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BRES2019-0541- PERMIT #Qf PLAN LOCATION: Project Address: D� Project Description: Pool, Remodel, Add't, Elect, Plumb, Mech APN #: IlU r,'l-�p►��(, ySID6(`�C� N1rl1J Applicant Name: Mccl key owm--s ITN A*�21-3o ` City, ST, Telephone: Email: YVIC.� �lJl�LpFsl(s►�CG��IL C��`" Valuation of Project $ . Contractor Name: A New SFD Construction: Address: Conditioned Space 7r SF City, St, Zip Garage I I SF Telephone: Patio/Porch SF Email: Fire Sprinklers SF State Lic: — City Bus Lic: Arch/Eng Name: S Vqe A5 f '�) L Construction Type: Occupancy: Address: Grading: City, St, Zip Telephone: Bedrooms: Stories: # Units: Email: State Lic: City Bus Lic: Property Owner's Name: 7t—.-5tr VA-N t>r-2 Wl:— New Commercial / Tenant Improvements: Address: _ I� I 'bh101- Die , Total Building SF City, ST, Zip (liVa10 CA cV,1ZQ \ Construction Type: Occupancy: Telephone: _= Email: 78495 CALLE TAMPICO LA QU I NTA, CA 92253 760-777-7000 I Design and Development Department - Building Division 78-495 Calle Tampico, La Quinta, CA 92253 PH: (760) 777-7125 Fax: (760) 777-7011 Website: www.la-quinta.org DEFERRED TRUSS SUBMITTAL FORM Date: 11 /'LEI 1� Application Number:2d1ai Project Street Address: - o's-H 1 Applicant�Architect or[] Contractor of Project (Please check appropriate box) Policy Conditions: 1. Limited to Custom residential pre -fabricated wood trussed roof projects on a case by case basis; 2. This form will be completed and submitted to the Building Division for approval prior to the Second submittal, ** The approved form will be submitted as part of the second submittal package; 3. Deferred Truss Submittal will consist of two sets wet stamped Truss Calculations, Roof Layout and Engineer of Record's Acceptance stamp or letter; 4. Review timeframe is 10 working days; 5. Service Fee of plan review and processing based on actual hourly cost of plans examiner, structural consultant, permit technician (payment required at the time of pickup of approved truss calculations; 6. The deferred truss submittal review and approval will be required prior to a foundation / footing inspection (no exceptions). 7. The approved "JOB" Copy of Truss Calculations is required to be onsite at the time of inspection. Print name: AZD2(w lid Signature: By singing t ' Ipp Ican es and agrees to all conditions and requirements. Approved By: a Title —Date:Q "Note to Permit Technician: Do Not Accept submittal without Approval of Form. 78-495 Calle Tampico I La Quinta I California 92253 1 760.777.7000 i www.La-Quinta.org PRINT RECORDING REQUESTED BY: Fidelity National Title Insurance Company AND WHEN RECORDED MAIL TO: Jesse Van Der Werf Danielle Van Der Werf 61236 Range Road 231 Sherman Park, AB Canada TOB 1K7 Order No.: 30023627 Escrow No.: FS2724 A.P.N.: 767-700-016-1, 767-700-016.2, TRA: 020-205 2019-0053740 02/15/2019 03:54 PM Fee: $ 17.00 r'ige I of 2 Recorded in Official Records County of Riverside Peter Aldana Assessor -County Clerk -Recorder T,a,,rtallIII ' n0 W SPACE ABOVE GRANT DEED LINE IS FOR RECORDER'S USE THE UNDERSIGNED GRANTOR(S) DECLARE(S) DOCUMENTARY TRANSFER TAX IS $ Z�S85 , oo [ X ] computed on full value of property conveyed, or [ ] computed on full value less value of liens or encumbrances remaining at time of sale. [ ] unincorporated area [ X ] City of La Quinta FOR A VALUABLE CONSIDERATION, receipt of which is hereby acknowledged, Laura Forsythe Wasllenkoff, Trustee of The Laura Forsythe Wasllenkoff 2013 Revocable Trust dated June 24, 2013 hereby GRANT(S) to Jesse Allan Van Der Werf and Danielle Nicole Van Der Werf, Husband and Wife as Joint Tenants the following described real property in the County of Riverside, State of California See Exhibit "A" attached hereto and made a part hereof. Commonly known as: 53405 and 63446 Humboldt Boulevard, Lots 63B and 64B , La Quinta, CA 92253 Dated: January 7, 2019 A notary public or other officer completing this certificate verifies only the Identity of the individual who signed the document to which this certificate Is attached, and not the truthfulness, accuracy, or validity of that document. STATE OF 2 t b& rLk_0 COUNTY OF PjLA On a-b1 before me, a notary public, person Ily ap ear d who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) Is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the Instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the Instrument. The Laura Forsythe Wasilenkoff 2013 Revocable Trust dated n } SS. B , aura sythe Wasilenko , Trustee RECEIVED DEC 23 2019 CITY OF LA QUINTA DESIGN AND DEVELOPMENT DEPARTMENT 1 certify under PENALTY OF PERJURY under the laws of the L'ISSA L. VATTER State of California that the foregoing is true and +G�MM. # *,CALIFORNIA4 g g I NOTARY",p,;V I •;CALI correct. R11 � 0 b6uNTy Commission its Ff. 6, 2021 WITNESS my hand and official seal. Signature (Seal) (This area for official notary seal) Y MAIL TAX STATEMENTS AS DIRECTED ABOVE a PRELIMINARY REPORT Fidelity National Title Company Your Reference: FS2674 OrderNo.: 989-30023627-LDI EXHIBIT A LEGAL DESCRIPTION THE LAND REFERRED TO HEREIN BELOW IS SITUATED LA QUINTA IN THE COUNTY OF RIVERSIDE, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: PARCELI: LOTS 63 AND 64 OF TRACT NO, 33076-2, IN TIIE CITY OF LA QUINTA, AS SHOWN BY MAP ON FILE IN BOOK 393, PAGE(S) 61 THROUGH 80, INCLUSIVE OF MAPS IN THE OFFICE OF THE COUNTY RECORDER OF RIVERSIDE COUNTY, CALIFORNIA, AND AS AMENDED IN THAT CERTAIN CERTIFICATE OF CORRECTION, RECORDED ON MAY 4, 2010, AS INSTRUMENT NO 2010-0204536 OF OFFICIAL RECORDS PARCEL 2; NONEXCLUSIVE EASEMENTS FOR ACCESS, INGRESS, EGRESS, DRAINAGE, MAINTENANCE, REPAIRS AND FOR OTHER PURPOSES, ALL AS DESCRIBED IN THE DECLARATION RECORDED SEPTEMBER 13, 2005, INSTRUMENT NO.2005-0754387, OFFICIAL RECORDS. APN: 767-700-015-1,767-700-016-2 CLTA Preliminary Report Form — Modified (11/17/06) Page 3 f N L, FNTGoCI IICAGO TITI I/�, Fidelity Yational'ritle •BUILDER SERVICESCorrinrornnrealth' 4210 Riverwalk Parkway, Suite 100 Riverside, CA 92505 Phone: (951) 710-5941 Fax: (951) 710-5955 Issuing Policies of Fidelity National Title Insurance Company Title Officer: Lori Duhart (BS/IE) Order No.: 989-30023627-LD ] Escrow Officer: Builder Services OAC TO: RECEIVED The Madison Club 52050 Meriwether Way La Quinta, CA 92253 DEC 2 3 2019 ATTN:.Lisa Barrett CITY Q� �� D YOUR REFERENCE: INTA PROPERTY ADDRESS: Vacant Lots 63 & 64 of Tract 33076-2, La QuiDnta, CAAND DEVELOPMENT DEPARTMENT PRELIMINARY REPORT In response to the application for a policy of title insurance referenced herein, Fidelity National Title Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liabilityfor certain coverages are also set forth in Attachment One. Copies of the policy forms should be read. They are available from the office which issued this report. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. The policy(s) of title insurance to be issued hereunder will be policy(s) of Fidelity National Title Insurance Company, a Florida Corporation. Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. Countersigned by: Authorized Signature CLTA Preliminary Report Form —Modified (11/17/06) Page 1 9 FNTG `IIICAGUTITL[ Fidelity National'fide BUILDER SERVICES Cotrunonvftatth" EFFECTIVE DATE: ORDER NO.: 989-30023627-LD1 PRELIMINARY REPORT December 21, 2018 at 7:30 a.m. The form of policy or policies of title insurance contemplated by this report is: CLTA Standard Coverage Policy (04-08-14) 4210 Riverwalk Parkway, Suite 100 Riverside, CA 92505 Phone: (951) 710-5941 Fax: (951) 710-5955 THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED BY THIS REPORT IS: A Fee as to Parcel(s) I Easement(s) more fully described below as to Parcel(s) 2 TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN: Laura Forsythe Wasilenkoff, Trustee of The Laura Forsythe Wasilenkoff 2013 Revocable Trust dated June 24, 2013 THE LAND REFERRED TO IN THIS REPORT IS DESCRIBED AS FOLLOWS: See Exhibit A attached hereto and made a part hereof. CLTA Preliminary Report Form — Modified (11/17/06) Page 2 PRELIMINARY REPORT Your Reference: FS2674 EXHIBIT A LEGAL DESCRIPTION Fidelity National Title Company Order No.: 989-30023627-LD I THE LAND REFERRED TO HEREIN BELOW IS SITUATED LA QUINTA IN THE COUNTY OF RIVERSIDE, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: PARCEL L LOTS 63 AND 64 OF TRACT NO. 33076-2, IN THE CITY OF LA QUINTA, AS SHOWN BY MAP ON FILE IN BOOK 393, PAGE(S) 61 THROUGH 80, INCLUSIVE OF MAPS IN THE OFFICE OF THE COUNTY RECORDER OF RIVERSIDE COUNTY, CALIFORNIA, AND AS AMENDED IN THAT CERTAIN CERTIFICATE OF CORRECTION, RECORDED ON MAY 4, 2010, AS INSTRUMENT NO 2010-0204536 OF OFFICIAL RECORDS. PARCEL 2: NONEXCLUSIVE EASEMENTS FOR ACCESS, INGRESS, EGRESS, DRAINAGE, MAINTENANCE, REPAIRS AND FOR OTHER PURPOSES, ALL AS DESCRIBED IN THE DECLARATION RECORDED SEPTEMBER 13, 2005, INSTRUMENT NO. 2005-0754387, OFFICIAL RECORDS. APN: 767-700-015-1,767-700-016-2 CLTA Preliminary Report Form — Modified (I1/17/06) Page 3 PRELIMINARY REPORT Your Reference: FS2674 EXCEPTIONS Fidelity National Title Company Order No.: 989-30023627-LD 1 AT THE DATE HEREOF, ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS: Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2019-2020. Property taxes, including any personal property taxes and any assessments collected with taxes, are as follows: Tax Identification No.: Fiscal Year: 1 st Installment: 2nd Instalhnent: Penalty and Cost: Homeowners Exemption: Code Area: 767-700-015-1 2018-2019 $6,733.69, Paid $6,733.69, Open (Delinquent after April 10) $711.99 $0.00 020-205 Property taxes, including any personal property taxes and any assessments collected with taxes, are as follows: Tax Identification No.: Fiscal Year: 1 st Installment: 2nd Installment: Penalty and Cost: Homeowners Exemption: Code Area: 767-700-016-2 2018-2019 $6,733.69, Paid $6,733.69, Open (Delinquent after April 10) $711.99 $0.00 020-205 4. Any liens or other assessments, bonds, or special district liens including without limitation, Community Facility Districts, that arise by reason of any local, City, Municipal or County Project or Special District. 5. The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the provisions of Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4, respectively, of the Revenue and Taxation Code of the State of California as a result of the transfer of title to the vestee named in Schedule A or as a result of changes in ownership or new construction occurring prior to Date of Policy. 6. Water rights, claims or title to water, whether or not disclosed by the public records. 7. Any reservations or other matters which would be disclosed by an examination of the proceedings occasioning the abandonment or vacation of 53rd Avenue, a certified copy of the resolution was recorded December 18, 2000, as Instrument No. 2000-502483, Official Records. 8. Any reservations or other matters which would be disclosed by an examination of the proceedings occasioning the abandonment or vacation of 53rd Avenue, a certified copy of the Resolution was recorded December 18, 2000, as Instrument No. 2000-502484 Official Records. 9. Matters contained in that certain document Entitled: Agreement Dated: December 8, 2000 Executed by: Coachella Valley Water District, a public agency and NRI-CCPI, a Delaware limited liability company Recording Date: December 28, 2000 Recording No.: 2000-515110, of Official Records Reference is hereby made to said document for full particulars. CLTA Preliminary Report Form — Modified (11/17/06) Page 4 PRELIMINARY REPORT Your Reference: FS2674 EXCEPTIONS (Continued) 10. Matters contained in that certain document Fidelity National Title Company Order No.: 989-30023627-LD 1 Entitled: Irrigation Water Service Agreement Dated: May 16, 2001 Executed by: Coachella Valley Water District, a public agency of the State of California Recording Date: June 29, 2001 Recording No.: 2001-298678, of Official Records Reference is hereby made to said document for full particulars. Ill. Matters contained in that certain document Entitled: Reciprocal Easement Agreement Dated: June 27, 2001 Executed by: NRI-CCPI, LLC, a Delaware limited liability and NRI-LQLP Golf Properties, LLC, a Delaware limited liability company Recording Date: June 29, 2001 Recording No.: 2001-298681, of Official Records Reference is hereby made to said document for full particulars NOTE: This exception will not be shown on the policy(ies) of title insurance. 12. Matters contained in that certain document Entitled: Domestic Water and Sanitation System Installation Agreement Dated: June 20, 2003 Executed by: Coachella Valley Water District, a public agency of the State of California Recording Date: July 21, 2003 Recording No.: 2003-0543684, of Official Records Reference is hereby made to said document for full particulars. 13. All easements, offers and dedications as shown on the official map Tract of: 33076-2 14. Declaration of covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including but not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap, national origin, citizenship, immigration status, primary language, ancestry, source of income, gender, gender identity, gender expression, medical condition or genetic information, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth in the below document, which, among other things, may contain or provide for easements; assessments, liens and the subordination thereof; said covenants, conditions and restrictions provide that a violation thereof shall not defeat the lien of any mortgage or deed of trust made in good faith and for value: Recording Date: September 13, 2005 Recording No: 2005-0754387, of Official Records Said instrument also provides for the levy of assessments, the lien of which is stated to be subordinate to the lien of a first mortgage or first deed of trust made in good faith or for value. CLTA Preliminary Report Form — Modified (11/17/06) Page 5 PRELIMINARY REPORT Your Reference: FS2674 Fidelity National Title Company Order No.: 989-30023627-LD 1 EXCEPTIONS (Continued) The provisions of said covenants, conditions and restrictions were extended to include the herein described Land by an instrument Recording Date: November 30, 2005 Recording No: 2005-0989426, of Official Records 15. Matters contained in that certain document Entitled: Dated: Grant of Easements and Covenant Running with the Land Regarding Wall Maintenance June 22, 2007 Executed by: East of Madison, LLC, a Delaware limited liability company Recording Date: June 22, 2007 Recording No.: 2007-0410518 of Official Records Reference is hereby made to said document for full particulars. 16. Matters contained in that certain document Entitled: Grant of Easements and Covenant Running with the Land Regarding Wall Construction and Maintenance Executed by: East of Madison, LLC, a Delaware limited liability company and Tayor Morrison of California, LLC, a California limited liability company Recording Date: November 13, 2008 Recording No.: 2008-0599443 of Official Records Reference is hereby made to said document for full particulars. 17. Easement(s) for the purpose(s) shown below and rights incidental thereto as reserved in a document; Purpose: access, ingress, egress, encroachmentmaintenance drainage, support g , g g > and for other Recording Date: purposes March 21, 2016 Recording No: 2016-0108397 of Official Records Affects: said land more particularly described therein 18. A deed of trust to secure an indebtedness in the amount shown below Amount: $1,300,000.00 Dated: March 18, 2016 Trustor/Grantor: Laura Forsythe Wasilenkoff, Trustee of The Laura Forsythe Wasilenkoff 2013 Revocable Trust, dated June 24, 2013 Trustee: FNTG Builder Services Beneficiary: First Bank Loan No.: 8590863 Recording Date: March 21, 2016 Recording No: 2016-0108398 of Official Records CLTA Preliminary Report Form — Modified (I 1/17/06) Page 6 PRELIMINARY REPORT Your Reference: FS2674 EXCEPTIONS (Continued) Fidelity National Title Company Order No.: 989-30023627-LD1 19. Any invalidity or defect in the title of the vestees in the event that the trust referred to herein is invalid or fails to grant sufficient powers to the trustee(s) or in the event there is a lack of compliance with the terms and provisions of the trust instrument. If title is to be insured in the trustee(s) of a trust, (or if their act is to be insured), this Company will require a Trust Certification pursuant to California Probate Code Section 18100.5. The Company reserves the right to add additional items or make further requirements after review of the requested documentation. 20. Any rights of the parties in possession of a portion of, or all of, said Land, which rights are not disclosed by the public records. The Company will require, for review, a full and complete copy of any unrecorded agreement, contract, license and/or lease, together with all supplements, assignments and amendments thereto, before issuing any policy of title insurance without excepting this item from coverage. The Company reserves the right to except additional items and/or make additional requirements after reviewing said documents. PLEASE REFER TO THE "INFORMATIONAL NOTES" AND "REQUIREMENTS" SECTIONS WHICH FOLLOW FOR INFORMATION NECESSARY TO COMPLETE THIS TRANSACTION. END OF EXCEPTIONS CLTA Preliminary Report Form — Modified (11/17/06) Page 7 ■PRELIMINARY REPORT Fidelity National Title Company Your Reference: FS2674 OrderNo.: 989-30023627-LDI REQUIREMENTS SECTION 1. In order to complete this report, the Company requires a Statement of Information to be completed by the following party(s), Party(s): All Parties The Company reserves the right to add additional items or make further requirements after review of the requested Statement of Information. NOTE: The Statement of Information is necessary to complete the search and examination of title under this order. Any title search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with the same or similar name. Be assured that the Statement of Information is essential and will be kept strictly confidential to this file. 2. The Company will require either (a) a complete copy of the trust agreement and any amendments thereto certified by the trustee(s) to be a true and complete copy with respect to the hereinafter named trust, or (b) a Certification, pursuant to California Probate Code Section 18100.5, executed by all of the current trustee(s) of the hereinafter named trust, a form of which is attached. Name of Trust: The Laura Forsythe Wasilenkoff 2013 Revocable Trust dated June 24, 2013 3. Satisfactory evidence must be furnished from the secretary or other duly qualified officer of the Association showing that all assessments and fees, including special assessments or payments due to others, such as master associations, are paid in full through the date of closing. 4. The Company will require an affidavit signed by the seller/mortgagor certifying that there are no matters that could give rise to any defects, liens, encumbrances, adverse claims or other matters that would attach to the Land between the effective date of the report and the recording of the instruments creating the estate to be insured. 5. Pursuant to the type of transaction contemplated in this Report, a Documentary Transfer Tax Affidavit must be filled out and executed to accompany the Transfer Deed, a form of which can be obtained by going to the following Website www.riversideacr.com or by contacting your Title Officer or Escrow Officer. END OF REQUIREMENTS CLTA Preliminary Report Form — Modified (11/17/06) Page 8 PRELIMINARY REPORT Fidelity National Title Company Your Reference: FS2674 Order No.: 989-30023627-LD I INFORMATIONAL NOTES SECTION 1. Note: There are NO conveyances affecting said Land recorded within 24 months of the date of this report. 2. Note: Association Assessments are periodically due from holders of title to said Land to the Homeowner's Association and transfer fees may be due whenever there is a transfer of title of any of the units. In order to ascertain seller's/buyer's association assessments and transfer fee requirements prior to transfer of a unit, Escrow companies are requested to contact said Homeowner's Association. 3. Note: Please contact your Title Officer to obtain the current recording fees. Fidelity National Title Company will pay Fidelity National Title Insurance Company 12% of the title premium, as disclosed on lines 1 107 and 1108 of the HUD-1. 4. Note: The policy of title insurance will include an arbitration provision. The Company or the insured may demand arbitration. Arbitrable matters may include, but are not limited to, any controversy or claim between the Company and the insured arising out of or relating to this policy, any service of the Company in connection with its issuance or the breach of a policy provision or other obligation. Please ask your escrow or title officer for a sample copy of the policy to be issued if you wish to review the arbitration provisions and any other provisions pertaining to your Title Insurance coverage. 5. Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation, distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction involving Land that is associated with these activities. 6. Pursuant to Government Code Section 27388.1, as amended and effective as of 1-1-2018, a Documentary Transfer Tax (DTT) Affidavit may be required to be completed and submitted with each document when DTT is being paid or when an exemption is being claimed from paying the tax. If a governmental agency is a party to the document, the form will not be required. DTT Affidavits may be available at a Tax Assessor -County Clerk -Recorder. 7. The Company and its policy issuing agents are required by Federal law to collect additional information about certain transactions in specified geographic areas in accordance with the Bank Secrecy Act. If this transaction is required to be reported under a Geographic Targeting Order issued by FinCEN, the Company or its policy issuing agent must be supplied with a completed ALTA Information Collection Form ("ICF") prior to closing the transaction contemplated herein. To protect the private information contained in the attached form and photo ID, please return via a secured method. 8. Due to the special requirements of SB 50 (California Public Resources Code Section 8560 et seq.), any transaction that includes the conveyance of title by an agency of the United States must be approved in advance by the Company's State Counsel, Regional Counsel, or one of their designees. END OF INFORMATIONAL NOTES Lori Duhart (BS/IE)/716 CLTA Preliminary Report Form — Modified (11/17/06) Page 9 R E SAFE, Inquire before you wire! Wire Fraud Alert This Notice is not intended to provide legal or professional advice. If you have any questions, please consult with a lawyer. All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions through a known, trusted phone number prior to sending funds. In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire fraud. • NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire instructions in the course of a transaction. • ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use phone numbers you have called before or can otherwise verify. Obtain the phone number of relevant parties to the transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address may be incorrect or the email may be intercepted by the fraudster. • USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make your passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same password for other online accounts. • USE MULTI -FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific instructions on how to implement this feature. For more information on wire -fraud scams or to report an incident, please refer to the following links: Federal Bureau of Investigation: httn://www. tbi. nov Wire Fraud Alert Original Effective Date: 5/11/2017 Current Version Date: 5/1 1/2017 Internet Crime Complaint Center: h1tn://wwwdc3.eov Page 1 WIRE0016 (DSI Rev. 12/07/17) TM and 0 Fidelity National Financial, Inc. and/or an affiliate. All rights reserved FIDELITY NATIONAL FINANCIAL, INC. PRIVACY NOTICE Fidelity National Financial, Inc. and its majority -owned subsidiary companies (collectively, "FNF," "our," or "we") respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and protect personal information, when and to whom we disclose such information, and the choices you have about the use and disclosure of that information. Types of Information Collected We may collect two types of information from you: Personal Information and Browsing Information. Personal Information. FNF may collect the following categories of Personal Information: • contact information (e.g., name, address, phone number, email address); • demographic information (e.g., date of birth, gender, marital status); • identity information (e.g., Social Security Number, driver's license, passport, or other government ID number); • financial account information (e.g., loan or bank account information); and • other personal information necessary to provide products or services to you. Browsing Information. FNF may automatically collect the following types of Browsing Information when you access an FNF website, online service, or application (each an "FNF Website") from your Internet browser, computer, and/or mobile device: • Internet Protocol (IP) address and operating system; • browser version, language, and type; • domain name system requests; and • browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to the pages within the FNF Website How Personal Information is Collected We may collect Personal Information about you from: • information we receive from you on applications or other forms; • information about your transactions with FNF, our affiliates, or others; and • information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities or through others. How Browsing Information is Collected If you visit or use an FNF Website, Browsing Information may be collected during your visit. Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing Information described above. We use Browsing Information for system administration, troubleshooting, fraud investigation, and to improve our websites. Browsing Information generally does not reveal anything personal about you, though if you have created a user account for an FNF Website and are logged into that account, the FNF Website may be able to link certain browsing activity to your user account. Other Online Specifics Cookies. When you visit an FNF Website, a "cookie" may be sent to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive. Information gathered using cookies helps us improve your user experience. For example, a cookie can help the website load properly or can customize the display page based on your browser type and user preferences. You can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair or limit some functionality of the FNF Website. Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This information is used to improve our websites. Do Not Track. Currently our FNF Websites do not respond to "Do Not Track" features enabled through your browser. Links to Other Sites. FNF Websites may contain links to other websites. FNF is not responsible for the privacy practices or the content of any of those other websites. We advise you to read the privacy policy of every website you visit. Use of Personal Information FNF uses Personal Information for three main purposes: • To provide products and services to you or in connection with a transaction involving you. • To improve our products and services. • To communicate with you about our, our affiliates', and third parties' products and services, jointly or independently. When Information Is Disclosed We may make disclosures of your Personal Information and Browsing Information in the following circumstances: • to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure; • to nonaffiliated service providers who provide or perform services or functions on our behalf and who agree to use the information only to provide such services or functions; • to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you; • to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order; or FNF Privacy Statement (Eff. 5/1/2015) Last Updated May 1, 2018 Copyright © 2018. Fidelity National Financial, Inc. All Rights Reserved MISCO219(DSI Rev. 4/23/18) Page 1 Order No. 30023627-989-989-LDI • in the good -faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to protect the rights, property or safety of FNF, its customers, or the public. The law does not require your prior authorization and does not allow you to restrict the disclosures described above. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with nonaffiliated third parties, except as required or permitted by law. We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. By submitting Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings. Please see "Choices With Your Information" to learn the disclosures you can restrict. Security of Your Information We maintain physical, electronic, and procedural safeguards to guard your Personal Information. We limit access to nonpublic personal information about you to employees who need to know that information to do their job. When we provide Personal Information to others as discussed in this Privacy Notice, we expect that they process such information in compliance with our Privacy Notice and in compliance with applicable privacy laws. Choices With Your Information If you do not want FNF to share your information with our affiliates to directly market to you, you may send an "opt out" request by email, phone, or physical mail as directed at the end of this Privacy Notice. We do not share your Personal Information with nonaffiliates for their use to direct market to you. Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. For California Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties, except as permitted by California law. For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89 10 1; Phone number: (702) 486-3132; email: BCPfNFO@ag.state.nv.us. ag.state.nv.us. For Oregon Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. For Vermont Residents: We will not share information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Information From Children The FNF Websites are meant for adults and are not intended or designed to attract persons under the age of eighteen (18).We do not collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian. International Users FNF's headquarters is located within the United States. If you reside outside the United States and choose to provide Personal Information or Browsing Information to us, please note that we may transfer that information outside of your country of residence for any of the purposes described in this Privacy Notice. By providing FNF with your Personal Information and/or Browsing Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy Notice. FNF Website Services for Mortgage Loans Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and Correcting Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy notice governs use, disclosure, and access to your Personal Information. FNF does not share Personal Information collected through the Service Websites, except (1) as required or authorized by contract with the mortgage loan servicer or lender, or (2) as required by law or in the good -faith belief that such disclosure is necessary to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights, property, or safety of FNF or the public. Your Consent To This Privacy Notice; Notice Changes By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The revised Privacy Notice, showing the new revision date, will be posted on the FNF Website. Each time you provide information to us following any amendment of this Privacy Notice, your provision of information to us will signify your assent to and acceptance of the terms of the revised Privacy Notice for all previously collected information and information FNF Privacy Statement (Eff. 5/l/2015) Last Updated May 1, 2018 Copyright © 2018. Fidelity National Financial, Inc. All Rights Reserved MISCO219 (DS1 Rev. 4/23/18) Page 2 Order No. 30023627-989-989-LDI collected from you in the future. We may use comments, information or feedback that you submit to us in any manner that we may choose without notice or compensation to you. Accessing and Correcting Information; Contact Us If you have questions, would like to access or correct your Personal Information, or want to opt -out of information sharing for affiliate marketing, send your requests via email to privacy@fnf.com, by phone to (888) 934-3354, or by mail to: Fidelity National Financial, Inc. 601 Riverside Avenue Jacksonville, Florida 32204 Attn: Chief Privacy Officer FNF Privacy Statement (Eff. 5/1/2015) Last Updated May 1, 2018 Copyright © 2018. Fidelity National Financial, Inc. All Rights Reserved MISCO219 (DSI Rev. 4/23/18) Page 3 Order No. 30023627-989-989-LDI Notice of Available Discounts Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions, a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the field rate. As such, your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative. These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for each discount. These discounts only apply to transaction involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one -to -four family residential dwelling. FNF Underwritten Title Company FNF Underwriter FNTC - Fidelity National Title Company FNTIC - Fidelity National Title Insurance Company FNTCCA —Fidelity National Title Company of California Available Discounts CREDIT FOR PRELIMINARY REPORTS AND/OR COMMITMENTS ON SUBSEQUENT POLICIES (FNTIC) Where no major change in the title has occurred since the issuance of the original report or commitment, the order may be reopened within 12 or 36 months and all or a portion of the charge previously paid for the report or commitment may be credited on a subsequent policy charge. DISASTER LOANS (FNTIC) The charge for a lender's Policy (Standard or Extended coverage) covering the financing or refinancing by an owner of record, within 24 months of the date of a declaration of a disaster area by the government of the United States or the State of California on any land located in said area, which was partially or totally destroyed in the disaster, will be 50% of the appropriate title insurance rate. CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (FNTIC) On properties used as a church or for charitable purposes within the scope of the normal activities of such entities, provided said charge is normally the church's obligation the charge for an owner's policy shall be 50% to 70% of the appropriate title insurance rate, depending on the type of coverage selected. The charge for a lender's policy shall be 40% to 50% of the appropriate title insurance rate, depending on the type of coverage selected. CA Discount Notice Effective Date: 12/02/2014 ATTACHMENT ONE CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY —1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. EXCEPTIONS FROM COVERAGE - SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3. Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof, (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6. Any lien or right to a lien for services, labor or material not shown by the public records. CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a. building; b. zoning; c. land use; Attachment One (6-5-14) CA & NV Page 1 d. improvements on the Land; e. land division; and f. environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c. that result in no loss to You; or d. that first occur after the Policy Date - this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 1 1 or 21. 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors' rights laws. 8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: • For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Our Maximum Dollar Your Deductible Amount Limit of Liability 1.00% % of Policy Amount Shown in Schedule A or Covered Risk 16: $2,500.00 (whichever is less) $ 10,000.00 1.00% % of Policy Amount Shown in Schedule A or Covered Risk 18: $5,000.00 (whichever is less) $ 25,000.00 1.00% of Policy Amount Shown in Schedule A or Covered Risk 19: $5,000.00 (whichever is less) $ 25,000.00 1.00% of Policy Amount Shown in Schedule A or Covered Risk 21: $2,500.00 (whichever is less) $ 5,000.00 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion I(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; Attachment One (6-5-14) CA & NV Page 2 (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13 or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing - business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth -in -lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE (Except as provided in Schedule B - Part II,( t(or T)his policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: (PART I (The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material not shown by the Public Records. PART II In addition to the matters set forth in Part I of this Schedule, the Title is subject to the following matters, and the Company insures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage:) 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or Attachment One (6-5-14) CA & NV Page 3 (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: (The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown in the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and that are not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof, (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material not shown by the Public Records. 7. (Variable exceptions such as taxes, easements, CC&R's, etc. shown here.) ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (04-02-15) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. (b) Any governmental police power. This Exclusion l(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or 28); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing - business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, or any consumer credit protection or truth -in -lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11(b) or 25. Attachment One (6-5-14) CA & NV Page 4 S. The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. �. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy. 10. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 11. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. Attachment One (6-5-14) CA & NV Page 5 I 3 0 This maplplat is being furnished as an aid in Wcstlrig the here. described Land . mlatron to adjoining t streets. natural botmoones and other land, and is not a survey Of the land depicted Except to the extent a policy of title Insurance is expressly modified by endorsement• d any. the Company does not msm dimensions. distances, location ol eesemonts. acreage or other matters shown thereon F� U & 6Z o LZ e1 u b`Q s1 9Z p rg r.� a SZ a tc a R - z< •fir EZ R LL A Ozz MYt 7 v vx0� _ LU to 0 CO O L9 H�4 wFs ~' J y 8t U 0 A 99 � U ° C9 e 54 0101 e R 9 i• 8 a yy KL a•, cb a9 OI eLL+., 9LZ4 t4t4 OV yt, �6rt a 9 8 L9 £t $ ZOO 1- ego s tt Ot, ; ® W es as 80 LO 0 SO rPo f �o 0�3 w Pg 23 7a r a no aD a N 10l a a �N o\ F N TGO C I IIC AGO TITt r Fideiih, National Tide BUILDER SERVICES CWtgf WflVfF2a[h- January 3, 2019 The Madison Club 52050 Meriwether Way La Quinta, CA 92253 4210 Riverwalk Parkway, Suite 100 Riverside, CA 92505 Phone: (951) 710-5941 Fax: (951) 710-5955 We are required by Federal Law to collect certain additional information regarding the purchase of real property. United States Code Title 31 Section 5326 authorizes the U.S. Department of Treasury to collect certain information about certain transactions in specified geographic areas in order to carry out the purposed or prevent evasions of the Bank Secrecy Act. This statute, as implemented by the Treasury orders, also prohibits me from disclosing the specific terms of the Geographic Targeting Orders. Please find attached a questionnaire that Buyer(s) must complete and return along with copies of Buyer(s) ID and entity documents. The attached questionnaire will need to be reviewed and approved prior to closing. Property: Vacant Lots 63 & 64 of Tract 33076-2, La Quinta, CA 92253 Order No.: 30023627-989-989-LD1 To protect the private information contained in the attached form please return via a secure method. FinCEN Data Collection Coverage Page Last Saved: 1/3/2019 7:50 PM by 730 UFRM0005 (DSI Rev. 6/5/18) OrderNo.: 30023627-989-989-LDI American Land Title Association ALTA Information Collection Form Page 8 of 4 Under 31 U.S.C. § 5326(a), the Treasury Department's Financial Crimes Enforcement Network (FinCEN) issued a Geographic Targeting Order to title insurance companies requiring the collection of beneficial ownership information for certain real estate transactions. Please complete the below questionnaire. This Company will rely on the answers provided to meet its reporting obligations. Who is completing this form? Name Position/Title Company/Law Firm Postal Address (Headquarters City State Zip FIN Number Phone Email Fax License # Transactional Information Property Address (if Multiple properties see NOTE below): City State Zip County Date of Settlement Total purchase price (if multiple properties see NOTE below) Type of Transaction: ❑ Residential (1-4 family) ❑ Commercial Bank Financing: ❑ Yes []No Purchase type: ❑ Natural Person ❑ Corporation ❑ LLC ❑ Partnership ❑ Trust ❑ Other NOTE: If more than one property is purchased, list each address and purchase price as an addendum. Purchase Funds Information Total Amount paid by below instruments: $ Which type of Monetary Instruments were used (Use check boxes below) ❑ U.S. Currency (Paper money & coin) ❑ Foreign Currency Country: ❑ Cashier's check(s) ❑ Money order(s) ❑ Certified check(s) ❑ Personal or Business check(s) ❑ Wire or other funds transfer(s) ❑ Virtual Currency Copyright 2006-2018 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. ALTA Information Collection Form (05/21/18) Last Saved: 1/3/2019 1:33 PM by 730 UFPM0004 (DSI Rev. 9/11/18) Order No.: 30023 627-989-989-LD I ALTA Information Collection Form Page 9 of 4 Individual Primarily Representing Purchaser (Define as the individual authorized by the entity to enter into legally binding contracts). American Land Title Association Pnucaing INvAl-iIa-0-11"S11I'Ir coo; Attach Legible copy of government issued identification (i.e., passport, driver's license, etc.) Type of ID Issuing State or Country % of ownership interest Last Name First Name M.I. Date of Birth Occupation Taxpayer ID Number or EIN (if none write N A) Address City State Zip Purchaser's Name & Address Name of Purchaser Taxpayer ID Number or EIN (/f none write N A) Address City Doing Business Name (DBA) (rfnone write NA) State I Zip TRUSTS ONLY — Indicate who conducted the transaction: ❑ Trustee ❑ Settlor ❑ Other Complete the following pages if the real estate purchase is being made by a corporation, LLC, partnership, other legal entity or trust. For Corporations, LLCs, Partnerships and Other Entities provide the information for: • Each BENEFICIAL OWNER who, directly or indirectly, owns 25% or more of the equity interests of the Purchaser. If a legal entity or a series of legal entities is the beneficial owner of the Purchaser, provide information for the ultimate beneficial owner of all the legal entities. For Trusts provide the information for: • Trustee, settlor and EACH beneficiary of the trust. If the trustee, settlor or a beneficiary is a legal entity, provide information for the entity and the ultimate beneficial owner that directly or indirectly owns 25% or more of that entity. (Note: It is NOT necessary to complete the address fields if the information is on a legible copy of the government issued ID submitted to the title underwriter.) Copyright 2006-2018 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. ALTA Information Collection Form (05/21/18) Last Saved: 1/3/2019 1:33 PM by 730 UFRM0004 (DSI Rev. 9/11/18) Order No.: 30023627-989-989-LD1 ALTA Information Collection Form Page 10 of 4 American Land Title Association ,. � r�, n�wing the .���:c��c.,•, Dmmn Sr�. �c, Attach Legible copy of government issued identification (i.e., passport, driver's license, etc.) Type of ID Issuing State or Country % of ownership interest Last Name First Name M.1. Date of Birth Occupation Taxpayer ID Number or EIN (r/ none write N A) Address City State Zip Attach Legible copy of government issued identification (i.e., passport, driver's license, etc.) Type of ID Issuing State or Country % of ownership interest Last Name First Name M.1. Date of Birth Occupation Taxpayer ID Number or EIN (if none write N A) Address City State Zip Attach Legible copy of government issued identification (i.e., passport, driver's license, etc.) Type of ID Issuing State or Country % of ownership interest Last Name First Name M.I. Date of Birth Occupation Taxpayer ID Number or FIN (,j none write N A) Address City State Zip Attach Legible copy of government issued identification (i.e., passport, driver's license, etc.) Type of ID Issuing State or Country % of ownership interest Last Name First Name M.I. N Occupation VTaxpayer ID Number or EIN (r/ rite N A) Address City State Zip Copyright 2006-2018 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. ALTA Information Collection Form (05/21/18) Last Saved: 1/3/2019 1:33 PM by 730 UFRM0004 (DSI Rev. 9/11/18) Order No.: 30023 627-989-989-LD I ALTA Information Collection Form Page 11 of 4 American Land Title Association � � PuilccGng JM •,nit+i�an UR'yll $Into 19p: Attach Legible copy of government issued identification (i.e., passport, driver's license, etc.) Type of ID Issuing State or Country % of ownership interest Last Name 71First Name M.1. Date of Birth Occupation Taxpayer ID Number or EIN ({) none write N A) Address City State Zip Attach Legible copy of government issued identification (i.e., passport, driver's license, etc.) Type of ID Issuing State or Country % of ownership interest Last Name First Name M.I. Date of Birth Occupation Taxpayer ID Number or EIN (it none write N A) Address City State Zip Attach Legible copy of government issued identification (i.e., passport, driver's license, etc.) Type of ID Issuing State or Country % of ownership interest Last Name First Name M.I. Date of Birth Occupation rite NA) [Taxpayer ID Number or FIN (if Address City State Zip I declare that to the best of my knowledge, the information I have furnished is true, correct and complete. I understand that this Title Company will rely on this information for the purposes of completing any reports made pursuant to an obligation under 31 U.S.C. § 5326(a), Signature: Date: Type or Print Name: Title: Copyright 2006-2018 American Land Title Association. All rights reserved. The use of this Form (or any derivative thereof) is restricted to ALTA licensees and ALTA members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. ALTA Information Collection Form (05/21/18) Last Saved: 1/3/2019 1:33 PM by 730 UFRM0004 (DSI Rev. 9/11/18) Order No.: 30023627-989-989-LDI