satisfaction or written waiver, by the City, of each of the following conditions precedent: a. Final approval by the La Quinta City Council. b. Entry and finality of the Approval Order. c. Acceptance of an Approved Budget by the City. d. The preparation, delivery, execution and (as applicable) recordation of the Loan Documents (including a credit agreement, promissory note, deed of trust, security agreement and financing statements) in a form and substance acceptable to the City in its sole discretion. 6 Case 24 -11647 -MFW Doc 330-1 Filed 01/23/25 Page 9 of 22 after the expiration of the Remedies Notice Period, the City shall be authorized and entitled to exercise all rights and remedies provided in the Loan Documents or Approval Order (as applicable) and under applicable law. During the Remedies Notice Period, the Borrowers may use cash in their operating account in the ordinary course of business, consistent with past practices and the Approved Budget, including for the purposes of funding the Carve Out. During the Remedies Notice Period, any party in interest shall be entitled to seek an emergency hearing with the Bankruptcy Court seeking to stay the City's exercise of any rights and remedies and funds in the operating account may be used for this purpose. 18. Approval Order. The Approval Order shall contain terms and conditions that are customary for orders approving DIP financing. Additionally, and without limiting the generality of the foregoing, the Approval Order shall: a. Approve and implement the terms set forth in this Term Sheet. b. Approve the form and substance of the Loan Documents. c. Approve and incorporate into the Approval Order by reference the terms and conditions of the MOU. d. Provide for the immediate effectiveness of the Approval Order upon entry. e. Forever waive and release any and all rights of the Borrowers, their successors and assigns, and any subsequently appointed trustee or fiduciary: vi. to assert the "equities of the case" exception in Bankruptcy Code section 552(b); vii. to surcharge rights in Bankruptcy Code section 506(c); viii. to seek or obtain entry of an order priming (under section 364(d) of the Bankruptcy Code) the liens and security interest of the City that secure the Facility, or the prepetition liens, security interests of the City, and/or property interests of the City (including without limitation the City's repurchase options); or ix. without the City's prior written consent, to sell, transfer, assign or revest the Borrowers' property free and clear of the liens and security interests of the City that secure the Facility, or the prepetition liens, security interests of the City, and/or property interests of the City (including without limitation the City's repurchase options). x. Such waivers and releases shall survive repayment of the indebtedness and satisfaction of other obligations under the Facility. f. Provide that the Liens are deemed perfected without filing or recordation (without prejudice to the rights of the City to require filing and recordation). 8 Case 24 -11647 -MFW Doc 330-1 Filed 01/23/25 Page 11 of 22 Agreed SilverRock Development Company, LLC, RGC PA 789, LLC, SilverRock Lifestyle Residences, LLC, SilverRock Lodging, LLC, SilverRock Luxury Residences, LLC, and SilverRock Phase 1, LLC By: Name: Douglas Wilson Chief Restructuring Officer By: Name: Christopher Sontchi Independent Manager City of La Quinta By: -\� • Jon McMillen, City Manager Attest: By: (, / ,i%/yam:. Monika Ra`deva, City Clerk 12/11/2024 Approved as to form: By:William H. H. Ihrke, City Attorney 10 Talus La Quints 12.09.2024 DIP budget - 14 months C05910ENRIIaL SilverRock Phase I, LLC, SiNerRock Development Company, LLC, R6C PA 789, LLC SllverRock Luxury Residences, LLL, SiNerRock Lifestyle Residences, LLC SilvetRock Lodging, LLC Month 8 Inflows DIP funding Total Inflows Outflows Operational outflows: Rent - mockup room Rent - trailers & containers Rent - temp fencing Water - Mockup room Water - Dust control Electricity Finance/Accounting Management Finance/Accounting Support Consultant - Residential sales Insurance -D&0 Insurancelroperty Insurance - Mock up Room Payment & Performance Bond premium Property taxes(2024/2025) Escape Taxes Income Taxes - FTB Misc office expenses Appraisal - CME: Appraisal -RyS: Property Condition Report Site protection Site Management Site Management (August- November) Dust & erosion control Cost to Complete Cost Estimating Construction Clean-up Dust 6 Erosion Control Site Maintenance Costs Earthwork Repair (Allowance) Broker listing Claims Process Contingency ae ripn0n Lease renews in April 2025 FG5 Realty Advisor, LLC Post-petition (August- November 12, 2024) I. Ya miguchi Independent Manager & CRO Estimate (Due 12/10,4/10) (Due 12/10,4/10) 6 Entities Internet Estimate Proposed 10/14/2020 Proposed by Cumming (1508 a Engineer Costs) Security, Monitoring & Barricades See Project management Costs Tab Post-petition Costs - Site Management PM -10 & Water Truck Rental R.O. Olson: Updated as of 10/31 Sanitation Stations, Fuel, Tools & Equipment Grading and repair after rain/ weather event ILL Deposit 1 2024 4ueust 2 2024 remember 3 2024 October 250,000 325,000 250,000 325000 4 2024 November 5 2024 December 6 2025 taritiary 2025 Few 2,115,027 2,500,000 1,500,000 2,115,027 2,500,000 1,500,000 e 2025 March 9 2025 Aodl 1,250,000 1,250,000 4,100 4,100 4,100 4,100 4,100 4,100 4,100 4,100 4,300 29,218 29,218 29,218 29,218 29,218 29,218 29,218 29,218 29,218 10,363 10,363 10,363 10,363 10,363 10,363 10,363 10,363 10,363 100 100 100 100 100 100 100 100 100 750 750 750 750 750 750 750 750 750 2,155 2,155 2,155 2,155 2,155 2,155 2,155 2,155 2,155 31,500 31,500 31,500 31,500 31,500 31,500 31,500 31,500 13,039 13,039 13,039 13,039 - - - - 10,000 - - 10,000 10,000 10,000 10,000 - - 257,400 - - - - 2,611 33,278 4,800 1,299 1,299 1,299 1,299 • 4,264 4,384 4,264 4,384 20,000 20,000 20,000 20,000 4,192 4,192 4,192 4,192 750,000 286,651 27,395 385,187 27,656 1,299 1,299 1,299 1,299 1,299 30,000 45,000 100,000 - 4,264 4,384 20,000 20,003 4,192 4,192 100,000 4,264 20,000 4,192 55,000 328,522 328,522 3,890 10 2025 0/02 4,300 29,218 10,363 100 750 2,155 35,000 • 1,299 • 4,264 4,264 4,384 20,000 20,000 20,000 9,192 4,192 4,192 3,890 3,890 20,000 3,890 3,890 20,000 11 202s 4,300 29,218 10,363 100 750 2,155 12 2025 1,250,000 1,250,000 4,300 29,218 10,363 100 750 2,155 2,800 4,300 29,218 10,363 100 750 2,155 14 2025 Seolember 4,300 29,218 10,363 100 750 2,155 15 2025 October 1,500,000 1,500,000 4,300 29,218 10,363 100 750 2,155 16 2025 November 4,300 29,218 10,363 100 750 2,155 1,299 1,299 1,299 1,299 1,299 1,299 • 4,264 24030 4,192 4,264 4,264 20,000 20,000 4,264 20,000 4,192 4,192 4,192 • 3,890 3,890 20,000 12/10/2024 2:22 PM 4,300 29,218 10,363 100 750 2,155 004,446 299 4,264 4,264 4,264 20,000 20,000 20,000 0,192 4,192 4,192 3,890 3,890 3,890 3,890 3,890 20,000 - 20,000 - 250,000 250,000 75,000 - - 20% 31,374 24,220 26,196 76,660 118,293 175,071 24,390 28,366 18,106 42,130 16,106 20,666 16,106 20,106 16,106 20,106 16,106 Total operational outflows 188,243 145,320 157,176 459,960 1,273,801 1,050,424 896,341 170,197 521,480 252,781 96,637 123,997 96,637 120,637 96,637 120,637 501,084 MdW-L179TT-17Z asu0 0 O n Case 24 -11647 -MFW Doc 330-1 Filed 01/23/25 Page 15 of 22 Exhibit B Memorandum of Understanding SilverRock Development Company, LLC (" SDC" ), RGC PA 789, LLC, SilverRock Lifestyle Residences, LLC, SilverRock Lodging, LLC, SilverRock Luxury Residences, LLC, and SilverRock Phase 1, LLC (individually, a "Debtor" and collectively, the "Debtors") and The City of La Quinta, a California municipal corporation (the "City") hereby enter into this Memorandum of Understanding (" MOU") as of this 10th, day of December, 2024, with reference to the following recitals: WHEREAS, as more specifically described and detailed in that certain Declaration of Jon McMillen in Support of City of La Quinta's Opposition to Motion of Debtors Pursuant to Sections 105, 361, 362, 363, 364, and 507 of the Bankruptcy Code, Bankruptcy Rule 4001, and Local Rule 4001-2, for Interim and Final Orders (I) Authorizing Debtors to Obtain Postpetition Financing; (II) Granting DIP Lender Liens and Super -Priority Claims; (III) Scheduling a Final Hearing; and (IV) Granting Related Relief [Docket No. 67] (the "McMillen Declaration" ), the City and SDC entered into that certain Purchase, Sale, and Development Agreement dated November 19, 2014 (the "Original PSDA" ), as amended by Amendment No. 1, dated October 29, 2015, Amendment No. 2, dated April 18, 2017, Amendment No. 3, dated November 28, 2018, Amendment No. 4, dated October 12, 2021, and Amendment No. 5, dated November 16, 2023 (together, the "PSDA") and that certain Statutory Development Agreement, dated November 19, 2014, by and between SilverRock Development Company and City, adopted pursuant to California Government Code section 65864 et seq. and recorded in the Office of the Riverside County Official Records on December 18, 2014, as Document No. 2014-0484106 (the "Development Agreement") , which concern the purchase, sale and development of two luxury resort hotels with attached residences, appurtenant golf clubhouse and conference center, and other amenities formerly known as "SilverRock" and now referred to as "Talus" (the "Project" ); WHEREAS, as more specifically described and detailed in the McMillen Declaration, pursuant to the PSDA, the Development Agreement and related documents and instruments, the City transferred certain real property to SDC (the "Property" ); WHEREAS, on August 5, 2024 (the "Petition Date" ), the Debtors commenced chapter 11 cases, which have been administratively consolidated for procedural purposes only under Chapter 11 Case No. 24-11647 MFW (each case, a "Chapter 11 Case" and collectively, the "Chapter 11 Cases") in the United States Bankruptcy Court for the District of Delaware (the "Bankruptcy Court" ). The Debtors continue to operate their businesses and manage their properties as debtors - in -possession pursuant to sections 1107(a) and 1108 of the Bankruptcy Code; WHEREAS, on September 3, 2024, the Bankruptcy Court heard and denied Debtors' motion for an interim and permanent order for Debtor -In -Possession Financing (" DIP Financing") to be provided and serviced by non-party Serene Investment Management, LLC, based upon terms that were not acceptable to the Bankruptcy Court; thereafter, Debtors and the City negotiated a term sheet (" Interim Term Sheet") to provide interim funding pending resolution of the Chapter 11 Cases with proposed terms and conditions that, among other goals, addressed concerns raised by the Bankruptcy Court; 12 Case 24 -11647 -MFW Doc 330-1 Filed 01/23/25 Page 17 of 22 WHEREAS, in consideration of the DIP Financing described in the Term Sheet and the mutual agreements set forth herein, the Debtors and the City hereby agree as follows: 1. Communications. a. The parties shall maintain open and transparent communications regarding the sale process, the preparation of a plan and disclosure statement, the commencement of litigation, the Debtors' operations, conditions at the property and other material matters as may arise from time to time with respect to the Chapter 11 Cases. To the extent necessary or appropriate, the provision of information by one party to another may be subject to a customary non -disclosure agreement (" NDA") . All disputes pertaining to the designation of confidential material or to the enforceability of relevant NDA's shall be resolved by the Bankruptcy Court. To facilitate the orderly provision of information, the parties shall meet routinely with each other. b. The Debtors shall make a good faith effort (but are not required) to provide to the City a draft of all material motions and applications at least three (3) days prior to serving or filing such motion or application. In the event that the City raises a concern regarding any proposed motion or application, the Debtors shall attempt to address such concerns in good faith. c. Information Sharing. Upon a request by the City in writing (which may be by email), Debtors and CRO shall provide to the City all documents and information in their possession, custody or control that the City from time to time may request in writing regarding: the condition or value of the Debtors' assets; claims against Debtors; negotiations and communications with prospective purchaser and/or financers of the Debtors or their business; contracts between Debtors and third parties; transfers and payments made by Debtors; and dealings between Debtors and their insiders; cost to complete the project; appraisal reports; information regarding prospective purchasers (including without limitation their financial wherewithal and experience); purchase proposals, letters of intent and term sheets. Any request by the City shall be reasonable in scope, and shall describe the type of documents or information requested. Notwithstanding the foregoing, Debtors are not required to provide to the City any documents or information protected by the attorney-client privilege. 2. Sale of Property. a. Broker. The Debtors shall consult with the City regarding their selection of a broker, and the terms of employment of a broker, to be engaged with respect to the Debtors' proposed sale of the Property. The Debtors shall, at their sole discretion, include the City in communications with the selected broker. The City is authorized to have direct communications with the selected broker, but shall not communicate directly with the selected broker unless the Debtors are invited to or copied on such communications. 14 Case 24 -11647 -MFW Doc 330-1 Filed 01/23/25 Page 19 of 22 3. Plan and Disclosure Statement. a. Preparation of Plan and Disclosure Statement. If the sale transaction is consummated through a plan, the Debtors shall provide an initial draft of a plan and disclosure statement to the City at least two (2) weeks prior to filing. If the sale transaction is not consummated through a plan, the Debtors shall provide an initial draft plan and disclosure statement to the City at least five (5) business days prior to the filing. The Debtors shall attempt in good faith to provide drafts of material amendments and supplements at least five (5) business days prior to filing The City and the Debtors shall negotiate in good faith with respect to the Debtors' plan, disclosure statement and amendments and supplements. b. Contents of a Plan. The Debtors' plan shall contain terms and conditions consistent with this MOU and the Facility. c. Exclusivity. Effective upon entry of the Approval Order, the City hereby consents to a 120 -day extension of the exclusivity periods set forth in section 1121 of the Bankruptcy Code. The Debtors and the City reserve their respective rights with respect to further extensions and/or termination of exclusivity. d. Miscellaneous. i. Effectiveness. This MOU shall be effective upon entry of the Approval Order, an shall be of no force or effective if the Approval Order is disapproved by the Bankruptcy Court. ii. Reservation of Rights. Except as set forth in the Term Sheet, the Loan Documents, the Interim DIP Orders, the Approval Order or this MOU, the Debtors and the City reserve their respective rights and remedies. iii. Survival. Unless terminated as set forth below, this MOU shall survive repayment and satisfaction of Debtors' obligations and indebtedness under the Facility. iv. Termination. Upon the occurrence of an Event of Default under the Facility, the City may, but is not required to, terminate this MOU by written notice to the Debtors. v. Third Party Beneficiaries. This MOU is solely between the Debtors and the City, and no third party is an intended beneficiary hereof. vi. Defined Terms. Capitalized terms used in this MOU shall have the same meaning given to such terms in the Term Sheet. [signatures follow] 16 Case 24 -11647 -MFW Doc 330-1 Filed 01/23/25 Page 21 of 22 Agreed: SilverRock Development Company, LLC, RGC PA 789, LLC, SilverRock Lifestyle Residences, LLC, SilverRock Lodging, LLC, SilverRock Luxury Residences, LLC, and SilverRock Phase 1, LLC By: Name: Douglas Wilson Chief Restructuring Officer By: Name: Christopher Sontchi Independent Manager City of La Quinta By: Jon McMillen, City Manager Attest: By: 12/11/2024 Monika Rac`Ceva, City Clerk Approved as to form: By: AJ :.. . 4 William H. Ihrke, City Attorney 18 Case 24-11647-MFW Doc 330-2 Filed 01/23/25 Page 1 of 3 EXHIBIT 2 (Approved Budget) Talus La Quinti 12.09.2024 DIP budget - 14 months CONFIDENTI4L SilverRock Phase 1, LOC, S(Nerflock Development Company, LLC, RGC PA 789,11C 511ver8ock Luxury Residences, LLC, 5INerRock Lifestyle Residences, LLC SilverRack Lodging, LLC Month 0 Restructuring outflows Professional fees Professional fees Professional fees Professional Fees Professional fees Total Restructuring outflows descd0tl0n Legal -131( restructuring CRO- B1( restructuring Independent Manager Legal- Independent Manager Trustee fees (Ties to Line 85) NET CASH FLOW CUMULATIVE OUTFLOWS: Cash requirement Beginning balance Net cash flow Ending cash balance DIP Fadlity Beginning balance Interest/Origination feinieeft fees Interest payment DIP financing -funding Ending balance 12/10/2024 2:22 PM 1 2024 August 2 2024 September 3 2024 Oa_ber 4 2024 November 5 2024 December 6 2025 ( .,..um ) 2025 Februe22 8 2025 March 9 2025 Js dl 10 2025 My 11 2025 lune 12 2025 It 13 2025 Auaurt 14 2025 110mber 15 2025 October 16 2025 17 2025 D- -ub- . s - - 110,000 110,000 110,000 110,000 110,000 110,000 110,000 110,000 110,000 110,000 110,000 110,000 110,000 110,000 110,000 - - 85,000 75,000 75,000 75,000 75,000 75,000 75,000 75,000 75,000 75,000 75,000 75,000 75,000 75,000 75000 - - - 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 60,000 00,000 60,000 • - - 75,000 75,000 50,000 25,000 25,000 25,000 50,000 50,000 25,000 25,000 25,000 25,000 25,000 25,000 - 1,334- - 21,807 - - 23,616 - - 13,847 - - 9,210 - - 12,227 - 1,334 195,000 320,000 341,807 295,000 270,000 293,616 270,000 295,000 308,847 270,000 270,000 279,210 270,000 270,000 282,227 ,. : afs'... ` a3N'C'e.. w.:..,'irr 5..'3.. 0' 2....: , , . .i;._.. - u . . ..t. ...... .. . L=' .-. ... Yom{ ..•: ,+.:=..z. -o (188,243) 103,346 (27,176) (779,960) 499,419 1,154,576 333,659 (463,813) 458,520 (547,781(00 (405,484) 856,003 (366,637) (399,847) 1,133,363 (390,637) (783 311) 188,243 334,897 687,073 1,467,033 3,082,641 4,428,065 5,594,406 6,058,219 6,849,699 7,397,480 7,802,965 8,196,962 8,563,599 8,963,446 9,330,063 9,720,721 10,504,01 %vvi - (188,243) )84,897) (112,073) (892,033) (392,614) 761,962 1,095,621 631,808 1,090,328 502,54) 137,062 993,065 626,428 226,581 1,359,944 969,306 (188,243) 103,346 (27,176) (779,960) 499,419 1,154,576 333,659 (463,813) 458,520 (547,781) 1405,484) 856,003 (366,637) (399,847) 1,133,363 (390,637) (783,311) (188,243) (84,897) (112,073) (892,033) (392,614) 761,962 1,095,621 631,808 1,090,328 542,547 137,062 993,065 626,428 226,581 1,359,944 969,306 185,996 - - 250,000 575,000 575,000 3,000,000 5,500,000 7,000,000 7,000,000 8,250,000 8,250,000 8,250,000 9,500,000 9,500,000 9,500,000 11,000,000 11,000000 - zso,ogo 325,000 - 2,425,000 2,500,000 1,500,000 1,250,000 - 1,250,000 - 1,500,000 - 250,000 575,000 575,000 3,000,000 5,500,000 7,000,000 7,000,000 8,250,000 8,250,000 8,250,000 9,500,000 9,500,000 9,500,000 11,000,000 11,000,000 11,000,000 '-:. if s°i . i°s• MJW-L179TT-tZ aseo 0 O n W O N SZ/£Z/TO POI!d V (.0 •V GJ 0 H4 CJ Case 24 -11647 -MFW Doc 330-3 Filed 01/23/25 Page 2 of 3 Exhibit 3 to Final DIP Financing Order 1. The extent of the DIP Lender's priming under Section 364(d) of the Bankruptcy Code with respect to the parcels of real property specified in this paragraph 1 shall be limited to $1,000,000. The parcels subject to this paragraph 1, are: a. 777-510-001 Leasehold Interest b. 777-510-002 Leasehold Interest c. 777-510-003 Leasehold Interest d. 777-510-004 Leasehold Interest e. 777-510-005 Leasehold Interest f. 777-510-006 g. 777-510-007 h. 777-510-008 i. 777-510-009 Leasehold Interest j. 777-510-010 Leasehold Interest k. 777-510-011 Leasehold Interest 1. 777-510-012 Leasehold Interest m. 777-510-013 n. 777-510-014 o. 777-510-015 Leasehold Interest p. 777-510-016 Leasehold Interest q. 777-520-001 r. 777-520-002 Leasehold Interest s. 777-520-003 Leasehold Interest t. 777-520-004 u. 777-520-005 v. 777-520-006 w. 777-520-007 x. 777-520-008 y. 777-520-009 z. 777-520-010 aa. 777-520-011 Leasehold Interest bb. 777-520-012 Leasehold Interest cc. 777-520-013 Leasehold Interest 2. The extent of the DIP Lender's priming under Section 364(d) of the Bankruptcy Code with respect to the parcels of real property specified in and subject to this paragraph 2 ("Planning Area 7,8,9") shall be limited to $7,000,000, i.e., approximately 58% of the total DIP Credit Facility. The Debtors and the DIP Lender stipulate and agree that the disproportionate amount of priming with respect to Planning Area 7,8,9 (when compared to the percentage of these parcels to the estates' total parcels' in both size and value) is appropriate because, among other reasons: (a) Planning Area 7,8,9 is comprised of some of the most valuable parcels included in the DIP Collateral; and (b) there exists a substantial equity cushion in favor of the holder of the first deed of trust on the parcels comprising Planning Area 7,8,9, even taking into account the DIP Lender's $7 million priming lien.; and (c) the equity cushion in favor of the holder of the first deed of trust on the Planning Area 7,8,9 parcels is greater than the aggregate equity cushion, if any, of the holders of the first trust deeds on the estates' other parcels combined. Planning Area 7,8,9 is comprised of: