2005 02 09 IAB MinutesREPORT/INFORMATIONAL ITEM:
INVESTMENT ADVISORY BOARD
Meeting
February 9, 2005
CALL TO ORDER
Regular meeting of the La Quinta Investment Advisory Board was called to order at the
hour of 5:30 P.M. by Vice Chairman Mahfoud, followed by the Pledge of Allegiance.
PRESENT: Board Members Mahfoud Olander, Moulin and Deniel,
Chairman Lewis (5:55)
ABSENT: None
OTHERS PRESENT: John Falconer, Finance Director; Vianka Orrantia, Secretary
11 PUBLIC COMMENTS - None
III CONFIRMATION OF AGENDA — (This is the time set aside for public comment
on any matter not scheduled on the agenda.)
IV CONSENT CALENDAR
A. Approval of Minutes of Meeting on January 12, 2005 for the Investment
Advisory Board.
Board Member Moulin stated to the Board that the following correction
should be made to page 1, last paragraph, third sentence:
Guidelines stated by the Attorney General's opinion are followed, there
vvM need to be a change in the ordinance;
Board Member Moulin asked the .Board and Staff to clarify "2003
taxable"mentioned on page 2, last paragraph, third sentence. Mr.
Falconer clarified for the Board that this was in reference to a bond.
Board Member Moulin stated to the Board that on page 5, under Board
Member Items, first sentence should be clarified as to what was said and
should read:
and feels Fannie Mae is a sueees.Sfi. 1 11 RF c %ApeFstill an
MOTION - Itwas moved by Board Members Moulin/Olander to approve the
Minutes of January 12, 2005 as amended. Motion carried unanimously.
Investment Advisory Board February 9, 2005
Minutes
V BUSINESS SESSION
A. Transmittal of Treasury Report for December 2004
Mr. Falconer commented to the Board that on page 3, upon reviewing
the annualized earning rates that the fiscal agent investment rates
were slightly higher than the pooled cash rates, with the reinvestments
of a large portion of the portfolio in the months of January and
February the pooled cash dollar amount should begin to rise. Mr.
Falconer stated that he previously reported the City would meet the
six month Treasury bill but due to the continued rise in Treasury bill
rates, this might not be possible at this time.
General comments were made by the Board regarding the current rise
in the interest rates.
MOTION — It was moved by Board Members Olander/Moulin to review,
receive and file the Treasurer's Report December 2004. Motion
carried unanimously.
B. Request for Proposal for Portfolio Manager
Mr. Falconer stated to the Board that the items shaded in the RFP
needed the Board's input and the bullet points also will need to be
addressed. In response to Board Member Deniel Mr. Falconer
advised the Board that the template used for the draft RFP was the
one received from California Debt Investment Advisory Committee.
The Board suggested the following changes be made to the Draft
Request for proposal, Page 1, Item I. Criteria for Evaluation and
Selection:
Remove percentages that are listed.
This section defines how the proposal, will be judged. Sample criteria
and weightings includes the following:
List the criteria as follows:
1. Experience of the firm in providing services to public sector entities
of similar size and with similar investment objectives.
2. Professional experience and qualifications of the individuals
assigned to the account.
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Investment Advisory Board
Minutes
February 9, 2005
3. Portfolio management resources, investment philosophy and
approach.
4. Responsiveness to the RFP, communicating an understanding of
the overall program and services required.
5. Reporting capabilities,
6. Fees
Board Member Deniel stated to the Board that the portfolio manager
will need to be given a potential size of the portfolio and a designated
time frame, as example: six months or a year. Board Member Mahfoud
stated to the Board that this will need to be decided by the Treasurer
and the Treasurer will need to research the amount given to the
portfolio manager.
In response to Board Member Mahfoud, Board Member Deniel stated
to the Board that this should be set up as a discretionary account.
Board Member Moulin advised the Board that a consensus was taken
at the previous. meeting and it was agreed that the account should be
a discretionary account.
The Board discussed the length of maturity. Board Member Moulin
suggested to the Board that the maturity be over two years not more
than five years. Board Member Moulin asked the Board if the City
could invest beyond five years. Mr. Falconer stated that the state
code is five years and if the City decided to go beyond five years this
would need Council approval. Board Member Deniel stated that LAIF
goes beyond five years. Chairman Lewis stated that LAIF is not a City.
Board continued to discuss how long the portfolio would be allowed to
be invested. Chairman Lewis advised the Board that the length of
maturity should be up to five years.
The next issue discussed by the Board was the types .of investments.
Chairman Lewis stated to the Board that the investments should be
somewhere between the investment policy and government code, the
government code would make more sense. The Board could pull out
the ones that are not allowed under City policy, thus making a two tier
policy listing allowable and unallowable investments. Mr. Falconer
advised the Board as an example page three of the Treasurer's Report
list the different investments and credit quality, which are some
standards of the government codes. Board Member Deniel suggested
starting out with those investments allowed under the government
code and cross out the ones that the Board does not want listed.
Chairman Lewis concurred.
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Investment Advisory Board
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February 9, 2005
Board Member Deniel suggested the following wording on page two,
item A-5:
Board Member Deniel suggested that item A-4, that the ending should
read:
litigation involving your organization, any officer, or employee at any
timer��sl�ars. Board concurred.
Board Member Deniel asked the Board on page three, Item B-4, which
reads: Describe your firm's compensation policies for investment
professionals, what is the City asking? General discussion ensued by
the Board regarding Item B-4 and the Board agreed to add the
following:
Describe your firm's compensation policies for investment
p rofessionalsoffil .4
Chairman Lewis suggested that the table that was going to be placed
in item A-5 be removed and merged with Section C-1 & C2.
Board Member Deniel asked Staff to clarify the columns listed on page
3 Item C-3, operating funds and other funds. Mr. Falconer stated that
a good example is pooled cash; these are operating funds vs. the
physical agent cash, which are bond funds. Board Member Denial
stated that a Portfolio Manager would not break down the funds this
way. Mr. Falconer stated that the Portfolio Manager will need to
comply with the bond indenture. Board Member Deniel suggested
they be called indenture funds or restricted funds. Chairman Lewis
advised the Board that the people that will be submitting proposals to
the RFP will be familiar with fund accounting for cities. Chairman
Lewis also advised the Board that bond funds are very restrictive.
Board Member Deniel suggested that the columns be labeled:
Operating Funds and Other Restrictive Funds, omitting the word
specify.
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Investment Advisory Board
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Mr. Falconer asked the Board if item C-3 would be for government
clients or for everyone, due to the different risks for each individual
client. The Board suggested the following wording for Item C-3 read:
List in the following table the percentage by market value of aggregate
assets under W. under management for your
latest reporting period:
It was suggested by the Board that page five, item C-5, read:
Provide data on account/asset growth over the past three 0, years.
Indicate the number of 00" accounts gained and the number of
aoverrrriM accounts lost.
Also item C-6 should read:
List your five largest clients.
Board Member Moulin asked if the Board thought this might be too
restrictive, there might be some firms that have few governmental
clients. Chairman Lewis stated that they would like to see those firms
that deal with governmental agencies.
Board Member Moulin asked the Board to clarify ADV listed in item
seven. Chairman Lewis replied that this is basically a firms "report
card." Board Member Deniel added that this is a registration with the
State of California. Chairman Lewis stated that this is filed with the
FCC.
Mr. Falconer asked the Board on C-9, if they wanted to add the word
discretionary. Board felt that this was not needed.
Mr. Falconer also asked the Board if they wanted the firms to answer
the questions in the space provided. The Board suggested that the
firms be given a list of questions and answer each question with the
number and question titled on a separate piece of paper following with
their answer.
Board Member Deniel stated to the Board that page four, item D-3, she
felt that firms might not answer this question. The Board suggested
eliminating the examples from the question.
The Board felt that question D-5 was not necessary and this question
could be deleted from the RFP.
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Investment Advisory Board
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Chairman Lewis suggested to the Board that item D-9, second
sentence read: What types of teehnieel analysis do you use? The
Board also suggested that the first sentence in item D-9 be changed to
read:
Describe your research capabilities as they would pertain to the
governmental accounts .
Board Member Deniel stated that the same change would need to be
made to item D-6 and should read:
Monitor credits on an ongoing basis, and report credit to governmental
accounts Gity of La euinta, GA.
The Board discussed if item E-1 needed to specify who would be
responsible for portfolio and it was concluded by Board that item E-1
stay as is.
Board Member Deniel asked the Board to clarify item F-4. Mr.
Falconer replied that F-4 does not apply and can be eliminated. It was
the Board's conclusion that item F-5 could also be eliminated.
Mr. Falconer advised the Board that the only other additional expenses
that might be incurred by the City, if the City had to use an additional
Trustee, the existing Trustee could still be used. Some of the
investments might go from one account into the other and there might
be a minimal amount charged by the second Trustee.
Board Member Deniel informed the Board that item G-2, where it has
(AMIR) standards, this has been renamed from AMIR to CFA (Charted
Financial Analysis) Institute, and this should be included as well.
Board Member Moulin stated to the Board that he was not sure what
was being asked in item G-3. The state of California should be
specified in item G-3 therefore should read:
Do your reports conform to California State reporting standards?
Board Member Mahfoud suggested the following change to G-2:
'� 4��' �
Please provide11101.
for the past five years for current accounts
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Investment Advisory Board
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comprised of securities with maturities quualfty Und seetdaub* i
agen�#i�n�snitic� similar to those of City of La
Quinta, CA.
Mr. Falconer proposed to the Board that a redline draft be drafted and
brought back to the next scheduled meeting for Board's review.
MOTION -. It was moved by Board Members Moulin/Deniel to continue
the review of the request for proposal for portfolio manager. Motion
carried unanimously.
C. Consideration of Fiscal Year 2005/06 Investment Policies
Chairman Lewis asked the Board if they had any major changes that
needed to be addressed to the upcoming year's Investment Policy,
(i.e. investment criteria changes, maturity changes, portfolio changes,
etc...)
In response to Board Member Mahfoud, Chairman Lewis clarified for
the Board other alternative investments.
Board Member Moulin stated to the Board that the only change that
might be made to the Investment Policy for the upcoming fiscal year
would be the addition of a portfolio manager.
General discussion ensued among the Board as to whether or not
Council has authorized the use of a portfolio manager. Chairman
Lewis advised the Board that they will need to work on the wording
and language and the process needed so that it can be added into the
policy.
Chairman Lewis advised the Board that the other items that might
need to be addressed are the maturity limits and the ongoing
monitoring of GSE's.
Board Member Deniel suggested to the Board that each individual
Board Member take the Investment Policy and review it, at the next
scheduled meeting address any changes and/or suggestions to the
policy. Chairman Lewis advised the Board that in the past the Board
reviews the policy page by paged during the Board meeting.
Chairman Lewis proceeded to review the investment policy. Chairman
Lewis advised the Board that Item V. Maximum Maturities, the
language for the Portfolio Manager will need to be added. Board
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Investment Advisory Board
Minutes
February 9, 2005
Member Moulin suggested to the Board that a summary page in
reference to the Portfolio Manager be included in a separate section of
the Investment Policy, with the suggested wording, "this is the policy
and if the City engages a Portfolio Manager the following changes and
limitations are in place. Chairman Lewis added, "or following the
exception to the policy." Chairman Lewis concurred with Board
Member Moulin by adding a summary section within the policy rather
than incorporate into the language at this time. Chairman Lewis
advised the Board with this being said there is one exception, Section
VII. Delegation of Authority, the Portfolio Manager will need to be
mentioned. Board Member Moulin asked the Board to review the
handout he felt that this could be the basis for section VII.
Chairman Lewis advised the Board of the three areas that should be
reviewed, section VII, (suggested handout from Board Member),
section V, Maximum Maturities and Section X, Authorized
Investments, these areas of the existing policy that will need to be
discussed, with a change to new section IXX. Chairman Lewis
suggested the following changes:
+XX- XX. Investment Advisory Board — City of La Quinta
X-X XXI. Investment Policy Adoption
There will be a new section IXX in reference to the Professional
Portfolio Manager. Mr. Falconer advised the Board that Staff will draft
a new section IXX and include items previously discussed.
Chairman Lewis advised the Board that benchmark should be reviewed
every year to make sure it's relevant to what the Board is trying to
do.
MOTION - It was moved by Board Members Moulin/Olander to continue
the review of the Fiscal 2005/06 Investment Policies. Motion carried
unanimously.
VI CORRESONDENCE AND WRITTEN MATERIAL
A. Month End Cash Report - December 2004
Noted and Filed
B. Pooled Money Investment Board Report — October 2004
Noted and Filed
Investment Advisory Board
Minutes
February 9, 2005
V11 BOARD MEMBER ITEMS
VIII ADJOURNMENT
MOTION - It was moved by Board Members Olander/Moulin to adjourn the
meeting at 7:08 p.m. Motion carried unanimously.
Subm' ed by,
Vianka Orrantia
Secretary
NEXT MEETING MARCH 9, 2005
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