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HomeMy WebLinkAbout53165 Herrera (Avenida) Notice of DefaultDOC # 2026-0223053 .RECORDING REQUESTED BY: National Default Servicing Corporation, an Arizona Corporation WHEN RECORDED MAIL TO: National Default Servicing Corporation, an Arizona Corporation 7720 N. 16' Street, Suite 300 Phoenix, AZ 85020 NDSC File No.: 26-0226 1 -SM-CA Title Order No.: 260380358-CA-VOI Property Address: 53165 Avenida Herrera La Quinta CA 92253 APN: 774-053-020 07/16/2026 02:25 PM Fees: $110.00 Page 1 of 4 Recorded in Official Records County of Riverside Peter Aldana Assessor -County Clerk -Recorder "This document was electronically submitted to the County of Riverside for recording— Receipted by: ANGELENE #868 NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF TRUST IMPORTANT NOTICE ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY PURSUANT TO CIVIL CODE 2923.3 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED oF�_kf o: $- =-r ��iWl o�� s-k�i�F O1 LI�F NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACI6N DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LU'U $: KEM THEO DAY LA BAN TRINH BAY T6M LU'Q'C VE THONG TIN TRONG TAI LIEU NAY IF YOUR PROPERTY IS IN FORECLOSURE BECAUSE YOU ARE BEHIND IN YOUR PAYMENTS, IT MAY BE SOLD WITHOUT ANY COURT ACTION, and you may have the legal right to bring your account in good standing by paying all of your past due payments plus permitted costs and expenses within the time permitted by law for reinstatement of your account, which is normally five business days prior to the date set for the sale of your property. No sale date may be set until approximately 90 days from the date this notice of default may be recorded (which date of recordation appears on this notice). This amount is $18,356.96, as of 07/15/2026 and will increase until your account becomes current. While your property is in foreclosure, you still must pay other obligations (such as insurance and taxes) required by your Note and Deed of Trust or Mortgage. If you fail to make future payments on the loan, pay taxes on the property, provide insurance on the property, or pay other obligations as required by the Note and Deed of Trust or Mortgage, the beneficiary or mortgagee may insist that you do so in order to reinstate your account in good standing. In addition, the beneficiary or mortgagee may require as a condition to reinstatement that you provide reliable written evidence that you paid all senior liens, property taxes, and hazard insurance premiums. Upon your written request, the beneficiary or mortgagee will give you a written itemization of the entire amount you must pay. You may not have to pay the entire unpaid portion of your account, even though full payment was demanded, but you must pay all amounts in default at the Page 1 of 3 DOC #2026-0223053 Page 2 of 4 NDSC File No.: 26-02261-SM-CA time payment is made. However, you and your beneficiary or mortgagee may mutually agree in writing prior to the time the notice of sale is posted (which may not be earlier than three months after this notice of default is recorded) to, among other things, (1) provide additional time in which to cure the default by the transfer of the property or otherwise; or (2) establish a schedule of payments in order to cure your default; or both (1) and (2). Following the expiration of the time period referred to in the first paragraph of this notice, unless the obligation being foreclosed upon or a separate written agreement between you and your creditor permits a longer period, you have only the legal right to stop the sale of your property by paying the entire amount demanded by your creditor. To find out the amount you must pay, or to arrange for payment to stop the foreclosure, or if your property is in foreclosure for any other reason, contact: NewRez LLC d/b/a Shellpoint Mortgage Servicing c/o National Default Servicing Corporation, an Arizona Corporation 7720 N. 16" Street, Suite 300 Phoenix, AZ 85020 Phone 602-264-6101 Sales Website: www.ndscorp.com/sales/ If you have any questions, you should contact a lawyer or the governmental agency which may have insured your loan. Notwithstanding the fact that your property is in foreclosure, you may offer your property for sale, provided the sale is concluded prior to the conclusion of the foreclosure. Remember, YOU MAY LOSE LEGAL RIGHTS IF YOU DO NOT TAKE PROMPT ACTION. This is an attempt to collect a debt and any information obtained will be used for that purpose NOTICE IS HEREBY GIVEN THAT: NATIONAL DEFAULT SERVICING CORPORATION, an Arizona Corporation, is either the original Trustee, the duly appointed substituted Trustee or acting as agent for the Trustee or Beneficiary under a Deed of Trust dated 03/26/1999, executed by Nancy J. Goulston, a single woman, as Trustor, to secure certain obligations in favor of New Century Mortgage Corporation, a California Corporation as beneficiary recorded 03/30/1999 as Instrument No. 132083 (or Book, Page) of the Official Records of Riverside County, CA. Said obligations including ONE NOTE FOR THE ORIGINAL sum of $65,600.00. That a breach of, and default in, the obligations for which such Deed of Trust is security has occurred in that payment has not been made of : FAILURE TO PAY THE INSTALLMENT OF PRINCIPAL, INTEREST AND IMPOUNDS WHICH BECAME DUE ON O1/O1/2026 AND ALL SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST AND IMPOUNDS, TOGETHER WITH ALL LATE CHARGES; PLUS ADVANCES MADE AND COSTS INCURRED BY THE BENEFICIARY INCLUDING FORECLOSURE FEES AND COSTS AND/OR ATTORNEY'S FEES. Page 2 of 3 ko DOC #2026-0223053 Page 3 of 4 NDSC File No.: 26-02261-SM-CA That by reason thereof, the present beneficiary under such Deed of Trust has executed and delivered to duly appointed Trustee a written Declaration of Default and Demand for Sale, and has deposited with said duly appointed Trustee such Deed of Trust and all documents evidencing obligations secured thereby, and has declared and does hereby declare all sums secured thereby immediately due and payable and has elected and does hereby elect to cause the trust property to be sold to satisfy the obligations secured thereby. The Declara ' n required by California Civil Code Sections 2923.5 or 2923.55 is attached Dated—� /1.5 . 2026 Nationa"efault Servicing Corporation, an Arizona Corporation, as Trustee for The Bank of New York Mellon f/k/a The Bank of New York as successor in interest to JPMorgan Chase Bank, National Association, as Trustee for C-BASS Mortgage Loan Asset -Backed Certificates, Series 2004-RP1 3 of 3 DOC #2026-0223053 Page 4 of 4 DECLARATION OF MORTGAGE SERVICER PURSUANT TO CIVIL CODE §2923.5(b) Borrower(s): Nancy J. Goulston Mortgage Servicer: NewRez LLC d/b/a Shellpoint Mortgage Servicing Property Address: 53165 Avenida Herrera , La Quinta, CA 92253 NDSC File No.: 26-02261-SM-CA The undersigned, as an authorized agent or employee of the Mortgage Servicer named below, declares that: 1. [ j The mortgage servicer has contacted the borrower pursuant to California Civil Code § 2923.5(a)(2) to "assess the borrower's financial situation and explore options for the borrower to avoid foreclosure". Thirty (30) days, or more, have passed since the initial contact was made. 2. M The mortgage servicer has exercised due diligence to contact the borrower pursuant to California Civil Code § 2923.5(e) to "assess the borrower's financial situation and explore options for the borrower to avoid foreclosure". Thirty (30) days, or more, have passed since these due diligence efforts were satisfied. 3. [ J No contact was required by the mortgage servicer because the individual did not meet the definition of "borrower" pursuant to subdivision (c) of Section 2920.5. 4. [ [ The requirements of Cal. Civil Code § 2923.5 do not apply because the loan is not secured by a first mortgage of first deed of trust that secures a loan, or that encumbers real property, or the loan is not secured by owner -occupied residential real property as described in Civil Code § 2924.15(a). I certify and represent that this mortgage servicer's declaration is accurate, complete and based upon competent and reliable evidence, including my review of the mortgage servicer's business records. Executed on _ July 13, 2026 Mortgage Servicer: NewRez LLC d/b/a Shellpoint Mortgage Servicing By: liWa., (� Print Name: Vahan Joe Title: Loss Mitigation Specialist IN