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CAPER (RDA) FY 2002-2003ROSENOW SPEVACEK GROUP I N C. DATE: TO: FROM 217 NORTH MAIN STREET SUITE 300 SANTA ANA, CALIFORNIA 92701-4822 August 12, 2003 TEL: 714 541-4585 FAX: 714 836-1748 EMAIL: INFOO W EBRSG.COM W W W, W EBRSG.COM Jerry Herman, Community Development Director CITY OF LA QUINTA Becky Caha, RSGb!--, REAL ESTATE ECONOMICS GOVERNMENT SERVICES ECONOMIC DEVELOPMENT REDEVELOPMENT PLANNING HOUSING REAL ESTATE ACOUISITI ON FINANCING SUBJECT: COUNTY OF RIVERSIDE EDA — 2002-2003 Consolidated Annual Performance and Evaluation Report (CAPER) I am enclosing the completed report and a draft cover letter for forwarding to Allan Bayer at Riverside County EDA. The due date was July 24, however, we received an extension due to the fact that there was a mistake made in the mailing of the report request. I have FAX'd the report to Mr. Bayer this afternoon so that it would arrive as soon as possible. Please forward the original with the signed cover letter as quickly as possible. If you have any questions, please do not hesitate to contact me. Encls. CC: Frank Spevacek, RSG Nancy Madrid, RSG August 12, 2003 P.O. Box 1504 78-495 CALLE TAMPICO LA QUINTA, CALIFORNIA 92253 Mr. Allan P. Bayer Development Specialist RIVERSIDE COUNTY EDA Housing Rehabilitation and Ownership Division P. O. Box 4637 Riverside, California 92514 (760) 777-7000 FAX (760) 777-7101 Via Facsimile and First Class Mail (909) 352-4852 CITY OF LA QUINTA REDEVELOPMENT AGENCY Consolidated Annual Performance and Evaluation Report (CAPER) Housing Activities: Attached is the CAPER report of housing activities by the La Quinta Redevelopment Agency for the July 1, 2002 to June 30, 2003 reporting period. You will find the sections listed below attached to this letter: Attachment 1 - Narrative, Sections I through IX - Residential Rehabilitation loan detail Table 1 - Households & Persons Assisted - Summary: all programs - Program: Building Horizons - Program: La Quinta Housing Program — (home purchase loans) - Program: La Quinta Housing Program — (residential rehabilitation loans) - Program: Miraflores Project — Catellus Residential Group - Program: La Quinta Rental Housing - Program: Aventine Project — Spanos Corporation - Program: Assessment / Sewer Connection Subsidy Attachment 2 - Narrative - Project Area Map If you have any questions regarding the content of this report, please contact the Agency's housing consultant, Nancy Madrid of Rosenow Spevacek Group (RSG) at (714) 541-4585 extension 2422, or Becky Caha at extension 2423 can assist you.. Very truly yours, CITY OF LA Q INTA 3e He an �(i immunity Development Director Enclosures, cc: Frank Spevacek / Nancy Madrid, RSG CITY OF LA QUINTA REDEVELOPMENT AGENCY ATTACHMENT 1 CONSOLIDATED ANNUAL PERFORMANCE AND EVALUATION REPORT HOUSING ACTIVITIES; July 1, 2002 - June 30, 2003 I. Homeownership Programs for First -Time Homebuyers and Lower -Income (under 80% of median) Households. The Agency continues to provide homeownership opportunities to lower income households through the La Quinta Housing Program, the sale of Agency -owned rental units and through an annual agreement with Building Horizons, a non-profit developer, in conjunction with the Boys and Girls Club of the Coachella Valley. Although the programs are not restricted to first-time homebuyers, the majority of those who qualify for and purchase homes through these programs are first-time buyers. To assist in their efforts to provide affordable home ownership to lower-income households, the Agency has provided home purchase second trust deed loan assistance since the 1996-97 fiscal year through the La Quinta housing Program. The Agency loans fund the difference between the maximum first loan a buyer can obtain and the purchase price less the minimum required 3% down payment. During this reporting period, households with incomes of up to 50% of median could receive up to 60% of the purchase price less down payment and those having incomes from 51% to 80% of median could receive up to 50% of the purchase price, less downpayment, from the Agency toward their home purchase. The program also provides loans of up to $40,000 to moderate income households to assist in their home purchase. The Agency loans do not require monthly payments. Those funded have recorded 45 years affordability covenants and a resale restriction pursuant to AB 637. If the owner is unable to sell the property, the Agency has right of first refusal before agreeing to removal of the unit from its affordable housing stock and sale at market rates. In this event, the Agency loan must be repaid along with a shared appreciation percentage in lieu of interest on the loan. This Program has been funded annually since 1996 and has assisted a total of 189 households with an opportunity for home ownership, 29 during the current reporting period. The A.gencyowned rental properties described in Section V below are rented to tenants having incomes at 50% or less of County median income. Those who have been able to improve their work opportunities and qualify for a first mortgage loan are also eligible for assistance in the purchase of their home through an Agency funded second trust deed loan. To date, 7 properties have been sold through this program and the loans remain available to the other tenants. Through annual agreements with Building Horizons, a non-profit entity of the Boys and Girls Club of Coachella Valley, the Agency also provides loan assistance to lower-income households in the purchase of these homes. This program has been funded annually since 1994 and has provided loans to assist 19 very low, low and moderate income households with the purchase of a home; 2 during the current reporting period. Complete details on this program are included in Attachment 2. II. Rehabilitation and Neighborhood Improvement Programs. The Agency provides residential rehabilitation loans and special circumstance grants for owner and renter -occupied single and multi -family units, also through the La Quinta Housing Program. Loans of up to $25,000 for a 15 year term at a 4% interest rate are available to very low, low and moderate income households. Loans funded after January 1, 2001 that constitute substantial rehabilitation contain 45 year covenants. Very low and low income households are not required to make payments during the first 5 years of the loan although interest will accrue during that time. Thereafter, monthly principal and interest payments are required and any outstanding principal and accrued interest are due upon sale of the unit. Moderate income households who receive rehabilitation loans are required to make monthly payments for the term of the loan. Since inception, this program has funded 13 loans to very low, low and moderate income households, with 1 loan funded during this reporting period to a moderate income household. The details of this loan are provided on that attached table. The loans must be used to address specific targeted property improvements which were formulated to upgrade an aging housing stock. Property owners can use these funds to correct code violations, refurbish the exterior of the property, make security improvements, or install energy efficiency improvements. Additionally, through the La Quinta Housing Program, the Agency acquires abandoned, dilapidated single family properties. After substantially rehabilitating the structure and upgrading the landscaping, the properties are sold as affordable units to income -eligible households. There was no activity during the current reporting period. III. Housing for Farmworkers and Migrant Farmworkers. The Agency has not provided housing opportunities that specifically address these housing needs, although many of its resources have been devoted to households earning less than 50% of County median income. Many City residents are employed in the agricultural industry and have been the recipients of assistance through other Agency -sponsored affordable housing programs. IV. Shelter for the Homeless. The Agency has not provided a program dedicated to this issue. Because of the size of the City of La Quinta and its geographic location, homelessness is not as great a problem as it is in other areas. V. Rental Assistance Programs. In 1995, the Agency purchased fifty (50) single family homes which were rented to very low income, Section 8 assisted households when the owner/developer filed bankruptcy; the 43 homes that have not been sold to the existing tenants have continued to be rented to very low income households at an affordable rent. The Agency contracts for property management services and maintenance of the units. The units have all received exterior renovation, which includes new paint, landscaping, driveway renovation, and fencing renovation to maintain the properties in a similar condition to other, owner -occupied properties, and to qualify them as substantially rehabilitated. VI. New Construction of Affordable Rental Housing. Through a developer Affordable Housing Agreement executed in December, 2000, the Agency assisted in the construction of 118 senior rental units in the Miraflores mixed-use project. Construction has been completed on these units during this reporting period. The agreement requires 117 units to be income restricted, 70 to very low income households; 24 to low income households; and 23 to moderate income households. During the current reporting period, the 83 of the income restricted units were rented. Rosenow Spevacek Group,inc. 2 08/12/03 During the current reporting period, the Agency negotiated housing agreements for the construction of additional rental housing located at 47th/Adams and Eisenhower/Tampico. Construction on these properties is anticipated to commence during the 2003-04 fiscal year. VII. New Construction of Affordable Special Needs Housing. Please refer to Section VII above. VIII. Other Housing Programs. In addition to the housing programs described above, the Agency provides subsidies to assist very low, low and moderate income households with the cost of assessment payments and sewer connection costs in Project Areas No. 1 and No. 2. Since this program was approved in 1989, the Agency has assisted a total of 520 very low, low and moderate income households with these costs. The subsidy is for a 15 year term; annual income recertification is required and if the property is sold during the term, the balance is due on sale or may be assumed by another income -eligible household. The Agency records a Deed of Trust against properties receiving the subsidy. This program was discontinued in March, 2003. 9 households were assisted during this reporting period, prior to the discontinuation of the property. VIII. Use of Redevelopment Housing Set -Aside Fund: Fund Balance on July 1, 2002: $ 10,243,579.00 Total Deposits — 7/1/02 — 6/30/03: $ 8,437,443.00 Total Expenditures — 7/1/02 — 6/30/03: $ [6,038,313.00] Fund Balance on June 30, 2003: $ 12,642,709.00 (unaudited) Rosenow Spevacek Group, inc. 3 08/12/03 REHAB LOAN DETAIL 2002.2003 Fiscal Year Funding • Total Allocation $400,000 PROPERTY OWNER ! PROPERTY INFORMATION REHABILITATION LOAN INFORMATION After LOAN REPAYMENT: PROPERTY Household Income Gross Loan Date of Funding Rehab Start Payment Payment PROPERTY OWNER IDENTIFICATION Size Category Income Amount Loan Type Terms Source Value Date Amount Duration Project Area No.1 13 DIERKS, Sandra 52-945 Ave. Rubio 15 years Lot 10 Block 170 2 Moderate $34,650 $9,135 611912003 Loan @4% RDA $174,200 711101 $67.57 15 years 773-312-023 interest Total P.A. #1 $9,135.00 2002-03 TOTAL LOANS FUNDED $9,135.00 Balance: $348,819.50 CITY OF LA QUINTA REDEVELOPMENT AGENCY ATTACHMENT 2 CONSOLIDATED ANNUAL PERFORMANCE AND EVALUATION REPORT HOUSING ACTIVITIES; July 1, 2002 - June 30, 2003 A. Resources Made Available Within the Jurisdiction During this reporting period, the La Quinta Redevelopment Agency (the "Agency") expended $37,140,901 in direct assistance from its Low and Moderate Income Housing Fund to fund the implementation of eight (8) active affordable housing programs. The Agency has not used other funding sources in meeting their affordable housing goals. The Agency contracts with a redevelopment and housing consulting firm to formulate and implement its affordable housing programs and ensure the programs and residents are afforded professional assistance on housing related issues. By working closely with City and Agency staff, the entire project team is able to proactively address and meet community needs. Every program that was projected for implementation during the current reporting period has moved forward even though the funds that were allocated were not fully expended due to the lengthy time periods involved in new construction to meet the Agency's inclusionary housing requirements, real estate acquisition efforts and property refurbishment programs. B. Investment of Available Resources The Agency's adopted current affordable housing programs address many of the goals the County has defined in their Consolidated Plan, including homeownership opportunities, improvement of substandard housing, and conditions of existing rental housing affordable to low income households. (Program definition) The Agency's affordable housing efforts consist of the programs described below which have provided assistance to approximately 1,016 very low, low and moderate income households since 1989: La Quinta Housing Program. When property values started declining throughout the State several years ago, the Agency was faced with an aging housing stock in need of upgrading as well as an increasing number of properties being abandoned through foreclosure when the owner was unable to sell. To address these conditions and instances of neighborhood neglect, in addition to continuing its efforts to work with developers in providing new affordable housing construction, the Agency adopted the La Quinta Housing Program (the "Housing Program") in November, 1996. This program continues and is being made available in both Project Areas No. 1 and No. 2. It incorporates the following elements to address the City's housing needs: • second trust deed home purchase loans, • residential rehabilitation loans, • Agency acquisition/rehabilitation/resale of dilapidated vacant homes, and • Agency resale program. The Home Purchase Loan element of this Program has been funded annually and has assisted a total of 184 households with an opportunity for home ownership, 29 during the current reporting period. The loans are not restricted to first time homebuyers, but most of the families who receive loans are in fact first time homebuyers. Residential rehabilitation loans are available to property owners of single family, owner -occupied or rental units and to small multi -family apartment complexes. 13 residential rehabilitation loans have been provided to eligible property owners since this effort was adopted and additional applications are currently under review for property improvements on single family owner -occupied units. The Agency acquired 2 dilapidated single family homes in early 1998. One of the homes was too structurally dilapidated for refurbishment and was subsequently demolished; this lot has been sold for development and will be sold as an income restricted unit. The second home has been refurbished and was sold during the 2000-01 fiscal year as an affordable unit. The Agency is researching additional properties to be included in this program. The Agency additionally repurchases units which have previously received second trust loans and have recorded affordability covenants when a foreclosure sale is imminent to preserve the affordability covenants. After any needed repairs are made, the property is marketed and resold to another income eligible household to preserve the existing affordability covenants. • Developer Affordable Housing Agreements. Between 1992 and the end of the current reporting period, the Agency assisted a total of 106 very low, low and moderate income households by providing a means for home ownership, and provided affordable rental housing to 118 income eligible households through Affordable Housing Agreements with for-profit and non-profit developers. Assistance was provided in the form of land purchase costs, and "silent" second trust deed loans to the home purchaser. Affordable Housing Agreements have been negotiated for the construction of several additional mixed-use housing projects. During this reporting period, the 9th year of a program with Building Horizons was completed. In this program, homes are constructed by the Boys and Girls Club of the Coachella Valley under expert construction supervision and sold to income -eligible households. During this reporting period, 2 affordable single family homes were sold to low income households. This program has now constructed a total of 19 affordable housing units in Project Area No. 1. • Sewer Connection Subsidy Program. Since 1989, the Agency has provided property owner assistance to approximately 520 income eligible households through subsidy of the costs associated with a street improvement assessment, abandonment of the septic tank system, and connection to the sewer lines. This program was available in both Project Areas through the formation of assessment districts; it is expanded to each assessment district as it is formed to provide City sewer service to residents. The program was discontinued in March, 2003. Rosenow Spevacek Group, inc. 2 08/12/03 La Quinta Rental Housing Program. In 1995, the Agency purchased 50 single family homes which were rented to very low income, Section 8 assisted households when the owner/developer filed bankruptcy; these homes have continued to be rented to very low income households. Since that time, with Agency assistance in the form of second trust deed home purchase loans, 1 vacant unit was sold to an eligible low income household and 6 additional units have been sold to the occupying tenants who have been able to secure first mortgage financing. The remaining very low income tenants are being provided with an opportunity to purchase the home they rent also through the provision of Agency funded second trust deed home purchase loans. These programs are funded annually and are located within the boundaries of Project Area No. 1 and Project Area No. 2; a project area map is attached. (Funding) This program and all other Agency -funded affordable housing programs are funded by the Agency's Low and Moderate Income Housing Fund from set-aside tax increment revenue. The Agency has not utilized any other or outside funding sources. Any budgeted funds not expended in a fiscal year are annually carried over and added to the next year's funding allocation, ultimately providing 100% utilization of budgeted funds. (Public Contact) The Agency actively utilizes its City staff as a liaison with the public to provide a high level of public awareness regarding the assistance that is available to address their needs. By ensuring that Code Enforcement, Building Department and Community Development personnel are aware of program availability, the Agency utilizes its "first line" public contact to address individual property and property owner situations. C. Households and Persons Assisted The following Table l forms have been prepared for each of the Agency's housing programs that were funded and provided assistance during the reporting period, along with a summary tabulating the results of the individual programs. Rosenow Spevacek Group, inc. 3 08/12/03 LA QUINTA REDEVELOPMENT AGENCY Redevelopment Project Areas Project Area Boundaries a in NORTH a S I IAVENUE44 F— - T— Ab Eu w 1f HIGHWAY I 11 z 0 AVENUE 48 ..0 NOT A < PART Existing PioJecl Areel No, 2 It's, Islamist I'm Ml AVENUE 50 it Julazza's .".. ".- - AVENUE 52 Existing Psojeci Area No, I Mt g3g -7i--__ AVENUE 54 9 LU 7 THE COVE AVENUE 56 I 01 4 LL. LL- 7:-- LU AVENUE 58 AVENUE 60 Rosenow Spevacek Group, inc. 4 08/12/03 TABLE 1 - SUMMARY (all programs) Households & Persons Assisted with Housing, including Emergency Shelter and/or Supportive Services Fiscal Year: 2002-2003 July 1, 2002 to June 30, 2003 form 14UD-40090-A (1/93) (A) Program Name: (C) Total Funds Committed: $37,140,901 (F) Funds Leveraged ALL PROGRAMS Amount: `. 0 Source(s): (D) Funds Available (7-1-02 to 6-30-03): $11,056,438 (G) Match Source(s): (B) Funding Source: Low/Moderate Income Housing Fund (E) Funds Expended (7-1-02 to 6-30-03): $8,767,785 Amount: 0 Renters Owners Homeless * Non - (H) Assistance Provided Elderly Small Large 1st -Time Buyers Homeless Total by Income Group & 2 Member Related Related All Other Total Existing with Total Individuals Families Special Total Section 215 Households (2 to 4) 5 or more Households Renters Homeowner, Children All Others I Homeowners Needs (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) 1. Very Low -Income (0 to 30% MFI) 11 11 11 2. Very Low -Income (31 to 50% MFI) 46 29 14 89 2 2 91 3. Other Low -Income (51 to 80% of MFI) 22 22 9 20 3 32 54 23 4. Total Low -Income (litres 1 + 2 + 3) 79 29 14 122 11 20 3 34 156 23 5. Moderate Income (81 % to 120% of MFI) 3�:F: 3 2 4 3 9 12 7 * Homeless families and individuals assisted with transitional or permanent housi:. Total 168 53 (I) Geographic Location Banning Murrieta (J) Racial/Ethnic Composition 1. Hispanic Number 55 of Total 33% Beaumont Norco 2. White Blythe Palm Desert (Non -Hispanic) 101 60% Calimesa Perris Canyon Lake San Jacinto 3. Black 11 7% Cathedral City Temecula Desert Hot Springs Other 4. Native American Indio (please list) 5. Asian & Lake Elsinore Riverside Pacific Islander 1 1 La Quinta XX Palm Springs 6. Other 7. Total must equal Total on 168 100% line 4, column (M) TABLE 1 Fiscal Year: 2002-2003 Households &t Persons July 1, 2002 to June 30, 2003 Assisted with Housing, including Emergency Shelter and/or Supportive Services form HUD -40090-A (1/93) (A) Program Name: (C) Total Funds Committed: $13,580,877 (F) Funds Leveraged La Quinta Housing Program - (LQHP project total) Amount: 0 Source(s): Home Purchase Loans (D) Funds Available (7-1-02 to 6-30-03): $3,000,000 (G) Match Source(s): (B) Funding Source: (available for home purchase loans) Low/Moderate Income Housing Fund (E) Funds Expended (7-1-02 to 6-30-03): $2,207,924 Amount: 0 Renters Owners Homeless * Non - Elderly Small Large 1st -Time Buyers (H) Assistance Provided Homeless Total by Income Group & 2 Member Related Related All Other Total Existing with Total Individuals Families Special Total Section 215 Households (2 to 4) 5 or more Households Renters Homeowners Children All Others Homeowner Needs (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) 1. Very Low -Income (0 to 30% MFI) 2. Very Low -Income (31 to 50% MFI) 3. Other Low -Income (51 to 80% of MFI) 2 20 1 23 23 21 4. Total Low -Income (lines 1 + 2 + 3) 2 20 1 23 23 21 5. Moderate Income (81% to 120% of MFI) 4 2 6 6 6 ' Homeless families and individuals assisted with transitional or permanent housing Total 29 27 (I) Geographic Location (J) Racial/Ethnic Composition Number % ofToml Banning Murrieta 1. Hispanic 19 66% Beaumont Norco 2. White Blythe Palm Desert (Non -Hispanic) 10 34% Calimesa Perris Canyon Lake San Jacinto 3. Black Cathedral City Temecula Desert Hot Springs Other 4. Native American Indio (please list) 5. Asian & Lake Elsinore Riverside Pacific Islander La Quints XX Palm Springs 6. Other 7. Total must equal Total on 29 100% line 4, column ('vl) Rosenow Spevacek Group, inc. 2 08/12/03 TABLE 1 Fiscal Year: 2002-2003 Households & Persons July 1, 2002 to June 30, 2003 Assisted with Housing, including Emergency Shelter and/or Supportive Services form HUD -40090-A (1/93) (A) Program Name: (C) Total Funds Committed: $13,530,877 (F) Funds Leveraged La Quinta Housing Program - (LQHP project total) Amount: 0 Source(s): Residential Rehabilitation Loans (D) Funds Available (7-1-02 to 6-30-03): $0 (B) Funding Source: (available for residential rehab. loans) (G) Match Source(s): Low/Moderate Income Housing Fund (E) Funds Expended (7-1-02 to 6-30-03): $9.135 Amount: 0 Renters Owners Homeless * Non - (H) Assistance Provided Elderly Small Large 1st -Time Buyers Homeless Total by Income Group & 2 Member Related Related All Other Total Existing with Total Individuals Families Special Total Section 215 Households (2 to 4) 5 or more Households Renters Homeowners Children All Others Homeowner Needs (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) 1. Very Low -Income (0 to 30% MFI) 2. Very Low -Income (31 to 50% MFI) 3. Other Low -Income (51 to 80% of MFI) 4. Total Low -Income (lines 1 + 2 + 3) 5. Moderate Income (81% to 120% of MFI) 1 1 1 * Homeless families and individuals assisted with transitional or permanent housing Total 1 0 (I) Geographic Location (J) Racial/Ethnic Composition Number % of Total Banning Murrieta I. Hispanic Beaumont Norco 2. White Blythe Palm Desert (Non -Hispanic) 1 100% Calimesa Perris Canyon Lake San Jacinto 3. Black Cathedral City Temecula Desert Hot Springs Other 4. Native American Indio (please list) 5. Asian & Lake Elsinore Riverside Pacific Islander La Quinta XX Palm Springs 6. Other 7. Total must equal Total on 1 100% line 4, column (M) Rosenow Spevacek Group, inc. 3 08/12/03 TABLE 1 Fiscal Year: 2002-2003 Households & Persons July 1, 2002 to June 30, 2003 Assisted with Housing, including Emergency Shelter and/or Supportive Services form HUD -40090-A (1/93) (A) Program Name: (C) Total Funds Committed: $1,890,000 (F) Funds Leveraged Building Horizons Amount: 0 Source(s): (D) Funds Available (7-1-02 to 6-30-03): $210,000 (G) Match Source(s): (B) Funding Source: Low/Moderate Income Housing Fund (E) Funds Expended (7-1-02 to 6-30-03): $169,500 Amount: ` 0 Renters Owners Homeless * Non - Elderly Small Large 1st -Time Buyers Assistance Provided Homeless Total by Income Group & 2 Member Related Related All Other Total Existing with Total Individuals Families Special Total Section 215 Households (2 to 4) 5 or more Households Renters Homeowner. Children All Others Homeowner. Needs (A) (B) (C) (D) (E) (F) _ (G) (H) (1) (J) (R) (L) (M) (N) 1. Very Low -Income (0 to 30% MFI) 2. Very Low -Income (31 to 50% MFI) 3. Other Low -Income (51 to 80% of MFI) 2 2 2 0 4. Total Low -Income (lines 1+ 2+ 3) 2 2 2 0 5. Moderate Income (81% to 120% of MFI) * Homeless families and individuals assisted with traositional or permanent housing Total 2 0 (I) Geographic Location (J) Racial/Ethnic Composition Number % of Total Banning Murrieta 1. Hispanic 1 50% Beaumont Norco 2. white Blythe Palm Desert (Non -Hispanic) 1 50% Calimesa Perris Canyon Lake San Jacinto 3. Black Cathedral City Temecula Desert Hot Springs Other 4. Native American Indio (please list) 5. Asian & Lake Elsinore Riverside Pacific Islander La Quinta XX Palm Springs 6. Other 7. 'Total must equal Total on 2 100% line 4, column (M) Rosenow Spevacek Group, inc. 4 08/12/03 TABLE 1 Fiscal Year: 2002-2003 Households & Persons July 1, 2002 to June 30, 2003 Assisted with Housing, including Emergency Shelter and/or Supportive Services form HUD -40090-A (1/93) (A) Program Name: (C) Total Funds Committed: $6,713,416 (F) Funds Leveraged Miraflores - RGC / DC & TC Amount:. 0 Source(s): (single family component) (D) Funds Available (7-1-02 to 6-30-03): $17,438 (G) Match Source(s): (B) Funding Source: Low/Moderate Income Housing Fund (E) Funds Expended (7-1-02 to 6-30-03): $17,438 Amount: `. 0 Renters Owners Homeless * Non - Elderly Small Large 1st -Time Buyers (H) Assistance Provided Homeless Total by Income Group & 2 Member Related Related All Other Total Existing with Total Individuals Families Special Total Section 215 Households (2 to 4) 5 or more Households Renters Homeowners Children All Others Homeowners Needs (A) (B) (C) (D) (E) (F) (G) (H) (1) (J) (K) (L) (M) (N) 1. Very Low -Income (0 to 30% MFI) 2. Very Low -Income (31 to 50% MFT) 3. Other Low -Income (51 to 80% of MFI) 4. Total Low -Income (lines 1+2+3) 5. Moderate Income (81 % to 120% of MFI) 1 1 1 1 2 1 1 2 1 * Homeless families and individuals assisted with transitional or permanent housing Total 2 I (I) Geographic Location Q) Racial/Ethnic Composition Number % of Total Banning Murrieta 1. Hispanic Beaumont Norco 2. white Blythe Palm Desert (Non -Hispanic) 2 100% Calimesa Perris Canyon Lake San Jacinto 3. Black Cathedral City Temecula Desert Hot Springs Other 4. Native American Indio (please list) 5. Asian & Lake Elsinore Riverside Pacific Islander La Quinta XX Palm Springs 6. Other 7. Total must equal Total on 2 100% line 4, column (M) Rosenow Spevacek Group, inc. 5 08/12/03 TABLE 1 Fiscal Year: 2002-2003 Households & Persons July 1, 2002 to June 30, 2003 Assisted with Housing, including Emergency Shelter and/or Supportive Services form HUD -40090-A (1/93) (A) Program Name: (C) Total Funds Committed: $5,156,608 (F) Funds Leveraged La Quints Rental Housing Program Amount: s 0 Source(s): (D) Funds Available (7-1-02 to 6-30-03): $829,000 (G) Match Source(s). (B) Funding Source: Low/Moderate Income Housing Fund (E) Funds Expended (7-1-02 to 6-30-03): $608,830 Amount: 0 Renters Owners Homeless * Non - Elderly Small Large 1st -Time Buyers (H) Assistance Provided Homeless Total by Income Group & 2 Member Related Related All Other Total Existing with Total Individuals Families Special Total Section 215 Households (2 to 4) 5 or more Households Renters Homeowner. Children All Others Homeowner Needs (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (1N) 1. Very Low -Income (0 to 30% MFI) 2. Very Low -Income (31 to 50% MFI) 1 29 14 43 43 3. Other Low -Income (51 to 80% of Mi -1) 4. Total Low -Income (lines I + 2 + 3) 29 14 43 43 5. Moderate Income (81 % to 120% of MFI) * Hnmeless families and individuals assisted with transitional or permanent housing Total 43 0 (I) Geographic Location (J) Racial/Ethnic Composition Number °% of Total Banning Murrieta 1. Hispanic 19 44% Beaumont Norco 2. White Blythe Palm Desert (lion -Hispanic) 12 28% Calimesa Perris Canyon Lake San Jacinto 3. Black 11 26% Cathedral City Temecula Desert Hot Springs Other 4. Native American Indio (please list) 5. Asian & Lake Elsinore Riverside Pacific Islander La Quinta XX Palm Springs 6. Other 1 2% 7. Total must equal Total on 43 100% line 4, column (M) Rosenow Spevacek Group, inc. 6 08/12/03 TABLE 1 Fiscal Year: 2002-2003 Households & Persons July 1, 2002 to June 30, 2003 Assisted with Housing, including Emergency Shelter and/or Supportive Services form HUD -40090-A (1/93) (A) Program Name: (C) Total Funds Committed: $300,000 (F) Funds Leveraged Aventine - Spanos Corporation Amount: 0 Source(s): (D) Funds Available (7-1-02 to 6-30-03): $0 (G) Match Source(s), (B) Funding Source: Low/Moderate Income Housing Fund (E) Funds Expended (7-1-02 to 6-30-03): $2,207,924 Amount: 0 Renters Owners Homeless * Non - Elderly Small Large 1st -Time Buyers (H) Assistance Provided Homeless Total by Income Group & 2 Member Related Related All Other Total Existing with Total Individuals Families Special Total Section 215 Households (2 to 4) 5 or more Households Renters Homeowners Children All Others Homeowners Needs (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (K) (L) (M) (N) 1. Very Low -Income (0 to 30% MFI) 2. Very Low -Income (31 to 50% MFI) 3. Other Low -Income (51 to 80% of MFI) 6 6 6 4. Total Low -Income (lines 1+ 2+ 3) 6 6 6 5. Moderate Income (81 % to 120 % of MFI) 3 3 3 * Homeless families and individuals assisted with transitional or permanent housing Total 9 (I) Geographic Location (J) Racial/Ethnic Composition Number % of Total Banning Murrieta 1. Hispanic 3 66% Beaumont Norco 2. white Blythe Palm Desert (Non -Hispanic) 6 34% Calimesa Perris Canyon Lake San Jacinto 3. Black Cathedral City Temecula Desert Hot Springs Other 4. Native American Indio (please list) 5. Asian & Lake Elsinore Riverside Pacific Islander La Quinta XX Palm Springs 6. Other 7. Total must equal Total on 9 100% line 4, column (M) Rosenow Spevacek Group, inc. % 08/12/03 TABLE 1 Fiscal Year: 2002-2003 Households & Persons July 1, 2002 to June 30, 2003 Assisted with Housing, including Emergency Shelter and/or Supportive Services form HUD -40090-A (1/93) (A) Program Name: (C) Total Funds Committed: on-going since 1989 (F) Funds Leveraged Assessment - Sewer Connection Subsidy Amount: 0 Source(s): (D) Funds Available (7-1-02 to 6-30-03): (B) Funding Source: (G) Match Source(s)- Low/Moderate Income Housing Fund (E) Funds Expended (7-1-02 to 6-30-03): $47,034 Amount: 0 Renters Owners Homeless * Non - Elderly Small Large 1st -Time Buyers (H) Assistance Provided Homeless Total by Income Group & 2 Member Related Related All Other Total Existing with Total Individuals Families Special Total Section 215 Households (2 to 4) 5 or more Households Renters Homeowner, Children All Others Homeowners Needs (A) (B) (C) (D) (E) (F) (G) (H) (r) (J) (K) (L) (M) 0�0 1. Very Low -Income (0 to 30% MFI) 2. Very Low -Income (31 to 50% MFI) 2 1 2 2 3. Other Low -Income (51 to 80% of MFI) 7 7 7 4. Total Low -Income (lines 1+ 2+ 3) 9 9 9 5. Moderate Income (81 % to 120 % of MFT) * Homeless families and individuals assisted with transitional or permanent housing Total 9 (I) Geographic Location (J) Racial/Ethnic Composition Number % of Total Banning Murrieta 1. Hispanic 5 56% Beaumont Norco 2. White Blythe Palm Desert (Non -Hispanic) 4 44% Calimesa Perris Canyon Lake San Jacinto 3. Black Cathedral CityTemecula Desert Hot Springs Other 4. Native American Indio (please list) 5. Asian & Lake Elsinore Riverside Pacific Islander La Quinta XX Palm Springs 6. Other 7. Total must equal Total on 9 100% line 4, column (M) Rosenow Spevacek Group, inc. 8 08/12/03 Rowe TABLE 1 Fiscal Year: 2002-2003 Households $ Persons July 1, 2002 to June 30, 2003 Assisted with Housing, including Emergency Shelter and/or Supportive Services formHUD-40090-A (1/93) (A) Program Name: (C) Total Funds Committed: $9,500,000 (F) Funds Leveraged Seasons @ Miraflores Amount: `. 0 Source(s): (D) Funds Available (7-1-02 to 6-30-03): $7,000,000 (B) Funding Source: (G) Match Source(s): Low/Moderate Income Housing Fund (E) Funds Expended (7-1-02 to 6-30-03): $3,500,000 Amount: `. 0 Renters Owners Homeless * Non - Elderly Small Large Ist-Time Buyers (H) Assistance Provided Homeless Total by Income Group & 2 Member Related Related All Other Total Existing with Total Individuals Families Special Total Section 215 Households (2 to 4) 5 or more Households Renters Homeowners Children All Others Homeowners Needs (A) (B) (C) (D) (E) (F) (G) (H) (1) (J) (K) (L) (M) (N) 1. Very Low -Income (0 to 30% MFI) 11 2. Very Low -Income (31 to 50% MFI) 46 46 3. Other Low -Income (51 to 80% of MFI) 16 16 4. Total Low -Income (lines 1 + 2 + 3) 73 73 5. Moderate Income (81 % to 120% of MFI) * Homeless families and individuals assisted with transitional or permanent housing Total 73 (I) Geographic Location (J) Racial/Ethnic Composition Number % of Total Banning Murrieta 1. Hispanic 8 11% Beaumont Norco 2. White Blythe Palm Desert (Non -Hispanic) 65 89% Calimesa Perris Canyon Lake San Jacinto 3. Black Cathedral City Temecula Desert Hot Springs Other 4. Native American Indio (please list) 5. Asian & Lake Elsinore Riverside Pacific Islander La Quinta XX Palm Springs 6. Other 7. Total must equal Total on 73 100% line 4, column (M) The Agency maintains complete detail records for each of the affordable housing programs funded. These records are maintained at the offices of the Agency's housing consultant, Rosenow Spevacek Group, 217 N. Main Street, Suite 300, Santa Ana, California 92701. The contact person is Becky Caha, Housing Program Analyst, who can be reached at (714) 541-4585 extension 2423. During this reporting period, Agency assistance was provided to the programs and income categories identified in the chart below: Program Total # Units Very Low Low Moderate Building Horizons IX 2 0 2 0 2td Home Purchase Loans 29 0 23 6 Residential Rehab Loans 1 0 0 1 Miraflores Project 2 0 0 2 Agency Rental Units 43 43 0 0 Rental Housing Sales 0 0 0 0 Aventine Project 13 0 10 3 Sewer Cost Subsidy 9 2 7 0 Acquisition/Rehab/Resale 0 0 0 0 Seasons @ Miraflores 87 30 55 0 TOTALS 186 75 97 12 The Agency's housing programs were not designed to address the needs of specific racial and/or ethnic groups, but rather the community as a whole. The community is inhabitated by a large number of households who provide seasonal labor to the agricultural industry and who work in the tourism industry, which is also seasonally affected due to the climate of the area. The population in the City is generally evenly mixed between families and senior citizens, with a large number of Hispanic households. As indicated by the Racial/Ethnic composition statistics presented in Table 1, the Agency's housing programs are serving the population in close proportion to the population characteristics of the area. D. Other Actions Undertaken As is evidenced by the number of programs and units assisted, the types of affordable housing programs, and the level of funding allocated to affordable housing since 1989, both the Agency and City staff strive to maintain a high level of awareness to the needs of the community. Responding to community needs has been and continues to be a primary focus of the Agency. They have formulated an approach that provides affordable housing throughout the City in both of the Redevelopment Project Areas, rather than in a particular neighborhood. The Agency uses consultants to work as an extension of City staff who are experienced in formulating definitive affordable housing programs that address and meet the needs of the community. These teams of City/consultant staff implement and administer these programs, and strive to maintain an on-going relationship with the recipients of the assistance and the community as a whole.