2002 09 18 IAB Minutes MISSINGREPORT/INFORMATIONAL ITEM: I5
INVESTMENT ADVISORY BOARD
Meeting
September 18, 2002
CALL TO ORDER
Regular meeting of the La Quinta Investment Advisory Board was called to order at the
hour of 5:30 P.M. by Chairman Mahfoud, followed by the Pledge of Allegiance.
PRESENT: Board Members Moulin, Lewis, Olander, Mortenson and
Chairman Mahfoud
ABSENT: Board Members Osborne and Felice
OTHERS PRESENT: John Falconer, Finance Director and Vianka Orrantia,
Secretary
II PUBLIC COMMENTS - None
III CONFIRMATION OF AGENDA — (This is the time set aside for public comment
on any matter not scheduled on the agenda.)
Mr. Falconer advised Board that the two handouts were informational items
only. The first handout was a Memorandum from the City Attorney, Kathy
Jenson, which is being distributed, to all Boards and Commissions regarding the
Campaign Contributions limitations.
In response ' to Chairman Mahfoud, Mr. Falconer advised the Board that the
second handout was a summary of the September 12' LAIF Conference, and
that Chairman Mahfoud and Board Member Olander attended the conference
and may want to discuss the conference under Board Member Items.
IV CONSENT CALENDAR
Approval of Minutes of Meeting on July 10, 2002 for the Investment Advisory
Board.
MOTION - It was moved by Board Members Moulin/Lewis to approve the
Minutes of July 10, 2002. Motion carried unanimously.
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Investment Advisory Board
Minutes
September 18, 2002
V BUSINESS SESSION
A. Transmittal of Treasury Report for June and July 2002
Mr. Falconer advised the Board that the City was over the limit in
Mutual Funds in the June Report, therefore the City is required to
report this exception. On page 002 of the June Report this exception
was documented along with the actions that were taken to correct it
and dated as to when this was completed. Mr. Falconer advised the
Board of the written action which stated that as of June 30, 2002,
the City was over the limit in Mutual Funds and on the first available
day, which was July 3rd, Staff invested $30 million in U.S. Treasury
Bills from a recently completed bond issue to correct this exception.
Mr. Falconer also advised the Board that in the month of June that
there was a great deal of activity, due to the purchase of the Ranch
Property, money going out (which was purchased the third week of
June) and also the receipt of the bond proceeds, money coming in,
which left a net affect with a decrease of $9 million in the City
portfolio. In response to Chairman Mahfoud, Mr. Falconer advised the
Board that the effective bond rate yield was a little over 5 %. Mr.
Falconer stated in retrospect that he should have directed U.S. Bank,
the custodian, to invest the proceeds directly into U.S. Treasury Bills
rather into money market funds.
Board Member Mortenson asked the Board if there was another
alternative to the current money market that the City is currently
invested in, he felt that rate at 1 % was quite low. Mr. Falconer
replied that the rates are even lower. Mr. Falconer also stated that
there are other state approved money market funds through Wells
Fargo, and the Investment Advisory Board felt that the treasury money
market fund was the most prudent for the City.
Board Member Mortenson commented to the Board that the
management fees paid at 40 basis points for the money market funds
seemed high and recommended possibly checking into a fund that
pays a lower management fee and a higher rate. Mr. Falconer stated
that current market funds are the ones that U.S. Bank currently
carries. In response to Board Member Olander, Mr. Falconer confirmed
the average weighted maturity currently is at 132 days.
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Investment Advisory Board
Minutes
September 18, 2002
Board Member Mortenson asked the Board if the LAIF Pool .34 of 1 %
reflected on page 008, if this was an annualized rate? Mr. Falconer
replied that this rate is adjusted every quarter.
Mr. Falconer advised that Board that on page 012, of the July report,
the maximums reflected represent the previous year's maximums and
not the current year, increasing the amounts from $3 million to $5
million (except Sallie Mae) and the ability to extend from two to five
years. Mr. Falconer advised the Board that Staff is not recommending
investing over two years at this time. These maximums will be
reflected in the August report.
MOTION — It was moved by Board Members Lewis/Olander to review,
received and file the Treasurer's Report for June and July 2002.
Motion carried unanimously.
VI CORRESONDENCE AND WRITTEN MATERIAL
A. Month End Cash Report - August 2002
Mr. Falconer advised the Board that the handout included with the
Month End Cash Report was for informational purposes and to review
the County's current investments. General discussion ensued by the
Board regarding the County's investments in GSE's.
In response to Board Member Mortenson, Mr. Falconer explained the
Month End Cash Report is generated due to the delay in generating the
complete Treasurers Report.
Noted and Filed
B. Pooled Money Investment Report for June and July 2002.
In response to Board Member Lewis, Mr. Falconer commented that
most people stay invested in LAIF as rates decline, and leave as rates
begin to pick up. LAIF is used mainly as a short-term "vehicle."
Noted and Filed
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Investment Advisory Board
Minutes
September 18, 2002
VII BOARD MEMBER ITEMS
LAIF Conference
Chairman Mahfoud advised the Board that LAIF is handled by 15 to 20 State
employees. Board Member Olander advised the Board that on an average
day about $800 million is invested and is done in about an hour and a half.
In response to Board Member Moulin, Mr. Falconer advised the Board,
that in the Orange County situation, they had a run on their pool based on
their cash flow strategy, and that LAIF would have adequate funds to cover
any withdrawals. Mr. Falconer also advised the Board that LAIF has a buy
and hold strategy and that LAIF does not time the market or sell before
maturity. In response to Chairman Mahfoud's question, Mr. Bill Sherwood of
LAIF stated that in the 30 years the Chief Investment Officer has been
employed at LAIF, they have never had a loss. Mr. Falconer advised the
Board that included in the handouts, there is a chart that refers to their
maturities in million of dollars and the number of days they will come due.
LAIF has a short-term investment strategy and is not subject to market risk.
Mr. Falconer also advised the Board that during one of the conference
presentations, they stressed that LAIF participants benefit from the fact that
they are included with the general and state funds that are required by
statute to be invested with the State Treasurer.
Other benefits offered in the investment of LAIF are same day liquidity and
the benefit of five-year investments. Also emphasized at the presentation
was that 43% of the money (which represents LAIF) is due within 90 days.
Chairman Mahfoud emphasized to the Board that the State Employees are
very highly conservative in managing their portfolio. Chairman Mahfoud
advised the Board that the LAIF funds are trust funds and are not touchable
by politicians. There are two other types of funds that are borrowed against,
the surplus and the general funds. There are five different groups that audit
each transaction each day. Board Member Olander suggested to the Board
that the LAIF percentage would be increased for next year's policy and to
give staff more flexibility with other types of investments, due to the
diminishment of other products.
Board Member Lewis stated that he was not comfortable that LAIF invests in
time deposits with local banks and mortgage backed products.
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Investment Advisory Board September 18, 2002
Minutes
Other Handout
Mr. Falconer suggested to the Board that the memo handout on FNMA and
Freddie Mac be added to the December Agenda for further discussion and
consideration with other investment options.
VII ADJOURNMENT
MOTION - It was moved by Board Members' Lewis/Moulin to adjourn the
meeting at 6:30 p.m. Motion carried unanimously.
ZSubfitted by
Vianka Orrantia
Secretary
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