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Insurance Certificates 2021/22 Enterprise - LQ EOC Property (Alliant) EVIDENCE OF PROPERTY COVERAGE ISSUE DATE (MM/DD/YYYY) 09/03/2021 THIS EVIDENCE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE ADDITIONAL INTEREST. THIS EVIDENCE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BELOW. THIS EVIDENCE OF COVERAGE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE ADDITIONAL INTEREST. CALIFORNIA JOINT POWERS INSURANCE AUTHORITY C/O Alliant Insurance Services, Inc. P.O. Box 6450 Newport Beach, CA 92658-6450 Ph (949) 756-0271 / Fax (949) 756-2713 License #OC36861 COVERAGE AFFORDED California JPIA – Memorandum of Coverage Excess Carrier’s – Schedule on File with California JPIA MEMBER: LOAN NUMBER MEMORANDUM NUMBER B128410009W21 EFFECTIVE DATE 07/01/2021 EXPIRATION DATE 07/01/2022 CONT. UNTIL TERMINATED IF CHECKED THIS REPLACES PRIOR EVIDENCE DATED: PROPERTY INFORMATION LOCATION / DESCRIPTION AS RESPECTS THE LEASE OF (2) 2019 CHEVY COLORADO - 1GCHSBEN7K1158751 AND 1GCHSBEN7K1158829 AND ONE 2019 CHEVY EQUINOX - 3GNAXHEV3KS541663. THIS IS TO CERTIFY THAT THE MEMORANDUM OF COVERAGE LISTED ABOVE HAS BEEN ISSUED TO THE MEMBER NAMED ABOVE FOR THE PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS EVIDENCE MAY BE ISSUED OR MAY PERTAIN, THE COVERAGE AFFORDED BY THE MEMORANDUM DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH MEMORANDUM. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. COVERAGE INFORMATION COVERAGE / PERILS / FORMS AMOUNT OF INSURANCE DEDUCTIBLE “All Risk” of Direct Physical Loss or Damage Including Flood – Limits Per Occurrence – Replacement Cost Subject to Memorandum Exclusions (Earthquake & Flood per schedule on file with Company ) Sub-Limits apply as follows (but not limited to): $ 10,000,000 Flood Coverage – All locations not separately insured for EQ/Flood - Annual Aggregate Limit $ 50,000,000 Course of Construction Final Contract Value - Real Property $ 25,000,000 Newly Acquired Property (reported within 60 days) unnamed locations $ 250,000 Newly Acquired Fine Arts $ 500,000 Animals $ 10,000 Limited Mold - $100,000 Limited Mold Aggregate Limit Earthquake / Flood Covered Only If Indicated on Property Schedule on file with the Company and with the Authority. $500,000,000 REMARKS (Including Special Conditions) Deductibles: Earthquake, if Purchased, 5% of Total Insurable Values Per Unit, Per Occurrence, Subject to $100,000 Minimum Per Occurrence Flood - $250,000 Flood Zones A & V per Member per Occurrence, All Other Flood Zones $100,000 per Member per Occurrence Vehicles & Telephone Equipment in Vehicles, if Purchased, Comprehensive and Collision - $2,500 Per Occurrence Emergency Vehicles if Purchased, Comprehensive and Collision - $10,000 Per Occurrence All Other Perils - $10,000 Per Occurrence CANCELLATION SHOULD THE ABOVE DESCRIBED MEMORANDUM / EXCESS CARRIER(S) BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE MEMORANDUM COVERAGE PROVISIONS. ADDITIONAL INTEREST NAME AND ADDRESS MORTGAGEE ADDITIONAL INSURED LOSS PAYEE 438BFU OTHER LOAN # AUTHORIZED REPRESENTATIVE CITY OF LA QUINTA 78-495 CALLE TAMPICO LA QUINTA, CA 92253 ENTERPRISE FM TRUST PO BOX 16805 ST. LOUIS, MO 63105 X LENDER’S LOSS PAYABLE ENDORSEMENT 1. Loss or damage, if any, under this policy, shall be paid to the Payee named on the first page of this policy, its successors and assigns, hereinafter referred to as “the Lender”, in whatever form or capacity its interests may appear and whether said interest be vested in said Lender in its individual or in its disclosed or undisclosed fiduciary or representative capacity, or otherwise, or vested in a nominee or trustee of said Lender. 2. The insurance under this policy, or any rider or endorsement attached thereto, as to the interest only of the Lender, its successors and assigns, shall not be invalidated nor suspended: (a) by any error, omission, or change respecting the ownership, description, possession, or location of the subject of the insurance or the interest therein, or the title thereto; (b) by the commencement of foreclosure proceedings or the giving of notice of sale of any of the property covered by this policy by virtue of any mortgage or trust deed; (c) by any breach of warranty, act, omission, neglect, or non-compliance with any of the provisions of this policy, including any and all riders now or hereafter attached thereto, by the named insured, the borrower, mortgagor, trustor, vendee, owner, tenant, warehouseman, custodian, occupant, or by the agents of either or any of them or by the happening of any event permitted by them or either of them, or their agents, or which they failed to prevent, whether occurring before or after the attachment of this endorsement, or whether before or after a loss, which under the provisions of this policy of insurance or of any rider or endorsement attached thereto would invalidate or suspend the insurance as to the named insured, excluding herefrom, however, any acts or omissions of the Lender while exercising active control and management of the property. 3. In the event of failure of the insured to pay any premium or additional premium which shall be or become due under the terms of this policy or on account of any change in occupancy or increase in hazard not permitted by this policy, this Company agrees to give written notice to the Lender of such non-payment of premium after sixty (60) days from and within one hundred and twenty (120) days after due date of such premium and it is a condition of the continuance of the rights of the Lender hereunder that the Lender when so notified in writing by this Company of the failure of the insured to pay such premium shall pay or cause to be paid the premium due within ten (10) days following receipt of the Company’s demand in writing therefor. If the Lender shall decline to pay said premium or additional premium, the rights of the Lender under this Lender’s Loss Payable Endorsement shall not be terminated before ten (10) days after receipt of said written notice by the Lender. 4. Whenever this Company shall pay to the Lender any sum for loss or damage under this policy and shall claim that as to the insured no liability therefor exists, this Company, at its option, may pay to the Lender the whole principal sum and interest and other indebtedness due or to become due from the insured, whether secured or unsecured, (with refund of all interest not accrued), and this Company, to the extent of such payment, shall thereupon receive a full assignment and transfer, without recourse, of the debt and all rights and securities held as collateral thereto. 5. If there be any other insurance upon the within described property, this Company shall be liable under this policy as to the Lender for the proportion of such loss or damage that the sum hereby insured bears to the entire insurance of similar character on said property under policies held by, payable to and expressly consented to by the Lender. Any Contribution Clause included in any Fallen Building Clause Waiver or any Extended Coverage Endorsement attached to this contract of insurance is hereby nullified, and also any Contribution Clause in any other endorsement or rider attached to this contract of insurance is hereby nullified except Contribution Clauses for the compliance with which the insured has received reduction in the rate charged or has received extension of the coverage to include hazards other than fire and compliance with such Contribution Clause is made a part of the consideration for insuring such other hazards. The Lender upon the payment to it of the full amount of its claim, will subrogate this Company (pro rata with all other insurers contributing to said payment) to all of the Lender’s rights of contribution under said other insurance. 6. This Company reserves the right to cancel this policy at any time, as provided by its terms, but in such case this policy shall continue in force for the benefit of the Lender for ten (10) days after written notice of such cancellation is received by the Lender and shall then cease. 7. This policy shall remain in full force and effect as to the interest of the Lender for a period of ten (10) days after its expiration unless an acceptable policy in renewal thereof with loss thereunder payable to the Lender in accordance with the terms of this Lender’s Loss Payable Endorsement, shall have been issued by some insurance company and accepted by the Lender. 8. Should legal title to and beneficial ownership of any of the property covered under this policy become vested in the Lender or its agents, insurance under this policy shall continue for the term thereof for the benefit of the Lender but, in such event, any privileges granted by this Lender’s Loss Payable Endorsement which are not also granted the insured under the terms and conditions of this policy and/or under other riders or endorsements attached thereto shall not apply to the insurance hereunder as respects such property. 9. All notices herein provided to be give by the Company to the Lender in connection with this policy and this Lender’s Loss Payable Endorsement shall be mailed to or delivered to the Lender at its office or branch described on the first page of the policy. Approved: Board of Fire Underwriters of the Pacific, California Bankers’ Association Committee on Insurance. X EVIDENCE OF PROPERTY COVERAGE ISSUE DATE (MM/DD/YYYY) 09/03/2021 THIS EVIDENCE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE ADDITIONAL INTEREST. THIS EVIDENCE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BELOW. THIS EVIDENCE OF COVERAGE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE ADDITIONAL INTEREST. CALIFORNIA JOINT POWERS INSURANCE AUTHORITY C/O Alliant Insurance Services, Inc. P.O. Box 6450 Newport Beach, CA 92658-6450 Ph (949) 756-0271 / Fax (949) 756-2713 License #OC36861 COVERAGE AFFORDED California JPIA – Memorandum of Coverage Excess Carrier’s – Schedule on File with California JPIA MEMBER: LOAN NUMBER MEMORANDUM NUMBER B128410009W21 EFFECTIVE DATE 07/01/2021 EXPIRATION DATE 07/01/2022 CONT. UNTIL TERMINATED IF CHECKED THIS REPLACES PRIOR EVIDENCE DATED: PROPERTY INFORMATION LOCATION / DESCRIPTION ISSUED FOR PURPOSES OF EVIDENCING AUTO COMP/COLLISION DEDUCTIBLE AT $2,500 AS SHOWN BELOW. THIS IS TO CERTIFY THAT THE MEMORANDUM OF COVERAGE LISTED ABOVE HAS BEEN ISSUED TO THE MEMBER NAMED ABOVE FOR THE PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS EVIDENCE MAY BE ISSUED OR MAY PERTAIN, THE COVERAGE AFFORDED BY THE MEMORANDUM DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH MEMORANDUM. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. COVERAGE INFORMATION COVERAGE / PERILS / FORMS AMOUNT OF INSURANCE DEDUCTIBLE “All Risk” of Direct Physical Loss or Damage Including Flood – Limits Per Occurrence – Replacement Cost Subject to Memorandum Exclusions (Earthquake & Flood per schedule on file with Company ) Sub-Limits apply as follows (but not limited to): $ 10,000,000 Flood Coverage – All locations not separately insured for EQ/Flood - Annual Aggregate Limit $ 50,000,000 Course of Construction Final Contract Value - Real Property $ 25,000,000 Newly Acquired Property (reported within 60 days) unnamed locations $ 250,000 Newly Acquired Fine Arts $ 500,000 Animals $ 10,000 Limited Mold - $100,000 Limited Mold Aggregate Limit Earthquake / Flood Covered Only If Indicated on Property Schedule on file with the Company and with the Authority. $500,000,000 REMARKS (Including Special Conditions) Deductibles: Earthquake, if Purchased, 5% of Total Insurable Values Per Unit, Per Occurrence, Subject to $100,000 Minimum Per Occurrence Flood - $250,000 Flood Zones A & V per Member per Occurrence, All Other Flood Zones $100,000 per Member per Occurrence Vehicles & Telephone Equipment in Vehicles, if Purchased, Comprehensive and Collision - $2,500 Per Occurrence Emergency Vehicles if Purchased, Comprehensive and Collision - $10,000 Per Occurrence All Other Perils - $10,000 Per Occurrence CANCELLATION SHOULD THE ABOVE DESCRIBED MEMORANDUM / EXCESS CARRIER(S) BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE MEMORANDUM COVERAGE PROVISIONS. ADDITIONAL INTEREST NAME AND ADDRESS MORTGAGEE ADDITIONAL INSURED LOSS PAYEE 438BFU OTHER EVIDENCE ONLY LOAN # AUTHORIZED REPRESENTATIVE CITY OF LA QUINTA 78-495 CALLE TAMPICO LA QUINTA, CA 92253 ENTERPRISE FM TRUST P.O. BOX 16805 ST LOUIS, MO 63105 EVIDENCE OF PROPERTY COVERAGE ISSUE DATE (MM/DD/YYYY) 09/03/2021 THIS EVIDENCE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE ADDITIONAL INTEREST. THIS EVIDENCE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BELOW. THIS EVIDENCE OF COVERAGE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE ADDITIONAL INTEREST. CALIFORNIA JOINT POWERS INSURANCE AUTHORITY C/O Alliant Insurance Services, Inc. P.O. Box 6450 Newport Beach, CA 92658-6450 Ph (949) 756-0271 / Fax (949) 756-2713 License #OC36861 COVERAGE AFFORDED California JPIA – Memorandum of Coverage Excess Carrier’s – Schedule on File with California JPIA MEMBER: LOAN NUMBER MEMORANDUM NUMBER B128410009W21 EFFECTIVE DATE 07/01/2021 EXPIRATION DATE 07/01/2022 CONT. UNTIL TERMINATED IF CHECKED THIS REPLACES PRIOR EVIDENCE DATED: PROPERTY INFORMATION LOCATION / DESCRIPTION AS RESPECTS MAINTENANCE MANAGEMENT AND FLEET RENTAL AGREEMENT DATED SEPTEMBER 2016 BY AND BETWEEN ENTERPRISE FLEET MANAGEMENT (EFM) AND THE CITY OF LA QUINTA RE: THE FOLLOWING (10) 2017 CHEVROLET VEHICLES: COLORADO, VIN 1GCHSBEN3H1154530, MEDIUM TRUCK VALUED @ $25,758; COLORADO, VIN 1GCGSBEN6H1152234, LIGHT TRUCK VALUED @ $26,963; COLORADO, VIN 1GCHSBEN0H1152413, MEDIUM TRUCK VALUED @ $25,758; COLORADO, VIN 1GCHSBEN6H1152965, MEDIUM TRUCK VALUED @ $25,758; COLORADO, VIN 1GCHSBEN0H1152850, MEDIUM TRUCK VALUED @ $25,758; COLORADO, VIN 1GCGSBEN9H1151885, LIGHT TRUCK VALUED @ $26,963; EQUINOX, VIN 2GNAXHEV3J6206755, PASSENGER VAN VALUED @ $21,439; COLORADO, VIN 1GCHSBEN4J1138245, PASSENGER VAN VALUED @ $26,447. THIS IS TO CERTIFY THAT THE MEMORANDUM OF COVERAGE LISTED ABOVE HAS BEEN ISSUED TO THE MEMBER NAMED ABOVE FOR THE PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS EVIDENCE MAY BE ISSUED OR MAY PERTAIN, THE COVERAGE AFFORDED BY THE MEMORANDUM DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH MEMORANDUM. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. COVERAGE INFORMATION COVERAGE / PERILS / FORMS AMOUNT OF INSURANCE DEDUCTIBLE “All Risk” of Direct Physical Loss or Damage Including Flood – Limits Per Occurrence – Replacement Cost Subject to Memorandum Exclusions (Earthquake & Flood per schedule on file with Company ) Sub-Limits apply as follows (but not limited to): $ 10,000,000 Flood Coverage – All locations not separately insured for EQ/Flood - Annual Aggregate Limit $ 50,000,000 Course of Construction Final Contract Value - Real Property $ 25,000,000 Newly Acquired Property (reported within 60 days) unnamed locations $ 250,000 Newly Acquired Fine Arts $ 500,000 Animals $ 10,000 Limited Mold - $100,000 Limited Mold Aggregate Limit Earthquake / Flood Covered Only If Indicated on Property Schedule on file with the Company and with the Authority. $500,000,000 REMARKS (Including Special Conditions) Deductibles: Earthquake, if Purchased, 5% of Total Insurable Values Per Unit, Per Occurrence, Subject to $100,000 Minimum Per Occurrence Flood - $250,000 Flood Zones A & V per Member per Occurrence, All Other Flood Zones $100,000 per Member per Occurrence Vehicles & Telephone Equipment in Vehicles, if Purchased, Comprehensive and Collision - $2,500 Per Occurrence Emergency Vehicles if Purchased, Comprehensive and Collision - $10,000 Per Occurrence All Other Perils - $10,000 Per Occurrence CANCELLATION SHOULD THE ABOVE DESCRIBED MEMORANDUM / EXCESS CARRIER(S) BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE MEMORANDUM COVERAGE PROVISIONS. ADDITIONAL INTEREST NAME AND ADDRESS MORTGAGEE ADDITIONAL INSURED LOSS PAYEE 438BFU OTHER LOAN # AUTHORIZED REPRESENTATIVE CITY OF LA QUINTA 78-495 CALLE TAMPICO LA QUINTA, CA 92253 ENTERPRISE FM TRUST P.O. BOX 16805 ST LOUIS, MO 63105 X LENDER’S LOSS PAYABLE ENDORSEMENT 1. Loss or damage, if any, under this policy, shall be paid to the Payee named on the first page of this policy, its successors and assigns, hereinafter referred to as “the Lender”, in whatever form or capacity its interests may appear and whether said interest be vested in said Lender in its individual or in its disclosed or undisclosed fiduciary or representative capacity, or otherwise, or vested in a nominee or trustee of said Lender. 2. The insurance under this policy, or any rider or endorsement attached thereto, as to the interest only of the Lender, its successors and assigns, shall not be invalidated nor suspended: (a) by any error, omission, or change respecting the ownership, description, possession, or location of the subject of the insurance or the interest therein, or the title thereto; (b) by the commencement of foreclosure proceedings or the giving of notice of sale of any of the property covered by this policy by virtue of any mortgage or trust deed; (c) by any breach of warranty, act, omission, neglect, or non-compliance with any of the provisions of this policy, including any and all riders now or hereafter attached thereto, by the named insured, the borrower, mortgagor, trustor, vendee, owner, tenant, warehouseman, custodian, occupant, or by the agents of either or any of them or by the happening of any event permitted by them or either of them, or their agents, or which they failed to prevent, whether occurring before or after the attachment of this endorsement, or whether before or after a loss, which under the provisions of this policy of insurance or of any rider or endorsement attached thereto would invalidate or suspend the insurance as to the named insured, excluding herefrom, however, any acts or omissions of the Lender while exercising active control and management of the property. 3. In the event of failure of the insured to pay any premium or additional premium which shall be or become due under the terms of this policy or on account of any change in occupancy or increase in hazard not permitted by this policy, this Company agrees to give written notice to the Lender of such non-payment of premium after sixty (60) days from and within one hundred and twenty (120) days after due date of such premium and it is a condition of the continuance of the rights of the Lender hereunder that the Lender when so notified in writing by this Company of the failure of the insured to pay such premium shall pay or cause to be paid the premium due within ten (10) days following receipt of the Company’s demand in writing therefor. If the Lender shall decline to pay said premium or additional premium, the rights of the Lender under this Lender’s Loss Payable Endorsement shall not be terminated before ten (10) days after receipt of said written notice by the Lender. 4. Whenever this Company shall pay to the Lender any sum for loss or damage under this policy and shall claim that as to the insured no liability therefor exists, this Company, at its option, may pay to the Lender the whole principal sum and interest and other indebtedness due or to become due from the insured, whether secured or unsecured, (with refund of all interest not accrued), and this Company, to the extent of such payment, shall thereupon receive a full assignment and transfer, without recourse, of the debt and all rights and securities held as collateral thereto. 5. If there be any other insurance upon the within described property, this Company shall be liable under this policy as to the Lender for the proportion of such loss or damage that the sum hereby insured bears to the entire insurance of similar character on said property under policies held by, payable to and expressly consented to by the Lender. Any Contribution Clause included in any Fallen Building Clause Waiver or any Extended Coverage Endorsement attached to this contract of insurance is hereby nullified, and also any Contribution Clause in any other endorsement or rider attached to this contract of insurance is hereby nullified except Contribution Clauses for the compliance with which the insured has received reduction in the rate charged or has received extension of the coverage to include hazards other than fire and compliance with such Contribution Clause is made a part of the consideration for insuring such other hazards. The Lender upon the payment to it of the full amount of its claim, will subrogate this Company (pro rata with all other insurers contributing to said payment) to all of the Lender’s rights of contribution under said other insurance. 6. This Company reserves the right to cancel this policy at any time, as provided by its terms, but in such case this policy shall continue in force for the benefit of the Lender for ten (10) days after written notice of such cancellation is received by the Lender and shall then cease. 7. This policy shall remain in full force and effect as to the interest of the Lender for a period of ten (10) days after its expiration unless an acceptable policy in renewal thereof with loss thereunder payable to the Lender in accordance with the terms of this Lender’s Loss Payable Endorsement, shall have been issued by some insurance company and accepted by the Lender. 8. Should legal title to and beneficial ownership of any of the property covered under this policy become vested in the Lender or its agents, insurance under this policy shall continue for the term thereof for the benefit of the Lender but, in such event, any privileges granted by this Lender’s Loss Payable Endorsement which are not also granted the insured under the terms and conditions of this policy and/or under other riders or endorsements attached thereto shall not apply to the insurance hereunder as respects such property. 9. All notices herein provided to be give by the Company to the Lender in connection with this policy and this Lender’s Loss Payable Endorsement shall be mailed to or delivered to the Lender at its office or branch described on the first page of the policy. Approved: Board of Fire Underwriters of the Pacific, California Bankers’ Association Committee on Insurance. EVIDENCE OF PROPERTY COVERAGE ISSUE DATE (MM/DD/YYYY) 09/03/2021 THIS EVIDENCE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE ADDITIONAL INTEREST. THIS EVIDENCE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BELOW. THIS EVIDENCE OF COVERAGE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE ADDITIONAL INTEREST. CALIFORNIA JOINT POWERS INSURANCE AUTHORITY C/O Alliant Insurance Services, Inc. P.O. Box 6450 Newport Beach, CA 92658-6450 Ph (949) 756-0271 / Fax (949) 756-2713 License #OC36861 COVERAGE AFFORDED California JPIA – Memorandum of Coverage Excess Carrier’s – Schedule on File with California JPIA MEMBER: LOAN NUMBER MEMORANDUM NUMBER B128410009W21 EFFECTIVE DATE 07/01/2021 EXPIRATION DATE 07/01/2022 CONT. UNTIL TERMINATED IF CHECKED THIS REPLACES PRIOR EVIDENCE DATED: PROPERTY INFORMATION LOCATION / DESCRIPTION AS RESPECTS VEHICLE: 2018 CHEVROLET COLORADO, VIN #1GCHSBEN0J1100222 2018 CHEVROLET COLORADO, VIN #1GCHSBEN3J1136860 2018 CHEVROLET COLORADO, VIN #1GCHSBEN7J1135145 2018 CHEVROLET COLORADO, VIN #1GCHSBEN5J1134527 2018 CHEVROLET COLORADO, VIN #1GCHSBENXJ1137181 THIS IS TO CERTIFY THAT THE MEMORANDUM OF COVERAGE LISTED ABOVE HAS BEEN ISSUED TO THE MEMBER NAMED ABOVE FOR THE PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS EVIDENCE MAY BE ISSUED OR MAY PERTAIN, THE COVERAGE AFFORDED BY THE MEMORANDUM DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH MEMORANDUM. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. COVERAGE INFORMATION COVERAGE / PERILS / FORMS AMOUNT OF INSURANCE DEDUCTIBLE “All Risk” of Direct Physical Loss or Damage Including Flood – Limits Per Occurrence – Replacement Cost Subject to Memorandum Exclusions (Earthquake & Flood per schedule on file with Company ) Sub-Limits apply as follows (but not limited to): $ 10,000,000 Flood Coverage – All locations not separately insured for EQ/Flood - Annual Aggregate Limit $ 50,000,000 Course of Construction Final Contract Value - Real Property $ 25,000,000 Newly Acquired Property (reported within 60 days) unnamed locations $ 250,000 Newly Acquired Fine Arts $ 500,000 Animals $ 10,000 Limited Mold - $100,000 Limited Mold Aggregate Limit Earthquake / Flood Covered Only If Indicated on Property Schedule on file with the Company and with the Authority. $500,000,000 REMARKS (Including Special Conditions) Deductibles: Earthquake, if Purchased, 5% of Total Insurable Values Per Unit, Per Occurrence, Subject to $100,000 Minimum Per Occurrence Flood - $250,000 Flood Zones A & V per Member per Occurrence, All Other Flood Zones $100,000 per Member per Occurrence Vehicles & Telephone Equipment in Vehicles, if Purchased, Comprehensive and Collision - $2,500 Per Occurrence Emergency Vehicles if Purchased, Comprehensive and Collision - $10,000 Per Occurrence All Other Perils - $10,000 Per Occurrence CANCELLATION SHOULD THE ABOVE DESCRIBED MEMORANDUM / EXCESS CARRIER(S) BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE MEMORANDUM COVERAGE PROVISIONS. ADDITIONAL INTEREST NAME AND ADDRESS MORTGAGEE ADDITIONAL INSURED LOSS PAYEE 438BFU OTHER LOAN # AUTHORIZED REPRESENTATIVE CITY OF LA QUINTA 78-495 CALLE TAMPICO LA QUINTA, CA 92253 ENTERPRISE FM TRUST P.O. BOX 16805 SAINT LOUIS, MO 63105 X LENDER’S LOSS PAYABLE ENDORSEMENT 1. Loss or damage, if any, under this policy, shall be paid to the Payee named on the first page of this policy, its successors and assigns, hereinafter referred to as “the Lender”, in whatever form or capacity its interests may appear and whether said interest be vested in said Lender in its individual or in its disclosed or undisclosed fiduciary or representative capacity, or otherwise, or vested in a nominee or trustee of said Lender. 2. The insurance under this policy, or any rider or endorsement attached thereto, as to the interest only of the Lender, its successors and assigns, shall not be invalidated nor suspended: (a) by any error, omission, or change respecting the ownership, description, possession, or location of the subject of the insurance or the interest therein, or the title thereto; (b) by the commencement of foreclosure proceedings or the giving of notice of sale of any of the property covered by this policy by virtue of any mortgage or trust deed; (c) by any breach of warranty, act, omission, neglect, or non-compliance with any of the provisions of this policy, including any and all riders now or hereafter attached thereto, by the named insured, the borrower, mortgagor, trustor, vendee, owner, tenant, warehouseman, custodian, occupant, or by the agents of either or any of them or by the happening of any event permitted by them or either of them, or their agents, or which they failed to prevent, whether occurring before or after the attachment of this endorsement, or whether before or after a loss, which under the provisions of this policy of insurance or of any rider or endorsement attached thereto would invalidate or suspend the insurance as to the named insured, excluding herefrom, however, any acts or omissions of the Lender while exercising active control and management of the property. 3. In the event of failure of the insured to pay any premium or additional premium which shall be or become due under the terms of this policy or on account of any change in occupancy or increase in hazard not permitted by this policy, this Company agrees to give written notice to the Lender of such non-payment of premium after sixty (60) days from and within one hundred and twenty (120) days after due date of such premium and it is a condition of the continuance of the rights of the Lender hereunder that the Lender when so notified in writing by this Company of the failure of the insured to pay such premium shall pay or cause to be paid the premium due within ten (10) days following receipt of the Company’s demand in writing therefor. If the Lender shall decline to pay said premium or additional premium, the rights of the Lender under this Lender’s Loss Payable Endorsement shall not be terminated before ten (10) days after receipt of said written notice by the Lender. 4. Whenever this Company shall pay to the Lender any sum for loss or damage under this policy and shall claim that as to the insured no liability therefor exists, this Company, at its option, may pay to the Lender the whole principal sum and interest and other indebtedness due or to become due from the insured, whether secured or unsecured, (with refund of all interest not accrued), and this Company, to the extent of such payment, shall thereupon receive a full assignment and transfer, without recourse, of the debt and all rights and securities held as collateral thereto. 5. If there be any other insurance upon the within described property, this Company shall be liable under this policy as to the Lender for the proportion of such loss or damage that the sum hereby insured bears to the entire insurance of similar character on said property under policies held by, payable to and expressly consented to by the Lender. Any Contribution Clause included in any Fallen Building Clause Waiver or any Extended Coverage Endorsement attached to this contract of insurance is hereby nullified, and also any Contribution Clause in any other endorsement or rider attached to this contract of insurance is hereby nullified except Contribution Clauses for the compliance with which the insured has received reduction in the rate charged or has received extension of the coverage to include hazards other than fire and compliance with such Contribution Clause is made a part of the consideration for insuring such other hazards. The Lender upon the payment to it of the full amount of its claim, will subrogate this Company (pro rata with all other insurers contributing to said payment) to all of the Lender’s rights of contribution under said other insurance. 6. This Company reserves the right to cancel this policy at any time, as provided by its terms, but in such case this policy shall continue in force for the benefit of the Lender for ten (10) days after written notice of such cancellation is received by the Lender and shall then cease. 7. This policy shall remain in full force and effect as to the interest of the Lender for a period of ten (10) days after its expiration unless an acceptable policy in renewal thereof with loss thereunder payable to the Lender in accordance with the terms of this Lender’s Loss Payable Endorsement, shall have been issued by some insurance company and accepted by the Lender. 8. Should legal title to and beneficial ownership of any of the property covered under this policy become vested in the Lender or its agents, insurance under this policy shall continue for the term thereof for the benefit of the Lender but, in such event, any privileges granted by this Lender’s Loss Payable Endorsement which are not also granted the insured under the terms and conditions of this policy and/or under other riders or endorsements attached thereto shall not apply to the insurance hereunder as respects such property. 9. All notices herein provided to be give by the Company to the Lender in connection with this policy and this Lender’s Loss Payable Endorsement shall be mailed to or delivered to the Lender at its office or branch described on the first page of the policy. Approved: Board of Fire Underwriters of the Pacific, California Bankers’ Association Committee on Insurance. EVIDENCE OF PROPERTY COVERAGE ISSUE DATE (MM/DD/YYYY) 09/03/2021 THIS EVIDENCE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE ADDITIONAL INTEREST. THIS EVIDENCE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BELOW. THIS EVIDENCE OF COVERAGE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE ADDITIONAL INTEREST. CALIFORNIA JOINT POWERS INSURANCE AUTHORITY C/O Alliant Insurance Services, Inc. P.O. Box 6450 Newport Beach, CA 92658-6450 Ph (949) 756-0271 / Fax (949) 756-2713 License #OC36861 COVERAGE AFFORDED California JPIA – Memorandum of Coverage Excess Carrier’s – Schedule on File with California JPIA MEMBER: LOAN NUMBER MEMORANDUM NUMBER B128410009W21 EFFECTIVE DATE 07/01/2021 EXPIRATION DATE 07/01/2022 CONT. UNTIL TERMINATED IF CHECKED THIS REPLACES PRIOR EVIDENCE DATED: PROPERTY INFORMATION LOCATION / DESCRIPTION AS RESPECTS (5) 2017 VEHICLES: CHEVROLET COLORADO, VIN 1GCHSBEN1H1266940; 1GCHSBEN3H1264235; 1GCHSBEN4H1266558; 1GCHSBEN4H1269005; 1GCHSBEN9H1244342, 2017 CHEVROLET CITY EXPRESS VIN 3N63M0YN2HK707460, 2019 FORD EXPLORER VIN 1FMJU1G57AE93888, 2020 CHEVY COLORADO 4X2 VIN 1GCGSBEN3L1220272, 2017 DODGE RAM VIN 3C7WRMBL3HG695728, 2018 FORD F650 VIN 1FDNF6DE7JDF00501. THIS IS TO CERTIFY THAT THE MEMORANDUM OF COVERAGE LISTED ABOVE HAS BEEN ISSUED TO THE MEMBER NAMED ABOVE FOR THE PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS EVIDENCE MAY BE ISSUED OR MAY PERTAIN, THE COVERAGE AFFORDED BY THE MEMORANDUM DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH MEMORANDUM. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. COVERAGE INFORMATION COVERAGE / PERILS / FORMS AMOUNT OF INSURANCE DEDUCTIBLE “All Risk” of Direct Physical Loss or Damage Including Flood – Limits Per Occurrence – Replacement Cost Subject to Memorandum Exclusions (Earthquake & Flood per schedule on file with Company ) Sub-Limits apply as follows (but not limited to): $ 10,000,000 Flood Coverage – All locations not separately insured for EQ/Flood - Annual Aggregate Limit $ 50,000,000 Course of Construction Final Contract Value - Real Property $ 25,000,000 Newly Acquired Property (reported within 60 days) unnamed locations $ 250,000 Newly Acquired Fine Arts $ 500,000 Animals $ 10,000 Limited Mold - $100,000 Limited Mold Aggregate Limit Earthquake / Flood Covered Only If Indicated on Property Schedule on file with the Company and with the Authority. $500,000,000 REMARKS (Including Special Conditions) Deductibles: Earthquake, if Purchased, 5% of Total Insurable Values Per Unit, Per Occurrence, Subject to $100,000 Minimum Per Occurrence Flood - $250,000 Flood Zones A & V per Member per Occurrence, All Other Flood Zones $100,000 per Member per Occurrence Vehicles & Telephone Equipment in Vehicles, if Purchased, Comprehensive and Collision - $2,500 Per Occurrence Emergency Vehicles if Purchased, Comprehensive and Collision - $10,000 Per Occurrence All Other Perils - $10,000 Per Occurrence CANCELLATION SHOULD THE ABOVE DESCRIBED MEMORANDUM / EXCESS CARRIER(S) BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE MEMORANDUM COVERAGE PROVISIONS. ADDITIONAL INTEREST NAME AND ADDRESS MORTGAGEE ADDITIONAL INSURED LOSS PAYEE 438BFU OTHER LOAN # AUTHORIZED REPRESENTATIVE CITY OF LA QUINTA 78-495 CALLE TAMPICO LA QUINTA, CA 92253 ENTERPRISE FM TRUST P.O. BOX 16805 ST LOUIS, MO 63105 X LENDER’S LOSS PAYABLE ENDORSEMENT 1. Loss or damage, if any, under this policy, shall be paid to the Payee named on the first page of this policy, its successors and assigns, hereinafter referred to as “the Lender”, in whatever form or capacity its interests may appear and whether said interest be vested in said Lender in its individual or in its disclosed or undisclosed fiduciary or representative capacity, or otherwise, or vested in a nominee or trustee of said Lender. 2. The insurance under this policy, or any rider or endorsement attached thereto, as to the interest only of the Lender, its successors and assigns, shall not be invalidated nor suspended: (a) by any error, omission, or change respecting the ownership, description, possession, or location of the subject of the insurance or the interest therein, or the title thereto; (b) by the commencement of foreclosure proceedings or the giving of notice of sale of any of the property covered by this policy by virtue of any mortgage or trust deed; (c) by any breach of warranty, act, omission, neglect, or non-compliance with any of the provisions of this policy, including any and all riders now or hereafter attached thereto, by the named insured, the borrower, mortgagor, trustor, vendee, owner, tenant, warehouseman, custodian, occupant, or by the agents of either or any of them or by the happening of any event permitted by them or either of them, or their agents, or which they failed to prevent, whether occurring before or after the attachment of this endorsement, or whether before or after a loss, which under the provisions of this policy of insurance or of any rider or endorsement attached thereto would invalidate or suspend the insurance as to the named insured, excluding herefrom, however, any acts or omissions of the Lender while exercising active control and management of the property. 3. In the event of failure of the insured to pay any premium or additional premium which shall be or become due under the terms of this policy or on account of any change in occupancy or increase in hazard not permitted by this policy, this Company agrees to give written notice to the Lender of such non-payment of premium after sixty (60) days from and within one hundred and twenty (120) days after due date of such premium and it is a condition of the continuance of the rights of the Lender hereunder that the Lender when so notified in writing by this Company of the failure of the insured to pay such premium shall pay or cause to be paid the premium due within ten (10) days following receipt of the Company’s demand in writing therefor. If the Lender shall decline to pay said premium or additional premium, the rights of the Lender under this Lender’s Loss Payable Endorsement shall not be terminated before ten (10) days after receipt of said written notice by the Lender. 4. Whenever this Company shall pay to the Lender any sum for loss or damage under this policy and shall claim that as to the insured no liability therefor exists, this Company, at its option, may pay to the Lender the whole principal sum and interest and other indebtedness due or to become due from the insured, whether secured or unsecured, (with refund of all interest not accrued), and this Company, to the extent of such payment, shall thereupon receive a full assignment and transfer, without recourse, of the debt and all rights and securities held as collateral thereto. 5. If there be any other insurance upon the within described property, this Company shall be liable under this policy as to the Lender for the proportion of such loss or damage that the sum hereby insured bears to the entire insurance of similar character on said property under policies held by, payable to and expressly consented to by the Lender. Any Contribution Clause included in any Fallen Building Clause Waiver or any Extended Coverage Endorsement attached to this contract of insurance is hereby nullified, and also any Contribution Clause in any other endorsement or rider attached to this contract of insurance is hereby nullified except Contribution Clauses for the compliance with which the insured has received reduction in the rate charged or has received extension of the coverage to include hazards other than fire and compliance with such Contribution Clause is made a part of the consideration for insuring such other hazards. The Lender upon the payment to it of the full amount of its claim, will subrogate this Company (pro rata with all other insurers contributing to said payment) to all of the Lender’s rights of contribution under said other insurance. 6. This Company reserves the right to cancel this policy at any time, as provided by its terms, but in such case this policy shall continue in force for the benefit of the Lender for ten (10) days after written notice of such cancellation is received by the Lender and shall then cease. 7. This policy shall remain in full force and effect as to the interest of the Lender for a period of ten (10) days after its expiration unless an acceptable policy in renewal thereof with loss thereunder payable to the Lender in accordance with the terms of this Lender’s Loss Payable Endorsement, shall have been issued by some insurance company and accepted by the Lender. 8. Should legal title to and beneficial ownership of any of the property covered under this policy become vested in the Lender or its agents, insurance under this policy shall continue for the term thereof for the benefit of the Lender but, in such event, any privileges granted by this Lender’s Loss Payable Endorsement which are not also granted the insured under the terms and conditions of this policy and/or under other riders or endorsements attached thereto shall not apply to the insurance hereunder as respects such property. 9. All notices herein provided to be give by the Company to the Lender in connection with this policy and this Lender’s Loss Payable Endorsement shall be mailed to or delivered to the Lender at its office or branch described on the first page of the policy. Approved: Board of Fire Underwriters of the Pacific, California Bankers’ Association Committee on Insurance. EVIDENCE OF PROPERTY COVERAGE ISSUE DATE (MM/DD/YYYY) 09/03/2021 THIS EVIDENCE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE ADDITIONAL INTEREST. THIS EVIDENCE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BELOW. THIS EVIDENCE OF COVERAGE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE ADDITIONAL INTEREST. CALIFORNIA JOINT POWERS INSURANCE AUTHORITY C/O Alliant Insurance Services, Inc. P.O. Box 6450 Newport Beach, CA 92658-6450 Ph (949) 756-0271 / Fax (949) 756-2713 License #OC36861 COVERAGE AFFORDED California JPIA – Memorandum of Coverage Excess Carrier’s – Schedule on File with California JPIA MEMBER: LOAN NUMBER MEMORANDUM NUMBER B128410009W21 EFFECTIVE DATE 07/01/2021 EXPIRATION DATE 07/01/2022 CONT. UNTIL TERMINATED IF CHECKED THIS REPLACES PRIOR EVIDENCE DATED: PROPERTY INFORMATION LOCATION / DESCRIPTION AS RESPECTS VEHICLES: 2017 GMC SAVANA CUTAWAY, VIN #1GD07RFG2H1352891, VALUE: $35,400; 2018 CHEVROLET SILVERADO 2500, VIN #1GB0KUEGXJZ198403, VALUE: $33,115. THIS IS TO CERTIFY THAT THE MEMORANDUM OF COVERAGE LISTED ABOVE HAS BEEN ISSUED TO THE MEMBER NAMED ABOVE FOR THE PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS EVIDENCE MAY BE ISSUED OR MAY PERTAIN, THE COVERAGE AFFORDED BY THE MEMORANDUM DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH MEMORANDUM. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. COVERAGE INFORMATION COVERAGE / PERILS / FORMS AMOUNT OF INSURANCE DEDUCTIBLE “All Risk” of Direct Physical Loss or Damage Including Flood – Limits Per Occurrence – Replacement Cost Subject to Memorandum Exclusions (Earthquake & Flood per schedule on file with Company ) Sub-Limits apply as follows (but not limited to): $ 10,000,000 Flood Coverage – All locations not separately insured for EQ/Flood - Annual Aggregate Limit $ 50,000,000 Course of Construction Final Contract Value - Real Property $ 25,000,000 Newly Acquired Property (reported within 60 days) unnamed locations $ 250,000 Newly Acquired Fine Arts $ 500,000 Animals $ 10,000 Limited Mold - $100,000 Limited Mold Aggregate Limit Earthquake / Flood Covered Only If Indicated on Property Schedule on file with the Company and with the Authority. $500,000,000 REMARKS (Including Special Conditions) Deductibles: Earthquake, if Purchased, 5% of Total Insurable Values Per Unit, Per Occurrence, Subject to $100,000 Minimum Per Occurrence Flood - $250,000 Flood Zones A & V per Member per Occurrence, All Other Flood Zones $100,000 per Member per Occurrence Vehicles & Telephone Equipment in Vehicles, if Purchased, Comprehensive and Collision - $2,500 Per Occurrence Emergency Vehicles if Purchased, Comprehensive and Collision - $10,000 Per Occurrence All Other Perils - $10,000 Per Occurrence CANCELLATION SHOULD THE ABOVE DESCRIBED MEMORANDUM / EXCESS CARRIER(S) BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE MEMORANDUM COVERAGE PROVISIONS. ADDITIONAL INTEREST NAME AND ADDRESS MORTGAGEE ADDITIONAL INSURED LOSS PAYEE 438BFU OTHER LOAN # AUTHORIZED REPRESENTATIVE CITY OF LA QUINTA 78-495 CALLE TAMPICO LA QUINTA, CA 92253 ENTERPRISE FM TRUST P.O. BOX 16805 ST LOUIS, MO 63105 X LENDER’S LOSS PAYABLE ENDORSEMENT 1. Loss or damage, if any, under this policy, shall be paid to the Payee named on the first page of this policy, its successors and assigns, hereinafter referred to as “the Lender”, in whatever form or capacity its interests may appear and whether said interest be vested in said Lender in its individual or in its disclosed or undisclosed fiduciary or representative capacity, or otherwise, or vested in a nominee or trustee of said Lender. 2. The insurance under this policy, or any rider or endorsement attached thereto, as to the interest only of the Lender, its successors and assigns, shall not be invalidated nor suspended: (a) by any error, omission, or change respecting the ownership, description, possession, or location of the subject of the insurance or the interest therein, or the title thereto; (b) by the commencement of foreclosure proceedings or the giving of notice of sale of any of the property covered by this policy by virtue of any mortgage or trust deed; (c) by any breach of warranty, act, omission, neglect, or non-compliance with any of the provisions of this policy, including any and all riders now or hereafter attached thereto, by the named insured, the borrower, mortgagor, trustor, vendee, owner, tenant, warehouseman, custodian, occupant, or by the agents of either or any of them or by the happening of any event permitted by them or either of them, or their agents, or which they failed to prevent, whether occurring before or after the attachment of this endorsement, or whether before or after a loss, which under the provisions of this policy of insurance or of any rider or endorsement attached thereto would invalidate or suspend the insurance as to the named insured, excluding herefrom, however, any acts or omissions of the Lender while exercising active control and management of the property. 3. In the event of failure of the insured to pay any premium or additional premium which shall be or become due under the terms of this policy or on account of any change in occupancy or increase in hazard not permitted by this policy, this Company agrees to give written notice to the Lender of such non-payment of premium after sixty (60) days from and within one hundred and twenty (120) days after due date of such premium and it is a condition of the continuance of the rights of the Lender hereunder that the Lender when so notified in writing by this Company of the failure of the insured to pay such premium shall pay or cause to be paid the premium due within ten (10) days following receipt of the Company’s demand in writing therefor. If the Lender shall decline to pay said premium or additional premium, the rights of the Lender under this Lender’s Loss Payable Endorsement shall not be terminated before ten (10) days after receipt of said written notice by the Lender. 4. Whenever this Company shall pay to the Lender any sum for loss or damage under this policy and shall claim that as to the insured no liability therefor exists, this Company, at its option, may pay to the Lender the whole principal sum and interest and other indebtedness due or to become due from the insured, whether secured or unsecured, (with refund of all interest not accrued), and this Company, to the extent of such payment, shall thereupon receive a full assignment and transfer, without recourse, of the debt and all rights and securities held as collateral thereto. 5. If there be any other insurance upon the within described property, this Company shall be liable under this policy as to the Lender for the proportion of such loss or damage that the sum hereby insured bears to the entire insurance of similar character on said property under policies held by, payable to and expressly consented to by the Lender. Any Contribution Clause included in any Fallen Building Clause Waiver or any Extended Coverage Endorsement attached to this contract of insurance is hereby nullified, and also any Contribution Clause in any other endorsement or rider attached to this contract of insurance is hereby nullified except Contribution Clauses for the compliance with which the insured has received reduction in the rate charged or has received extension of the coverage to include hazards other than fire and compliance with such Contribution Clause is made a part of the consideration for insuring such other hazards. The Lender upon the payment to it of the full amount of its claim, will subrogate this Company (pro rata with all other insurers contributing to said payment) to all of the Lender’s rights of contribution under said other insurance. 6. This Company reserves the right to cancel this policy at any time, as provided by its terms, but in such case this policy shall continue in force for the benefit of the Lender for ten (10) days after written notice of such cancellation is received by the Lender and shall then cease. 7. This policy shall remain in full force and effect as to the interest of the Lender for a period of ten (10) days after its expiration unless an acceptable policy in renewal thereof with loss thereunder payable to the Lender in accordance with the terms of this Lender’s Loss Payable Endorsement, shall have been issued by some insurance company and accepted by the Lender. 8. Should legal title to and beneficial ownership of any of the property covered under this policy become vested in the Lender or its agents, insurance under this policy shall continue for the term thereof for the benefit of the Lender but, in such event, any privileges granted by this Lender’s Loss Payable Endorsement which are not also granted the insured under the terms and conditions of this policy and/or under other riders or endorsements attached thereto shall not apply to the insurance hereunder as respects such property. 9. All notices herein provided to be give by the Company to the Lender in connection with this policy and this Lender’s Loss Payable Endorsement shall be mailed to or delivered to the Lender at its office or branch described on the first page of the policy. Approved: Board of Fire Underwriters of the Pacific, California Bankers’ Association Committee on Insurance. EVIDENCE OF PROPERTY COVERAGE ISSUE DATE (MM/DD/YYYY) 09/03/2021 THIS EVIDENCE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE ADDITIONAL INTEREST. THIS EVIDENCE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BELOW. THIS EVIDENCE OF COVERAGE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE ADDITIONAL INTEREST. CALIFORNIA JOINT POWERS INSURANCE AUTHORITY C/O Alliant Insurance Services, Inc. P.O. Box 6450 Newport Beach, CA 92658-6450 Ph (949) 756-0271 / Fax (949) 756-2713 License #OC36861 COVERAGE AFFORDED California JPIA – Memorandum of Coverage Excess Carrier’s – Schedule on File with California JPIA MEMBER: LOAN NUMBER MEMORANDUM NUMBER B128410009W21 EFFECTIVE DATE 07/01/2021 EXPIRATION DATE 07/01/2022 CONT. UNTIL TERMINATED IF CHECKED THIS REPLACES PRIOR EVIDENCE DATED: PROPERTY INFORMATION LOCATION / DESCRIPTION AS RESPECTS VEHICLES: 2019 CHEVY EQUINOX, VIN #3GNAXHEV4KS541381 AND VIN #3GNAXHEV1KS542617. THIS IS TO CERTIFY THAT THE MEMORANDUM OF COVERAGE LISTED ABOVE HAS BEEN ISSUED TO THE MEMBER NAMED ABOVE FOR THE PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS EVIDENCE MAY BE ISSUED OR MAY PERTAIN, THE COVERAGE AFFORDED BY THE MEMORANDUM DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH MEMORANDUM. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. COVERAGE INFORMATION COVERAGE / PERILS / FORMS AMOUNT OF INSURANCE DEDUCTIBLE “All Risk” of Direct Physical Loss or Damage Including Flood – Limits Per Occurrence – Replacement Cost Subject to Memorandum Exclusions (Earthquake & Flood per schedule on file with Company ) Sub-Limits apply as follows (but not limited to): $ 10,000,000 Flood Coverage – All locations not separately insured for EQ/Flood - Annual Aggregate Limit $ 50,000,000 Course of Construction Final Contract Value - Real Property $ 25,000,000 Newly Acquired Property (reported within 60 days) unnamed locations $ 250,000 Newly Acquired Fine Arts $ 500,000 Animals $ 10,000 Limited Mold - $100,000 Limited Mold Aggregate Limit Earthquake / Flood Covered Only If Indicated on Property Schedule on file with the Company and with the Authority. $500,000,000 REMARKS (Including Special Conditions) Deductibles: Earthquake, if Purchased, 5% of Total Insurable Values Per Unit, Per Occurrence, Subject to $100,000 Minimum Per Occurrence Flood - $250,000 Flood Zones A & V per Member per Occurrence, All Other Flood Zones $100,000 per Member per Occurrence Vehicles & Telephone Equipment in Vehicles, if Purchased, Comprehensive and Collision - $2,500 Per Occurrence Emergency Vehicles if Purchased, Comprehensive and Collision - $10,000 Per Occurrence All Other Perils - $10,000 Per Occurrence CANCELLATION SHOULD THE ABOVE DESCRIBED MEMORANDUM / EXCESS CARRIER(S) BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE MEMORANDUM COVERAGE PROVISIONS. ADDITIONAL INTEREST NAME AND ADDRESS MORTGAGEE ADDITIONAL INSURED LOSS PAYEE 438BFU OTHER LOAN # AUTHORIZED REPRESENTATIVE CITY OF LA QUINTA 78-495 CALLE TAMPICO LA QUINTA, CA 92253 ENTERPRISE FM TRUST PO BOX 16805 ST. LOUIS, MO 63105 X LENDER’S LOSS PAYABLE ENDORSEMENT 1. Loss or damage, if any, under this policy, shall be paid to the Payee named on the first page of this policy, its successors and assigns, hereinafter referred to as “the Lender”, in whatever form or capacity its interests may appear and whether said interest be vested in said Lender in its individual or in its disclosed or undisclosed fiduciary or representative capacity, or otherwise, or vested in a nominee or trustee of said Lender. 2. The insurance under this policy, or any rider or endorsement attached thereto, as to the interest only of the Lender, its successors and assigns, shall not be invalidated nor suspended: (a) by any error, omission, or change respecting the ownership, description, possession, or location of the subject of the insurance or the interest therein, or the title thereto; (b) by the commencement of foreclosure proceedings or the giving of notice of sale of any of the property covered by this policy by virtue of any mortgage or trust deed; (c) by any breach of warranty, act, omission, neglect, or non-compliance with any of the provisions of this policy, including any and all riders now or hereafter attached thereto, by the named insured, the borrower, mortgagor, trustor, vendee, owner, tenant, warehouseman, custodian, occupant, or by the agents of either or any of them or by the happening of any event permitted by them or either of them, or their agents, or which they failed to prevent, whether occurring before or after the attachment of this endorsement, or whether before or after a loss, which under the provisions of this policy of insurance or of any rider or endorsement attached thereto would invalidate or suspend the insurance as to the named insured, excluding herefrom, however, any acts or omissions of the Lender while exercising active control and management of the property. 3. In the event of failure of the insured to pay any premium or additional premium which shall be or become due under the terms of this policy or on account of any change in occupancy or increase in hazard not permitted by this policy, this Company agrees to give written notice to the Lender of such non-payment of premium after sixty (60) days from and within one hundred and twenty (120) days after due date of such premium and it is a condition of the continuance of the rights of the Lender hereunder that the Lender when so notified in writing by this Company of the failure of the insured to pay such premium shall pay or cause to be paid the premium due within ten (10) days following receipt of the Company’s demand in writing therefor. If the Lender shall decline to pay said premium or additional premium, the rights of the Lender under this Lender’s Loss Payable Endorsement shall not be terminated before ten (10) days after receipt of said written notice by the Lender. 4. Whenever this Company shall pay to the Lender any sum for loss or damage under this policy and shall claim that as to the insured no liability therefor exists, this Company, at its option, may pay to the Lender the whole principal sum and interest and other indebtedness due or to become due from the insured, whether secured or unsecured, (with refund of all interest not accrued), and this Company, to the extent of such payment, shall thereupon receive a full assignment and transfer, without recourse, of the debt and all rights and securities held as collateral thereto. 5. If there be any other insurance upon the within described property, this Company shall be liable under this policy as to the Lender for the proportion of such loss or damage that the sum hereby insured bears to the entire insurance of similar character on said property under policies held by, payable to and expressly consented to by the Lender. Any Contribution Clause included in any Fallen Building Clause Waiver or any Extended Coverage Endorsement attached to this contract of insurance is hereby nullified, and also any Contribution Clause in any other endorsement or rider attached to this contract of insurance is hereby nullified except Contribution Clauses for the compliance with which the insured has received reduction in the rate charged or has received extension of the coverage to include hazards other than fire and compliance with such Contribution Clause is made a part of the consideration for insuring such other hazards. The Lender upon the payment to it of the full amount of its claim, will subrogate this Company (pro rata with all other insurers contributing to said payment) to all of the Lender’s rights of contribution under said other insurance. 6. This Company reserves the right to cancel this policy at any time, as provided by its terms, but in such case this policy shall continue in force for the benefit of the Lender for ten (10) days after written notice of such cancellation is received by the Lender and shall then cease. 7. This policy shall remain in full force and effect as to the interest of the Lender for a period of ten (10) days after its expiration unless an acceptable policy in renewal thereof with loss thereunder payable to the Lender in accordance with the terms of this Lender’s Loss Payable Endorsement, shall have been issued by some insurance company and accepted by the Lender. 8. Should legal title to and beneficial ownership of any of the property covered under this policy become vested in the Lender or its agents, insurance under this policy shall continue for the term thereof for the benefit of the Lender but, in such event, any privileges granted by this Lender’s Loss Payable Endorsement which are not also granted the insured under the terms and conditions of this policy and/or under other riders or endorsements attached thereto shall not apply to the insurance hereunder as respects such property. 9. All notices herein provided to be give by the Company to the Lender in connection with this policy and this Lender’s Loss Payable Endorsement shall be mailed to or delivered to the Lender at its office or branch described on the first page of the policy. Approved: Board of Fire Underwriters of the Pacific, California Bankers’ Association Committee on Insurance. EVIDENCE OF PROPERTY COVERAGE ISSUE DATE (MM/DD/YYYY) 09/03/2021 THIS EVIDENCE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE ADDITIONAL INTEREST. THIS EVIDENCE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BELOW. THIS EVIDENCE OF COVERAGE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE ADDITIONAL INTEREST. CALIFORNIA JOINT POWERS INSURANCE AUTHORITY C/O Alliant Insurance Services, Inc. P.O. Box 6450 Newport Beach, CA 92658-6450 Ph (949) 756-0271 / Fax (949) 756-2713 License #OC36861 COVERAGE AFFORDED California JPIA – Memorandum of Coverage Excess Carrier’s – Schedule on File with California JPIA MEMBER: LOAN NUMBER MEMORANDUM NUMBER B128410009W21 EFFECTIVE DATE 07/01/2021 EXPIRATION DATE 07/01/2022 CONT. UNTIL TERMINATED IF CHECKED THIS REPLACES PRIOR EVIDENCE DATED: PROPERTY INFORMATION LOCATION / DESCRIPTION AS RESPECTS VEHICLES: 2017 CHEVY SILVERADO 2500, VIN #1GB0KUEG0HZ176694, #1GB0KUEGXHZ176783, #1GB0KUEG7HZ176837 AND 2018 CHEVY SILVERADO 2500, VIN #1GB0CUEG5JZ252560. THIS IS TO CERTIFY THAT THE MEMORANDUM OF COVERAGE LISTED ABOVE HAS BEEN ISSUED TO THE MEMBER NAMED ABOVE FOR THE PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS EVIDENCE MAY BE ISSUED OR MAY PERTAIN, THE COVERAGE AFFORDED BY THE MEMORANDUM DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH MEMORANDUM. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. COVERAGE INFORMATION COVERAGE / PERILS / FORMS AMOUNT OF INSURANCE DEDUCTIBLE “All Risk” of Direct Physical Loss or Damage Including Flood – Limits Per Occurrence – Replacement Cost Subject to Memorandum Exclusions (Earthquake & Flood per schedule on file with Company ) Sub-Limits apply as follows (but not limited to): $ 10,000,000 Flood Coverage – All locations not separately insured for EQ/Flood - Annual Aggregate Limit $ 50,000,000 Course of Construction Final Contract Value - Real Property $ 25,000,000 Newly Acquired Property (reported within 60 days) unnamed locations $ 250,000 Newly Acquired Fine Arts $ 500,000 Animals $ 10,000 Limited Mold - $100,000 Limited Mold Aggregate Limit Earthquake / Flood Covered Only If Indicated on Property Schedule on file with the Company and with the Authority. $500,000,000 REMARKS (Including Special Conditions) Deductibles: Earthquake, if Purchased, 5% of Total Insurable Values Per Unit, Per Occurrence, Subject to $100,000 Minimum Per Occurrence Flood - $250,000 Flood Zones A & V per Member per Occurrence, All Other Flood Zones $100,000 per Member per Occurrence Vehicles & Telephone Equipment in Vehicles, if Purchased, Comprehensive and Collision - $2,500 Per Occurrence Emergency Vehicles if Purchased, Comprehensive and Collision - $10,000 Per Occurrence All Other Perils - $10,000 Per Occurrence CANCELLATION SHOULD THE ABOVE DESCRIBED MEMORANDUM / EXCESS CARRIER(S) BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE MEMORANDUM COVERAGE PROVISIONS. ADDITIONAL INTEREST NAME AND ADDRESS MORTGAGEE ADDITIONAL INSURED LOSS PAYEE 438BFU OTHER LOAN # AUTHORIZED REPRESENTATIVE CITY OF LA QUINTA 78-495 CALLE TAMPICO LA QUINTA, CA 92253 ENTERPRISE FM TRUST P.O. BOX 16805 ST LOUIS, MO 63105 X LENDER’S LOSS PAYABLE ENDORSEMENT 1. Loss or damage, if any, under this policy, shall be paid to the Payee named on the first page of this policy, its successors and assigns, hereinafter referred to as “the Lender”, in whatever form or capacity its interests may appear and whether said interest be vested in said Lender in its individual or in its disclosed or undisclosed fiduciary or representative capacity, or otherwise, or vested in a nominee or trustee of said Lender. 2. The insurance under this policy, or any rider or endorsement attached thereto, as to the interest only of the Lender, its successors and assigns, shall not be invalidated nor suspended: (a) by any error, omission, or change respecting the ownership, description, possession, or location of the subject of the insurance or the interest therein, or the title thereto; (b) by the commencement of foreclosure proceedings or the giving of notice of sale of any of the property covered by this policy by virtue of any mortgage or trust deed; (c) by any breach of warranty, act, omission, neglect, or non-compliance with any of the provisions of this policy, including any and all riders now or hereafter attached thereto, by the named insured, the borrower, mortgagor, trustor, vendee, owner, tenant, warehouseman, custodian, occupant, or by the agents of either or any of them or by the happening of any event permitted by them or either of them, or their agents, or which they failed to prevent, whether occurring before or after the attachment of this endorsement, or whether before or after a loss, which under the provisions of this policy of insurance or of any rider or endorsement attached thereto would invalidate or suspend the insurance as to the named insured, excluding herefrom, however, any acts or omissions of the Lender while exercising active control and management of the property. 3. In the event of failure of the insured to pay any premium or additional premium which shall be or become due under the terms of this policy or on account of any change in occupancy or increase in hazard not permitted by this policy, this Company agrees to give written notice to the Lender of such non-payment of premium after sixty (60) days from and within one hundred and twenty (120) days after due date of such premium and it is a condition of the continuance of the rights of the Lender hereunder that the Lender when so notified in writing by this Company of the failure of the insured to pay such premium shall pay or cause to be paid the premium due within ten (10) days following receipt of the Company’s demand in writing therefor. If the Lender shall decline to pay said premium or additional premium, the rights of the Lender under this Lender’s Loss Payable Endorsement shall not be terminated before ten (10) days after receipt of said written notice by the Lender. 4. Whenever this Company shall pay to the Lender any sum for loss or damage under this policy and shall claim that as to the insured no liability therefor exists, this Company, at its option, may pay to the Lender the whole principal sum and interest and other indebtedness due or to become due from the insured, whether secured or unsecured, (with refund of all interest not accrued), and this Company, to the extent of such payment, shall thereupon receive a full assignment and transfer, without recourse, of the debt and all rights and securities held as collateral thereto. 5. If there be any other insurance upon the within described property, this Company shall be liable under this policy as to the Lender for the proportion of such loss or damage that the sum hereby insured bears to the entire insurance of similar character on said property under policies held by, payable to and expressly consented to by the Lender. Any Contribution Clause included in any Fallen Building Clause Waiver or any Extended Coverage Endorsement attached to this contract of insurance is hereby nullified, and also any Contribution Clause in any other endorsement or rider attached to this contract of insurance is hereby nullified except Contribution Clauses for the compliance with which the insured has received reduction in the rate charged or has received extension of the coverage to include hazards other than fire and compliance with such Contribution Clause is made a part of the consideration for insuring such other hazards. The Lender upon the payment to it of the full amount of its claim, will subrogate this Company (pro rata with all other insurers contributing to said payment) to all of the Lender’s rights of contribution under said other insurance. 6. This Company reserves the right to cancel this policy at any time, as provided by its terms, but in such case this policy shall continue in force for the benefit of the Lender for ten (10) days after written notice of such cancellation is received by the Lender and shall then cease. 7. This policy shall remain in full force and effect as to the interest of the Lender for a period of ten (10) days after its expiration unless an acceptable policy in renewal thereof with loss thereunder payable to the Lender in accordance with the terms of this Lender’s Loss Payable Endorsement, shall have been issued by some insurance company and accepted by the Lender. 8. Should legal title to and beneficial ownership of any of the property covered under this policy become vested in the Lender or its agents, insurance under this policy shall continue for the term thereof for the benefit of the Lender but, in such event, any privileges granted by this Lender’s Loss Payable Endorsement which are not also granted the insured under the terms and conditions of this policy and/or under other riders or endorsements attached thereto shall not apply to the insurance hereunder as respects such property. 9. All notices herein provided to be give by the Company to the Lender in connection with this policy and this Lender’s Loss Payable Endorsement shall be mailed to or delivered to the Lender at its office or branch described on the first page of the policy. Approved: Board of Fire Underwriters of the Pacific, California Bankers’ Association Committee on Insurance.