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Insurance Certificates 2022/23 Landmark Golf ManagementClient#: 1997550 LANDMGOL1 ACORDTM CERTIFICATE OF LIABILITY INSURANCE E (DD/Y MM/DDNYYY) DAT3/E(M/ THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer any rights to the certificate holder in lieu of such endorsement(s). PRODUCER Temecula Insurance, div of USI 41923 2nd Street, Suite 201 Temecula, CA 92590 951 694-5200 CONTACT Kim Salute NAME: PHONE 951 694-5200 FAX 951-302-0470 (A/C, No, Ext): (A/C, No): E-MAIL ADDRESS: kim.salute@usi.com INSURER(S) AFFORDING COVERAGE NAIC # INSURER A : Granite State Insurance Company 23809 INSURED Landmark Golf Management, LLC; SilverRo 79-179 Ahmanson Lane La Quinta, CA 92253 INSURER B : New Hampshire Insurance Company 23841 INSURER c : CompWest Insurance Company 12177 INSURER D : INSURER E : INSURER F : COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. LTRR TYPE OF INSURANCE INSRL SUBR WVD POLICY NUMBER M/POLICY EFF (MDD/YYY1() POLICY EXP (MM/DD/YYY1() LIMITS A X COMMERCIAL GENERAL LIABILITY X X 02LX06614251411 11/05/2022 11/05/2023 EACH OCCURRENCE $1,000,000 CLAIMS -MADE X OCCUR PREMISES Ea RENTED $300,000 MED EXP (Any one person) $10,000 PERSONAL & ADV INJURY $1,000,000 GENERAL AGGREGATE $3,000,000 GEN'L X AGGREGATE POLICY OTHER: LIMIT APPLIES ECOT PER: LOC PRODUCTS - COMP/OP AGG $3,000,000 $ A AUTOMOBILE X LIABILITY X SCHEDULED AUTOS NON -OWNED AUTOS ONLY 02CA0101735523 11/05/2022 11/05/2023 COMBINED SINGLE LIMIT (Ea accident) $1,000,000 BODILY INJURY (Per person) $ BODILY INJURY (Per accident) $ PROPERTY DAMAGE (Per accident) $ $ B X UMBRELLA LIAB EXCESS LIAB X OCCUR CLAIMS -MADE MKLM1 EUL101986 11/05/2022 11/05/2023 EACH OCCURRENCE $10,000,000 AGGREGATE $20,000,000 DED RETENTION $ $ c WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANY PROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBER EXCLUDED? (Mandatory in NH) If yes, describe under DESCRIPTION OF OPERATIONS below Y / N N / A X CWWCP10007892201 12/23/2022 12/23/2023 X STATUTE STA OTH- ER E.L. EACH ACCIDENT $1,000,000 E.L. DISEASE - EA EMPLOYEE $1,000,000 E.L. DISEASE - POLICY LIMIT $1,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) Certificate holder is hereby named as Loss Payee and Additional Insured. CERTIFICATE HOLDER CANCELLATION City of La Quinta 78495 Calle Tampico La Quinta, CA 92253 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE /ram ACORD 25 (2016/03) 1 of 1 #S39355999/M39355875 © 1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD CXCSL Client#: 1997550 LANDMGOL1 ACORDTM CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY)12/29/2022 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer any rights to the certificate holder in lieu of such endorsement(s). PRODUCER Temecula Insurance, div of USI 41923 2nd Street, Suite 201 Temecula, CA 92590 951 694-5200 CONTACT Kim Salute NAME: PHONE 951 694-5200 FAX 951-302-0470 (A/C, No, Ext): (A/C, No): E-MAIL ADDRESS: kim.salute@usi.com INSURER(S) AFFORDING COVERAGE NAIC # INSURER A : CompWest Insurance Company 12177 INSURED Landmark Golf Management, LLC; SilverRo 79-179 Ahmanson Lane La Quinta, CA 92253 INSURER B : INSURER C : INSURER D : INSURER E : INSURER F : COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. LTRR TYPE OF INSURANCE INSRL SUBR WVD POLICY NUMBER M/POLICY EFF (MDD/YYY1() POLICY EXP (MM/DD/YYYY) LIMITS COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ CLAIMS -MADE OCCUR PREMISES Ea RENTED $ MED EXP (Any one person) $ PERSONAL & ADV INJURY $ GENERAL AGGREGATE $ GEN'L AGGREGATE LIMIT APPLIES PRO - JECT PER: LOC PRODUCTS - COMP/OP AGG $ $ AUTOMOBILE — LIABILITY SCHEDULED AUTOS NON -OWNED AUTOS ONLY COMBINED SINGLE LIMIT (Ea accident) $ BODILY INJURY (Per person) $ BODILY INJURY (Per accident) $ PROPERTY DAMAGE (Per accident) $ $ UMBRELLA LIAB EXCESS LIAB OCCUR CLAIMS -MADE EACH OCCURRENCE $ AGGREGATE $ DED RETENTION $ $ A WORKERS COMPENSATION ANY PROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBER EXCLUDED? (Mandatory in NH) If yes, describe under DESCRIPTION OF OPERATIONS below Y/N N / A CWWCP100078922 12/23/2022 12/23/2023 X STATUTE ER E.L. EACH ACCIDENT $1,000,000 E.L. DISEASE - EA EMPLOYEE $1,000,000 E.L. DISEASE - POLICY LIMIT $1,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) Certificate holder is hereby named as Loss Payee and Additional Insured. CERTIFICATE HOLDER CANCELLATION City of La Quinta 78495 Calle Tampico La Quinta, CA 92253 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE /ram ACORD 25 (2016/03) 1 of 1 #S38540965/M38540960 © 1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD KASSL ACti7RL CERTIFICATE OF LIABILITY INSURANCE DATE (rdMIDDIYYYY) 11/17/2022 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT_ If the certificate holder is an ADDITIONAL INSURED, the poflcy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER RPS Bollingeraaie 200 Jefferson Park Whippany, NJ 07981 CONTACT Fqs �AIC,NO,EAt): (NC,NO. AIL ADDFtEEss: INSURERIS)AFFORDING COVERAGE I hWC -- INSURER A: Granite State Insurance Company INSURED Larldmaiit Golf Management, LLC and SilverRock Resort 79-179 Ahmanson Lane La Quanta, CA 92253 INSURER B: INSURER C: INSURER D: INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: 1� THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW RAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR WAY PERTAIN. -,HE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN DpREgDUgCED BY PAID CLAIMS. TYPE OF INSURANCE fN5A NNQR( POLICY NUMBER AMA; I (ilppV LIMITS GENERAL LIABILITY EF.CII OCCURRENCE S1.OD0.000 A x f.CMFA=RCIAI GF..NFRAI LIARILITV 02-LX-056'142514-11 1'1/5/2022 11/5/2023 ppeqrk[i� �O ENTED N EMISEE { optugoncei 5300,000 1 CLAIMS -MADE X OCCUR MED EXP(Airy one pert ) S10,000 PERSONAL & ADV INJURY S1,000,000 GENERAL AGGREGATE 53,000,000 C;E"LAGGREGATE LIMTAPPLIES PER PRCDUC.S- COMP/OP AGG S3.000,000 j 7 POLCY I I n n LOC JE'I AUTOMOBILE UABILITY i:OMHirJtU 51YULE LINI I iE�a rnlJ ANY AUTO BODILY INJURY (Par person) _ AOSNED — UTSULEDlT AO 10NLY INJURY ( Per accident) HIRED AUTOS NOft NED AUUTTO PROPERTY lFAMAG.F. F'^r a aRT 'i ~ UMBRELLA LIAB OCCUR EJ, 1 OCCURRENCE EXCESS LIAB CLAIMS -MADE AGGREGATE — DED RETENTION $ AND E IPLO4.IFJABILITY YM TOSY D-rA.N5 EFtµ ANY PROPWETpR;PARThER/EXECUTIVE OFFICEWMEF.t R EXCLLOED. NIA E.LEACH ACCIDENT (Mandatory In NH) E.L DISEASE- EA EMPLOYEE `es�,OF OPERATIONS belrN DEgg55CRIP1l S E.L.DISEASE— POLICYLIMIT r DESCRIPTION OF OPERATIANSILOCATIQNSNEHICLES (Attach ACORD 101, Addltionnl Remarks Sellodate, it more space is required) -- The Certificate Hclder is named as Lass Payee/Additional Insured as respects to as their interest may appear CERTIFICATE HOLDER CANCELLATION City of La Quinta 78495 Calle Tampico La Quinta, CA 92253 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF. NOTICE WILL RE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUII , e •-'eU SIyn.,,,a s • ACORD 25 (2010/05) «,1998-2010 ACORD CORPORATION. All rights reserved, The ACORD name and logo are registered marks of ACORD / A� " CERTIFICATE OF LIABILITY INSURANCE DATE (MMIDD/YYYY) 12/22/2021 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT Cynthia Cadenhead NAME: Temecula Insurance Services ACC Ext : (951) 694-5200 A/XC, No): (951) 302-0470 E-MAIL c nthia temeculainsuranceservices.com ADDRESS: y 41923 Second Street INSURER(S) AFFORDING COVERAGE NAIC # Suite 201 INSURERA: Granite State Insurance Company 23809 Temecula CA 92590 INSURED INSURER B : New Hampshire Insurance Company 23841 INSURER C : CompWest Insurance Company 12177 Landmark Golf Management, LLC, DBA: SilverRock Resort INSURER D : 79-179 Ahmanson Lane INSURER E : INSURER F : La Quinta CA 92253 COVERAGES CERTIFICATE NUMBER: CL21122203258 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCEADDLSUBR INSD WVD POLICY NUMBER POLICY EFF MM/DD/YYYY POLICY EXP MM/DD/YYYY LIMITS X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 1,000,000 CLAIMS -MADE OCCUR PREM SES Ea oNcE ence $ 300,000 MED EXP (Any one person) $ 15,000 PERSONAL &ADV INJURY $ 1,000,000 A Y 02-LX-066142514-10 11/05/2021 11/05/2022 GEN-LAGGREGATE LIMITAPPLIES PER: GENERAL AGGREGATE $ 3,000,000 X JECT LOC PRODUCTS-COMP/OPAGG $POLICY❑PRO 3,000,000 Liquor Liability $ 1,000,000 OTHER: AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT Ea accident $ BODILY INJURY (Per person) $ ANYAUTO A OWNED SCHEDULED AUTOS ONLY AUTOS 02-CA-010173552-2 11/05/2021 11/05/2022 BODILY INJURY (Per accident) $ X PROPERTY DAMAGE Per accident $ HIRED NON -OWNED AUTOS ONLY /� AUTOS ONLY HNOA $ 1,000,000 X UMBRELLA LIAB X OCCUR EACH OCCURRENCE $ 10,000,000 AGGREGATE $ 20,000,000 B EXCESS LAB CLAIMS -MADE MKLMl EUL101698 11/05/2021 11/05/2022 DED I I RETENTION $ $ C WORKERS COMPENSATION AND EMPLOYERS' LIABILITY Y/ N ANY PROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBER EXCLUDED? (Mandatory in NH) NIA Y WCV5503975 12/23/2021 12/23/2022 PER X STATUTE ERH E.L. EACH ACCIDENT 1,000,000 $ E.L. DISEASE - EA EMPLOYEE $ 1,000,000 If yes, describe under DESCRIPTION OF OPERATIONS below E.L. DISEASE - POLICY LIMIT 1,000,000 $ DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) Certificate holder is hereby named as Loss Payee and Additional Insured. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN City of La Quinta ACCORDANCE WITH THE POLICY PROVISIONS. 78495 Calle Tampico AUTHORIZED REPRESENTATIVE La Quinta CA 92253 ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 99 0313 C (Ed. 7-09) WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT — CALIFORNIA We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.) You must maintain payroll records accurately segregating the remuneration of your employees while engaged in the work described in the Schedule. The additional premium for this endorsement shall be $ 500. Schedule Person or Organization Description Any person or organization for whom the Named Insured has agreed by written contract to furnish this waiver. This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated. (The information below is required only when this endorsement is issued subsequent to preparation of the policy.) Endorsement Effective 12/23/2022 Policy No. CW WCP 100078922 01 Endorsement No. Insured LANDMARK GOLF MANAGEMENT, LLC Premium: $0 Insurance Company COMPWEST INSURANCE Countersigned by COMPANY WC 99 03 13 C (Ed. 7-09) THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COUNTRY CLUB GENERAL LIABILITY EXTENSION ENDORSEMENT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE FORM I. NON -OWNED WATERCRAFT A. Paragraph 2.g.(2) of SECTION I — COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY is deleted and replaced by: (2) A watercraft you do not own that is: (a) Less than 55 feet long; and (b) Not being used to carry persons or property for a charge. B. The following is added to SECTION II - WHO IS AN INSURED: 5. With respect to a watercraft that you do not own that is less than 55 feet long and is not being used to carry persons or property for a charge, any person is an insured while operating such a watercraft with your permission. II. PROPERTY DAMAGE LIABILITY — ELEVATORS AND SIDETRACK AGREEMENTS A. Exclusions 2. j.(3), (4) and (6) of SECTION I — COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY do not apply to the use of elevators. B. Exclusion 2.k. of SECTION I — COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY does not apply to: 1. the use of elevators; or 2. liability assumed under a sidetrack agreement. C. Condition 4. Other Insurance under SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS is deleted and replaced by the following: The insurance afforded by this provision is excess over any valid and collectible property insurance (including any deductible or self -insured retention) available to the insured. III. PROPERTY DAMAGE LIABILITY — BORROWED EQUIPMENT A. The following is added to Exclusion 2 j. under SECTION I — COVERAGES - COVERAGE A BODILY INJURY OR PROPERTY DAMAGE LIABILITY: Paragraph (4) of this exclusion does not apply to equipment which you borrow unless the "property damage" occurs while such equipment is being used by an insured at a job site. B. Subject to all of the terms of SECTION III — LIMITS OF INSURANCE, the maximum limit in any one occurrence is $25,000. The annual aggregate is $50,000. 79262 4/02 Page 1 of 8 Includes copyrighted material of Insurance Services Office, Inc. with its permission C. Condition 4. Other Insurance under SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS is deleted and replaced by the following: The insurance afforded by this provision is excess over any valid and collectible property insurance (including any deductible or self -insured) available to the insured. IV. TENANT'S LEGAL LIABILITY COVERAGE The last paragraph of 2. Exclusions under SECTION I — COVERAGES, COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE, is deleted and replaced by the following: Exclusions c. through n. do not apply to "Property Damage" to premises while rented to you or temporarily occupied by you with the permission of the owner. The separate limit applying to this coverage is the greater of: a. The Damage to Premises Rented to You Limit shown in the Declarations; or b. $300,000. Paragraph 6. under SECTION III — LIMITS OF INSURANCE does not apply. V. MEDICAL PAYMENTS A. Exclusion 2.a. under COVERAGE C MEDICAL PAYMENTS is deleted and replaced by the following: a. To any insured, other than a member. B. Exclusion 2.e. under COVERAGE C MEDICAL PAYMENTS is deleted. C. Exclusion 2.g. under COVERAGE C MEDICAL PAYMENTS is deleted and replaced by the following: g. Excluded under Coverage A except with respect to Exclusion 2.c. of Coverage A. D. The separate limit applying to this coverage is the greater of: a. The Medical Expense Limit shown in the Declarations; or b. $15,000. E. The second paragraph a.(2) under 1. Insuring Agreement of COVERAGE C MEDICAL PAYMENTS is deleted and replaced by the following: (2) The expenses are incurred and reported to us within three years of the date of the accident; and VI. SUPPLEMENTARY PAYMENTS A. Paragraph 1.b. of SECTION I — COVERAGES, SUPPLEMENTARY PAYMENTS — COVERAGES A AND B, is deleted and replaced by the following: b. Up to $1,500 for cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability coverage applies. We do not have to furnish these bonds. 79262 4/02 Page 2 of 8 Includes copyrighted material of Insurance Services Office, Inc. with its permission B. Paragraph 1.d. of SECTION I — COVERAGES, SUPPLEMENTARY PAYMENTS — COVERAGES A AND B, is deleted and replaced by the following: d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or "suit", including actual loss of earnings up to $1,000 a day because of time off from work. VII. WHO IS AN INSURED A. Paragraph (1)(a), (b) and (c) under 2.a. of SECTION II — WHO IS AN INSURED is deleted. B. The last paragraph of SECTION II — WHO IS AN INSURED is deleted. VIII. ADDITIONAL INSUREDS - INCIDENTAL MEDICAL MALPRACTICE LIABILITY Paragraph (1)(d) under 2.a. does not apply to employed nurses or other "employees", excluding physicians or medical doctors, who provide incidental health care services within the scope of their employment by you. IX. NEWLY ACQUIRED ORGANIZATIONS Paragraph 4.a. under SECTION II — WHO IS AN INSURED is deleted and replaced by the following: a. Coverage under this provision is afforded only until the 180th day after you acquire or form the organization or the end of the policy period, whichever is earlier. X. ADDITIONAL INSURED - USERS OF GOLF MOBILES The following is added to SECTION II - WHO IS AN INSURED: 6. Any person(s) using or legally responsible for the use of golfmobiles loaned or rented to others by you or any of your concessionaires but only for their liability arising out of the use of golfmobiles. Insurance under this policy for such insureds applies as excess over any other valid and collectible insurance, except with respect to your "employees" while acting within the scope of their employment by you. Xl. ADDITIONAL INSUREDS - CLUB MEMBERS The following is added to SECTION II - WHO IS AN INSURED: 7. Any of your members, but only with respect to their liability for your activities or activities they perform on your behalf. XII. ADDITIONAL INSUREDS BY WRITTEN CONTRACT The following is added to SECTION II - WHO IS AN INSURED: 8. Any person, organization, trustee or estate whom you are required to add as an additional insured to this policy by written contract or written agreement that is: a. currently in effect or becoming effective during the term of this policy; and b. executed prior to the "bodily injury", "property damage" or "personal and advertising injury". 79262 4/02 (1) The insurance provided to the additional insured applies as follows: Page 3 of 8 Includes copyrighted material of Insurance Services Office, Inc. with its permission (a) that person, organization, trustee or estate is only an additional insured with respect to liability caused by your negligent acts or omissions at or from: - premises you own, rent, lease or occupy; or - your ongoing operations performed for the additional insured at the job indicated by written contract or written agreement. (b) The Limit of Insurance applicable to the additional insured are those specified in the written contract or written agreement or in the Declarations for this policy, whichever are less. The Limits of Insurance are inclusive of and not in addition to the Limits of Insurance shown in the Declarations. (2) If the additional insured is an architect, engineer or surveyor, the insurance provided to the additional insured does not apply to "bodily injury", "property damage or "personal and advertising injury" caused by the rendering of or failure to render any professional services including: (a) the preparing, approving or failing to prepare or approve maps, drawings, opinions, repairs, surveys, change orders, designs or specifications; and (b) supervisory, inspection or engineering services. (3) SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS, under 4. Other Insurance, is amended as follows: The following is added to item 4 a.: Regardless of whether other insurance is available to an additional insured on a primary basis, this insurance will be primary and noncontributory if a written contract between you and the additional insured specifically requires that this insurance be primary. (4) With respect to the insurance afforded these additional insureds, the following additional exclusion applies: This insurance does not apply to: (a) "Bodily injury" or "property damage" occurring after: (i) all work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the site of the covered operations has been completed; or (ii) that portion of "your work" out of which the injury or damage arises has been put to its intended use by any person, organization, trustee or estate other than another contractor or subcontractor engaged in performing operations for a principal as part of the same project. XIII. ADDITIONAL INSURED — STATE OR POLITICAL SUBDIVISIONS — PERMITS The following is added to SECTION II - WHO IS AN INSURED: 9. Any state or political subdivision which has issued a permit to you subject to the following provisions: a. This insurance applies only with respect to operations performed by you or on your behalf for which the state or political subdivision has issued a permit. b. This insurance does not apply to: (1) "Bodily injury", "property damage" or "personal and advertising injury" arising out of operations performed for the state or municipality; or 79262 4/02 Page 4 of 8 Includes copyrighted material of Insurance Services Office, Inc. with its permission (2) "Bodily injury" or "property damage" included within the "products -completed operations hazard". XIV. ADDITIONAL INSURED — GOLF OR TENNIS PROFESSIONAL The following is added to SECTION II - WHO IS AN INSURED: 10. Any person(s) who is a golf and/or tennis professional for his or her promotional activities, including participation in golf or tennis tournaments, furnishing golf or tennis lessons, selling golf or tennis equipment or accessories or any other activity related to such promotional activities, but only when such promotional activities are performed on your behalf and within the scope of his or her professional service(s) contract with you. XV. ADDITIONAL INSURED — VOLUNTEER WORKERS The following is added to SECTION II - WHO IS AN INSURED: 11. Any person(s) who are volunteer worker(s) for you, but only while acting at the direction of, and within the scope of their duties for you. However, none of these volunteer worker(s) are insured for: a. Bodily injury" or "personal and advertising injury": (1) To you, to your partners or members (if you are a partnership or joint venture), to your members (if you are a limited liability company), to your other volunteer worker(s) or to your "employees" arising out of an in the course of their duties for you; (2) To the spouse, child, parent, brother or sister of your volunteer worker(s) or your "employees" as a consequence of Paragraph A.1. above; (3) For which there is any obligation to share damages with or repay someone else who must pay damages because of the injury described in Paragraphs A.1. or 2. above; or (4) Arising out of his or her providing or failing to provide professional health care services. b. "Property damage" to property: (1) Owned, occupied or used by; (2) Rented to, in the care, custody or control of, or over which physical control is being exercised for any purpose by; you, any of your other volunteer workers, your "employees", any partner or member (if you are a partnership or joint venture), or any member (if you are a limited liability company). XVI. EXCESS INSURANCE PROVISION — ADDITIONAL INSUREDS ONLY EXCEPT FOR USER OF GOLFMOBILES Condition 4.b. Excess Insurance of SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS is deleted and replaced by the following: b. Excess Insurance This insurance is excess over any of the other insurance, whether primary, excess, contingent or any other basis: (1) that is Fire, Extended Coverage, Builder's Risk, Installation Risk or similar coverage for "your work"; (2) that is Fire Insurance for premises rented to you; or (3) if the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent not subject to Exclusion g. of SECTION I — COVERAGES — COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY or 79262 4/02 Page 5 of 8 Includes copyrighted material of Insurance Services Office, Inc. with its permission (4) that is valid and collectible insurance available to you as an additional insured under a policy issued to: (a) a contractor performing work for you; (b) a tenant rented or leasing land or premises from you; (c) a lessee of equipment owned by you; or (5) that is valid and collectible insurance available to you as an insured under a Special Events Policy. When this insurance is excess, we will have no duty under coverages A or B to defend any claim or "suit" that any other insurer has a duty to defend the insured against that suit. If no other insurer defends, we will undertake to do so, but we will be entitled to the Insured's rights against all those other insurers. When this insurance is excess over other insurance, we will pay only our share of the amount of the loss, if any, that exceeds the sum of: (1) the total amount that all such other insurance would pay for this loss in the absence of this insurance; and (2) the total of all deductible and self -insured amounts under all that other insurance. We will share the remaining loss, if any, with any other insurance that is not described in this Excess insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations of this Coverage. XVII. DUTIES IN THE EVENT OF OCCURRENCE, OFFENSE, CLAIMS OR SUIT The following is added to Paragraph 2. Duties in the Event of Occurrence, Offense, Claim or Suit under SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS: e. Your obligation to notify us as soon as practicable of an "occurrence", offense, claim or "suit" is satisfied if you send us written notice as soon as practicable after: (1) you, if you are an individual; (2) a partner, if you are a partnership; (3) a member, if you are a joint venture; (4) an "Executive Officer" or insurance manager, if you are a corporation; or (5) a member if you are a limited liability company; becomes aware of or should have become aware of such "occurrence", offense, claim or "suit". XVIII. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US The following is added to paragraph 8. Transfer of Rights of Recovery Against Others to Us under SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS: We waive any right of recovery we may have against a person, organization, trustee or estate because of payments we make for injury or damage arising out of your ongoing operations or "your work" done under a contract with that person, organization, trustee or estate and included in the "products -completed operations hazard" when you have waived such right of recovery under a written contract with that person or organization. Such written contract must be: (a) currently in effect or becoming effective during the term of this policy; and (b) executed prior to the "bodily injury", "property damage" or "personal and advertising injury"; or (c) executed after the "bodily injury", "property damage" or "personal and advertising injury" if: (1) the terms and conditions of this written contract or written agreement has been agreed upon prior to the "bodily injury", "property damage" or "personal and advertising injury"; and 79262 4/02 Page 6 of 8 Includes copyrighted material of Insurance Services Office, Inc. with its permission (2) the insured can definitively establish that the terms and conditions of the written contract or written agreement ultimately executed are the same as those which had been agreed upon prior to the "bodily injury", "property damage" or "personal and advertising injury". XIX. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS Paragraph 10. is added to SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS: 10. Your unintentional failure to disclose all hazards or prior "occurrences" existing as of the inception date of this policy shall not prejudice the coverage afforded by this policy. XX. LIBERALIZATION CONDITION Paragraph 11. is added to SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS: 11. If we revise this coverage form to provide more coverage without additional premium charge, your policy will automatically provide the additional coverage as of the day the revision is effective in your state. XXI. NOTICE TO COMPANY Paragraph 12. is added to SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS: 12. If you report an "occurrence" or offense to your Workers Compensation Insurer which later becomes a claim under this Coverage Part, failure to report such "occurrence" or offense to us at the time of the "occurrence" or offense will not be considered a violation of the Duties in the Event of Occurrence, Offense, Claim or Suit Condition, if you notify us as soon as practicable when you become aware that the `occurrence" or offense has become a liability claim. XXII. MENTAL ANGUISH Paragraph 3. "Bodily Injury" under SECTION V — DEFINITIONS is deleted and replaced by the following: 3. "Bodily Injury" means bodily injury, sickness or disease sustained by a person, including mental anguish or death resulting from any of these at any time. XXIII. PROFESSIONAL LIABILITY The following is added to paragraph 3. "Bodily Injury" under SECTION V — DEFINITIONS: "Bodily injury" also includes injury to or sickness, disease or death of any person due to: (a) the rendering or failure to render services by a tennis, golf or touring golf or tennis professional; (b) the rendering or failure to render any treatment or services to the body by a barber or manicurist; or (c) body massaging. XXIV. MOBILE EQUIPMENT The following is added to 12. "Mobile Equipment" under SECTION V — DEFINITIONS: Paragraph f.(1) does not apply to self-propelled vehicles of less than 1,000 pounds gross vehicle weight. 79262 4/02 Page 7 of 8 Includes copyrighted material of Insurance Services Office, Inc. with its permission XXV. PERSONAL AND ADVERTISING INJURY — TELEVISION, VIDEOTAPED OR ELECTRONIC PUBLICATION A. Paragraphs 14.d. and 14.e. under SECTION V — DEFINITIONS are deleted and replaced by the following: d. Oral, written, televised, videotaped or electronic publication, including on the Internet, of material that slanders or libels a person or organization or disparages a person's or organization's goods, products or services; e. Oral, written, televised, videotaped or electronic publication, including on the Internet, of material that violates a person's right of privacy; B. Exclusions a.(2) and a.(3) under SECTION I — COVERAGES, COVERAGE B PERSONAL INJURY AND ADVERTISING INJURY LIABILITY are deleted and replaced by the following: (2) Arising out of oral, written, televised, videotaped or electronic publication, including on the Internet, of material if done by or at the direction of the insured with knowledge of its falsity; (3) Arising out of oral, written, televised, videotaped or electronic publication, including on the Internet, of material whose first publication took place before the beginning of the policy period. XXVI. ERRANT GOLF BALL PROPERTY DAMAGE EXCLUSION A. The following is added to 2. Exclusions under Section I — COVERAGES — COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY: p. This policy does not apply to liability for property damage to any property caused by an errant golf ball from the insured's premises. All other policy provisions apply. 79262 4/02 Page 8 of 8 Includes copyrighted material of Insurance Services Office, Inc. with its permission