HomeMy WebLinkAbout53165 Herrera (Avenida) Notice of DefaultDOC # 2026-0223053
.RECORDING REQUESTED BY:
National Default Servicing Corporation,
an Arizona Corporation
WHEN RECORDED MAIL TO:
National Default Servicing Corporation,
an Arizona Corporation
7720 N. 16' Street, Suite 300
Phoenix, AZ 85020
NDSC File No.: 26-0226 1 -SM-CA
Title Order No.: 260380358-CA-VOI
Property Address: 53165 Avenida Herrera La Quinta CA 92253
APN: 774-053-020
07/16/2026 02:25 PM Fees: $110.00
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Recorded in Official Records
County of Riverside
Peter Aldana
Assessor -County Clerk -Recorder
"This document was electronically submitted
to the County of Riverside for recording—
Receipted by: ANGELENE #868
NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF TRUST
IMPORTANT NOTICE
ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS
APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY PURSUANT TO CIVIL CODE
2923.3
NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED
oF�_kf o: $- =-r ��iWl o�� s-k�i�F O1 LI�F
NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACI6N DE ESTE DOCUMENTO
TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP
LU'U $: KEM THEO DAY LA BAN TRINH BAY T6M LU'Q'C VE THONG TIN TRONG TAI LIEU NAY
IF YOUR PROPERTY IS IN FORECLOSURE BECAUSE YOU ARE BEHIND IN YOUR
PAYMENTS, IT MAY BE SOLD WITHOUT ANY COURT ACTION, and you may have
the legal right to bring your account in good standing by paying all of your past due payments plus
permitted costs and expenses within the time permitted by law for reinstatement of your account,
which is normally five business days prior to the date set for the sale of your property. No sale date
may be set until approximately 90 days from the date this notice of default may be recorded (which
date of recordation appears on this notice).
This amount is $18,356.96, as of 07/15/2026 and will increase until your account becomes current.
While your property is in foreclosure, you still must pay other obligations (such as
insurance and taxes) required by your Note and Deed of Trust or Mortgage. If you fail to make
future payments on the loan, pay taxes on the property, provide insurance on the property, or pay
other obligations as required by the Note and Deed of Trust or Mortgage, the beneficiary or
mortgagee may insist that you do so in order to reinstate your account in good standing. In
addition, the beneficiary or mortgagee may require as a condition to reinstatement that you provide
reliable written evidence that you paid all senior liens, property taxes, and hazard insurance
premiums.
Upon your written request, the beneficiary or mortgagee will give you a written itemization
of the entire amount you must pay. You may not have to pay the entire unpaid portion of your
account, even though full payment was demanded, but you must pay all amounts in default at the
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DOC #2026-0223053 Page 2 of 4
NDSC File No.: 26-02261-SM-CA
time payment is made. However, you and your beneficiary or mortgagee may mutually agree in
writing prior to the time the notice of sale is posted (which may not be earlier than three months
after this notice of default is recorded) to, among other things, (1) provide additional time in which
to cure the default by the transfer of the property or otherwise; or (2) establish a schedule of
payments in order to cure your default; or both (1) and (2).
Following the expiration of the time period referred to in the first paragraph of this notice, unless
the obligation being foreclosed upon or a separate written agreement between you and your
creditor permits a longer period, you have only the legal right to stop the sale of your property by
paying the entire amount demanded by your creditor.
To find out the amount you must pay, or to arrange for payment to stop the foreclosure, or
if your property is in foreclosure for any other reason, contact:
NewRez LLC d/b/a Shellpoint Mortgage Servicing
c/o National Default Servicing Corporation, an Arizona Corporation
7720 N. 16" Street, Suite 300
Phoenix, AZ 85020 Phone 602-264-6101 Sales Website: www.ndscorp.com/sales/
If you have any questions, you should contact a lawyer or the governmental agency which
may have insured your loan. Notwithstanding the fact that your property is in foreclosure, you
may offer your property for sale, provided the sale is concluded prior to the conclusion of the
foreclosure. Remember, YOU MAY LOSE LEGAL RIGHTS IF YOU DO NOT TAKE PROMPT
ACTION.
This is an attempt to collect a debt and any information obtained will be used for that purpose
NOTICE IS HEREBY GIVEN THAT: NATIONAL DEFAULT SERVICING CORPORATION,
an Arizona Corporation, is either the original Trustee, the duly appointed substituted Trustee or
acting as agent for the Trustee or Beneficiary under a Deed of Trust dated 03/26/1999, executed by
Nancy J. Goulston, a single woman, as Trustor, to secure certain obligations in favor of New
Century Mortgage Corporation, a California Corporation as beneficiary recorded 03/30/1999 as
Instrument No. 132083 (or Book, Page) of the Official Records of Riverside County, CA. Said
obligations including ONE NOTE FOR THE ORIGINAL sum of $65,600.00.
That a breach of, and default in, the obligations for which such Deed of Trust is security has
occurred in that payment has not been made of : FAILURE TO PAY THE INSTALLMENT OF
PRINCIPAL, INTEREST AND IMPOUNDS WHICH BECAME DUE ON O1/O1/2026 AND ALL
SUBSEQUENT INSTALLMENTS OF PRINCIPAL, INTEREST AND IMPOUNDS, TOGETHER
WITH ALL LATE CHARGES; PLUS ADVANCES MADE AND COSTS INCURRED BY THE
BENEFICIARY INCLUDING FORECLOSURE FEES AND COSTS AND/OR ATTORNEY'S
FEES.
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DOC #2026-0223053 Page 3 of 4
NDSC File No.: 26-02261-SM-CA
That by reason thereof, the present beneficiary under such Deed of Trust has executed and
delivered to duly appointed Trustee a written Declaration of Default and Demand for Sale, and has
deposited with said duly appointed Trustee such Deed of Trust and all documents evidencing
obligations secured thereby, and has declared and does hereby declare all sums secured thereby
immediately due and payable and has elected and does hereby elect to cause the trust property to
be sold to satisfy the obligations secured thereby.
The Declara ' n required by California Civil Code Sections 2923.5 or 2923.55 is attached
Dated—� /1.5 . 2026
Nationa"efault Servicing Corporation, an Arizona Corporation, as Trustee for The Bank of New
York Mellon f/k/a The Bank of New York as successor in interest to JPMorgan Chase Bank,
National Association, as Trustee for C-BASS Mortgage Loan Asset -Backed Certificates, Series
2004-RP1
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DOC #2026-0223053 Page 4 of 4
DECLARATION OF MORTGAGE SERVICER PURSUANT TO
CIVIL CODE §2923.5(b)
Borrower(s): Nancy J. Goulston
Mortgage Servicer: NewRez LLC d/b/a Shellpoint Mortgage Servicing
Property Address: 53165 Avenida Herrera , La Quinta, CA 92253
NDSC File No.: 26-02261-SM-CA
The undersigned, as an authorized agent or employee of the Mortgage Servicer named below, declares
that:
1. [ j The mortgage servicer has contacted the borrower pursuant to California Civil Code §
2923.5(a)(2) to "assess the borrower's financial situation and explore options for the
borrower to avoid foreclosure". Thirty (30) days, or more, have passed since the initial
contact was made.
2. M The mortgage servicer has exercised due diligence to contact the borrower pursuant to
California Civil Code § 2923.5(e) to "assess the borrower's financial situation and explore
options for the borrower to avoid foreclosure". Thirty (30) days, or more, have passed since
these due diligence efforts were satisfied.
3. [ J No contact was required by the mortgage servicer because the individual did not meet the
definition of "borrower" pursuant to subdivision (c) of Section 2920.5.
4. [ [ The requirements of Cal. Civil Code § 2923.5 do not apply because the loan is not secured
by a first mortgage of first deed of trust that secures a loan, or that encumbers real property,
or the loan is not secured by owner -occupied residential real property as described in Civil
Code § 2924.15(a).
I certify and represent that this mortgage servicer's declaration is accurate, complete and based upon
competent and reliable evidence, including my review of the mortgage servicer's business records.
Executed on _ July 13, 2026
Mortgage Servicer: NewRez LLC d/b/a Shellpoint Mortgage Servicing
By: liWa., (�
Print Name: Vahan Joe
Title: Loss Mitigation Specialist
IN